Foreign loans, payable in cotton, could be negotiated but not paid off.

以棉花支付的外国贷款可以协商但不能还清。

He suggested creating a central bank which could issue money and make loans and argued that in order to address the lack of credit, Congress should seek a foreign loan of two million pounds.

他建议建立一个可以发行货币和发放贷款的中央银行， 并认为为了解决信贷不足的问题，国会应该寻求 200 万英镑的外国贷款。