So all of the time I would spend earning money to pay off a mortgage or rent can be spent, um, doing things I love to do.

所以所有的时间我都会花在赚钱来偿还抵押贷款或租金上，嗯，做我喜欢做的事情。

Jay explains that if he lived in a bigger house, he would have to spend more time earning money, or working to make money, to pay off a mortgage.

杰伊解释说， 如果他住在更大的房子里，他将不得不花更多的时间赚钱， 或者工作赚钱， 以偿还抵押贷款。