| 单词 | second mortgage |
| 例句 | After the ruin and liberation of the Civil War came Redemption for the unrepentant South and Reunion, and our bodies became this country’s second mortgage. Between the World and Me 2015-07-14T00:00:00Z “By the way, Michael. Why did you take out a second mortgage with NatWest Bank for five thousand pounds in January?” Black Swan Green 2006-04-10T00:00:00Z If there had been a commercial space flight to Mars, I would have taken out a second mortgage and booked it. On navigating the holiday season after loss 2021-12-22T05:00:00Z In Denver, Colorado, childcare was described in 2022 as costing as much as a second mortgage. Mother's Day is gaslighting 2022-05-08T04:00:00Z If you have to, take out a second mortgage, like you would have done if you'd seen Secretariat run as a two-year old. The Met's Don Carlo: Verdi's Masterpiece, for Everyone 2010-12-10T21:50:00Z I wanted to help them financially, pay down the second mortgage they'd borrowed for my college tuition. "Too bad you were born a girl" 2020-02-17T05:00:00Z No one wanted to finance the project: the show’s producer, Cameron Mackintosh, had to solicit small-fry investors through newspaper ads; Lloyd Webber took out a second mortgage to make up the ultimate shortfall. The Improbable Insanity of “Cats” 2019-12-16T05:00:00Z I had bought a new house, based on the prospect of “Armageddon Rag” being successful, and I had to take out a second mortgage. George R.R. Martin on How ‘Nightflyers’ Made ‘Game of Thrones’ Possible 2018-11-30T05:00:00Z Mr. Stewart’s decision to launch Satellite Records in 1957 would not have been possible had his sister not taken out a second mortgage on her home to buy him recording equipment. Jim Stewart, Unlikely Entrepreneur of Soul Music, Dies at 92 2022-12-08T05:00:00Z The program does not provide assistance for second mortgages. Help coming soon for struggling homeowners 2011-09-14T11:00:00Z We’re only going to focus on portable versions that get the job done right without forcing you to take out a second mortgage. Best portable scanner on the market 2012-11-04T17:00:00Z I decided not to point out that we would require a second mortgage if this was to continue. Motherlode: A Parent on the Couch 2011-03-09T19:59:01Z While Roshon did dance well and earn a few tens last night, he had been in the bottom so often he took out a second mortgage to pay for his braces. Dancing with the Stars Watch: Double Trouble 2012-05-09T12:25:35Z As long as “anything” means foraging for coconuts on a desert island in a bikini and not, say, filing your taxes on your second mortgage. The Bachelor Watch: Drama in Panama 2012-02-07T14:05:55Z And there’s that occasional inexpensive wine to reassure you that life can be delicious without selling your soul or taking out a second mortgage on your house. You’ll want to stock up on this outstanding Portuguese red wine, a steal at $12 2020-10-08T04:00:00Z When you have this type of debt, you are required to satisfy the first mortgage as well as any second mortgages or liens before you are able to sell your home. Can a Foreclosure Happen After Bankruptcy Discharged the Debt? 2018-06-26T04:00:00Z Rather, homeowners need to obtain a second mortgage or a home equity line of credit. Remodeling to sell a Seattle-area home? Read this first 2023-07-14T04:00:00Z The loans, which can be used for down payments and closing costs, are structured as a second mortgage, which means they aren’t repaid month by month. California revives programs to help first-time home buyers and ADU builders. What this means 2023-06-29T04:00:00Z The loan, which can be used for a down payment and closing costs, is structured as a second mortgage, which means it isn’t repaid month by month. California has already run out of cash to help first-time home buyers. Here's what happened 2023-04-08T04:00:00Z It's carried out when a fraudster uses fake identification documents to place a second mortgage on a house they don't own, usually when the first mortgage has been nearly or fully paid off. In Canada, complex fraud schemes are targeting homeowners 2023-02-17T05:00:00Z Paying for childcare cost her about £900 a month which she said was the equivalent of paying a second mortgage. 'Childcare costs are pricing me out of the job market' 2023-02-12T05:00:00Z Or are you going to have to sell the house or try to get a second mortgage on it? Full Transcript of Biden’s State of the Union Address 2023-02-08T05:00:00Z The property is meaningful to Biden, and when he openly talked about taking out a second mortgage to help the family of his son Beau with finances, then-President Barack Obama adamantly objected. Document discovery spotlights Biden’s frequent use of Wilmington home 2023-01-13T05:00:00Z They took out a second mortgage on their existing home to fund a four-bedroom, 2,000-square-foot addition for their adult children and aging parents. Central District couple sues Seattle over affordable housing program 2022-12-16T05:00:00Z I foolishly agreed to a second mortgage to pay off his credit cards, putting my name on his debt. Advice | Carolyn Hax: Fiance gets deeper in debt and lies to cover it up 2022-12-12T05:00:00Z Rose Prophete thought the second mortgage loan on her Brooklyn home was resolved about a decade ago — until she received paperwork claiming she owed more than $130,000. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z Can my daughter take out a second mortgage to assist her with financing the home? Advice | Should mom withdraw from her IRA to fund daughter’s home remodeling? 2022-09-05T04:00:00Z But the prospect of bills of £500 per month - effectively a second mortgage - cannot work either. Would industry plan to slash energy bills work? 2022-08-24T04:00:00Z After five years in the house, she sold while the market was hot this year, allowing her to pay off the second mortgage and still make a profit. A model for neighborhood renewal 2022-08-18T04:00:00Z Now he was 60,000 pounds in debt, looking for a new direction — and perhaps a second mortgage — after unsuccessfully trying to direct his own movie. Nicholas Evans, whose ‘Horse Whisperer’ became a phenomenon, dies at 72 2022-08-15T04:00:00Z Some of these homeowners say they weren’t even aware they had a second mortgage because of confusing loan structures. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z They offer a service to protect the title on our home from someone stealing it to take out loans for credit lines and second mortgages without our knowledge. Perspective | Be wary of firm seeking to protect your home’s title. It could be a scam. 2022-08-08T04:00:00Z A home-equity loan, also known as a second mortgage, enables a homeowner to borrow money by tapping into the equity in their home. Advice | House rich, cash poor: Why a home-equity loan may not be a good idea 2022-08-10T04:00:00Z During his World Golf Hall of Fame induction speech in March, Woods spoke passionately about his parents taking out a second mortgage on their home to pay for his development through national junior programs. 10-year-old Japanese golfer closing in on 12th sponsor 2022-07-17T04:00:00Z Woods spoke at his Hall of Fame induction in March of his parents taking out a second mortgage on their home to pay for his junior development. Tiger Woods has a big voice, just not as much visibility 2022-07-12T04:00:00Z While no federal government agency tracks the number of foreclosure actions on second mortgages, attorneys aiding homeowners say they have surged in recent years. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z Concurrent with a buyer’s main mortgage, the state offers a second mortgage that covers 17 to 20 percent of the home’s price, and on which the buyers make no payments until they sell. Short on Your Down Payment? California’s Surplus Can Help. 2022-06-29T04:00:00Z He took out a second mortgage on his house and put up $60,000 in cash as collateral for a secured bank loan. Oakland Cannabis Sellers, Once Full of Hope, Face a Harsh Reality 2022-03-15T04:00:00Z You’ve probably heard of home equity loans referred to as “a second mortgage.” Home equity loans 101: Are they right for you? | Provided by 1st Security Bank 2022-03-07T05:00:00Z Like millions of other Americans, I made mistakes with credit cards and a second mortgage, and I lost my home in a foreclosure. Opinion | The Bill for My Homelessness Was $54,000 2021-12-29T05:00:00Z Some second mortgages at that time were “charged off,” meaning the creditor had stopped seeking payment. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z She lost her jobs, her home tied to the elderly warden role and had to take out a second mortgage to repay the Post Office - money she had never taken. Post Office scandal: Workers' bittersweet year after legal win 2021-12-28T05:00:00Z A piggyback mortgage is a second mortgage made at the same time as the primary one to allow borrowers with little for a down payment to borrow money to qualify. Locked out of traditional financial industry, more people of color are turning to cryptocurrency 2021-12-01T05:00:00Z I have met parents who have taken out a second mortgage to afford the help their child needs. Opinion | A parent’s perspective on the ‘troubled teen industry’ 2021-10-26T04:00:00Z The most common are second mortgage loans from state and local governments, and have low or zero interest rates. How to get a low down payment mortgage 2021-10-18T04:00:00Z Mendez said they were unable to get answers about the status of their second mortgage from the bank and were eventually told that the debt was canceled, or would be canceled. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z Even if you qualify for a second mortgage, you don’t want to be stretched too far. A ‘new adventure’: Pandemic drives demand for vacation homes 2021-07-14T04:00:00Z But he called the $135,000 assessment on his condo, a corner unit with double balconies, a “second mortgage.” Inside the tumultuous years before the Florida condo’s collapse 2021-07-03T04:00:00Z In South Carolina, affiliates are absorbing much of the extra cost through forgivable second mortgages. Habitat for Humanity struggles with high construction costs 2021-06-25T04:00:00Z To cite one recent example, in January the Murdoch-owned Manhattan tabloid was duped by a random Twitter user who claimed they had taken out a second mortgage on their parents' home to buy GameStop stocks. Right-wing media pushes bogus story about Kamala Harris' book being given to immigrant kids 2021-04-28T04:00:00Z In Georgia, a woman facing foreclosure claimed in federal court that she never received periodic notices about her second mortgage or notices when it was transferred to new owners, as required by federal law. ‘Zombie Debt’: Homeowners face foreclosure on old mortgages 2022-11-15T05:00:00Z "The administrator sent me a letter saying that my chattel mortgage was in fact a second mortgage on the same vehicle and the first chattel mortgage takes precedence," he said. Motorhomes 'missing' after rental firm collapsed 2021-01-10T05:00:00Z Such loans are essentially a second mortgage and allow homeowners to borrow against their equity a predetermined amount at their discretion. Even if you want to buy a home, it's harder now to get a loan. Or tap home equity 2020-05-07T04:00:00Z Ellingwood was soon paying more in rent than he had paid for his first and second mortgage combined. A $60 Billion Housing Grab by Wall Street 2020-03-04T05:00:00Z Families are known to have tapped college funds, taken out second mortgages, or dipped into inheritances to cover costs. Does science support the "wilderness" in wilderness therapy? 2020-02-02T05:00:00Z She believed a second mortgage would prevent her from losing her home. Why Black Homeowners in Brooklyn Are Being Victimized by Fraud 2019-10-21T04:00:00Z But it might be worth taking out a second mortgage on your gardening shed. Perspective | Off to the World Series, these Nationals have proved everyone wrong 2019-10-15T04:00:00Z She said collection agenc ies are demanding payments from some homeowners with second mortgages who could have used legal help years ago to negotiate down the debt if state lawmakers hadn’t diverted the money. Gov. Gavin Newsom proposes California foreclosure help using money diverted years ago 2019-08-07T04:00:00Z But unlike DisneyLand, you won’t have to take out a second mortgage to pay for this experience. Mariners Sunday mailbag: What effect have recent struggles had on clubhouse camaraderie? 2019-06-09T04:00:00Z He then checked out the ticket broker sites online but decided it was best not to take out a second mortgage just to see a baseball game. Perspective | MLB attendance is dropping but revenue is somehow up. How is that possible? 2019-05-19T04:00:00Z The ads were paid for in part by a second mortgage on the An family home. How chef Helene An brought Vietnamese cuisine to the U.S. 2019-04-21T04:00:00Z I tried to remember if I had paid the life insurance premium and had told my wife about the new second mortgage. Manny Pacquiao, Phillippines senator, is out to prove sports and politics do mix 2019-01-11T05:00:00Z For millions, it’s like paying a second mortgage. Here’s a big idea: Let’s repeal and replace Obamacare 2018-09-24T04:00:00Z The third and less popular option is a traditional home equity loan, sometimes called a second mortgage. Ways to cash in on your home equity and the tax implications of doing so 2018-05-16T04:00:00Z A home-equity loan works like a traditional second mortgage: It’s borrowed at a fixed rate for a specific period. Interest on home equity loans is still deductible, but with a big caveat 2018-03-17T04:00:00Z A home equity loan works like a traditional second mortgage: It’s borrowed at a fixed rate for a specific period. Interest on Home Equity Loans Is Still Deductible, but With a Big Caveat 2018-03-09T05:00:00Z The process effectively involves two loans — one to cover the purchase of a home, and a second mortgage that effectively covers the renovation work. Detroit: From Motor City to Housing Incubator 2017-11-04T04:00:00Z The board issued a promissory note for $393,000 and arranged a second mortgage on the group’s building to back it up. Charity’s promised back pay to Roy Moore was not reported to IRS as income 2017-10-19T04:00:00Z The board backed up its promise with a second mortgage on the charity’s historic building. Undisclosed deal guaranteed Roy Moore $180,000 a year for part-time work at charity 2017-10-11T04:00:00Z Years ago, the lower rates would have helped him because he was maxing out his personal credit cards and taking a second mortgage to fund NRS. Doubts arise on whether corporate tax cut would boost growth 2017-09-15T04:00:00Z The program is managed by the nonprofit Community Reinvestment Fund and allows borrowers to obtain a second mortgage to help fill the gap. Comerica investing up to $5M into Detroit mortgage program 2017-06-19T04:00:00Z The cost of a second mortgage today would be even higher, assuming it is available at all. Tapping your 401(k) to buy a house is tempting but risky 2017-05-20T04:00:00Z Should you use cash, a mortgage refinancing, line of credit or second mortgage to fund that remodeling project? Tips for financing a home remodeling as interest rates start to rise 2017-05-13T04:00:00Z We had a second mortgage on the house, plus all this money I had saved up from being on television, and I thought, “It’s just gone.” John Tesh cancer is in remission, but he says that makes touring more important 2017-04-18T04:00:00Z Three properties had both first and second mortgages, and bankruptcy records show the pair had resorted to using credit cards to finance loan repayments. Decorated Navy SEAL moonlighting as a porn star 2017-04-14T04:00:00Z Jules has taken out a second mortgage on her bar to buy the team. Hank Azaria delivers a play-by-play comedy with 'Brockmire' 2017-04-05T04:00:00Z Both mortgage insurance and second mortgages impose a payment discipline on the borrower. Tapping your 401(k) to buy a house is tempting but risky 2017-05-20T04:00:00Z The loan - a second mortgage - will help pay down payment and closing costs. Tennessee editorial roundup 2017-02-15T05:00:00Z Paid off my mortgage, second mortgage, home equity loan,... They’re Growing Older. Their Mortgage Debt Is Growing Deeper. 2016-11-18T05:00:00Z Finding tickets to the game at prices that won’t require a second mortgage is actually rather doable to this point. Want to travel to Peach Bowl? Good news is tickets are affordable; bad news is travel is not 2016-12-16T05:00:00Z At least in SF I can get a great bowl of pho or an awesome burrito and not need a second mortgage! Dinner, Disrupted 2016-08-06T04:00:00Z Alternative approaches include a second mortgage, which is another source of needed funds, and mortgage insurance, which reduces the down payment required. Tapping your 401(k) to buy a house is tempting but risky 2017-05-20T04:00:00Z Equity loans are fully amortizing second mortgages: You pay interest plus principal for anywhere from five to 20 years. Many owners seem unaware of the home equity they could easily tap 2016-07-19T04:00:00Z My savings account interest used to pay a second mortgage. Can We Ignore the Alarm Bells the Bond Market Is Ringing? 2016-07-11T04:00:00Z Those with steady income should look into a second mortgage or home equity loan. Reverse Mortgages Aren't For Everyone 2016-06-29T04:00:00Z The second mortgage for the down payment is fully forgivable after five years. A wealth of resources for first-time home buyers in the Washington area 2016-06-11T04:00:00Z A third option is to borrow $30,000 on a second mortgage, from the same lender or from a different lender. Tapping your 401(k) to buy a house is tempting but risky 2017-05-20T04:00:00Z So at a certain point, Howard and Jean decided to take out a second mortgage on their home. The sharing economy will screw us all — and it’s retirement we have to be really worried about 2016-05-07T04:00:00Z The underlying economic decay was covered up by cheap credit, as homeowners made up for the shortfall in wage growth with low-interest second mortgages and unprecedented loads of credit-card debt. President Obama Weighs His Economic Legacy 2016-04-28T04:00:00Z Hoffman says the interest rates for reverse mortgages are better than the interest rates for second mortgages. Reverse Mortgages Aren't For Everyone 2016-06-29T04:00:00Z Rhode Island Housing says the program is structured as a forgivable second mortgage. Program for first-time homebuyers comes to Rhode Island 2016-02-15T05:00:00Z Meanwhile, Vallejo said, he had to take a second mortgage to pay the jewelry vendor for the stolen items, which were not covered by his insurance. Thousands in restitution owed by former juvenile offenders 2016-01-23T05:00:00Z So mortgage brokers found ways to squeeze buyers into first and second mortgages even when their finances were questionable. What to Know About the Housing Bubble Before You See 'The Big Short' 2015-12-13T05:00:00Z Alternatively, because conforming loans allow a non-occupant co-borrower, he has seen clients split the total amount into parts, like a conforming loan with a second mortgage or home-equity line of credit on the parents’ home. How Parents Can Help With Jumbo Mortgages 2015-11-12T05:00:00Z Faced with the horror of this “second mortgage”, my Danish wife suggested we look into moving to her homeland, and specifically Copenhagen. Priced out of London, we moved to Denmark 2015-11-11T05:00:00Z Buyers who remain in homes purchased through the program for at least five years aren’t required to repay the second mortgage. Program for first-time homebuyers comes to Rhode Island 2016-02-15T05:00:00Z Women’s National Soccer Team, Ohio State and Alabama football, and people sick of taking out a second mortgage to park at an NFL game. The Best Victories Are the Little Ones 2015-11-03T05:00:00Z A home equity loan, or second mortgage, may be an option if the home is worth more than the amount the owners owe through their first mortgage. Loan options abound for remodeling projects 2015-08-19T04:00:00Z The credit lines, a type of second mortgage, enable borrowers to convert home equity into cash. Average interest rates above 4% choke off mortgage refinancing boom 2015-07-23T04:00:00Z Meanwhile, the real estate market crash led to the failure of many banks, including Broward Federal Savings and Loan, the holder of the second mortgage on the building. Jeb Bush Tax Returns Recall Old Days of Shelters 2015-07-02T04:00:00Z Countrywide lent him 80 percent of the money he needed under a first mortgage and the rest under a second mortgage. Supreme Court Ruling Little Help to Struggling Homeowners 2015-06-01T04:00:00Z The Supreme Court ruling does not completely prevent homeowners from voiding their second mortgages. Justices Curb Bankruptcy Filers’ Ability to Have Second Mortgages Canceled 2015-06-01T04:00:00Z "The likelihood that the bank could recover anything on the vast majority of these second mortgages is virtually nothing," he said. Bank of America’s Relief for Mortgage Borrowers Is Questioned 2015-05-07T04:00:00Z Warren offered some unremarkable advice about the dangers of taking out a second mortgage to pay off other debts, but it altered the course of her career. Elizabeth Warren’s Virtual Candidacy 2015-04-27T04:00:00Z In an effort to support housing demand, the government lowered down payment requirements for second mortgages. China ETFs: It's The Year Of The Bull But It May Be Too Late To Be A Pig 2015-04-19T04:00:00Z By the time Mr. Caulkett filed for bankruptcy, the second mortgage was entirely underwater. Supreme Court Ruling Little Help to Struggling Homeowners 2015-06-01T04:00:00Z The Supreme Court ruling will now prevent underwater homeowners from easily discharging home equity loans and other types of second mortgages in Chapter 7 bankruptcies. Justices Curb Bankruptcy Filers’ Ability to Have Second Mortgages Canceled 2015-06-01T04:00:00Z The bank was expected to forgive or reduce the amounts owed on the first and second mortgages it held. Bank of America’s Relief for Mortgage Borrowers Is Questioned 2015-05-07T04:00:00Z Not if she isn’t in the market for a second mortgage. CenturyLinkVoice: 4 Ways Financial Institutions Can Bank On Big Data In 2015 2015-04-14T04:00:00Z Or the cut of Wagyu beef you ordered at Bourbon Steak, which required a second mortgage. Family-owned Capital Meat carves a beefy niche with customized cuts 2015-03-28T04:00:00Z As long as homeowners continue to struggle with their mortgages, especially second mortgages that were given with a pretty clear understanding of the risks, they are not likely to let the big banks forget that. Supreme Court Ruling Little Help to Struggling Homeowners 2015-06-01T04:00:00Z It includes first and second mortgages, home equity loans, and refinanced mortgages. Understanding Your Forms: Form 1098, Mortgage Interest Statement 2015-03-17T04:00:00Z Some grievances, like second mortgages, hidden gambling problems or massive debts, are hard to reconcile, says Bruce McClary, a former credit counselor in the Washington area. The extramarital bank account: tales of financial infidelity 2015-02-13T05:00:00Z While still in high school, Mr. Kaufman coaxed his parents into taking out a second mortgage of $185,000 on their house to fund an early entrepreneurial venture, which made accessories for the Apple iPod. The Invention Mob, Brought to You by Quirky 2015-02-14T05:00:00Z State governments funneled enough money into higher education that families could send their kids to a local school without worrying about taking out a second mortgage or private loans to pay their way. Students cover more of their public university tuition now than state governments A title search obtained by the condo association indicated three outstanding liens: the first deed of trust to JP Morgan, a second mortgage for $60,000 and the condo lien for $9,415. D.C. mortgage lenders take a hit on condo foreclosures Home equity credit lines — commonly referred to as HELOCs — typically are second mortgages. Equity credit lines are making a comeback as home prices rise 2014-08-31T04:00:00Z Home equity lines of credit — commonly referred to as HELOCs — typically are second mortgages. Home equity lines of credit surge as banks approve loans to more and more owners If your second mortgage is for a rental property, you may be expecting the rental income to count towards the income side of the equation. Breaking Down Debt: How 4 Different Loans Affect Your Mortgage-Worthiness 2014-08-29T04:00:00Z A husband is told he doesn’t have the right to unilaterally take out a second mortgage on property held jointly with his wife. Women's rights and their money: a timeline from Cleopatra to Lilly Ledbetter 2014-08-11T04:00:00Z They took out a $100,000 second mortgage so Cynthia could quit her job in human resources to work full time with Mark, even though she was the primary breadwinner. The Kids Who Beat Autism 2014-07-31T04:00:00Z And one expert said the apparent equity in the Jacksons' Dupont Circle home made the second mortgage a reasonable risk, because if the loan isn't repaid, a foreclosure sale is an option. Mystery loan lets Jacksons keep both homes 2014-07-11T04:00:00Z In the U.S. you get an honest game in a great setting; you can bring the whole family and not have to take out a second mortgage. Americans Love Soccer Just Like It Is 2014-06-18T04:00:00Z First and second mortgages like those written in Vailsburg were bundled and securitized into shares, sold and traded by equity investors like, well, widgets. The racism that still plagues America 2014-01-20T16:00:00Z In high school, Ben Kaufman tapped his parents’ second mortgage to create Mophie, an iPod accessory company he sold in 2007. The Stars Of Forbes' 30 Under 30 In Energy And Industry 2014-01-06T12:37:00Z When the loans go bad, banks can lose an eye-popping 90 cents on the dollar, because a home equity line of credit is usually the second mortgage a borrower has. Insight: A new wave of U.S. mortgage trouble threatens 2013-11-26T06:05:06Z The elder Jackson declined to comment on his son's second mortgage. Mystery loan lets Jacksons keep both homes 2014-07-11T04:00:00Z Boston-based Admirals Bank, arguably the most aggressive marketer of the solar loan, 18 months ago began offering a solar loan product, which essentially is a second mortgage. Loans challenge big money's leasing model for U.S. rooftop solar 2013-09-24T05:04:04Z The arrangement involved a second mortgage on the mansion acting as security. Mansion 'overvalued by up to £2m' 2013-08-05T16:52:28Z Money from a second mortgage could repair any of those defects, the door-to-door brokers told the homeowners. Cleveland: Ground zero for the housing bubble 2013-05-12T21:00:00Z In my generation, second mortgages were considered highly risky for homeowners. Austerity never works: Deficit hawks are amoral — and wrong 2013-05-05T16:00:00Z That represents a second mortgage on the Jacksons' red-brick row house in Washington's upscale Dupont Circle area. Mystery loan lets Jacksons keep both homes 2014-07-11T04:00:00Z Prototypes, packaging, and samples must be developed and often at the expense of a second mortgage. 3 Reasons Start-ups Should Consider Crowdfunding 2013-03-20T16:00:00Z Even as the bank’s loan modifications imposed heavy losses on investors in these securities, the documents show, Bank of America did not reduce the principal on second mortgages it owned on the same properties. New Questions Raised Over a Bank of America Settlement 2013-02-04T04:01:05Z The boys used the second mortgage for a shopping spree. Cleveland: Ground zero for the housing bubble 2013-05-12T21:00:00Z Saddled with the second mortgage, her parents could not afford to rebuild. Swimmer Dagny Knutson Retires Again, Seeking Normalcy 2013-01-25T18:58:52Z She bought the business in 2008, using pension funds and a second mortgage on her home after she was laid off from a job in the building industry. What Limits Hispanic Entrepreneurs 2012-09-04T20:36:42Z "The thing is, it'll be paid off this year, which I'm very happy about," she said of the second mortgage. Kamily debt drops to pre-recession levels 2012-10-15T12:00:00Z You're using your bank savings, taking a second mortgage, cashing in your retirement funds, living off your spouse or partner's income. Can It Be? An Entrepreneur Bubble? 2012-09-26T12:54:00Z I own a second house, and I owe $64,000 on the first mortgage and $9,881 on the second mortgage. Dumping houses might be best option for single dad overextended on mortgages 2012-09-14T15:42:08Z Her parents, who briefly separated when Knutson was 13, took out a second mortgage on their home to cover her swimming expenses, Ronda said. Swimmer Dagny Knutson Retires Again, Seeking Normalcy 2013-01-25T18:58:52Z My income decreased and I once again refinanced the second mortgage with BofA when I was unemployed. People's panel: the psychological cost of US foreclosure 2012-05-29T18:09:00Z You see, a few years ago I put my money in a Mcmansion outside of Vegas … would you just please give me a second mortgage on the property …. Facebook IPO: Buy Early And Buy As Much As You Can 2012-05-17T13:46:19Z Hyde & Collins might effect a second mortgage perhaps; and then the houses would be practically gone, as everything else had gone—into the bottomless pit. Mrs. Thompson A Novel 2012-04-25T02:01:10.557Z It's a crisis driven by falling property values and ill-advised second mortgages that drove up homeowners' debts. Florida's Rubio a star, but an unlikely VP pick 2012-01-26T06:09:08Z Legal Services lawyers represented him in court and helped him negotiate a short payoff of his second mortgage, using money from The New York Times Neediest Cases Subprime Mortgage Program. The Neediest Cases: For Father Working Three Jobs, a Startling DiagnosisFor Father Working Three Jobs, a Startling Diagnosis 2012-01-07T03:27:54Z Explain that although it is a second mortgage the fact that $2,000 of the principal is paid each year makes it attractive. Business English A Practice Book 2011-11-19T03:00:25.507Z In exchange, the lender released us from both our first and second mortgages. Which Way Home?: How a Financial Pro Lost His House 2011-11-09T05:00:06Z When I first bought the property, I didn’t understand that I was getting a first and second mortgage. Chiago News Cooperative: Expenses, Lender Games and Illness Added Up 2011-10-01T22:55:17Z A slowing economy has cast doubt on the value of second mortgages, whose collateral can be wiped out when home prices decline. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z Smaller properties are languishing, Mr. O’Connor said, “because banks aren’t lending, and people have no equity in their homes to take out second mortgages to finance new businesses.” Square Feet: Industrial Real Estate Is Attracting Investors and Builders 2011-09-13T22:42:09Z "He was just trying to get you to extend those second mortgages, I suppose," Levy said. Object: matrimony 2011-09-10T02:00:27.977Z As for the second mortgages, they are "silent seconds," held by the government rather than by banks. Puerto Rico Fires Up Housing Market 2011-08-13T01:37:46Z Tom Kelly, a spokesman for JPMorgan Chase in Chicago, said that the bank’s interest in the property involved a second mortgage and that responsibility for the property’s upkeep rested with the primary mortgage holder. Chiago News Cooperative: Expenses, Lender Games and Illness Added Up 2011-10-01T22:55:17Z If the home’s value has fallen since the loan was made, the holder of the second mortgage may be left with little or no collateral to cover losses. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z That’s the football equivalent of taking out a second mortgage to buy another speedboat. The Fifth Down: 2011 New Orleans Saints Season Preview 2011-08-07T10:00:52Z "I come here to ask you how much would you take it for them second mortgages what you hold on my Two Hundred and Sixty-fourth Street property?" Object: matrimony 2011-09-10T02:00:27.977Z She told investigators her husband forged her name to get a second mortgage on their home and pay personal gambling debts, the affidavit said. Vegas authorities arrest former Chicago financier who was declared dead after vanishing in ?79 2011-07-23T07:41:24Z Then Greentree said Washington Mutual still held a second mortgage and would not agree to Greentree’s plan to unload the house. Chiago News Cooperative: Expenses, Lender Games and Illness Added Up 2011-10-01T22:55:17Z Modifying the first loan could include an acknowledgement that that the home’s value had dropped, forcing the lender to take a loss or complete write-off of the second mortgage. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z Esplin said her husband forged her name to get a second mortgage on the couple’s home and pay personal gambling debts, the document alleged. Former Chicago commodities broker declared dead after vanishing in 1979 arrested in Las Vegas 2011-07-22T23:03:20Z "All right, Margolius," he said; "you married my Birdie, and I suppose I got to stand for it, so you can take them four second mortgages and keep 'em as a marriage portion yourself." Object: matrimony 2011-09-10T02:00:27.977Z The men who undertake it are owned elsewhere, 121 and a second mortgage is not usually a very valuable piece of property. The Teacher Essays and Addresses on Education 2011-07-19T02:00:17.220Z That is because in a foreclosure, first mortgages are supposed to be paid off before second mortgages. Fair Game: 2nd Loans, 2nd Wave of Losses 2011-07-16T16:39:27Z The comptroller had required that banks take all such risks into consideration in their valuations, even if the second mortgages are performing, Walsh said. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z Many borrowers have second mortgages from lenders who may benefit by blocking a loan modification. Bill Clinton Says BofA Deal May Lead to Principal Reductions 2011-06-30T23:11:12Z "Do you think because he's called in them second mortgages that me and Fannie would stand for his being fresh to you if you was to come round to the house?" Object: matrimony 2011-09-10T02:00:27.977Z The government in January raised the down payment on second mortgages and extended the sales tax for home sales to four years from three as it added more rules to curb speculation. Asia’s Housing Boom Stalls as Tightening Puts Brakes on Prices 2011-06-16T22:18:00Z But Mr. Facchini, who works installing insulation for pipes, worries that the lender on his second mortgage will demand that he pay the approximately $70,000 deficiency on the second loan. Second-Mortgage Misery 2011-06-07T07:43:33Z Regulators and lawmakers have been sounding alarms since at least 2009 about the value of second mortgages. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z Writing down a first mortgage can wipe out collateral backing second mortgages, such as home-equity loans. Bill Clinton Says BofA Deal May Lead to Principal Reductions 2011-06-30T23:11:12Z Them second mortgages is as good as gold. Object: matrimony 2011-09-10T02:00:27.977Z In Friday's housing proposal, the Obama administration said that mortgage documents should disclose second liens or second mortgages and define the process for modifying it if the first loan becomes delinquent. White House backs standard for mortgage servicers 2011-02-11T20:21:13Z In many cases, borrowers withdrew cash from their properties using home-equity loans or lines of credit, a type of second mortgage. Second-Mortgage Misery 2011-06-07T07:43:33Z The conflict between first and second mortgages may become more acute as banks resume foreclosures, said Guy Cecala, publisher of Inside Mortgage Finance. Bank Values for Home-Equity Loans Said to Face U.S. Scrutiny 2011-09-15T14:37:03Z Loans on personal property, second mortgages, and other investments subject to prior liens or of a speculative character are excluded. Readings in Money and Banking Selected and Adapted 2011-02-01T03:00:14.553Z The provisions for second mortgages, sale and rent back and the regulation of mortgage book buyers are very positive. Mortgage borrowers to get increased protection 2011-01-26T13:18:15Z A first debt is a first mortgage; a second debt is a second mortgage; a third debt is a third mortgage; and so on indefinitely. A Letter to Grover Cleveland On His False Inaugural Address, The Usurpations and Crimes of Lawmakers and Judges, and the Consequent Poverty, Ignorance, and Servitude Of The People 2011-01-22T03:00:14.093Z Economists say borrowers with second mortgages on homes that are underwater are far more likely to walk away from their homes. Second-Mortgage Misery 2011-06-07T07:43:33Z Wall Street loaned to the syndicate against steel second mortgage bonds the amounts which had previously been refused upon the Tennessee Coal and Iron Company stock. Twentieth Century Socialism What It Is Not; What It Is: How It May Come 2011-01-17T03:00:51.213Z That was increased to three years in August, when the government also raised down payments for second mortgages. Singapore Plans More Housing Curbs as Prices Rise to Record 2011-01-13T16:04:02Z Your net home equity is the current market value of the house minus the debt still owed on the house, including both first and second mortgages. The Choice: Part 2: Answers to Readers' Questions on Financial Aid 2011-01-12T16:46:09Z Singapore in August increased down payments for second mortgages and imposed a stamp duty on property held for less than three years to curb speculation. Singapore Home Prices Rise to Record in Fourth Quarter 2011-01-03T10:22:01Z Many borrowed up to 80 percent of a property’s purchase price, adding sizable second mortgages or mezzanine debt. DealBook: John Hancock Tower Sold for $930 Million 2010-12-29T23:38:07Z You might as well give somebody a second mortgage. Last-Minute Gifts: The Five Best Presents For Foodies 2010-12-22T07:45:00Z The other fundamental problem is the same banks own a lot of the second mortgages, the second liens. Q and A: Head of probe says victims of wrongful foreclosure should get compensation 2010-11-16T18:23:00Z Young bought his first home in October 2007 with a first and second mortgage from . Foreclosure freeze could put security clearances at risk 2010-10-20T16:42:00Z In a case in Arkansas, the owner of a second mortgage foreclosed on a home without notifying MERS, which was listed as owning the first mortgage. High & Low Finance: Some Sand in the Gears of Securitizing 2010-10-19T00:20:00Z Or when house prices rose at double-digit rates and you could get cash easily and quickly through refinancing, a second mortgage or a home equity loan? In this recovery, Washington has less power over the economy than you think 2010-10-17T06:32:00Z Options include taking out a second mortgage on your home "I knew that I could get back on the corporate ladder if we failed," says Cobb, an MBA with 15 years of brand management experience. How to Build a Bootstrapping Culture 2010-09-20T08:30:00Z Often, the same bank that services a primary mortgage owned by another institution also owns a second mortgage or home equity line of credit on the same property. Fair Game: In the Mortgage Drama, One Role Is Enough 2010-08-15T03:10:00Z The discount was so steep because the estimated value of the property is now about $1.8 billion, far less than the $4.4 billion in first and second mortgages. 2 Manhattan Complexes in Default Still Interest Buyers 2010-08-10T03:00:00Z The loan is akin to a second mortgage on the property, whose previous owners defaulted on a $3 billion senior mortgage earlier this year. Ackman on path to own NYC's Stuyvesant Town 2010-08-09T16:34:00Z Those who had a second mortgage, such as a home-equity line of credit, in addition to their primary mortgage may find themselves particularly vulnerable, especially if they tapped into the equity line for cash. Lenders go after money lost in foreclosures 2010-06-16T04:00:00Z I thought one of them was trying to refinance his second mortgage. Working up a mound of trouble with game delays | Sideline Chatter 2010-04-28T00:49:00Z At noon -- The House Financial Services Committee holds a hearing on the problem that second mortgages pose to solving the foreclosure crisis. Economic Agenda: April 13, 2010 2010-04-13T09:45:00Z As his client roster evaporated, Flores started drawing on credit cards and took out a second mortgage to the tune of $57,000 in order to stay afloat. Personal Bankruptcies Hit a High, and May Keep Rising 2010-04-05T07:35:00Z But even after this relief, borrowers still spend on average 60 percent of their income on their debts overall, including their second mortgages, credit cards and car payments, according to Treasury Department data. Second mortgages complicate efforts to help homeowners 2010-03-27T04:00:00Z Federal officials have estimated that about half of all troubled homeowners have a second mortgage and last year launched a program to encourage lenders to restructure them. Obama administration announces effort to slash mortgages for unemployed borrowers 2010-03-26T14:55:00Z The new FHA program will double the amount paid to lenders that help modify second loans and allow those second mortgages to continue. Obama administration revises anti-foreclosure strategy 2010-03-27T04:00:00Z Second, government will double the amount it pays to lenders that help modify second mortgages, such as piggyback mortgages, which enabled home buyers to put little or no money down, home equity lines of credits. Obama administration to order lenders to cut mortgage payments for jobless 2010-03-25T22:01:00Z A big source of Household's growth had been the second mortgage. Steve Eisman: Maverick trader | financial crisis | Michael Lewis 2010-03-20T00:12:00Z A new effort The Obama administration is about to ramp up its efforts to tackle second mortgages as part of an aggressive program announced by the White House on Friday to address foreclosures. Second mortgages complicate efforts to help homeowners 2010-03-27T04:00:00Z The new loan and any second mortgage could not exceed 15 percent of the home's value. Obama administration announces effort to slash mortgages for unemployed borrowers 2010-03-26T14:55:00Z Under the old program, if a borrower had a second mortgage on a home, that mortgage would have to be terminated for the homeowner to refinance, Deutsch said. Obama administration revises anti-foreclosure strategy 2010-03-27T04:00:00Z “But the second mortgage often is the obstacle.” Program Will Pay Homeowners to Sell at a Loss 2010-03-08T07:50:00Z House of Representative Financial Services Committee Chairman Barney Frank is ratcheting up pressure on big mortgage providers to write down second mortgages to prevent a deepening crisis in the housing market. More work ahead on housing market: Treasury 2010-03-08T20:03:00Z Treasury officials say the program is making progress, and industry representatives say they already modify some second mortgages on their own. Second mortgages complicate efforts to help homeowners 2010-03-27T04:00:00Z Frank suggests that investors in second mortgages be promised a payoff if home values recover and the home is eventually sold. Merkel offers no aid to Greece; Frank wants banks to drop 'piggyback' mortgages 2010-03-06T05:00:00Z That policy may be a significant obstacle for borrowers, since many of the people facing foreclosure originally financed their homes with second mortgages — called “piggyback loans” — or borrowed against the homes’ equity after buying them. Mortgages: Another Foreclosure Alternative 2010-02-27T05:30:00Z The Catsouras family has had to take out a second mortgage on their home to cover the cost of their legal fees. 2010-02-05T20:38:00Z "The fact is," Max stammered, "I called to see you about the three-thousand dollar mortgage you are holding on Rudnik's house—the second mortgage." The Competitive Nephew "And now you want to negotiate a second mortgage, eh?" says I. That was the case. Side-stepping with Shorty Only yesterday I had to refuse him a second mortgage on his house. In a Little Town Then he executed a second mortgage at high interest and waited. Uncle Terry A Story of the Maine Coast "Why didn't you told him we are getting next week paid off for five thousand dollars a second mortgage?" Elkan Lubliner, American I am dealing in second mortgages now twenty years already, and I hear myself called a shark so often, Mr. Schindelberger, that it sounds like it would be a compliment already. The Competitive Nephew A second mortgage on part of the land! The Wind Before the Dawn He talked about second mortgages, collateral on personal property, appointment of local agents, etc. Land of the Burnt Thigh It would be useless, idle, for him to seek a second mortgage in the same quarter; or in any other, since he can show no collateral. The Death Shot A Story Retold I am willing to hold a second mortgage of $5,000 and there is $10,000 already ready against the place, which can remain. How to Write Letters (Formerly The Book of Letters) A Complete Guide to Correct Business and Personal Correspondence Sure, I know," he said, "it stands in Gemara a whole lot about charity, Mr. Schindelberger, but it don't say no more about second mortgages as it does about composition notes, for instance. The Competitive Nephew Please, dear, let’s not put a second mortgage on this eighty.” The Wind Before the Dawn "Of course you would take back a second mortgage, Mr. Rashkin," he said. Potash & Perlmutter Their Copartnership Ventures and Adventures Gone are the days when country homes could be bought with first and second mortgages and very little cash. If You're Going to Live in the Country The thirty million dollar extension fund might be raised by issuing second mortgage bonds upon the entire system, or the new line itself could be bonded mile for mile under a separate charter. Empire Builders It was much more likely that he would raise the five thousand, or whatever it might be, by placing a second mortgage on some of his property. Vandover and the Brute If anything should happen to the stock they would have to put a second mortgage on part of it. The Wind Before the Dawn His estate was in a wretched condition and was mortgaged; he was paying twelve percent on the second mortgage and owed ten thousand on personal securities as well. The Duel and Other Stories With both first and second mortgages, the lenders will inquire carefully into the financial responsibility of the would-be borrower. If You're Going to Live in the Country Yakov Ivanitch's money was in the bank of the town and was invested in second mortgages; he only kept a little at home, Just what was wanted for necessary expenses. The Bishop and Other Stories A little later I begged him to get money somehow on a second mortgage. The Darling and Other Stories The Western Pacific, after so long a pause on the banks of Dry Creek, had floated its second mortgage bonds and would presently build on to the capital, leaving Gaston to way-station quietude. The Grafters Many a holder of a second mortgage has been left to hold the sack. Dust The lender on a second mortgage takes more risk, and rates of interest and discounts are higher. Better Homes in America Plan Book for Demonstration Week October 9 to 14, 1922 Her husband Montagu Carne staved off the evil day just for the present, by raising a large sum upon second mortgage and the security of a trustful friend. Springhaven : a Tale of the Great War Dr. Hamilton said that he would see one of his rich parishioners, and persuade him to take a second mortgage on the farm. Love's Pilgrimage "It is bonded for fifty millions first, and twenty millions second mortgage." The Grafters "But that could be covered by a second mortgage," he reminded her, quickly. Undertow Obtaining money on a second mortgage is usually not so easy. Better Homes in America Plan Book for Demonstration Week October 9 to 14, 1922 To sell an estate, to buy an estate, to arrange a second mortgage—you won't find a better specialist than me, and such a cheap one at that. Yama: the pit He demanded security; not an attachment on the furniture, but a second mortgage on the property in the Faubourg du Temple. Rise and Fall of Cesar Birotteau He was thinking of some one who would give him a second mortgage on his house. The Financier, a novel There were the first mortgage bonds, and the second mortgage bonds, and the third, and I know not how much floating debt; and worse than all, the reputation of the road lost, and deservedly lost. The Brick Moon and Other Stories Remember that when the owner of a house takes a second mortgage in payment he may plan to sell it for four-fifths or less of its face value, and that he probably charges you accordingly. Better Homes in America Plan Book for Demonstration Week October 9 to 14, 1922 He had plenty of securities in the form of second mortgages that were perfectly good, but no one in Wall street would lend him a dollar on them. The Life of Phineas T. Barnum As he had himself loaned the money to himself—again through Heinzman—on the second mortgage, the latter would occasion him no loss. The Riverman It was a haggard, unkempt man who limped across the shining office floor to raise a second mortgage from the bank people. The Faith of Men The second mortgage from which he had drawn his personal loan would render it impossible for the firm to raise more money on the land. The Riverman |
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