Second, it's not just about finding a tool.

其次，这不仅仅是寻找工具。

It's about the Biden administration looking at the authority it maybe does have and finding an unexpected tool, almost a sneaky tool, really, to use for loan forgiveness.

这是关于拜登政府审视其可能拥有的权力，并找到一个意想不到的工具，实际上几乎是一个偷偷摸摸的工具，用于贷款减免。