Consumer borrowing soared in November by $40bn, the most on record, as credit-card usage soared.

随着信用卡使用量的飙升，11月份消费者借款猛增400亿美元，创历史新高。

This is related to consumer borrowing – how much people have borrowed in loans, on their credit cards, etc.

这与消费者借贷有关——人们借了多少贷款、信用卡等。