| 单词 | personal loan |
| 例句 | Howard bailed him out with a reported $190,000 personal loan. Seabiscuit: An American Legend 2001-01-01T00:00:00Z I called my factor, and they said they couldn’t give me the money, so I’d have to take out a huge personal loan to make this order. New York Fashion Week: Fashion Week, Ten Years Later: A Bond Forged in Tragedy 2011-09-07T01:27:28Z His devotion was so great that, six years ago, he made a personal loan of $350,000 to Labyrinth — which typically has a six-figure annual budget — to help it through a tough patch. Hollywood Was Just One of His Stages 2014-02-03T22:48:07Z Musk, whose other business interests include SpaceX and SolarCity, said he's been living off personal loans from friends since last October. Elon Musk's Financial Car Wreck 2010-05-28T21:52:00Z But because the loan is secured, interest rates are generally lower than on personal loans or credit cards. How to Get Help Paying for Your Wedding 2018-05-09T04:00:00Z It said many errors in his financial reports pivoted on improper reporting to the Federal Elections Commission, false personal loans from Mr. Santos and thousands of dollars in unreported disbursements and receipts. George Santos says he won’t run for reelection after blistering ethics report calls for DOJ referral 2023-11-16T05:00:00Z Entrepreneurs often have to leverage personal savings, credit cards or even a personal loan to fund their business at the outset. Entrepreneurs with disabilities activate allies, rewrite the narrative 2023-10-26T04:00:00Z First, Santos’ campaign treasurer pleaded guilty last week, admitting in court that she conspired with the congressman to report false donations and a fictional $500,000 personal loan to the campaign. Santos faces new expulsion push by onetime allies: New York Republicans 2023-10-12T04:00:00Z The average rate for personal loans was 8.61%, up slightly on the previous month. Interest rates: How the Bank of England's decision affects you and your money 2023-09-22T04:00:00Z For many people today, getting a personal loan means using a car title as collateral. How To Use A Car Title As Collateral For A Personal Loan 2018-03-21T04:00:00Z You can look at parent loans, student loans, personal loans or peer-to-peer loans. How Do I Get a Loan to Pay My Rent While in College? 2018-09-19T04:00:00Z If you really want to get a California divorce, you could take out a personal loan. How Much Does a Divorce in California Cost? 2018-09-19T04:00:00Z Some bank loans can be very high, especially personal loans. Are You Taxed on Inherited Life Insurance Money? 2018-09-19T04:00:00Z Under the agreement, customers will be able to apply for personal loans through the bank directly from Tesla's website, CBA said, adding that the loans carry an interest rate of 5.49% per annum. Australia's CBA, Tesla team up to support EV purchases 2023-09-20T04:00:00Z For multiple credit card balances, consider a personal loan that consolidates debts into a single low-interest fixed payment. Millennial Money: 5 options if you’re crushed by student loan and credit card debt 2023-09-19T04:00:00Z If nothing else is available, then taking out an unsecured personal loan might be your last option. How Do I Get a Loan to Pay My Rent While in College? 2018-09-19T04:00:00Z But, remember that personal loans might have high interest rates. How Much Does a Divorce in California Cost? 2018-09-19T04:00:00Z The new product will allow customers to obtain personal loans in less than five minutes through its platform, the digital bank's Mexican arm, known as Nu Mexico, said in a statement. Fintech Nubank to launch personal loans for Mexican market 2023-09-05T04:00:00Z He raised more than $1.5 million from a combination of outside donors and personal loans. Ridley-Thomas, facing years in federal prison, to learn fate at sentencing 2023-08-28T04:00:00Z If not, one option is a “solar” loan — a type of personal loan for home improvement whose interest rate is tied to your credit rating. Solar panels: Should you buy them? Rent them? Pass? 2023-08-20T04:00:00Z By that point, he had taken out nearly $16,000 in personal loans on top of his $55,000 in student debt, each time lured by promises of even greater rewards. Investment scams are everywhere on social media. Here’s how to spot one 2023-08-17T04:00:00Z If you’re wondering how to pay for an upcoming move, there are financing options, including credit cards and unsecured personal loans. How to pay for an expensive summer move 2023-07-19T04:00:00Z Santos had previously reported giving his own campaign more than $700,000 in personal loans, money that has been the subject of intense scrutiny given his irregular financial history. George Santos used new campaign cash to pay himself back 2023-07-14T04:00:00Z Robertson said the government aimed to set up a more competitive market for personal loans, mortgages and credit cards so consumers get the best deal as households struggle with higher living costs. New Zealand to investigate profitability, competition at banks 2023-06-20T04:00:00Z For personal loans closed through the LendingTree platform, the median term in May rose to 60 months from 57 months in April, and 54 months in March. Forever in debt: Why U.S. loans are getting longer 2023-06-05T04:00:00Z A travel loan, or an unsecured personal loan from a bank, an online lender or a credit union, is another option. 3 ways to pay for your summer vacation 2023-05-24T04:00:00Z Moving loans — unsecured personal loans offered by banks, credit unions and online lenders — are available to borrowers across the credit spectrum, but interest can be high, depending on the rate you qualify for. How to pay for an expensive summer move 2023-07-19T04:00:00Z Most home equity and personal loans come in a lump sum and have fixed interest rates, so your monthly payment remains the same for the full term. 5 tips to tackle a home remodel in an uncertain economy 2023-05-17T04:00:00Z In all, about 30% of those with credit cards or personal loans have a combined debt of 10-25 times their income, double that of international standards, according to the bank. Analysis: Thai household debt in election focus as millions in 'endless struggle' 2023-05-09T04:00:00Z Consumer credit includes borrowing using credit cards, personal loans and overdrafts. Number of people getting mortgages rises sharply 2023-05-04T04:00:00Z SoFi also offers personal loans — say, to pay off credit-card debt with a single loan at a lower rate — and those originations now dwarf the ones for student loans. Say Hi to SoFi. It’s Suing to Force You to Repay Student Loans Faster. 2023-04-22T04:00:00Z If you aren’t interested in a balance transfer card, or don’t have the credit score for one, you also can consolidate your credit card debt into a personal loan. Credit card debt is rising rapidly. Here’s how to manage it 2023-04-09T04:00:00Z Another option is a wedding loan, which is an unsecured personal loan from a bank, credit union or online lender that covers wedding expenses. Should you buy now, pay later for your wedding? 2023-03-30T04:00:00Z Otherwise, a personal loan could offer a lower interest rate than your credit card. In Your Debt: Doing the bare minimum with debt can cost you 2023-03-24T04:00:00Z Credit card debt, auto loans and personal loans all steadily increased throughout 2022. This week: Consumer credit, employment market updates 2023-03-06T05:00:00Z Many contractors offer unsecured personal loans, which don’t require you to have equity in your home or use it as collateral. Should you get a home improvement loan from your contractor? 2023-03-01T05:00:00Z The firm has also stopped personal loans under the Marcus brand and will probably wind down the $4.5 billion portfolio in the coming months, analysts said. Analysis: Goldman Sachs faces hard sell for its consumer assets 2023-03-01T05:00:00Z As a result, medical debt exceeds credit cards, personal loans and utilities and phone bills combined. 18% drop since 2020 in people reporting medical debt 2023-02-14T05:00:00Z For years, the brothers worked full-time jobs, sinking about $300,000 — a combination of salary income and high-interest personal loans — into the project to keep it afloat. Five people confess their worst money mistakes — and what you can learn from them 2023-02-08T05:00:00Z Rates are often lower than personal loans and credit cards, but your home is collateral for the loan. How fresh tax credits, rebates can launch eco home updates 2023-02-08T05:00:00Z As with loans available through contractors, you can usually pre-qualify for a personal loan online. Should you get a home improvement loan from your contractor? 2023-03-01T05:00:00Z The commission has repeatedly flagged problems with Santos’ campaign finance reports, sending more than two dozen letters requesting additional information about contributions, donors and his personal loans. Latest Santos chaos: ‘Hiring’ treasurer who turned down job 2023-01-26T05:00:00Z But in recent months, Goldman has signaled a partial retreat from those efforts by scrapping plans for a checking account broadly available to the public and mothballing its personal loan business. Goldman Sachs signals partial retreat from consumer banking 2023-01-25T05:00:00Z The group pointed to the $705,000 Santos declared in FEC filings as a personal loan to his campaign, arguing that the congressman couldn't have afforded such a loan given his previous income disclosures. George Santos admits to FEC his $500K "personal" loan didn't actually come from him: report 2023-01-25T05:00:00Z Unsecured personal loans are a fast way to cover home updates and repairs: Some lenders provide funds the same or next day after approval. How fresh tax credits, rebates can launch eco home updates 2023-02-08T05:00:00Z So far, she has paid off all her personal loans and has about $23,000 left to pay off in government loans because she has not been making payments during the student loan pause period. In Their 20s, Struggling to Save and Tired of Being Lectured About It 2023-01-20T05:00:00Z You could also consider seeking out a personal loan with a lower APR than that of your cards. Kimberly Palmer: How to tackle holiday debt in January 2023-01-16T05:00:00Z The personal loan business, launched with great fanfare in 2016 with a broad advertising campaign under the brand Marcus, has been a trouble spot for the bank. Goldman Sachs signals partial retreat from consumer banking 2023-01-25T05:00:00Z Inflation has hit subprime consumers who spend most of their income on rent, groceries and gasoline, and they are struggling to meet interest payments on personal loans. Tough road ahead for U.S. fintech lenders as default risk rises 2023-01-13T05:00:00Z A personal loan can consolidate multiple debts into a fixed monthly payment with a low interest rate over a designated period. Millennial Money: 5 tactics to pay buy now, pay later debt 2023-01-10T05:00:00Z The ostensible source: personal loans made to three of his adult children. Sam Bankman-Fried, FTX’s Co-Founder, Is Increasingly Alone 2022-12-22T05:00:00Z Prosecutors said Mr. Bankman-Fried used customer funds to trade, buy expensive real estate, invest in other crypto firms, make political contributions and extend personal loans to executives. Restaurateur, Political Donor, Tipster: The Many Roles of FTX’s Ryan Salame 2022-12-17T05:00:00Z The unsecured personal loans, largely used by customers to consolidate credit card debt, became a burden during the coronavirus pandemic when millions of Americans could no longer pay their bills. Goldman Sachs signals partial retreat from consumer banking 2023-01-25T05:00:00Z Braun, 68, was a little-known wealthy businessman before fueling his successful 2018 Senate campaign with more than $11 million in personal loans. Indiana Lt Gov Crouch joins US Sen Braun in governor’s race 2022-12-12T05:00:00Z If your buy now, pay later plan doesn’t charge interest or fees, paying it off with a personal loan may not be ideal. Millennial Money: 5 tactics to pay buy now, pay later debt 2023-01-10T05:00:00Z “I’ve had to become more of a health care marketer,” said Matt Lattman, vice president for personal loans at Discover, which is pitching the loans to people with unexpected medical bills. How banks cash in when patients can’t pay their medical bills 2022-11-25T05:00:00Z Hospitals can also connect you with financing options such as personal loans and medical credit cards, which can be helpful but also pose risks. Kimberly Palmer: How to handle your medical bills 2022-10-03T04:00:00Z New accounting standards that have required banks to model potential loan losses more aggressively also contributed to the decision to wind down the personal loan business. Goldman Sachs signals partial retreat from consumer banking 2023-01-25T05:00:00Z People who don’t qualify for a personal loan have alternatives to high-interest, predatory lenders. Can’t qualify for a personal loan? 4 alternatives to try 2022-09-28T04:00:00Z That said, you may be able to refinance high-interest credit cards with a lower-interest personal loan or line of credit, depending on your credit rating. A cold, hard look at snowball vs. avalanche debt strategies | Provided by 1st Security Bank 2022-08-29T04:00:00Z “In a world where many people are ill-prepared to cover their health care costs, the personal loan can provide an opportunity.” How banks cash in when patients can’t pay their medical bills 2022-11-25T05:00:00Z Banks lost millions and, in response, foreclosed on business and personal loans, which in turn pressured customers to pay back their loans, whether or not they had the cash. U.S. History 2014-12-30T00:00:00Z The Wall Street Journal reported Friday that the Fed is investigating whether the firm had adequate safeguards around its personal loan business as it ramped up its lending. Goldman Sachs signals partial retreat from consumer banking 2023-01-25T05:00:00Z If you end up filing for bankruptcy, though, your unsecured debts — such as credit cards, personal loans and medical bills — typically would be erased. Liz Weston: 3 reasons not to tap your home equity right now 2022-08-22T04:00:00Z The interest rate tends to be lower than what lenders charge for a credit card or personal loan. Advice | House rich, cash poor: Why a home-equity loan may not be a good idea 2022-08-10T04:00:00Z You may be able to use a personal loan to pay off credit cards, for example, if you have good credit. Liz Weston: 3 ways to fight inflation and win the long game 2022-08-08T04:00:00Z A Northern California caller wanted advice on how to get rid of $13,000 in credit card debt at 22 percent interest and another $7,000 in personal loans. Advice | Should you use retirement money to pay off credit card debt? 2022-08-03T04:00:00Z “Depending on how much equity a person has and depending on their specific situation, it might be better to tap into that than a credit card or personal loan,” Reyes says. In your debt: 3 times debt can be a helpful tool 2022-07-22T04:00:00Z Instead, consider a personal loan or targeted offers from issuers that turn available credit on a credit card into a less pricey installment loan that puts cash in your bank account. Millennial Money: 5 credit card mistakes to avoid right now 2022-07-19T04:00:00Z The latest ripple came in the form of higher payments on a personal loan she took out in 2018 so she could retire a year early and care for her father. Less Takeout, More Produce Swapping: How Inflation Is Altering People’s Behavior 2022-06-28T04:00:00Z These debts might include credit cards, personal loans or adjustable-rate mortgages. Millennial Money: 4 items for your midyear money checklist 2022-06-21T04:00:00Z One way to tackle the debt is to get a low-interest personal loan or sign up for a balance-transfer credit card. Perspective | Seven ways you can financially prepare for a recession 2022-06-15T04:00:00Z HELOCs and personal loans may be a lower-interest way to borrow money to cover an emergency situation, but credit cards can also serve as a backup source of emergency funding. In your debt: 3 times debt can be a helpful tool 2022-07-22T04:00:00Z Unsecured personal loans are another financing option and are offered by online lenders, banks and credit unions. How to pay for summer fun: Financing boats, RVs and more 2022-06-08T04:00:00Z "Neighborhood restaurants nationwide have held out hope for this program, selling their homes, cashing out retirement funds, or taking personal loans in an effort to keep their employees working." GOP vote against bipartisan relief bill threatens to kill tens of thousands of small businesses 2022-05-20T04:00:00Z More than three-fourths of his $410,500 in reported funding consists of personal loans. Georgia’s senior congressman facing toughest race since 2010 2022-05-20T04:00:00Z Many of the worst offenders appear to be ads for personal loans, gambling companies, and life insurance. Google Messages users in India are reportedly drowning in ads 2022-05-18T04:00:00Z The court opinion, written by Chief Justice John G. Roberts Jr., concerns when and how candidates may be repaid for personal loans they make to their campaigns. Opinion | The Supreme Court green-lights political corruption — again 2022-05-17T04:00:00Z The basic dispute was whether contributions to winning candidates to repay personal loans to their campaigns were a form of political speech or a kind of gift with the potential to corrupt. Supreme Court Rules for Ted Cruz in Campaign Finance Case 2022-05-16T04:00:00Z Roberts wrote that even the government seemed to agree the provision “burdens candidates who wish to make expenditures on behalf of their own candidacy through personal loans.” Supreme Court agrees with Cruz, strikes campaign contribution limit 2022-05-16T04:00:00Z Bishop also has a Democratic primary challenger, Joe O’Hara, whose only campaign cash reported so far is a $5,220 personal loan. Georgia’s senior congressman facing toughest race since 2010 2022-05-20T04:00:00Z Mr. Cruz filed his lawsuit over federal campaign finance laws concerning candidates’ personal loans to their own campaigns. Supreme Court sides with Sen. Ted Cruz in FEC cas 2022-05-16T04:00:00Z “If Elon Musk were forced to sell shares of our common stock that he has pledged to secure certain personal loan obligations, such sales could cause our stock price to decline,” according to the document. Elon Musk says Twitter deal is on hold, putting bid on shaky ground 2022-05-13T04:00:00Z “As a practical matter, personal loans will sometimes be the only way for an unknown challenger with limited connections to front-load campaign spending,” he wrote. Supreme Court Rules for Ted Cruz in Campaign Finance Case 2022-05-16T04:00:00Z Mr. Musk is both selling Tesla shares and putting them up as collateral for personal loans to raise cash. Musk Says His Twitter Takeover Is ‘On Hold,’ Then Says He’s ‘Still Committed’ 2022-05-13T04:00:00Z And because Mr. Musk is both selling Tesla shares and putting them up as collateral for personal loans to raise cash, Tesla’s value would be linked to Twitter’s. Can Elon Musk Make Twitter’s Numbers Work? 2022-04-30T04:00:00Z The $12.5 billion in personal loans against Musk’s Tesla stock comes from a dozen banks, which require him to pledge a big chunk of shares to ensure that they are repaid if Tesla’s value falls. Elon Musk sells billions in Tesla stock as he prepares to buy Twitter. 2022-04-29T04:00:00Z In Ohio, Mandel, the state’s former treasurer, is the only Republican Senate candidate in the seven-person race who hasn’t given himself a personal loan. Millionaire candidates pour cash into Ohio, Pa. Senate races 2022-04-27T04:00:00Z In one letter, the banks are offering $13 million in loans to Twitter; the second offers a $12.5 billion personal loan against Musk’s Tesla stock, which I’m sure will just thrill Tesla shareholders. Elon Musk has money to buy Twitter — now what? 2022-04-22T04:00:00Z In a pinch, without a rainy-day fund, 35 percent would have to borrow the money they needed by using a credit card, taking out a personal loan or hitting up family or friends. Perspective | Inflation is another reason you shouldn’t aim for a big tax refund 2022-04-15T04:00:00Z In these instances, it might be possible to get a personal loan. What to know about getting a personal loan | Provided by 1st Security Bank 2022-04-04T04:00:00Z The most profitable credit products for retail banks are mortgages, followed by payroll loans and personal loans, according to Morgan Stanley. EXCLUSIVE Nubank sees Brazil downturn as a chance to grow faster -CEO 2022-02-02T05:00:00Z The last debts to be paid include unsecured debt, such as credit card bills or personal loans. Liz Weston: How your parents’ debt could outlive them 2022-01-31T05:00:00Z It means leaseholders in buildings of between 11 and 18.5m will no longer be expected to take out personal loans to cover the cost of the work. Cladding: More flat owners to be freed from bills 2022-01-07T05:00:00Z He did not make any additional personal loans to his campaign during that time. Virginia governor’s race smashed fundraising records 2021-12-03T05:00:00Z Ultimately, you can use personal loans to come up with the funds for those things in life that are either unexpected or beyond the reach of our savings accounts. What to know about getting a personal loan | Provided by 1st Security Bank 2022-04-04T04:00:00Z He acquired around 15,000 books that way, working odd jobs and taking out personal loans to cover costs. Pandemic hobby grows into plan for Africa's largest photography library 2021-11-23T05:00:00Z Because a factor in determining your credit score is your credit utilization rate, consolidating debt into a personal loan, for example, will have a positive impact on your credit score. Debt consolidation basics: What you need to know | Provided by 1st Security Bank 2021-11-22T05:00:00Z Musk has $515 million in personal loans from Morgan Stanley, Goldman Sachs Group and Bank of America, according to a regulatory filing from December 2020, the most recent one available with this information. Elon Musk and Jeff Bezos are now worth almost half a trillion dollars 2021-10-27T04:00:00Z For homeowners looking to borrow a relatively small amount, a personal loan could make sense because there is less up-front cost and it’s paid back more quickly than a full refinance. Planning to remodel your home? Here are 7 ways to pay for it 2021-10-20T04:00:00Z In the latest filing, Youngkin reported no new personal loans to his campaign. McAuliffe outraises Youngkin with big national donations in September 2021-10-16T04:00:00Z For homeowners looking to borrow a relatively small amount, a personal loan could make sense because there is less upfront cost and it’s paid back more quickly than a full refinance. Remodeling your home? Here are seven ways to pay for it. 2021-10-04T04:00:00Z It limits the amount of money that federal candidates can raise and use after an election to repay personal loans. Supreme Court will hear Ted Cruz’s challenge of campaign contribution limit 2021-09-30T04:00:00Z The Supreme Court agreed to hear a case brought by Texas Sen. Ted Cruz over federal campaign finance laws concerning candidates’ personal loans to their own campaigns. Supreme Court takes up campaign finance case launched Ted Cruz 2021-09-30T04:00:00Z For example, Marcus by Goldman Sachs is letting customers defer payments on their personal loans for one month without accruing interest. What to do if you can’t pay your loans during the pandemic 2021-09-04T04:00:00Z A personal loan will have a negligible effect on your credit score, Ulzheimer says. How to minimize credit damage from medical bills 2021-09-02T04:00:00Z Iyer said even with farm incomes rising, fewer people are taking on housing, car and personal loans, and nearly one in three borrowers are delaying repayments. As COVID funeral pyres burn, India's rural economy goes up in smoke 2021-06-18T04:00:00Z The Marcus unit was launched by Goldman to diversify its revenue and funding sources by offering savings accounts and personal loans to retail customers. JPMorgan Chase hires senior executive from Goldman's Marcus business - memo 2021-05-14T04:00:00Z A net consumer credit repayment of £535m was recorded, including people's borrowing using credit cards, personal loans and overdrafts. Record mortgage borrowing as owners move or improve 2021-05-04T04:00:00Z If you’re unsure if your lender is offering assistance on personal loans, contact it directly to ask. What to do if you can’t pay your loans during the pandemic 2021-09-04T04:00:00Z At the end of March, 12,000 mortgage customers and 16,000 people with personal loans were still on repayment holidays with the bank. Coronavirus: NatWest says loan defaults lower than expected 2021-04-29T04:00:00Z The bank launched Marcus in 2016 to diversify its revenue and funding sources by offering savings accounts and personal loans to retail customers. Goldman Sachs to launch digital investment platform in Marcus push 2021-02-16T05:00:00Z TransUnion looked at auto, credit card, mortgage and unsecured personal loan products. Consumer financial-hardship agreements slow but remain high 2021-01-26T05:00:00Z Its lending businesses include credit cards, personal loans and merchant cash loans in partnership with other lenders. India's PayTM says could turn profitable in 2021 2021-01-13T05:00:00Z A mortgage, student loans or personal loans are all candidates for rate improvements. A pandemic shift in finances: Prioritize, simplify, save 2021-01-06T05:00:00Z It aims to branch out beyond personal loans to lend to small and medium-sized firms next year as larger loans are more profitable, and will also offer insurance and investment services to retail customers. Hong Kong online banks to spread wings, offering business loans and wealth management 2020-12-23T05:00:00Z People often ask about refinancing your debt into a personal loan or getting a balance-transfer card. Pandemic and personal finance: An expert Q&A | Provided by BECU 2020-12-21T05:00:00Z It started with refinancing student loans and expanded into mortgages and personal loans. Exclusive: Online lender SoFi explores deal to go public - sources 2020-12-07T05:00:00Z When Caldwell pleaded guilty, prosecutors said he used about $900,000 to maintain his lifestyle and pay down personal loans and mortgages. Louisiana adviser sentenced in fraud involving Texas pastor 2020-11-10T05:00:00Z At the peak, another two million deferred repayments on credit cards and personal loans. Payment holidays: 'I can't afford to be out of work' 2020-10-21T04:00:00Z Finally, pay down high-interest debt like credit cards, personal loans or payday loans. Millennial Money: Use a crisis to build helpful money habits 2020-10-13T04:00:00Z Gold loans are slated to grow at a much faster rate compared to personal loans. Gold rush as pandemic roils India economy 2020-07-31T04:00:00Z “There is substantial reason to believe that Rep. Trahan’s campaign committee accepted personal loans and contributions that exceeded campaign contribution limits,” the report concluded last year. Ethics Committee clears Rep. Trahan in campaign finance case 2020-07-16T04:00:00Z It would include a real estate title company, a home search platform, a personal loan provider and a used car business. Dan Gilbert would keep control under Quicken Loans IPO 2020-07-07T04:00:00Z There are 97,300 agreements still in place on credit cards and 64,400 on personal loans. Payment holidays: 'I can't afford to be out of work' 2020-10-21T04:00:00Z But overdraft charges were still higher than other mainstream borrowing like credit cards and personal loans. Watchdog puts British banks on notice but no overdraft inquiry 2020-07-01T04:00:00Z Gold and personal loans both allow a borrower to use the funds however they wish. Gold rush as pandemic roils India economy 2020-07-31T04:00:00Z The Cares Act does not provide credit-reporting protections for credit card, auto or personal loans, or delinquent medical bills. Perspective | Covid-19 and your credit score: Worry about it later. 2020-06-19T04:00:00Z Credit card, store card, catalogue credit and personal loan customers will be able to defer repayments and interest for another three months. Credit card freeze extended for three months 2020-06-19T04:00:00Z Credit ratings are used widely to inform lenders' decisions on financial products - from granting personal loans to allowing access to mobile phone contracts. New mortgage holiday 'should affect credit rating' 2020-05-29T04:00:00Z About half his Tesla stock is pledged as collateral for personal loans, an April 28 financial filing shows. Go read this Wall Street Journal story about Elon Musk’s personal finances 2020-05-08T04:00:00Z As the economy shifts, so will the way a personal loan fits into your plans. What is a good reason for a personal loan? 2020-05-07T04:00:00Z Musk increased the share of his Tesla holding that he’s pledged as collateral for personal loans to 54 percent at the end of 2019, the company disclosed in a regulatory filing Tuesday. YouTube will begin linking to third-party fact-checkers for U.S. users 2020-04-28T04:00:00Z Connect with your credit card issuers and lenders - for mortgage, student loans, car and personal loans, etc. - to find out about options. How COVID-19 payment accommodations may affect your credit 2020-04-19T04:00:00Z A personal loan or a home equity loan is another option, only if your situation is temporary and the rates are favorable. Hit by the virus and weighing a raid on your 401(k)? Beware 2020-04-16T04:00:00Z While rates may be higher than a traditional personal loan, the lender typically works directly with your fertility clinic, easing some of the hassle and paperwork. Millennial Money: Managing the high cost of infertility 2020-03-31T04:00:00Z If spending time at home is giving you the urge to renovate, personal loans are one way to pay for them. What is a good reason for a personal loan? 2020-05-07T04:00:00Z The plan would also suspend consumer and small business credit payments, such as mortgages, car payments and student and personal loans, to allow people to weather the crisis. Maxine Waters says during coronavirus outbreak adults should get $2G per month, children $1G per month 2020-03-18T04:00:00Z Oilfield services firm ProPetro Holding on Monday ousted chief executive Dale Redman and said he violated its insider trading policies over shares pledged for personal loans. Apple fined a record $1.2 billion by French antitrust regulators; company plans to appeal 2020-03-16T04:00:00Z But Rivera will not be overseeing any additional reforms; after a series of accusations of conflict of interest involving personal loans and other matters, he stepped down from his post last month. After Disasters, Puerto Ricans Are Left With $1.6 Billion in Unpaid Insurance Claims 2020-02-06T05:00:00Z According to the FTC’s administrative complaint, the operators of LendEDU.com claimed that the website provided “objective,” “accurate” and “unbiased” information about consumer financial products, including student loans, personal loans, and credit cards. FTC: Consumer finance website favored companies that paid 2020-02-05T05:00:00Z Financial planners broadly recommend against getting a personal loan to help someone else. What is a good reason for a personal loan? 2020-05-07T04:00:00Z According to the FTC’s administrative complaint, the operators of LendEDU.com claimed that the website provided “objective,” “accurate” and “unbiased” information about consumer financial products, including student loans, personal loans, and credit cards. FTC: Consumer finance website favored companies that paid 2020-02-05T05:00:00Z He signed a deal with year with Marcus, which offers a high-yield online savings account, unsecured personal loans with no fees and a fixed rate and a mobile banking app, among other things. Asking and listening goes a long way for Patrick Cantlay 2020-02-03T05:00:00Z For example, consumers who consolidate their credit card debt into a personal loan and then run up the balance on their cards again will be judged more severely. Your Credit Score May Soon Change. Here’s Why. 2020-01-25T05:00:00Z He may apply for another personal loan or transfer the balances to a new card to again help manage the debt. Perspective | FICO credit score changes could punish people who struggle to manage debts 2020-01-24T05:00:00Z They say he needed money to pay off personal loans and other debts. Vigil planned for mother and 3 children killed by husband 2020-01-24T05:00:00Z Authorities say he needed the money to pay off personal loans. Autopsy: Woman, at least 2 children stabbed in Florida home 2020-01-23T05:00:00Z High-interest credit card debt and personal loans to pay for vacations are examples. Are You Overlooking Something That Could Make You Richer? 2020-01-17T05:00:00Z Some of the changes, like carrying a personal loan as well as credit-card debt, affects both new scores. Your Credit Score May Soon Change. Here’s Why. 2020-01-25T05:00:00Z Because if you haven’t changed reckless spending habits, getting a personal loan to clear away other debt isn’t a long-term solution. Perspective | FICO credit score changes could punish people who struggle to manage debts 2020-01-24T05:00:00Z “There is substantial reason to believe that Rep. Trahan’s campaign committee accepted personal loans and contributions that exceeded campaign contribution limits,” the report concluded. Ethics Committee extends review of US Rep. Trahan’s campaign 2019-12-17T05:00:00Z The election followed an expensive campaign in which the two candidates raised more than $500,000, with both contributing personal loans. Cownie elected to 5th term as Des Moines mayor 2019-12-04T05:00:00Z Economists who watch this debt closely say personal loans are still too small to rock the entire financial system in the way $10 trillion worth of home loans did during the 2008-09 financial crisis. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-21T05:00:00Z She lives on a narrowboat, which she bought three years ago with an unsecured personal loan, which she repays at £705.42 per month. 'I have been in the debt trap ever since' 2019-11-27T05:00:00Z The average personal loan balance is now $16,259, according to Experian, a level that is similar to credit card debt. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-23T05:00:00Z For instance, you might consider transferring a balance to a new credit card with a 0% introductory offer, consolidating debt to a personal loan or seeing if you qualify for a credit card hardship program. Wipe out credit card debt by setting SMART goals 2019-11-21T05:00:00Z Money was no issue for the campaign, as Mr. Rispone largely bankrolled it himself with more than $11.5 million in personal loans. Edwards narrowly re-elected Louisiana governor 2019-11-16T05:00:00Z If you have a band scholarship and also receive personal loans, good for you. SNYDER: Kinder, gentler NCAA? Not for Young and Wiseman 2019-11-11T05:00:00Z Unsecured personal loans, as well as mortgage, auto, credit card and student debt have all steadily climbed over the span. America’s middle class is addicted to a new kind of credit 2019-10-31T04:00:00Z Economists who watch this debt closely say personal loans are still too small to rock the entire financial system in the way that $10 trillion worth of home loans did during the 2008-09 financial crisis. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-23T05:00:00Z Rispone also might be looking to repay some of those personal loans he gave the campaign. Analysis: Could Louisiana runoff sideline state Democrats? 2019-10-20T04:00:00Z It says they’re accused of forging hotel bills and receipts that they submitted to the tribal government for reimbursement, later using the funds to pay off personal loans under Sheena Edward’s name. Ex-official accused of defrauding Mississippi Choctaw tribe 2019-10-08T04:00:00Z Romania’s previous candidate, Rovana Plumb, was rejected by the European Parliament’s legal committee over some undisclosed personal loans. Romanian government to face no-confidence vote on Saturday 2019-10-02T04:00:00Z Romania’s previous candidate, Rovana Plumb, was rejected by the European Parliament’s legal committee over some undisclosed personal loans. Romanian government to face no-confidence vote on Saturday 2019-10-02T04:00:00Z Despite the rapid growth in personal loans lately, borrowers appear to be able to pay back the debt. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-23T05:00:00Z Last year, Kbank invested $50 million in ride-hailing firm, Grab, and in July this year it introduced to merchants and Grab drivers personal loans, hire purchase and small business financing products. Thailand's Kasikornbank to give Shopee e-commerce merchants loans 2019-10-02T04:00:00Z Mr. Rispone, the Baton Rouge businessman who is making his political debut in this race, launched across-the-board attacks this week, dipping into the $11.5 million personal loan he made to himself to underwrite his campaign. Louisiana gubernatorial candidates Edwards, Rispone, Abraham prepare for debate 2019-09-18T04:00:00Z The rate for other forms of borrowing - credit cards, home equity loans or personal loans - won’t see much of a change. What the Fed’s rate cut means for you 2019-09-18T04:00:00Z The rate for other forms of borrowing — credit cards, home equity loans or personal loans — won’t see much of a change. What the Fed’s rate cut means for you 2019-09-18T04:00:00Z The digital banks plan to begin by offering services such as savings accounts, credit cards, personal loans, foreign exchange and travel insurance. Lower fees, snazzy branches: Hong Kong banks gird for online-only... 2019-08-13T04:00:00Z Credit unions also offer mortgages and personal loans. Millennial Money: Credit unions add flex to your finances 2019-08-06T04:00:00Z Credible provides and refinances student and personal loans, supplying information that allows individuals to compare and choose between different pre-qualified rates and options. Fox Corp to take over lender Credible Labs for $397 million 2019-08-04T04:00:00Z Credit cards, personal loans and other types of borrowing don’t get the same treatment. Escaping California’s tax auditors is tough even after leaving the state 2019-07-07T04:00:00Z So for us, that meant tackling the balance for the immigration lawyer, then the personal loan, followed by the auto loan and finally student loans. How I ditched debt: ‘It made our marriage so strong’ 2019-07-02T04:00:00Z Demand among Americans, who are already holding record levels of debt, for help financing weddings are giving rise to an industry of personal loans marketed specifically to brides and grooms. Married to debt: Couples are taking out loans to pay for their weddings 2019-06-19T04:00:00Z As in Hong Kong, online-only banks in Singapore are also expected to launch by offering services such as savings accounts, personal loans and travel insurance, two of the people said. Exclusive: Grab eyes Singapore banking license as regulator studies... 2019-06-11T04:00:00Z Through Marcus, Goldman now offers unsecured personal loans, online savings accounts and certificates of deposit. Insider Q&A: Goldman Sachs’ first ‘Marcus’ employee speaks 2019-06-02T04:00:00Z He mentioned, unprompted, in a recent interview that he had received financial aid in college, and said his parents had taken out personal loans to help pay for his education. The El Paso Homecoming That Set Beto O’Rourke’s Star on the Rise 2019-04-26T04:00:00Z They worry the bank is making $40,000 personal loans and extending credit card debt to iPhone users when the economy is showing signs of slowing. After years serving CEOs, Goldman's Ayco also wants other workers 2019-04-25T04:00:00Z LightStream considers a combination of factors, including credit history, employment and income, when approving applicants for personal loans. Married to debt: Couples are taking out loans to pay for their weddings 2019-06-19T04:00:00Z The online-only banks in Hong Kong plan to start-off by offering services such as savings accounts, credit cards, personal loans and travel insurance. Asia's tech champions zero in on main street banking 2019-04-14T04:00:00Z Q: Why did you start with personal loans, instead of something more traditional like a checking account? Insider Q&A: Goldman Sachs’ first ‘Marcus’ employee speaks 2019-06-02T04:00:00Z Another way of putting it is that he began taking out short-term personal loans of as much as half a million dollars, at ten-per-cent interest. The Rise and Fall of a New York Shock Jock 2019-04-05T04:00:00Z After workers answer questions about their savings, credit card debt, student loans and other finances, Ayco offers what it calls solutions such as Marcus savings accounts, personal loans or products from other financial institutions. After years serving CEOs, Goldman's Ayco also wants other workers 2019-04-25T04:00:00Z Today, Credit Karma says it is using income data from customer tax forms to inform its personal loan business. Review | When tax prep is free, you may be paying with your privacy 2019-03-07T05:00:00Z Business credit cards, personal loans and credit unions were likely sources for about 40 percent of companies. Businesses upbeat about own prospects, wary about economy 2019-03-04T05:00:00Z For example, if you’re paying an extremely high interest rate on a personal loan, it might be in your best interest to get rid of that debt first. Paying down debt with your tax refund? Here’s how to get the most bang for your buck 2019-03-02T05:00:00Z I went to my bank and got a personal loan from them to pay that loan off. Payday lenders preying on borrowers escape crackdown as rules rolled back 2019-02-26T05:00:00Z Musk also inquired with at least one bank last year about a personal loan tied to his stake in rocket company SpaceX, a person with knowledge of the matter said at the time. Elon Musk takes out five monster mortgages 2019-02-22T05:00:00Z But the nation’s four biggest banks — Bank of America, Citigroup, JPMorgan Chase and Wells Fargo — don’t offer personal loans at all, meaning workers who keep their accounts there would need to look elsewhere. Another Loan? Furloughed Employees Balk at Wilbur Ross’s Suggestion 2019-01-24T05:00:00Z The Bank of Hawaii is offering financial assistance programs for federal or contract employees that include a personal loan of up to $5,000 at a fixed interest of 3 percent. Perspective | Affected by the shutdown? Give your bank a call to see if it can help. 2019-01-15T05:00:00Z With two children and a mortgage, child support and alimony payments, Atkinson said he has taken out a personal loan to cover two paychecks, just to be safe. Federal workers, unions march on White House as first payday without paycheck approaches 2019-01-10T05:00:00Z “I went to my bank and got a personal loan from them to pay that loan off,” said Ladd. Payday lenders preying on borrowers escape crackdown as rules rolled back 2019-02-26T05:00:00Z The TUC arrived at its figure for unsecured debt by adding up the total amount owed in bank overdrafts, personal loans, store cards, payday loans and outstanding credit card debts, as well as student loans. UK household debt 'hits new peak' 2019-01-07T05:00:00Z Consumer debt, including credit cards, auto and student loans and personal loans, is on pace to top $4 trillion in 2019. U.S. Economy Fuels Boom in Consumer Debt 2018-12-28T05:00:00Z The late contribution was a $20,000 personal loan he made to his campaign in May after he filed for the position. County commissioner fined for campaign finance violations 2018-12-17T05:00:00Z Compare personal loan rates and terms at credit unions, banks and online lenders. That ‘live check’ promises cash, but there’s a catch 2018-12-14T05:00:00Z The potential crimes include unlawful contributions in excess of the $2,700 individual limit — a personal loan counts as a contribution, even if it is repaid. Trump lays out a defense for potential campaign-finance crimes 2018-12-10T05:00:00Z Seen by some as the “black hole” of GE, the capital business - which includes commercial loans and leases, fleet management, credit cards and personal loans - is facing a pair of investigations. GE’s sprawling power, aviation, health care arms add risk 2018-11-19T05:00:00Z Seen by some as the “black hole” of GE, the capital business — which includes commercial loans and leases, fleet management, credit cards and personal loans — is facing a pair of investigations. GE’s sprawling power, aviation, health care arms add risk 2018-11-19T05:00:00Z The company, which still lends in California and eight other states, specializes in personal loans that typically charge interest rates higher than 100%. LoanMe stops offering personal loans in Wisconsin following Times report - Los Angeles Times 2018-11-14T05:00:00Z Kennedy also reported that he has given temporary personal loans to help Woodfill and the law firm meet “both personal and firm financial obligations.” Former Houston-area GOP chairman accused of stealing 2018-11-13T05:00:00Z He also recently inquired with at least one bank about a personal loan tied to his stake in the Hawthorne-based company, a separate person with knowledge of the matter said. Goldman Sachs balks at handling SpaceX loan, so Elon Musk turns to Bank of America - Los Angeles Times 2018-11-08T05:00:00Z Unemployment is low and consumer loan balances—including for credit cards, auto loans and personal loans—are at record highs, and lenders are looking for ways to keep expanding loan volume. FICO Plans Big Shift in Credit-Score Calculations, Potentially Boosting Millions of Borrowers 2018-10-22T04:00:00Z Bollen said he sought personal loan guarantees because the project appeared too risky to sell to foreign investors without the guarantees. Deposition uncovers details about South Dakota visa scandal 2018-10-20T04:00:00Z The gifts included checks disguised as campaign contributions and personal loans, along with use of a Padre Island condominium and meals and entertainment. Webb County commissioner, ex-Laredo council member plead out 2018-10-18T04:00:00Z If you’ve accumulated a lot of debt over time, consider a personal loan to consolidate them into one streamlined, and preferably lower-interest, monthly payment. 4 signs you’re not ready to be a homeowner — and what to do about it 2018-10-17T04:00:00Z The majority of the money for the purchase comes in the form of mortgages and personal loans from banks. How Jared Kushner Avoided Paying Taxes 2018-10-13T04:00:00Z Wells Fargo & Co, the fourth-largest in the sector, reported a 32 percent surge in profit following strong demand for auto, small business and personal loans, as well as cost cutting. Graphic: U.S. banks enjoy benefits of a growing economy, lower taxes 2018-10-12T04:00:00Z Bollen is now seeking repayment of the loan, which is in default, but the Tentexkota partners want their personal loan guarantees voided. Deposition uncovers details about South Dakota visa scandal 2018-10-20T04:00:00Z The bank cited strong demand for auto, small business and personal loans, as well as cost cutting. U.S. banks profit from higher rates, more loans and lower costs 2018-10-12T04:00:00Z Students tend to rack up personal debt as well, spending an average of $4,321 to pay back credit cards, personal loans and student debt over the course of their degree. US students spend more time working paid jobs than going to class | Produced by Advertising Publications 2018-10-04T04:00:00Z Indeed, California lending law is peculiar in that it strictly limits interest rates, but only on personal loans up to $2,499. 150% interest on a loan? Consumer advocates hope the threat of a ballot measure will get lenders to ease up - Los Angeles Times 2018-10-04T04:00:00Z Credit Karma, which was founded in 2007, is best known for providing free credit scores and helping users find products such as personal loans and credit cards. Credit Karma expands into insurance with auto policy service 2018-10-02T04:00:00Z The company gave out personal loans, mostly to people who wanted to refinance credit card debt, and sold the loans to investors. LendingClub Founder, Ousted in 2016, Settles Fraud Charges 2018-09-28T04:00:00Z Credit reporting agency Experian says that personal loans were the fastest-growing type of consumer debt in the past year. Is a personal loan for you? 2018-09-12T04:00:00Z LoanMe offers the same type of personal loans that CashCall specialized in — debts that consumer advocates have sharply criticized because of their triple-digit interest rates and repayment plans that stretch out for years. CashCall stopped making loans, but its founder, targeted by regulators, is still in the business 2018-09-02T04:00:00Z They weigh monthly household income against ongoing bills for credit cards, auto loans, personal loans and other obligations such as child support and alimony, plus mortgage payments. FHA is making more mortgages available to applicants with risky debt profiles 2018-08-28T04:00:00Z Borrowing against a house is significantly cheaper in terms of annual interest rates, compared to alternatives like credit cards or unsecured personal loans. Homeowners resist borrowing against equity despite push by banks 2018-08-11T04:00:00Z On personal loans, credit cards and overdrafts they run well into three figures. Brazil’s banks, profitable whatever the economic weather 2018-08-02T04:00:00Z According to Experian, existing personal loan debt hit $273 million in the second quarter, up 11 percent from the same quarter last year. Is a personal loan for you? 2018-09-12T04:00:00Z Borrowing against a house is significantly cheaper in terms of annual interest rates, compared with alternatives such as credit cards or unsecured personal loans. Homeowners have more equity than ever but don’t want to tap it 2018-08-07T04:00:00Z Executives outlined plans to expand into personal loans, small-business lending, credit scoring and insurance. Jack Ma’s Giant Financial Startup Is Shaking the Chinese Banking System 2018-07-29T04:00:00Z Those who need more time to pay off debt might consider a personal loan with a fixed interest rate and fixed payments. Managing Debt in Retirement Takes Some Planning 2018-07-23T04:00:00Z The loans are marketed by Northgate but actually made by Insikt, a San Francisco firm that argues the change would help working families and small-time entrepreneurs while disrupting California’s increasingly expensive market for personal loans. Latest battle over California lending market: Should grocery stores offer large loans? 2018-07-12T04:00:00Z While personal loans remain a small part of overall consumer debt, that’s a faster increase than seen for auto, credit cards, mortgages and student loan borrowing. Is a personal loan for you? 2018-09-12T04:00:00Z “We didn’t expect some low-interest personal loan with no collateral.” Personal loans surge to a record high 2018-07-03T04:00:00Z His total included $2.1 million in personal loans to his campaign, which centered on his status as an outsider. Oklahoma primary voters weigh in on Gov. Fallin’s successor 2018-06-25T04:00:00Z Its suite of financial products includes personal loans, cryptocurrencies and small business banking. British fintech startup Revolut to seek U.S. banking license: CEO 2018-06-04T04:00:00Z They say the regulations have cut off the flow of credit to many Americans who depend on smaller banks for business and personal loans. Congress Approves First Big Dodd-Frank Rollback 2018-05-22T04:00:00Z Consumers like personal loans because they provide an easy solution when they need a large sum of cash, such as to pay for braces or a new roof. Is a personal loan for you? 2018-09-12T04:00:00Z Web-based firms such as LendingClub, Prosper Marketplace Inc. and closely held Social Finance Inc. are driving the expansion of personal loans. Personal loans surge to a record high 2018-07-03T04:00:00Z The new card would fit into the suite of consumer products that Goldman recently began offering, like a savings account and an array of personal loans. Goldman Sachs, Apple reportedly plan a new credit card 2018-05-10T04:00:00Z It says Smith and Caldwell promised high rates of return and instead of investing the funds they used the money to pay personal loans, credit card balances, mortgages, vehicles and other expenses. Louisiana financial planner, Houston pastor indicted 2018-03-29T04:00:00Z Rate cap: After failing last year, state lawmakers are again trying to cap the interest rate that lenders can charge on large personal loans. California Inc.: Will the stock market's roller coaster ride continue? 2018-02-19T05:00:00Z Consumers are using personal loans for a variety of big purchases. Is a personal loan for you? 2018-09-12T04:00:00Z “If you think about ‘It’s a Wonderful Life,’ George Bailey and his bank offered personal loans to the consumers. Personal loans surge to a record high 2018-07-03T04:00:00Z He used their information and names to open credit cards and get personal loans of more than $190,000. Seattle ICE lawyer admits stealing immigrants' identities for cash 2018-02-15T05:00:00Z The shift to nonmortgage debt, including credit cards and personal loans, carries some drawbacks for consumers, including higher interest rates. Americans Can’t Get Enough Consumer Debt 2018-02-14T05:00:00Z For the fourth quarter, SoFi extended $3.3 billion in refinanced student, mortgage and personal loans, up 30% from the same period a year earlier but down slightly from the third quarter. SoFi Reports Disappointing Earnings as Loan Performance Suffers 2018-02-10T05:00:00Z Lending Point, an online provider of personal loans, found that its customers use loans for different needs based on their age and the time of year. Is a personal loan for you? 2018-09-12T04:00:00Z SoFi began by refinancing the loans of elite students, but the company then expanded into personal loans, insurance and wealth management, and was making several moves to turn into more of a full-service bank. Senior Twitter Executive to Run Troubled Finance Start-Up SoFi 2018-01-23T05:00:00Z He used their information and names to open credit cards and get personal loans of more than $190,000. Seattle ICE lawyer admits stealing immigrants' identities for cash 2018-02-15T05:00:00Z Discover’s chief executive, David Nelms, said in October the bank lowered spending limits on some of its credit cards and it is scaling back on some of the personal loans that it is originating. Americans Can’t Get Enough Consumer Debt 2018-02-14T05:00:00Z Many banks don’t offer personal loans at all — and certainly not to customers with weak credit looking for fast cash. Borrow $5,000, repay $42,000 — How super high-interest loans have boomed in California 2018-01-19T05:00:00Z Experian’s Public Education Director Rod Griffin said personal loans are best viewed as a short-term loan for one-time use. Is a personal loan for you? 2018-09-12T04:00:00Z They are non-secured personal loans with interest rates lower than credit cards but higher than cheaper forms of home financing like home equity lines of credit, commonly referred to as a HELOC. Wall Street’s Goldman Sachs to offer home improvement loans 2018-01-12T05:00:00Z With more than $100 billion worth of loans and rising worries among Chinese consumers about privacy, Beijing is moving to rein in a freewheeling, well-funded boom in online personal loans. China’s New Lenders Collect Invasive Data and Offer Billions. Beijing Is Worried. 2017-12-25T05:00:00Z Prosecutors say the then used the money pay personal loans and credit card bills, along with buying vehicles and a vintage basketball court for his home. Michigan man sentenced for nearly $1M Indiana fraud scheme 2017-12-08T05:00:00Z Not long ago, personal loans of this size with sky-high interest rates were nearly unheard of in California. Borrow $5,000, repay $42,000 — How super high-interest loans have boomed in California 2018-01-19T05:00:00Z "I suspect that the sub-3% personal loan may soon become a thing of the past and I doubt we will ever see the record 43-month 0% balance transfer term breached again," he said. End of mega-cheap personal loans? 2017-12-04T05:00:00Z In August and September, the central bank asked lenders to be wary of borrowers channeling personal loans into property, according to reports carried by state media and official documents seen by Reuters. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Mr. Castellano said that not long ago, an acquaintance asked for a personal loan. I Won the Lottery and I Need Help. No, Really! 2017-11-11T05:00:00Z They say Wills intentionally failed to disclose personal loans made to him on his 2012 financial disclosure report, as required by law. Former councilman pleads guilty to filing false disclosure 2017-11-14T05:00:00Z The Wall Street bank is trying to court Main Street borrowers saddled with credit card debt through its recently launched personal loan platform Marcus, which it says charges borrowers principal and interest, but not fees. Goldman jokes, takes 'bites' out of pizza to attract borrowers 2017-11-02T04:00:00Z Threadneedle Street may also want to use higher rates to curb the rapid growth of personal loans, credit cards and car finance. The Brexit economy: the storm clouds are gathering 2017-10-24T04:00:00Z In August and September, the central bank asked lenders to be wary of borrowers channeling personal loans into property, according to reports carried by state media and official documents seen by Reuters. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Over eight years, authorities allege she spent about $150,000 on expenses including personal loans and mortgage payments. US probe alleges corruption by top Honolulu law enforcers 2017-10-21T04:00:00Z The next time you shop online, you may be offered a new way to pay — a personal loan with fixed monthly payments. Should you add a loan to your shopping cart? 2017-10-12T04:00:00Z The Wall Street bank is trying to court Main Street borrowers saddled with credit card debt through its recently launched personal loan platform Marcus, which it says charges borrowers principal and interest, but not fees. Goldman jokes, takes 'bites' out of pizza to attract borrowers 2017-11-02T04:00:00Z Last week, the governor of the Bank of England, Mark Carney said: "What we're worried about is a pocket of risk - a risk in consumer debt, credit card debt, debt for cars, personal loans". Regulator plays down car loan fears 2017-10-04T04:00:00Z In a lengthening list of China’s largest cities, banks are under instructions to discourage the use of personal loans for real estate speculation. As China Piles on Debt, Consumers Seek a Piece of the Action 2017-09-25T04:00:00Z Founded in 2007, CreditKarma is best known for providing free credit scores and helping users find credit products such as personal loans and credit cards. Credit Karma to launch free ID monitoring following Equifax hack 2017-09-15T04:00:00Z “Will that be cash, credit card or personal loan?” Should you add a loan to your shopping cart? 2017-10-12T04:00:00Z Several debts are rolled into one at a lower interest rate, often by getting a personal loan or using a balance transfer credit card. Different ways to zap your debt: Which is for you? 2017-09-14T04:00:00Z Beard admitted that he wrote more than 150 checks to himself, which he claimed were reimbursement of personal loans to the fraternity for payments to vendors. Kirksville man pleads guilty to stealing from fraternity 2017-09-11T04:00:00Z As a Plan B, keep space available on a credit card or consider a personal loan if repair costs outstrip your savings. Liz Weston: Predict ‘surprise’ bills, no crystal ball needed 2017-09-11T04:00:00Z Founded in 2007, CreditKarma is best known for providing free credit scores and helping users find credit products such as personal loans and credit cards. Credit Karma to launch free ID monitoring following Equifax hack 2017-09-15T04:00:00Z The insurance was marketed alongside all sorts of products, including business and personal loans, mortgages, credit cards and in-store financing. ‘Do It Now!’ U.K. Regulator Turns to Animatronic Arnold Schwarzenegger. 2017-08-29T04:00:00Z Financing for the actual purchase of the property might be possible through private, personal loans from peer-to-peer lending sites like Prosper and LendingClub, which connect investors with individual lenders. 5 tips for financing a residential investment property 2017-08-19T04:00:00Z The bank said in a statement Wednesday that the hackers accessed only data related to personal loans, and that it was breached through an unidentified external commercial partner. Italian bank says 400,000 loan account details hacked 2017-07-26T04:00:00Z King, 43, is also charged with obtaining a $97,500 personal loan from a person in McCracken County. Kentucky attorney charged with defrauding insurance clients 2017-07-18T04:00:00Z The annual growth rate in personal loans and overdrafts fell from 6.3% at the end of April to 4.8% by the end of May. Growth in personal debt is slowing, says BBA - BBC News 2017-06-26T04:00:00Z Instead, Kelly used investment money to pay off personal loans and to buy real estate in New Orleans. Louisiana man gets 1 year, 1 day for wire-fraud scheme 2017-06-24T04:00:00Z Last week, the San Francisco provider of student and personal loans submitted an application for federal deposit insurance, a protection normally available only to conventional banks. 'Fintech' start-up SoFi is moving into traditional banking 2017-06-13T04:00:00Z If missing payments is inevitable, then putting off paying unsecured debts such as credit cards, personal loans and student loans typically is better than blowing off the mortgage or car payment. Liz Weston: When your emergency fund runs out 2017-06-12T04:00:00Z The six-year old private company offers customers mortgages, student and personal loans and insurance and wealth management products. Financial technology company to add 400 Delaware jobs 2017-06-07T04:00:00Z Consumer credit - such as personal loans, credit card borrowing and overdrafts - continued to grow at the rate seen in recent months, the Bank of England figures show. Mortgage approvals dip for second month - BBC News 2017-05-04T04:00:00Z Credit cards, personal loans and borrowing from family or friends were among the most popular alternatives, according to a first-quarter survey by Pepperdine University’s Graziadio School of Business and Management and Dun & Bradstreet. Small business lending: Is glass half-full or half-empty? 2017-05-03T04:00:00Z The company quickly branched into other products aimed primarily at millennials, including personal loans, mortgages, wealth management and, recently, insurance. 'Fintech' start-up SoFi is moving into traditional banking 2017-06-13T04:00:00Z Mark Lavery, chief executive of Cambria Automobiles, says personal loans are much more risky. Car finance deals: Do they spell trouble? - BBC News 2017-04-21T04:00:00Z It found dealership car finance has seen the fastest expansion of consumer credit in recent years, followed by credit cards and personal loans. Financial watchdog to investigate car finance market - BBC News 2017-04-19T04:00:00Z Unlike a personal loan, which he tends to repay to prevent fights, he is much more blasé about online loans. The woman whose phone 'misdiagnosed HIV' - BBC News 2017-04-16T04:00:00Z Prosecutors say that in return for insider tips, Davis received personal loans from Walters of more than $1 million. Mickelson a distraction in insider trading case: gambler's lawyer 2017-04-06T04:00:00Z The industry he helped invent is crowded now, with established banks like Goldman Sachs competing to issue personal loans online alongside Silicon Valley players like Prosper and Social Finance. Renaud Laplanche, Ousted at Lending Club, Returns as Rival to His Old Firm 2017-04-06T04:00:00Z In banking specifically, consumer services such as personal loans, were seen as most at risk, according to PwC's annual Global FinTech Report published on Wednesday. Financial institutions risk 24 percent revenue loss from fintech: PwC 2017-04-05T04:00:00Z In return, she said, Walters arranged personal loans of nearly $1 million for Davis. Jury urged to convict Las Vegas gambler of insider trading 2017-04-05T04:00:00Z Murphy is funding his campaign in large part with a $10 million personal loan. Phil Murphy says he will participate in Democratic debates 2017-04-03T04:00:00Z "Consumers' use of credit cards and personal loans reflect last month's increased spending figures." Mortgage lending by banks falls to lowest for three months - BBC News 2017-03-24T04:00:00Z Prosecutors say that in return for tips about Dean Foods, Walters made personal loans to Davis of almost $1 million. Ex-Dean Foods chairman tells of using 'bat phone' to tip Walters 2017-03-21T04:00:00Z A number of people came forward after the dealership shut down to say they had made personal loans to Shannon Jones that were never repaid. In Oregon auto fraud case, 1 car with 3 owners 2017-03-19T04:00:00Z Murphy, a former Goldman Sachs Executive and Obama administration ambassador to Germany, is the party’s leading candidate thanks to a $10 million personal loan to his campaign and a slew of endorsements. Candidates on economy: ‘Innovation,’ ‘red tape,’ few details 2017-03-12T05:00:00Z If you are in trouble, consolidate your debts into a cheap personal loan - and, hey presto, manageable payments and a little left over to spend. Budget: The misplaced confidence of the British consumer - BBC News 2017-03-05T05:00:00Z At one point, Mr. Eyler offered Mr. Miller a personal loan to resolve the financing problem, but Mr. Miller declined, Mr. Schrage said. Steve Miller Sues to Get Out of Buying a House 2017-02-24T05:00:00Z The BBA, which represents the major High Street banks, said this was driven by demand for cheap personal loans. Consumer borrowing sees further increase - BBC News 2017-01-26T05:00:00Z Another option that is becoming more common, Mr. Clements said, is a personal loan, often made by online lenders or, increasingly, traditional banks. Time Is Not on Your Side When It Comes to Credit Debt 2017-01-20T05:00:00Z List everything you own — cash in bank accounts, retirement investments, value of personal property and what you owe — credit card balances, personal loans, any retirement account loans, car notes and mortgages. To clean up your financial life, first assess the mess 2017-01-10T05:00:00Z Over an 18-month period, pressure mounted as they began defaulting on personal loans and credit cards payments, and all the while the interest was adding up. 'Spiralling debt nightmare cost us our home' - BBC News 2017-01-04T05:00:00Z Credit cards and personal loans, for example, usually carry higher rates than student loans, so they cost more long term. 3 student loan resolutions for 2017 2016-12-23T05:00:00Z Consumers borrowed an extra £633m on credit cards, overdrafts and personal loans in October, as interest rates remained low. Autumn Statement: 'Grim picture' for family finances - BBC News 2016-11-24T05:00:00Z It offers a range of personal banking products, including credit cards, personal loans, savings, mortgages and general insurance. Tesco Bank customers targeted by fraudsters - BBC News 2016-11-06T04:00:00Z These include housing loans based on its own credit scoring system and high-yielding personal loans. Why Can’t All Japanese Banks Be Like Suruga? 2016-10-18T04:00:00Z And there are plenty of personal loan offerings from traditional retail banks like JPMorgan Chase, Bank of America, or U.S. Goldman Sachs launches personal loan service 2016-10-13T04:00:00Z Citi said on Sunday that the sale would include about $1.4 billion of its assets, including credit card, personal loans and retail brokerage business in Argentina. Citi sells its Argentinian consumer business to Banco Santander 2016-10-09T04:00:00Z Credit unions often offer the best rates and terms on personal loans, but check online lenders as well. Liz Weston: Borrowing your way out of debt 2016-10-03T04:00:00Z Baca Del Rio said she was paying back personal loans to her campaign. Scandal plagues City of Commerce, but generous services help blunt public scrutiny 2016-09-07T04:00:00Z The McDonnells were accused of helping a dietary supplement salesman in exchange for more than $175,000 in gifts and personal loans. Former Va. first lady Maureen McDonnell’s corruption case on hold 2016-08-05T04:00:00Z Along with his wife, Maureen, the former governor was accused of helping a dietary supplement salesman in exchange for gifts and personal loans. Chicken-loving family in District gets to keep its birds 2016-07-29T04:00:00Z So far, Trump has put about $50 million of his own money into his campaign, mostly through personal loans which he says he will not seek to recoup. Poll: Trump supporters unfazed by reversal on self-funding 2016-07-19T04:00:00Z Burke, a recent college graduate, used a $6,000 personal loan from online lender Upstart to pay off some of the $13,600 credit card debt she incurred as a student. Liz Weston: Borrowing your way out of debt 2016-10-03T04:00:00Z At the end of last year, the fastest-growing category of loans at SoFi was personal loans, usually smaller ones for credit-card consolidation and home improvement. Slump Might Turn Anti-Bank SoFi Into a Bank 2016-07-12T04:00:00Z According to commission documents, Baca Del Rio recorded on public filings personal loans to her campaign committee and subsequent repayments of those loans, which, if true, would be legal. Commerce councilwoman faces state's largest-ever penalty against a local elected official 2016-07-11T04:00:00Z Meanwhile, Americans are also juggling mortgages, auto loans, student debt and personal loans. The Best Method for Paying Off Each Kind of Loan 2016-07-06T04:00:00Z When Donald Trump said last Thursday he was forgiving over $45 million in personal loans he made to his campaign, the announcement drew plenty of coverage. Donald Trump's fundraising takes an even more controversial turn 2016-06-30T04:00:00Z Rates on unsecured personal loans, for example, may be lower than prevailing credit card rates — or substantially higher. Liz Weston: Borrowing your way out of debt 2016-10-03T04:00:00Z An investigator’s affidavit filed in a Detroit court says Banks sought a $7,500 personal loan from the Detroit Metropolitan Credit Union by submitting false pay stubs from IHI Attorneys + Consultants. Michigan lawmaker charged with fraudulently seeking loan 2016-06-28T04:00:00Z Most co-signing requests were for auto loans, followed by personal loans, student debt and then credit cards. Co-signing? It’s more than your name on the line. 2016-06-17T04:00:00Z More than half of the new money went to pay off Mr. Trump’s unrelated personal loans. How Donald Trump Bankrupted His Atlantic City Casinos, but Still Earned Millions 2016-06-11T04:00:00Z After all, personal loans are available to people with great credit from established banks like SunTrust, whose interest rates start at a mere 4.99 percent if you pay off the loan fast enough. A Service to Pay Off High-Interest Credit Cards, but a Bad Time to Start 2016-05-19T04:00:00Z The filing also revealed that Laplanche and Chief Financial Officer Carrie Dolan had used some of their company shares to secure personal loans, which the board discovered in an internal review. Lending Club under probe by U.S. Justice Dept, receives subpoena 2016-05-16T04:00:00Z It is focused on relatively small, personal loans that traditional banks see as a low-profit business. From Lending Club to Theranos, the Limits of Disruption 2016-05-13T04:00:00Z "We're growing our mortgage side but turning down our personal loans." As trouble piles up, online lenders pull back 2016-05-09T04:00:00Z Trump is a celebrity businessman who largely financed his primary bid through personal loans to his campaign. House Speaker Paul Ryan is refusing to support Donald Trump as the Republican nominee for president 2016-05-05T04:00:00Z He also made about $36 million in personal loans to his primary campaign. Eyeing national race, Trump moves on fundraising, expansion 2016-05-05T04:00:00Z Lending Club said the company was not involved in these personal loans and did not have to give approval. Lending Club under probe by U.S. Justice Dept, receives subpoena 2016-05-16T04:00:00Z In McDonnell’s case, “the bribes were personal loans and luxury goods.” Supreme Court to hear former Virginia governor's bribery appeal 2016-04-27T04:00:00Z "But no such issue arose here, because the bribes in this case were personal loans and luxury goods, not campaign contributions," Verrilli said. Virginia ex-governor takes corruption appeal to U.S. top court 2016-04-24T04:00:00Z You also should consider borrowing the money from another source, such as a low-cost personal loan. How much does a fee-only financial planner cost? 2016-04-17T04:00:00Z A personal loan with a competitive interest rate is another option to consider. What to Do When You Can’t Pay Your Bills 2016-04-14T04:00:00Z As of 2013 such personal loans represented about a quarter of the general employees’ retirement system’s investment portfolio. Puerto Rico’s Pension Bailout 2016-04-12T04:00:00Z He says some of his teammates got personal loans from friends and family to pay for costs their scholarships weren’t covering. Cardale Jones calls out NCAA’s ‘insane and unfair rules’ 2016-04-12T04:00:00Z Typically, banks look for equity of at least 20 percent when considering home equity loans or lines of credit to fund renovations, said Mike Cetera, personal loans and credit analyst for Bankrate. How to Make Home Renovations Pay Off 2016-04-07T04:00:00Z Someone handled personal loans, someone handled car loans, someone handled home loans. LoanDepot CEO Anthony Hsieh is banking on growth 2016-03-31T04:00:00Z A bond offering based on a batch of personal loans made by Prosper Marketplace Inc. got a cold reception late Thursday, the latest sign of investor skittishness toward fast-growing online lenders. Bond Offering Tied to Prosper Marketplace Loans Gets Chilly Reception 2016-03-25T04:00:00Z The best investment, if you're drowning in credit cards or personal loans, may be to pay down that debt. Podcast: 5 Horrible Ways to Blow Your Tax Refund (and 3 Good Ones) 2016-03-18T04:00:00Z Most banks don't allow such a generous business deal with your mortgage or personal loans, and you shouldn't either. Why Getting Money Back on Your Taxes Is a Bad Idea 2016-03-14T04:00:00Z If you don’t qualify, there are more options available now for personal loans — unsecured loans made for a variety of purposes. How to Make Home Renovations Pay Off 2016-04-07T04:00:00Z “The only real negative was the fact that it was a personal loan so you couldn’t get away from it if everything fell apart,” he said. When It’s Time to Buy Out Partners, but Money Is Tight 2016-03-11T05:00:00Z Trump initially made a personal loan to his campaign and later began accepting contributions. Clinton on target in Georgia while Trump gets broad support 2016-03-02T05:00:00Z In a statement, Racine cast the long-standing practice of city candidates paying back personal loans as different from PACs accepting unlimited amounts to benefit a chief executive with sway over city contracts. D.C. attorney general seeks to ban PACs like the one that benefited mayor 2016-02-19T05:00:00Z Moving expenses claim the next largest share of personal loans at 7.3% nationally. How Your Neighbor Paid for That Wedding and Vacation 2016-02-18T05:00:00Z He cautioned, however, that most personal loans are for shorter periods of time, typically three years. How to Make Home Renovations Pay Off 2016-04-07T04:00:00Z The sale was being closely watched by credit markets as an indicator of the health of the market for online personal loans. J.P. Morgan Acquires Nearly $1 Billion Worth of Lending Club Loans 2016-02-01T05:00:00Z Her husband took out 10 credit cards and a personal loan to pay for advertising. Meredith Wild, a Self-Publisher Making an Imprint 2016-01-30T05:00:00Z But this time I need a personal loan. Dow Jones suffers steep fall and FTSE 100 in bear market - as it happened 2016-01-20T05:00:00Z Nationally, the average personal loan for medical purposes is $44,753—more than double the average personal loan for debt restructuring. How Your Neighbor Paid for That Wedding and Vacation 2016-02-18T05:00:00Z Generally, interest on personal loans and other types of unsecured debt, like credit card debt, can’t be deducted on your income tax return. How to Make Home Renovations Pay Off 2016-04-07T04:00:00Z But last year, Santander Consumer decided to scale back its personal loan business and initiated a sale of the portfolio. J.P. Morgan Acquires Nearly $1 Billion Worth of Lending Club Loans 2016-02-01T05:00:00Z At the end of last year, Morgan Stanley’s private bank arranged a personal loan of an unspecified sum for Mr. Cohen. Morgan Stanley Provides Billionaire Steven Cohen With Loan Secured by Art 2016-01-19T05:00:00Z But this time I need a personal loan. Dow Jones suffers steep fall and FTSE 100 in bear market - as it happened 2016-01-20T05:00:00Z The top reason for taking a personal loan other than debt restructuring is to buy a car, accounting for 8% of all personal loans nationally. How Your Neighbor Paid for That Wedding and Vacation 2016-02-18T05:00:00Z So far, the upstart consumer bankers offer mainly alternatives to credit cards, unsecured personal loans of all kinds, and refinancing of student-loan debt. At New Digital Lenders, Math Rules 1454-09-07T05:00:00Z The Bank of England said that British banks saw a notable rise in demand for personal loans and other unsecured credit in late 2015, and this is expected to continue into this year. Wall Street plunges after poor US manufacturing and retail sales 2016-01-15T05:00:00Z Having provided many of its customers with their first loans, SoFi then worked to cater to their expanding financial needs after graduation, offering them personal loans and mortgages. So far, so good 2016-01-14T05:00:00Z Recommended personal loans include: SoFi and Earnest, which do soft pulls of credit reports and don’t charge an origination fee or prepayment penalty. How to Audit Your Financial Products 2016-01-12T05:00:00Z Its chief finding was no surprise: nationally, 55% of personal loans are taken to consolidate or refinance debt. How Your Neighbor Paid for That Wedding and Vacation 2016-02-18T05:00:00Z She and her husband, Mark Epstein,a former senior executive at Qualcomm, have already made a $100,000 personal loan to the campaign. Md. Republicans still eyeing Rep. Delaney’s congressional seat 2015-12-26T05:00:00Z This year, loanDepot also started originating personal loans, often for consolidating debt. LoanDepot Postpones IPO 2015-11-13T05:00:00Z That car loan you needed, your mortgage, that personal loan. Elizabeth Warren fights back against her “commie dictator” portrayal in new GOP debate attack ad 2015-11-11T05:00:00Z David Anderson, an adjunct professor who helps run a nonprofit educational organization and only recently entered the race, announced a total of $66,000 raised, including a personal loan of $11,540. In Md. congressional race, scrutiny over who is donating money 2015-10-15T04:00:00Z Just 6.2% of personal loans are for moving expenses, lowest share of any region. How Your Neighbor Paid for That Wedding and Vacation 2016-02-18T05:00:00Z As for student loans, filing bankruptcy is quite difficult in the United States, as they are treated differently from other forms of unsecured debt, e.g. medical bills, credit card debt, personal loans, etc. Robert Reich’s dire warning: America’s free-market obsession is “poisoning” our world 2015-10-05T04:00:00Z Figures from the British Bankers' Association, published on Thursday, showed that demand for personal loans has been rising and has expanded over the past two years. Young increasingly face stifling debt, Citizens Advice warns - BBC News 2015-09-24T04:00:00Z "Increased demand for personal loans continues to reflect better credit availability, lower interest rates on personal loans and stronger household finances," it said. Borrowing up amid interest rates speculation - BBC News 2015-09-24T04:00:00Z At the time, the campaign owed roughly $9,000 to staff for salaries and $17,000 to Cole himself for personal loans. L.A. council candidate starts paying $91,000 fine for bogus donor information 2015-08-26T04:00:00Z To cover all this plus a few improvements that they chose during the remodel, the Jacobses took out a $25,000 personal loan. Loan options abound for remodeling projects 2015-08-19T04:00:00Z Collect statements for each and every one of your debts: credit cards, medical bills, student loans, car note, mortgage, home equity line, personal loans from your parents or cousin. How To Pay Off Debt For Good 2015-08-14T04:00:00Z Many of them, however, did qualify for personal loans. Whom to trust 2015-08-13T04:00:00Z This boom is fueled largely by auto loans, credit cards and personal loans, which appeal to borrowers straining under the limp economic recovery and puny wage gains. Meet the New King of Subprime Lending 2015-08-11T04:00:00Z I am considering getting a personal loan from a reputable lender to pay down my credit card debt. Personal finance Q&A: Installment loan debt vs. credit card debt 2015-07-25T04:00:00Z Qualified applicants may be able to borrow up to $50,000 through personal loans, which are unsecured. Loan options abound for remodeling projects 2015-08-19T04:00:00Z The investment bank is likely to enter the consumer lending business by making unsecured, personal loans to borrowers with excellent credit, according to a person familiar with Goldman's plans. Wall Street powerhouse poised to loan money to Main Street 2015-06-17T04:00:00Z As for that personal loan you got while in between jobs? 6 Perks A Healthy Credit Score Can Score You 2015-06-15T04:00:00Z Many people take out personal loans as a last resort to deal with cash flow problems at home or in their businesses. Goldman to Move Into Online Consumer Lending 2015-06-15T04:00:00Z The BBC reported on Sunday that it had seen documents showing Warner had used the money for cash withdrawals, personal loans and to launder money. BBC says it has seen documents detailing Warner transactions 2015-06-07T04:00:00Z But documents suggest Mr Warner used the payment for cash withdrawals, personal loans and to launder money. Fifa corruption: Documents show details of Jack Warner 'bribes' - BBC News 2015-06-07T04:00:00Z In addition, obtaining affordable auto loans, credit cards and personal loans becomes nearly impossible. FICO Defends Credit Score Model 2015-06-03T04:00:00Z “They’re way cheaper than a payday loan and more convenient than a personal loan. Sometimes they might even be cheaper than overdrafting your checking account. But they’re definitely something to avoid under normal circumstances.” Skip Credit Card Cash Advances: Convenience Costs Too Much 2015-06-03T04:00:00Z “If you grow too fast in the personal loan business, you can get some bad surprises,” said William N. Callender, a managing director in the financial services practice of AlixPartners, an advisory firm. Goldman to Move Into Online Consumer Lending 2015-06-15T04:00:00Z In bankruptcy, Americans are typically permitted to cancel unsecured debts like credit cards and personal loans. Justices Curb Bankruptcy Filers’ Ability to Have Second Mortgages Canceled 2015-06-01T04:00:00Z Mr. Zayat maintained that they were personal loans, not the repayment of gambling debts. Owner of American Pharoah Is Fighting Lawsuit Amid Triple Crown Bid 2015-05-20T04:00:00Z Under liabilities, he listed a personal loan valued at $20,000 to $50,000, whose purpose was listed as college and home improvements. John J. Flanagan’s Former Law Firm Had Matters Before State Agencies 2015-05-15T04:00:00Z Instead, many now offer mini personal loans for six months or so. Will Wonga and other payday lenders survive? 2015-04-21T04:00:00Z Even if Goldman can offer lower rates, consumers may still favor credit cards over personal loans, simply out of habit. Goldman to Move Into Online Consumer Lending 2015-06-15T04:00:00Z Long before credit cards were invented, personal loans offered consumers relatively easy access to short term credit. Exponential Personal Loan Growth Threat To Credit Cards 2015-04-07T04:00:00Z So rather than a credit card it will be a personal loan that is activated with a smartphone. A Conversation With Anthony Hsieh of loanDepot 2015-04-07T04:00:00Z They also claimed that Falcone improperly arranged a $113.2 million personal loan from his funds, and entered "side agreements" that provided favored treatment to large investors. U.S. investor lawsuit over Harbinger's LightSquared is dismissed 2015-03-30T04:00:00Z Georgiou testified in his own defense and said that he had wired the money as part of a personal loan for Waltzer. Govt Prosecutors Are Stingy At Sharing Information, Just Ask George Georgiou 2015-03-11T04:00:00Z OneMain provides personal loans for meeting unexpected expenses such as medical bills or car repairs and for buying small-ticket items such as refrigerators and televisions. Citi to sell OneMain Financial to Springleaf for $4.25 billion 2015-03-03T05:00:00Z A personal loan is an incredibly simple product. Exponential Personal Loan Growth Threat To Credit Cards 2015-04-07T04:00:00Z Meanwhile, Young’s campaign noted that no personal loans were included in the funds it reported. Lt. governor’s candidates plan for high-spending campaign 2015-02-18T05:00:00Z Discover’s Direct Banking business includes credit cards, student loans, personal loans, home loans and deposits. Growing Card Sales, Loss of Network Merchants Impact Discover's Earnings 2015-01-27T05:00:00Z Earnest uses the new tools to make personal loans. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z Hamm pledged 68.7 million of his Continental shares as collateral for a personal loan on Jan. 9, according to a Jan. 13 Securities and Exchange Commission filing. Continental CEO Hamm pledges $2.6 billion in shares to secure personal loan 2015-01-14T05:00:00Z The online lending challenge to banks exploded on Thursday with the stock market debut of Lending Club Corp., a San Francisco company that harnesses the Internet to help investors provide personal loans to consumers. California's top 2014 IPO: online finance disruptor Lending Club 2014-12-11T05:00:00Z Democratic challenger Chris Tyson, a law professor, filed a report that showed him bringing in more than $84,000, adding a $27,500 personal loan and closing the period with $78,000. Lt. governor’s candidates plan for high-spending campaign 2015-02-18T05:00:00Z And though the company began with personal loans, meant for borrowers looking to refinance credit card debt with high interest rates, it has moved into other offerings. Lending Club Seeks Up to $692 Million in I.P.O. 2014-12-01T05:00:00Z The idea that one's business or personal loan needs are not considered on those bases and on real facts is very concerning. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z It works like this: Consumers looking for personal loans, many for debt-consolidation purposes, submit loan requests and investors select which loans to fund. What You Need to Know About Nontraditional Investments 2014-11-26T05:00:00Z The Obama administration plans to propose tougher financial protections for personal loans made to the military amid concerns lenders are circumventing rules designed to protect servicemembers from taking on high-interest debt. This Week In Credit Card News: Massive Data Breach at Chase, The Value Of Stolen Medical Data 2014-10-03T04:00:00Z The Center for Financial Services Innovation, a nonprofit focused on consumer finance, suggests best practices for small dollar personal loans that include helping borrowers build credit and move into cheaper financing. Testing Wall Street's Appetite for Subprime Loans to Pizza Shops 2014-10-03T04:00:00Z Fortunately, many online personal loan providers, such as Upstart, SoFi, Lending Club and Prosper, provide the opportunity to see interest rates by doing a soft pull of a credit report. Loan Options for Recent Grads With Low Credit Scores 2014-09-23T04:00:00Z "I was particularly struck that after years of decline, demand for unsecured personal loans is rising quite strongly again," said David Dooks, statistics director at the BBA. Appetite for loans 'picks up again' 2014-09-23T04:00:00Z Mortgages, car loans and personal loans are examples of installment loans. How to rehabilitate your credit scores after failing to pay a bill 2014-09-07T04:00:00Z Bourciquot pitched his investments as “personal loans,” backed by an insurance policy and a thriving business and investment portfolio. Radio Ponzi scheme targeted Haitian Americans 2014-08-31T04:00:00Z Mortgages and personal loans are available to those who use SoFi to refinance their student debt. The Rise Of Peer To Peer Student Loans 2014-08-13T04:00:00Z Earnest, a personal loan startup founded in 2013, bucks some of the traditional forms of measuring the riskiness of potential borrowers. Loan Options for Recent Grads With Low Credit Scores 2014-09-23T04:00:00Z “I don’t think I’ve asked one person for money on the phone,” she said, adding that a $30,000 personal loan and a loyal corps of volunteers will help her compete. Carol Schwartz says she is not to be underestimated in race for D.C. mayor These include housing expenses, credit cards, student loans, personal loan payments and others. Debt-to-income ratio can sink mortgage application 2014-07-20T04:00:00Z What's more harrowing is that this figure doesn't account for other debts, such as auto loans and personal loans that further weigh down individuals. 5 Things Keeping Americans From Financial Freedom 2014-07-01T04:00:00Z Lenders are pushing up their rates: mortgages are costlier than they were six months ago, and personal loans and credit cards are pricier than their 2011 lows. Don’t hold your breath 2014-06-26T04:00:00Z Ms. Jones said a wage like that would help her pay back personal loans and return to school. New York Today: Riding to Albany, for Higher Wages 2014-06-17T04:00:00Z Mr. Varghese, his lawyer, said the money was a personal loan, not a payoff for his role. In Fraud Trial, F.B.I. Agent Testifies That Senator Funneled Money to Lawmakers 2014-06-06T04:00:00Z Kurman is accused of issuing more than $143,000 in personal loans and receiving repayment in cash and in discounted goods and services, including catering for his son’s bar mitzvah and his daughter’s wedding. 4 men accused of diverting special education money 2014-05-13T04:00:00Z After the bank refused him a personal loan, he remortgaged his house and used his severance pay from Thomas Cook to buy the rights and specialist software to create the "red book." Trainspotters and Other Train Lovers Take Timetable to Heart 2014-05-04T13:13:05Z This data shows where nearly £30bn of personal loans are owed across the country. The unlikely debt capital of Britain 2014-04-23T23:09:32Z It might be a logical time for the government to stop underwriting Americans’ personal loans. Fannie Mae and Freddie Mac: The ugly twins of finance 2014-04-10T14:59:08Z The bank has not made a decision yet about whether to sell the business, which makes personal loans through a network of about 1,100 branches, one of the sources said. Exclusive: Fortress, others eye Citi's OneMain consumer finance unit 2014-02-21T20:37:07Z In other types of personal loans, those who owe the most are the most likely to default, for obvious reasons. High & Low Finance: The Hefty Yoke of Student Loan Debt 2014-02-20T21:55:21Z On the liabilities sheet, list all credit card balances, personal loans, student loans, auto loans and mortgages. Knowing Your Net Worth Can Help You Plan 2014-02-07T13:04:32Z A personal loan is an example of this. The unlikely debt capital of Britain 2014-04-23T23:09:32Z As banks began to pull back, Mr. Swig took out, on his own, what he believed would be a short-term personal loan of $21.1 million from an investment firm called Square Mile. Breakup at 740 Park Avenue 2014-02-01T21:50:14Z Companies such as OneMain give out personal loans to people to meet unexpected expenses like medical bills or car repairs, and to buy small-ticket items such as refrigerators and televisions. Exclusive: Fortress, others eye Citi's OneMain consumer finance unit 2014-02-21T20:37:07Z It is a just a third of the £1.4 trillion—in mortgages, personal loans and credit cards—that Britons owe, and less than a tenth of British banks’ £7 trillion balance-sheets. Business credit: Still cramped 2013-12-05T16:07:33Z Of course, non-mortgage debt like personal loans and credit cards is much more expensive—and the markets aren’t always this generous. Dangerous High-Wire Act Most Retirees Are Facing 2013-10-29T09:45:16Z The increase in demand for mortgages was not matched by consumer demand for borrowing on credit cards or personal loans, or by demand for business loans in the third quarter of the year. 'Big rise in demand for mortgages' 2013-10-09T09:32:54Z Delinquencies on personal loans rose to 1.94 percent, compared to 1.82 percent in the first quarter, according to the ABA report. US consumer delinquencies rise on sluggish economy - ABA 2013-10-08T04:12:25Z As major banks have pulled back from riskier lending such as these kinds of personal loans in the aftermath of the financial crisis, some buyout shops have seen an opportunity to fill the void. Exclusive: Fortress, others eye Citi's OneMain consumer finance unit 2014-02-21T20:37:07Z Smaller banks, building societies, credit card providers and personal loan companies were visited by the FCA. Question marks over PPI handling 2013-09-25T14:58:31Z Schneiderman, in a lawsuit filed in New York State court in Manhattan, accused the company of charging interest rates of as much as 355 percent to New Yorkers who took out personal loans. New York State sues Internet lender over 'exorbitant' loan rates 2013-08-12T22:41:36Z From their perch online, the lawsuit said, the lenders engage in “an illegal and deceptive scheme to originate high-interest, personal loans to consumers in New York.” DealBook: New York Attorney General Sues High-Interest Lender 2013-08-12T19:28:54Z The main personal loan platforms in the United States are Lending Club and Prosper Marketplace. DealBook: Not Banks, but Still Lending and Drawing Investors 2013-08-07T15:27:41Z The local data will also be provided on mortgage lending and personal loans. Banks to publish local lending data 2013-07-24T04:23:27Z Its customers have bought 6.6 million credit cards, personal loans, savings, mortgages and general insurance products so far. When will banking ever change? 2013-06-18T23:00:11Z Credit card lending and personal loans still dominated the market, but door-to-door and payday lending had risen significantly since the financial crisis. Policing of payday lenders 'timid' 2013-05-30T23:01:22Z She started it with funds from the sale of Visually Speaking and personal loans. deafReview gives a voice to deaf, blind consumers 2013-05-19T03:20:42Z At Lending Club, borrowers pay annual interest of about 14.5 percent, depending on their credit scores, for three- or five-year personal loans. DealBook: Not Banks, but Still Lending and Drawing Investors 2013-08-07T15:27:41Z Rather, it is an expedition in financial services – an attempt to scoop up some low-risk revenue and profits in areas such as credit cards, insurance and personal loans. Times are tight for supermarkets – no wonder Sainsbury's wants to diversify 2013-05-08T17:39:32Z Lending Club claims that its operations provide a lower cost for personal loans, with an average annual percentage rate of about 6.78 percent, below a national average of 9.06 percent. DealBook: Google to Invest in Lending Club 2013-05-02T04:01:25Z Credit card borrowing rose by 6.7% but was offset by a fall in the amount borrowed through personal loans and overdrafts. Mortgage lending stalls over six-month period 2013-03-25T11:42:22Z As for personal loans, its iPhone app is being downloaded by a thousand people a day, indicating the growing popularity of its business. Wonga goes international 2013-01-28T23:40:52Z The personal loans are detailed in regulatory filings made to the U.S. Red flags revealed in filings of firm linked to Caterpillar fraud 2013-01-24T11:14:59Z The highly unusual personal loan allowed Miasole to stay afloat long enough to be sold to a Chinese renewable energy company for $30 million. Insight: How cleantech tarnished Kleiner and VC star John Doerr 2013-01-16T06:09:03Z Charging orders turn unsecured debt such as credit cards and personal loans into secured debt by linking it to the borrower's property. OFT warns RBS and NatWest over charging orders 2013-01-11T15:41:52Z After the Reuters report on McClendon's personal loans, the company's board, at the urging of major shareholders, said in May it would end the well program 18 months early in June 2014. Chesapeake's McClendon will not receive 2012 bonus 2013-01-08T00:21:47Z Other unsecured debt, in the form of personal loans, overdrafts and other consumer credit, fell by £91m. UK households reduce exposure to debt 2013-01-04T11:37:22Z This allowed you to borrow up to 125% of a property's value, and was a traditional mortgage with an unsecured personal loan bolted on – which is the relevant part. Northern Rock blunder: are you affected? 2012-12-14T23:00:30Z The survey rates satisfaction with banks' checking, savings and personal loan accounts. JPMorgan No. 1 in U.S. customer survey, while rivals fall back 2012-12-11T05:11:49Z Mortgage rates are falling, personal loans are now the cheapest they have ever been in the UK, and credit card providers are falling over themselves to offer 0% terms. Borrowing bonanza: there's never been a better time to take out a loan 2012-11-11T00:06:03Z The UAE central bank told commercial banks in August to extend maturities on certain personal loans held by UAE citizens by more than four years. UAE frees hundreds of Emirati debtors from jail: WAM news agency 2012-11-10T14:59:09Z We were told that personal loan protection, NatWest's name for PPI, would ensure a customer's loan repayments were paid in the event of accident, sickness, unemployment or death. PPI exposé: how the banks bullied staff to mis-sell the insurance 2012-11-08T09:43:23Z Of course this is likely not to be possible in the case of a mortgage, so it is a good idea to pay off credit card debts and personal loans. Financial action plan when moving abroad 2012-11-07T00:17:07Z Financial information, such as a current profit-and-loss statement for the business and a personal income statement for the owner, are required, as is collateral and a personal loan guarantee. The SBA Preps for a Flood of Disaster Loans 2012-11-01T13:12:42Z Mr Shea says he launched his new business because he was shocked by the interest rates—sometimes 50% or more—that Chilean banks charge for small personal loans. Start-Up Chile: Shut down Cumplo 2012-10-11T15:07:28Z Yunus' initial investment, made more than three decades ago, was a $27 personal loan to help 42 impoverished Bangladeshi women build a brighter future for themselves and their families. Hey, Entrepreneurs: Focus on the Big Idea 2012-10-09T17:43:00Z Amazon’s financing arm, Amazon Capital Services Inc. is offering personal loans to its online merchants to help them increase their inventories. One Dangerous Sign for Google and Amazon Stocks 2012-10-09T00:05:27Z The United States attorney in Manhattan, Preet Bharara, said the 33-count indictment contained new charges against the defendants, including bank fraud related to both corporate and personal loans, as well as new tax offenses. Madoff Case Charges Expand for 5 Defendants 2012-10-02T01:51:44Z Bharara said the indictment includes new charges against the defendants, including bank fraud charges related to both corporate and personal loans, as well as new tax offenses. U.S. expands criminal case against 5 ex-Madoff employees 2012-10-01T23:00:45Z "You're not just buying them stock and mutual funds, but potentially a home loan or a mortgage or personal loan, or other types of financial instruments," he said. ON THE MOVE-Top Morgan Stanley broker joins JPMorgan 2012-10-01T18:49:23Z PPI started as a good insurance idea - designed to help people with personal loans or mortgages keep up their payments if they lost their jobs or became ill. How British banking broke down 2012-08-21T22:24:24Z Because the SBA data do not include personal loans, the drop might be counterbalanced by a corresponding rise in personal credit not covered by the report. Is the CARD Act Hampering Small Business Borrowing? 2012-08-01T16:51:02Z New borrowing on personal loans and overdrafts was outstripped by repayments by £476m in June, the figures showed. Wet weather slows mortgage market 2012-07-24T09:40:24Z He was unprepared, however, when Bogar told the group that the Stanford International Bank portfolio consisted of at least $1.6 billion in personal loans to Allen Stanford, Young said. Former Stanford executive says in limbo as SEC case drags 2012-07-22T14:42:39Z And those seeking personal loans from family or friends should keep this proverb in mind: “Before borrowing money from a friend, decide which you need most.” Friends, loans and consequences 2012-07-21T21:33:00Z The firm now issues loans ranging from small personal loans to finance for businesses. Banking dominance under scrutiny 2012-07-10T23:02:25Z As the benchmark for trillions of dollars of loans worldwide – mortgage loans, small-business loans, personal loans – it affects the most basic service banks provide: borrowing money and lending it out. Wall Street's link to Libor 2012-07-08T18:12:06Z In November 2008, commercial banks on average charged an interest rate of 11.44 percent for a two-year personal loan, according to the U.S. Man United filing shows Glazers' borrowing, buying debt 2012-07-07T04:34:01Z RBS said it has charged some personal loan borrowers twice following the IT glitch that has caused chaos for hundreds of thousands of customers during the past two weeks. RBS and NatWest customers 'had loan repayments taken twice' 2012-07-03T14:28:34Z Their study — “Lenders’ blind trust and borrowers’ blind spots: A descriptive investigation of personal loans” — appears in the Journal of Economic Psychology and was just published online. Friends, loans and consequences 2012-07-21T21:33:00Z Photograph: Julien Behal/PA The amount of unsecured credit taken on by consumers leapt to £732m in May, driven by a sharp rise in borrowing through overdrafts and personal loans, according to figures from the . Consumer borrowing jumps to £732m in May 2012-07-03T12:09:32Z The ABA said consumer delinquencies fell in 10 of 11 categories it tracks, including personal loans, bank cards and direct auto loans. U.S. consumers better at debt repayment for now 2012-07-03T08:01:48Z The fireworks began for McClendon in April with a report by Reuters that he ran up hundreds of millions of dollars in personal loans to purchase stakes in company wells. The Corporate Storm Behind OKC's Thunder 2012-06-12T10:05:56Z It said the change was designed to, "expand the small micro-enterprises and personal loans to more effectively serve the real economy". China cuts rates as growth slows 2012-06-07T17:13:34Z Anecdotes abound about relationships ruined because of unpaid personal loans. Friends, loans and consequences 2012-07-21T21:33:00Z The news caused a flurry of excitement among the few established players in the field, including Zopa, for personal loans, and Funding Circle, for small businesses. Are peer-to-peer lenders the future of banking? 2012-06-09T23:01:10Z Shareholders, already exercised about the company’s underperforming stock, have seized on revelations that Chesapeake’s chief executive took personal loans from the company’s lenders. DealBook: Once-Reticent Investors Join Shareholder Revolts 2012-06-08T01:01:35Z Hagger says it is unlikely that cutting the base rate to 0% would lead to a fall in the rates paid on credit cards and personal loans. What would a 0% base interest rate mean to you? 2012-05-23T14:27:04Z According to the Wall Street Journal, personal loans are also up for the first time in almost a year. Finally, Some Good News for Home Buyers 2012-02-16T12:06:27Z The damage to relationships often starts when personal loans become delinquent, the study found. Friends, loans and consequences 2012-07-21T21:33:00Z That money, he will say, was secretly invested in real estate and other high-risk, illiquid assets, as well as personal loans and a secret Swiss bank account. In Stanford Fraud Case, Longtime Friends Become Courtroom Enemies 2012-01-30T19:34:57Z “Home loans constitute only 18 percent of its retail loan book implying that exposure to riskier consumer products like cars, CV, credit cards and personal loans is the highest among all the banks in India.” India’s Puri Shunning Mobile Phone Emulates Wells Fargo Model 2011-12-05T00:06:02Z Then it made him a $30 million personal loan this year. Sports Business: Frank McCourt Now Fighting Fox Over Dodgers TV Rights 2011-11-29T01:22:39Z In the year ending March, he doubled personal loan guarantees to 61.7 billion rupees, for which he received 508.7 million rupees. Indian Billionaires Fail to Turn Air-Travel Boom Into Profits 2011-11-13T22:00:42Z Hyundai Capital deals with auto financing, personal loans and home mortgages and is jointly owned by South Korea's largest automaker Hyundai Motor Co and GE Capital , which holds a 43 percent stake. Hyundai Capital acquires GE Capital unit in Korea for $157 mln 2011-10-24T09:03:44Z At least $2 billion of personal loans to Mr. Stanford were concealed and disguised, Mr. Davis told prosecutors. In Stanford Fraud Case, Longtime Friends Become Courtroom Enemies 2012-01-30T19:34:57Z About a third of Mr. Turner’s total fund-raising — $65,500 — came from five personal loans he provided to his campaign. David Weprin Leads Bob Turner in Fund-Raising for House Seat 2011-09-02T02:17:33Z Defaults on personal loans rose 22 percent in the first half of the year, the biggest jump in nine years, according to Serasa Experian, a credit research firm. Analysis: Brazil's economy goes from "great" to "good" 2011-08-18T19:27:37Z But Orange's error still left you with £350 of bank charges and the refusal of a personal loan. Orange's 'admin error' has left us with a serious financial problem 2011-07-30T09:59:01Z It was a billboard a mile and a half from the stadium that offered personal loans for people with unexpected bills. Plenty of Pregame Action, but No Immigration Law Protests 2011-07-13T02:25:30Z OneMain offers personal loans to individuals through its network of 1,300 branches throughout the United States. UPDATE 1-Buffett's Berkshire joins bidding group for Citi unit - WSJ 2011-07-06T05:01:05Z OneMain offers personal loans to individuals through its network of 1,300 branches throughout the U.S. Buffett's Berkshire joins bidding group for Citi unit: WSJ 2011-07-06T05:10:04Z Earlier this year, McCourt obtained a $30 million personal loan from Fox Sports and used $23.5 million of it to fund the Dodgers’ payroll and other expenses, according to court documents. MLB Objects to Los Angeles Dodgers’ Bankruptcy Financing 2011-06-28T16:02:45Z Earlier this year, McCourt obtained a $30 million personal loan from Fox Sports and used $23.5 million of it to fund the Dodgers’ payroll and other expenses, according to court papers. Dodgers File for Bankruptcy After Baseball Rejects TV Deal 2011-06-27T16:21:46Z The mayor told his alma mater, Johns Hopkins University, that it did not need to repay a large personal loan from him, effectively turning it into a donation, according to the documents. 2010 Was Big-Spending Year Even by Mayor?s Standards, Documents Suggest 2011-05-28T02:00:28Z The average interest rate on credit cards is 238 percent annually, while loans from retailers cost 85 percent, and personal loans from banks 47 percent. Brazil's New Middle Class Goes on a Spree 2011-05-12T21:00:03Z OneMain provides both secured and unsecured personal loans for individual customers. Centerbridge, Leucadia bid for Citi unit-Bloomberg 2011-05-12T17:48:53Z They point to McCourt recently having taken out a $30 million personal loan as a sign he cannot afford a protracted fight. Phil Rogers: McCourt's battle with baseball almost funny 2011-04-30T22:00:13Z But with access to personal loans easier than ever, there is little sign that free-spending Turks are paring back. In Turkey, Banks Nudged to Cool a Sizzling Economy 2011-04-25T16:46:14Z Hyundai Capital deals with auto financing, personal loans and home mortgages and is jointly owned by South Korea's largest automaker Hyundai Motor Co and GE Capital, which holds a 43 percent stake. South Korea watchdog probes Hyundai Capital data breach 2011-04-11T02:18:04Z Unsecured debt rose by £768m in February, driven by an increase in personal loans and overdrafts. Consumer borrowing 'on the rise' 2011-03-29T08:46:44Z Others rely on cash from their families combined with personal loans. Saudi King’s $15 Billion Housing Grant Won’t Eliminate Shortage 2011-03-02T04:36:10Z "But to the man on the street, there's an understandable disconnect between the Bank of England's base rate and what they see on credit cards and personal loans." Lenders rake in profits as customers pay for bank crash losses 2011-02-21T20:59:56Z Warehousing personal loans meant shareholders were unaware of them. Anglo Irish Bank to sue former boss David Drumm 2011-02-15T14:36:12Z |
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