America's own effort at instant payments, backed by the Federal Reserve and known as FedNow, is to launch in 2023.

在美联储的支持下，美国自己的即时支付计划FedNow将于2023年启动。

Emerging markets have embraced instant payments in part because of demography.

新兴市场接受即时支付的部分原因是人口结构。

It is a problem the Federal Reserve is trying to fix with a centralised instant payments system.

美联储正试图通过集中式即时支付系统来解决这个问题。

In India, for example, instant payments are the norm, accounting for 81% of domestic electronic transactions last year.

例如，在印度，即时支付已成为常态，去年占国内电子交易的 81%。

Sabol's company, MicroBLINK, made a breakthrough in 2012 with its PhotoPay scanning technology used for mobile banking, which scans bills and enables their instant payment.

萨博的公司MicroBLINK于2012年凭借其用于移动银行的PhotoPay扫描技术取得了突破，该技术能扫描账单并进行即时付款。

They also pocket late payment fees and some make money from their own instant payment systems such as the Clearing House which is run by a group of banks.

他们还收取滞纳金，有些还通过自己的即时支付系统（例如由一组银行运营的清算所）赚钱。