It makes sense to pay off your credit card balance every month.

220每月还清您的信用卡余额很有意义。

But this changed after a repeated cycle of thoughtless spending and quickly escalated to high credit card balances, and I was paying hundreds in interest.

但这种情况在经过反复的轻率支出循环后发生了变化，并迅速升级为高额信用卡余额，我支付了数百美元的利息。