Since they’re enrolling in private plans, rather than a separate Medicaid program, the influx of young, healthy people expands the general risk pool, and keeps costs down for everyone else.

由于他们参加的是私人计划， 而不是单独的医疗补助计划， 年轻、健康的人的涌入扩大了一般风险池， 并降低了其他人的成本。

One is insurance companies and pension plans are increasingly giving you options to move your money from a general pool into a more dedicated one that manages money with greater environmental and social considerations in mind.

一是保险公司和养老金计划越来越多地为您提供选择，将您的资金从普通资金池转移到更专用的资金池中，该资金池管理资金时会考虑更多的环境和社会因素。