| 单词 | Federal Deposit Insurance Corporation |
| 例句 | I think the most important of those was the introduction of deposit insurance in 1934, with the Federal Deposit Insurance Corporation. What can we learn from the Great Depression? 2012-08-27T11:45:00Z Federal Deposit Insurance Corporation on Thursday was due to consider approving the collection of bank fees to recover losses from the failures of Silicon Valley Bank and Signature Bank in March. US FDIC to consider 'special assessment' for March bank failure losses 2023-11-16T05:00:00Z Barr, the Federal Deposit Insurance Corporation's Martin Gruenberg and acting Comptroller of the Currency Mike Hsu appeared before the Senate Banking Committee for the first time since proposing the "Basel III Endgame" rules in July. US bank regulators to be grilled by Congress on capital hike plan 2023-11-14T05:00:00Z The Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency would continue as normal, as they are funded by industry fees rather than congressional appropriations. US government shutdown: What closes, what stays open? 2023-09-21T04:00:00Z This year’s bank failures have also cost Uncle Sam, with the Federal Deposit Insurance Corporation seeing a $52 billion increase in its spending. CBO says federal deficit will reach $1.7 trillion this year, third worst in history 2023-08-08T04:00:00Z The Federal Reserve and the Federal Deposit Insurance Corporation are expected to announce a proposal to implement the Basel III accord on Thursday, which will be followed by a public comment period. US banks may take up to 4 years to set aside profits for new capital rules 2023-07-26T04:00:00Z Federal Deposit Insurance Corporation has begun a sale of failed Silicon Valley Bank's German assets, seeking bids for the lender's $460 million portfolio of loans, leases and other assets, the Financial Times reported on Thursday. US FDIC seeking bids for Silicon Valley Bank's German assets - Financial Times 2023-06-15T04:00:00Z Signature — the much larger of the two banks — ultimately was taken over by the Federal Deposit Insurance Corporation and the New York State Department of Financial Services on March 12. Binance Moved Billions Through Two U.S. Banks, Regulators Say 2023-06-07T04:00:00Z The guidance came from the Federal Reserve Board, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. U.S. regulators issue final guidelines to banks for third-party risk management 2023-06-06T04:00:00Z Also on Wednesday, the Federal Deposit Insurance Corporation said U.S. banks' total deposits declined by a record 2.5% in the first quarter. U.S. banks sink on concerns about office real estate loans 2023-05-31T04:00:00Z Federal Deposit Insurance Corporation and Federal Reserve both underscored how technology has sped up bank runs. US banks rethink social media as a threat, not a marketing tool 2023-05-18T04:00:00Z Federal Deposit Insurance Corporation to return $10 million in seized tax refund checks to SVB Financial, the bankrupt former parent of failed Silicon Valley Bank. SVB Financial defeats FDIC effort to seize incoming tax refunds 2023-05-17T04:00:00Z Federal Deposit Insurance Corporation to return $10 million in seized tax refund checks to SVB Financial, the bankrupt former parent of failed Silicon Valley Bank. US sharply raises shale oil drilling count but not output forecast 2023-05-17T04:00:00Z Federal Deposit Insurance Corporation said around 113 of the country's largest lenders will bear the cost of replenishing the $16 billion in coverage the agency has forked out for the crisis. AMERICAS Debt cap tick-tock leaves eerie calm 2023-05-12T04:00:00Z Federal Deposit Insurance Corporation must release $10 million in tax refund checks owed to the company, escalating a dispute over the agency's efforts to seize assets in the wake of the bank's collapse. SVB Financial fights FDIC over seized tax refunds 2023-05-11T04:00:00Z Meanwhile, “other credit” the Fed has extended to the Federal Deposit Insurance Corporation to wind down failed banks hit $212.5 billion, from May 3’s $228.2 billion. Key Fed emergency lending little changed in latest week 2023-05-11T04:00:00Z The Federal Deposit Insurance Corporation, which guarantees bank accounts up to $250,000, this week released a report saying it would consider changes to its rules. Smaller Banks Are Scrambling as Share Prices Plunge 2023-05-04T04:00:00Z Silicon Valley Bank’s depositors withdrew billions of dollars in response to the news, a run that ended in its seizure by the Federal Deposit Insurance Corporation. Goldman Says U.S. Is Investigating Its Work for Silicon Valley Bank 2023-05-04T04:00:00Z The crisis has led to the Federal Deposit Insurance Corporation taking over regional lenders Silicon Valley Bank, Signature Bank and First Republic Bank and selling them in whole or parts to other banks. PacWest explores strategic options amid stock price plunge -source 2023-05-03T04:00:00Z The Federal Deposit Insurance Corporation announced that it would take over the 40-year-old institution. A Timeline of How the Banking Crisis Has Unfolded 2023-05-01T04:00:00Z The First Republic deal announced Monday means customers will be able to access all of their money, according to the Federal Deposit Insurance Corporation. Is my money safe? What you need to know about bank failures 2023-05-01T04:00:00Z As part of a deal announced early Monday after officials scrambled over the weekend, First Republic was taken over by the Federal Deposit Insurance Corporation and immediately sold to JPMorgan. First Republic Bank Is Seized by Regulators and Sold to JPMorgan Chase 2023-05-01T04:00:00Z The Federal Deposit Insurance Corporation has reportedly asked six banks to bid for the embattled lender. First Republic makes last ditch bid to find rescue deal 2023-04-30T04:00:00Z Under the emerging plan, the Federal Deposit Insurance Corporation, the bank’s principal federal regulator, would place First Republic in receivership before quickly selling it. FDIC likely to seize First Republic Bank 2023-04-29T04:00:00Z The effort, led by the Federal Deposit Insurance Corporation, comes after First Republic’s shares tumbled 75 percent since Monday, when the bank disclosed that customers had withdrawn more than half of its deposits. Regulators Prepare to Seize and Sell First Republic 2023-04-29T04:00:00Z In scathing reports, federal regulators on Friday outlined a number of disastrous decisions — including failures by the Federal Reserve and Federal Deposit Insurance Corporation — that ultimately led to last month’s banking crisis. Fed says it must strengthen banking rules after SVB’s collapse 2023-04-28T04:00:00Z The Federal Deposit Insurance Corporation, which was the primary supervisor for Signature, will release its own report Friday. What to Watch as the Fed Releases Its Look Into Silicon Valley Bank 2023-04-28T04:00:00Z The nation’s banks are regulated by a troika of regulators: the Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. Fed’s review of role in Silicon Valley Bank collapse due out 2023-04-27T04:00:00Z That outcome would likely wipe out shareholders and put the bank’s fate in the hands of the Federal Deposit Insurance Corporation. First Republic Lurches as It Struggles to Find a Savior 2023-04-26T04:00:00Z Washington policymakers on both sides of the aisle have demanded that federal authorities “claw back” Becker’s pay to help recoup some of the money paid by the Federal Deposit Insurance Corporation. How Washington allowed bank CEOs to pocket huge bonuses amid failures 2023-04-23T04:00:00Z In the U.S. the Fed, the Treasury and the Federal Deposit Insurance Corporation took the rare decision to give SVB's customers access to all non-insured deposits. Market crisis scorecard: Lessons learned from a manic March 2023-04-24T04:00:00Z Some banks are beginning to offer competitive rates with insurance from the Federal Deposit Insurance Corporation — Apple, for example, has partnered with Goldman Sachs, and is marketing a 4.15 percent interest account. The Fabulous Yields, and Lurking Risks, of Money Market Funds 2023-04-21T04:00:00Z Per the Federal Deposit Insurance Corporation, the average savings deposit account at a U.S. bank pays out 0.37 percent in interest. Goldman Sachs Falters Amid Strong Earnings From Big Banks 2023-04-18T04:00:00Z Federal Deposit Insurance Corporation remains on track to refill its deposit insurance fund ahead of a 2028 legal deadline, the head of the agency said Tuesday. Despite SVB collapse, FDIC on track to recoup insurance losses: Chair 2023-04-18T04:00:00Z A new Fed emergency lending program for banks and a U.S. government decision to prevent depositor losses at those banks, even beyond the standard Federal Deposit Insurance Corporation limits, seemed to stabilize the situation. Fed minutes to detail debate in the wake of SVB, Signature bank failures 2023-04-12T04:00:00Z The emergency rescue operations by the Fed, the Federal Deposit Insurance Corporation and other regulators ensured that depositors had access to their money. U.S. Economy May Be Heading to a Place That Must Not Be Named 2023-04-07T04:00:00Z Credit tied to the Federal Deposit Insurance Corporation’s work to wind down failed banks stood at $174.6 billion on Wednesday, down from $180.1 billion on March 29. Borrowing from key Fed lending facilities cools a bit in latest week 2023-04-06T04:00:00Z The Federal Deposit Insurance Corporation seized control of SVB and its assets on March 10, after a run on deposits left it insolvent, and SVB filed for bankruptcy a week later. The Week in Business: A Bank Takeover 2023-04-02T04:00:00Z The Federal Deposit Insurance Corporation insures deposits of up to $250,000, and most small businesses probably keep far less money than that in the bank. How Small Businesses Can Find Safety Before the Next Bank Crisis 2023-04-01T04:00:00Z And from what I can see so far, the Fed, the Treasury, the Federal Deposit Insurance Corporation and other regulators are doing a solid job of keeping the financial system working during this turbulence. The Fed Is Doing Too Much, All at Once 2023-03-31T04:00:00Z While the Federal Deposit Insurance Corporation is independent, there were some indications its leadership was already leaning in this direction. Community banks should not feel deposit insurance pain, White House says 2023-03-30T04:00:00Z Herbert sold $4.5 million worth of shares so far this year, according to Federal Deposit Insurance Corporation filings published on First Republic's website. Exclusive: Massachusetts regulator probes First Republic insiders' stock sales 2023-03-30T04:00:00Z The new oversight measures would need to be implemented separately by the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Biden to push new banking rules after Silicon Valley Bank collapse 2023-03-29T04:00:00Z Top officials from the Federal Reserve, the Treasury Department and the Federal Deposit Insurance Corporation said they would support strengthening banking regulations, including for firms with assets over $100 billion. Bank regulators eye tougher oversight after Silicon Valley Bank collapse 2023-03-28T04:00:00Z As head of the CFPB, Chopra also sits on the board of the Federal Deposit Insurance Corporation, which took over failed Silicon Valley Bank earlier this month. US consumer finance chief calls for better risk management at banks, fintechs 2023-03-28T04:00:00Z Amid widespread bank failures in the Great Depression, Congress created the Federal Deposit Insurance Corporation in 1933 to insure deposits under $2,500. How Far Can Regulators Go to Protect Uninsured Deposits? 2023-03-28T04:00:00Z The Federal Deposit Insurance Corporation also announced that most of the failed bank’s assets are being sold to Raleigh-based First Citizens bank. Bank deposit fund loses billions as buyer found for failed SVB’s assets 2023-03-27T04:00:00Z The Federal Deposit Insurance Corporation seized control of Silicon Valley Bank on March 10, after a run on deposits had left it insolvent. First Citizens to Acquire Silicon Valley Bank 2023-03-27T04:00:00Z Mr. McHenry warned that proposed increases to the Federal Deposit Insurance Corporation deposit insurance limit could lead to unintended consequences and “moral hazard,” and said that “firms need to be able to fail.” Powell and Yellen Suggest Need to Review Regulations After Bank Failures 2023-03-22T04:00:00Z The Federal Deposit Insurance Corporation, which insures bank deposits up to $250,000, said that banks were sitting on $620 billion of paper losses in their investment portfolios at the end of last year. Fed’s unwanted ally in bid to tame inflation: Credit crunch 2023-03-23T04:00:00Z Bank customers were surprised that the Federal Deposit Insurance Corporation’s deposit insurance covered only the first $250,000 in their accounts? Opinion | Surprised by interest rate hikes? Really? 2023-03-23T04:00:00Z Fed data also showed that the $142.8 billion in credit it had extended to the Federal Deposit Insurance Corporation to deal with the failed California banks rose further and stood at $179.8 billion. Fed emergency lending to banks boosted overall Fed holdings in latest week 2023-03-23T04:00:00Z Even worse, such sweeping action would protect wealthy Americans — and would be funded through fees that banks pay to the Federal Deposit Insurance Corporation, which means, indirectly, by anyone with a bank account. Opinion | Here’s a sensible approach to protect middle-class bank deposits 2023-03-22T04:00:00Z Ms. Yellen demurred when asked about proposals to raise the Federal Deposit Insurance Corporation’s cap on deposit insurance. Powell and Yellen Suggest Need to Review Regulations After Bank Failures 2023-03-22T04:00:00Z The bank said deposits insured by the Federal Deposit Insurance Corporation, including accounts eligible for pass-through insurance, exceeded 65% of its total deposits, as of March 20. Pacific Western Bank explored capital raise, says deposits have stabilized 2023-03-22T04:00:00Z Even before the Federal Deposit Insurance Corporation stepped in to take over Silicon Valley and Signature, a noticeable slowdown in lending to the commercial real estate industry had begun in January. Bank Crisis Could Cast Pall Over Commercial Real Estate Market 2023-03-22T04:00:00Z That ensures that the money is fully covered by the Federal Deposit Insurance Corporation’s guarantee. Regional Banks and Regulators Try to Soothe Depositors’ Fears 2023-03-21T04:00:00Z In March 2020, Congress’s first major coronavirus relief package authorized the Federal Deposit Insurance Corporation to temporarily lift the insurance cap on deposits. Push to Insure Big Deposits Percolates on Capitol Hill 2023-03-21T04:00:00Z All depositors at Silicon Valley Bank and Signature Bank, including those with assets exceeding the $250,000 maximum for Federal Deposit Insurance Corporation insurance, have been covered. The Fed’s Dilemma: Raise Rates During a Banking Crisis? 2023-03-21T04:00:00Z The Federal Deposit Insurance Corporation took over the bank after its failure last Friday. Analysis | Gigi Sohn speaks out on bitter FCC confirmation brawl for first time 2023-03-16T04:00:00Z The Federal Deposit Insurance Corporation said the deal would see Flagstar Bank, the subsidiary, assume substantially all deposits and certain loan portfolios, and all 40 of Signature Bank's former branches. FDIC announces agreement to sell Signature Bank assets to New York Community Bancorp 2023-03-19T04:00:00Z Mr. Biden said the Federal Deposit Insurance Corporation should be able to force executives at a broader range of banks to pay back compensation if their banks fail. Economists warn that nearly 200 banks are at risk of runs, failure 2023-03-19T04:00:00Z The Federal Deposit Insurance Corporation, which has taken control of the firm, did not comment on its behalf. Before Collapse of Silicon Valley Bank, the Fed Spotted Big Problems 2023-03-19T04:00:00Z It would also levy a 90% tax on the bonuses of bank executives who earned $250,000 or more the year their bank was taken over by the Federal Deposit Insurance Corporation. Silicon Valley Bank's demise animates early days of California's 2024 U.S. Senate contest 2023-03-19T04:00:00Z But the most widely cited number for the size of the problem has been the one provided by the Federal Deposit Insurance Corporation: $620 billion. Opinion | From bank runs to a credit crunch, the financial future looks bleak 2023-03-17T04:00:00Z Because Antetokounmpo wanted every cent to be insured by the Federal Deposit Insurance Corporation. Two Big Ideas for Preventing Another Banking Crisis 2023-03-18T04:00:00Z There were already Federal Deposit Insurance Corporation notices posted to the bank door saying it was closed. 48 Hours Till Payroll, $200,000 to Go: Diary of a Bank Failure 2023-03-18T04:00:00Z The holding companies for the two failed banks were set up by the Federal Deposit Insurance Corporation, which has taken over both banks. Fed lent $300B in emergency funds to banks in the past week 2023-03-16T04:00:00Z The measures contained in Mr. Biden’s plan would build on existing regulatory powers held by the Federal Deposit Insurance Corporation. Biden Asks Congress for New Tools to Target Executives of Failed Banks 2023-03-17T04:00:00Z The bankruptcy process would be separate from the sale of assets led by the Federal Deposit Insurance Corporation to repay Silicon Valley Bank’s depositors. Parent Company of Silicon Valley Bank Files for Bankruptcy 2023-03-17T04:00:00Z California banking regulators closed SVB on Friday and appointed the Federal Deposit Insurance Corporation as receiver for later disposition of its assets. SVB Financial seeks bankruptcy protection for reorganization 2023-03-17T04:00:00Z This week, SVB — which was taken over last Friday by the Federal Deposit Insurance Corporation — tried picking up the pieces from its collapse. Mortgages, Wine and Renovations: Silicon Valley Bank’s Deep Tech Ties 2023-03-17T04:00:00Z That determination opened the door to the Federal Reserve and the Federal Deposit Insurance Corporation guaranteeing the uninsured deposits at the failing banks. Yellen Defends Efforts to Stabilize Banking System 2023-03-16T04:00:00Z The Federal Deposit Insurance Corporation has conducted the stop-and-start auction process, people briefed on the efforts said, and on Wednesday it had a significant way to go. Shards of Silicon Valley Bank Are for Sale, but No One Is Buying Yet 2023-03-15T04:00:00Z Federal Deposit Insurance Corporation to transfer all deposits of Silicon Valley Bank to a newly created bridge bank. Canadian regulator takes permanent control of SVB's Canadian assets 2023-03-15T04:00:00Z The Federal Deposit Insurance Corporation estimates that customers withdrew $40 billion — one fifth of Silicon Valley Bank’s deposits — in just a few hours, prompting the agency to shut down the bank before 12 p.m. Bank runs used to be slow. The digital era sped them up 2023-03-15T04:00:00Z By midday, regulators took over Silicon Valley Bank, the nation’s 16th-largest bank, and the Federal Deposit Insurance Corporation was named the receiver. Bank Runs, Crypto Concerns and Takeovers: A Timeline of the Panic 2023-03-15T04:00:00Z The Federal Deposit Insurance Corporation, which took over the bank, has since been trying to auction off all or parts of it. How a California Bank Sparked a Financial Panic 2023-03-14T04:00:00Z By Friday afternoon, before financial markets had even closed, the Federal Deposit Insurance Corporation had stepped in and shut down the bank. How Washington Decided to Rescue Silicon Valley Bank 2023-03-14T04:00:00Z The Federal Deposit Insurance Corporation seized the bank on Friday, and two days later seized another bank, Signature Bank, that was facing a similar problem. U.S. Is Said to Open Investigation Into Silicon Valley Bank Collapse 2023-03-14T04:00:00Z Officials from the Federal Deposit Insurance Corporation told lawmakers on Monday that the Fed’s backstop may help reassure potential buyers this time around, according to The Wall Street Journal. Bank Stocks Rebound Despite Fears Over Small Lenders’ Health 2023-03-14T04:00:00Z Both had a heavy reliance on high-risk clients with many deposits well over $250,000, which is supposed to be the upper limit for insurance from the Federal Deposit Insurance Corporation. Opinion | No one should be happy about these bank ‘bailouts’ 2023-03-13T04:00:00Z The Federal Deposit Insurance Corporation took over Signature Bank, guaranteeing that clients’ deposits over the $250,000 federal limit became available Monday morning. Signature Bank’s collapse spells trouble for cryptocurrency industry 2023-03-13T04:00:00Z The news here is mostly good, since entities like the Federal Deposit Insurance Corporation and the Securities Investor Protection Corporation offer hundreds of thousands of dollars of guarantees. Is My Money Safe? Here’s What Is Covered, and How You Can Do More. 2023-03-13T04:00:00Z Treasury Department, and Federal Deposit Insurance Corporation decided to guarantee all deposits at Silicon Valley Bank, as well as at New York’s Signature Bank, which was seized on Sunday. Silicon Valley Bank collapse: What you need to know 2023-03-13T04:00:00Z Many Republicans, like Tim Scott of South Carolina, a top Senate Banking Committee member, say that regulators missed the risks and want to question officials at the Fed and at the Federal Deposit Insurance Corporation. Bank Stocks Rebound Despite Fears Over Small Lenders’ Health 2023-03-14T04:00:00Z The intellectual property services provider says a small cash position held within SVB in U.S. is expected to be fully protected under Federal Deposit Insurance Corporation Scheme. Factbox: Which companies are affected by SVB collapse? 2023-03-13T04:00:00Z The cost to make depositors whole will be financed by fees paid by banks into the Federal Deposit Insurance Corporation, or F.D.I.C. Biden Assures Americans: ‘Our Banking System Is Safe’ 2023-03-13T04:00:00Z Before the announcement, it was unclear what would happen to deposits of greater than $250,000; a pre-existing guarantee from the Federal Deposit Insurance Corporation covers only deposits below that amount. A New Bank Panic? 2023-03-13T04:00:00Z The Federal Deposit Insurance Corporation only insures amounts up to $250,000, so anything more than that would not have the same government protection. Silicon Valley Bank Collapse: What We Know and How It Happened 2023-03-10T05:00:00Z On Friday, regulators took control of Silicon Valley Bank, guaranteeing that deposits of up to $250,000 were insured by the Federal Deposit Insurance Corporation, as is the norm. Stocks Are Poised to Rise Monday as Regulators Act on Silicon Valley Bank 2023-03-13T04:00:00Z But relatively few would ever have heard of Silicon Valley Bank, the country’s 16th largest before it was seized Friday by the Federal Deposit Insurance Corporation, a banking regulator. Opinion | How one bank’s collapse reflects a broader anxiety in Silicon Valley 2023-03-10T05:00:00Z Shortly after Silicon Valley Bank disclosed a $1.8 billion loss to shareholders that sparked a run, the Federal Deposit Insurance Corporation shut it down on Friday and took control of its deposits. Silicon Valley Bank CEO should return stock-sale gains, lawmaker says 2023-03-12T05:00:00Z “Today we are taking decisive actions to protect the U.S. economy by strengthening public confidence in our banking system,” a joint statement from the Treasury Department, the Fed and the Federal Deposit Insurance Corporation said. U.S. says all deposits at failed bank will be available Monday 2023-03-12T05:00:00Z The Federal Deposit Insurance Corporation announced on Friday that it would take over the 40-year-old institution, after the bank and its financial advisers had tried — and failed — to find a buyer to step in. Silicon Valley Bank Collapse: What We Know and How It Happened 2023-03-10T05:00:00Z Staff at the Federal Deposit Insurance Corporation — the agency that insures bank deposits under $250,000 — have worked through the weekend looking for a potential buyer for the assets of the failed bank. Can the chaos from Silicon Valley Bank’s fall be contained? 2023-03-12T05:00:00Z In an ominous sign for global banking, the Federal Deposit Insurance Corporation last week seized Silicon Valley Bank, a prominent investor in tech start-ups. The Week in Business: Fox News Anchors’ Private Messages 2023-03-12T05:00:00Z The Federal Deposit Insurance Corporation said on Friday that it would take over Silicon Valley Bank, putting nearly $175 billion in customer deposits under the regulator’s control. Yellen Says Regulators at Work to Contain Fallout From Silicon Valley Bank Collapse 2023-03-12T05:00:00Z The decision to protect all deposits was made following unanimous recommendations by the boards of the Federal Deposit Insurance Corporation and the Federal Reserve, the nation’s top banking regulators. U.S. says all deposits at failed bank will be available Monday 2023-03-12T05:00:00Z On Friday, the Federal Deposit Insurance Corporation announced that it was taking control of Silicon Valley Bank, marking the largest bank failure since the 2008 financial crisis. Silicon Valley Bank Collapse Sets Off Blame Game in Tech Industry 2023-03-11T05:00:00Z While the Federal Deposit Insurance Corporation has taken control of the lender, Becker said he is working with banking regulators to find a partner for the bank. Silicon Valley Bank CEO sends message to employees with 'heavy heart' 2023-03-11T05:00:00Z On Friday, the Federal Deposit Insurance Corporation took control of Silicon Valley Bank’s $175 billion in customer deposits. Silicon Valley Bank’s Collapse Causes Start-Up Chaos 2023-03-10T05:00:00Z The Treasury secretary said that the next steps would ultimately be up to the Federal Deposit Insurance Corporation, which took over the bank on Friday. Yellen Says Regulators at Work to Contain Fallout From Silicon Valley Bank Collapse 2023-03-12T05:00:00Z The Federal Deposit Insurance Corporation said insured deposits would be available on Monday morning. A major bank failed. Here’s why it’s not 2008 again 2023-03-10T05:00:00Z The move put nearly $175 billion in customer deposits under the control of the Federal Deposit Insurance Corporation. Silicon Valley Bank Collapse: What We Know 2023-03-10T05:00:00Z A California regulator shut Silicon Valley Bank on Friday and appointed the Federal Deposit Insurance Corporation as receiver, according to the agency's statement. SVB debacle sparks rush to defensive options on fears of contagion 2023-03-10T05:00:00Z The move put nearly $175 billion in customer deposits, including money from some of the biggest names in the technology world, under the control of the Federal Deposit Insurance Corporation. Silicon Valley Bank Fails After Run by Venture Capital Customers 2023-03-10T05:00:00Z Just days ago, a US financial watchdog, the Federal Deposit Insurance Corporation, said American lenders were sitting on a total of around $620bn of unrealised losses in their portfolios. Silicon Valley Bank share slump rocks financial markets 2023-03-09T05:00:00Z Last month, the Federal Reserve, Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency together said banks should have robust tools in place to monitor funds placed by crypto-asset related entities. JPMorgan ending banking relationship with crypto exchange Gemini - source 2023-03-08T05:00:00Z The regulator appointed the Federal Deposit Insurance Corporation as the receiver. Silicon Valley Bank Collapse: What We Know 2023-03-10T05:00:00Z In the 20th century, Congress adopted a similar approach for funding the Federal Reserve, the Federal Deposit Insurance Corporation and the National Credit Union Administration. Supreme Court to decide fate of Obama-era Consumer Financial Protection Bureau 2023-02-27T05:00:00Z Representatives for the S.E.C. and the Federal Deposit Insurance Corporation, a banking regulator, declined to comment. Government Cracks Down on Crypto Industry With Flurry of Actions 2023-02-18T05:00:00Z Unlike C.D.s, which are guaranteed by the Federal Deposit Insurance Corporation, MYGAs and annuities overall are backed by the insurer. For More Certainty in Your Retirement Portfolio, Consider Annuities 2023-02-07T05:00:00Z In the joint statement, the US Federal Reserve, Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency said they were closely monitoring the crypto activities of banking organisations. US regulators warn banks over cryptocurrency risks 2023-01-03T05:00:00Z Its net worth was $5.7 million, according to the Federal Deposit Insurance Corporation. Crypto Firm FTX’s Ownership of a U.S. Bank Raises Questions 2022-11-23T05:00:00Z The industry is thriving at a time when the number of traditional banking locations in Georgia has declined by 22% in the last decade, according to the Federal Deposit Insurance Corporation. How title lenders trap poor Americans in debt with triple-digit interest rates 2022-11-15T05:00:00Z In January, the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency issued a joint statement that outlined in stark terms the risks of becoming entangled in crypto. Government Cracks Down on Crypto Industry With Flurry of Actions 2023-02-18T05:00:00Z “This bill would remove Federal Deposit Insurance Corporation insurance from firms who choose to do so.” Rubio calls out Chase CEO Jamie Dimon over concerns the financial giant is targeting conservatives 2022-10-25T04:00:00Z This law also created the Federal Deposit Insurance Corporation, or FDIC, which insured personal bank deposits up to $2,500. U.S. History 2014-12-30T00:00:00Z The Federal Reserve, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency jointly proposed the update, soliciting public feedback in an effort to modernize rules enforcing the landmark 1977 fair lending law. U.S. banking regulators propose update to fair lending rules 2022-05-05T04:00:00Z Corporations and authorities are regularly headed by a board and a manager—as is the case with the Federal Deposit Insurance Corporation, the Commodity Credit Corporation, and the Tennessee Valley Authority. Magruder's American Government 2016-01-01T00:00:00Z U.S. banks saw their profits jump nearly 90 percent in 2021 as firms shrank how much money they were setting aside to protect against credit losses, the Federal Deposit Insurance Corporation said Tuesday. U.S. bank profits rose nearly 90% in 2021, FDIC says 2022-03-01T05:00:00Z The average rate paid on basic savings accounts insured by the Federal Deposit Insurance Corporation is just 0.06 percent, according to Bankrate. Don’t Expect Higher Savings Rates Anytime Soon 2022-02-11T05:00:00Z The Republican chairwoman of the Federal Deposit Insurance Corporation, who was appointed by former President Donald J. Trump, said on Friday that she was cutting short her term after a clash with Democratic banking regulators. Trump Appointee Resigns After Fight With Democratic Bank Regulators 2021-12-31T05:00:00Z The Federal Deposit Insurance Corporation would insure the deposits in public banks and guarantee the financial soundness of the institutions, just as the agency does for commercial banks. Bank of Washington? States consider opening government banks 2021-12-19T05:00:00Z A partisan fight atop a sleepy bank regulator intensified on Tuesday, with Democratic members of the Federal Deposit Insurance Corporation board saying its Republican chairwoman was subverting the majority’s will. A polite F.D.I.C. meeting is followed by scathing statements. 2021-12-14T05:00:00Z Federal Deposit Insurance Corporation on Tuesday refused efforts by the regulator's Democratic board members to solicit public feedback on bank merger rules. U.S. FDIC chair blocks effort to get public feedback on bank merger rules 2021-12-14T05:00:00Z On Thursday, two board members of the Federal Deposit Insurance Corporation announced a notice seeking public comment on the subject of bank mergers. How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z Shortly after, the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency announced that the agencies planned to clarify the rules and regulations surrounding cryptocurrencies in 2022. Japan puts new restrictions on stablecoins 2021-12-06T05:00:00Z That allows them to offer insurance from the Federal Deposit Insurance Corporation on customer balances. Should You Bank With Your Brokerage? 2021-12-01T05:00:00Z The joint statement from the Federal Reserve, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency is an update on work done by an interagency "sprint" team convened earlier this year. U.S. banking regulators to clarify banks' crypto role in 2022 - statement 2021-11-23T05:00:00Z The rule was approved by the Federal Reserve, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency. Banks ordered to promptly flag cybersecurity incidents under new rule 2021-11-18T05:00:00Z The comptroller is also an ex officio member of the board of directors of the Federal Deposit Insurance Corporation. Biden nominee for top Treasury post under fire for extreme views on energy, Wall Street 2021-11-10T05:00:00Z “The rapid growth of stablecoins increases the urgency of this work,” says the report, issued by the President’s Working Group, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Regulators Ask Congress to Create New Rules for Cryptocurrencies 2021-11-01T04:00:00Z The process includes a number of government agencies, including the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation, which regulate the banking sector. Facebook, Biden officials poised for clash as tech giant seeks approval for new global payments system 2021-09-10T04:00:00Z The Federal Deposit Insurance Corporation, or FDIC, insures deposits at banking institutions around the country. Protect your savings with this guide to safer banking | Provided by 1st Security Bank 2021-07-12T04:00:00Z That’s an eye-catching number, especially compared with rates on basic savings accounts and certificates of deposit insured by the Federal Deposit Insurance Corporation. With Inflation Rising, Consider the Humdrum U.S. Savings Bond 2021-07-09T04:00:00Z Other banking regulators, like the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency, took longer to sign on to the Fed’s exemption, but eventually did. Fed Lets Break for Banks Expire but Opens Door to Future Changes 2021-03-19T04:00:00Z The banks said they received final approval for the merger from the Federal Deposit Insurance Corporation on Nov. 10. 2 banks in Maine, NH set to merge this month 2020-11-13T05:00:00Z Investors might consider bank money-market accounts, which are insured by the Federal Deposit Insurance Corporation. Panic in the Parking Lot for Cash 2020-10-09T04:00:00Z The Federal Deposit Insurance Corporation seized IndyMac and sought to sell it, but no buyers were forthcoming. Steven Mnuchin’s Deal Staved Off Catastrophe. Can He Make Another One? 2020-09-29T04:00:00Z There’s agreement among three different financial regulators — the Fed, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation — that the CRA should be revised to keep pace with online banking. Fed aims to revamp laws ensuring access to credit for low- and moderate-income families 2020-09-21T04:00:00Z The average rate paid by banks on basic, federally insured savings accounts — known as the annual percentage yield — was a mere 0.05 percent as of Monday, according to the Federal Deposit Insurance Corporation. $2.50 a Year in Interest? That’s What $5,000 in Savings Gets 2020-09-18T04:00:00Z Racette is a former bank auditor and worked as an investigator for the Federal Deposit Insurance Corporation, the agency that regulates the banking industry and insures depositors’ funds. Investigators examining Wichita’s handling of records 2020-09-07T04:00:00Z A recent study by the Federal Deposit Insurance Corporation found that such minority-led institutions outperformed traditional banks in originating mortgages and federally backed small-business loans to borrowers in low- and moderate-income census tracts. Two Black-Led Banks Merge to Form a $1 Billion Lender 2020-08-26T04:00:00Z Bank profits remained small as firms build up cushions to guard against future losses and business and consumer activity dropped, according to the Federal Deposit Insurance Corporation. U.S. bank profits down 70% from year prior on coronavirus uncertainty 2020-08-25T04:00:00Z The Federal Deposit Insurance Corporation reported that “deteriorating economic activity” caused lenders to write off delinquent debt and set aside billions of dollars to guard against future losses. U.S. bank profits plunge 70% on coronavirus loss provisioning 2020-06-16T04:00:00Z But a survey by the Federal Deposit Insurance Corporation found that roughly six percent of the U.S. population, about 14.1 million adults, doesn’t have a checking or savings account, and thus can’t access funds online. In a pandemic, no one wants to touch it. Why cash has become the new Typhoid Mary 2020-05-22T04:00:00Z But several justices noted the CFPB's single director is unlike other independent federal agencies that have multiperson boards, including the Federal Deposit Insurance Corporation, Securities and Exchange Commission and Federal Communications Commission. Divided Supreme Court takes on executive power and limits of independent federal agency authority 2020-03-03T05:00:00Z But it’s increasingly difficult, even for bank employees, to spot a counterfeit because advanced graphics and printing technology make it easy to create real-looking fake checks, the Federal Deposit Insurance Corporation said. Got an Unexpected Check in the Mail? It May Be Fake 2020-02-21T05:00:00Z Nearly 85 million Americans do not have a bank account or only have access to basic banking services, according to Federal Deposit Insurance Corporation data compiled in 2017. Factbox: Bloomberg's plan to rein in Wall Street borrows from Warren's playbook 2020-02-18T05:00:00Z The Fed shares responsibility for enforcing the CRA with two other bank regulators, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. U.S. Fed at odds with bank regulators on community lending standards 2020-01-08T05:00:00Z People who need to use their H.S.A. money now, Mr. Acheson said, should look for accounts with no or low maintenance and add-on fees, reasonable interest rates and Federal Deposit Insurance Corporation insurance. Signing Up for an H.S.A.? First Figure Out How You’ll Use the Money 2019-12-06T05:00:00Z The rules still need to be approved by the Federal Deposit Insurance Corporation and, in one case, the Office of the Comptroller of the Currency. Fed Votes to Lighten Regulations for All but the Largest Banks 2019-10-10T04:00:00Z Sheila Bair, a Warren ally who was then at the head of the Federal Deposit Insurance Corporation, said she had been angry to learn the White House was leaning against nominating Ms. Warren. Elizabeth Warren Lost Her Dream Job but Gained a Path to 2020 2019-09-21T04:00:00Z The revised rule, approved by the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency on Tuesday, eases restrictions on how banks invest for their own gain. Banks Want Efficiency. Critics Warn of Backsliding. 2019-08-20T04:00:00Z In the United States it is launching through a partnership with San Diego, California-based Axos Bank, which is a member of the Federal Deposit Insurance Corporation. German digital banking startup N26 makes U.S. foray 2019-07-11T04:00:00Z As chair of the Federal Deposit Insurance Corporation during those tumultuous years, I worked closely with these three gentlemen on stabilization measures. Perspective | Bank bailouts propped up the financial system. But we should never repeat them. 2019-05-23T04:00:00Z Advocates for cashless bans worry technology is moving too fast for the 6.5% of American households - 8.4 million - that do not have a bank account, according to figures from the Federal Deposit Insurance Corporation. As cashless stores grow, so does the backlash 2019-04-12T04:00:00Z Advocates for cashless bans worry technology is moving too fast for the 6.5% of American households — 8.4 million — that do not have a bank account, according to figures from the Federal Deposit Insurance Corporation. As cashless stores grow, so does the backlash 2019-04-12T04:00:00Z Under the proposed bill, the licensed banks and credit unions would not be required to be insured by the Federal Deposit Insurance Corporation, according to The Associated Press. Lawmakers push to allow banks to work with marijuana companies 2019-03-26T04:00:00Z Accounts from the licensed banks and credit unions under the bill would not be required to be insured by the Federal Deposit Insurance Corporation. Nevada bill looks to license banks for marijuana industry 2019-03-25T04:00:00Z Spenders should look for H.S.A.s that offer checking accounts with no monthly maintenance fees, reasonable interest on deposits and Federal Deposit Insurance Corporation insurance, Mr. Acheson said. How to Get the Most From a Health Savings Account 2018-12-07T05:00:00Z Most banking laws give the regulators who oversee the industry - the Federal Reserve, CFPB, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation and others - wide authority to tailor regulations as needed. Maxine Waters set to chair House Financial Services Committee 2018-11-07T05:00:00Z It is also working with the Federal Deposit Insurance Corporation on changes to a requirement that big banks create plans for dismantlement in case of failure, known as “living wills.” Federal Reserve unveils proposal to ease regulations for larger banks 2018-10-31T04:00:00Z So the funds are typically held in a way that qualifies for insurance by the Federal Deposit Insurance Corporation, up to the $250,000 limit. Children’s Allowances in a New Form: Debit Cards Linked to Parents’ Phones 2018-10-05T04:00:00Z The Federal Deposit Insurance Corporation guaranteed bank debt and protected depositors. Opinion | What We Need to Fight the Next Financial Crisis 2018-09-07T04:00:00Z Prosecutors say Smith admitted backdating a refinancing loan to obstruct an investigation by the Federal Deposit Insurance Corporation. Former executive pleads guilty to hampering bank examination 2018-08-29T04:00:00Z The OCC shares responsibility for enforcing CRA rules with the Federal Deposit Insurance Corporation and Federal Reserve, which did not sign off on Tuesday’s consultation. U.S. banking regulator kicks off rewrite of community lending rules 2018-08-28T04:00:00Z There are more than 5,500 insured banks in the U.S. but the lion’s share of the profits were earned by the nation’s largest banks, the Federal Deposit Insurance Corporation said Thursday. US banks made more than $60 billion in profits last quarter 2018-08-23T04:00:00Z Square, for example, applied last year for an “industrial loan company” charter from the Federal Deposit Insurance Corporation, which would allow it to hold government-insured deposits. Online Lenders and Payment Companies Get a Way to Act More Like Banks 2018-07-31T04:00:00Z “This problem, I think, is really driven more by regulators each wanting their own silo,” said Sheila Bair, a former chairwoman of the Federal Deposit Insurance Corporation. Decade After Crisis, a $600 Trillion Market Remains Murky to Regulators 2018-07-22T04:00:00Z In the first three months of 2018, bank profits increased 27.5 percent from the same period last year, the Federal Deposit Insurance Corporation reported in May. Bank ‘Stress Tests’ Results Clear Way for Wall Street to Reward Investors 2018-06-28T04:00:00Z The 18-story building serves as the western headquarters of the Federal Deposit Insurance Corporation. Another San Francisco building appears to be sinking 2018-06-27T04:00:00Z In the first quarter, the industry as a whole reported its highest profits in recent decades, according to data compiled by Federal Deposit Insurance Corporation. What Stress? It's Good to Be a Bank 2018-06-22T04:00:00Z The agencies, including the Federal Deposit Insurance Corporation and the Securities and Exchange Commission, will discuss and possibly approve the proposal in their own meetings in coming weeks. Fed proposes changes to rule limiting risky trading on Wall Street 2018-05-30T04:00:00Z The change was opposed by Obama administration appointees at the Fed and the Federal Deposit Insurance Corporation, who argued it was too soon to reduce capital requirements for the biggest banks. Bankers Hate the Volcker Rule. Now, It Could Be Watered Down. 2018-05-21T04:00:00Z Around the same time, as part of a civil settlement, the Federal Deposit Insurance Corporation fined him $125,000, and it later banned him from banking altogether. Two officials close to EPA chief Scott Pruitt resign amid scrutiny 2018-05-01T04:00:00Z An order from the Federal Deposit Insurance Corporation said only that there was “reason to believe” he was illegally involved in “an agreement pertaining to a loan.” Two Top Aides to Scott Pruitt Quit the E.P.A. Unexpectedly 2018-05-01T04:00:00Z Kelly was barred by the Federal Deposit Insurance Corporation from working at any U.S. financial institution after unspecified violations while working at a bank in Oklahoma. Two top U.S. EPA staffers resign amid ongoing ethics probes 2018-05-01T04:00:00Z The change was not supported by another bank regulator, the Federal Deposit Insurance Corporation, which is currently headed by Martin J. Gruenberg, an Obama administration appointee. Washington Wants to Weaken Bank Rules. Not Every Regulator Agrees. 2018-04-24T04:00:00Z The three main US banking regulators - the Federal Reserve, Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation - issued the so-called leveraged lending guidelines in 2013. Uber hails loan investors directly 2018-03-09T05:00:00Z The payments must also be approved by another bank oversight agency, the Federal Deposit Insurance Corporation, or F.D.I.C. Under Trump, Banking Watchdog Trades Its Bite for a Tamer Stance 2017-11-15T05:00:00Z There is no federally sanctioned insurance or audit system for data storage, the way the Federal Deposit Insurance Corporation provides insurance and a wind-down process for banks after losses. Seriously, Equifax? Why the Credit Agency’s Breach Means Regulation Is Needed 2017-09-08T04:00:00Z U.S. banks kept a lid on costs and booked higher interest income in the second quarter, boosting profits by 10.7 percent on the year-ago period, the Federal Deposit Insurance Corporation said Tuesday. Builder of the Dakota Access oil pipeline sues Greenpeace, other groups 2017-08-22T04:00:00Z Roosevelt created the Federal Deposit Insurance Corporation and the Tennessee Valley Authority, enacted Social Security and started public works projects in response to the Great Depression, and began farm subsidies. Trump Says He Has Signed More Bills Than Any President, Ever. He Hasn’t. 2017-07-17T04:00:00Z The three main US banking regulators - the Federal Reserve, Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation - issued the so-called leveraged lending guidelines in 2013. Uber hails loan investors directly 2018-03-09T05:00:00Z James Clinger, picked by President Trump in June to head the Federal Deposit Insurance Corporation, announced Wednesday that he was withdrawing from consideration. Trump’s FDIC nominee withdraws from consideration 2017-07-12T04:00:00Z The Federal Reserve and the Federal Deposit Insurance Corporation posted public portions of those documents online after receiving them on July 1. Fed posts banks' 'living wills,' gives AIG, Prudential more time 2017-07-05T04:00:00Z Thomas M. Hoenig, the vice chairman of the Federal Deposit Insurance Corporation, believes these ratios need to be higher. Lessons From the Collapse of Banco Popular 2017-06-23T04:00:00Z But at the Federal Deposit Insurance Corporation, Obama appointee Martin Gruenberg intends to serve his full term, which expires in November. Trump's Wall Street game plan needs players 2017-06-13T04:00:00Z The son of a former director for bank supervision for the Federal Deposit Insurance Corporation, Mr. Flannery worked with a group that assessed risks in providing financing for the booming arena of leveraged buyout deals. A Lifer at General Electric, John Flannery Is Named Chief Executive 2017-06-12T04:00:00Z More than 1,600 community banks, or a quarter of the industry, have disappeared since the enactment of the Dodd-Frank financial reform law in 2010, data from the Federal Deposit Insurance Corporation showed. Community bankers’ political capital soars in Washington 2017-05-05T04:00:00Z In December, the Fed and Federal Deposit Insurance Corporation notified Wells Fargo that the bank’s plan fell short. Supreme Court clears way for GM suits; Verizon launches ultrafast Fios 2017-04-24T04:00:00Z In December, the Fed and Federal Deposit Insurance Corporation notified Wells Fargo that the bank's plan fell short. Wells Fargo has satisfactory 'living will' plan: Fed 2017-04-24T04:00:00Z The bill would limit candidate and political campaign committees’ investments to banks or credit unions that are members of the Federal Deposit Insurance Corporation. Limits on Tennessee campaign investments headed to governor 2017-03-28T04:00:00Z Add in the exposure of Fannie Mae, Freddie Mac, the Federal Home Loan Banks, the Federal Deposit Insurance Corporation and the Pension Benefit Guaranty Corporation, and the total swells to an estimated $18 trillion. Out-of-control government spending harms taxpayers 2017-03-27T04:00:00Z The consumer bureau referred eight fair lending matters to the Justice Department in 2015, while the Federal Deposit Insurance Corporation and the Federal Reserve each referred four. U.S. Zeal in Suing Banks for Lending Bias Is Expected to Cool 2017-03-07T05:00:00Z The measure co-sponsored by Republican Rep. Gerald McCormick of Chattanooga would limit candidate and political campaign committees’ investments to banks or credit unions that are members of the Federal Deposit Insurance Corporation. Senate passes bill limiting Tennessee campaign investments 2017-02-28T05:00:00Z And Ms. Lankford notes that some 529 plans even offer savings accounts insured by the Federal Deposit Insurance Corporation as an option. How to Manage a 529 Plan for Your Child’s Education 2017-02-10T05:00:00Z According to the most recent data from the Federal Deposit Insurance Corporation, bank lending grew at a 6.8 percent annual rate in the third quarter of 2016. Opinion | The right way to preserve financial stability 2017-02-07T05:00:00Z The Federal Deposit Insurance Corporation guarantees retail deposits at about 6,000 banks, including the consumer banking arms of the country's largest investment banks. Trump Treasury nominee wants to loosen limits under Volcker rule: document 2017-01-23T05:00:00Z They were part of the initial round of bidding for the assets of IndyMac, which the Federal Deposit Insurance Corporation had seized that summer. Trump’s Treasury Pick Moves in Secretive Hedge Fund Circles 2016-12-19T05:00:00Z Because of the continuing problems with Wells Fargo’s plan, the Federal Reserve and the Federal Deposit Insurance Corporation will prohibit it from establishing new international units or acquiring entities that are not banks. Wells Fargo’s ‘Living Will’ Plan Is Rejected Again by Regulators 2016-12-13T05:00:00Z On Tuesday, regulators determined that Wells Fargo's living will still fell short and that the San Francisco-based bank would be sanctioned, the Federal Deposit Insurance Corporation said in a statement. Wells Fargo Fails 'Living Will' Test, Faces Restrictions, Say Regulators 2016-12-13T05:00:00Z On Tuesday, regulators determined that Wells Fargo's living wills fell short and that the San Francisco-based bank would be sanctioned, the Federal Deposit Insurance Corporation said in a statement. Wells Fargo fails 'living will' test, faces restrictions: regulators 2016-12-13T05:00:00Z The group struck a deal that left the Federal Deposit Insurance Corporation responsible for taking as much as 80 percent of the losses on former IndyMac assets and rebranded the troubled bank as OneWest. Trump voter lost home, blames incoming Treasury secretary 2016-12-02T05:00:00Z Mnuchin went on to sell OneWest last year for more than double what he paid the Federal Deposit Insurance Corporation for the assets in the teeth of the financial crisis. Steven Mnuchin nominated for US treasury secretary 2016-11-30T05:00:00Z U.S. banks' net income increased by $5.2 billion, or 12.9 percent, compared to the third quarter of last year as the number of struggling lenders fell, the Federal Deposit Insurance Corporation said. U.S. banks see higher net income, fewer unprofitable lenders: FDIC 2016-11-29T05:00:00Z The Federal Deposit Insurance Corporation “is very particular about what banks can and cannot do,” he said. SoFi, an Online Lender, Is Looking for a Relationship 2016-10-19T04:00:00Z Data released this week by America’s Federal Deposit Insurance Corporation on capital-asset ratios suggested that Deutsche’s status as the riskiest of a score of big banks is worsening. Won’t pay! Can’t pay? 2016-09-22T04:00:00Z The share of consumers who were unbanked fell faster than expected last year to 7 percent, down from 7.7 percent in 2013, according to a new report from the Federal Deposit Insurance Corporation. Just 7 percent of households lack bank accounts now 2016-09-08T04:00:00Z The proposed rules were in a long-awaited report released Thursday from the three largest banking regulatory agencies: the Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. Regulators Seek Tighter Curbs on Investments by Big Banks 2016-09-08T04:00:00Z U.S. banks saw their net income increase $584 million, or 1.4 percent, compared to the second quarter of last year in a sign of strength for the sector, according to the Federal Deposit Insurance Corporation. U.S. banks see higher net income, expand lending in second quarter - FDIC 2016-08-30T04:00:00Z A cashless environment also excludes the unbanked, nearly 8 percent of the population, according to a Federal Deposit Insurance Corporation survey. Where a Suitcase Full of Cash Won’t Buy You Lunch 2016-07-30T04:00:00Z Federal Deposit Insurance Corporation would view as too fast, Cagney said. Fast growth, dating services come between Sofi and bank license: CEO 2016-07-27T04:00:00Z Some research backs that claim: A Federal Deposit Insurance Corporation study of payday lending’s profitability concluded that high delinquency rates and the overhead of running retail stores justified the industry’s interest rates. Payday Loan Limits May Cut Abuse but Leave Some Borrowers Looking 2016-07-22T04:00:00Z Federal Deposit Insurance Corporation and the United States challenged China's export duties on nine metals and minerals that are important to the aerospace, auto, electronics and chemical industries. U.S. launches quiet diplomacy to ease South China Sea tensions 2016-07-13T04:00:00Z The Chinese government likely hacked computers at the Federal Deposit Insurance Corporation in 2010, 2011 and 2013 and employees at the U.S. banking regulator covered up the intrusions, according to a congressional report on Wednesday. China likely hacked U.S. banking regulator: congressional report 2016-07-13T04:00:00Z The amount collected by the more than 600 banks included in the Federal Deposit Insurance Corporation data jumped 6 percent to $2.7 billion overall. Wall Street is making big bucks from overdraft fees – again 2016-06-13T04:00:00Z The council - which besides the U.S. central bank includes the Federal Deposit Insurance Corporation and the Comptroller of the Currency, among other agencies - did not issue new cyber security rules, but rather highlighted existing guidelines. U.S. regulators, FBI warn banks on cyber threat after Bangladesh heist 2016-06-07T04:00:00Z In 2005 a study by researchers at the Federal Deposit Insurance Corporation, another regulator, found that payday lenders were not unusually profitable. A pink slip 2016-05-26T04:00:00Z Comptroller Thomas Curry and Federal Deposit Insurance Corporation Chairman Martin Gruenberg that she remains "deeply concerned about U.S. banks' exposure to these new, sophisticated cyber attacks." NY lawmaker warns on U.S. financial security after SWIFT attacks 2016-05-23T04:00:00Z Nebraska, which calls its program Enable, will offer mutual fund investment accounts through Vanguard, and savings accounts insured by the Federal Deposit Insurance Corporation. 529A Accounts Let Disabled Save Without Risk to Government Aid 2016-05-06T04:00:00Z On Wednesday morning the Fed and the Federal Deposit Insurance Corporation confirmed the results of their study of “orderly resolution” plans at America’s biggest banks. Dodd-Frank in Retreat 2016-04-13T04:00:00Z JPMorgan Chase and Bank of America are two of five companies that failed the test, according to the Federal Reserve and the Federal Deposit Insurance Corporation. Wall St. Banks Told to Stand Alone, Without Overseas Help 2016-04-13T04:00:00Z On Wednesday, we learned that five of the biggest financial institutions were unable to meet this standard, as judged by both the Federal Deposit Insurance Corporation and the Federal Reserve. Citigroup’s ‘Living Will’ Passes Muster but Offers Few Insights 2016-04-13T04:00:00Z But the Federal Reserve and the Federal Deposit Insurance Corporation found that the plans of five banks were “not credible” or “would not facilitate an orderly resolution” under the United States bankruptcy code. ‘Living Wills’ of 5 Banks Fail to Pass Muster 2016-04-13T04:00:00Z The Federal Deposit Insurance Corporation estimates one in 13 households in the U.S. do not have a bank account. IRS caters to cash-carrying crowd, allows taxes to be paid at 7-Eleven 2016-04-07T04:00:00Z Also, GE Capital is in the process of selling its one remaining bank insured by the Federal Deposit Insurance Corporation. GE Attempts a Great Escape 2016-03-31T04:00:00Z The Federal Deposit Insurance Corporation, the chief guarantor of the U.S. banking system, on Tuesday approved a surcharge on large banks to help grow its fund for insuring deposits and resolving failed banks. U.S. bank insurer approves surcharge for larger institutions 2016-03-15T04:00:00Z The other main regulators that place supervisors inside financial institutions are the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Exclusive: U.S. watchdog to probe Fed's lax oversight of Wall Street 2016-03-04T05:00:00Z That is roughly five times the industry average, according to Federal Deposit Insurance Corporation data compiled by SNL Financial, a research firm. Overdraft Practices Continue to Gut Bank Accounts and Haunt Customers 2016-02-28T05:00:00Z Although many banks struggle to earn a decent return, the number that are failing or in trouble is near a record low, according to the Federal Deposit Insurance Corporation, a regulator. Not yet out of the woods 2016-01-21T05:00:00Z The Federal Deposit Insurance Corporation, which insures deposits in banks and thrift institutions, took the top spot for mid-sized agencies, with the Peace Corps at No. 2. Good news: Federal worker morale has finally bottomed out. Bad news: It’s still terrible. 2015-12-08T05:00:00Z It wasn't too long ago that the average rate of return on savings accounts insured by the Federal Deposit Insurance Corporation exceeded 4 percent at your local bank. 3 Risks of Investing in Annuities 2015-12-04T05:00:00Z In the United States, most credit unions are overseen by the N.C.U.A., which plays a role similar to the one the Federal Deposit Insurance Corporation does for traditional banks. Dream of New Kind of Credit Union Is Burdened by Bureaucracy 2015-11-24T05:00:00Z RushCard said that its customers’ money was covered by Federal Deposit Insurance Corporation insurance through its issuing bank, MetaBank, and that its accounts were compliant with federal regulations regarding electronic fund transfers. RushCard Breakdown Affects Thousands of Prepaid Debit Card Users 2015-10-20T04:00:00Z Puerto Rico’s banks are backed by the Federal Deposit Insurance Corporation and the Federal Bureau of Investigation plays an outsize role in local law-enforcement duties. What Puerto Rico’s New Plan Means 2015-09-09T04:00:00Z In the United States, many savings accounts are insured by the Federal Deposit Insurance Corporation or National Credit Union Administration up to $250,000. How to Protect Your Assets From a Stock Market Crash 2015-08-25T04:00:00Z Regulators working for the Federal Deposit Insurance Corporation were constantly checking on Liberty, asking about its reserves and its recovery plans. Why New Orleans’ Black Residents Are Still Under Water After Katrina 2015-08-18T04:00:00Z Puerto Rico’s banks are backed by the Federal Deposit Insurance Corporation and the Federal Bureau of Investigation plays an outsize role in local law enforcement duties. F.A.Q. About Puerto Rico’s Debt Troubles 2015-08-03T04:00:00Z Financial institutions are largely prohibited by federal law from hiring employees with convictions for crimes of dishonesty, absent a waiver by the Federal Deposit Insurance Corporation. Criminal Records Haunt Hiring Initiative 2015-07-12T04:00:00Z In 2013, the Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation published guidelines outlining limits on these leveraged loans. Balancing Act for Regulators Seeking to Curb Leveraged Loans 2015-07-07T04:00:00Z The Federal Reserve and the Federal Deposit Insurance Corporation last year said they were unhappy about the quality of the plans, urging the banks to improve them or face tough sanctions, including being broken up. Business digest: Starbucks raising prices; a Chicago tradition goes quiet 2015-07-06T04:00:00Z The Federal Deposit Insurance Corporation, which oversees this process in the U.S., lists 513 failed banks since the start of 2008. Greece: Planning The Bank Holiday 2015-06-25T04:00:00Z More than 33 million households lack sufficient access to traditional banking services, according to the Federal Deposit Insurance Corporation. Obama-Elizabeth Warren payday lender rules slammed by Florida Democrats 2015-06-17T04:00:00Z “Whether they can succeed in this regulatory environment is the real question,” said Sheila C. Bair, who, as the former chairwoman of the Federal Deposit Insurance Corporation, raised concerns about Deutsche after the crisis. Regulator Said to Have Pressed for Exit of Deutsche Chiefs 2015-06-08T04:00:00Z In fact, according to the Federal Deposit Insurance Corporation, or FDIC, the current national average rate of a savings account is 0.06 percent. Are Bank Fees Set to Rise? 2015-05-27T04:00:00Z There are thousands of institutions in the business of lending money, some even bear the imprimatur of the Federal Deposit Insurance Corporation. This Week In Credit Card News: Freeze Your Lost Credit Card, Beware Of Sneaky Card Fees 2015-04-17T04:00:00Z And the Federal Deposit Insurance Corporation exists to, umm, charge banks a fee for the insurance that they get from the Feds. How President Obama Can Get His Big Bank Tax Without Congress 2015-01-25T05:00:00Z Credit unions are insured by the federal National Credit Union Administration, which provides the same protections that the Federal Deposit Insurance Corporation applies to banks – insurance coverage on deposits up to $250,000. The Pros and Cons of a Credit Union Versus a Bank 2015-01-06T05:00:00Z The Federal Deposit Insurance Corporation ordered the bank to submit a capital restoration plan, and plans for a potential liquidation or sale. F.B.I. Searches Doral Financial's Offices in Puerto Rico 2014-12-23T05:00:00Z For one, interagency guidelines created by the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency urge banks to underwrite deals with no more than six times leverage. Unitranches Join The In Crowd As Lenders Circle Mid-Market Dealflow 2014-12-17T05:00:00Z Last year, the Federal Deposit Insurance Corporation reported, about three-quarters of the largest banks offered mobile check deposit — known as “remote deposit capture” in banking lingo. Some Drawbacks in Tapping the Phone to Deposit a Check 2014-12-05T05:00:00Z “The review also found serious deficiencies in underwriting standards and risk management of leveraged loans,” said examiners from the Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation. Bank Regulators Warn Again on Leveraged Loans 2014-11-07T05:00:00Z Sheila C. Bair, who ran the Federal Deposit Insurance Corporation throughout the buildup of the mortgage bubble and its implosion, argues that a policy of pushing mortgages for every American family is hardly ideal. More Renters, Less Risk for Wall St. 2014-10-28T04:00:00Z Later, the Federal Deposit Insurance Corporation stepped in to help arrange a bank takeover. Could a 40-Year-Old Bank Collapse Have Saved the U.S. Economy? 2014-10-08T04:00:00Z The seller was the Federal Deposit Insurance Corporation, which foreclosed on the property in 2011 when a previous owner defaulted on a loan. Landmark Branson theater has new owner 2014-10-06T04:00:00Z Last month the Federal Deposit Insurance Corporation, another American regulator, rejected the “living wills” submitted by all 11 of the biggest banks. No respite 2014-09-25T04:00:00Z According to the Federal Deposit Insurance Corporation, an estimated 10 million households in the United States do not use a bank. Finding a Door Into Banking, Walmart to Offer Checking Accounts 2014-09-23T04:00:00Z An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. FidelityVoice: How To Earn More From Your Cash 2014-09-22T04:00:00Z Deposits climbed 6 percent, to $59.2 billion, in the first quarter of 2014 compared with those in the period a year earlier, according to the Federal Deposit Insurance Corporation. Boot Camp for Bankers 2014-09-01T04:00:00Z Bank earnings in the United States rose to $40.2 billion in the second quarter of 2014 as institutions set aside less money for possible loan losses and cut expenses, the Federal Deposit Insurance Corporation said. American Bank Earnings Rise to $40.2. Billion 2014-08-28T04:00:00Z The financial firms have been expressing their fears in talks with the Federal Reserve and the Federal Deposit Insurance Corporation, the bank regulators behind the push. Fight Brews on Changes That Affect Derivatives 2014-08-14T04:00:00Z Last year, the eight largest American banks together derived less than 5 percent of their funding from shareholders, according to Thomas M. Hoenig, vice chairman of the Federal Deposit Insurance Corporation. When She Talks, Banks Shudder 2014-08-09T04:00:00Z The agencies named in the lawsuit were the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Payday loans worry consumers, regulators and lawmakers alike 2014-06-15T04:00:00Z The DOJ settlement with JPMorgan also resolved lawsuits from other agencies, including the Federal Deposit Insurance Corporation. Exclusive: U.S. using JPMorgan penalty to speed cases against other banks 2014-06-11T04:00:00Z The data, issued by the Federal Deposit Insurance Corporation on Wednesday, highlighted the effect of interest rate increases last spring. Banks’ Quarterly Earnings Fall as Mortgage Revenue Declines 2014-05-28T04:00:00Z Separately, the Federal Deposit Insurance Corporation announced a settlement of $30m in restitution arising from allegations that the company maximized consumer late fee charges, as well as $6.6m in civil penalties. Sallie Mae and Justice Department in $60m deal over military student loans 2014-05-14T04:00:00Z In a related complaint, the Federal Deposit Insurance Corporation said that the companies improperly advised military members that they had to be deployed to receive benefits under the act, among other requirements that were misrepresented. Sallie Mae to Pay Fine Over Loans to Troops 2014-05-13T04:00:00Z Sheila Bair, the former head of the Federal Deposit Insurance Corporation, called his appointment to Treasury a “punch in the gut.” What Timothy Geithner Really Thinks 2014-05-08T17:00:02Z Virtual currencies are subject to minimal regulation and such accounts are not insured by the Federal Deposit Insurance Corporation. U.S. state regulators issue warnings on virtual currency 2014-04-29T15:29:53Z There were 1,750 branches in the metro area as of June 2013, 28 fewer than the year before, according to data from the Federal Deposit Insurance Corporation. Banks turn to video tellers to cut costs 2014-04-20T19:00:00Z He filed for bankruptcy protection in 1995 and in 1997 was sued by the Federal Deposit Insurance Corporation for his role in a failed New York bank. Clinton Backer Pleads Guilty in a Straw Donor Scheme 2014-04-18T02:20:03Z Sallie Mae is facing probes by the Department of Justice, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, and a number of states, including Utah and Illinois. Lawmakers press Obama administration on Sallie Mae contract renewal 2014-03-27T22:35:15Z Some regulators, including officials at the Federal Deposit Insurance Corporation, were counting on the leverage regulation being completed by the end of last year. DealBook: Dudley Expresses Concern on Leverage Rule 2014-03-20T04:14:06Z The Federal Deposit Insurance Corporation is pushing hard for meaningful change — for example, see my recent assessment of the work being done by its vice chairman, Thomas Hoenig. Today's Economist: Picking Up the Pace at the S.E.C. 2014-03-06T05:01:30Z Another firm, Inscrypto, is working on what it calls a “decentralized version of the F.D.I.C.,” a system similar to the Federal Deposit Insurance Corporation, which protects your checking account. State of the Art: For Bitcoin, a Secure Future Might Require Traditional Trappings 2014-03-05T19:33:08Z The Federal Deposit Insurance Corporation metaphor is somewhat fitting, given how much Mt. Will Bitcoin's Libertarians Pay for Private Deposit Insurance? 2014-03-03T17:50:04Z The Federal Deposit Insurance Corporation reports that during the first nine months of the year, banks and savings institutions collectively reduced their Treasury holdings by about $46 billion. Off the Charts: No Surprise, Fed Was Biggest Buyer of Treasuries in 2013 2014-02-21T14:20:20Z In the George W. Bush administration, for example, the Federal Deposit Insurance Corporation offered a mortgage modification program that created terrible work incentives. Today's Economist: Demoralization Is Not a Policy Achievement 2014-02-12T05:01:30Z The company will also pay $3.6 million to the Federal Deposit Insurance Corporation and $3 million to the Office of the Comptroller of the Currency, which worked with the bureau on the investigation. DealBook: American Express to Pay $75 Million Over Credit-Card Practices 2013-12-24T17:45:54Z Federal Deposit Insurance Corporation, which underpins American banks with a credit line from the U.S. Analysis: In banking reform, Europe zig-zags but still moves forward 2013-12-23T06:52:52Z A study by the Federal Deposit Insurance Corporation concluded that “banking organizations that issued these instruments were weaker as a result, took more risks, and failed more often than those that did not.” High & Low Finance: Loophole Slowly Tightens on a Bank 2013-12-20T00:46:07Z Similarly, everyone counts on the data from the Federal Deposit Insurance Corporation call reports, but few people talk about the millions of credit-card accounts that are included in the data. You’re the Boss Blog: Three Ways to Improve Small-Business Lending 2013-12-10T18:00:08Z Three other agencies — the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency — also announced plans to approve the rule on Dec. 10. DealBook: Volcker Rule on Bank Risk Approaches Its Final Edits 2013-12-04T16:34:53Z Higher interest rates lowered the value of fixed income assets and sapped demand for mortgage refinancing, the Federal Deposit Insurance Corporation said. JPMorgan, mortgages drag down third-quarter U.S. bank profits 2013-11-26T17:46:46Z The Federal Deposit Insurance Corporation, the Commodity Futures Trading Commission and state regulators in Massachusetts continue to investigate the losses as well. DealBook: Prosecutors Investigate JPMorgan Over Trading Losses 2013-08-12T01:47:20Z Currency balances held at banks, on the other hand, are insured against certain events such as bank failure by agencies like the Federal Deposit Insurance Corporation in the U.S. How Bitcoin Works 2013-08-01T16:25:00Z There are three issues: the powers of the Federal Reserve, the mandate of the Federal Deposit Insurance Corporation and the vulnerability of taxpayers when one or more large complex financial institutions fail. Today's Economist: Sadly, Too Big to Fail Is Not Over 2013-08-01T04:01:39Z Federal Reserve and the Federal Deposit Insurance Corporation recently unveiled tough rules on capital and leverage ratios that caught bank executives off guard. Insight: Resigned to reform, Wall St tries a different tack in DC 2013-07-21T12:04:38Z “I sense a sea change in this,” Sheila C. Bair, a former chairwoman of the Federal Deposit Insurance Corporation, a primary bank regulator, said. DealBook: Big Banks, Flooded in Profits, Fear Flurry of New Safeguards 2013-07-19T01:29:16Z The proposal, which would raise what is known as a bank’s leverage ratio, was issued jointly by the Federal Deposit Insurance Corporation, the Federal Reserve Board and the Office of the Comptroller of the Currency. Fair Game: Bankers Are Balking at a Proposed Rule on Capital 2013-07-13T17:19:21Z A key regulator on this issue is the Federal Deposit Insurance Corporation, which was created in 1933 to insure banking deposits – and hence serves as a crucial underpinning for public confidence in the financial system. Today's Economist: A Call to Battle on Bank Leverage 2013-07-11T04:01:51Z In a significant shift, the Federal Deposit Insurance Corporation, along with the Federal Reserve and the Office of the Comptroller of the Currency, proposed stricter banking rules that aim for simplicity. DealBook: Regulators Seek Stiffer Bank Rules on Capital 2013-07-10T00:46:10Z About 10 million households in the United States do not use a bank at all, up from nine million four years ago, according to estimates from the Federal Deposit Insurance Corporation. As Pay Cards Replace Paychecks, Bank Fees Hurt Workers 2013-06-30T20:20:02Z The Federal Deposit Insurance Corporation is making progress putting together its new approach to dealing with the failure of systemic financial institutions. Today's Economist: Stronger U.S. Growth Ahead 2013-06-27T17:00:44Z The Corker-Warner plan creates a government insurance operation, similar to the Federal Deposit Insurance Corporation, that would insure mortgage-backed securities. The Trade: Reform Efforts in Washington Reflect Few Lessons of Housing Crisis 2013-06-12T16:04:06Z Insurers, unlike banks, have no prepaid fund like the Federal Deposit Insurance Corporation to make customers whole in the event of a collapse. DealBook: Insurers Inflating Books, New York Regulator Says 2013-06-12T02:27:56Z Officials at the F.T.C., the Justice Department, the Consumer Financial Protection Bureau and the Federal Deposit Insurance Corporation say this is just the tip of the iceberg, according to people with knowledge of the matter. A Vulnerable Age: Fraud Against Seniors Often Is Routed Through Banks 2013-06-10T22:13:33Z The new high followed a report last week from the Federal Deposit Insurance Corporation, showing record earnings across a wide swath of the banking sector in the first quarter. Fair Game: In Bank Earnings, Quantity Over Quality 2013-06-01T17:42:07Z Five months later, the Pritzkers agreed to pay the Federal Deposit Insurance Corporation $460 million over 15 years as part of a deal where the family and the other half-owner admitted no liability. Obama rounds out economic team with Commerce, trade picks 2013-05-02T18:19:11Z The heart of the problem is cross-border resolution, in other words, the ability of the Federal Deposit Insurance Corporation to manage the government-supervised approach to handling the failure of a global megabank. Today's Economist: The Case for Megabanks Fails 2013-05-02T09:00:48Z Thomas M. Hoenig, the vice chairman of the Federal Deposit Insurance Corporation, supports the bill. Fair Game: Two Senators Try to Slam the Door on Bank Bailouts 2013-04-27T17:40:57Z The guidance from the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation urged the banks, including Wells Fargo and U.S. DealBook: Banks Urged to Put Limits on Payday-Style Loans 2013-04-25T23:17:53Z Based on experiences at a number of federal agencies, including the Department of Transportation and the Federal Deposit Insurance Corporation, agency leaders should: Communicate a clear vision. Improving federal workers’ view of their leaders 2013-04-09T19:49:02Z The Securities and Exchange Commission, the Commodity Futures Trading Commission, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Federal Reserve are all coordinating to finalize the rule. Volcker urges progress on namesake trading ban 2013-03-04T21:50:41Z Federal Reserve and the Federal Deposit Insurance Corporation to deregister as a bank holding company. MetLife gets regulatory nod to shed bank-holding status 2013-02-14T17:33:44Z Here’s the bad news: It was backed by mortgages written by IndyMac Bank, a California institution whose 2008 failure cost the Federal Deposit Insurance Corporation more than any other. High & Low Finance: Court Case Offers a Peek Into Mortgage Security Pricing 2013-01-31T21:41:41Z The main concern of Ms. Bair, former chairwoman of the Federal Deposit Insurance Corporation, is that Mr. Geithner was too close to Citigroup and saw the world as its senior executives did. Today's Economist: Simon Johnson: Jacob Lew, Mary Jo White and Dunbar's Number 2013-01-31T10:00:35Z On Tuesday, the Federal Deposit Insurance Corporation will meet to consider a multiagency rule that would bolster standards for higher-risk mortgages. Looking Ahead: Economic Reports for the Week of Jan. 14 2013-01-13T22:42:25Z Thank goodness Ms. Bair and her colleagues at the Federal Deposit Insurance Corporation resisted the full implementation of Basel II. Today's Economist: Simon Johnson: Betrayed by Basel 2013-01-10T10:00:52Z In 2010, the bank failed and was taken over by the Federal Deposit Insurance Corporation, which estimated its losses would be $298 million, or about 10 percent of total assets. S.E.C. Seeks to Penalize 2 Auditors in Bank Case 2013-01-10T01:58:57Z In the United States, the Federal Deposit Insurance Corporation guarantees up to $250,000 for each depositor at each financial institution. China Is Said to Consider Plan to Deal With Failed Banks 2012-12-13T15:27:44Z The Federal Deposit Insurance Corporation is firmly in the hands of sensible people. Today's Economist: Simon Johnson: Dropping the Ball on Financial Regulation 2012-11-29T10:00:33Z The Federal Deposit Insurance Corporation estimates that roughly 10 million households in the United States do not use a bank, up from nine million three years ago. Major Retailers Start Selling Financial Products, Challenging Banks 2012-11-14T02:48:03Z As Sheila Bair, the former head of America’s Federal Deposit Insurance Corporation, recounts in her memoir Bull by the Horns, there are strong incentives among regulators and bankers to prevent the collection of sufficient fees. The euro crisis: Discouraging news 2012-11-08T21:57:00Z Some financiers worry that Mr. Romney would also install Thomas M. Hoenig, a former Fed official who favors breaking up the big banks, as chairman of the Federal Deposit Insurance Corporation. DealBook: An Election Guide for Wall Street 2012-11-06T19:52:26Z A 2007 study by the Federal Deposit Insurance Corporation estimated that about 25 percent of Americans paid at least one overdraft fee that year. Today's Economist: Your Fees, Their Bank 2012-10-22T10:00:39Z That can’t happen anymore because of the Federal Deposit Insurance Corporation” and other safeguards. High & Low Finance: A Computer Lesson From 1987, Still Unlearned by Wall Street 2012-10-18T22:40:38Z Tucker was joined by Thomas Hoenig, a regulator on the US Federal Deposit Insurance Corporation, who said many major banks were too big to fail and needed to be broken up. Another bank bailout would spark 'uncontainable' backlash – Paul Tucker 2012-10-12T10:17:02Z A recent study by Pew, a nonprofit research group, also indicated that some customers were unaware that their prepaid cards are not necessarily protected by the Federal Deposit Insurance Corporation. Wal-Mart to Offer Prepaid Card 2012-10-08T22:08:40Z Thomas Hoenig, a director at the Federal Deposit Insurance Corporation, an agency that oversees some U.S. banks, wants his country to reject the new rules unless they are simplified. Tougher bank rules set for patchy global start 2012-10-08T14:15:14Z The Federal Deposit Insurance Corporation and other financial regulators have raised concerns with lawmakers in recent days, in a bid to keep the bill off the Congressional docket, people briefed on the matter said. DealBook: Lawmakers Push to Increase White House Oversight of Financial Regulators 2012-09-10T01:29:46Z A bank owned in part by her family had been so mired in toxic subprime loans that the Pritzkers and other owners eventually paid a $460 million settlement to the Federal Deposit Insurance Corporation. Penny Pritzker Had Big Role in Obama ’08 but Is Backstage in ’12 2012-07-15T04:24:50Z The living wills, released by the Federal Deposit Insurance Corporation and the Federal Reserve, outline plans prepared by the banks, including JPMorgan Chase, Bank of America and Citigroup, for their liquidation. ‘Living Wills’ of How to Unwind Big Banks Are Released 2012-07-03T23:54:09Z According to the Federal Deposit Insurance Corporation, just under 10% of bank customers bear 84% of the costs for all overdrafts. Banks' Overdraft Policies Are Getting More Confusing 2012-06-29T21:05:29Z In the opening panel, the House committee heard testimony from officials at five federal agencies, including the Federal Deposit Insurance Corporation, the Securities and Exchange Commission and Commodity Futures Trading Commission. DealBook: Lawmakers Clash on Regulation at JPMorgan Hearing 2012-06-19T18:12:40Z The Federal Deposit Insurance Corporation insures customer accounts in the event of bank failures, while the Federal Reserve Board of Governors keeps an eye on risks across the banking system. Regulators Still Trying to Understand JPMorgan's Trading Flub 2012-06-19T16:29:02Z Mr. Curry, a former director of the Federal Deposit Insurance Corporation, a regulator that actually regulates, has been leading the O.C.C. for about six weeks. DealBook: With New Leader, Regulator Finds a New Direction as Well 2012-06-13T16:06:00Z Group Forms to Urge Strict Oversight of Wall Street Efforts to increase and improve regulation of Wall Street have bogged down, according to Sheila C. Bair, the former chairwoman of the Federal Deposit Insurance Corporation. New Systemic Risk Council to Press for Stricter Financial Regulations 2012-06-06T01:20:14Z The committee will also hear from officials of the Federal Reserve, the Treasury and the Federal Deposit Insurance Corporation. DealBook: JPMorgan Regulators in Spotlight After Firm's Huge Loss 2012-06-06T00:24:54Z Ms. Bair, the former chairwoman of the Federal Deposit Insurance Corporation, likewise argued on Thursday that banks ought to not place risky wagers while enjoying government backing. DealBook: Pressure Continues on Regulators to Approve Volcker Rule 2012-05-31T20:42:42Z To prevent bank runs in Portugal, Spain and perhaps other countries, European leaders might finally create a deposit guarantee similar to the Federal Deposit Insurance Corporation in the United States. Memo From Frankfurt: Risk of Greek Euro Exit Has Europe Making Plans 2012-05-24T21:47:42Z A study by Pew, a nonprofit research group, also indicated that some customers were unaware their prepaid cards are not necessarily protected by the Federal Deposit Insurance Corporation. DealBook: Consumer Watchdog Plans Limits for Prepaid Debit Cards 2012-05-23T04:16:56Z But it’s true that Europe lacks the equivalent of the Federal Deposit Insurance Corporation in the United States. Economix Blog: The Euro Zone Crisis: A Primer 2012-05-22T21:57:39Z “Human beings will figure out ways of doing boneheaded things,” he says in explaining the importance of greater capital requirements and the Federal Deposit Insurance Corporation’s new powers to dissolve failing firms, which Dimon endorsed. JPMorgan's Other Loss: A Voice for Regulatory Restraint 2012-05-16T11:50:00Z But the clawback policy in Dodd-Frank as adopted by the Federal Deposit Insurance Corporation has been criticized as weak, since it only applies to the “too big to fail” banks and other financial institutions. Deal Professor: After $2 Billion Trading Loss, Will JPMorgan Claw Back Pay? 2012-05-14T17:35:50Z Sheila Bair, the former chairwoman of the Federal Deposit Insurance Corporation, said the trade only underscored “that even very good management can miss stuff.” DealBook: Loss Stains JPMorgan's Chief, One of Banking's Top Risk Managers 2012-05-12T01:23:47Z A former chairman of the Federal Deposit Insurance Corporation warns that the Fed is fueling a financial bubble. You?re the Boss Blog: A Weekly Roundup of Small-Business News 2012-04-30T11:00:15Z With a state charter, banks primarily report to the state banking supervisor, with some additional oversight from the Federal Deposit Insurance Corporation and the Federal Reserve System. Small Banks Shift Charters to Avoid U.S. as Regulator 2012-04-03T00:38:46Z Broadway Bank in Chicago subsequently was shut down under the supervision of the Federal Deposit Insurance Corporation. Loan Gone Sour Clouds Future of a Media Activists? Haven in TriBeCa 2012-04-02T01:54:59Z Mr. Macias is not alone in his difficulty in maintaining or getting a bank account: 5.7 percent of San Francisco households lack conventional accounts, according to a 2009 survey by the Federal Deposit Insurance Corporation. The Bay Citizen: Programs Are Under Way to Help the San Francisco Bay Area?s ?Unbanked? 2012-03-18T02:30:01Z That job previously was spread among several agencies, including the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Bank Overdraft Fees to Be Scrutinized by Consumer Bureau 2012-02-22T05:05:00Z But we are far beyond worrying only about banks that have backing from the Federal Deposit Insurance Corporation. Economix Blog: Simon Johnson: Paul Volcker vs. the Bank of Canada 2012-02-16T10:00:25Z But it won’t be doing so next year, under a settlement with the Federal Deposit Insurance Corporation. Bucks Blog: After This Year, No More Tax Refund Loans 2012-01-19T18:53:38Z But the real moneymaker at the 102-story skyscraper is not the 2.7 million square feet of commercial space occupied by tenants like the Federal Deposit Insurance Corporation. Empire State Building Observation Decks Generate Startling Profits 2011-12-25T00:26:12Z It also means taking advantage of the resolution authority and all associated provisions that Sheila Bair, the former chairwoman of the Federal Deposit Insurance Corporation, worked so hard to put into the Dodd-Frank Act. Economix Blog: Simon Johnson: Where Is the Volcker Rule? 2011-12-15T10:00:29Z The IndyMac collapse, with its multibillion-dollar cost to the Federal Deposit Insurance Corporation fund, highlights the role played by federal overseers of financial companies in the years leading up to the crisis. Financial Finger-Pointing Turns to Regulators 2011-11-23T03:19:04Z He eventually found another position with the banking regulator, the Federal Deposit Insurance Corporation, in Alabama, but she's now looking for work to help pay the bills. Help Wanted USA: Hiring hotspots emerge, but mobility an issue 2011-11-21T15:51:55Z The savings account is fully insured by the Federal Deposit Insurance Corporation. Bucks Blog: Union Plus Prepaid Card Comes With a High-Yield Savings Account 2011-11-10T20:30:40Z And last week he took a major step toward a more prominent role, when he was nominated by President Obama to be vice chairman of the Federal Deposit Insurance Corporation. Economix Blog: Simon Johnson: Mr. Hoenig Goes to Washington 2011-10-27T09:00:26Z The Federal Deposit Insurance Corporation also said it is seeking to prohibit 10 former UCB officers from further participation in the banking industry. U.S. takes action against execs of failed Calif. bank 2011-10-12T00:14:23Z But America provides a good model, with the Federal Reserve and the Federal Deposit Insurance Corporation overseeing the system with the help of regional bodies. Reuters BreakingViews: Five Steps to Solving Europe?s Debt Crisis 2011-08-21T23:57:19Z Insurance on bank accounts is covered by the Federal Deposit Insurance Corporation. Hopeful, but Wary at Money Markets 2011-08-01T02:10:08Z Among the companies that have recently moved in and helped raise the building’s stature is the construction company Skanska, the Federal Deposit Insurance Corporation and the social network LinkedIn. Square Feet: Class-Consciousness in the Office Building Market 2011-07-27T03:08:29Z Thomas Hoenig, recently retired as president of the Federal Reserve Bank of Kansas City and nominated as vice chairman of the Federal Deposit Insurance Corporation, looks askance at “too big to fail” banks. Economix Blog: Simon Johnson: Mr. Hoenig Goes to Washington 2011-10-27T09:00:26Z Last month, the president nominated Thomas J. Curry, a member of the board of the Federal Deposit Insurance Corporation, to head the agency. Dodd-Frank Backers Clash With Regulator 2011-07-23T01:16:03Z Banks held $624 billion of such loans in the first quarter, Federal Deposit Insurance Corporation data show. Fair Game: 2nd Loans, 2nd Wave of Losses 2011-07-16T16:39:27Z On the subsequent panel of witnesses, representatives of the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency, the relevant regulators, testified even more forcefully against the proposal. Economix: Are Bank Examiners to Blame for Slow Job Growth? 2011-07-14T09:00:06Z The provision is part of a broader Federal Deposit Insurance Corporation rule laying out the order in which creditors will be paid during a government liquidation of a large, failing financial firm. 2 Years of Executives? Pay Can Be Seized Under New Rule 2011-07-06T16:54:48Z Loans to small businesses dropped 8.6% at the end of March from one year ago, according to the most recent data from the Federal Deposit Insurance Corporation, which tracks loans of less than $1 million. Cash Crunch, 2.0: Why Can't Small Businesses Get Loans? 2011-07-06T11:47:55Z Mr. Curry, a longtime state banking regulator in Massachusetts, has served for the last seven years as one of the five directors of the Federal Deposit Insurance Corporation. Official From F.D.I.C. Picked To Lead Banking Regulator 2011-07-01T23:00:02Z The number of bank transactions assisted by the Federal Deposit Insurance Corporation has slowed in recent months as well, as it has seized fewer failing institutions. DealBook: Despite a Spurt of Banking Deals, Pace Ahead Looks Slow 2011-06-23T00:56:24Z Glass-Steagall also created the Federal Deposit Insurance Corporation, which insured customer deposits for the first time, and outlawed branch banking by national banks, among other things. Op-Ed Columnist: The Banking Miracle 2011-06-18T04:23:02Z Wall Street is not too big to fail, a top Federal Deposit Insurance Corporation official will tell Congress on Tuesday. DealBook: Wall Street: Not Too Big to Fail 2011-06-14T13:52:58Z Mr. Curry, a lawyer who served as state banking commissioner in Massachusetts, now sits on the board of the Federal Deposit Insurance Corporation. A Bank Regulatory Logjam May Be Easing 2011-06-10T02:32:52Z Sheila C. Bair, the chairwoman of the Federal Deposit Insurance Corporation, said on Thursday that she planned to call on some banks to strengthen their authentication procedures when customers log onto online accounts. Citi Data Theft Points Up a Nagging Problem 2011-06-10T02:18:00Z It also examined bank call reports filed with the Federal Deposit Insurance Corporation. Bucks: New Credit Card Rules Make Pricing Clearer, Study Says 2011-06-09T17:01:08Z And if one fails, Dodd-Frank authorizes the Federal Deposit Insurance Corporation to claw back two years of compensation from those held substantially responsible for the failure. DealBook: Despite Worries, Serving at the Top Carries Little Risk 2011-06-07T22:16:15Z Only four new lenders were added to the government’s list of so-called problem banks in the first quarter, bringing the total to 888 from 884, according to the Federal Deposit Insurance Corporation on Tuesday. DealBook: With Bank Troubles Easing, F.D.I.C. Fund Almost Positive 2011-05-24T14:38:07Z Traditional banks operate under the scrutiny of financial regulators like the Federal Deposit Insurance Corporation, which was set up to protect depositors after the huge bank failures of the Great Depression. It Teetered, It Tottered, It Was Bound to Fall Down 2011-05-21T17:46:40Z The Federal Deposit Insurance Corporation seized Atlantic Southern Bank, based in Macon, with $741.9 million in assets, and the First Georgia Banking Company, based in Franklin, with $731 million in assets. | LEGAL: F.D.I.C. Closes Two Banks in Georgia 2011-05-21T01:30:01Z With Sheila C. Bair soon to leave her post at the Federal Deposit Insurance Corporation, the Obama administration will have five major bank regulatory positions either unfilled or staffed with acting directors. DealBook: At a Time of Needed Financial Overhaul, a Leadership Vacuum 2011-05-18T19:21:56Z The Obama administration has not announced nominees for several positions that Congress created last summer, nor has it nominated new heads for three agencies, including for an imminent vacancy at the Federal Deposit Insurance Corporation. Uncertain Leadership Puts Strain on Overhaul 2011-05-13T01:58:44Z The Federal Deposit Insurance Corporation sued Kerry K. Killinger, the company’s former chief executive, and two other officials, accusing them of piling on risky loans to grow faster and increase their compensation. A Financial Crisis With Little Guilt 2011-04-14T05:59:45Z Federal Deposit Insurance Corporation Chairman Bair told bankers last month that while the Dodd-Frank law is not “perfect,” it will strengthen the sector by giving the agency tools to regulate “too-big-to-fail” institutions. Soros Says Moral Hazard Looms; Volcker Says Banks Can Fail 2011-04-11T19:15:03Z The Federal Deposit Insurance Corporation, the Federal Reserve and the Office of the Comptroller of the Currency — which oversee the banks — are all funded by the financial industry, not Congress, and thus will remain open. DealBook: What a Government Shutdown Means for Wall Street 2011-04-08T14:59:35Z The Federal Deposit Insurance Corporation will remain fully operational during a government closure, a spokeswoman said. Federal Departments Lay Out Plans in the Event of a Government Shutdown 2011-04-07T02:37:40Z The board of the Federal Deposit Insurance Corporation will hold an open meeting on Tuesday to discuss qualified mortgages and the risk-retention rule. Fair Game: Note to Banks: It?s Not 2006 Anymore 2011-03-26T16:42:59Z As chairwoman of the Federal Deposit Insurance Corporation, she faced catcalls last week from a mob of community bankers. Reuters Breakingviews: A Badge of Honor for a Regulator 2011-03-21T02:57:53Z The other option - supported by the Federal Reserve, the Office of the Comptroller of the Curency and the Federal Deposit Insurance Corporation - would exempt loans with a 20 percent down payment. Regulators craft mortgage-lending rules 2011-03-04T02:33:02Z "Farmland has been a favored asset class in a world where a lot of other asset classes have fallen out of favor," said Richard A. Brown, chief economist of the Federal Deposit Insurance Corporation. The next real estate bubble: Farmland? 2011-03-03T22:56:51Z “Farmland has been a favored asset class in a world where a lot of other asset classes have fallen out of favor,” said Richard A. Brown, chief economist of the Federal Deposit Insurance Corporation. In Price of Farmland, an Echo of Last Boom 2011-03-03T20:18:12Z The newly created Consumer Financial Protection Bureau is pushing for $20 billion or more in penalties, backed up by the attorneys general and the Federal Deposit Insurance Corporation. Officials Disagree on Penalties for Mortgage Mess 2011-03-03T01:58:27Z The S.E.C.’s Republican commissioners objected to the proposed compensation curbs, which largely mirror regulations already floated by the Federal Reserve and the Federal Deposit Insurance Corporation. DealBook: S.E.C. Proposes Crackdown on Wall Street Bonuses 2011-03-02T19:30:24Z Using data culled from the Federal Deposit Insurance Corporation and ESRI, a private geographic information firm, SNL matched up the location of closed branches with census data from the surrounding neighborhood. Bank Branch Closings Tilt Toward Poorer Areas 2011-02-23T00:35:23Z The fund, administered by the Federal Deposit Insurance Corporation, is expected to collect $14 billion in premiums this year. Big Banks to Pay Larger Premium to Insure Deposits 2011-02-07T22:33:01Z The Federal Deposit Insurance Corporation took over the banks, the largest by far being United Western Bank, based in Denver, with $2.05 billion in assets. More Banks Closed 2011-01-22T02:50:01Z But unlike previous ones, ordered at the behest of the Federal Deposit Insurance Corporation and the bank’s other main regulators, Mr. Pandit seems to have been the one calling the shots this time. DealBook: Citigroup Names John Havens as President and C.O.O. 2011-01-19T16:31:13Z Bernanke said at an event sponsored by the Federal Deposit Insurance Corporation. Bernanke sees U.S. growing 3-4 percent in 2011 2011-01-13T19:06:52Z JPMorgan Chase got most of the bank, but not the lease on that office campus, and the Federal Deposit Insurance Corporation chose to cancel it. High & Low Finance: Commercial Real Estate Is Suffering, but Maybe Not as Much as Feared 2010-12-23T21:33:13Z Its troubled parent was the recipient of federal bailout funds, and competitors successfully persuaded the Federal Deposit Insurance Corporation to pressure Ally to lower the rates it was paying to consumers. Your Money: Why Savings Account Rates Are So Pathetic 2010-12-03T20:34:00Z The Federal Deposit Insurance Corporation reported Tuesday that 1,467 banks and thrifts in the United States lost money in the third quarter of 2010. Floyd Norris: Why Do Bank Results Slump in the Fourth Quarter? 2010-11-24T00:35:00Z But lending to small businesses dipped 1.8 percent during the third quarter compared with a year ago, according to the Federal Deposit Insurance Corporation. Bank of America Hiring Small Business Bankers 2010-10-15T16:42:00Z Merkel is 4th on the list, while last year's runner up, Sheila Bair – chair of the Federal Deposit Insurance Corporation, the government body that guarantees bank deposits in the US – falls to 15th. Lady Gaga tops Nancy Pelosi in Forbes list of world's most powerful women 2010-10-07T12:02:00Z The Federal Reserve System, the Federal Deposit Insurance Corporation and the Treasury are far better positioned to protect the financial system. The Future of Freddie and Fannie 2010-10-05T10:00:00Z The Federal Reserve pays for its operations primarily through investments and fees, while the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency are funded by assessments. Congress funding fight may delay Wall Street reforms 2010-09-29T19:18:00Z The process resembles the one used by the Federal Deposit Insurance Corporation to close failing banks. Size of Banks Can Pose a Threat, Bernanke Says 2010-09-02T17:27:00Z Federal Deposit Insurance Corporation, is also scheduled to testify. Futures Slip; Jobs Data in Focus 2010-09-02T11:06:00Z In a guest column for the Financial Times, Sheila Bair, chairman of the Federal Deposit Insurance Corporation, said strengthening bank capital is a crucial part of financial reform. FDIC says Basel proposals crucial for safe banks 2010-08-24T01:43:00Z One of them is IndyMac, which was seized by the Federal Deposit Insurance Corporation. High & Low Finance: Banks Getting Stuck With the Bill as Mortgage Loans Fail 2010-08-19T21:30:00Z And the Federal Deposit Insurance Corporation is developing a plan that would partly tie bank insurance premiums to the perceived risk of their executive pay packages. Banks Paid $1.6 Billion in Excessive Bonuses, Official to Say 2010-07-22T22:47:00Z Two years ago, the Federal Deposit Insurance Corporation seized a major California-based bank, IndyMac , when it became clear that the institution was on the brink of insolvency. Another View: Why Banks Need 'Living Wills' 2010-07-08T16:34:00Z But it works with Bancorp Bank, a company with protection from the Federal Deposit Insurance Corporation, to offer its accounts. Your Money: Debit Card Raises the Cash-Back Reward 2010-06-23T03:01:00Z The Federal Deposit Insurance Corporation said the cost of the failures to its insurance fund was $2.5 billion. In Chicago, Anger Over the Sale of Park National Bank 2010-06-19T17:17:00Z The Senate bill would do better to set up standard regulatory authority delegated to the Federal Deposit Insurance Corporation, the S.E.C. or another agency rather than setting up concrete laws. The End of the Beginning for Financial Reform 2010-05-21T16:30:00Z After contending with nearly 240 bank failures since the struck, the Federal Deposit Insurance Corporation is finally getting some help from private investors. Private Investors Ease Strain on F.D.I.C. Fund 2010-05-20T01:00:00Z He formerly served as deputy to the chairman and chief operating officer at the Federal Deposit Insurance Corporation. Another View: Why Banks Need 'Living Wills' 2010-07-08T16:34:00Z On May 11th the Federal Deposit Insurance Corporation passed a requirement that banks retain a portion of loans that they securitise. The Senate financial-reform bill: Maul street 2010-05-13T10:51:00Z The Shelby amendment also requires the Federal Deposit Insurance Corporation to oversee the liquidation of a systemically important financial company that is failing, using money provided by a special line of credit with the . 2 Votes Break Logjam on Financial Overhaul Bill 2010-05-05T23:00:00Z Two other amendments are to be voted on shortly, including one that would change the way the Federal Deposit Insurance Corporation calculates its assessment on banks to help pay for bank failures. Senate Voting on Regulation Amendments 2010-05-05T21:33:00Z Among them was an amendment proposed by Senator Jon Tester, Democrat of Montana, to change the way the Federal Deposit Insurance Corporation calculates how much banks must pay for deposit insurance. Bill Drops Fund to Shut Failed Banks 2010-05-05T01:48:00Z After the savings-and-loan crisis in the 1980s, Congress required the Federal Deposit Insurance Corporation to recoup the costs of closing failed banks through assessments on other banks. On Hill, Geithner Makes Case for a Bank Tax 2010-05-04T16:10:00Z Few people might realize that the Federal Deposit Insurance Corporation, which insures bank deposits across the nation, also insures $37 billion of deposits in Puerto Rico. An Ocean Away, Puerto Rican Banks Feel the Crisis 2010-04-29T21:19:00Z To make the portfolio attractive, the Federal Deposit Insurance Corporation took a majority stake and provided $1 billion in interest-free financing. Square Feet: Sales Rise in Miami as Low Prices Attract Investors 2010-04-20T21:37:00Z The Federal Deposit Insurance Corporation would step in as receiver, with the power to sell the company’s assets and liabilities, or to hold and manage parts of the business until a sale became possible. Parsing the Arguments Over Financial Reform 2010-04-16T04:26:00Z So does a proposal by the Federal Deposit Insurance Corporation, which regulates some asset-backed securities originated by banks. S.E.C. Backs New Standards for Bond Issuers 2010-04-07T22:57:00Z In 2009 the banking system notched the largest decline in loans in the history of the Federal Deposit Insurance Corporation. Credit is Dead. Long Live Cash! 2010-03-24T05:00:00Z Although tensions remain between Citigroup and the Federal Deposit Insurance Corporation, some of the bank’s other regulators recently raised their regulatory rating on the bank’s management, according to people briefed on the situation. Citigroup?s Chief Shrinks It, With an Eye on Growth 2010-04-06T01:13:00Z By comparison, the Federal Deposit Insurance Corporation reported that noncurrent loans at insured institutions reached a record of almost 5.4 percent of loans at the end of 2009. Fair Game: At CVB Financial, Praise and Questions 2010-04-03T19:12:00Z Both the Treasury Department and Federal Deposit Insurance Corporation still own trust preferred shares and warrants in the bank stemming from the bailouts. Treasury Plans to Sell Citigroup Shares This Year 2010-03-29T14:20:00Z The receiver appointed by the Federal Deposit Insurance Corporation when the bank collapsed estimated that Silverton’s failure would cost taxpayers $1.26 billion. Comptroller of Currency Often Sides With Banks, Critics Say 2010-03-27T17:33:00Z In one, the federal government set up a new agency, the Federal Deposit Insurance Corporation, that would insure deposits and guarantee that savers would get their money back even if their bank went bust. Magazine Preview: Heading Off the Next Financial Crisis 2010-03-25T18:34:00Z With the Federal Deposit Insurance Corporation expecting at least as many bank seizures this year as last year’s 140, the supply of carcasses seems endless for canny vultures. Reuters Breakingviews: Healthy Banks Gear Up to Acquire Weaker Rivals 2010-03-25T03:11:00Z Some assets are from portfolios of failed banks now held by the Federal Deposit Insurance Corporation, and are selling for rock-bottom prices. Square Feet: In Phoenix, Real Estate Downturn Hits Commercial Properties 2010-03-17T03:03:00Z Two months later, the status enabled them to sell government guaranteed debt through the Federal Deposit Insurance Corporation. Lehman Hid Money With Help of Global Rules 2010-03-17T00:16:00Z On Friday evening, New York State banking regulators shuttered the Park Avenue Bank because of ineffective management and inadequate capital, and the Federal Deposit Insurance Corporation immediately seized and sold it. Ex-Chief of Park Avenue Bank Is Charged With Fraud 2010-03-16T01:30:00Z Well, think about it the way the Federal Deposit Insurance Corporation did in a 2008 study. Your Money: In Most Cases, Best to Pass Up Overdraft Protection 2010-03-12T19:53:00Z State regulators seized the bank and turned it over to the Federal Deposit Insurance Corporation, which struck a deal with Valley National Bank. New York State Shuts Down LibertyPointe Bank 2010-03-12T05:21:00Z Bonds backed by troubled loans from failed institutions that the Federal Deposit Insurance Corporation just sold were popular with investors. Reuters Breakingviews: Mortgage Bonds Make a Comeback 2010-03-12T01:50:00Z Some senators would like to see regulation of the state banks transferred to the Federal Deposit Insurance Corporation, which already oversees most small community banks. Heads of 12 Fed Districts Press to Keep Central Bank, and Their Role, in Place 2010-03-05T02:32:00Z Republican alternatives are even weaker, alternately housing a consumer unit either in the Federal Deposit Insurance Corporation or the Federal Reserve. Reuters Breakingviews: CF Returns to Terra Fray 2010-03-03T06:31:00Z One would create a consumer protection unit within the Federal Deposit Insurance Corporation, while the other would establish an interagency consumer protection council. Dodd Proposes Giving Fed the Task of Consumer Protection 2010-03-02T06:00:00Z Being taken over by the Federal Deposit Insurance Corporation, or FDIC, is never good for a failed bank. Buying Belly-Up Banks With FDIC Backing 2010-02-22T02:02:00Z In this category, he included buying land prepared for developments that have stalled or buying loans from the Federal Deposit Insurance Corporation. Wealth Matters: Real Estate Looks Risky, but Less So for Bargain Hunters 2010-02-19T19:02:00Z Clarity as Best Course The Federal Deposit Insurance Corporation is on the defensive thanks to imperfect disclosure. 2010-02-17T05:33:00Z The Federal Deposit Insurance Corporation is considering imposing some kind of “skin in the game” rule for securitizations, forcing a lending bank to hold on to part of the risk of default. 2010-02-06T02:17:00Z According to a review of the bank’s annual filings with the Federal Deposit Insurance Corporation from 2001 through Sept. 2010-02-02T01:35:00Z Structurally, that looks a lot like the levies the Federal Deposit Insurance Corporation already charges for deposit insurance. 2010-01-15T06:39:00Z Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, and Mary L. Schapiro, chairwoman of the Securities and Exchange Commission, agreed on several recommendations for regulatory reform, including regulation of over-the-counter derivatives. 2010-01-15T06:42:00Z The Federal Deposit Insurance Corporation made money on its bank-bond guarantees. 2010-01-14T10:45:00Z The Federal Deposit Insurance Corporation, meanwhile, said it would assess pay structures in calculating contributions to its deposit-insurance fund. 2010-01-14T10:45:00Z The tax also would not apply to a bank’s insured deposits from savers, for which banks already pay a fee to the Federal Deposit Insurance Corporation. 2010-01-14T14:44:00Z And the Federal Deposit Insurance Corporation wants to shape it. 2010-01-13T05:06:00Z At the time, Citigroup promised the Federal Deposit Insurance Corporation and other federal regulators that it would dismiss or reassign executives with low ratings. 2010-01-12T06:42:00Z The agency she oversees, the Federal Deposit Insurance Corporation, recently unveiled a handful of clever ideas to contain risky bank behavior and protect the nation’s deposit insurance fund. 2010-01-08T04:14:00Z "The fiends that concocted the income tax, and Social Security, and the Federal Deposit Insurance Corporation, and...." Telempathy The Federal Deposit Insurance Corporation insures all depositors for deposits up to twenty thousand dollars now. Damned If You Don't |
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