Then, of course, there's also discrimination and bad credit.

当然，还有歧视和不良信贷问题。

A bad credit score can keep you from getting a job or renting an apartment.

不良信用评分可能导致你无法找到工作或无法租到房屋。

Secondly, the publicization would lead us to think over the possible consequence of bad credit records.

第二，信息的公布会让我们想到学生的信誉度问题。

The buy now, pay later choice is focusing on younger consumers and people who have bad credit.

先买后付的选择主要针对年轻消费者和信用不佳的人。

Traditionally, it was pretty hard to get a mortgage if you had bad credit or didn't have a steady job.

传统上，如果你有不良贷款或者没有稳定工作的话，很难获得抵押贷款。

Maybe you have a bad credit rating.

也许您的信用评级很差。

James says, " Maybe you have a bad credit rating" (rating).

詹姆斯说，“也许你的信用评级不好”（rating）。

If you have a very bad credit rating, it means nobody will give you any money; you have bad credit.

如果你的信用等级很差，那就意味着没有人会给你钱； 你信用不好。

You are late, and this will show up – this will appear – on your credit report and result in a bad credit rating.

你迟到了，这会出现——这会出现——在你的信用报告中， 并导致信用评级不佳。

That's why Russia was very constructive in the sense, because Americans showed a very bad credit history within this region, because their involvement in Iraq was disaster.

这就是为什么俄罗斯在某种意义上非常有建设性，因为美国人在该地区表现出非常糟糕的信用记录，因为他们卷入伊拉克是一场灾难。

Once their bad credits have been input to the database, it is likely that those students would have difficulties in applying for loans and credit cards in their remaining lives.

他们的信息一旦记录在案，那么，这些学生在申请贷款或是信用卡时就非常困难。

And in the United States, that's very important because if you want to buy a house or buy a car, and you have a bad credit rating, many companies will not give money to you.

。 而在美国，这非常重要， 因为如果你想买房或买车，而你的信用评级很差， 很多公司不会给你钱。