| 单词 | mortgage loan |
| 例句 | When black women list their names first on mortgage loan application they are 34 % less likely to be approved than if their applications first list a black man.” The future isn’t unisex: Reform’s big gender blind spot 2013-12-19T19:38:00Z It was about the injustice of racial discrimination and redlining in the housing industry and bank mortgage loans. Lawyer and activist Bryan Stevenson on building racial justice: “This work is just beginning” 2018-09-18T04:00:00Z I'm saying, alternatives to larger banks that don't care as much about small business loans, or your potential mortgage loans, are these banks. Killer Mike on America: "We've failed, but we can change it" 2019-01-19T05:00:00Z Almost 7.5 percent of all mortgage loans in Illinois were in foreclosure in the first quarter, topped only by foreclosure activity in Florida and New Jersey, according to data released Wednesday. Illinois third-worst nationally in foreclosures 2012-05-16T14:29:00Z Pitt said the movie was conceived "at the apex of the mortgage loan debacle," which he called "criminal." Brad Pitt brings 'Killing Them Softly' to Cannes 2012-05-22T12:01:23Z In fact, the Chelsea Art Museum in Manhattan faces the possible removal of its charter because it pledged its permanent art collection as collateral for a mortgage loan. Bill to Stop Museums From Certain Art Sales May Die 2010-08-10T22:24:00Z The bride’s father is a mortgage loan originator for Caliber Home Loans in Miami. Nicole Guerra, Sean LaRochelle 2020-01-12T05:00:00Z The company is a major mortgage loan company, not a payday loan company. Detroit: The Most Exciting City in America? 2017-11-20T05:00:00Z Compton says she plans to continue her job as a mortgage loan processor and isn't sure where she'll fit all the new kitchen appliances. NJ woman wins $1 million in national bake-off 2010-04-14T20:31:00Z "We were certainly at the apex of the mortgage loan debacle," Pitt said on the beginning of the project. Brad Pitt brings 'Killing Them Softly' to Cannes 2012-05-22T13:30:15Z At the time, people were at the apex of the mortgage loan debacle, people were leaving their homes. Brad Pitt: gangster movie Killing Them Softly reflects economic crimes 2012-05-22T21:03:32Z When federal policies struck down gender discrimination in loan and credit decisions, two-income families could qualify for larger mortgage loans, elevating the demand for higher-priced homes. Opinion: Can't afford a house in L.A.? Here's how that happened 2023-09-28T04:00:00Z Some of the sales plans also come as mortgage loans are due to be refinanced, which is made more difficult when equity in the asset drops, people in credit and property markets said. Asset managers look to sell Hong Kong buildings as higher rates bite 2023-09-05T04:00:00Z For decades, those racist practices and policies generally denied people of color and low-income residents access to mortgage loans and homes in more “desirable” neighborhoods. How much wealth King County residents lost due to racist housing policies 2023-07-14T04:00:00Z According to mortgage loan company QuickenLoans, California homes have the highest median sale price in the nation. One-third of U.S. homeless live in California, study says 2023-06-21T04:00:00Z But the threshold would be higher than that for tweaking the 10-year yield cap, as it would cool the economy by increasing rates for bank lending and mortgage loans. Factbox: BOJ's next steps and triggers for policy shift 2023-06-13T04:00:00Z First Republic's annual report also warned investors that more than half its loan book was comprised of single-family residential mortgage loans, that are difficult to offload. Explainer: Why First Republic Bank failed and what JPMorgan's deal means 2023-05-01T04:00:00Z Japanese policymakers and analysts see the failure of the two U.S. banks this time as different in nature from the last financial crisis, which stemmed from subprime mortgage loans and triggered a credit crunch. BOJ sees 'sound and resilient' financial system despite some jitters 2023-04-21T04:00:00Z Consumers have largely held strong over the last year even as interest rates raised costs for mortgage loans to credit card financing. Wall St Week Ahead Consumer stocks' earnings may offer clues on U.S. economy’s resilience 2023-04-14T04:00:00Z But it would also slow the economy by raising rates for bank lending and mortgage loans. Factbox: Possible next steps for BOJ policy under new governor 2023-04-10T04:00:00Z First Republic's annual report also warned investors that more than half its loan book was comprised of single-family residential mortgage loans, especially jumbo loans, that are difficult to offload. How First Republic's courtship of the wealthy led to meltdown 2023-03-27T04:00:00Z Most new and outstanding loans in China are based on the one-year LPR, while the five-year rate influences the pricing of mortgage loans. China keeps lending benchmarks unchanged in March, as expected 2023-03-20T04:00:00Z The former mortgage loan officer, who already had one close call in Bermuda late last year, was playing an exquisite round until taking double bogey on his final hole for a 1-under 71. Storms interrupt some of the chaos at Players Championship 2023-03-10T05:00:00Z The MBA's Market Composite Index, a measure of overall mortgage loan application volume, fell 5.7% from a week earlier. U.S. mortgage interest rates remain at highest level since November - MBA 2023-03-01T05:00:00Z The MBA's Purchase Composite Index, a measure of all mortgage loan applications for purchase of a single family home, dropped 18.1% from the prior week to its lowest level since 1995. U.S. mortgage interest rates jump to highest level since November - MBA 2023-02-22T05:00:00Z Higher rates also increased risk for banks and mortgage companies that buy mortgage loans from lenders. What mortgage company changes mean for your home loan 2023-02-14T05:00:00Z The company has $571 billion in assets under management spread across mortgage loans, government and corporate bonds, private equity, infrastructure and structured credit. Metlife's investment arm agrees to acquire Raven Capital Management 2023-02-07T05:00:00Z But it would cool the economy by raising rates for bank lending and mortgage loans. Factbox: BOJ's possible next step as market attacks yield policy 2023-01-16T05:00:00Z The MBA's Purchase Composite Index, a measure of all mortgage loan applications for purchase of a single family home, declined 5.6% from the prior week. U.S. mortgage interest rates remain at highest level since November - MBA 2023-03-01T05:00:00Z The MBA's Market Composite Index, a measure of overall mortgage loan application volume, also declined 13.3% from a week earlier. U.S. mortgage interest rates jump to highest level since November - MBA 2023-02-22T05:00:00Z Bank officials said they are going beyond the consent order, having this week announced an expansion of commercial and residential mortgage loan programs for underserved populations. Justice Dept. wins $31 million redlining settlement with L.A. bank 2023-01-12T05:00:00Z The harm included charging illegal overdraft fees, seizing customer accounts and bungling borrowers’ auto and mortgage loans. Opinion | At Wells Fargo, who directed the nefarious acts? 2022-12-23T05:00:00Z Some in the nine-member board also said the BOJ must be mindful of how future interest rate rises might affect mortgage loans, the minutes showed. BOJ discussed potential impact of future policy tweak - Oct minutes 2022-12-23T05:00:00Z That compares with 1.33% in December last year and is more than four times as high as some variable mortgage loans. Japanese homeowners face an unfamiliar headache: higher mortgages 2022-12-22T05:00:00Z The consumer bureau said Wells Fargo’s actions had dire consequences for consumers, including repossessed cars, frozen consumer accounts and monumental fees added to mortgage loans. Wells Fargo to pay $3.7 billion over actions on loans, consumer accounts 2022-12-20T05:00:00Z And the bank will open a new branch in a majority Black or Hispanic neighborhood and devote at least four mortgage loan officers to those communities, according to the settlement. Justice Dept. wins $31 million redlining settlement with L.A. bank 2023-01-12T05:00:00Z It also reduces the size of mortgage loan that a borrower can obtain. Canada resists call to ease mortgage stress test for uninsured home buyers 2022-12-15T05:00:00Z The average floating interest rate for a mortgage loan in Greece is now at 4.0%, up from about 2.8% in July. Greek banks to subsidise interest rate rises for vulnerable borrowers 2022-12-14T05:00:00Z The central bank noted, however, that households - especially those in lower-income groups - should be prudent when committing to mortgage loans, given financial conditions were expected to tighten further in coming quarters. Singapore financial vulnerability climbs, but still resilient to shocks -MAS 2022-11-25T05:00:00Z Under the agreement, BoCom will likely offer Vanke property development loans, mortgage loans and loans for merger and acquisition deals, according to a statement released by the lender. Chinese lender BoCom agrees $14 billion credit line with developer Vanke 2022-11-23T05:00:00Z Rose Prophete thought the second mortgage loan on her Brooklyn home was resolved about a decade ago — until she received paperwork claiming she owed more than $130,000. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z Perkins, a mortgage loan originator, said his vote is leaning toward Rick Caruso because he thinks Karen Bass has had plenty of opportunities to tackle Los Angeles’ homelessness crisis as a member of the U.S. We're voting for Rick Caruso for L.A. mayor. Here's why 2022-11-05T04:00:00Z And the money raised from selling the bonds — a vital source of financing for mortgage lenders — allows lenders to make more mortgage loans. Mortgage Rates Too High? (Blame the Fed, Wall Street and Your Neighbor.) 2022-11-03T04:00:00Z In campaign materials, he described himself as a mortgage loan officer and said he and his wife run a teen center. WA school board member resigns after Capitol riot arrest 2022-10-20T04:00:00Z The report also found that Black and Hispanic applicants for mortgage loans were far more likely to be rejected than white and Asian applicants. Realtors apologizing for past discrimination, urging change 2022-10-14T04:00:00Z The trusts and mortgage loan servicers behind the actions say the loans were defaulted on years ago. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z Already, some British lenders were freezing new mortgage loans, and pension funds were facing margin calls that would force them to sell bonds that were sinking in value, according to Barclays Bank. Bank of England intervenes to avert credit crunch, economic fallout 2022-09-28T04:00:00Z It is also possible to add stamp duty to mortgage loans and increase your debt to cover the cost of the tax but you could end up paying significantly more in interest payments. Stamp duty: What is it and how much do I pay? 2022-09-22T04:00:00Z Their goal is also to improve AI-based decisions about mortgage loans, college admissions, job hiring and parole granting. Artificial Intelligence Needs Both Pragmatists and Blue-Sky Visionaries 2022-09-20T04:00:00Z Idziak: The cost to temporarily buy down the interest rate will depend on the size of the mortgage loan and the amount and duration of the buy-down. How does a mortgage rate buy-down work? 2022-09-14T04:00:00Z The parties behind the court actions that have been launched to collect the money now are often investors who buy so-called distressed mortgage loans at deep discounts, advocates say. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z “Banks have lowered yields on corporate and mortgage loans in response to the authorities’ call for lower funding costs for the corporate sector and homebuyers,” said Zhu. Big Chinese state-owned banks cut personal deposit rates 2022-09-15T04:00:00Z The MBA also said its Market Composite Index, a measure of mortgage loan application volume, declined 1.2% from a week earlier and is now down 64.0% from one year ago. U.S. mortgage interest rates top 6% for first time since 2008 2022-09-14T04:00:00Z Student debt is currently the second-largest type of household debt, after mortgage loans, accounting for about 10% of total household debt. Is Biden's student debt forgiveness fair? 2022-08-24T04:00:00Z It also reported strong growth in both commercial and mortgage loans. Canada's Royal Bank earnings disappoint, National Bank beats 2022-08-24T04:00:00Z Steamboat Springs Police Chief Sherry Burlingame spends her days finding housing and negotiating mortgage loans for prospective hires. Amid housing crises vacation towns limit short-term rentals 2022-08-23T04:00:00Z More importantly, banks were making high-risk, high-interest mortgage loans called subprime mortgages to consumers who often misunderstood their complex terms and lacked the ability to make the required payments. U.S. History 2014-12-30T00:00:00Z Borrowers can take the reverse mortgage loan as a line of credit, a lump-sum payment, fixed monthly payments or a combination. Advice | House rich, cash poor: Why a home-equity loan may not be a good idea 2022-08-10T04:00:00Z ABN's earnings were lifted by an economic recovery in the Netherlands, which stimulated demand for corporate and mortgage loans and improved the credit quality of existing clients. ABN Amro's quarterly profit beats estimates despite rising costs 2022-08-10T04:00:00Z Berkshire Hathaway HomeServices, Trident’s parent company, said in a statement that “Trident and any affiliated companies have never denied or discouraged access to mortgage loans or other services based on race.” FTC sues to block Meta acquisition of Within Unlimited 2022-07-27T04:00:00Z Trident stopped making mortgage loans last year, and will contract with another lender on the subsidies. Berkshire Hathaway unit settles U.S. mortgage redlining charges 2022-07-27T04:00:00Z In the past, a prospective home buyer went to a local bank for a mortgage loan. U.S. History 2014-12-30T00:00:00Z Trident also agreed to hire mortgage loan officers in impacted neighborhoods as well as pay a monetary fine of $4 million. DOJ: Buffett company discriminated against Black homebuyers 2022-07-27T04:00:00Z Lenders consider your credit score in determining the interest rate and payment terms on a mortgage loan. Perspective | Five reasons why you shouldn’t buy a house right now 2022-07-13T04:00:00Z Department of Justice claims it knowingly made and sold residential mortgage loans that misstated income information and were lower quality than it had represented. Wells Fargo mostly defeats two lawsuits over mortgage losses 2022-07-12T04:00:00Z The MBA's Purchase Composite Index, which covers mortgage loan applications for single family homes, increased 8.1% from a week ago. Rates on U.S. 30-year mortgages see biggest one-week increase since 1987 2022-06-16T04:00:00Z The Federal Reserve’s move to rein in inflation will affect home mortgage loans, credit card borrowing, car loans, labor market stability and overall consumption. How will the Fed interest rate hike affect you? 2022-06-15T04:00:00Z The MBA said its Purchase Composite Index, a measure of all mortgage loan applications for purchase of a single family home, increased 8.1% from a week earlier and its Refinance Index rose 3.7%. U.S. mortgage interest rates jump to highest level since 2008 2022-06-15T04:00:00Z “A higher credit score helps ensure that you’ll qualify for the most affordable mortgage loan,” said Bruce McClary, senior vice president of membership and communications at the National Foundation for Credit Counseling. Perspective | Five reasons why you shouldn’t buy a house right now 2022-07-13T04:00:00Z Most lenders sell their mortgage loans on the secondary market or package them as securities. Perspective | Homeowner wishes to remove ex-spouse from mortgage without refinancing 2022-06-08T04:00:00Z The group’s composite index, a measurement of mortgage loan application volume, is at its lowest level in 22 years. Mortgage rates jump again, buyers head to the sideline 2022-06-09T04:00:00Z But factory production rates greatly exceeded rates at which finished homes could be shipped and inventoried, subdivisions created, improved lots prepared, mortgage loans obtained and sales closed. Perspective | 3D homes sound ingenious, but their time will probably never come 2022-05-23T04:00:00Z This week, financial authorities allowed banks to cut their mortgage loan interest rates for some home buyers. China cuts borrowing rate again, seeking to revive housing sector 2022-05-20T04:00:00Z One is to sign an agreement with your child that your child agrees to refinance the mortgage loan as soon as they become mortgage eligible and remove you from being a co-signer. Should you co-sign your adult children’s mortgage? 2022-05-11T04:00:00Z The MBA said its Purchase Composite Index, a measure of all mortgage loan applications for purchase of a single family home, increased 4.5% from a week earlier. Average U.S. mortgage interest rate rises to 5.53%, applications up 2022-05-11T04:00:00Z The MBA said its Purchase Composite Index, a measure of all mortgage loan applications for purchase of a single family home, fell 7.6% on a seasonally adjusted basis, while the refinance index fell 9%. U.S. mortgage interest rates rise further, loan demand ebbs 2022-04-27T04:00:00Z According to the Consumer Financial Protection Bureau, 43% is the highest ratio you can have and still get a qualified mortgage — a more stable mortgage loan category. Debt-to-income ratio: What is it and why does it matter? | Provided by 1st Security Bank 2022-04-25T04:00:00Z An origination fee to the lender could top out at $6,000, and the lender charges closing fees typical for any mortgage loan. Reverse Mortgages Are No Longer Just for Homeowners Short on Cash 2022-04-01T04:00:00Z “This is an old residential area — hazardous as a security for long-term mortgage loans because of type of occupancy of district,” said another. New maps show strong correlation between redlined places in Seattle and worse air quality 2022-03-29T04:00:00Z But when they got it appraised to turn their construction loan into a 30-year conventional mortgage loan, the house was assessed at $1.3 million. Home values soared during the pandemic, except for these Black families 2022-03-23T04:00:00Z “Mr. Braxton was given the runaround to such an extent that it took him over nine months to refinance his federally backed mortgage loan.” A Black homeowner is suing Wells Fargo, claiming discrimination. 2022-03-21T04:00:00Z An individual’s credit score will factor in determining which mortgage loan product and interest rate the individual will qualify for. How to buy a home with gig income 2022-03-16T04:00:00Z Borrowing costs for mortgage loans, credit cards and auto loans will likely rise as a result. Fed begins inflation fight with key rate hike, more to come 2022-03-16T04:00:00Z The country’s central bank also said it would release about $7 billion worth of bank reserves that had been set aside as a buffer for unsecured consumer and mortgage loans. Markets are turbulent as sanctions start to isolate Russia’s economy. 2022-02-28T05:00:00Z Any debt with an adjustable interest rate, such as credit cards or mortgage loans, could gradually get more expensive. Fed ready to tackle inflation with interest rate increase in March, pointing to strong job growth amid pandemic 2022-01-26T05:00:00Z More ways to save include rolling closing costs into the total mortgage loan, requiring less cash up front, and shopping around for homeowners’ insurance and title insurance to ensure you’re getting the best deal. How to save money on closing costs 2021-12-28T05:00:00Z If you decide to purchase a home and your income is insufficient to qualify for a mortgage loan, we recommend creating a two-year plan. How to buy a home with gig income 2022-03-16T04:00:00Z An appraised value depends on the evaluation of a professional appraiser, usually hired by a lender for a refinance or a purchase mortgage loan. How much is your home worth? Here’s how to find out. 2021-11-08T05:00:00Z Banks require higher deposits on mortgage loans in regional Australia than in the cities, and the region has had a shortage of tradespeople, according to Mr. Hancock. Hellishly Hot Tiny Town Offers ‘Free’ Land. Hundreds of Calls Came In. 2021-10-27T04:00:00Z The expected rate cuts by the big three state banks were to cover corporate, individual and mortgage loans, Reuters reported on Sunday, citing sources familiar with the plan. Turkish lira at all-time low 9.85 after Erdogan seeks expulsions 2021-10-25T04:00:00Z The most common are second mortgage loans from state and local governments, and have low or zero interest rates. How to get a low down payment mortgage 2021-10-18T04:00:00Z Banks and corporations are also promising to make mortgage loans to borrowers of color, invest in historically black colleges and universities and help build affordable housing. How to benefit from corporate pledges to minority businesses 2021-09-30T04:00:00Z LoanDepot is in the vanguard of a group of online upstarts that use technology to speed up and simplify mortgage loans. Mortgage Lender Cut Corners in Echo of 2008 Crisis, Ex-Executive Says 2021-09-22T04:00:00Z The city government is expected to approve a project that will propose subsidized rates for mortgage loans and for office owners who need to invest to convert them into housing. In Buenos Aires downtown, a city seeks new lease of life after pandemic 'iceberg' 2021-09-06T04:00:00Z But the availability and terms of the mortgage loans offered by JPMorgan Chase — especially interest rates — will be critical to determining the impact of the initiative. Big business pledged nearly $50 billion for racial justice after George Floyd’s death. Where did the money go? One thing he is learning about is mortgage loans — how they work and the many options. Workers, in Demand, Have a New Demand of Their Own: A Career Path 2021-08-18T04:00:00Z “I’ve lost an incredible amount of money on top of the rent owed,” said Reid, who also works as a mortgage loan officer, referring to his delinquent tenants in Binghamton and Endicott, New York. Landlords look for an exit amid federal eviction moratorium 2021-08-19T04:00:00Z A total of $4.58 trillion in mortgage loans were originated over the past four quarters - the equivalent of 44% of total mortgage debt outstanding. U.S. demand for household debt climbed in Q2, New York Fed report shows 2021-08-03T04:00:00Z In the Washington area, 15.8 percent of all mortgage loans were delinquent as of May 31 and 14.5 percent of loans were seriously delinquent. D.C. area is among regions facing mortgage delinquency risk 2021-07-28T04:00:00Z In the leadup to the Great Recession, banks issued a disproportionate number of subprime mortgage loans to Black and Latino borrowers. Big banks want communities of color to trust them. But it's not so simple 2021-06-19T04:00:00Z In response to those threats, the new order directs federal agencies that oversee mortgage loans to find ways to account for the impact of climate change on those loans. Get Ready for Financial Shocks From Climate Change, Biden Tells Officials 2021-05-20T04:00:00Z “Lenders will exclude the debt from the bridge loan once a buyer provides a copy of a ratified contract on their exit property along with their buyer’s mortgage loan commitment letter.” A bridge loan may be the support you need to transition homes 2021-05-06T04:00:00Z In the 20th century, when the focus shifted to building a berth in the middle class through homeownership, African-Americans were again largely excluded from federal mortgage loan support programs and the G.I. Beyond Pandemic’s Upheaval, a Racial Wealth Gap Endures 2021-04-09T04:00:00Z The rosy picture painted by some executives is also at odds with data collected by the European Datawarehouse, which has analysed half a trillion euros of European mortgage loans. Analysis: Europe braces for pandemic reality to hit banks 2021-02-17T05:00:00Z He was sentenced last March and was immediately hit with state charges in New York after prosecutors accused him of giving false information on a mortgage loan application. A look at the 29 people Trump pardoned or gave commutations 2020-12-23T05:00:00Z After settling on the best way to track the environmental friendliness of mortgage loans, Verity’s analytic team plans to add solar loans to their agenda. Do your bank’s investment choices align with your values? | Provided by Verity Credit Union 2020-12-07T05:00:00Z Federal data and other research reveal that banks deny Black and Hispanic borrowers conventional mortgage loans or charge them higher fees and interest rates than White borrowers with similar credit profiles. A young man’s path out of Houston’s oldest housing project echoes George Floyd’s journey nearly 30 years ago 2020-10-15T04:00:00Z It also opened up a new era of home ownership for families who were previously unable to get mortgage loans. Former Democratic power broker James A. Johnson dies at 76 2020-10-18T04:00:00Z The buyers of these homes are in the process of finalizing their mortgage loans, which contributes to high loan demand. Mortgage rates fall as demand for home loans rises 2020-10-01T04:00:00Z A homeowner can write off the interest payments on a mortgage loan, but the owners of commercial buildings get a host of other benefits, too. Editorial Roundup: US 2020-09-30T04:00:00Z With this in mind, Verity has undertaken a project to track the carbon impacts of the car and mortgage loans they make. Do your bank’s investment choices align with your values? | Provided by Verity Credit Union 2020-12-07T05:00:00Z Spurred by historically low rates, applications for mortgage loans are up 25% from a year ago, according to Freddie Mac. US long-term mortgage rates fall; 30-year at 2.86% 2020-09-10T04:00:00Z Even excluding mortgage loan deferrals, a Census Bureau survey shows that as of June 30, about 8.4 million households missed a mortgage payment in the past month. Analysis | An indicator that presaged the housing crisis is flashing red again 2020-07-14T04:00:00Z Some believe that mortgage loans might be included in future TLTROs. Pause, reflect: Five questions for the ECB 2020-07-13T04:00:00Z Detailed analysis of mortgage loan applications that were approved or denied found pervasive redlining in 61 metro areas. Trump & Co. find another way to oppress minorities 2020-06-14T04:00:00Z Measuring carbon emissions for mortgage loans is much trickier, says Garren Moss, reporting analyst for Verity Credit Union. Do your bank’s investment choices align with your values? | Provided by Verity Credit Union 2020-12-07T05:00:00Z "I don't think we participate any longer in the organization's line of credit and mortgage loan commitments," he told shareholders at a recent meeting. NRA lays off dozens of workers and slashes staff pay after canceling annual meeting: leaked memo 2020-05-04T04:00:00Z In addition, Dodd took heat for a discounted VIP mortgage loan he received from a subprime lender and was behind in the polls at the time of his retirement announcement. Biden's VP selection panel to include Chris Dodd, ex-senator linked to corporate bailout, Hollywood lobbying 2020-04-30T04:00:00Z One of them, David Lindsay, a mortgage loan officer for a bank in Cabarrus County outside Charlotte, said he would “reluctantly, most likely” vote for Mr. Trump again. How the Virus Crisis Could Help a Red-State Democrat Stay in Office 2020-04-11T04:00:00Z “We applaud your efforts to address income insecurity with mortgage loan forbearance and eviction prohibition,” the letter reads. Black Md. residents disproportionately hurt by virus; more than 270,000 filed for unemployment in D.C. area last week 2020-04-09T04:00:00Z Finally, we must put an immediate moratorium on evictions, foreclosures and utility shut-offs, and suspend payments on rent and mortgage loans for primary residences during this crisis. We can't rely on Trump in this unprecedented crisis. Congress must lead the way | Bernie Sanders 2020-04-08T04:00:00Z Fannie Mae and Freddie Mac are the government-sponsored entities that operate under the authority of the Federal Housing Finance Agency and purchase the majority of mortgage loans made in the United States. Understand the loan terms when applying for a mortgage 2020-03-26T04:00:00Z For those with federally backed mortgage loans, the bill also includes forbearance and a temporary moratorium on foreclosures, a wave of which depressed prices for years after the 2008 financial meltdown. Dead deals, slashed prices: Coronavirus drags down Southern California home sales 2020-03-27T04:00:00Z The plan calls for a moratorium on evictions and foreclosures, and for the suspension of mortgage loan payments for primary residences. Bernie Sanders proposes $2,000 per month check to every household 2020-03-17T04:00:00Z Net worth combines the value of assets like real estate and stocks and subtracts liabilities like mortgage loans and credit card balances. Blue collar boom? College grads, baby boomers big winners in Trump's economy 2020-02-07T05:00:00Z New York prosecutors charged him in a indictment that accused him of giving false information on mortgage loan application. Ex-Trump aide Paul Manafort hospitalized amid prison term 2019-12-17T05:00:00Z Banks were also given credit for billions spent on mortgage loans to low- and moderate-income borrowers in poor neighborhoods. Overhaul of anti-redlining law sparks rift among financial regulators 2019-12-13T05:00:00Z Points are actually prepaid interest on the mortgage loan. Mortgage points and how they can cut your interest costs 2019-11-23T05:00:00Z “My mom was a mortgage loan officer. In 2008, things were good and then they were bad. My mom lost all her money and we got evicted.” Young nurse works to improve her finances with pragmatism and humor 2019-11-08T05:00:00Z Buying the securities also offset pressure on JPMorgan’s mortgage loan portfolio from falling rates. Too big to lend? JPMorgan's cash tweaks take toll on U.S. repo 2019-10-01T04:00:00Z However, when we limited our analysis to borrowers, we found that CRA lending did not correlate with an increase in the minority share of those getting mortgage loans. Opinion | A tool meant to help minorities buy homes is instead speeding up gentrification in D.C. 2019-08-09T04:00:00Z American investment banks bought up mortgage loans at a discount, profiting as the market recovered. Housing Crisis Grips Ireland a Decade After Property Bubble Burst 2019-08-08T04:00:00Z After that, Trump put in an additional $30 million into renovating and operating the property, without taking a mortgage loan. Trump to stay at Doonbeg, his money-losing golf course threatened by climate change 2019-06-05T04:00:00Z The mortgage loan was granted at an annual interest rate of 4.5%. Trump’s income from Mar-a-Lago fell nearly $3 million in 2018, records show 2019-05-16T04:00:00Z From 2003-07, Morgan Stanley sold California’s two largest pension systems bundles of thousands of mortgage loans. Morgan Stanley to pay $130 million to California pensions over bad investments 2019-04-25T04:00:00Z Lawsuits were filed alleging other problems, including improperly changing the terms of mortgage loans for bankrupt borrowers, signing up customers for unauthorized life insurance policies and overcharging small businesses for credit- and debit-card processing services. Wells Fargo CEO Tim Sloan is retiring as bank struggles to get past scandals 2019-03-28T04:00:00Z To curb dangerous lending and borrowing, the Central Bank of Ireland in 2015 capped mortgage loans at about 3.5 times the buyer’s annual income, but the median price is about 5.6 times earnings. Housing Crisis Grips Ireland a Decade After Property Bubble Burst 2019-08-08T04:00:00Z And some are starting to buy mortgage- or property-backed securities sold by Greek banks that are looking to unload piles of troubled mortgage loans accumulated during the crisis. In Greece, an Economic Revival Fueled by ‘Golden Visas’ and Tourism 2019-03-20T04:00:00Z Like Manafort, Cohen also concealed millions of dollars in debt to obtain a mortgage loan he likely would not be able to secure through honest means. Paul Manafort’s New York indictment raises questions about lack of charges against Michael Cohen 2019-03-18T04:00:00Z These amounts are dwarfed by the $11 trillion in outstanding U.S. home mortgage loans and probably are not enough to drag down the financial system, as mortgages did during the 2007-2009 crisis. Worried about next downturn? U.S. credit funds may offer early clues 2019-03-12T04:00:00Z Banks that built up their direct distribution networks for mortgage loans rather than rely on brokers could improve their net interest margins, according to Bank of America Merrill Lynch analysts. Australia's bruised big banks offered respite in inquiry wash-up 2019-02-08T05:00:00Z Fryar and his mother were convicted in August 2015 of applying for mortgage loans in quick succession while using the same property as collateral. New Jersey’s top court won’t hear ex-NFL star’s appeal 2019-01-30T05:00:00Z Experts say the rebound in applications followed a slower-than-usual holiday period, and the slide in mortgage rates also prompted a flurry of refinancing, especially by borrowers with larger mortgage loans. US average mortgage rates fall; 30-year at 4.45 percent 2019-01-10T05:00:00Z Mr. Vance’s indictment against Manafort includes eight counts of falsifying business records to obtain millions of dollars in fraudulent mortgage loans. Paul Manafort’s New York indictment raises questions about lack of charges against Michael Cohen 2019-03-18T04:00:00Z But GOP lawmakers were still raising concerns Tuesday, talking about disruptions in payments to farmers and troubles for home buyers trying to get government-backed mortgage loans. Trump links drugs, violent crime to lack of border wall 2019-01-09T05:00:00Z In 2009, the same year the Browns lost their home, Memphis sued Wells Fargo, accusing it of targeting African American neighborhoods with deceptive and pricey mortgage loans. Eviction filings and code complaints: What happened when a private equity firm became one city’s biggest homeowner 2018-12-25T05:00:00Z I am about to get a mortgage loan to buy my daughter's house, but now the rate will be at least 1 percentage point higher. One auto-pay misstep and her credit score falls off a cliff 2018-12-23T05:00:00Z The two companies financed 44 percent of new mortgage loans during the first six months of 2018, according to the Urban Institute. Trump May Choose Critic of Fannie and Freddie to Lead Agency Overseeing Them 2018-12-10T05:00:00Z It found that -- whether they apply for a mortgage loan face-to-face or online -- blacks and Latinos are charged 5.6 to 8.6 basis points higher than white borrowers with comparable credit history. Perspective | Even machines are discriminating against black and Latino homebuyers 2018-11-15T05:00:00Z “Compare income and expenses, and include bank accounts, savings, retirement plans, other investments and your house. Debts include credit cards, education, car and mortgage loans. Are changes needed now that you’re single?” Women Who Become Widows Are Faring Better Financially 2018-11-17T05:00:00Z The company extended around $2.5 billion in refinanced student, unsecured consumer and mortgage loans in the third quarter, according to the investor letter. Losses Pile Up at Fintech Firm SoFi as Rates Rise 2018-11-11T05:00:00Z The bank said the issue stems from a calculation error that overstated attorneys’ fees that were needed in determining whether a customer qualified for a mortgage loan modification or repayment plan. Wells Fargo says internal error caused more home foreclosures than... 2018-11-06T05:00:00Z The Trump administration released a report in June proposing to privatize Fannie and Freddie while continuing to subsidize mortgage loans for less affluent home buyers through an existing program operated by the Federal Housing Administration. Trump May Choose Critic of Fannie and Freddie to Lead Agency Overseeing Them 2018-12-10T05:00:00Z GE also said in February that the Justice Department may take action in connection to an investigation into the company’s subprime mortgage loans business. GE slashes dividend, takes $22 billion charge in 3Q 2018-10-30T04:00:00Z The bank’s average core loans were up 6 percent in the third quarter even as higher rates crimped borrowing in areas such as mortgage loans. JPMorgan's consumer banking strength offsets bond trading weakness 2018-10-12T04:00:00Z Average core loans was up 6 percent in the third quarter even as higher rates crimped borrowing in areas such as mortgage loans. JPMorgan profit boosted by higher interest rates 2018-10-12T04:00:00Z And, like a lot of others in 2008, he was swept into the financial crisis, failing to make monthly payments on his subprime mortgage loans and filing for bankruptcy. The Brothel Empire and the Ex-Detective, Always One Step Ahead of the Law 2018-09-21T04:00:00Z Mr. Manafort secures a $3.4 million mortgage loan using false information, hid other debt and inflated his income with the help of Mr. Gates and his accountant. The Rise and Fall of Paul Manafort: Greed, Deception and Ego 2018-08-13T04:00:00Z The vast majority of new mortgage loans - 96% - are on fixed interest rates, typically for two or five years. What the interest rate rise means for you 2018-08-02T04:00:00Z Wall Street is doing exactly what they did with mortgage loans before the US financial crisis, but with corporate ones. Author Nomi Prins’ “Collusion” is a global expedition to expose the power grab of central b... 2018-08-01T04:00:00Z The company extended a record $3.6 billion in student, personal and mortgage loans in the first quarter. In Second Act, Silicon Valley CEO Opens Up About Affairs 2018-07-27T04:00:00Z Five months later, Signature started making mortgage loans to Mr. Kushner’s company. How a Small Bank Became a Go-To Lender to the Trump Family 2018-07-23T04:00:00Z Mr. Manafort secures a $3.4 million mortgage loan using false information, hid other debt and inflated his income with the help of Mr. Gates and his accountant. The Rise and Fall of Paul Manafort: Greed, Deception and Ego 2018-08-13T04:00:00Z In 2015, it imposed new limits on mortgage loans relative to the income of the borrower and the value of the property being purchased. Eurozone House Prices Rise at Fastest Rate in 11 Years 2018-07-10T04:00:00Z African Americans were more likely to experience foreclosure because they were disproportionately targeted for “toxic” mortgage loans during the boom years of the housing market, Bailey said. ‘We haven’t made any progress’: Black homeownership is stuck near 30-year lows 2018-07-06T04:00:00Z Perhaps the most pressing business was a host of extensions that allow towns and cities across the state to collect taxes on everything from hotel rooms in New Rochelle to mortgage loans in the Adirondacks. Legislative Session in Albany Sputters to the Finish Line 2018-06-21T04:00:00Z The legislation also exempts certain banks and credit unions from requirements to report some mortgage loan data. Bill rolling back Dodd-Frank regulations goes to Trump 2018-05-22T04:00:00Z In addition, Wells Fargo admitted to improperly charging customers fees to lock in interest rates on pending mortgage loans. Editorials from around New York 2018-05-02T04:00:00Z Over the last year, the bank acknowledged a handful of additional consumer abuses, such as charging improper fees on some mortgage loans and forcing auto-loan customers to pay for insurance policies they did not need. Former Wells Fargo trader alleges pay incentives could have led to foreign-exchange overcharges 2018-04-16T04:00:00Z The Dutch are also considering the end of tax relief for mortgage loans, while in Portugal banks must offer loan maturities of no more than 40 years. Europe’s Boom Reawakens the Ghost of Crisis Past: Debt 2018-04-09T04:00:00Z Matt Meyer, one of the bank’s mortgage loan officers, said he sees up to five customers a month that fall into the millennial category. Columbia bank holds ‘adulting’ classes for millennials 2018-04-07T04:00:00Z The department said Barclays misled investors about the quality of the mortgage loans and committed mail fraud, wire fraud, and other allegations. Barclays to pay $2B to settle fraud claims from 2000s housing crisis 2018-03-29T04:00:00Z The department said the firm misled investors about the quality of the mortgage loans backing those deals and committed violations of mail fraud and bank fraud. Barclays to pay $2 billion U.S. fine over mortgage fraud claims:... 2018-03-29T04:00:00Z What if, Wickham said, the city made a mortgage loan and the borrower stopped paying? Can Los Angeles start a public pot bank? City study says costs could be 'exorbitant' 2018-03-03T05:00:00Z Taylor Bean was authorized to originate and underwrite mortgage loans insured by the Department of Housing and Urban Development’s Federal Housing Administration. Deloitte & Touche pays $149.5M to settle claims from failed mortgage lender audits 2018-02-28T05:00:00Z You, however, may fare better on refinance pricing depending on your current mortgage loan. Don’t like your mortgage servicer? Good luck trying to switch 2018-02-24T05:00:00Z A high debt load relative to your income can make you less appealing to a lender and, in turn, less likely to get approved for a mortgage loan. How to buy a house when you have student loan debt 2018-02-15T05:00:00Z The company’s two largest markets are the racially diverse cities of Chicago and Milwaukee, but in 2014, the year before its settlement with HUD, 92 percent of the company’s conventional mortgage loans went to whites. 8 lenders that aren’t serving people of color for home loans 2018-02-15T05:00:00Z The city would not charge the Urban League interest on the mortgage loan for the first three years. Alexandria council to vote on rescue plan for Freedom House slavery museum 2018-02-12T05:00:00Z Conventional loans account for more than half of new mortgage loans. Know your mortgage options when searching for a new home 2018-01-25T05:00:00Z She later earned certification to become a full-time mortgage loan officer with Envoy Mortgage of Edina. Minnesota woman buys ballroom she often went to as a child 2018-01-22T05:00:00Z The new tax law also complicates things for Fannie Mae and Freddie Mac, the mortgage behemoths that are the nation’s largest source of mortgage loans. Housing market could shift under new tax law 2018-01-02T05:00:00Z The real estate brokers on both sides of the sale and the mortgage loan officer had never dealt with a bitcoin or cryptocurrency transaction before and were initially skeptical and confused. Bitcoin-like cryptocurrency used to buy home in Tukwila, likely a first for Seattle-area market 2018-01-03T05:00:00Z Becerra’s office said those securities were typically backed by thousands of mortgage loans of varying quality in which the buyer relied on the assurance that those mortgages were carefully screened and were not overly risky. RBS to pay $125 million to settle California mortgage bond claims 2017-12-22T05:00:00Z The average interest rate on a 30-year mortgage loan, at 3.94 percent last week, was lower than the 4.13 percent average rate at the same time last year, according to Freddie Mac. Fed Predicts Modest Economic Growth From Tax Cut 2017-12-13T05:00:00Z Start by consulting a mortgage loan officer at your bank to see if this is an option. How to find your way out of difficult financial circumstances 2017-12-10T05:00:00Z Online chat groups with names such as “Shanghai mortgage loans re-packaging” are inundated with adverts from agents touting their wares. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Chapter 4: Imagine a mortgage loan that only gets more expensive, even if you make payments on time. Essential California: In pursuit of the Mexican dream 2017-12-03T05:00:00Z Becerra’s office said those securities were typically backed by thousands of mortgage loans of varying quality in which the buyer relied on the assurance that those mortgages were carefully screened and were not overly risky. RBS to pay $125 million to settle California mortgage bond claims 2017-12-22T05:00:00Z Discount points are actually prepaid interest on the mortgage loan. If you want to pay off your mortgage early, here are 4 ways to do it 2017-12-02T05:00:00Z Brokerage firm BDMC’s marketing materials for Fortress investments note that syndicated mortgage loans are “not without risks.” Special Report: Canada regulator ignored warnings on risky mortgage investments 2017-11-30T05:00:00Z Online chat groups with names such as “Shanghai mortgage loans re-packaging” are inundated with adverts from agents touting their wares. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z So, guess how many home mortgage loans these two enormous banks made last year in this city of 637,000 people. Detroit: From Motor City to Housing Incubator 2017-11-04T04:00:00Z It would also limit mortgage loan deductions to $500,000, and end mortgage deductions for second homes. Senate Republican tax plan may eliminate property tax deductions and delay corporate cut – LA Times 2017-11-07T05:00:00Z The vast majority of new mortgage loans - 94% - are on fixed interest rates, typically for two or five years. What will the rate rise mean for you? 2017-11-02T04:00:00Z “Fortress does not use or appoint trust firms for syndicated mortgage loans,” Byrne said. Special Report: Canada regulator ignored warnings on risky mortgage investments 2017-11-30T05:00:00Z Freddie Mac buys mortgage loans from a network of primary market lenders, and issues mortgage-related securities. America’s affordable-housing stock dropped by 60 percent from 2010 to 2016 2017-10-23T04:00:00Z These are actually prepaid interest on the mortgage loan. What are mortgage points, and should you pay them? 2017-10-20T04:00:00Z The break allows homeowners to deduct from federal taxes money spent on interest tied to mortgage loans of as much as $1 million. GOP Tax Plan Would Keep the Mortgage Break But Threaten Irrelevancy 2017-10-16T04:00:00Z Getting a reverse mortgage loan is different from getting a regular mortgage, the kind you use to buy a home. How do you get a reverse mortgage? 2017-10-14T04:00:00Z “Fortress does not use or appoint trust firms for syndicated mortgage loans,” Byrne said. Special Report: Canada regulator ignored warnings on risky mortgage investments 2017-11-30T05:00:00Z Reuters reported on Monday that the Office of the Comptroller of the Currency, the leading regulator for Wells Fargo, was considering new sanctions against the bank for customer abuses involving auto insurance and mortgage loans. Consumer lending, insurance issues to weigh on Wells' CEO's Senate appearance on Tuesday 2017-10-03T04:00:00Z “Following the same pattern as last month, agency eligible adjustable rate mortgage loan programs continued to be updated in August to allow for higher loan-to-value ratios, effectively increasing the availability of credit.” Fixed mortgage rates halt their downward march 2017-09-14T04:00:00Z Equifax is one of the “Big 3” credit reporting bureaus, so all of the data that it collects is highly sensitive personal and financial data—your credit card charges, your mortgage loans, etc. The Equifax Hack--Bad for Them, Worse for Us 2017-09-12T04:00:00Z Then, there are proprietary reverse mortgage loans, also called jumbo reverse mortgages. How do you get a reverse mortgage? 2017-10-14T04:00:00Z Brokerage firm BDMC’s marketing materials for Fortress investments note that syndicated mortgage loans are “not without risks.” Special Report: Canada regulator ignored warnings on risky mortgage investments 2017-11-30T05:00:00Z Reuters reported on Monday that the Office of the Comptroller of the Currency, the leading regulator for Wells Fargo, was considering new sanctions against the bank for customer abuses involving auto insurance and mortgage loans. Consumer lending, insurance issues to weigh on Wells' CEO's Senate appearance on Tuesday 2017-10-03T04:00:00Z He took out a total of $19 million in “home equity” mortgage loans on city properties over the last five years. Poor Paul Manafort’s world of hurt 2017-09-06T04:00:00Z The number of new mortgage loans approved, but not yet lent, to borrowers rose by 3,400 from June's level to reach 68,700. Personal borrowing slowed down in July, says Bank - BBC News 2017-08-30T04:00:00Z Earlier this month, Wells Fargo disclosed that the Consumer Financial Protection Bureau was investigating the fees the company charged to lock in interest rates for delayed mortgage loans. Homeowner's lawsuit says Wells Fargo charged improper mortgage fees 2017-08-29T04:00:00Z In a recent TV advertisement for American Advisors Group, Selleck says: “Many older Americans are in a tough spot right now. Why not use a reverse mortgage loan to access that equity?” More seniors are taking loans against their homes — and it’s costing them 2017-08-25T04:00:00Z Prosecutors allege that Nassida, founder of Century III Home Equity, used inflated assets and fake property appraisals to help clients get millions in fraudulent mortgage loans. Jury chosen for fraud case retrial due to dozing attorney 2017-08-14T04:00:00Z Authorities say conspirators in the scheme stole more than $930,000 in mortgage loans, home equity credit lines and a car loan. Identity theft scheme leader gets 10-year prison sentence 2017-08-12T04:00:00Z The deal with Mount Laurel, New Jersey-based PHH follows prior settlements between the Justice Department and financial companies over shoddy mortgage loans in recent years in the wake of the 2007-2009 financial crisis. PHH to pay $74.5 million to resolve U.S. mortgage probes 2017-08-08T04:00:00Z Earlier this month, Wells Fargo disclosed that the Consumer Financial Protection Bureau was investigating the fees the company charged to lock in interest rates for delayed mortgage loans. Homeowner's lawsuit says Wells Fargo charged improper mortgage fees 2017-08-29T04:00:00Z Wells Fargo is the largest U.S. mortgage lender, and it said originations of mortgage loans dipped to $56 billion from $63 billion one year ago. Wells Fargo’s profit rises along with interest rates 2017-07-14T04:00:00Z Most often, manufactured homes are financed with chattel loans rather than mortgage loans. Fannie, Freddie to back manufactured housing 2017-07-11T04:00:00Z Auto loan rates are up a bit since the Fed starting raising its rates in 2015, but mortgage loans remain unchanged. Steve Scalise, London, Federal Reserve: Your Wednesday Evening Briefing 2017-06-14T04:00:00Z The deal with Mount Laurel, New Jersey-based PHH follows prior settlements between the Justice Department and financial companies over shoddy mortgage loans in recent years in the wake of the 2007-2009 financial crisis. PHH to pay $74.5 million to resolve U.S. mortgage probes 2017-08-08T04:00:00Z Department of Housing and Urban Development says Diamond caused homeowners to execute reverse mortgage loan documents despite the victims being disabled and “unable to understand” the documents. Man accused of stealing $10 million in mortgage scheme 2017-05-24T04:00:00Z The H4P allows you to buy a house using a reverse mortgage loan. Seniors looking to downsize their homes may want to consider this reverse mortgage option 2017-05-18T04:00:00Z Federal prosecutors contend he inflated his clients’ incomes and assets and used fake property appraisals to help those borrowers get millions of dollars’ worth of fraudulent mortgage loans. Man gets new mortgage fraud trial because of sleeping lawyer 2017-05-02T04:00:00Z If you submit the escalation clause, how do you handle the amount of the mortgage loan you plan to get? A prequalification letter is not a binding loan commitment 2017-04-20T04:00:00Z This includes raising the minimum down payment on a second home and suspending individual mortgage loans of more than 25 years. Beijing bans property ads promising high returns and good feng shui - BBC News 2017-04-13T04:00:00Z The popularity of the Department of Veterans Affairs’ low-interest mortgage loans continues to grow. VA mortgage lending turns in a record year 2017-03-18T04:00:00Z Rates on credit card debt tend to increase immediately; the impact on mortgage loans is more difficult to predict. Why Is the Fed Raising Rates? Better to Ask, Why Not? 2017-03-15T04:00:00Z The average rate on a 30-year mortgage loan was 4.21 percent last week, up about half a percentage point from the same time last year, according to Freddie Mac. Trump Wants Faster Growth. The Fed Isn’t So Sure. 2017-03-12T05:00:00Z And regulators created new restrictions for mortgage loans in order for lenders to be protected from predatory-lending legal challenges. Trump says businesses can't borrow because of Dodd-Frank. The numbers tell another story 2017-02-26T05:00:00Z This would likely eliminate the 30-year home mortgage loan that is one of the primary paths to homeownership for working- and middle-class Americans. First installment on the butcher’s bill: Donald Trump’s supporters will be made to pay 2017-02-24T05:00:00Z FHA insurance is also factored in to the reverse- mortgage loan amount. 3 ways retirees can tap into their home equity 2017-02-23T05:00:00Z Roberts obtained the 12 mortgage loans by false and fraudulent representations. Man sentenced to 4 years in prison for mortgage fraud 2017-01-28T05:00:00Z On Friday afternoon, it suspended a plan to reduce the fees that borrowers must pay on some federally backed mortgage loans. Trump’s Grim View of the Economy Ignores Most Americans’ Reality 2017-01-20T05:00:00Z One of the most important advantages of a reverse mortgage loan is the ability to pay off the existing mortgage and eliminate monthly mortgage payments. Debunking 7 common misconceptions about reverse mortgages 2017-01-14T05:00:00Z If confirmed as HUD secretary as widely expected, Carson would oversee an agency with a roughly $40 billion budget that not only helps the poor but underwrites mortgage loans for middle-class families. Ben Carson, tapped for U.S. housing chief, faces lawmakers 2017-01-12T05:00:00Z Like many others, the bank began making riskier mortgage loans as U.S. house prices climbed. After Retiring From Washington Mutual, Louis Pepper Couldn’t Let Go 2017-01-06T05:00:00Z Kyle Bergquist, a mortgage loan originator in Seattle for Guild Mortgage, says while people aren’t happy about the rising rates, the housing market is so competitive there’s often not much buyers can do about it. ‘Panicking’ Seattle home buyers, spooked by rising interest rates, rush to buy 2016-12-05T05:00:00Z Here are some questions and answers about mortgage loans: Conventional Home Mortgage Loan Limit to Rise Next Year 2016-12-02T05:00:00Z Paying off existing mortgages is also required as part of the reverse mortgage loan process. Debunking 7 common misconceptions about reverse mortgages 2017-01-14T05:00:00Z The government contended that Allied Home Mortgage Capital Corp operated over 100 "shadow" branch offices that originated FHA-insured mortgage loans without approval from the U.S. Texas mortgage companies, founder must pay $93 million in fraud case: jury 2016-12-01T05:00:00Z The judge ruled that the offering documents did not correctly describe the mortgage loans. Nomura, RBS appeal U.S. judge's $839 million mortgage bond award 2016-11-18T05:00:00Z Being upside down on a car loan is akin to being underwater on a mortgage loan, in that the asset securing the debt is worth less than the loan. How to Buy a Car When You Have an Upside-Down Loan 2016-11-18T05:00:00Z Right now, variable mortgage loans are being offered for less than 4% in Australia. Is Sydney really in the grip of a housing bubble? - BBC News 2016-11-17T05:00:00Z Mortgage agreements allow banks to charge homeowners for the appraisals if they default on their mortgage loans, but Wells Fargo added large mark-ups to the amounts its third-party vendors charged, the 2012 lawsuit said. Wells Fargo agrees to $50 million settlement over homeowner fees 2016-10-31T04:00:00Z Shawn Edwards, a 32-year-old mortgage loan officer, wore an Indians cap and a Cavs jacket as he walked between the two stadiums. World Series: Here’s What Happened in Game 1 2016-10-25T04:00:00Z Other changes to Basel's standards include the easier treatment of covered bonds to "prevent a potential significant increase in the capital requirements" and maintain lower funding costs for mortgage loans for housing and non-residential property. Exclusive: EU proposes a phasing in of some bank capital rules - document 2016-10-26T04:00:00Z I work as a mortgage loan officer and a few years ago while working in my bank, a customer stopped in with some questions about her mortgage. Racism toward the Asian-American community: Readers share their stories 2016-10-14T04:00:00Z It’s a matter of how banks price mortgage loans: Loans must be attractive to potential investors who buy loans from the banks. Why your bank may not be giving you the best mortgage rate 2016-10-13T04:00:00Z The charges added hundreds or thousands of dollars to borrower's mortgage loans over time, the lawsuit said. Wells Fargo agrees to $50 million settlement over homeowner fees 2016-10-31T04:00:00Z For years, Stumpf has strived to set Wells Fargo apart from the giants of Wall Street by focusing on its retail business -- maintaining checking and savings accounts or making mortgage loans. Lawmakers to Wells Fargo CEO: ‘Why shouldn’t you be in jail?’ 2016-09-29T04:00:00Z Co-op Bank said the vote could also lead to a contraction in the UK property market, affecting mortgage loan growth. Brexit Watch: At-a-glance day-by-day summer briefing - BBC News 2016-09-01T04:00:00Z As a percentage of total loans, outstanding mortgage loans are at their highest since at least 2008. Why China’s Property Bubble Keeps Getting Bigger 2016-09-19T04:00:00Z The Alabama-based bank was accused of handling mortgage loans insured by the Federal Housing Administration that failed to meet requirements designed to protect homeowners, the Justice Department said. Samsung officials say Galaxy Note 7 smartphone has minor battery flaw 2016-09-13T04:00:00Z And this at a time when the bank was holding some 85,000 mortgage loans in foreclosure. Greasing the outstretched palms of the candidates: Hillary Clinton needs to break the White House tradition 2016-09-09T04:00:00Z “Declines in long-term borrowing costs have stimulated firms’ demand for long-term funding and households’ demand for mortgage loans, thereby benefiting a wide range of borrowers,” BOJ Governor Haruhiko Kuroda said here. Fed’s Dislike of Negative Interest Rates Points to Limits of Stimulus Measures 2016-08-28T04:00:00Z Unhappy with her cash flow situation, Ruvolo found a solution to her problem with Kathy Burns, a reverse mortgage loan specialist with On Q Financial. How Your House Can Save Your Retirement 2016-08-11T04:00:00Z The government said the three-judge panel overlooked “a wealth of evidence” that the bank sold thousands of toxic mortgage loans while misrepresenting them as investment quality. Roundup: After Chinese import jump, U.S. trade deficit hits 10-month high 2016-08-05T04:00:00Z Homeowners should think about how refinancing will affect the length of their mortgage loan. Is it possible to refinance too often? 2016-08-01T04:00:00Z That being said, the average loan-origination fee should be about 1 percent of the total mortgage loan, whatever that loan might be. What homebuyers need to know about loan-origination fees 2016-07-30T04:00:00Z He believes U.S. lenders will make about $1.8 trillion of mortgage loans this year, 40 percent more than he had expected at the start of the year. Rate-starved U.S. banks happily gobble mortgage business 2016-07-18T04:00:00Z In 2008, Countrywide agreed to pay $325,000 to the Chapter 13 bankruptcy trustee in Pittsburgh, settling a matter that accused it of abusive practices in almost 300 mortgage loans overseen by the court. Countrywide Mortgage Devastation Lingers as Ex-Chief Moves On 2016-06-24T04:00:00Z We located 25 real estate transactions in the Oklahoma City area related to Warren’s family and 21 mortgage loans made by Warren to her family members. Trump’s claim that Elizabeth Warren made a ‘quick killing’ in foreclosures 2016-06-06T04:00:00Z I’m writing in response to one of your recent columns titled “Sell your house first, then focus on prequalifying for a mortgage loan.“ When you should start conversations with your home lender 2016-06-06T04:00:00Z Generally it is calculated as a percent of the total mortgage loan. What homebuyers need to know about loan-origination fees 2016-07-30T04:00:00Z Randy is Randy Davis, the sole reverse mortgage loan officer in the Pittsburgh area for Dollar Bank, which opened for business in 1855. Getting a Reverse Mortgage, but Not From a Celebrity 2016-06-10T04:00:00Z The San Francisco institution prides itself on selling multiple services – including checking accounts, savings accounts, credit cards and mortgage loans – to its customers. Labor groups' report slams banks for sales quotas 2016-06-10T04:00:00Z The records show that Warren in 1992 made mortgage loans to her brother and her sister-in-law, but then in 1993 and 1994 directly bought four homes herself, which her relatives apparently renovated. Trump’s claim that Elizabeth Warren made a ‘quick killing’ in foreclosures 2016-06-06T04:00:00Z The collateral for a mortgage loan is not the borrower’s stream of income, it is the house itself. Did we blame the wrong villain for the 2008 financial crisis? Perhaps the real culprit is capitalism itself 2016-05-30T04:00:00Z In the financial crisis, homes were used as the collateral for mortgage loans. Case in Point: The fine art of financing art 2016-05-04T04:00:00Z In the first quarter, mortgage loans held by the top four lenders— J.P. Banks Are Falling Back in Love With Mortgages 2016-04-26T04:00:00Z “I’m 68. I’m not running for governor, like my opponent,” said the Brooklyn-born Puca, a mortgage loan officer and longtime party activist. Democratic challenger says Rep. Delaney is looking too far ahead 2016-04-20T04:00:00Z It agreed to a $5 billion settlement with federal authorities earlier this month over selling shoddy mortgage loans. What a ‘bad year’ on Wall Street looks like 2016-04-19T04:00:00Z Millions of people receive mortgage loans all throughout the nation all around us. Did we blame the wrong villain for the 2008 financial crisis? Perhaps the real culprit is capitalism itself 2016-05-30T04:00:00Z Director Jolene Kline says the agency assists North Dakotans in becoming homeowners by providing affordable mortgage loans, and down payment and closing cost assistance. North Dakota Housing Finance Agency marks 40k home milestone 2016-04-18T04:00:00Z In response, banks not only are making more mortgage loans but are also choosing to keep more of them on their books rather than selling them off to government-backed guarantors Fannie Mae and Freddie Mac. Banks Are Falling Back in Love With Mortgages 2016-04-26T04:00:00Z In his current position, he has pushed for regulations to limit the appetite for mortgage loans and asked the government and parliament to give the central bank control over financial stability. Negative Rates Around the World: How One Danish Couple Gets Paid Interest on Their Mortgage 2016-04-14T04:00:00Z To spur loans for farmers who could not get bank credit, the federal government gave Farm Credit banks an exemption on the interest they earn on mortgage loans. Critics say Farm Credit System needs to be reined in 2016-04-11T04:00:00Z The problem with this analysis is that it ignores the fundamental essence of what a mortgage loan is all about. Did we blame the wrong villain for the 2008 financial crisis? Perhaps the real culprit is capitalism itself 2016-05-30T04:00:00Z SoFi’s mortgage loans, available in D.C. and Maryland but not yet in Virginia, require a 10 percent down payment but do not require mortgage insurance. Advice for potential home buyers who lack a traditional credit history 2016-03-02T05:00:00Z If that were to happen, it would be bad news, since those personnel are the folks who do the due diligence on the mortgage loans. Big Short's version of housing bubble entertains but reality disappoints 2016-02-28T05:00:00Z The troubled energy loans, while sizable, do not pose nearly the same threat to the banks or the financial system that mortgage loans did when the housing market collapsed leading up to the financial crisis. The nation's 6 largest banks have tens of billions of dollars of exposure to risky energy loans, the credit agency Moody's said Friday, and it's likely the big banks will have to write down those loans even further 2016-02-05T05:00:00Z We should adjust federal mortgage loan limits and tweak the tax code to help spur housing activity. Changing the Tortoise Into a Hare 2016-01-13T05:00:00Z So any analysis of the riskiness of a mortgage loan must be based upon the value of the house, not upon the income of the borrower. Did we blame the wrong villain for the 2008 financial crisis? Perhaps the real culprit is capitalism itself 2016-05-30T04:00:00Z People don't talk about Iceland much these days, but it's worth remembering that Iceland became ground zero of the Great Recession when its banks were catastrophically over-leveraged with bad mortgage loans. Sustainability Is Not a Zero-Sum Game 2016-01-08T05:00:00Z What happens when Baltimore residents in predominantly African American neighborhoods try to obtain mortgage loans? In Baltimore, few home loans for African Americans 2015-12-31T05:00:00Z As a result, by the end of this year, taxpayers will bear just 50% of the credit risk in mortgage loans. Fannie and Freddie: New Bonds With an Old Twist 2015-12-29T05:00:00Z Habitat for Humanity lends nonprofit, no-interest mortgage loans to its beneficiary families, according to the Habitat for Humanity’s website. Pearl River, Hancock counties’ Habitat for Humanity unite 2015-12-14T05:00:00Z But income does not determine whether a mortgage loan is fundamentally good or bad, only the value of the house does that. Did we blame the wrong villain for the 2008 financial crisis? Perhaps the real culprit is capitalism itself 2016-05-30T04:00:00Z The movie, which opens in limited theaters Dec. 11 and more broadly on Dec. 23, begins by depicting how in the 1970s Lewis Ranieri of Salomon Brothers began packaging mortgage loans into mortgage-backed securities. What the ‘Big Short’ Movie Gets Right—and Wrong—About the Financial Crisis 2015-12-11T05:00:00Z Yet in 2013, banks made more than twice as many mortgage loans to whites in the city as they did to blacks. Study Strongly Links Baltimore Mortgage Denials to Race 2015-11-16T05:00:00Z The Mortgage Bankers Assn. trade group estimates that the total volume of mortgage loans will fall about 11% over the next three years. Orange County mortgage lender LoanDepot pulls IPO 2015-11-12T05:00:00Z Morgan Chase JPM 0.91 % & Co. have pulled back from making mortgage loans backed by the Federal Housing Administration after paying hundreds of millions of dollars in settlements over improper underwriting with the Justice Department. LoanDepot Postpones IPO 2015-11-13T05:00:00Z The average rate on a prime mortgage loan reached 3.98 percent last week, according to Freddie Mac, the highest level since summer, when investors last expected the Fed to act. Several Fed Officials Say They Are Ready to Raise Rates 2015-11-12T05:00:00Z The percentage of Americans who were denied a mortgage loan ticked down last year, according to a report released Thursday by real estate hub Zillow. Will an Interest Rate Hike Derail Mortgage Applications? 2015-11-05T05:00:00Z The latest results were driven by losses on the derivatives that Freddie uses to hedge its interest-rate risk, as well as changes in the value of some mortgage loans and mortgage-related securities. Freddie Mac Swings to Loss 2015-11-03T05:00:00Z But if you are buying a condominium unit, your lender needs a lot of additional information about the association in order to assess your financial ability to repay the mortgage loan. ‘Know Before You Owe’ rules could delay condominium closings by weeks 2015-10-14T04:00:00Z The company initially funds its mortgages mainly with lines of credit from banks and said it typically holds mortgage loans only for about 17 days before selling them. LoanDepot Postpones IPO 2015-11-13T05:00:00Z M&T Bank Corp. said profit edged up in its latest quarter, as cost reductions helped offset the effect of a slowdown in mortgage loan originations and a sharp increase in the lender’s loss provision. M&T Falls Shy of Street as Mortgages Slow and Provisions Rise 2015-10-19T04:00:00Z Fryar and his mother were convicted in August of applying for multiple mortgage loans in quick succession while using the same property as collateral. Fryar Sentenced to 5 Years 2015-10-02T04:00:00Z Both were convicted in August of applying for multiple mortgage loans in quick succession while using the same property as collateral. Ex-football star Irving Fryar sentenced to 5 years in prison 2015-10-02T04:00:00Z In turn, much of that money is used for mortgage loans. A Internet Mortgage Provider Reaps the Rewards of Lending Boldly 2015-08-22T04:00:00Z As a mortgage loan originator herself, she should have known the pitfalls, but she said she was caught up in the boom, in the possibility of living in her dream. Once humbled in the real estate market, boomerang buyers poised to return with a roar 2015-08-20T04:00:00Z A. Last year we insured about $37 billion of mortgage loans. A Conversation With Teresa Bryce Bazemore 2015-08-18T04:00:00Z Fortress then brought in new management, led by Mr. Levine, shut down underperforming branches, stopped making mortgage loans and refocused the company on unsecured loans to consumers who have limited access to cash. Meet the New King of Subprime Lending 2015-08-11T04:00:00Z One entrepreneur introduced him to the world of mortgage loan officers. This tech wonder is not afraid to ask for help 2015-08-09T04:00:00Z But his defense lawyer says Fryar himself was victimized by a “con artist” who told him to apply for multiple mortgage loans in quick succession while using the same property as collateral. Prosecutors lay out case against ex-NFL star in fraud trial 2015-07-23T04:00:00Z The Wax House investigation began in 2007 and became one of the largest in the country, involving over $100 million in mortgage loans. Sex, Lies And Real Estate - Operation Wax House Comes To A Close 2015-07-22T04:00:00Z To embarrass Bank of America, which was taking extraordinarily long to get their mortgage loan paperwork in order, Ken and Meredith Williams made a funny music video called “Close This Loan!” 10 Funniest & Most Creative Consumer Complaints Ever 2015-07-22T04:00:00Z Now the company is expanding in auto lending and other areas, though it has no current plans to make mortgage loans. Meet the New King of Subprime Lending 2015-08-11T04:00:00Z At issue is the Federal Housing Administration, which is run by the Department of Housing and Urban Development and is responsible for backing more than one in 10 mortgage loans. Mortgage Bankers, Housing Groups Back Proposal to Curb Suits 2015-07-15T04:00:00Z Warren Ballentine was accused of conspiring to secure more than two dozen fraudulent mortgage loans. Radio host convicted in $10 million fraud gets probation 2015-07-07T04:00:00Z Higher home-buying costs reduced black household wealth and also increased the likelihood that the black borrowers would default on their mortgage loans. Black people won't stop being poorer unless banks stop discriminating | A Mechele Dickerson 2015-06-25T04:00:00Z Gunn said he works mostly in his home office as a mortgage loan officer for Meridian Bank. Number of ‘stay-at-home dads’ on the rise 2015-06-24T04:00:00Z Bancorp – over the last three years, and compare the proportion of mortgage loans in their overall loan portfolios. Q1 2015 U.S. Banking Review: Outstanding Mortgage Portfolio 2015-06-05T04:00:00Z The brick-and-mortar bank branch is highly popular when a one-on-one, in-person consultation with an expert is desired, especially for more complex transactions such as mortgage loans. CDWVoice: Is Your IT Network Ready For The Demands Of Anywhere, Anytime Banking? 2015-06-01T04:00:00Z The agency provides mortgage loans and programs that “create safe, decent and affordable housing opportunities for low- to moderate-income Californians,” according to its website. Tenants decry eviction by landlord, the chair of state housing agency 2015-05-30T04:00:00Z Some originators made some mortgage loans, and they were bad. Amazingly, Securitisation Of Mortgages Actually Worked 2015-05-14T04:00:00Z "The offering documents did not correctly describe the mortgage loans," Cote wrote. Nomura, RBS face $805 million damages after U.S. ruling: lawyer 2015-05-12T04:00:00Z "The offering documents did not correctly describe the mortgage loans," the judge wrote in a 361-page decision. Nomura misled Fannie, Freddie on mortgage bonds, U.S. judge finds 2015-05-11T04:00:00Z His father gifted him $50,000 to help him secure a mortgage loan for the home, according to the federal complaint. One Constant in the Stutter-Step Life of Adam Skelos: His Powerful Father 2015-05-08T04:00:00Z Quicken issued hundreds of defective mortgage loans, and left HUD — and the taxpayer — to pay for the loans that defaulted. Justice Department Sues Quicken Loans 2015-04-23T04:00:00Z The Justice Department is suing Quicken Loans, saying the lender approved hundreds of mortgage loans that didn't meet federal standards, leaving the government stuck with the bill when borrowers defaulted. Justice Department sues Quicken over mortgage underwriting 2015-04-23T04:00:00Z A 55% increase in mortgage loans and a rise in profit at its global banking division helped drive the increase. Bank of America returns to profit 2015-04-15T04:00:00Z “In addition, our mortgage business was able to serve more customers by refinancing their mortgage loans with lower rates.” Wells Fargo Beats Estimates, But Profit Declines 2015-04-14T04:00:00Z Banks and financial institutions also send these agencies data about their customers, including account and payment information on credit cards, mortgage loans, car loans and other lines of credit. 7 Tips To Help Millennials Give Credit Where Credit Is Due! 2015-03-26T04:00:00Z Justice Department over shoddy mortgage loans sold to investors before the financial crisis. U.S. judge dismisses lawsuit over $13 billion JPMorgan Chase settlement 2015-03-19T04:00:00Z Closing costs usually range between 2 to 3 percent of the mortgage loan amount. Why Owning a Home Is More Expensive Than You Think 2015-03-10T04:00:00Z Mortgage Bankers Association, unanimously upheld the Labor Department’s 2010 determination that mortgage loan officers were mere salespeople, not administrators, and therefore entitled to a 40-hour work week and overtime wages. Supreme Court Conservatives Grudgingly Allow Labor To Change Its Mind 2015-03-09T04:00:00Z As for the subprime market, often mortgage loans were made in this sector at premium interest rates, above what the borrowers actually qualified for. The Fed Knew the Economy Was a Disaster in 2009. Here’s What They Talked About Instead. 2015-03-04T05:00:00Z The settlement includes cash payments, mortgage loan credits and loan forgiveness to more than 25,000 homeowners, the department said in a statement. JPMorgan to pay $50 million over improper mortgage practices 2015-03-03T05:00:00Z But because gas-tax revenues are bonded, this practice is the equivalent of a household paying for groceries with a mortgage loan. Editorial: Time for Olympia to clear roadblocks for a transportation package 2015-02-09T05:00:00Z Americans’ ability to secure a mortgage loan varies widely by ethnicity, according to a housing study released Monday by Zillow. Zillow Study Shows Racial, Regional Housing Disparities 2015-02-09T05:00:00Z Then there are government agencies whose main focus is housing, like the Federal Housing Administration, which guarantees mortgage loans, and those two government-sponsored enterprises, Fannie Mae and its sibling, Freddie Mac. The Great American Dream, Still Deferred 2015-02-07T05:00:00Z Canada has tighter lending standards, healthier banks that keep mortgage loans on their books and high fees which discourage buying and flipping homes for profit. Canada surprise rate cut keeps housing party going 2015-01-21T05:00:00Z Last year, the office sued Evans Bank and Evans Bancorp Inc., alleging unlawful discrimination by “redlining,” or denying access to mortgage loans to predominantly African-American neighborhoods in Buffalo. NY settles case with bank over discriminatory mortgages 2015-01-18T05:00:00Z Nowak admitted her role in obtaining seven mortgage loans through fraudulent means. Prosecutors: Woman admits role in mortgage fraud scheme 2015-01-18T05:00:00Z I remember in the early 1990s when the mortgage industry adopted the use of credit scores for underwriting mortgage loans. New Appraisal Rules; The Sky Is Not Falling 2015-01-16T05:00:00Z The current bill still permits credit checks by businesses that are required to perform them under federal or state law, such as banks that hire mortgage loan officers. Group Urges New York City to End Credit Checks by Employers 2015-01-15T05:00:00Z According to a report from The Los Angeles Times, California examiners asked Ocwen to provide reports on 1,320 mortgage loans under investigation. California Regulator In Process Of Suspending Ocwen Financial's Mortgage License 2015-01-13T05:00:00Z The one you might find most interesting is 3%-down mortgage loans for low-income borrowers, something that those banks not already under the thumbs of the myriad federal and state banking regulators are pretty happy about. Kicking Dodd-Frank in the Teeth 2015-01-10T05:00:00Z Bank to settle a case in which the bank was accused of originating mortgage loans insured by the Federal Housing Administration that did not meet FHA requirements. Ohio US Attorney’s office collects $350 million during 2014 2015-01-07T05:00:00Z “We are using our experience, gained in holding banks responsible for unfair and predatory mortgage loans, to ensure consumers are protected in other areas of lending,” Puffer said. Massachusetts investigates Santander Bank 2014-12-26T05:00:00Z Servicers are responsible for supervision and administration of mortgage loans, including collections, escrow and foreclosures. Ocwen Financial probed over mortgage compliance reviews 2014-12-16T05:00:00Z Mortgage Bankers Association, will determine whether the Department of Labor’s 2010 re-interpretation of its overtime rules regarding mortgage loan officers is valid. The Need To Regulate What Constitutes A Federal Regulation 2014-12-12T05:00:00Z In addition to its hedge fund, Vertical is a manager of collateralized debt obligations that contain bundles of mortgage loans. Hedge Fund Kept U.S. Inquiry Quiet 2014-12-06T05:00:00Z The home purchases will translate to more than $1.3 billion in home mortgage loans, and many of the program participants were millennials. Door closes on Welcome Home Illinois program 2014-11-21T05:00:00Z Remember the robo-signers, those mortgage loan automatons who authenticated thousands of foreclosure documents over the years without verifying the information they were swearing to? Borrowers, Beware: The Robo-signers Aren’t Finished Yet 2014-11-15T05:00:00Z Hungarians were perhaps the most eager to borrow in foreign currency, particularly after the government cut back on a previous program to subsidize mortgage loans made in the local currency, the forint. Hard Lessons for Borrowers in Hungary 2014-11-13T05:00:00Z Homebuilding is just now getting back on its legs and there is still a huge stockpile of bad subprime mortgage loans left over from the previous crisis that continue to plague banks and other lenders. Are We Headed Towards Another Housing Crisis? 2014-11-12T05:00:00Z The conspirators then obtained mortgage loans for the subject properties and split the proceeds among themselves at closing time. Contractor indicted in mortgage fraud scheme 2014-11-08T05:00:00Z One day earlier, the Mortgage Bankers Association released fresh data showing that mortgage loan application volume headed in the opposite direction, dropping 2.6 percent compared to the week prior. Mortgage rates continue climb following conclusion of Fed’s stimulus program Many social services check one’s background – mortgage loans, car loans, etc. Readers respond to 2014 midterm elections 2014-11-05T05:00:00Z The government announced this week terms of a conversion of outstanding foreign currency mortgage loans into forints. Hard Lessons for Borrowers in Hungary 2014-11-13T05:00:00Z Here, we answer a few questions relating to credit, credit card debt and mortgage loan applications. What To Do About Debt When Applying For A Mortgage 2014-11-03T05:00:00Z Ballentine was accused of conspiring to secure more than two dozen fraudulent mortgage loans. Radio host convicted of alleged $10 million fraud 2014-10-24T04:00:00Z The result is that there will be no risk retention to speak of, at least on residential mortgage loans. Banks Again Avoid Having Any Skin in the Game 2014-10-23T04:00:00Z Ocwen inappropriately backdated foreclosure warnings and letters that denied mortgage loan modifications, making it nearly impossible for borrowers to appeal the company’s decisions, said the letter from Benjamin M. Lawsky. Ocwen Financial accused of denying loan modifications to borrowers AIG ran into trouble during the crisis over insurance products it sold banks that were tied to mortgage loans that went bad en masse. Ex-Fed Chair Bernanke: wanted to stop AIG default, not punish firm 2014-10-10T04:00:00Z Does my credit card balance affect my ability to get a favorable mortgage loan rate? What To Do About Debt When Applying For A Mortgage 2014-11-03T05:00:00Z Bias in the Housing Market: Can consumers claiming they’ve suffered discrimination in seeking housing or mortgage loans rely on statistical patterns to show that they’ve been put at a disadvantage because of their race? Supreme Court Poised to Decide Cases on Bias, Employment, and Outlaw Fish 2014-10-06T04:00:00Z The argument was made that we need more mortgage loans, and that regulators should avoid rules that would make it harder for people to get mortgages. Banks Again Avoid Having Any Skin in the Game 2014-10-23T04:00:00Z Auto and credit card debt, while overall much smaller than student or mortgage loans, is in some ways more risky. Consumer Debt Hits an All-Time High 2014-09-30T04:00:00Z For example, the banking industry has backed a House Republican bill called the Access to Affordable Mortgages Act, which would exempt “high-risk” mortgage loans under $250,000 from standards like property appraisals. Pundits are trying to bring subprime mortgages back. Don't let them 2014-09-16T04:00:00Z There are ways for you to secure a mortgage loan even without credit. What To Do About Debt When Applying For A Mortgage 2014-11-03T05:00:00Z Nearly three quarters of all new Hungarian mortgage loans were, for a while, denominated in Swiss francs but paid for by homeowners earning Hungarian forints. Scottish independence: why are mortgage lenders fretting about yes vote? 2014-09-10T04:00:00Z According to the Wall Street Journal and data from LoanDepot, a non-bank lending firm, student loan debt doesn’t immediately seem to affect whether or not a person is approved for a mortgage loan. How Student Loan Debt is Affecting Home Ownership 2014-09-06T04:00:00Z The ECB’s program to buy asset-backed securities and so-called covered bonds, which are created from public-sector or mortgage loans, falls short of the Fed’s extensive government bond purchases in recent years. ECB surprises markets with rate cut, asset purchases The ECB's program to buy asset-backed securities and so-called covered bonds, which are created from public-sector or mortgage loans, falls short of the Fed's extensive government bond purchases in recent years. ECB surprises markets with rate cut, asset purchases 2014-09-04T04:00:00Z Outside the line — a boundary that prosecutors said excluded “all of the majority African-American neighborhoods” in Buffalo — the bank did not solicit customers or extend mortgage loans. New York Set to Accuse Evans Bank of Redlining 2014-09-02T04:00:00Z Fourteen years ago, Angelo Mozilo, having built Countrywide Credit over three decades into one of the nation’s biggest sources of mortgage loans, was quoted in Forbes saying, “now I know … how the last dinosaur felt.” Bank Of America's $16.65 Billion Settlement And The Last Dinosaur Of The Financial Crisis 2014-08-21T04:00:00Z The consumer relief is not cash but rather credit that Bank of America will receive for arranging mortgage loan modifications and refinancings, among other activities. Illinois will receive $300 million in Bank of America settlement 2014-08-21T04:00:00Z Auto loans are also packaged into securities and sold to investors, like mortgage loans. NY Fed: US auto loans soar to highest in 8 years 2014-08-14T04:00:00Z The DOJ also revealed the reaction of Citi employees as they gradually learned that “significant percentages of the mortgage loans” issued by the bank were on shaky ground while performing due diligence reviews. Citigroup: How to Turn a 96 Percent Hit to Earnings Into, Uh, ‘Strong’ Results This is far less than the implicit cost of federal student and mortgage loan guarantees. Beggar-thy-neighbour banking 2014-07-03T04:00:00Z “For years, Countrywide and Bank of America unloaded toxic mortgage loans on the government sponsored enterprises Fannie Mae and Freddie Mac with false representations that the loans were quality investments,” said Preet Bharara, the U.S. Bank Of America's $16.65 Billion Settlement And The Last Dinosaur Of The Financial Crisis 2014-08-21T04:00:00Z Ms. Taylor soon found her niche as a mortgage loan officer, bringing home commissions large enough to rent a house and live comfortably. A Job Seeker’s Desperate Choice 2014-06-21T04:00:00Z The Public Accounts Committee said the portfolio of mortgage loans would create a "heavy administrative burden". Warning over Help to Buy 'risks' 2014-06-17T04:00:00Z The $968 million settlement, reached with the Justice Department and other government agencies, will include money for homeowner relief and a requirement that the company improve its handling of mortgage loans and foreclosures. US, SunTrust announce nearly $1B settlement 2014-06-17T04:00:00Z Supreme Court on Monday agreed to weigh a dispute over whether mortgage loan officers are exempt from minimum wage and overtime pay regulations. U.S. Supreme Court to hear mortgage loan officers' pay case 2014-06-16T04:00:00Z The history of the mortgage loan caps suggests it may not; the central bank watered down stricter curbs after complaints by commercial banks. Dubai faces moment of truth over looming property bubble 2014-06-15T04:00:00Z These will include capping the size of mortgage loans relative to income or to the value of the house. Rate rise hint sends pound higher 2014-06-13T04:00:00Z These will include capping the size of mortgage loans compared to income or the value of the house. Bank to get powers to cap mortgages 2014-06-12T04:00:00Z Attorney's office in Brooklyn, which has been investigating whether the bank properly submitted mortgage loans for government insurance provided by the Federal Housing Administration, people familiar with the matter said. Exclusive: U.S. using JPMorgan penalty to speed cases against other banks 2014-06-11T04:00:00Z A U.S. appeals court on Tuesday rejected Wells Fargo & Co's attempt to avoid litigation over government allegations of misconduct related to home mortgage loans issued by the Federal Housing Administration. Wells Fargo loses bid to avoid lawsuit over FHA mortgage loans 2014-06-10T04:00:00Z Los Angeles Regional Financing Authority, $143 million of mortgage loan insurance debt securities. Treasury Auctions Set for the Week of June 2 2014-06-01T04:00:00Z Asset-backed securities are created when investment firms buy and bundle loans, such as mortgage loans, commercial loans or student loans. Can This Be Good? China Looks To Build Out Risky Derivatives Market 2014-06-01T04:00:00Z The program offers below-market interest rate mortgage loans to first-time homebuyers and to households headed by a single parent or ones that include a resident who is disabled, elderly or military veteran. Housing agency increases loan purchase price limit 2014-05-29T04:00:00Z Mr. Watt said the housing institutions would do more to communicate with the 750,000 homeowners who might benefit from the Home Affordable Refinance Program, which helps homeowners modify their mortgage loans. Overseer Shifts Course on Fannie Mae and Freddie Mac 2014-05-13T16:57:30Z The report also showed that, during the housing bubble, these minority populations were less likely to be sold conventional mortgage loans and more likely to receive sub-prime loans when purchasing homes. Despite rebound, minorities still hardest hit by U.S. housing bust 2014-05-08T22:54:23Z The bank’s inability to estimate accurately its mortgage loan liabilities and its legal costs related to those loans are other examples, he said, indicating a potential weakness in its internal controls. Fair Game: At Bank of America, a $4 Billion Wet Blanket on the Party 2014-05-03T17:32:15Z New York's Appellate Division, First Department, ruled in December that the clock starts on the closing date of the mortgage loan purchase agreements, not when a bank refuses to cure or repurchase faulty loans. Deutsche Bank wins dismissal of FHFA case 2014-04-10T19:50:20Z Filed in 2010 by Detroit's police and fire retirement system, the lawsuit accused Goldman of misrepresenting the standards used to qualify borrowers for mortgage loans that were pooled into securities and bought by the fund. Judge rules Goldman must face lawsuit over mortgage securities 2014-03-28T01:08:25Z In the interview on Thursday, Mr. Erbey pointed to one of his promising new ideas: a company that buys up pools of distressed mortgage loans. DealBook: Mortgage Servicer’s Ties Raise Regulatory Concern 2014-02-28T02:34:20Z About 15 percent of the mortgage loans made by Self-Help Credit Union, a lender affiliated with the center, would not meet the new standards. The Home Front: A Nonprofit Lender Revives the Hopes of Subprime Borrowers 2014-02-26T01:03:35Z The second phase, in which the government guarantees part of a mortgage loan, began in October. Housing starts at six-year high 2014-02-20T11:43:56Z The housing finance agency said the underwriting of the mortgage loans did not meet the standards stated in the securities offering documents. DealBook: Morgan Stanley Reaches $1.25 Billion Mortgage Settlement 2014-02-04T23:26:02Z According to court documents, the pension fund purchased about $1.8 million of the securities from a mortgage loan trust created by Goldman in 2007. Judge rules Goldman must face lawsuit over mortgage securities 2014-03-28T01:08:25Z SBI, which accounts for a quarter of all loans in India, expects to grow its mortgage loans by about 20 percent in the current fiscal year. Indian banks seek refuge in home loans, crowd onto HDFC's mortgage turf 2014-01-22T10:12:20Z An additional 34 percent were resolved in another way, such as through a mortgage loan modification, a short sale or a deed in lieu of foreclosure. Unresolved foreclosure cases pile up in Cook County 2014-01-22T06:00:00Z Wells Fargo made $50 billion of residential mortgage loans in the quarter, less than half the $125 billion of the same period a year earlier, and down from $80 billion in the third quarter. Wells Fargo profit beats estimates; mortgage loans slump 2014-01-14T16:20:41Z Lackluster demand for mortgages underpinned the fourth-quarter results again, as mortgage loan originations fell 54 percent, to $23.3 billion, from a year earlier. DealBook: Hampered by Legal Costs, JPMorgan’s Profit Falls 7.3% 2014-01-14T13:38:27Z In Thursday's decision, a unanimous four-judge appeals panel ruled that the lower court "erred in finding that plaintiff's claims did not accrue until defendant either failed to timely cure or repurchase a defective mortgage loan." Mortgage case against Deutsche Bank filed too late: NY court 2013-12-19T21:46:12Z We are in the commercial mortgage loan, real estate investment and management business, and the affiliate group, C-III Partners, is one of the largest special servicers in the commercial mortgage-backed securities business. The 30-Minute Interview: Robert C. Lieber 2013-12-18T00:35:43Z And as higher interest rates have reduced the demand for mortgage loans, the Fed is buying a larger share of government-backed mortgage bonds, too. Many Detect Shift by Fed on Program to Buy Bonds 2013-12-17T02:04:59Z The company does not expect to benefit in this period, as it did in the third quarter, from releasing reserves it had taken for losses on mortgage loans in North America, he added. Citigroup CFO sees fourth-quarter markets results slipping 2013-12-10T19:05:56Z The central bank estimated the bank needed to set aside an extra 360 million euros for mortgage loan losses. Irish bank tests send few signals to anxious EU rivals 2013-12-09T17:13:12Z To the contrary, "the claims accrued on the closing date" of the mortgage loan purchase agreement, according to the decision, which was unsigned. Mortgage case against Deutsche Bank filed too late: NY court 2013-12-19T21:46:12Z A government-backed scheme to boost mortgage loans is to be scaled back, focusing instead on business lending. VIDEO: Mortgage help scheme scaled back 2013-11-28T14:07:20Z The Bank of England is to scale back a scheme to boost mortgage loans, focusing instead on business lending. BoE reduces mortgage support scheme 2013-11-28T11:00:12Z According to the Justice Department’s statement of facts agreed to by JPMorgan, many of the mortgage loans were referred to inside JPMorgan as “rejects.” JPMorgan $13B Deal May Not End Bank’s Legal Woes 2013-11-20T05:59:59Z Morgan acknowledged it told investors the mortgage loans in securities it packaged and sold complied with underwriting guidelines, while bank employees knew that, in a number of instances, the loans in question didn't. J.P. Morgan Is Haunted by a 2006 Decision on Mortgages 2013-11-20T01:40:25Z The $4 billion portion of the deal would pay for write-downs of mortgage loans, demolition in blighted areas and lower monthly payments for homeowners, the person said on Monday. JPMorgan, government set terms for consumer relief deal 2013-11-18T23:50:03Z The $4 billion portion of the deal would pay for write-downs of mortgage loans, demolition in blighted areas and lower monthly payments for homeowners, according to the report, which cited people familiar with the matter. JPMorgan and government set terms for $4 billion piece of $13 billion deal: WSJ 2013-11-18T22:14:00Z But while other financial institutions typically capped the size of their mortgage loans, Parsian was willing to finance 80 percent of a property's value, making financing a real option for many new homebuyers. Special Report: Khamenei's conglomerate thrived as sanctions squeezed Iran 2013-11-12T14:00:01Z Jeong estimates that mortgage loans account for roughly two-thirds of Korean household debt, and high housing costs mean loans run staggeringly large. How South Korea Became a Credit Card Nation 2013-11-11T10:59:20Z Justice Department and other government agencies to settle investigations into bad mortgage loans the bank sold to investors before the financial crisis. DOJ probes nine banks on mortage-backed securities: FT 2013-10-24T01:25:25Z In the largest deal ever between a single company and the U.S. government, banking giant JPMorgan Chase tentatively agreed to a $13 billion deal to settle federal investigations into bad mortgage loans. Justice Dept. sees $13 billion JPMorgan deal as a template for future bank settlements 2013-10-22T00:59:00Z Justice Department and other government agencies to settle investigations into bad mortgage loans the bank sold to investors before the financial crisis, a source familiar with the talks told Reuters on Saturday. U.S. housing regulators seek over $6 billion from BofA: FT 2013-10-20T20:46:19Z The bank reported declines in revenue, lending margins and the backlog of new mortgage loans. Wells Fargo touts strength despite flagging mortgage sales 2013-10-12T02:42:32Z He said he worked at a Countrywide division that handled subprime mortgage loans. Bank of America faces at trial ex-executive behind whistleblower case 2013-09-26T23:03:38Z Here’s a heads-up for those living with their parents: If you want to buy a home but haven’t been paying rent you may find it hard to get a mortgage loan. Auto Dealers’ Deceptive Ads 2013-09-12T15:07:05Z Lending standards for mortgage loans are easing somewhat.” U.S. Home Prices Rise Strong 12.1% in June 2013-08-27T16:07:51Z Holland is sitting on some 650bn euros in mortgage loans, with many properties worth 25% less than they were before the financial crisis. Falling prices hit Dutch homeowners 2013-08-15T16:12:54Z It haunts me when I think of some of the mortgage loans I’ve seen and still see. Buyers, not lenders, must decide how much mortgage is too much 2013-08-10T03:57:00Z “We are not responsible for the housing market collapse that caused mortgage loans to default at unprecedented rates and these securities to lose value as a result,” the bank said in a statement this week. JPMorgan Faces Criminal Probe over Mortgage Bonds 2013-08-08T17:09:37Z Grayson added: “We are not responsible for the housing market collapse that caused mortgage loans to default at unprecedented rates and these securities to lose value as a result.” U.S. sues Bank of America over sale of $850 million in mortgage-backed securities 2013-08-07T02:05:39Z Some analysts are worried that new rules and regulations will limit the ability or willingness of the market to finance mortgage loans. News Analysis: Washington Steps Warily On Housing 2013-08-07T01:48:05Z "We are not responsible for the housing market collapse that caused mortgage loans to default at unprecedented rates and these securities to lose value as a result," it argued in a statement. US government sues Bank of America 2013-08-06T20:52:13Z Federal Housing Finance Agency, buy mortgage loans and securities issued by banks so that the lenders use the money to reinvest in the property market. UBS in Settlement With U.S. Over Mortgages 2013-07-22T08:28:00Z At Wells Fargo, refinancing made up 56 percent of all mortgage loans in the second quarter and over 60 percent of mortgage loans for the preceding four quarters. Analysis: Banks face profit lull as mortgage boom fizzles 2013-07-13T01:03:53Z It had serviced about $374 billion of U.S. residential mortgage loans before the bankruptcy. Ally's ResCap unit files bankruptcy plan 2013-07-05T20:56:38Z Plans to revive private sources of financing for mortgage loans also need to be harmonized with the government’s countervailing efforts to reduce risk-taking by financial institutions. News Analysis: Washington Steps Warily On Housing 2013-08-07T01:48:05Z Treasury debt to home mortgage loans moved sharply higher, threatening to curtail credit for consumers and businesses.The central bank is closely watching the unemployment rate. U.S. economy creates 195K jobs in June 2013-07-05T12:33:00Z Applications to refinance current mortgage loans fell 16 percent during the week that ended June 28, to the lowest level since July 2011. Mortgage rates slip after last week's big jump 2013-07-03T14:19:00Z Most mortgage loans are pooled into securities that are traded around the world, from foreign central banks to domestic pensions. Senators introduce bipartisan bill to replace Fannie, Freddie with new agency 2013-06-25T20:47:00Z Buyers can still opt for conventional mortgage loans, but those loans typically require higher down payments, and many lenders are less forgiving of blemished credit histories. New FHA premium rules mean higher monthly payments for homeowners 2013-06-05T18:00:00Z The president praised a bipartisan Senate effort to replace Fannie and Freddie with a system that would charge lenders for explicit government guarantees of some mortgage loans. News Analysis: Washington Steps Warily On Housing 2013-08-07T01:48:05Z Total loans and leases shrank by almost $37 billion, or 0.5 percent, a decline fueled by lower credit card balances, home equity lines of credit and residential mortgage loans. Fair Game: In Bank Earnings, Quantity Over Quality 2013-06-01T17:42:07Z Why don’t banks reduce interest rates on home mortgage loans for those who need it most?What are some banks which cater to nonprofit corporations? Why Do ATMs Return Cards So Slowly? 2013-05-16T15:28:51Z But she adds, “As the economic and housing market recovery continues, lenders should gain confidence that mortgage loans will perform well, and they should expand their lending accordingly.” Why This Housing Upturn Looks Like the Real Thing 2013-05-15T09:45:32Z Lawrence Summers, the Harvard economist and former Treasury secretary, complained in a Washington Post article earlier this year that not enough mortgage loans are being made. High & Low Finance: Homeownership May Actually Cause Unemployment 2013-05-09T18:29:21Z That is because Americans like cheap mortgage loans and it is hard to preserve the benefits without the costs of the current system. News Analysis: Washington Steps Warily On Housing 2013-08-07T01:48:05Z Low-interest mortgage loans meant that more people could become homeowners and that existing homeowners could afford more expensive houses. Austerity never works: Deficit hawks are amoral — and wrong 2013-05-05T16:00:00Z Banks may also be more willing to provide mortgage loans if prices are generally rising. US Home Prices Up 9.3 Pct, Most in Nearly 7 Years 2013-04-30T15:44:50Z Chief Executive James Gorman said the bank's mortgage loan business was higher last quarter, as Morgan Stanley tries to put deposits to more profitable use. Morgan Stanley growing its loan business slowly -CFO 2013-04-18T15:15:39Z Loosening of the traditional distinction between banks and building societies that made mortgage loans helped power a housing bubble in the 1980s, Prof. Tomlinson says. Thatcher's Economic Overhauls Still Debated 2013-04-08T20:34:14Z Bank lending dropped by £2.7bn in the final three months of 2012 after three leading banks cut back on business and mortgage loans. Bank lending falls by £2.7bn in final quarter of 2012, says Bank of England 2013-03-04T15:13:11Z The 2007-2009 financial crisis was due in large part to massive losses triggered by risk mortgage loans packaged and sold to investors, often with top ratings from credit raters. Einhorn says S&P lawsuit pressures rating agencies 2013-02-20T16:32:56Z Photograph: Christopher Furlong/Getty Images The number of buy-to-let mortgage loans reached its highest level for four years in 2012, latest figures show, as record rents encouraged landlords to expand their property portfolios. Buy-to-let lending bounces back as landlords cash in on rising rents 2013-02-14T11:32:11Z JPMorgan, for example, said earlier in January that margins from selling mortgage loans to investors were about 1.60 percentage points, more than double the historical level of about 0.65 percentage points. Analysis: Small lenders ride U.S. mortgage wave as big banks cut back 2013-02-04T05:13:12Z It accused Bank of America and Countrywide of engaging in a scheme to defraud Fannie and Freddie through its sale of toxic mortgage loans to the two mortgage financing entities. Ex-Countrywide executive added as defendant in BofA fraud lawsuit 2013-01-31T20:05:25Z Shares of CreXus, which invests mainly in commercial mortgage loans and commercial mortgage-backed securities, rose 6 percent in premarket trade on Thursday. UPDATE 1-Annaly Capital to take control of CreXus in $872 mln deal 2013-01-31T13:49:58Z A trader who knowingly sells batches of bad mortgages will never pay the same penalties as a homeowner who defaults on his one mortgage loan. Prosecuting RBS shows just how badly US regulators failed 2013-01-29T20:13:30Z The letter also highlights efforts to provide more clear communications with customers and initiatives to put investment specialists and mortgage loan officers in branches. BofA's Moynihan calls for renewed focus on customers 2013-01-29T00:54:38Z But it paid off for Love, who works as a mortgage loan analyst. Stair Racing, a Sport to Make an Ironman Whimper 2013-01-25T16:47:49Z But BofA executives touted efforts to gain new business, including hiring mortgage loan officers, small-business bankers and investment advisers in branches. Bank of America profit falls after mortgage-related charges 2013-01-18T00:11:01Z E*Trade, known for its advertisements featuring a baby with adult investment concerns, lost hundreds of millions of dollars on bad mortgage loans between late 2007 and last year. UPDATE 1-E*Trade to name former Barclays exec Idzik as CEO -sources 2013-01-17T21:01:06Z Add to that the fact that almost all the activity in mortgage loans last year – more than three-quarters of it – was in refinancings. US homebuilding is booming – and so are foreclosures for struggling owners 2013-01-17T19:23:43Z At Bank of America, contract employees were to answer more than 2,000 questions written by Promontory Financial, the consulting firm the bank hired to audit its mortgage loan files. Insiders reveal deep flaws with foreclosure review project 2013-01-14T19:10:00Z The bank, however, made fewer mortgage loans than in the third quarter and its shares were down 0.8 percent for the day. Wall Street Week Ahead: Attention turns to financial earnings 2013-01-11T23:07:58Z The review was regulators’ attempt to clean up the robo-signing mortgage loan mess. What the $8.5B foreclosure deal means for borrowers 2013-01-08T20:08:00Z As part of the agreement, Bank of America will also buy back $6.75 billion of bad mortgage loans. Major settlements better for banks than homeowners 2013-01-08T13:56:00Z First, mortgage loans are likely to drop off this year, according to the Mortgage Bankers Association. US homebuilding is booming – and so are foreclosures for struggling owners 2013-01-17T19:23:43Z As part of the settlement with Fannie Mae, the bank will repurchase $6.75 billion of residential mortgage loans sold to the government agency. Bank of America to pay $3.6 billion to Fannie Mae to settle mortgage claims 2013-01-07T13:08:30Z House Ethics Panel Finds No Loan Violations The House Ethics Committee says it found no violations by House members whose mortgage loans went through the V.I.P. section of the former Countrywide Financial Corporation. | Washington: House Ethics Panel Finds No Loan Violations 2012-12-28T01:48:33Z When the market went bust, the value of mortgage loans fell, as did the value of the assets they were used to finance, namely houses. Do We Have Another Financial Bubble On Our Hands? Or Three? 2012-12-19T14:00:17Z Already 11% of mortgage loans to Irish households have been modified in this way, it notes. Eurozone crisis live: Mario Monti's resignation pledge spooks markets 2012-12-10T15:43:00Z It says rates on popular mortgage loans have fallen by a third since the summer as it trumpets a new two-year fixed rate mortgage on offer at just under 2%. Papers cast front-page net wide 2012-12-01T06:05:55Z Stein expressed frustration with the "constraint" lenders are showing in, for example, issuing mortgage loans. Fed's Stein backs QE3, says policy remains effective 2012-12-01T00:51:23Z CreXus invests mainly in commercial mortgage loans and commercial mortgage-backed securities. Annaly seeks to diversify as Fed's bond buying squeezes business model 2012-11-29T14:34:14Z Applications for mortgage loans to buy homes jumped 11% in the week ending November 9, compared with a week earlier, the Mortgage Bankers' Association said last week. US home sales rise as figures suggest modest recovery is under way 2012-11-19T18:11:08Z Applications for mortgage loans to buy homes jumped 11 percent in the week ended Nov. 9, compared with a week earlier, the Mortgage Bankers’ Association said last week. U.S. Home Sales Rise 2.1 Percent in October 2012-11-19T15:53:48Z German banks were big buyers of subprime mortgage loans and helped cause the euro zone crisis by lending freely to Greece, Spain and other countries that are now struggling to repay their debts. After 5 Years of Hiding, a Banker Reappears 2012-11-17T01:19:05Z In 2004, the insurer made a fateful decision, to stop doing due diligence on mortgage loans before it issued insurance on securities based on those loans. High & Low Finance: Bank of America and MBIA Revisit the Mortgage Debacle 2012-11-15T22:11:58Z The latest tactic appears to be to repeatedly sue the banks involved in making questionable mortgage loans that were sold to Fannie Mae and Freddie Mac or guaranteed by the government. DealBook: Investigations to Watch in a Second Term 2012-11-07T19:21:36Z The mortgage funding firm’s holdings of late-paying mortgage loans is at the lowest level in two years, and higher quality loans represent 60 percent of the entity’s portfolio, he said. Freddie Mac posts third-quarter profit 2012-11-07T00:37:02Z Freddie Mac's holdings of late-paying mortgage loans is at the lowest level in two years, and higher quality loans represent 60 percent of the entity's portfolio, he said. Freddie Mac turns profit, not seeking taxpayer aid 2012-11-06T14:28:16Z The top two mortgage lenders made 14 percent of mortgage loans in 2000, 29 percent of mortgages in 2006, and 44 percent in the first half of 2012, according to Inside Mortgage Finance data. Analysis: Mortgage demand too much for U.S. banks, who respond slowly 2012-10-19T16:32:45Z This is negative amortization and consumers with these loans felt the double whammy of the decline in the value of their homes while the principal balance of their mortgage loan increased. Why HARP Isn't Working 2012-10-17T15:07:23Z The insurer said it is exposed to "hundreds of millions of dollars" in claims because 93 percent of the 7,918 mortgage loans it reviewed breached representations. Judge limits Assured Guaranty case against Credit Suisse 2012-10-16T03:06:06Z Dimon noted that there are still plenty of homeowners who can't afford their mortgages and that the bank is still seeing a high level of souring mortgage loans. Banks see a housing rebound 2012-10-13T00:59:00Z He noted, however, that the bank was still seeing a high level of souring mortgage loans, and said he expects high default-related expenses "for a while longer." JP Morgan smashes expectations with record quarterly earnings report 2012-10-12T12:48:00Z Revenue from mortgage production was $1.8 billion, up 36 percent from a year earlier, excluding losses for buying back bad mortgage loans sold in the past to investors. JPMorgan profits rise 34 percent with mortgage surge 2012-10-12T11:26:14Z The Market Composite Index, a measure of mortgage loan application volume, rose 16.6 percent from a week ago. Mortgage rates sink to record lows 2012-10-04T14:00:00Z Just because you aren’t a great business writer doesn’t mean you’re not already an expert at being a web site designer, a personal chef, mortgage loan consultant or jewelry representative. Don't Write Yourself Off: Bio-writing Secrets to Living Larger Online 2012-10-02T01:00:21Z The Market Composite Index, a measure of mortgage loan application volume, rose 2.8 percent from a week ago. Mortgage rates fall to historic lows; 30-year fixed-rate average plummets to 3.4 percent 2012-09-27T14:00:00Z Watch out if Reaction #2 occurs. guest-ioniijw Sep 19th 2012 16:58 GMT If I default on a mortgage loan held by my local bank, the bank must write off the loan amount. The Federal Reserve launches QE3: The power of positive thinking 2012-09-13T21:11:28Z U.S. banks have been enjoying a surge in demand from homeowners to refinance mortgage loans at lower interest rates. JPMorgan profits rise 34 percent with mortgage surge 2012-10-12T11:26:14Z The Market Composite Index, a measure of mortgage loan application volume, fell 0.2 percent from a week ago. Mortgage rates are at historic lows; 30-year fixed-rate average matches all-time low at 3.49 percent 2012-09-20T14:00:00Z The Market Composite Index, a measure of mortgage loan application volume, rose 11.1 percent on a seasonally adjusted basis from the previous week. Mortgage rates show little change 2012-09-13T14:00:00Z Triaxx, which invested in mortgage loans originated by ResCap, criticized that settlement because it was based in part on estimated losses. Fair Game: How to Find Weeds in a Mortgage Pool - Fair Game 2012-09-08T18:16:55Z A legacy portfolio of $5.2 billion in mortgage loan principal would be sold separately. Deal Professor: Profits in G.M.A.C. Bailout to Benefit Financiers, Not U.S. 2012-08-21T23:55:03Z Young families are also scaling back spending to meet banks' demands for higher deposits when they take out a mortgage loan to buy a home, an aspiration ingrained in the national psyche. After Olympics boost, Britons face austerity to 2020 2012-08-13T18:08:40Z The banks are finding plenty of consumers wanting mortgage loans at current rates, and bond investors are happy to pay whatever low rate is offered. DealBook: With Rate Twist, Banks Increase Mortgage Profit 2012-08-09T01:16:50Z So the next time you hear someone arguing that the rise in subprime mortgage loans was a market response to government efforts to boost homeownership in low-income communities, remember the student loan example. Another “subprime” crisis: Student loans 2012-07-23T16:52:00Z In its lawsuit, Syncora claimed “a significant percentage” of the mortgage loans did not comply with Countrywide’s representations and warranties. Bank of America Settles Suit for $375 Million 2012-07-18T03:27:42Z In its lawsuit, Syncora claimed "a significant percentage" of mortgage loans underlying the securitizations did not comply with Countrywide's representations and warranties. Bank of America, Syncora settle mortgage fraud lawsuit 2012-07-18T01:38:56Z "It's like it's done for a lawyer to understand, or someone who's involved with mortgage loans," she said. Foreclosure review program befuddles borrowers 2012-07-16T19:25:35Z As the benchmark for trillions of dollars of loans worldwide – mortgage loans, small-business loans, personal loans – it affects the most basic service banks provide: borrowing money and lending it out. Wall Street's link to Libor 2012-07-08T18:12:06Z The other widespread criticism was of my last point: that although the government lowered some mortgage loan standards, the debacle is primarily the private sector’s fault. The truth about the great financial meltdown: Round 2 2012-07-07T00:07:00Z On Thursday, his name surfaced again, after a Congressional committee released a report detailing how Countrywide provided sweetheart mortgage loans to powerful members of . Countrywide VIP Loans Went to Key Lawmakers: Congressional Report 2012-07-06T10:00:18Z The delinquency rate on mortgage loans was at a record low, and the volume of new mortgages being sold to investors was at a record high. High & Low Finance: Bad Mortgage Loans Burn Investors and Tenants - High and Low Finance 2012-07-05T20:20:34Z In the 1980s the financial industry sold around 8.5m endowment policies for repaying mortgage loans. Banks are serially corrupt. But Vince Cable's shareholder plan won't work 2012-07-02T13:45:14Z Her father sold mortgage loans; her mother sold houses. Nasty Gal's Sophia Amoruso: Fashion's New Phenom 2012-06-28T12:34:41Z Growing numbers of mortgage loan officers and realty agents say appraiser reluctance to report local appreciation is becoming a significant complication in sales transactions. House sales hampered by appraisers who fail to recognize appreciation 2012-06-22T10:40:00Z |
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