A strong showing in consumer lending drove Bank of America's net income of $7.3bn.

消费信贷的强劲表现推动美国银行(Bank of America)实现73亿美元的净利润。

Cyclical woes have been compounded by an ill-fated push into consumer lending, which now looks like a serious error.

周期性困境因对消费者贷款的命运多舛的推动而加剧，现在看来这是一个严重的错误。

A more aggressive move into consumer lending then followed-led by David Solomon, the firm's current boss-with a credit card offered in partnership with Apple.

随后，在该公司现任老板大卫·所罗门的带领下，该公司更积极地进军消费贷款领域，与苹果合作推出了一款信用卡。

On May 2nd the group spun out Jio Financial Services, which could fast become a force in payments and consumer lending thanks to troves of data on Jio's mobile customers.

5 月 2 日， 该集团剥离了 Jio Financial Services，由于 Jio 移动客户的大量数据， 它可能会迅速成为支付和消费贷款领域的一股力量。

But it is also because, without those vast profits in trading and investment banking to distract shareholders, the turn in the credit cycle is revealing just how terrible Goldman is when it comes to consumer lending.

但还有一个原因是，如果没有交易和投资银行业务的巨额利润分散股东的注意力，信贷周期的转折恰恰暴露出高盛在消费贷款方面有多么糟糕。