Mr Brown is something called a risk analyst.

布朗先生是所谓的风险分析员。

Risk analysts and others talk about worst-case scenarios, the worst possible combination of negative future events.

风险分析师和其他人谈论最坏的情况，负面未来事件的最坏可能组合。

Insurance companies have risk analysts who calculate the probability of various future events, and how much the company will have to pay out if they happen.

保险公司有风险分析师计算各种未来事件的概率，以及如果发生这些事件公司需要支付的费用。