During the crisis the Federal Reserve and Treasury forced most of America's big independent investment banks into arranged marriages with commercial firms.

金融危机期间，美联储和财政部迫使绝大多数美国独立投资银行加紧与商业银行进行“联姻”。

That's up to you and seek independent investment advice from a qualified financial adviser if you feel unsure about making your own decisions.

这取决于您， 如果您不确定自己做出决定， 请向合格的财务顾问寻求独立的投资建议。