Indeed, there are reasons to think that payday lending has peaked.

确实，有理由认为发薪日贷款目前正是如日中天的时候。

Underbanked means that you have a bank account but you use alternative services for check-cashing or payday lending or paying bills.

银行服务不足意味着您有一个银行账户，但您使用其他服务进行支票兑现或发薪日贷款或支付账单。

For instance, during the Trump administration, Congress and President Trump rolled back a CFPB rule aimed at the payday lending industry.

例如，在特朗普执政期间，国会和特朗普总统撤销了针对发薪日贷款行业的 CFPB 规则。