Jo's funny hat deserved a vote of thanks, for it was of general utility.

乔那顶滑稽的帽子值得一票感谢，因为它具有通用性。

The great and general utility of the banking trade, when prudently managed, has been fully explained in the second book of this Inquiry.

如果谨慎管理，银行业的巨大而普遍的效用已在本调查的第二本书中得到充分解释。