This really got me thinking，and I wondered if we should look into a couple of different HMO's.

这真的让我有了个想法，我想我们是不是应该查一下HMO不同的保险了。

There's more." " Gold HMO, PPO — PPO, HMO." " And what are co-pays?

还有更多。” “黄金 HMO、PPO——PPO、HMO。” “什么是共付额？

So there is less choice when you have an HMO, but it is cheaper.

所以当你有 HMO 时，选择就少了，但它更便宜。

Oh, we just got an HMO at our other job.

我们另一份工作里已经有一位基佬了。

One is called an " HMO, " which stands for " health maintenance organization."

一个叫做“HMO” ，代表“健康维护组织” 。

Are you hacking into the government's HMO database?

你入侵了政府医疗协会的数据库吗？

I say that the plan I have, which is an HMO, has the lowest co-pays and the best coverage.

我说我的计划是 HMO，具有最低的共付额和最好的覆盖范围。

Formula-makers launched their first HMO recipe in 2016, after years of struggling to make the sugars at scale.

经过多年努力以实现糖的大规模生产后，配方制造商于 2016 年推出了他们的第一个 HMO 配方。

Studies on the first HMO formulas, which contained only one or two of these carbohydrates, reported few compelling benefits.

对第一种 HMO 配方奶粉的研究报告显示， 它只含有一两种碳水化合物，几乎没有令人信服的益处。

That's an HMO lab; you might as well have sent it to a high school kid with a chemistry set.

一个 H.M.O.(健康维护组织)实验室 可能只是让一个高中生化验一下而已。

I have an HMO right now and I'm thinking of switching to a PPO. That way, I can see doctors outside of my current network and still be covered.

我现在有 HMO，我正在考虑换成 PPO。这样，我就可以在我当前的网络之外看医生，并且仍然在保险范围内。

Now, PPO plans are typically more expensive – they cost more money – and they often don't pay for as much as an HMO does, it depends on your health plan.

现在，PPO 计划通常更昂贵——它们花费更多的钱——而且它们支付的费用通常不如 HMO， 这取决于您的健康计划。

Carol says, " I have an HMO right now and I'm thinking of switching to a PPO. That way, I can see doctors outside of my current network and still be covered."

Carol 说：“我现在有一个 HMO，我正在考虑改用 PPO。 这样，我就可以在我当前的网络之外看医生， 并且仍然得到保障。

I can pick between an " HMO" and a " PPO." These are two kinds of health insurance plans that you can get from the place where you work or you can buy on your own.

我可以在“HMO”和“PPO”之间做出选择。这是两种健康保险计划，您可以从您工作的地方获得，也可以自己购买。

In a study in mice published in 2021, Lars Bode at the University of California, San Diego, and his colleagues reported that one HMO reduced the development of atherosclerosis, the blockage of arteries that leads to heart attack and stroke.

加州大学圣地亚哥分校的 Lars Bode 和他的同事在 2021 年发表的一项小鼠研究中报告称，一种 HMO 减少了动脉粥样硬化（导致心脏病发作和中风的动脉阻塞）的发展。