And average sales last year were up on the previous year.

去年的平均销售额比前一年有所上升。

A September survey by Deloitte found that average retail sales for the year will increase by 1% to 1.5% over the holidays; by comparison, in 2019, that growth was 4.1%.

德勤9月份的一项调查发现，今年的平均零售销售额将在假期期间增长1%到1.5%，相比之下，2019年的增速为4.1%。

And so we can lend into those lower income neighborhoods where nobody else can, and when we do that, the average sale of a small business goes up by 22 percent.

因此，我们可以向那些其他人无法提供贷款的低收入社区提供贷款，当我们这样做时， 小企业的平均销售额上升了 22%。