You know all those microloans to help African women traders?

你知道所有那些帮助非洲女性商人的小额贷款吗？

Let's turn to our next topic, which is microloans and microcredit.

让我们转到下一个主题，即小额贷款和小额信贷。

Marta, who works with an organization that makes microloans to women, explains how microfinance is working here.

玛尔塔在一家为女性提供小额贷款的组织工作，她解释了小额信贷在这里的运作方式。

The word " micro," here means small,so " microloans" are small loans,loans of 25,50, 100,maybe $500 or less.

“micro” 这个词在这里的意思是小， 所以“小额贷款” 是小额贷款，25,50, 100, 也许500美元或更少的贷款。

There was a bank that pioneered microloans and microlending in Bangladesh by the name of the Grameen Bank.

孟加拉国有一家银行以格莱珉银行的名义开创了小额贷款和小额贷款。

There are many people who believe that microloans – microlending is one of the best ways to alleviate poverty.

有很多人认为小额贷款——小额贷款是减轻贫困的最佳方式之一。

Experience has shown that these microloans are nearly always paid back, and they've helped millions of poor people work their way out of poverty.

经验表明，这些小额贷款几乎总能得到偿还，它们已经帮助数百万贫困人口摆脱了贫困。

We're also going to talk about microloans and microcredit, which is the practice of giving poor people a small amount of money to help them start or to help them grow their small business.

我们还将讨论小额贷款和小额信贷，这是一种向穷人提供少量资金以帮助他们创业或发展小企业的做法。

At first, many of the traditional banks thought that microcredit would never work, because the people who needed the microloans were what they called too high-risk, meaning that they wouldn't be able to pay back the loans.

起初，许多传统银行认为小额信贷永远行不通，因为需要小额贷款的人被他们称为高风险人群， 这意味着他们无法偿还贷款。