And it means too few people, especially in poorer households, have access to cheap and simple financial tools.

这意味着极少数人才能够获得廉价、简单的金融工具，尤其是对贫困家庭而言。

Fourteen countries in Latin America have used online financial tools to give out aid money, says the Better than Cash Alliance.

优于现金联盟称，拉美有14个国家通过在线金融工具分发了援助资金。

Visit scoreabetterfuture.com to get access to free educational events on credit scores and the financial tools to help achieve your money and life goals.

访问 scoreabetterfuture.com 以访问有关信用评分的免费教育活动和帮助实现您的金钱和生活目标的财务工具。

But as someone who works in finance and has worked hard to acquire financial knowledge, I feel significantly more comfortable investing in the stock market or safer financial tools like ETFs or mutual funds than I do investing in cryptocurrency.

但作为从事金融工作并努力学习金融知识的人，与投资加密货币相比，我觉得投资股票市场或 ETF 或共同基金等更安全的金融工具要舒服得多。