It just says that my direct debit on my TV licence has failed and I need to pay it.

它只是说我电视执照费的直接扣款失败了，我需要付款。

Of course, most banks now offer insurance and travel services, and all the usually standing order and direct debit services.

当然，现在大多数银行都提供保险和旅行服务， 以及所有通常的常规订单和直接借记服务。

This year, for example, thousands of people in the UK fell for a fraudulent, or fake, email, requesting that people update their direct debit details for paying their TV licence.

比如今年英国有几千人落入了一个诈骗邮件，或者说虚假邮件的圈套。这个邮件要求人们更新他们的直接扣账信息来支付他们的电视费。

This year, for example, thousands of people in the UK fell for a fraudulent – or fake email, requesting that people update their direct debit details for paying their TV licence.

例如，今年英国成千上万的人对一封欺诈性或虚假的电子邮件信以为真，它要求人们更新支付电视执照费的直接扣款信息。

Because I like to use internet banking where you set up different goals and automate direct debits on payday so (imitates typing sound) you know, automate automatically, fill them up.

因为我喜欢使用网上银行， 您可以在其中设置不同的目标并在发薪日自动直接借记， 所以（模仿打字声）您知道，自动自动化， 填写它们。

Don't worry, I'll find you one, fit a SIM card and help you set an access code, face or fingerprint recognition and arrange a direct debit for a monthly usage plan.

别担心，我会为您找到一张，安装一张 SIM 卡，并帮助您设置访问代码、面部或指纹识别，并安排每月使用计划的直接扣款。

Once you look at your hard costs ( the costs you can't compromise on such as mortgage payments or rent, school fees, direct debits ), you can begin to see areas you can cut back on.

一旦你查看了你的硬成本（你不能妥协的成本， 例如抵押贷款付款或租金、学费、直接借记）， 你就会开始看到你可以削减的领域。