One big reason they're struggling is attributed to college loans, of which the average amounts to $37, 000.

他们苦苦挣扎的一个重要原因是大学贷款，平均为3.7万美元。

I went to school for half my life. I have a doctorate. I'm still paying off college loans.

我读了半辈子的书，得到了博士学位。现在我还在忙着还学贷。

Many of the parents have taken on college loans for the kids too, sometimes at the expense of their own finances.

许多父母也为孩子们承担了大学贷款，有时以牺牲自己的经济为代价。

Question 10: What is the possible social cost of college loan?

问题 10：大学贷款的可能社会成本是多少？