| 单词 | policyholder |
| 例句 | When a policyholder died, Spaulding placed advertisements trumpeting the delivery of the Mutual check as if the person had won the lottery. The Best of Enemies 1996-04-01T00:00:00Z In my visits to the homes of policyholders to collect premiums, I was accompanied by the superintendent who claimed to the policyholder that he was making a routine inspection. Black Boy 1945-01-01T00:00:00Z This “gambling” method of remuneration was practiced by some of the burial companies because of the tremendous “turnover” in policyholders, and the companies had to have a constant stream of new business to keep afloat. Black Boy 1945-01-01T00:00:00Z The policyholder, usually an illiterate black woman, would dig up her policy from the bottom of a trunk or a chest and hand it to the superintendent. Black Boy 1945-01-01T00:00:00Z In Philadelphia Holmes had swindled the Fidelity Mutual Life Association of nearly $10,000 by apparently faking the death of a policyholder, Ben Pitezel. The Devil in the White City 2003-02-11T00:00:00Z Most of the policyholders were illiterate and did not know that their policies carried clauses severely restricting their benefit payments, and, as an insurance agent, it was not my duty to tell them. Black Boy 1945-01-01T00:00:00Z Under Obamacare, policyholders are able to terminate their insurance coverage at any time. Putting the 'Insurance' Back in Health Insurance 2012-05-21T04:55:08Z True insurance indemnifies the policyholder against the unlikely event of a catastrophic loss. Constitutionality Does Not Mean Obamacare Is a Good Policy 2012-06-28T19:00:37Z Mr. Cosby in his statement accused A.I.G. of trying to “destroy” him and his family, and he urged other policyholders to “drop this pathetic insurance company quickly.” Insurer Settles Suit with Another Cosby Accuser, Drawing His Wrath 2019-04-16T04:00:00Z The adjustment of health insurance premiums, based on the risks of each policyholder, is called medical underwriting. Putting the 'Insurance' Back in Health Insurance 2012-05-21T04:55:08Z Health policy experts and brokers recommend all ACA policyholders at least look at next year’s options, because prices — and the doctors and hospitals in plans’ networks — may have changed. Start shopping: Enrollment begins Nov. 1 for most Obamacare insurance plans 2023-11-01T04:00:00Z As a policyholder, you can access this dollar amount before your policy ends. What Is Cash Surrender Value Of Life Insurance? 2018-03-21T04:00:00Z If the IRS provided a tax break for policyholders, it would be redundant. Is there Any Way That I Can Write Off My Life Insurance Payments on My Taxes? 2018-06-26T04:00:00Z Many policyholders get confused about insurance coverage when they have a water leak in their home. Will My Homeowner’s Insurance Cover Damage from a Leak? 2018-09-19T04:00:00Z A labor shortage means getting damaged homes repaired may take longer, requiring insurers to pay for temporary housing for policyholders longer. Homeowners face rising insurance rates as climate change makes wildfires, storms more common 2023-09-19T04:00:00Z One rule prevents insurance companies from including reinsurance fees in the rate request process, stopping them from passing those costs along to policyholders. With no insurance deal in Sacramento, when will California's homeowners get relief? 2023-09-14T04:00:00Z Linda Klamm, who works as an attorney for insurance policyholders after catastrophes, lost her home to a firestorm in Oakland, California, in 1991, and has firsthand experience with the challenges of collecting on a policy. What to know about renters insurance and what it does and doesn’t cover 2023-09-13T04:00:00Z The proposal would allow insurance companies to hike rates without full transparency or justification; force policyholders to assume the staggering costs of insurers’ backup coverage for unexpected losses; and use secret algorithms to set premiums. Opinion: How home insurers are trying to bully California politicians into a disastrous bailout 2023-09-05T04:00:00Z Similarly, if an unlicensed contractor does a job on a policyholder’s home that’s shoddy, then an insurance company could deny a water leak claim. Will My Homeowner’s Insurance Cover Damage from a Leak? 2018-09-19T04:00:00Z Edward Stone, a lawyer who has represented policyholders in cases where troubled insurance companies were liquidated, said the rule change would encourage more insurers to risk investment losses in order to juice returns. Insight: Insurers poised for US break on investment losses from high rates 2023-08-14T04:00:00Z The affected policyholders already have been notified, and they can apply for auto coverage from sister carrier, Auto Club South Insurance. After devastating 2022 hurricane season, AAA not renewing some insurance policies in Florida 2023-07-18T04:00:00Z In the wake of subsequent fires, including wildfires in California and other states, Klamm offers assistance to policyholders on recovering funds. What to know about renters insurance and what it does and doesn’t cover 2023-09-13T04:00:00Z And yet homeowner premiums are two to three times higher than in California, the proportion of policyholders with last-resort insurance is five times greater, and companies are rapidly abandoning the state anyhow. Opinion: How home insurers are trying to bully California politicians into a disastrous bailout 2023-09-05T04:00:00Z Nonetheless, many policyholders are unaware of the exposure without coverage they face when water penetrates their home from the outside. Will My Homeowner’s Insurance Cover Damage from a Leak? 2018-09-19T04:00:00Z The statutory surplus is the difference between insurers' assets and liabilities, money that can be used to pay policyholders in unforeseen circumstances. Insight: Insurers poised for US break on investment losses from high rates 2023-08-14T04:00:00Z Insurers are trapped in a riddle: In a world where the risk of costly disasters is rising but high premiums are squeezing policyholders and angering state regulators, how can they continue to make money? Insurer’s Retreat in Florida Signals Crisis With No Easy Fix 2023-07-14T04:00:00Z Insurance companies make this distinction between the kinds of compensation a policyholder receives after losses. What to know about renters insurance and what it does and doesn’t cover 2023-09-13T04:00:00Z “We are disappointed by the hastiness in this decision and troubled by how this decision may have cascading impacts to policyholders,” he wrote. Farmers pulls out of Florida property insurance despite efforts to stabilize the market 2023-07-11T04:00:00Z The difficulty in finding a psychiatrist is not unique to Medicare Advantage policyholders, in part because of increased demand. Medicare Advantage Plans Offer Few Psychiatrists 2023-07-05T04:00:00Z "The personal information of a significant number of insurance policyholders or other customers of its life insurance businesses was unlawfully accessed," Genworth said. MOVEit hack claims Calpers and Genworth as millions more victims impacted 2023-06-22T04:00:00Z Industry lobbyists say that it’s neither of those things and that insurers are folding parts of their business to reduce the number of claims-related lawsuits from policyholders. Insurer’s Retreat in Florida Signals Crisis With No Easy Fix 2023-07-14T04:00:00Z Klamm advises policyholders to check in and make changes to their coverage choices over the years. What to know about renters insurance and what it does and doesn’t cover 2023-09-13T04:00:00Z Farmers said in a statement that the decision was based on risk exposure in the hurricane-prone state and that notifications will be sent out to affected policyholders along with advice on replacing coverage. Farmers pulls out of Florida property insurance despite efforts to stabilize the market 2023-07-11T04:00:00Z All face financial problems that could force them to impose assessments on insurance companies or directly on policyholders that last for years. This Hurricane Season May See a Key FEMA Disaster Fund Run Out of Money 2023-06-02T04:00:00Z And by the time current policyholders actually have to pay premiums that reflect that full risk, the impacts of climate change could make them much higher. Climate Shocks Are Making Parts of America Uninsurable. It Just Got Worse. 2023-05-31T04:00:00Z Any damage that occurs to policyholders’ properties before their yearlong policies end will still be covered. Insurer’s Retreat in Florida Signals Crisis With No Easy Fix 2023-07-14T04:00:00Z Many of the programmes aspire to have policyholders eventually cover more if not all of the premium. Heat insurance offers climate change lifeline to poor workers 2023-05-19T04:00:00Z The proposals include setting timelines for insurers to receive a claim, begin adjusting it and requesting specific information they need from policyholders to substantiate losses. Abortion, insurance, LGBTQ issues top Louisiana state agenda 2023-04-09T04:00:00Z A federal judge on Thursday overturned a portion of the Affordable Care Act that makes preventive services, such as some cancer screenings, free to enrollees, a decision that could affect health insurance policyholders nationwide. Judge’s Decision Would Make Some No-Cost Cancer Screenings a Thing of the Past 2023-03-31T04:00:00Z But if the entirety of the program’s funds are allocated, it could allow about 40,000 policyholders to get off the state-run insurer. Louisiana Insurance Commissioner will not seek reelection 2023-03-14T04:00:00Z Since 2021, the State Legislature has passed five bills to make it harder for policyholders to sue insurers. Insurer’s Retreat in Florida Signals Crisis With No Easy Fix 2023-07-14T04:00:00Z The rate at which it lost customers slowed in January and it has even recorded a net growth of 200 policyholders this month through Feb. 18, Medibank said. Australia's Medibank beats profit view, says customer losses slow 2023-02-23T05:00:00Z But it begs the question, for Natiello and every other policyholder in his situation: "Do I need this anymore?" What to do when your term life insurance is ending 2023-01-31T05:00:00Z Though the state as a whole paid less under the new program than it had previously, 73 percent of California policyholders saw a price increase, in some cases as substantial as $100 a month. California’s storms are almost over. Its reckoning with flood insurance is about to begin 2023-01-22T05:00:00Z It raises rates for about three-quarters of policyholders and offers price decreases for the first time. In soaked California, few homeowners have flood insurance 2023-01-20T05:00:00Z Last year, Indonesia passed a financial law calling for the Indonesia Deposit Insurance Corporation to protect policyholders if an insurance firm becomes insolvent, a measure intended to shore up public trust in the sector. Indonesian businessman fined over $370 mln for stock manipulation 2023-01-13T05:00:00Z Which is not to say that policyholders, while glad to have coverage, are always happy with their plans. Obamacare Is Everywhere in the Unlikeliest of Places: Miami 2023-01-11T05:00:00Z A post about renters insurance from comparison shopping website Policygenius notes that your renters policy only applies to the policyholder — so your food could be covered, but not your roommate’s. Did your food spoil during a power outage? You may be able to get reimbursed. Here's how 2023-01-10T05:00:00Z Mimi Bright of Parkland said she wasn’t expecting relief for policyholders any time soon, but she’s glad that lawmakers are addressing the subject. DeSantis signs bill seeking to stabilize insurance market 2022-12-16T05:00:00Z Citizens topped 1 million policyholders for the first time in a decade. Florida lawmakers seeking to calm property insurance storm 2022-12-14T05:00:00Z The bill, which builds on insurance legislation passed in May, is not expected to immediately lower rates for policyholders, which has drawn criticism from Democrats. Florida Senate passes property insurance overhaul 2022-12-13T05:00:00Z After Republicans in Congress tried but failed to repeal the law during the Trump administration, Ms. Torres said, the marketplace stabilized, drawing more major insurers and attracting new policyholders. Obamacare Is Everywhere in the Unlikeliest of Places: Miami 2023-01-11T05:00:00Z In the case of parametric insurance, on the other hand, insurers identify specific climatic conditions that trigger payouts to policyholders. Facing a call for climate reparations, wealthy nations propose an insurance schemee 2022-11-19T05:00:00Z Citizens recently topped 1 million policyholders for the first time in a decade. DeSantis signs bill seeking to stabilize insurance market 2022-12-16T05:00:00Z Insurers say this does not go far enough, but the BoE has said that reform must not become a "free lunch" that puts pensioners' and policyholders' money at risk. Explainer: Britain's insurers become test case for post-Brexit 'unshackling' 2022-11-16T05:00:00Z “Any action that does not address the instability and costs to the consumer and does not provide meaningful near term relief for policyholders, I believe falls short of our goals.” Florida Senate passes property insurance overhaul 2022-12-13T05:00:00Z If they fail to reconcile that with the IRS, policyholders would lose eligibility for the subsidy the next time they enroll. Shopping for ACA health insurance? Here’s what’s new this year 2022-10-31T04:00:00Z A spokesperson for Lloyd's said the insurer was "not at liberty to share information on any specific claim, policy or policyholder." Dubai Aerospace, with 19 jets stuck in Russia, sues 11 insurers in London 2022-10-27T04:00:00Z "If there was a deliberate act by the policyholder, you are not going to have a covered claim," said David Pryce, managing partner at Fenchurch Law, which is not involved with the policy. Analysis: Pipeline blasts leave Nord Stream in insurance limbo 2022-10-24T04:00:00Z They added: “The notice requirement is not an escape hatch for insurance companies to avoid liability to policyholders due to technical noncompliance.” Blunder in Affirmative Action Case May Cost Harvard $15 Million 2022-10-23T04:00:00Z Attorneys groups have argued that the insurance industry is at fault for refusing to pay out claims and that policyholders sue as a last resort. Florida Senate passes property insurance overhaul 2022-12-13T05:00:00Z Employees and policyholders can check insurance plan documents for information about covered benefits, including abortion services. Shopping for ACA health insurance? Here’s what’s new this year 2022-10-31T04:00:00Z One common complaint is the ease with which policyholders can sue insurance companies in Florida. Why Ian May Push Florida Real Estate Out of Reach For All But the Super Rich 2022-10-13T04:00:00Z The new pricing system raises rates for about three-quarters of policyholders and offers price decreases for the first time. Hurricane Ian floods leave mess, insurance questions behind 2022-10-07T04:00:00Z “No policyholder wants to be embroiled in years of litigation just to get their homes rebuilt,” she said. Ian deals blow to Florida’s teetering insurance sector 2022-10-04T04:00:00Z The purpose is to reimburse policyholders for the money they spent recovering their financial identity and repairing their credit score. Do you need identity theft insurance? | Provided by 1st Security Bank 2022-10-03T04:00:00Z Citizens has seen exponential growth in demand over the last couple of years, with 1.1 million policyholders, double where it was two years ago, spokesman Michael Peltier said. Florida’s insurance woes could make Ian’s economic wrath even worse 2022-09-30T04:00:00Z Tens of thousands of policyholders have been dropped, in part due to aging but undamaged roofs as companies seek to avoid roof replacement scams. Ian thrusts Florida’s collapsing insurance market to forefront of races for governor, Senate 2022-09-29T04:00:00Z After major flooding in Louisiana in 2016, for example, the average payment to a flood insurance policyholder was $86,500, according to FEMA. Hurricane Ian floods leave mess, insurance questions behind 2022-10-07T04:00:00Z Among the provisions was the creation of a $2 billion reinsurance program that insurers could buy into to help insulate themselves from risk, so long as they reduced rates for policyholders. Ian threatens Florida’s already unstable insurance market 2022-09-28T04:00:00Z A jury had already determined that State Farm defrauded the National Flood Insurance Program by charging it $250,000 for flood damage to a Biloxi policyholder’s home when wind caused the loss. State Farm, Mississippi settle lawsuit over Katrina payments 2022-09-15T04:00:00Z But there’s a catch: The legislature required Citizens to operate without state funding, so when a big disaster hits and claims pour in, it assesses fees up to 45 percent on its policyholders. Florida’s insurance woes could make Ian’s economic wrath even worse 2022-09-30T04:00:00Z They denied coverage to both STP and the Washington State Department of Transportation, who were both policyholders, now turned adversaries. Insurers don’t have to pay for Highway 99 tunnel delays, WA Supreme Court rules 2022-09-15T04:00:00Z The sisters said State Farm defrauded the National Flood Insurance Program by charging it for flood damage to a policyholder’s home when the destruction was caused by wind. State Farm subsidiary to pay $100M for false Katrina claims 2022-08-24T04:00:00Z The BoE says its proposals to reform the rules will free up billions of pounds from insurers' capital buffers to invest in infrastructure while still protecting policyholders. Explainer: Britain and regulators square up over post-Brexit financial reform 2022-08-11T04:00:00Z Flood coverage is sold separately from homeowners’ insurance policies and is considered vital to disaster recovery because policyholders can collect up to $250,000 in claims payments. Almost No One in Kentucky Has Flood Insurance, Hindering Recovery 2022-08-10T04:00:00Z But for the first time, nearly a quarter of policyholders will see theirs go down. FEMA report: Flood insurance hikes will drive 1M from market 2022-07-22T04:00:00Z Federated National, which insured 140,000 Florida policyholders, had to undergo a court-ordered restructuring agreement and cancel 56,000 plans after an insurance rating agency downgraded the firm’s financial standing. Some insurance companies pull out of La., Fla. in hurricane season 2022-07-01T04:00:00Z Health plans cannot disclose the specifics or your information to anyone else, including the policyholder, without express consent. What to know if you need an abortion in WA 2022-06-24T04:00:00Z "Unfortunately we are seeing more cases, with policyholders in one member state receiving less protection and in case of failure less compensation than policyholders in another member state," Hielkema told EIOPA's annual conference. Insurance watchdog calls for pan-EU policy protection 2022-06-21T04:00:00Z In ship insurance, policyholders pay an additional “breach” premium when a ship enters particularly dangerous waters, locations which are updated by the Lloyd’s market. Insurance rates jump for Ukraine war-exposed business, sources say 2022-05-30T04:00:00Z More than 60 million policyholders have already indicated they would subscribe to the IPO, he said. India’s state insurance company to list in biggest IPO 2022-05-03T04:00:00Z The company's policyholders, employees as well as small mom and pop investors will be entitled to an additional discount of up to 60 rupees, according to papers filed by the company with India's securities watchdog. LIC IPO: Insurance giant opens India's largest share sale 2022-05-03T04:00:00Z For example, State Farm policyholders in most states can sign up for three years of free Ting service. Smart-home devices could save you money on home insurance 2022-04-21T04:00:00Z He is the top state regulator of Washington’s insurance industry, which includes approving rates and advocating for consumers and policyholders, with an annual salary of $140,110. WA insurance chief Mike Kreidler accused of using racist slurs; staff allege mistreatment 2022-04-17T04:00:00Z Other major insurers are also looking to exclude Russia, Ukraine and even Belarus from a range of policies, the sources said, citing some insurers and policyholders. EXCLUSIVE AIG looks at cutting insurance for Russia, Ukraine -sources 2022-04-08T04:00:00Z That means about 3 percent of the 65,000 policyholders in Maryland will pay at least $120 more per year in premiums, according to FEMA. When waters keep rising and rising in Maryland 2022-03-31T04:00:00Z Joint administrator Nedim Ailyan, partner at FRP, said they would carry out a detailed investigation to discover what could be returned to creditors, including policyholders - whose funds are in a trust fund. Funeral firm collapses leaving fears over payments 2022-03-24T04:00:00Z Hippo, a homeowners insurance startup, gives policyholders in eligible states free smart home-monitoring kits from partners such as Kangaroo and SimpliSafe. Smart-home devices could save you money on home insurance 2022-04-21T04:00:00Z The evaluator in downtown L.A. found Bergin’s application convincing, writing in her file “it is evident” she was the granddaughter of the policyholder. Betrayal and ‘blood money’: How fraud cheated Armenian genocide victims 2022-03-23T04:00:00Z Some policyholders are already struggling to find insurance. EXCLUSIVE AIG looks at cutting insurance for Russia, Ukraine -sources 2022-04-08T04:00:00Z Most travel insurance policies are of the “named perils” type, which protects policyholders under limited circumstances, such as if you get sick on your trip or your airline loses your luggage. Perspective | What to consider before traveling to Europe 2022-03-16T04:00:00Z Any funeral plans activated in the next two weeks, because the policyholder has died, will be covered by another provider - Dignity. Funeral firm collapses leaving fears over payments 2022-03-24T04:00:00Z As long as the policyholder installs the devices and keeps them active, they can save up to 13% on their homeowners insurance. Smart-home devices could save you money on home insurance 2022-04-21T04:00:00Z Both settlements mandated that the lion’s share of the money would go to individuals who could produce evidence they were descendants of the Armenian policyholders. Betrayal and ‘blood money’: How fraud cheated Armenian genocide victims 2022-03-23T04:00:00Z “Those policyholders deserve the same opportunity for relief.” Where State Farm Sees ‘a Lot of Fraud,’ Black Customers See Discrimination 2022-03-18T04:00:00Z Kreidler said the rule is designed to be “rate neutral” for insurers, so any rate changes get spread across the entire pool of policyholders. WA ban on using credit scoring for insurance on hold as lawsuit continues 2022-03-03T05:00:00Z “Auto insurers gave back approximately $14 billion to policyholders at the beginning of the pandemic, as they anticipated fewer accidents during the economic lockdown.” Economists see car insurance rates climbing in 2022 2022-02-28T05:00:00Z And, he said, some policyholders realize only once a disaster hits that the policy they purchased is insufficient. For Storm Victims, Rebuilding Becomes the Disaster After the Disaster 2022-02-27T05:00:00Z The state Office of the Insurance Commission doesn’t track individual policyholders’ rates, said a spokesperson. City must investigate whether crime is impacting small business insurance rates 2022-02-22T05:00:00Z Kreidler said he’s also proposing a new rule that would require insurers to provide policyholders with a written explanation for any premium change. Insurer groups sue over WA credit scoring ban 2022-02-03T05:00:00Z This has led to a greater number of exclusions on policies, meaning policyholders cannot make claims for some issues which could lead to postponement or abandonment of events. Ukraine in focus for Olympics insurers as Beijing Games kick off 2022-02-03T05:00:00Z "Understandably, many policyholders do not view the market as effectively delivering accessibly priced, widely available insurance," he said. Gove calls for flat insurance probe as costs soar 2022-01-28T05:00:00Z “What we see there, I see all over the country,” said Doug Quinn, executive director of the American Policyholder Association, a watchdog organization that he said receives regular complaints from both policyholders and industry employees. For Storm Victims, Rebuilding Becomes the Disaster After the Disaster 2022-02-27T05:00:00Z LV= chairman Alan Cook said: "We want to reassure policyholders that this outcome will mean no changes to their policies or our ongoing commitment to the highest standards of service from LV=." LV= members reject Bain Capital takeover deal 2021-12-10T05:00:00Z United Healthcare has tens of millions of insurance policyholders in the U.S. Nevada jury: Health insurers owe ER doctors $60M in damages 2021-12-07T05:00:00Z The guaranty fund, known as LIGA, covers claims for policyholders whose insurers become insolvent. 2 Louisiana insurance companies fail after Hurricane Ida 2021-12-05T05:00:00Z Insurance Commissioner Mike Kreidler didn’t listen when insurers warned of insurance rate hikes as he tried to ban “good credit discounts” for low-risk policyholders. Credit scores and seniors: Kreidler turns a deaf ear 2021-11-26T05:00:00Z The policyholder association said the complaint may represent the experience of thousands of storm victims. For Storm Victims, Rebuilding Becomes the Disaster After the Disaster 2022-02-27T05:00:00Z There are other innovative ideas that could benefit consumers, but that’s assuming the insurers really want to help all policyholders. Insurance industry should listen to seniors and abolish use of credit scores 2021-11-21T05:00:00Z Zurich Insurance acquired Farmers Group in 1998, while Farmers Insurance is owned by its policyholders. Policyholders pull back from digital claims in post-pandemic insurance world 2021-11-19T05:00:00Z CareFirst fought the lawsuit, arguing it had no excess surplus but only the reserves needed to protect the interests of its policyholders in the event of possible catastrophes that could cause a surge in claims. Opinion | Thanks to a tiny nonprofit, CareFirst will live up to its obligations to D.C. residents 2021-11-15T05:00:00Z He didn’t listen to the court, which struck down his “emergency rule” that raised rates for a million or more policyholders, choosing instead to impose a new rule. Credit scores and seniors: Kreidler turns a deaf ear 2021-11-26T05:00:00Z But advocates said they hear about the same issues from policyholders with companies large and small. For Storm Victims, Rebuilding Becomes the Disaster After the Disaster 2022-02-27T05:00:00Z We stand ready to work with insurers and legislators who are willing to embrace fairness and do right by policyholders. Insurance industry should listen to seniors and abolish use of credit scores 2021-11-21T05:00:00Z "With-profits" policyholders would receive an additional sum of anything up to £600, based on the length and size of their insurance policy. Boss of insurer LV= defends sale amid backlash 2021-11-11T05:00:00Z Health insurers generally have opposed bills that require them to guarantee coverage or affordable pricing of Medigap plans, arguing that would raise premiums for current policyholders. Medicare enrollment blitz doesn’t include options to move into Medigap 2021-11-05T04:00:00Z Life insurance payments can also create an inheritance for beneficiaries, even if the original policyholder does not have preexisting wealth or assets to pass along. Life insurance 101: What you need to know | Provided by 1st Security Bank 2021-11-08T05:00:00Z Some companies also offer multi-generational discounts for people whose parents were policyholders as well. Car insurance 101: How to get the best rates | Provided by 1st Security Bank 2021-10-11T04:00:00Z That meant potentially half a billion dollars, or more, was still due to policyholders. Column: You've gotten a pandemic refund for your car insurance. You may soon get more 2021-10-06T04:00:00Z Next April, most current policyholders will see their premiums go up and continue to rise by 18% per year for the next 20 years. The price of living near the shore is already high. It’s about to go through the roof 2021-10-02T04:00:00Z Next April, most current policyholders will see their premiums go up and continue to rise by 18 percent per year for the next 20 years. The price of living near the shore is already high. It’s about to go through the roof. 2021-10-01T04:00:00Z A bipartisan group of senators representing coastal states expressed concern over the change, saying that some policyholders could end up dropping coverage and exposing themselves to risk if rates are too high. EXPLAINER: Flood insurance revamp aims for fairer rates 2021-10-01T04:00:00Z The program is funded by premiums from policyholders but can borrow money from the federal treasury to cover claims. The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket 2021-09-24T04:00:00Z California’s insurance commissioner, Ricardo Lara, determined earlier this year that vehicle insurers had shortchanged policyholders to the tune of hundreds of millions of dollars when it came to refunding premiums because of the pandemic. Column: You've gotten a pandemic refund for your car insurance. You may soon get more 2021-10-06T04:00:00Z State and federal law already provide privacy protections for people who are not the primary policyholder on a health insurance plan. California governor signs privacy laws for abortion patients 2021-09-22T04:00:00Z In a nutshell, middle-income policyholders were helping to subsidize the rich. The price of living near the shore is already high. It’s about to go through the roof. 2021-10-01T04:00:00Z Existing policyholders will see changes in April, but those up for renewal can apply for lower rates right away. EXPLAINER: Flood insurance revamp aims for fairer rates 2021-10-01T04:00:00Z “For the first time, our policyholder premiums will be based on their individual risk,” said David Maurstad, who runs the flood insurance program at FEMA. The Cost of Insuring Expensive Waterfront Homes Is About to Skyrocket 2021-09-24T04:00:00Z He subsequently ordered insurers to return a portion of premiums to policyholders. Column: You've gotten a pandemic refund for your car insurance. You may soon get more 2021-10-06T04:00:00Z An AFM representative said in a statement that the company values its long-term relationships with policyholders. Hollywood talent agency CAA sues insurer over COVID-19 losses 2021-09-14T04:00:00Z Wealthy policyholders in coastal states are complaining, and members of the House and Senate are listening. The price of living near the shore is already high. It’s about to go through the roof. 2021-10-01T04:00:00Z But insurers may seek to delay paying claims or deny them, hoping that policyholders will give up and accept the initial payout, said Anita Taff, the president of the National Association of Public Insurance Adjusters. Flood Damage From Ida? Your Homeowner’s Policy Probably Won’t Cover That. 2021-09-10T04:00:00Z “Keep your commitments to your communities that you insure. Do the right thing, and pay your policyholders what you owe them to cover the cost of temporary housing in the midst of a natural disaster.” Biden visits New Orleans area reeling from Hurricane Ida 2021-09-02T04:00:00Z His office determined that policyholders were due an average refund of 17% of premiums paid. Column: You've gotten a pandemic refund for your car insurance. You may soon get more 2021-10-06T04:00:00Z Health insurers manage this risk by having a large pool of policyholders, healthy and sick, contribute regularly to a big pot of money, from which the insurer pays people’s medical expenses. Column: Delta Air Lines' raising insurance rates for unvaccinated makes sense — and it's a scary idea 2021-08-26T04:00:00Z One of the providers that participated in the meeting, Resilience, announced it will require policyholders to adopt certain cybersecurity best practices as a condition of receiving cyber insurance. Biden tells top CEOs at White House summit to step up on cybersecurity 2021-08-25T04:00:00Z The program also has streamlined its appeals process for policyholders who disagree with their payout, he said. Flood Damage From Ida? Your Homeowner’s Policy Probably Won’t Cover That. 2021-09-10T04:00:00Z Such networks are nothing more than sweetheart deals intended to save insurers a fat stack of cash in return for steering policyholders to specific medical providers. Column: COVID tests are supposed to be free. But there's a nasty loophole in the law 2021-08-19T04:00:00Z According to the firm, though still small in absolute numbers, the number of its female policyholders grew almost 30 percent between 2010 and 2020. More Women Muscle In on the World of Vintage Cars 2021-08-11T04:00:00Z It also said it was committed to providing care, including “behavioral support,” and reimbursement to policyholders consistent with federal and state rules. UnitedHealth settles charges it denied mental health, substance abuse coverage 2021-08-12T04:00:00Z First the company said it would, as of this month, deny its 70 million policyholders coverage for emergency treatment if the company decided emergency care wasn’t necessary. Column: Our top private health insurer is rolling in cash. And it's reducing coverage 2021-07-20T04:00:00Z “Our goal is to get policyholders back on their feet as quickly as possible,” Mr. Maurstad said. Flood Damage From Ida? Your Homeowner’s Policy Probably Won’t Cover That. 2021-09-10T04:00:00Z Sky-high medical expenses charged to insurers drive up premiums for all policyholders. Column: Is it too much for patients to expect an itemized hospital bill? Apparently so 2021-07-09T04:00:00Z It said only that systems where most policyholder data was stored “were not impacted.” In crosshairs of ransomware crooks, cyber insurers struggle 2021-07-04T04:00:00Z Her practice focuses on litigating and settling insurance coverage on behalf of policyholders. Recently married lawyer and husband missing in collapse 2021-06-29T04:00:00Z The remaining policyholders would see average increases greater than $10 a month. With Start of Hurricane Season, It’s Time to Consider Flood Insurance 2021-06-11T04:00:00Z Under pressure from lawmakers, the Federal Emergency Management Agency recently released data showing the number of policyholders in every ZIP code who will face rate increases and the number who will see their rates decrease. Poor Homeowners Will Pay Less after Flood Insurance Overhaul 2021-06-07T04:00:00Z The new, $150 million program would be targeted at flood insurance policyholders who qualify for the insurance aid program. Biden Budget Includes Plan to Help Poor Buy Flood Insurance 2021-06-01T04:00:00Z In an update from May 12, CNA says that it believes its policyholders’ data were unaffected. One of the US’s largest insurance companies reportedly paid $40 million to ransomware hackers 2021-05-20T04:00:00Z Although it will be months before the insurers process all their policyholders’ claims, Mr. Bowman is already gearing up for the court battle. Texas Froze and California Burned. To Insurers, They Look Similar. 2021-04-13T04:00:00Z FEMA’s website says current policyholders should be able to contact their insurers for information starting Aug. 1. With Start of Hurricane Season, It’s Time to Consider Flood Insurance 2021-06-11T04:00:00Z In ZIP codes where the median household income is less than $27,000, nearly 43% of the insurance policyholders will see their rates decrease next year, E&E News found. Poor Homeowners Will Pay Less after Flood Insurance Overhaul 2021-06-07T04:00:00Z The company is providing policyholders with a year of free credit monitoring and identity theft protection. Column: Facebook and Health Net hacks drive home the need for a national privacy law 2021-04-06T04:00:00Z In theory, savings would be passed along to policyholders in the form of lower premiums. Column: Let's do away with insurance networks. They're not lowering healthcare costs 2021-03-26T04:00:00Z But policyholders led by Briana Siegal said this induced them to renew and pay excessive premiums rather than shop around, as stay-at-home orders and closures resulted in less time on the road. Geico to face class action claiming it overcharged customers during pandemic 2021-03-05T05:00:00Z She often gets calls from policyholders asking if their insurance will pay for things like broken dishwashers or aging gutters. 5 things agents wish people knew about insurance 2021-03-04T05:00:00Z In ZIP codes where the median household income is more than $100,000, just 20% of the policyholders will see rate decreases. Poor Homeowners Will Pay Less after Flood Insurance Overhaul 2021-06-07T04:00:00Z No less alarming, Health Net waited two months before notifying policyholders of the incident. Column: Facebook and Health Net hacks drive home the need for a national privacy law 2021-04-06T04:00:00Z “The number of policies that will see large annual increases is a minority of all policyholders.” Climate Threats Could Mean Big Jumps in Insurance Costs This Year 2021-02-22T05:00:00Z There are a few things going on here, not least an insurer playing coy with where it obtains rate-related information and, apparently, ignoring photographic evidence submitted by a policyholder. Column: Your car insurer may be using pre-pandemic mileage to set 2021 rates 2021-02-19T05:00:00Z “This is $7.7 billion owed to Louisiana policyholders to rebuild their lives, homes and businesses.” Insurers paid $5B for 2020 Louisiana hurricane claims so far 2021-01-27T05:00:00Z “Currently policyholders with lower-valued homes are paying more than their share of the risk while policyholders with higher-valued homes are paying less than their share of the risk.” Poor Homeowners Will Pay Less after Flood Insurance Overhaul 2021-06-07T04:00:00Z The Advocate reports that enrollment in the Affordable Care Act’s individual market fell to 83,159 this year, down from 87,748 policyholders last year. Louisiana sees another drop in insurance through marketplace 2021-01-13T05:00:00Z Insurers must prominently notify policyholders if their offer to renew a policy reduces coverage, such as eliminating fire protection, and get it acknowledged in writing. New California laws address virus, fires, law enforcement 2020-12-30T05:00:00Z The law allows insurers to ask policyholders to submit their own estimates of miles driven in any particular 12-month period. Column: Your car insurer may be using pre-pandemic mileage to set 2021 rates 2021-02-19T05:00:00Z She told State Farm it was unlikely that policyholders in a white neighborhood would receive the same treatment. ‘I am so lost’: Black homeowners struggle to get insurers to pay claims 2020-12-29T05:00:00Z About 36,000 Los Angeles County policyholders who were protected under that order for the Saddleridge, Hillside and Tick fires will remain protected for another year. State expands homeowners insurance protections to L.A. County residents around Bobcat fire 2020-12-03T05:00:00Z “Carry Guard encouraged its policyholders to shoot first and ask questions later, putting lives at risk and providing a false sense of legal and financial immunity,” said Shannon Watts, founder of Moms Demand Action. NRA to pay $2.5M fine, halt insurance sales to settle New York case 2020-11-18T05:00:00Z But perhaps the most spectacular — and troubling — space is the Assembly Room, a giant oval-shaped eighth-floor chamber designed for policyholders’ receptions. A Cape Town Apartment That Speaks to the Past 2020-11-13T05:00:00Z Insurers are also permitted to ask policyholders for details about where they typically drive and how frequently. Column: Your car insurer may be using pre-pandemic mileage to set 2021 rates 2021-02-19T05:00:00Z Bramble said those policies generally remain in effect or are renewed once the policyholder provides proof that they have an appointment with the DMV. A DMV visit was never fun. The pandemic has made it worse. 2020-11-14T05:00:00Z In December, California’s insurance commissioner, Ricardo Lara, for the first time imposed a similar one-year moratorium on insurers dropping coverage for more than 1 million policyholders in or near areas affected by wildfires. California Bars Insurers From Dropping Policies in Wildfire Areas 2020-11-05T05:00:00Z Even after offering policyholders cuts in premiums and copays, the nation’s largest commercial health insurer still raked in over $1 billion a month. L.A. office leasing feels the COVID effect 2020-10-16T04:00:00Z And it reaped this windfall despite offering what it called “extensive” financial assistance for some policyholders in the form of reduced rates and copays. Column: UnitedHealth's profits show it's great to be an insurer during a pandemic 2020-10-15T04:00:00Z Telling a policyholder that this info is proprietary, as was the case when Krieger asked, is just bizarre. Column: Your car insurer may be using pre-pandemic mileage to set 2021 rates 2021-02-19T05:00:00Z Trump ended disputed cost-sharing subsidies to help insurers lower out-of-pocket costs for policyholders with low incomes. Promises kept? On health care, Trump’s claims of "monumental steps" don’t add up 2020-10-05T04:00:00Z The past several months have been particularly tough for policyholders in states like California, Iowa and Louisiana. U.S. disasters cause insurance double whammy for pandemic-hit businesses 2020-09-04T04:00:00Z Department of Veteran Affairs offers a search on its site for unclaimed insurance funds owed to current and former policyholders or beneficiaries. Find unclaimed money, funds may be owed to you 2020-08-01T04:00:00Z And UnitedHealth, even after cutting rates for policyholders, was still earning big bucks. Column: UnitedHealth's profits show it's great to be an insurer during a pandemic 2020-10-15T04:00:00Z The FCA, which is concerned customers should be treated fairly, said in its skeleton argument published last week that the policyholders in the case were “generally not sophisticated or well-resourced insurance buyers”. Insurers should pay UK businesses over 'cataclysmic' pandemic, court hears 2020-07-20T04:00:00Z The FCA says the case will provide "clarity and certainty for everyone involved in these business interruption disputes, policyholder and insurer alike". Test case on virus insurance payouts to begin 2020-07-19T04:00:00Z They argued that the requirement to send separate bills could prompt insurers to drop coverage for abortions and would create confusion for policyholders. Judge tosses Trump rule on billing for abortion coverage 2020-07-10T04:00:00Z The stance has discouraged some policyholders from filing claims and prompted others to take legal action. U.S. insurers use lofty estimates to beat back coronavirus claims 2020-06-12T04:00:00Z According to the industry-backed Insurance Information Institute, this type of damage is typically covered under optional comprehensive insurance plans, which approximately two-thirds of policyholders have. Does auto insurance cover cars damaged during protests or riots? 2020-06-03T04:00:00Z Insurers typically pass at least part of the reinsurance rates they pay onto policyholders. Hurricanes may cause more pain for pandemic-hit insurers 2020-06-01T04:00:00Z For Chubb to deny claims from the center and other policyholders “is the height of chutzpah and hubris,” he said. Simon Wiesenthal Center sues insurance giant in latest fallout over coronavirus claims 2020-04-29T04:00:00Z The judge’s ruling means insurers can continue to make the charge for abortion coverage a line item on their monthly bill, or just give policyholders notice that it’s included. Judge tosses Trump rule on billing for abortion coverage 2020-07-10T04:00:00Z Insurers have been reportedly discouraging pandemic business interruption claims at the source — telling policyholders not to even bother filing them because they’re certain to be denied under the virus exclusion. Did the virus close Musso & Frank — or the state? Big money hangs in the balance 2020-04-24T04:00:00Z A note to policyholders on the website of Travelers Indemnity, the insurer Geragos is suing, reads like a blanket denial of virus shutdown claims because they’re “not a result of direct physical loss or damage.” Legal battles loom as businesses hit by virus sue insurers 2020-04-23T04:00:00Z Insurers said they are making the changes for their companies’ long-term financial health and ability to pay claims for existing policyholders. Some life insurers hit pause on older Americans during coronavirus crisis 2020-04-17T04:00:00Z Major U.S. insurers are already offering credit to auto and motorcycle policyholders following a decline in driving, as most Americans stay at home under widespread orders to help contain the spread of the novel coronavirus. California insurance commissioner orders relief for customers 2020-04-13T04:00:00Z “The individual policyholder, not the taxpayer or the NFIP, pays for this additional risk.” Cities Widely Ignore Federal Flood Protection Rules, With Few Penalties 2020-04-09T04:00:00Z As lawyers advising policyholders on insurance for their covid-19 losses, we have read many expositions that quote insurers and insurance brokers who assert that “coverage will not apply,” relying on the same unrealistic facts. Opinion | Americans must take care of their health-care heroes 2020-04-07T04:00:00Z “Regulators and insurers are working to strike the right balance on expanding temporary arrangements to provide immediate relief for policyholders impacted by COVID,” said David A. Sampson, CEO of the American Property Casualty Insurance Assn. Column: Why isn't car insurance cheaper as we all stay home? 2020-04-07T04:00:00Z The insurer, which operates in 19 US states, estimates policyholders drove 40% fewer miles in the last three weeks of March. US car insurers refund drivers stuck at home 2020-04-07T04:00:00Z Legislators tabled the proposal after insurance trade groups agreed to devise a voluntary approach to help small-business policyholders cover their losses. Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z Insurers, unless they obtain a court order, are prohibited from terminating policies because covered policyholders do not pay premiums or interest on premiums that are due during the state of emergency. Delaware presidential primary delayed because of coronavirus 2020-03-24T04:00:00Z But the process is not as easy as policyholders just writing themselves a check. Once Scrutinized, an Insurance Product Becomes a Crisis Lifeline 2020-03-20T04:00:00Z The company said it will return more than $600 million to policyholders through credits to their bank accounts, credit cards or Allstate accounts. Column: Why isn't car insurance cheaper as we all stay home? 2020-04-07T04:00:00Z Falling yields require insurers to set aside more capital now for future payments to policyholders, puncturing their solvency levels. Insurers face double whammy from coronavirus crisis 2020-03-12T04:00:00Z “In addition, many commercial property insurance policies provide coverage for business income losses sustained when a civil authority prohibits or impairs access to the policyholder’s premises.” Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z But if the UK Foreign Office advises against travelling to further countries, a new Aviva policyholder would now not be able put in a claim under the travel disruption clause. Coronavirus causes Aviva to cut back travel cover 2020-03-10T04:00:00Z The automaker is teaming up with the insurance company to offer discounts for drivers who opt into its SmartRide program, which tracks driving patterns to help gauge how much of a risk a policyholder is. 2020 Ford owners can share data with Nationwide to reduce insurance rates 2020-02-24T05:00:00Z Other vehicle insurers still seem to be wrestling with doing right by policyholders versus doing right by shareholders. Column: Why isn't car insurance cheaper as we all stay home? 2020-04-07T04:00:00Z In areas where the risk is too high, insurers should be actively helping policyholders to relocate rather than taking a "rebuild or get nothing" attitude. Insurers should support people, not the fossil fuel industry 2020-02-15T05:00:00Z “The time is now to structure a public-private partnership with input from policyholders, insurers and the federal government.” Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z Some insurers prefer to see for themselves and require policyholders to place a sensor on their vehicle that will report mileage directly to the insurance company. Column: Your car dealer may be quietly selling your data to your insurer 2020-01-31T05:00:00Z The transaction is New York Life’s biggest acquisition as chief executive Ted Mathas cements the firm’s position as the leading U.S. life insurer owned by its policyholders. Fiat Chrysler, PSA Peugeot sign binding merger deal to create world’s fourth-largest automaker 2019-12-18T05:00:00Z The Reseda resident was being told she’d help foot the bill to protect that company’s policyholders. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z It is paid for via a £180m-a-year levy from insurance companies - which regular policyholders effectively pay for through slightly higher premiums. Why insurance does not always cover flood damage 2019-11-12T05:00:00Z Under his proposed plan, “policyholders would absorb initial losses up to specified deductibles.” Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z But critics call such policies “junk insurance” that would destroy the health law by siphoning off healthy and younger policyholders. How Your U.S. Lawmaker Voted 2019-11-02T04:00:00Z He also said policyholders are limited to using contractors picked by the company. Column: That official-looking letter on sewer insurance? Here's what you need to know 2019-10-24T04:00:00Z The Chicago Fed analysis observed that many states limit policyholder claims under the local guarantee association to $300,000. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z And there was no clear way for policyholders to pay the insurance company back for legal costs if they were convicted, said Kara Klotz, a spokesperson for the insurance commissioner’s office. Concealed-carry group fined for illegally promising insurance coverage for shootings in Washington state 2019-10-21T04:00:00Z A bipartisan group of 18 House lawmakers asked four major insurance trade associations on March 18 to retroactively recognize financial losses for policyholders relating to COVID-19 under commercial business interruption coverage. Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z “It will pay some of the costs, and the policyholder will pay some of the costs.” Column: She's 82. The cost of her long-term care insurance just went up 80% 2019-10-01T04:00:00Z But in millions of cases, the policyholders did not understand what they were paying for or that they might not be covered. Industry bill for PPI claims could hit £53bn 2019-09-05T04:00:00Z Although health insurers in most other states write off their fees to state guarantee associations, thus receiving a tax benefit, in California they’re permitted to pass along these costs to policyholders. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z It said the insurer has no debt, a record of generating profits, and plenty in reserves to pay out to policyholders. Expert: Knights of Columbus inflates membership numbers 2019-09-04T04:00:00Z “In many commercial property insurance policies, business interruption coverage is triggered when the policyholder sustains ‘direct physical loss of or damage to’ insured property,” their letter stated. Proposal threatens to saddle insurance industry with massive coronavirus losses 2020-04-05T04:00:00Z But such increases still come as a shock to policyholders who have been steadily paying their premiums year after year in anticipation of promised coverage. Column: She's 82. The cost of her long-term care insurance just went up 80% 2019-10-01T04:00:00Z For instance, the companies may pay fraudulent claims — for example, from a policyholder who sets a car on fire to collect auto insurance — when it’s cheaper than pursuing criminal charges. How insurance companies are fueling a rise in ransomware attacks 2019-09-02T04:00:00Z It’s therefore up to individual policyholders to keep an eye on their bills to see if they’re among those paying the Penn Treaty tab. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z PPI was designed to cover loan repayments when policyholders fell ill or lost their jobs. Last chance for PPI claims as deadline arrives 2019-08-28T04:00:00Z Insurers generally provide policyholders with several options in between accepting a full rate increase and canceling the policy. Your Long-Term Care Insurance Rate Spiked. Now What? 2019-08-23T04:00:00Z The state Department of Insurance received a complaint July 17 from a policyholder who claimed the company was requiring a hurricane deductible for losses that happened before the storm was declared a hurricane July 13. Donelon issues cease-and-desist order against State Farm 2019-08-22T04:00:00Z Hofmann, the vice president, said insurers typically give policyholders a toll-free number to dial as soon as they realize they’ve been hit. How insurance companies are fueling a rise in ransomware attacks 2019-09-02T04:00:00Z It announced after Penn Treaty went under that the company’s policyholders in the Golden State will be eligible for up to $560,929 in claims. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z The deadline for compensation claims, he argues, is premature, will have a detrimental effect on the UK economy, and mean that billions of pounds to which PPI policyholders were entitled will never be paid out. How PPI has changed our financial lives 2019-08-21T04:00:00Z Regulators approved higher premiums on at least 84,000 policyholders at Genworth alone during the second quarter, according to a sampling of filings recently analyzed by S&P Global Market Intelligence. Your Long-Term Care Insurance Rate Spiked. Now What? 2019-08-23T04:00:00Z Both releases tell the same story: Short-term plans are cheaper because the insurers that issue them spend only pennies on actual healthcare for policyholders. Column: Why the short-term health plans Trump favors are cheap: They spend pennies on healthcare 2019-08-12T04:00:00Z In other words, for every dollar in premiums collected from policyholders, insurers paid out roughly 35 cents in claims. How insurance companies are fueling a rise in ransomware attacks 2019-09-02T04:00:00Z The amount of each policyholder’s surcharge will vary, depending on how much they pay in premiums. Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z PPI - or payment protection insurance - was designed to cover loan repayments when policyholders fell ill, had an accident, or lost their jobs. How PPI has changed our financial lives 2019-08-21T04:00:00Z But for the majority of policyholders, the biggest worry will remain price increases. Your Long-Term Care Insurance Rate Spiked. Now What? 2019-08-23T04:00:00Z A class-action lawsuit covering 85,000 policyholders who were entitled to annual benefit increases to protect against inflation asserts that the premium hike amounts to a breach of contract. Column: Insurance firms' blunders on long-term care insurance create disaster for millions 2019-07-25T04:00:00Z But critics say it would harm policyholders as employers reduce benefits and increase out-of-pocket costs to skirt triggering thresholds. How your U.S. lawmaker voted 2019-07-20T04:00:00Z “A lot of Penn Treaty policyholders will not get fully paid.” Column: Here's why Californians with health coverage are being hit with surprise fees 2019-11-19T05:00:00Z The idea is to expand coverage immediately and shake up insurance markets long-term by forcing private insurers to compete alongside the government, theoretically pressuring to lower their premiums and out-of-pocket costs for private policyholders. Biden echoes maligned Obama quote: 'If you like your health care plan … you can keep it' 2019-07-15T04:00:00Z However, it acknowledges that “if an earthquake causes insured damage greater than the CEA's claim-paying capacity, policyholders with earthquake damage may be paid a prorated portion of their covered losses.” Earthquake insurance: Is it worth it? 2019-07-09T04:00:00Z Lawsuits proliferated alleging that insurers denied claims from policyholders based on nonexistent prerequisites, such as that home health care be provided by a licensed professional or that the claimant be medically, not just functionally, impaired. Column: Insurance firms' blunders on long-term care insurance create disaster for millions 2019-07-25T04:00:00Z He said there is particular urgency since the federal government recently decided to require health insurers to provide PrEP to policyholders free of charge as part of the fight against the spread of HIV. California slams insurers for discriminating against users of HIV-prevention drug 2019-06-20T04:00:00Z The Fed holds its next meeting of policyholders this week, but no action on rates is expected. Asian shares mostly higher as investors look ahead to Fed 2019-06-16T04:00:00Z Donelon says more than 175,000 of the company’s policyholders will see the lower rate when they renew their policies, starting in September. Progressive planning car insurance rate cut in Louisiana 2019-06-15T04:00:00Z The market is also looking ahead to next week's meeting of policyholders of the U.S. Chipmakers, trade fears drag down stocks 2019-06-14T04:00:00Z The market is also looking ahead to next week’s meeting of policyholders of the U.S. Asian shares mixed over concerns about oil tankers, trade 2019-06-13T04:00:00Z And it causes unnecessary fear and anxiety for the policyholders who depend on the program to insure what for many Americans is their biggest single investment — their homes. Louisiana editorial roundup 2019-06-05T04:00:00Z If Congress does not act, the program will expire, preventing policyholders from renewing their insurance policies and blocking others from buying new policies. Congress Is Likely to Delay Flood Insurance Overhaul, Again 2019-05-01T04:00:00Z Insurance companies also are ramping up educational programs for faith-based policyholders to help them manage the risk of violent intruders. U.S. religious centers buy more insurance after raft of shootings 2019-05-01T04:00:00Z The program offered military-style training, overseen by former Special Forces members, and liability insurance to cover policyholders who had shot people in self-defense. Secrecy, Self-Dealing, and Greed at the N.R.A. 2019-04-17T04:00:00Z Aside from the legal issues about the plans, there were concerns that if they became insolvent, as some did in the past, policyholders could be stuck with medical bills. Association health plan ruling puts some companies in limbo 2019-04-01T04:00:00Z Still, the Banking Committee will consider possible changes, such as boosting coinsurance and increasing amounts the U.S. government may recoup through policyholder surcharges, Crapo said at the time. U.S. insurers seek renewal of federal 'backstop' against acts of... 2019-03-05T05:00:00Z Plaintiffs range from Oroville rancher David Martin’s $3,000 small claims complaint to insurance companies’ demands for billions of dollars in reimbursements for payments to policyholders. Lawsuits demanding the PG&E pay for damages from wildfires 2019-01-30T05:00:00Z Since the policies only provided reimbursement and were always written for amounts less than the net worth of the policyholder, the industry also argued that insurance did not drive up the amount of payment. The business of kidnapping: inside the secret world of hostage negotiation 2019-01-25T05:00:00Z Most of the funds recovered for policyholders stemmed from complaints over health, accident, homeowners, life and annuities. Connecticut insurance agency recoups nearly $8 million 2019-01-20T05:00:00Z The bill would nullify the existing requirement that ACA policyholders personally pay the share of their insurance premium that reflects coverage of reproductive services. How Your U.S. Lawmaker Voted 2019-01-19T05:00:00Z Helping insurance companies keep their promises to policyholders was fine work. Meet the People Trying to Put a Friendlier Face on Annuities 2018-12-21T05:00:00Z “One way we continue to build on meaningful relationships with our policyholders and community partners every day is through volunteerism.” Give back locally this holiday season | Provided by Amica Insurance 2018-12-03T05:00:00Z When K&R insurance first came on the market, the policyholders were left on their own to negotiate with the kidnappers. The business of kidnapping: inside the secret world of hostage negotiation 2019-01-25T05:00:00Z Some think that rebuilding puts an unfair burden on taxpayers and insurance policyholders — particularly those not living in fire-prone areas — to shoulder the reconstruction costs. For those who lose homes to wildfires, the challenges of rebuilding are daunting 2018-11-20T05:00:00Z The only provision that became law was a two-year moratorium barring insurers from dropping policyholders for two years after a “covered disaster,” said Amy Bach, the group’s executive director. How Wildfires Are Making Some California Homes Uninsurable 2018-11-20T05:00:00Z In those situations, the insurer may tell the policyholder to place some artworks at another site “to solve the aggregation problem by spreading the risk to different locations,” he said. As Art Collections Grow, So Do the Places That Stash Them 2018-11-13T05:00:00Z United Policyholders, a nonprofit that aims to help consumers with insurance issues, said that it regularly hears from policyholders struggling with their insurer following a disaster. Fire-weary California homeowners face long road to recovery 2018-11-13T05:00:00Z It was clear that K&R policies could not reimburse policyholders who paid a ransom to a terrorist group. The business of kidnapping: inside the secret world of hostage negotiation 2019-01-25T05:00:00Z Today, Truepic’s biggest clients are insurance companies, which allow policyholders to take verified photographs of their flooded basements or broken windshields. In the Age of A.I., Is Seeing Still Believing? 2018-11-05T05:00:00Z Still, Stanford received more than $12,000 total from Winston and her insurer for allergy patch tests — a cost that is borne by insurance policyholders and taxpayers. Here's why a doctor charged $48,000 for one woman's allergy test - Los Angeles Times 2018-11-01T04:00:00Z Risk retention groups are corporations that collect and distribute risk among policyholders engaged in the same or similar practices, such as anesthesiologists and ophthalmologists. Secret moves hide Wisconsin lawmakers’ actions from public 2018-10-28T04:00:00Z Insurance companies must also now provide an updated cost for rebuilding every time a policyholder renews, to help prevent the sticker shock some victims suffered. Fire-weary California homeowners face long road to recovery 2018-11-13T05:00:00Z Aetna started offering its employees and policyholders Apple watches through a subsidized program in 2017 and might be looking to expand it. Could John Hancock upend the life insurance industry by tying premiums to fitness? - Los Angeles Times 2018-10-04T04:00:00Z Under its "Vitality" program, policyholders can earn discounts for exercising and reaching certain physical-activity goals. Perspective | Here’s what I won’t do for a discount 2018-09-25T04:00:00Z Instead, they can put the buyer in charge, offering lower premiums and a range of financial inducements for the policyholder to try to live longer. Life Insurance Offering More Incentive to Live Longer 2018-09-19T04:00:00Z But it said the data it had collected so far suggested that Vitality policyholders lived between 13 and 21 years longer than the rest of the insured population. Insurer makes fitness tracking 'mandatory' 2018-09-20T04:00:00Z In theory, everybody wins, as policyholders are incentivized to adopt healthy habits and insurance companies collect more premiums and pay less in claims if customers live longer. Strap on the Fitbit: John Hancock to sell only interactive life... 2018-09-19T04:00:00Z It also contended using aftermarket parts was not a breach of State Farm policyholders’ contracts. State Farm reaches preliminary deal in conspiracy lawsuit 2018-09-04T04:00:00Z Surprisingly, many insurers allowed policyholders to do this, it added. Insurers 'penalising' loyal customers 2018-08-27T04:00:00Z The first comes with every new policy and includes an app that connects policyholders to nutrition resources and helps them set health goals. Life Insurance Offering More Incentive to Live Longer 2018-09-19T04:00:00Z Trips to the emergency room, especially by the uninsured, represent the absolute costliest way of delivering treatment — a cost shared by all policyholders. CVS 'video visits' represent a genuine improvement to the healthcare system 2018-08-17T04:00:00Z But data it has collected so far about customers’ activities suggest that it will, Tingle said, as Vitality policyholders worldwide live 13 to 21 years longer than the rest of the insured population. Strap on the Fitbit: John Hancock to sell only interactive life... 2018-09-19T04:00:00Z For commercial market insurance products — such as those offered by employers or in the health insurance marketplaces — only about 1 percent of policyholders reach a catastrophic level of expenditures at which reinsurance kicks in. The Large Hidden Costs of Medicare’s Prescription Drug Program 2018-08-13T04:00:00Z A pension insurance buyout involves a transfer of the promise to pay pension fund members, shifting that responsibility from the fund to the insurer, and giving policyholders a guaranteed income stream. Collapsed UK retailer BHS pension scheme secured by $1 billion... 2018-08-12T04:00:00Z Factors driving the increase include medical inflation, but the CBO also cited the administration’s decision last fall to drop payments to insurers for lowering deductibles for certain low-income policyholders. Trump administration loosens restrictions on short-term health plans 2018-08-07T04:00:00Z Some insurers are identifying property damage before policyholders even reach out to report a claim. Insurers Are Speeding Up Claims. Their Worry: More Mistakes 2018-08-06T04:00:00Z The CBO also cited the administration’s decision last fall to drop payments to insurers for lowering deductibles and other out-of-pocket costs for certain low-income policyholders. Trump expansion of short-term health plans faces a ban in California 2018-08-02T04:00:00Z The administration, she said, “proposed a number of common-sense reforms to put the program on a sound financial footing while ensuring that affordable rates are maintained for low-income policyholders.” Congress passes flood insurance extension, again punting on reforms 2018-07-31T04:00:00Z Insurers said they might not be able to quickly get replacement parts for policyholders, “resulting in delays and increased costs.” U.S. tariffs may raise cost of insurance, parts, drive up auto thefts 2018-07-18T04:00:00Z The association says its reserves were generated from policyholder premiums and investment income and that taxpayer money never funded its operations. Pennsylvania blocked again in bid to take insurer’s cash 2018-07-18T04:00:00Z American International Group Inc., another property insurer, launched a system last year with data feeds, analytics and forecasting models, so loss-prevention specialists can monitor wildfires and storms and their proximity to policyholders. Insurers Are Speeding Up Claims. Their Worry: More Mistakes 2018-08-06T04:00:00Z They warned in a filing that vacating the existing regulation would be “tremendously disruptive, not only for insurance companies nationwide, but also for policyholders and state insurance markets generally.” Opinion | Repealing Obamacare didn’t work. So Republicans are trying sabotage. 2018-07-09T04:00:00Z This sum included $1.2 billion “financed by policyholder and annuity holder money,” the complaint said. Guggenheim accused of siphoning annuity unit's cash for LA Dodgers 2018-07-02T04:00:00Z The sale process was delayed by German financial watchdog Bafin’s concerns that policyholders be treated fairly, people close to the matter said. Exclusive: Generali to start exclusive talks to sell German life... 2018-06-28T04:00:00Z The debate comes after insurers agreed to change the "excessive" differences in premiums for new customers and loyal, existing policyholders. Park on the drive, and other tips for cheaper insurance 2018-06-22T04:00:00Z However, the changes would allow policyholders to receive more capital "as fairly and as soon as possible". Equitable Life is sold for £1.8bn 2018-06-15T04:00:00Z The fund consists of money from policyholder premiums and investment income and is managed by a board of directors. Judge stops state plan to take $200M out of malpractice fund 2018-05-17T04:00:00Z In his veto message, Edwards said certified mail offers an important protection for policyholders. Edwards rejects bills to rewrite Louisiana insurance laws 2018-05-15T04:00:00Z Edwards says certified mail offers an important protection for policyholders. Edwards rejects bills to rewrite Louisiana insurance laws 2018-05-15T04:00:00Z In addition, this fail-safe would allow private insurers to diversify and invest their money elsewhere, boosting their bottom lines and lowering policyholders’ premiums. Florida editorial roundup 2018-05-09T04:00:00Z A: Every morning, one of my co-workers drops off a package to me that contains photocopies of policyholders’ checks and other documents like address update forms. Autism doesn’t slow her down on the job | Produced by Advertising Publications 2018-05-08T04:00:00Z The insurance, underwritten by Chubb unit Illinois Union Insurance Company, also “improperly provided” legal services for policyholders who faced criminal charges after using their guns in self defense, the regulator said. N.Y. regulator fines insurer Chubb $1.3 million for NRA insurance... 2018-05-07T04:00:00Z Risk pools divide health insurance policyholders into groups mainly based on health status and how much money they are expected to cost the insurance company. Idaho, feds wading through details of insurance proposal 2018-05-06T04:00:00Z Edwards said the other proposals, sponsored by Shreveport Rep. Alan Seabaugh, added new insurance industry regulations that he claims could drive up costs for policyholders. Edwards rejects bills to rewrite Louisiana insurance laws 2018-05-15T04:00:00Z Every morning, one of my co-workers drops off a package to me that contains photocopies of policyholders’ checks and other documents like address update forms. She Has Worked Hard at Her Job for 20 Years. She Has Autism. 2018-04-13T04:00:00Z Prosecutors told the court the takeover kept Mr. Wu’s actions from harming policyholders. Former Anbang Chairman Expresses Remorse at Fraud Trial 2018-03-28T04:00:00Z That raises health care costs for employers and policyholders. Editorials from around New York 2018-03-21T04:00:00Z Before the 1990s, most car insurers used factors like age, gender, vehicle type, motor-violations history and estimated miles to be driven as major determinants in how much a policyholder pays. Geico to Stop Using Education and Occupation in Setting Auto Rates in New York 2018-03-12T04:00:00Z Mark Wenzel, a Reno lawyer and legislative advocate for Nevada plaintiffs’ attorneys who supported the increase, acknowledged that policyholders will pay more. 1 in 3 Nevada motorists may see rise in auto insurance rates 2018-03-11T05:00:00Z Also, the state Insurance Department directed insurers Friday to implement a 60-day cancellation moratorium for affected policyholders. Holcomb adds 4 more counties to disaster areas from flooding 2018-03-02T05:00:00Z I also understand that insurers need to draw the line at most elective surgeries to keep rates down for policyholders. Surgeon offers free weight-loss operation for 500-pound man rejected by insurer 2018-02-21T05:00:00Z In response, Jones issued a formal notice asking insurance companies to waive requirements for policyholders that they provide a detailed inventory of their losses to pay up to 100% of the claim. Nearly $12 billion in insurance claims have been filed due to California wildfires 2018-01-31T05:00:00Z Other firms had problems with policyholders living longer and incurring higher medical costs than insurers had built into their initial assumptions; the long-term care market as a whole in America has run into trouble. After a huge loss on old reinsurance contracts, GE contemplates a break-up 2018-01-18T05:00:00Z Many of the policyholders are now 80 and older, an age when claims rise substantially. At G.E., $6.2 Billion Charge for Finance Unit Hurts C.E.O.’s Turnaround Push 2018-01-16T05:00:00Z At the heart of the issue revealed Tuesday at GE Capital is the level of premiums being paid to offset costs for aging policyholders. CFPB to reconsider payday lending rule 2018-01-16T05:00:00Z People signed up for insurance and they “ discovered there were no doctors,” said Seth Lesser, a partner at the law firm of Klafter Olsen & Lesser who is representing some of the policyholders. Health Insurer Centene Is Sued Over Lack of Medical Coverage 2018-01-11T05:00:00Z Franchini says this is a big issue and it’s not fair to New Mexico policyholders to be hit by surprise medical bills. Insurance regulator seeks stop to surprise medical billing 2017-12-22T05:00:00Z The first sanction is probation, which imposes on all policyholders in the community a $50-a-year surcharge on flood insurance premiums until violations are resolved. Special Report: Unfettered construction raises U.S. hurricane costs 2017-12-12T05:00:00Z The most likely driver for this merger is that CVS wants Aetna’s 45 million policyholders, a figure that includes medical, dental and pharmacy coverage. Less choice, higher prices feared in CVS' takeover of health insurer Aetna 2017-12-04T05:00:00Z And after really big floods, the program must rely on armies of subcontractors to determine payments, baffling and infuriating policyholders, like Mr. Clutter, who cannot figure out who is opposing their claims, or why. A Broke, and Broken, Flood Insurance Program 2017-11-04T04:00:00Z The upside to such mergers for major drugstores would be to lock in the insurer’s policyholders as steady customers, thus adding millions of prescriptions and avoiding competition. CVS-Aetna deal could have same result as telecom mergers — higher prices 2017-10-31T04:00:00Z Does that mean Anthem policyholders will be required to buy their meds from CVS? Lower drug prices? Trump has one idea, but insurance giant Anthem has another 2017-10-20T04:00:00Z The first sanction is probation, which imposes on all policyholders in the community a $50-a-year surcharge on flood insurance premiums until violations are resolved. Special Report: Unfettered construction raises U.S. hurricane costs 2017-12-12T05:00:00Z Aetna wants to save a buck for its policyholders by driving drug prices down. Less choice, higher prices feared in CVS' takeover of health insurer Aetna 2017-12-04T05:00:00Z Some lawyers for aggrieved policyholders think a shake-up might improve things, if it brought accountability. A Broke, and Broken, Flood Insurance Program 2017-11-04T04:00:00Z Virginia insurance regulators opposed the merger, citing “the potential of harm to policyholders as well as the general public.” Ed Gillespie’s lobbying career included work for firms with vast interests in Virginia 2017-10-19T04:00:00Z Failing to make the payments could result in skyrocketing costs for millions of Americans by forcing insurers to increase premiums, and in some cases lead policyholders to drop coverage altogether. Senators reach bipartisan deal to salvage Obamacare subsidies Trump eliminated 2017-10-17T04:00:00Z These cost reductions are available to policyholders in the Obamacare exchanges with incomes under 250% of the federal poverty line, or about $30,000 in income a year for an individual. Effect of Trump's Obamacare subsidy cuts is blunted In California — for now 2017-10-13T04:00:00Z At that point, most policyholders just stop paying premiums. Wringing Cash From Life Insurance 2017-10-13T04:00:00Z Taxpayers, not consumers, will bear the brunt of the extra rate hike because federal premium assistance for policyholders, which is pegged to the cost of coverage, will also increase. Covered California slaps a surcharge on health plans as Trump remains coy on subsidies 2017-10-11T04:00:00Z There has also been talk that the federal government will not support outreach efforts to some types of potential policyholders, especially those in Latino communities. Turmoil in Washington adds uncertainty to health insurance enrollment 2017-10-03T04:00:00Z By the end of Saturday, Herrick said, more than 87,000 flood insurance policyholders in Texas had received more than $727m in advance payments. Houston after Harvey: city faces huge hurdle to recovery 2017-09-25T04:00:00Z Either bill or some combination of the two would improve the program while protecting policyholders. Louisiana editorial roundup 2017-09-20T04:00:00Z It is one of several such centers Chubb has set up across the state for taking care of well-to-do policyholders’ homes, fine art, boats and vehicles, as well as business clients. Florida Is Short on Insurance Adjusters, and That Could Stall Recovery Efforts 2017-09-14T04:00:00Z Irma could nevertheless turn out to be even more financially destructive than Hurricane Andrew was in 1992 when 22 insurers went under, leaving a million policyholders without coverage. Morning Agenda: The Cost of Irma to Florida’s Insurers 2017-09-11T04:00:00Z In some cases, Lee said, policyholders will be able to limit their premium hikes to less than 4% by moving into a different plan within their home market. Turmoil in Washington adds uncertainty to health insurance enrollment 2017-10-03T04:00:00Z The proof of loss form — a sworn statement made by the policyholder that substantiates the insurance claim — is part of the requirement for a flood claim to be processed. Extension given to submit Louisiana flooding insurance form 2017-09-10T04:00:00Z Their bill preserves grandfathered rates to protect existing policyholders from unfair rate increases, introduces private coverage options, increases funding for flood mitigation and includes high-tech mapping to better assess risk. Louisiana editorial roundup 2017-09-20T04:00:00Z “The key in a situation like this is getting to the policyholder and getting some money in their hands so they can begin the recovery process.” Florida Is Short on Insurance Adjusters, and That Could Stall Recovery Efforts 2017-09-14T04:00:00Z The National Flood Insurance Program’s activities are funded largely by the premiums and fees paid by its policyholders, supplemented by a small amount of general funds to help pay for flood risk mapping. How flood insurance works: 6 questions answered 2017-09-10T04:00:00Z In Britain private insurers include flood coverage as part of standard policies, so risks are distributed across a wider pool of policyholders. Hurricane Harvey has exposed the inadequacy of flood insurance 2017-09-07T04:00:00Z The result: property owners with low risk tend to pay too much, subsidizing policyholders facing a greater probability of floods. Hurricane Harvey Proved We Need More Flood Insurance Competition 2017-09-05T04:00:00Z “The Texas Department of Insurance is reassuring Texas policyholders that claims will be paid.” Greg Abbott: New Texas insurance law will not complicate claims from Harvey 2017-08-30T04:00:00Z In addition to private insurers, many Florida claims will be processed by Citizens, which at about 450,000 policyholders is one of the state’s biggest insurers. Florida Is Short on Insurance Adjusters, and That Could Stall Recovery Efforts 2017-09-14T04:00:00Z The new law shrinks the penalty to 10 percent from 18 percent, shrinking policyholders’ leverage with it. No, Sept. 1 Isn’t Deadline for Hurricane-Damage Claims Under New Texas Law 2017-08-29T04:00:00Z Republican supporters say that Texas policyholders who object to abortion should not help pay for insurance coverage for women who have the procedure. Texas bill limiting insurance coverage for abortion advances 2017-08-13T04:00:00Z This misinterprets the purpose of insurance: to protect policyholders against dangerous and costly but unlikely events. Hurricane Harvey Proved We Need More Flood Insurance Competition 2017-09-05T04:00:00Z Republican supporters say Texas policyholders who object to abortion shouldn’t help pay for insurance coverage for women undergoing the procedure. Insurance restrictions for abortion head to Texas governor 2017-08-13T04:00:00Z One of the more frustrating is the paucity of insurance adjusters, which is threatening to anger policyholders and potentially delay the state’s rebuilding efforts. Florida Is Short on Insurance Adjusters, and That Could Stall Recovery Efforts 2017-09-14T04:00:00Z Insurance company failures are rare, but when they happen, other companies are responsible to help pay off the company’s claims and protect policyholders through groups known as state guarantee associations. Why one insurer’s collapse could whack insurers, policyholders across the country 2017-08-10T04:00:00Z Smithee said the bill only requires purchasing supplemental coverage for “elective” abortions, and promotes “economic freedom” by ensuring that Texans who object to abortions don’t have to subsidize them for other insurance policyholders. Texas House votes to restrict insurance coverage of abortion 2017-08-08T04:00:00Z The bulletin said insurers cannot bill policyholders for balances that accrue from out-of-network care during medical emergencies, clarifying provisions of current law. New Mexico: Patients can skip surprise emergency-care bills 2017-08-02T04:00:00Z Some policyholders saying they don’t qualify for health care subsidies under proposals being debated in Congress. Maine residents pushing back against premium hikes 2017-07-30T04:00:00Z While Maine did not expand Medicaid, the health care law’s subsidies increased the number of individual policyholders in the state to 80,000 from 30,000. The 3 Republican Women Who Doomed a Senate Repeal of the Health Law 2017-07-18T04:00:00Z “Companies will try to pass it on in some fashion to policyholders.” Why one insurer’s collapse could whack insurers, policyholders across the country 2017-08-10T04:00:00Z The Horizon legislation calls for annual audits of the nonprofit’s reserve level, sets a range for reserves and requires excess to be spent on policyholders. Christie ends shutdown, but beach pictures left an imprint 2017-07-04T04:00:00Z The Horizon legislation calls for annual audits of the nonprofit's reserve level, sets a range for reserves and requires excess to be spent on policyholders. New Jersey Governor Chris Christie Will Sign Budget Deal 2017-07-04T04:00:00Z Whereas Obamacare prevented insurers from charging older individual policyholders more than three times what younger people paid, the Senate bill would allow insurers to charge older people five times as much as younger ones. Recipe for disaster: How not to cook up healthcare reform 2017-06-22T04:00:00Z The North American Pet Health Insurance Association cited a growth rate of 12 to 15 percent in policyholders over each of the past two years. As veterinary-care costs rise, pet insurance becomes latest work perk 2017-06-09T04:00:00Z Those numbers may rise as Penn Treaty’s policyholders collect on their benefits. Why one insurer’s collapse could whack insurers, policyholders across the country 2017-08-10T04:00:00Z The second difficult category consists of acquisition sprees by leveraged conglomerates, financed by debt or by the funds that policyholders entrust to these firms’ insurance subsidiaries. Chinese companies’ weak record on foreign deals 2017-06-08T04:00:00Z While Maine did not expand its Medicaid program — something providers here greatly lament — the new subsidies increased the number of individual policyholders to 80,000 from 30,000 since the law was enacted. From Maine, a Call for a More Measured Take on Health Care 2017-06-04T04:00:00Z Insurers will continue to be unable to cancel policies due to the inability of policyholders in a federally-declared disaster area to comply with certain provisions, like a requirement that someone live in an insured structure. Insurance rule extended to help Louisiana flood victims 2017-05-21T04:00:00Z It’s likely that the insurer will send the policyholder, in this case your parents, insurance notices describing any care you receive. Health insurance for new college grads: What to know about your options 2017-04-25T04:00:00Z The insurers are seeking to recoup sums paid to policyholders who suffered personal, property and business injuries from the attacks. Saudi banks, bin Laden companies face $4.2 billion U.S. lawsuit by 9/11 insurers 2017-04-13T04:00:00Z Its demise will orphan tens of thousands of policyholders — people who bought its long-term-care insurance to shield their families from crushing nursing home costs. Policyholders in Limbo After Rare Failure of Insurer 2017-04-01T04:00:00Z The proposal bars health insurance plans offered through the Obama administration’s health care law from covering the cost of abortions unless policyholders purchase supplemental coverage. Texas Senate bans some insurance coverage of abortion 2017-03-27T04:00:00Z And “Essential Health Benefits” are ten types of coverage that every policy must contain, whether the policyholder wants all that coverage or not, which has the effect of preventing the sale of low-cost catastrophic coverage. Problem: AHCA Does Not Repeal Obamacare 2017-03-21T04:00:00Z “Without wholehearted shareholder support for my continued leadership, a protracted period of uncertainty could undermine the progress we have made and damage the interests of our policyholders, employees, regulators, debtholders, and shareholders.” A.I.G.’s Chief Executive to Resign After Turnaround Setback 2017-03-09T05:00:00Z The department says policyholders should continue paying premiums or coverage will lapse. Pennsylvania liquidates 2 troubled long-term care insurers 2017-03-01T05:00:00Z By cutting litigation, the theory went, premiums would fall, and even policyholders without lawyers would get fair recovery. Florida editorial roundup 2017-02-15T05:00:00Z Because the ACA already requires policyholders to personally pay the share of their premium applicable to reproductive care, there was dispute over whether this bill would change anything. How your U.S. lawmakers voted 2017-01-27T05:00:00Z And in the latter cases, some individual market plans were discontinued, but policyholders weren’t denied coverage. Sorry, Kellyanne Conway. 'Alternative facts' are just lies | Jill Abramson 2017-01-23T05:00:00Z In theory, everybody wins, as policyholders adopt better habits and insurance companies save money on claims. U.S. insurers get inside cars, mouths, grocery carts in profit search 2017-01-15T05:00:00Z This guarantees that most policyholders won’t get back what they pay in. How Caring for Dogs and Cats Explains Human Health Spending 2017-01-09T05:00:00Z But, she concluded, “There is no real harm in delaying payment of relatively small refunds, especially if policyholders would eventually be paid in full, with interest.” Judge orders State Farm to cut insurance rates, puts refunds on hold 2016-12-19T05:00:00Z Under an ACA provision that took effect in 2014, insurance companies are prohibited from discriminating on the basis of policyholders’ gender or health status. How your U.S. lawmakers voted 2017-01-27T05:00:00Z Participating insurers will compare submitted requests with available policyholder information and report all matches to state insurance departments through the locator. State announces new lost life insurance policy service 2016-12-15T05:00:00Z If unlicensed insurers can’t pay their claims, their policyholders won’t be covered by a state fund that serves as a safety net for regulated insurers. Earthquake-insurance prices soar in Washington, and companies hold all the power 2016-12-15T05:00:00Z The three employees alleged in the lawsuit they were dismissed as retaliation for pushing internally for a more-aggressive approach to making right by the MyTerm policyholders than Prudential was taking. Prudential to Suspend Sale of Insurance Policy Through Wells Fargo 2016-12-12T05:00:00Z With the extension, a National Flood Insurance Programs policyholder will have a total of 180 days following the date of loss to provide the completed, signed and sworn-to proof of loss to the insurer. FEMA grants governor’s request to extend claims deadline 2016-12-03T05:00:00Z He was particularly upset with OPM for not preparing plans before the hearing to help current policyholders and to prevent similar increases in the future. Feds pay steep price for long-term care company errors 2016-12-01T05:00:00Z One group consists of publicly traded companies that must satisfy both shareholders and policyholders. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z The goal of the requirement was to broaden the pool of policyholders to include more healthy Americans. Trump promised to repeal Obamacare. Now what? 2016-11-10T05:00:00Z But many policyholders are reluctant to change plans because, like Schwartz, they want to keep their doctors. As Obamacare enrollment nears, some Californians see big hikes in health premiums 2016-10-28T04:00:00Z "Undoubtedly, it will lead to a different interaction between insurer and policyholders." In insurance Big Data could lower rates for optimistic tweeters 2016-10-23T04:00:00Z “Legislatures are considering legislation every day that affects our industry and our policyholders,” said Paul Blume, senior vice president of state government relations for the Property Casualty Insurers Association of America. Insurers Give Big to Races Determining Their Regulators 2016-10-20T04:00:00Z But a central factor, he hypothesized, is the difficulty of having to please both policyholders who want generous payments when they have an accident and shareholders who expect sizable profits. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z The government's job isn't to prevent failure but to protect society from the social costs of that failure: protecting individual life insurance policyholders if their insurer goes bankrupt, rather than protecting investors in that insurer. No Free Markets in Finance 2016-10-19T04:00:00Z For policyholders whose insurance company will no longer offer coverage, the government is automatically matching them with another carrier's plan. 13.8M goal set for Obama's final health care sign-up season 2016-10-19T04:00:00Z “We are pleased to have reached this agreement with Phoenix Group, a specialist life fund provider which is well qualified to serve Abbey Life policyholders,” Mr. Cryan said in a news release. Deutsche Bank, Facing Challenges, Says It Will Sell Abbey Life 2016-09-28T04:00:00Z This is definitely taking the long view, but consider that a lot of insurance companies look at policyholders’ credit reports. What's New for Open Enrollment in 2016 2016-10-06T04:00:00Z “There’s a conflict here between shareholders and policyholders,” Mr. Karr said. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z The action was surprising given that the state — under the previous administration — had spent years defending a portion of the law, which sought to force life insurers to find and pay beneficiaries when policyholders die. Drinks, junkets and jobs: How the insurance industry courts state commissioners 2016-10-02T04:00:00Z Pressuring or “incentivizing” insurance companies to do anything other than to protect policyholders steals wealth from its rightful owners. The Subprime Superhighway 2016-10-02T04:00:00Z Others complain that companies sometimes stall so long in approving benefits that the policyholders recover or die before receiving any payouts. One more chance to decide on federal long-term care insurance 2016-09-30T04:00:00Z This leaves policyholders with few choices, none good. Would delay in a long-term care price hike for federal workers do any good? 2016-09-26T04:00:00Z “Mutuals exist to serve policyholders and allow management to focus on service and longtime financial security,” he said. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z “Most policyholders should probably attempt to keep their policy in place with as much coverage as they can afford, while assuming some type of premium increase every five or six years,” Evans-Motte said. Your strategy to contain the costs of long-term care 2016-09-27T04:00:00Z Some state officials warned that scammers were also targeting Anthem policyholders with fake credit-monitoring appeals. Beyond the Yahoo hack: Other major data breaches 2016-09-22T04:00:00Z Investigators say the physicians conspired with policyholders of the American Family Life Insurance Company to prepare and submit fraudulent claim forms and faked accident reports from 2001 to 2010. 2 Mexican physicians get US prison terms for claims fraud 2016-09-16T04:00:00Z He said insurance is intended to protect policyholders from “true catastrophes,” not plumber bills. Maryland water utility partners with company accused of misleading customers 2016-09-10T04:00:00Z The other kind of operation — known as a mutual company — is owned by its policyholders and so does not have to serve two masters. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z Further action by Congress in 2014 slowed the rate increases, but many policyholders are still seeing costs rise. How to Assess Private Flood Insurance 2016-09-07T04:00:00Z The Chinese Insurance Regulatory Commission is capping returns on the products and increasing payouts to policyholders. How China Insurance Crackdown Could Rain on Deal-Making Parade 2016-09-07T04:00:00Z Like all insurance, the Obamacare marketplaces require a mix of policyholders, or “risk pool,” so lower-cost participants offset the higher medical costs of sicker customers. The states with the biggest Obamacare struggles spent years undermining the law 2016-09-07T04:00:00Z But a growing number of critics, including economists and consumer advocates, say the practice threatens the solvency of insurers and puts policyholders and taxpayers at risk. Iowa at center of debate over ‘shadow insurance’ deals 2016-08-30T04:00:00Z It found that the car insurers providing the best value to consumers were mutual insurance companies owned by their policyholders and paying them dividends. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z He calls the practice "a shell game" that puts policyholders and taxpayers at greater risk. Iowa at center of debate over 'shadow insurance' deals 2016-08-30T04:00:00Z The premium increases, announced this month, are set to take effect Nov. 1 for policyholders to maintain their current levels of coverage. Insurer did a ‘bait and switch’ on long-term care rate hike for feds, lawmakers say. 2016-08-26T04:00:00Z State insurance regulators were to phase out health plans that insurers had been offering before 2014, thereby moving those policyholders into the marketplaces. The states with the biggest Obamacare struggles spent years undermining the law 2016-09-07T04:00:00Z It requires insurers to use federal death records to identify deceased policyholders whose life insurance proceeds remain unpaid. New law makes insurance companies find, pay beneficiaries 2016-08-26T04:00:00Z Mutual companies that do not consistently pay dividends to auto policyholders make up 42.3 percent of the market; Liberty Mutual is one of them. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z Three affiliated life insurance companies are suing Frerichs to block an audit that would show if they are holding onto insurance benefits of deceased policyholders. Illinois treasurer sets hearings on life insurance practices 2016-08-15T04:00:00Z A term life policyholder buys coverage that expires at the end of a term, usually one to 30 years. Why Some Life Insurance Premiums Are Skyrocketing 2016-08-13T04:00:00Z He said State Farm is still reviewing Larsen’s decision and is waiting to see if Jones will follow the judge’s recommendations, which also call for the insurer to pay policyholders interest for the excessive charges. Judge says State Farm overcharged on premiums and should issue refunds to customers 2016-08-09T04:00:00Z “The Affordable Care Act dictates that all annual physicals be provided at no cost to the policyholders — no deductibles or co-pays,” he said. Obamacare covers free annual physicals, right? Wrong 2016-08-02T04:00:00Z Some companies return earnings to their policyholders in the form of dividends, while others do not pay dividends but keep the earnings at the company. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z Frerichs supports legislation to require insurers to use federal death records to identify deceased policyholders whose life insurance proceeds remain unpaid. Illinois treasurer sets hearings on life insurance practices 2016-08-15T04:00:00Z But now some Banner policyholders are being told their monthly payments must rise as much as sixfold, prompting a lawsuit that accuses Banner of raiding customers’ accounts to pay the dividends. Why Some Life Insurance Premiums Are Skyrocketing 2016-08-13T04:00:00Z That means a typical policyholder will likely pay in about $77,000. Keeping policy is a kind of life-lottery ticket 2016-07-16T04:00:00Z The department’s acting director, Anne Melissa Dowling, will work with the federal government to establish a 60-day special enrollment period for Land of Lincoln policyholders to find and purchase new health coverage. Illinois moves to shut down failing health insurance co-op 2016-07-12T04:00:00Z Someone might ask that EOBs be sent by email rather than by mail, for example, or to a different address than that of the policyholder. What happens to privacy when young adults stay on parental insurance? 2016-07-08T04:00:00Z He said any policyholder who hasn’t met his or her deductible “would pay the negotiated amount.” Even if you have health insurance, you may want to pay cash 2016-06-10T04:00:00Z That left a hole in Transamerica’s finances, which policyholders like the Cooks are now being forced to fill, according to one of several federal lawsuits filed against the insurer seeking class-action status. Why Some Life Insurance Premiums Are Skyrocketing 2016-08-13T04:00:00Z Those numbers are unlikely to improve as insurers are forced to ask for drastic premium increases, driven by the fact that ObamaCare policyholders are older and sicker than the government had forecast. Why Clinton Should Fear ObamaCare 2016-06-01T04:00:00Z “We believe that both the Embassy and SunLife businesses are a strong fit, benefiting both shareholders and policyholders alike.” AXA to Sell SunLife and British Pensions Business to Phoenix 2016-05-27T04:00:00Z And some policyholders are taking the matter to court. Rising Premiums for Universal Life Insurance Draw Scrutiny 2016-05-20T04:00:00Z After all, negotiating on behalf of large numbers of policyholders is one of the selling points of the private insurance system. Even if you have health insurance, you may want to pay cash 2016-06-10T04:00:00Z These maneuvers involve shifting a company’s future obligations to policyholders into special financial vehicles that do not appear on the insurer’s balance sheets. Why Some Life Insurance Premiums Are Skyrocketing 2016-08-13T04:00:00Z Travelers Insurance Company, the sixth-largest provider of earthquake insurance in the state, stopped allowing existing policyholders to add earthquake coverage in November 2014. Insurers shun risk as oil-linked quakes soar in Oklahoma 2016-05-12T04:00:00Z West Los Angeles resident Jairo Angulo and his wife were among nearly 80 million current and former Anthem health insurance policyholders whose personal information was reported hacked last February. Privacy unprotected after security breaches 2016-05-10T04:00:00Z No policyholders are being charged more than the maximum rates specified in their policies, he said. Rising Premiums for Universal Life Insurance Draw Scrutiny 2016-05-20T04:00:00Z But a recent report from Blue Cross and Blue Shield Association paints a statistical picture of its post-Affordable-Care-Act policyholders, and those statistics need a face - a hard-working, honest, loving father and grandfather face like Mark’s. Recent editorials from Texas newspapers 2016-05-03T04:00:00Z The law specifies that if the policyholder dies, insurance carriers must pay death benefits to a surviving spouse or child. Family of contractor killed in Benghazi attacks gets CIA to boost survivor benefits 2016-04-21T04:00:00Z Moda said current individual health insurance policyholders and those who enroll in such plans in 2016 in Alaska will be covered through Dec. 31. Moda Health leaving Alaska individual health market in 2017 2016-05-02T04:00:00Z He says he’s particularly interested in issues surrounding premium rate increases and policyholder protection. State holding public hearing on long-term care insurance 2016-04-28T04:00:00Z Other policyholders say their increases are even higher. Rising Premiums for Universal Life Insurance Draw Scrutiny 2016-05-20T04:00:00Z It's important to remember, though, that higher prices paid by insurers ultimately means higher premiums for policyholders. In search of fair drug prices 2016-04-22T04:00:00Z They should bear the burden of their mistakes and not require policyholders to pay for them. Long-term insurance policyholders shouldn’t bail out John Hancock 2016-04-11T04:00:00Z It might even sense when a policyholder is near the slopes and ask if the policyholder wants to activate the insurance. Technology Transforms How Insurers Calculate Risk 2016-04-06T04:00:00Z In the past, long-term care policyholders would be asked by Prudential from time to time if they wanted to up their insurance ante. Prudential pulls a fast one on long-term care insurance policyholders 2016-04-01T04:00:00Z If policyholders don’t pay the higher rate imposed by their insurer, the higher deduction amount will eventually deplete the policy’s cash value account, and the policy will lapse. Rising Premiums for Universal Life Insurance Draw Scrutiny 2016-05-20T04:00:00Z The only possible element of doubt for existing policyholders is the definition of Zika. Still uninsured for your Latin American event? Then expect a Zika exclusion 2016-03-18T04:00:00Z In a rare public appearance in December, Wu stressed his responsibility to ordinary policyholders. Chinese insurer has global ambitions 2016-03-16T04:00:00Z My insurer allows policyholders to submit a claim 180 days after an accident. Running the Car Rental Agreement Gantlet 2016-03-12T05:00:00Z They return only 43 cents on each dollar of collected premiums, compared to the national average of about 65 cents paid out to policyholders. Editorials from around New York 2016-03-02T05:00:00Z “The bill will help every single policyholder in the commonwealth of Kentucky, both large and small,” said Democratic Rep. Chris Harris, the bill’s lead sponsor. House passes bill requiring insurers to seek beneficiaries 2016-02-26T05:00:00Z This is particularly true for life insurers, which own over $21 trillion of the industry’s $28 trillion assets, and rely heavily on this investment income to pay policyholders. The lowdown 2016-02-18T05:00:00Z Confusion about what is covered by insurance policies is one of the reasons that policyholders fail to receive a payout. One in five home insurance claims rejected - BBC News 2016-01-25T05:00:00Z Casualty insurers expect to earn more of their profits from investing policyholders’ funds. This Bermudian Insurer Provides Cover Against Market Turmoil 2016-01-25T05:00:00Z Policyholder is defined in such a way that all family members are treated as one policyholder. Small, Private Insurers Face Increasing Scrutiny on Avoided Taxes 2016-01-15T05:00:00Z Individual policyholders will decline as households get by with one car, or no car at all. Insurers Brace for the Self-Driving Future and Fewer Accidents 2016-01-07T05:00:00Z But mostly the burden falls on new policyholders, who are no longer sold products with guarantees. The lowdown 2016-02-18T05:00:00Z It will be available to existing Aviva personal auto policyholders for drivers that spend up to 20 hours a week driving paying passengers and costs a small portion of the income earned by the driver. Aviva Canada says ride-sharing insurance coming in February 2016-01-06T05:00:00Z Perhaps the biggest question surrounding long-term care insurance is how many policyholders stop paying premiums. Long-Term Care Insurance Can Baffle, With Complex Policies and Costs 2015-12-18T05:00:00Z That move created a healthier, more diverse mix of old and new policyholders at the start of the exchange. California's 3 largest health insurers among few to show Obamacare profit in 2014 2015-12-09T05:00:00Z High deductible plans typically require that policyholders spend thousands before their insurance coverage kicks in. Is an HSA Missing From Your Retirement Savings Strategy? 2015-11-30T05:00:00Z It's crucial for insurers to sign up enough healthy people to help pay for sicker policyholders who eagerly seek out coverage. UnitedHealth may dump Obamacare plans, putting California expansion in doubt 2015-11-19T05:00:00Z “Ongoing consolidation among the big players is not likely to bode well for an industry that is already underwhelming its policyholders, as characterized by low and declining customers satisfaction.” Customer Satisfaction With Health Insurance Hits 10-Year Low 2015-11-17T05:00:00Z But under the guaranty process, any pending or outstanding obligations to policyholders, doctors or hospitals after liquidation are then transferred to all other insurers doing in-state business, based on market share. ObamaCare’s Failure Contagion 2015-11-10T05:00:00Z About half of policyholders who bought on the exchanges did shop around, HHS said. Insurance sign-up time: rising premiums, tougher penalties 2015-10-30T04:00:00Z Add a feature to return the premium to heirs if the policyholder dies early, and the payout falls to $36,228. Why You Should Buy Longevity Insurance 2015-10-28T04:00:00Z The law specifies that if the policyholder dies, insurance carriers must pay death benefits to a surviving spouse or child. But it does not require insurers to pay benefits to other family members. Family of killed Benghazi contractor still struggling to recover death benefits 2015-10-23T04:00:00Z The move left 82,000 policyholders without insurance and further contributed to the sense that Connect for Health Colorado may be unable to remain solvent without significant federal support. ColoradoCare would replace Obamacare with statewide single-payer plan — at $25 billion cost 2015-10-25T04:00:00Z At the same time, some current policyholders are expected to leave the exchange as people get benefits through work or Medi-Cal or decide to drop coverage altogether. Obamacare: 36% of California's uninsured don't know the feds can help pay their premiums 2015-10-23T04:00:00Z Schmidt notes that a simple Google search yields numerous major insurers and large companies that offer financial incentives to policyholders for undergoing mammograms. Money for Mammograms: Are Screening Incentives Helpful or Harmful? 2015-10-15T04:00:00Z She said a more significant measure is whether enough young and healthy people are enrolled to make up for the costs incurred by older policyholders, who are more likely to use healthcare services. Many Obamacare dropouts in California picked up employer coverage, state says 2015-10-08T04:00:00Z He and Lake agreed that in the event of his death, Lake would distribute the benefit to his family. But the policy only covered dependents if they were a spouse or child of the policyholder. Family of killed Benghazi contractor still struggling to recover death benefits 2015-10-23T04:00:00Z The good news is that fewer policyholders today allow their benefits to lapse than did 20 years ago. Seniors Dump Long-Term Care Insurance Just When They Need It Most 2015-10-06T04:00:00Z Government Accountability Office identified 144 fake insurers nationwide that sold fake health insurance to more than 200,000 policyholders, resulting in more than $252 million in unpaid claims. The Risks of Buying Cheap Insurance 2015-09-17T04:00:00Z But more recently, the lawyers for the House focused on a little-known dispute over how to reimburse health insurers who take on more low-income policyholders. Judge allows unusual House GOP lawsuit against president to proceed 2015-09-09T04:00:00Z Other policyholders say they recently received similar letters, notifying them of increases of 48 to 60 percent for policies they bought years ago. Managing the Costs of Long-Term Care Insurance 2015-09-02T04:00:00Z "Blue Shield owes policyholders an explanation for how it spent this money." Executive pay at Blue Shield of California shot up $24 million, audit reveals 2015-09-01T04:00:00Z Ross said China’s insurance industry, with a history of just 35 years, lacks the experience of foreign insurers at spotting potential risks and encouraging policyholders to reduce them. American Business Group Tells China to Open More Markets 2015-08-28T04:00:00Z But 18% of exchange policyholders surveyed said a medical provider would not accept them as a new patient. 75% of Obamacare plans in California use narrow networks, study shows 2015-08-25T04:00:00Z In surveys, a large majority of Covered California policyholders have expressed satisfaction with their health plan and the overall shopping experience. California's Obamacare exchange criticized for not fixing enrollment, tax errors 2015-08-21T04:00:00Z Insurers must offer a options for policyholders to maintain or lower their premium, such as by reducing protection from inflation. Managing the Costs of Long-Term Care Insurance 2015-09-02T04:00:00Z Not all of an insurer's policyholders get money back, and the amounts will vary based on the premiums people paid in 2014. Blue Shield of California owes $82.8 million in Obamacare rebates 2015-08-04T04:00:00Z Anthem's ill-conceived calls to policyholders show how everything falls apart if you start off on the wrong foot. Anthem's good intentions get lost in aggressive telemarketing 2015-07-31T04:00:00Z In 2003, the mutual insurance company began the process of “demutualization,” which is when an insurance company converts from “insurer owned by its policyholder members to one owned by stockholders.” 8th Circuit Requires Actively Maintained Inconsistency, Not Acquiescence For Mitigation Provisions 2015-07-28T04:00:00Z Despite tepid enrollment growth this year, Covered California maintains a large and diverse mix of policyholders. Obamacare rates to rise 4% in California for 2016 2015-07-27T04:00:00Z Insurers must notify policyholders at least 60 days in advance of such increases. Managing the Costs of Long-Term Care Insurance 2015-09-02T04:00:00Z For example, the Texas and Illinois Blue Cross plans are owned by Health Care Service Corporation, a mutual insurer owned by policyholders. Why Rival Blue Cross Plans Hate Anthem's Cigna Deal 2015-07-27T04:00:00Z Anthem requesting people's birth year to identify policyholders didn't help. Anthem's good intentions get lost in aggressive telemarketing 2015-07-31T04:00:00Z In all, 44% of exchange policyholders already find it difficult to pay their monthly premiums, a recent survey shows. Insurers UnitedHealth, Oscar are poised to join Covered California 2015-07-24T04:00:00Z In cases of domestic violence, the policyholder may be the abuser. To Enhance Women’s Wellness, Protect Them From Abuse 2015-07-22T04:00:00Z Franklin D. Raines, Fannie’s former chief executive, suggests structuring them like mutual insurance companies, which are owned by their policyholders, who would in this case be homeowners, rather than shareholders. Fannie and Freddie are Back, Bigger and Badder Than Ever 2015-07-20T04:00:00Z Other Blue Cross plans in the association include ownership structures that are either nonprofit or mutual plans owned by policyholders. Why Rival Blue Cross Plans Hate Anthem's Cigna Deal 2015-07-27T04:00:00Z The company said it is working on developing and distributing materials to its policyholders to make sure they are aware of the issue of toxic fumes in tank gauging activities at well sites, she said. Widow Awarded Benefits in Hydrocarbons Storage-Tank Death 2015-07-15T04:00:00Z These plans have smaller deductibles and more generous benefits, meaning that their policyholders have to pay a smaller share of their healthcare costs out of their own pockets. Health insurers push states for premium hikes as Americans play guinea pigs 2015-07-12T04:00:00Z The question, she said, is whether insurers would pass along any savings to policyholders. As health insurers merge, consumers' premiums are likely to rise 2015-07-10T04:00:00Z Joseph Radcliff, an enterprising roofer who formed a company to repair homes damaged by the tempest, was hired by three hundred or so State Farm policyholders. Lawyers and the Ick Factor 2015-07-09T04:00:00Z Now we have hospital emergency rooms filled with new policyholders who were never told that up to $5,000 of the first costs are on them. Dr. Ben Carson: The Supreme Court Overstepped on Obamacare 2015-06-25T04:00:00Z Health Care Service Corp, a mutual insurer owned by policyholders, also operates Blue Cross and Blue Shield plans in Illinois, New Mexico, Oklahoma and Montana. How Cigna Deal Limits Anthem's Blue Cross Brand 2015-06-23T04:00:00Z In 2013, as Obamacare’s policies were phasing in, nearly 5 million policyholders across 31 states and the District of Columbia were notified that their current coverage was being discontinued. The Fantasy that ObamaCare "Is Working" 2015-06-12T04:00:00Z Mutual insurance companies are owned entirely by their policyholders. These Are the 20 Largest Privately Held Companies in America 2015-06-03T04:00:00Z With thousands of policyholders in housing at any given time, cash flow must be closely managed. JPMorgan ChaseVoice: ALE Solutions: Providing Short-Term Housing For People Displaced By Natural Disasters 2015-06-02T04:00:00Z "Insurers and insurance brokers continue to handle fresh claims from household and commercial policyholders," the ICA said. Insurance losses from Australian storms reach A$1.55bn - BBC News 2015-06-02T04:00:00Z “We are committed to administering a program that is survivor-centric and helps policyholders recover from flooding in a fair, transparent, and expeditious way.” FEMA begins reviewing Sandy flood insurance claims 2015-05-29T04:00:00Z They can be forced to spend up to the annual limit of $6,250 for an individual policyholder right away. Obamacare: California exchange caps specialty drug costs for patients 2015-05-22T04:00:00Z Mutual insurance companies are owned by their policyholders, and so are private by definition. These Are the 20 Largest Privately Held Companies in America 2015-06-03T04:00:00Z In the aftermath of an event, ALE Solutions is the company most trusted by insurance carriers to provide emergency housing to policyholders suddenly displaced by a large-scale natural disaster. JPMorgan ChaseVoice: ALE Solutions: Providing Short-Term Housing For People Displaced By Natural Disasters 2015-06-02T04:00:00Z The probationary status would have resulted in a $50 surcharge for flood insurance policyholders. Union County homeowners won’t see flood insurance surcharge 2015-05-20T04:00:00Z Some consumer advocates would support a slightly higher fee on policyholders to invest more in outreach and the service center. Amid slower growth, California's Obamacare exchange cuts proposed spending 2015-05-13T04:00:00Z The nature of insurance is that most policyholders do not collect. Insurance Doesn’t Eliminate Risk for Top College Athletes Who Forgo Draft 2015-05-08T04:00:00Z |
| 随便看 |
英语例句辞典收录了117811条英语例句在线翻译词条，基本涵盖了全部常用单词及词组的例句翻译及用法，是英语学习的有利工具。