And maintain a rainy-day fund in safer places, such as TIPS, certificates of deposit or highly rated municipal or corporate bonds.

把以防万一的资金放在比较安全的投资上，比如通货膨胀 保值债券、定期存单，或评级较高的市政债券或公司债券。

" CDs" stand for certificate of deposit.

“CD”代表存款证明。

Certificates of deposit are another way to save.

存款证是另一种储蓄方式。

A " CD" stands for a certificate of deposit.

“CD”代表存款证明。

CDS refers to the certificate of deposit issued by the bank with fixed denomination, transferable and current.

CDS 是指银行发行的固定面额、可转让和流通的存款凭证。

Since launching in April, Express has signed up dozens of 'Save to Win' accounts, which are structured as 12 month certificates of deposit–or CDs.

自4月推出以来，Express已经注册了数十个" 保存到赢" 账户，这些账户的结构为12个月的存款证明或CD。

The deposit in this certificate of deposit cannot be withdraw in advance, but the certificate of deposit can he transferred in the secondary market.

这张存单中的存款不能提前支取，但存单可以在二级市场转让。

But banks also have to pay more to customers with deposits, you know, to offer high-yield savings accounts and CDs, you know, certificates of deposit.

但银行也必须向存款客户支付更多费用，你知道，以提供高收益储蓄账户和存款证，你知道，存款证。

In this case, you would pool your money;you would put your money together and, Luiz is recommending, open a CD (a certificate of deposit).

在这种情况下， 你会汇集你的钱； 你会把你的钱放在一起，Luiz 建议， 打开一张 CD（存款证明）。

And, eventually, although it always takes a long time, people who have money in the banks, savings accounts, certificates of deposit, will see those rates start to creep up.

而且，最终，尽管这总是需要很长时间，但在银行、储蓄账户、存单上有钱的人会看到这些利率开始攀升。

Bank Clerk: That's all. Here's your bank card, and here's the certificate of deposit. Bring your bank card with you every time you come to deposit or withdraw money.

可以了。这是你的银行卡，这是存款存单。你每次来银行取钱或存钱时请带着这个银行卡。