| 单词 | auto loan |
| 例句 | The car is available on eBay through Jan. 7 and is being offered for $1.75 million by a south Florida pawn and auto loan company. Last-minute gift idea: 'Miami Vice' Ferrari on eBay for $1.75 million 2014-12-24T05:00:00Z The central bank’s rate hikes have increased the costs of mortgages, auto loans, credit cards and many forms of business borrowing, part of a concerted drive to slow growth and cool inflation pressures. Inflation likely eased last month thanks to cheaper gas but underlying price pressures may stay high 2023-11-13T05:00:00Z “The continued rise in credit card delinquency rates is broad-based across area income and region, but particularly pronounced among millennials and those with auto loans or student loans,” the economist noted. NY Fed: US Q3 credit card debt up on strong economy, as credit woes tick higher 2023-11-07T05:00:00Z Long-term Treasury yields have soared since July, the last time the Fed raised rates, swelling the costs of auto loans, credit card borrowing and many forms of business loans. Federal Reserve leaves key rate unchanged for 2nd straight time, leaves door open to future hike 2023-11-01T04:00:00Z About half say they currently have credit card debt, 4 in 10 are dealing with auto loans, and about 1 in 4 have medical debt. Many Americans say their household expenses are outpacing earnings this year, AP-NORC poll shows 2023-10-27T04:00:00Z About half say they currently have credit card debt, 4 in 10 are dealing with auto loans, and about one in four have medical debt. Many Americans say their household expenses are outpacing earnings this year, AP-NORC poll shows 2023-10-26T04:00:00Z The latest consumer price figures follow a recent surge in longer-term interest rates that has inflated borrowing costs for mortgages, auto loans and business loans. US inflation may have risen only modestly last month as Fed officials signal no rate hike is likely 2023-10-11T04:00:00Z The 10-year yield is a benchmark rate for other borrowing costs, including mortgages, auto loans and business borrowing. Economic spotlight turns to US jobs data as markets are roiled by high rates and uncertainties 2023-10-05T04:00:00Z The costs of mortgages, auto loans and credit card debt have all risen in response. Rising long-term interest rates are posing the latest threat to a US economic ‘soft landing’ 2023-10-05T04:00:00Z Harris said that would make it easier for them to obtain an auto loan or a home mortgage. VP Harris announces start of process to remove medical debt from people’s credit scores 2023-09-21T04:00:00Z Rising government bond yields, for example, will pass through into how banks set interest rates on credit cards, auto loans, and home mortgages. Fed keeps rates steady, toughens policy stance as 'soft landing' hopes grow 2023-09-20T04:00:00Z The remaining loans in this portfolio are primarily auto loans, but also include other loans, including loans for boats, recreational vehicles and motorcycles, Edward Jones analyst James Shanahan said. Canada's BMO to close indirect retail auto finance business, flags job losses 2023-09-17T04:00:00Z Data from the Labor Department shows that new car prices have jumped nearly 20% since April 2021, while higher interest rates have made auto loans more expensive. Biden sending aides to Detroit to address autoworkers strike, says ‘record profits’ should be shared 2023-09-15T04:00:00Z The banks said C6 had expanded its number of clients to 25 million from 8 million since June 2021, when JPMorgan bought its initial stake, and had added products such as auto loans. JPMorgan increases stake in Brazilian digital bank C6 to 46% 2023-08-29T04:00:00Z The volume of newly originated auto loans, which includes leases, was $179 billion. Credit-card balances in the U.S. top $1 trillion for first time 2023-08-08T04:00:00Z That will trigger an increase in the cost of mortgages, auto loans, credit cards and business borrowing. America’s robust economy isn’t making Bidenomics any easier to sell to voters 2023-07-27T04:00:00Z The resulting higher costs for a broad range of loans — from mortgages and credit cards to auto loans and business borrowing — have taken a toll on growth. U.S. economy grew at a faster 2.4% rate in April-June quarter despite Fed rate hikes 2023-07-27T04:00:00Z The resulting higher borrowing costs for a broad range of loans — from mortgages and credit cards to auto loans and business borrowing — have taken a toll on growth. US economy likely slowed in April-June quarter but still showed its resilience 2023-07-26T04:00:00Z Coming on top of its previous rate hikes, the Fed’s latest move could lead to further increases in the costs of mortgages, auto loans, credit cards and business borrowing. Federal Reserve raises its key rate for 11th time by a quarter-point in its drive to slow inflation 2023-07-26T04:00:00Z On top of all that, steadily higher auto loan rates have elbowed many would-be buyers out of the market. Car buyers bear a heavy burden as Federal Reserve keeps raising rates: Auto-loan rejections are up 2023-07-26T04:00:00Z As with its previous rate hikes, Wednesday’s increase would likely further elevate the costs of mortgages, auto loans, credit cards and business borrowing. A Fed still wary of inflation is set to raise rates to a 22-year peak. Will it be the last hike? 2023-07-25T04:00:00Z The survey also found that rejection rates for auto loans hit the highest level for a data series that goes back to 2013 and stood at 14.2%, from 9.1% in February. NY Fed report finds Americans increasingly facing borrowing headwinds 2023-07-17T04:00:00Z The bank said Friday that soured loans in its commercial business increased, but its consumer business held fairly steady, with a slight rise in credit-card defaults offset by a drop in losses on auto loans. Three Big Banks Rake In Better-Than-Expected Profits 2023-07-14T04:00:00Z The bank’s soured loans in its commercial business grew, but its consumer business held fairly steady, with a slight rise in credit-card defaults offset by a drop in losses on auto loans. Wells Fargo Beats Expectations but Sets Aside Money for Loan Losses 2023-07-14T04:00:00Z In some cases, even people with good credit are being rejected for auto loans. Car buyers bear a heavy burden as Federal Reserve keeps raising rates: Auto-loan rejections are up 2023-07-26T04:00:00Z Those increases have made mortgages, auto loans and other forms of borrowing significantly more expensive. US jobs report likely to show a solid gain, potentially complicating Fed’s drive to cool inflation 2023-07-06T04:00:00Z The survey found that what it called the average probability that a loan will be rejected "sharply" surged to record levels for auto loans, credit cards, credit limit increases and housing related credit. NY Fed report finds Americans increasingly facing borrowing headwinds 2023-07-17T04:00:00Z More recently, rising interest rates have made auto loans more expensive, causing some consumers to defer purchases or opt for used vehicles. G.M.’s Sales Jumped 19% in the Second Quarter 2023-07-05T04:00:00Z It said signs that some student loan borrowers were having trouble handling credit card and auto loan debt "may portend more widespread payment difficulties for borrowers if payments resume without relief." Biden's student-loan defeat may hasten US economic slowdown 2023-06-30T04:00:00Z Still, Caldwell said she doesn’t expect the Fed’s latest quarter-point hike in its benchmark rate to significantly affect auto loan rates. Car buyers bear a heavy burden as Federal Reserve keeps raising rates: Auto-loan rejections are up 2023-07-26T04:00:00Z The central bank’s rate hikes have led to higher costs for mortgages, auto loans, credit cards and business borrowing and widespread predictions that an economic downturn is inevitable. US economic growth last quarter is revised up to a 2% annual rate 2023-06-29T04:00:00Z Higher rates for a longer amount of time could hold back economic growth as borrowing becomes less affordable for everything from auto loans to credit cards, raising the risk of recession. Top central bankers assert need for higher interest rates to tackle persistent inflation 2023-06-28T04:00:00Z What’s more, to blunt inflation, the Federal Reserve Bank has repeatedly hiked interest rates that have stung Americans with high rates for credit cards, auto loans and home mortgages. ‘Bidenomics’: Biden pitches more spending, taxes on wealthy to cure Americans’ money woes 2023-06-26T04:00:00Z The central bank’s streak of rate increases have made borrowing for consumers and businesses more expensive across a range of loans, including home and auto loans, credit cards and business borrowing. Fed’s Powell: More rate hikes are likely this year to fight still-high inflation 2023-06-21T04:00:00Z The Fed’s rate increases have made borrowing for consumers and businesses more expensive across a range of loans, including home and auto loans, credit cards and business borrowing. Powell to face Capitol Hill hearing at a time of rising uncertainty over Fed’s interest-rate plans 2023-06-20T04:00:00Z High interest rates have inflated monthly loan payments on auto loans, dampening demand. This Week: FedEx earns, existing US home sales, CarMax earns 2023-06-19T04:00:00Z Higher rates fight inflation by raising the cost of borrowing for auto loans, mortgages and credit cards but also can weaken the economy and raise the risk of throwing the economy into recession. The Fed has paused. How long will Europe’s central bank keep raising rates in a shaky economy? 2023-06-15T04:00:00Z Consumers would still have to bear the weight of higher-cost auto loans, mortgages, credit cards and other forms of borrowing. What you should know as the Fed nears the peak of its rate-hiking cycle 2023-06-14T04:00:00Z Those hikes have led to much higher costs for mortgages, auto loans, credit cards and business borrowing. US inflation may have eased in May, but underlying price measures likely remained high 2023-06-12T04:00:00Z In her early 20s, at her mother’s request, Clark says she co-signed a high-interest auto loan on a Dodge Neon for her younger sisters, who never made the final payment. The High Cost of Bad Credit 2023-06-07T04:00:00Z The rate increases have made mortgages, auto loans, credit card borrowing, and business loans more expensive. Federal Reserve likely to skip interest rate hike at its next meeting in June, hike later 2023-05-31T04:00:00Z Start with bills that stay consistent, such as your mortgage or auto loan. Liz Weston: 5 ways to simplify and reduce your money clutter 2023-05-29T04:00:00Z Across the economy, the Fed’s rate increase have elevated the costs of auto loans, credit card borrowing and business loans. US economic growth for last quarter is revised up to a still-tepid 1.3% annual rate 2023-05-25T04:00:00Z The Fed raises its key rate to lift the cost of mortgages, auto loans, credit card borrowing and business loans. A June pause in rate hikes would be a close call for Fed officials, minutes of last meeting show 2023-05-24T04:00:00Z In low-income communities, payment delinquencies on credit cards, mortgages and auto loans — all of which invariably lower credit scores — are twice as high. The High Cost of Bad Credit 2023-06-07T04:00:00Z The Fed’s 10 rate increases since March 2022 have led mortgage rates to nearly double, elevated the costs of auto loans, credit card borrowing and business loans and heightened the risk of a recession. Survey of economists: Inflation will stay high this year, and so will Fed’s key interest rate 2023-05-21T04:00:00Z And don’t close cards if you’re about to apply for a major loan such as a mortgage or an auto loan. Liz Weston: 5 ways to simplify and reduce your money clutter 2023-05-29T04:00:00Z Rising interest rates on federal bonds will filter into borrowing rates for auto loans, mortgages and credit cards. Even Flirting With U.S. Default Takes Economic Toll 2023-05-20T04:00:00Z Consumer confidence fell by over 20% as a result then, while the S&P 500 stock index dropped 17%, and mortgage and auto loan costs went up, she said. US economy 'hangs in the balance' as debt limit impasse drag on, Yellen says 2023-05-16T04:00:00Z The New York Fed said in its report delinquency rates on housing and student debt levels remains low, although delinquency rates from credit cards and auto loans increased, testing levels seen before the pandemic. NY Fed finds big slowdown in new mortgage creation in first quarter 2023-05-15T04:00:00Z It’s all pushed the national average monthly auto loan payment to $729 — prohibitively high for many. Fixing instead of replacing: Average age of vehicles on US roads hits a record high 2023-05-15T04:00:00Z The rate hikes, which have been intended to cool spending, growth and inflation, have elevated the costs of auto loans, credit card borrowing and business loans. Fed’s Barkin: Inflation still ‘stubbornly high’ and isn’t easing fast enough toward 2% target 2023-05-10T04:00:00Z The Fed’s rate hikes, which are intended to cool spending, growth and inflation, have led to higher costs for mortgages, auto loans and credit card and business borrowing. Americans likely saw little relief from inflation in April 2023-05-09T04:00:00Z Yellen, other economists and analysts have repeatedly warned that a default on U.S. debt would result in millions of job losses, while driving household payments on mortgages, auto loans and credit cards higher. Yellen says 'no good options' if Congress fails to raise debt ceiling 2023-05-08T04:00:00Z “Household payments on mortgages, auto loans and credit cards would rise,” Ms. Yellen said in remarks to the Sacramento Metropolitan Chamber of Commerce. Trickling Tax Revenue Complicates Debt Limit Talks 2023-05-01T04:00:00Z This debt is higher than auto loans and credit card debt, and only mortgage debt is higher at $12 trillion as of September 2022. The inequity of student debt affects the economy | Op-Ed 2023-04-27T04:00:00Z “We have also undertaken a similar effort for credit cards and auto loans.” Lawmakers eye response to brokers collecting, selling personal data 2023-04-26T04:00:00Z Ms. Yellen predicted that failure to reach a deal would result in borrowing costs rising, along with payments on auto loans, mortgages and credit cards. The U.K. Deals a Huge Blow to Microsoft’s $69 Billion Activision Bid 2023-04-26T04:00:00Z When the Fed tightens credit with the goal of cooling the economy and inflation, it typically leads to higher rates on mortgages, auto loans, credit card borrowing and many business loans. Inflation slows but stays high enough for Fed to hike again 2023-04-12T04:00:00Z The company cut prices on its entire U.S. model lineup in an apparent attempt to to entice buyers amid rising interest rates, which make auto loans more expensive. Asian shares mostly higher after mixed day on Wall Street 2023-04-10T04:00:00Z A common argument against student loan debt forgiveness is how other forms of debt are not being forgiven, such as mortgage or auto loans. The inequity of student debt affects the economy | Op-Ed 2023-04-27T04:00:00Z When the central bank tightens credit, it typically leads to higher rates on mortgages, auto loans, credit card borrowing and many business loans. U.S. adds 236,000 jobs, suggests solid footing despite rate hikes 2023-04-07T04:00:00Z Last year, I wrote about a $3.38 million Federal Trade Commission settlement that showed how auto loan markups can, when applied unevenly, be discriminatory. Advice | Car payments are $1,000 for a lot of consumers. Here’s why. 2023-04-05T04:00:00Z U.S. consumers are starting to fall behind on credit cards and auto loans in greater numbers, even though delinquencies are still low by historic standards. Crisis jolts Wall Street bankers already resigned to tough job market 2023-04-05T04:00:00Z Low and middle-income shoppers have also been hurt by the Federal Reserve’s inflation-fighting campaign to hike interest rates that have made using a credit card or getting an auto loan more expensive. $90 cream and $10 toothpaste: Companies target big spenders 2023-04-02T04:00:00Z One place to watch for that dynamic is in the issuance of subprime auto loans. The Fed sees a looming credit crunch. What's that? 2023-03-24T04:00:00Z When the Fed raises its key rate, it typically leads to higher rates on mortgages, auto loans, credit cards and many business loans. U.S. inflation eases but stays high, putting Fed in tough spot 2023-03-14T04:00:00Z Couple that with rising interest rates on auto loans, and the best way to cut costs is to expand your search to a more affordable vehicle. Advice | Car payments are $1,000 for a lot of consumers. Here’s why. 2023-04-05T04:00:00Z When the Fed tightens credit, it typically leads to higher rates on mortgages, auto loans, credit card borrowing and many business loans. U.S. adds a robust 311,000 jobs despite Fed’s rate hikes 2023-03-10T05:00:00Z When the Fed raises its benchmark rate, it typically leads to higher rates on mortgages, auto loans, credit card borrowing and business loans. Is inflation still surging? Jobs report will provide clues 2023-03-09T05:00:00Z Rate hikes also typically make mortgages, auto loans, credit card rates and business lending more expensive. Squad lawmaker accuses Fed chief Powell of ‘engineering a recession’ by raising interest rates 2023-03-08T05:00:00Z When the Fed raises its key rate, it typically makes mortgages, auto loans, credit cards and business lending more expensive. Powell tells Senate panel inflation still ‘higher than expected,’ sees more interest rate hikes 2023-03-07T05:00:00Z When the Fed raises its key rate, it typically makes mortgages, auto loans, credit card rates and business lending more expensive. Powell to face Senate grilling on Fed rates and inflation 2023-03-06T05:00:00Z The Fed’s hikes typically make mortgages, auto loans, credit card rates and business lending more expensive. Inflation pressures put Powell in spotlight before Congress 2023-03-06T05:00:00Z Credit card debt, auto loans and personal loans all steadily increased throughout 2022. This week: Consumer credit, employment market updates 2023-03-06T05:00:00Z To respond to higher vehicle costs, lenders have kept extending the length of auto loans. Tacoma woman among increasing number of American’s ‘trapped’ by car debt 2023-03-05T05:00:00Z When the Fed lifts its key rate, it typically leads to more expensive mortgages, auto loans and credit card borrowing. Survey: Business economists push back US recession forecasts 2023-02-26T05:00:00Z The Fed’s higher rates, in turn, make mortgages, auto loans, credit card borrowing, and business lending more expensive. Fed’s rate hikes likely to cause a recession, research says 2023-02-24T05:00:00Z Higher borrowing costs make mortgages, auto loans and credit card borrowing more expensive. US revises down last quarter’s economic growth to 2.7% rate 2023-02-23T05:00:00Z The central bank’s rate hikes typically lead to increases in the costs of mortgages, auto loans, credit card borrowing and business lending. Fed Minutes: Almost all officials backed quarter-point hike 2023-02-22T05:00:00Z Even if the U.S. economy avoids a recession this year, consumers will likely struggle to make payments on their auto loans, especially with the Federal Reserve planning to keep raising interest rates. Tacoma woman among increasing number of American’s ‘trapped’ by car debt 2023-03-05T05:00:00Z Those increases will likely raise borrowing costs for mortgages, auto loans, credit cards and for business loans. Fed’s Barkin: ‘Slow progress’ on inflation, sees more hikes 2023-02-17T05:00:00Z Such signs of resilience raised hopes that a recession could be avoided even if the Fed keeps tightening credit and makes mortgages, auto loans, credit card borrowing and many corporate loans increasingly expensive. Fed’s rate hikes likely to cause a recession, research says 2023-02-24T05:00:00Z Delinquency rates rose too for credit cards, auto loans and mortgages although the overall share of debt in arrears by more than 90 days still remains below pre-pandemic levels for now. U.S. household debt jumps to $16.90 trillion 2023-02-16T05:00:00Z The rate hikes have had the broader economic effect of raising the costs of mortgages and auto loans as well as credit card interest rates. US wholesale inflation slows, but price pressures re-emerge 2023-02-16T05:00:00Z In January, severely delinquent auto loans hit their highest rate since 2006, based on Cox Automotive data. Tacoma woman among increasing number of American’s ‘trapped’ by car debt 2023-03-05T05:00:00Z “Household payments on mortgages, auto loans and credit cards would rise, and American businesses would see credit markets deteriorate.” C.B.O. Warns of Possible Default Between July and September 2023-02-15T05:00:00Z The eight interest rate hikes the Fed has carried out in the past year have raised the costs of mortgages and auto loans as well as credit card interest rates. Retail sales jump as Americans defy inflation and rate hikes 2023-02-15T05:00:00Z Meanwhile credit card balances increased by $61 billion in the fourth quarter while auto loan balances rose by $28 billion, the report said. U.S. household debt jumps to $16.90 trillion 2023-02-16T05:00:00Z The eight interest rate hikes the Fed has carried out in the past year have raised the costs of mortgages and auto loans as well as credit card interest rates. Retail sales jump as Americans defy inflation and rate hikes 2023-02-15T05:00:00Z “Household payments on mortgages, auto loans, and credit cards would rise, and American businesses would see credit markets deteriorate,” she said. Yellen warns of ‘catastrophe’ if debt limit not raised 2023-02-14T05:00:00Z Tip: Get preapproved for an auto loan with your local bank or credit union. Edmunds: Car shopping trends and tips for 2023 2023-02-08T05:00:00Z Consumers got use to historically cheap rates for mortgages and auto loans. State of the Union: Biden sees economic glow, GOP sees gloom 2023-02-04T05:00:00Z However, younger borrowers appear to be struggling more to make repayments for both credit card and auto loans. U.S. household debt jumps to $16.90 trillion 2023-02-16T05:00:00Z “Elon Musk apparently thinks it is easier to get billions of dollars in financing than an auto loan or a mortgage,” Pollitt added. Jury clears Elon Musk of wrongdoing related to 2018 Tesla tweets 2023-02-03T05:00:00Z The increase is almost certain to raise the average new auto loan rate above January’s 6.9%, making it more expensive to buy vehicles, according to data from Edmunds.com. Ford 4Q profit drops 90%, CEO pledges better execution 2023-02-02T05:00:00Z But it has only indirect control over the borrowing rates that people and businesses actually pay - for mortgages, corporate bonds, auto loans and many others. Powell likely to stress Fed’s inflation fight far from over 2023-02-01T05:00:00Z But it has only indirect control over the borrowing rates that people and businesses actually pay — for mortgages, corporate bonds, auto loans and many others. Powell likely to stress Fed’s inflation fight far from over 2023-01-31T05:00:00Z Citizens' Van Saun said the bank is also tightening its appetite for new mortgage credit, but that move is mot as dramatic as that for auto loans. U.S. lender Citizens stepping back from auto loans - CEO 2023-01-30T05:00:00Z As borrowing costs swell, fewer Americans can afford a mortgage or an auto loan. EXPLAINER: How will we know if the U.S. is in recession? 2023-01-26T05:00:00Z The Fed’s rate hikes have inflated borrowing costs for consumers and businesses, from mortgages to auto loans to corporate credit. US economy likely slowed but still posted solid growth in Q4 2023-01-25T05:00:00Z It’s payments on auto loans, like mortgages, that are fixed — interest is charged only on outstanding balances, which shrink as payments are made. Column: This artificial intelligence chatbot turns out to be a plagiarist — and an idiot 2023-01-25T05:00:00Z Doing so would likely lead to even higher borrowing rates for consumers and businesses, from mortgages to auto loans to corporate credit. Federal Reserve and the markets in standoff on rate hikes 2023-01-24T05:00:00Z The Fed’s rate hikes last year have made it more expensive for consumers to take out mortgage and auto loans, and raised borrowing rates for credit cards. Fewer Americans file for jobless benefits last week 2023-01-19T05:00:00Z The rate hikes the Fed has already imposed have contributed to a near doubling of mortgage rates and to sharply higher costs for auto loans and other consumer and business credit. Fed’s Mester: Rate hikes have begun to quell US inflation 2023-01-18T05:00:00Z Auto sales declined as rising interest rates for auto loans crimped demand. December retail sales fall 1.1% after slipping in November 2023-01-18T05:00:00Z Such increases would come on top of seven hikes last year, which led mortgage rates to nearly double and made auto loans and business borrowing more expensive. U.S. inflation eased again to 6.5% over the past 12 months 2023-01-12T05:00:00Z Such increases would come on top of seven hikes last year, which caused mortgage rates to nearly double and made auto loans and business borrowing more expensive. Inflation report could show another month of cooling prices 2023-01-11T05:00:00Z Though the Fed’s higher rates have begun to cool inflation from its summertime peak, they have also made mortgages, auto loans and other consumer and business borrowing more expensive. U.S. hiring stays brisk as employers add 223,000 jobs 2023-01-06T05:00:00Z The central bank has hiked rates seven times this year, which has made it more expensive for consumers to take out mortgage and auto loans, and raised borrowing rates for credit cards. Applications for U.S. unemployment aid rose slightly last week 2022-12-29T05:00:00Z Among its recent actions, the bureau reached a $3.7 billion settlement with Wells Fargo this month over abuses tied to mortgages, auto loans and overdraft fees. Elizabeth Warren’s claim to fame lands in Supreme Court’s lap; CFPB’s funding, future on the line 2022-12-29T05:00:00Z The CFPB’s Dec. 20 penalty covers the bank’s record of incorrectly applying borrowers’ payments on auto loans, resulting in improper charges of fees and interest and in some cases improper repossession of borrowers’ cars. Column: Wells Fargo got slammed with a $3.7-billion penalty. So why doesn't it sound sorry? 2022-12-28T05:00:00Z Wells Fargo was ordered to pay $3.7 billion to settle claims that it had harmed millions of people with its banking violations, including mismanaging mortgages and auto loans. Hospitalizing the Homeless 2022-12-21T05:00:00Z Along with the monetary penalty, the bank must also stop charging surprise overdraft fees and refund certain auto loan borrowers fees improperly assessed on their debts. Wells Fargo to pay $3.7 billion over actions on loans, consumer accounts 2022-12-20T05:00:00Z The bank will pay $3.7 billion to settle charges that it charged illegal fees and interest on auto loans and mortgages and levied overdraft fees incorrectly. FuelCell, Wells Fargo fall; Steelcase, Blucora rise 2022-12-20T05:00:00Z The bureau spelled out a laundry list of consumer financial law violations, from illegal fees and interest on auto loans and mortgages, as well as incorrectly applied overdraft fees against savings and checking accounts. Wells Fargo to pay $3.7B over consumer loan violations 2022-12-20T05:00:00Z The percentage of auto loans that were 30 days delinquent was just over 2% in the third quarter of this year. Car repossessions trending up for ‘prime’ and lower-income borrowers in economic warning sign 2022-12-19T05:00:00Z For auto loans, the percentage of borrowers who are 60 or more days past due will climb to 1.95% in the fourth quarter, then drop to 1.9% by the end of next year. U.S. consumer loan delinquencies seen surging to 13-year high in 2023 - study 2022-12-14T05:00:00Z But they have also sharply increased borrowing costs for consumers and businesses — on mortgages, auto loans and credit cards, among other loans. A diminished US workforce could lead Fed to keep rates high 2022-12-12T05:00:00Z Third-quarter results also showed early loan delinquency went up 3 basis point from the previous quarter, to 0.51%, driven by credit cards, commercial and industrial loans and auto loans. U.S. banks profits rise in 3rd quarter, despite warning signs -FDIC 2022-12-01T05:00:00Z It marks the sixth increase this year and has pushed new auto loan finance rates to their highest since 2019. Edmunds: How to mitigate rising auto loan interest rates 2022-11-23T05:00:00Z Applying for loans under both of your names, like an auto loan or mortgage, can also be helpful as on-time payments will be reflected on both of your credit reports. Millennial Money: How stay-at-home spouses can build credit 2022-11-22T05:00:00Z While retail sales in October were strong, data suggests that subprime auto loan delinquencies are increasing and higher-income shoppers are starting to trade down, Morgan Stanley economists said in a note on Friday. Wall St Week Ahead With Black Friday ahead, investors look to U.S. consumer stocks 2022-11-18T05:00:00Z Some experts in the car industry also expect used vehicle demand to wane and prices to fall in the coming months, in part because auto loans have become pricier. Are the Federal Reserve’s Rate Increases Working? 2022-11-18T05:00:00Z Those hikes have increased borrowing costs for mortgages, auto loans and credit cards, among other loans. Key Fed official says he’s open to slowing hikes in December 2022-11-16T05:00:00Z Higher rates might discourage people from taking out a mortgage or getting a new auto loan, but Fed officials can’t build apartments or boost production of cars. How the Fed’s rate hikes slow the economy — and impact you Hard inquiries are more extensive, and prompted by big-ticket things like auto loans and mortgages. My wallet was stolen at a bar. Then my identity theft nightmare began 2022-10-26T04:00:00Z Glenn Mears, who runs five dealerships south of Canton, Ohio, says the Federal Reserve’s interest rate hikes, by contributing to pricier auto loans, are slowing his showroom traffic. Auto prices finally begin to creep down from inflated highs 2022-10-27T04:00:00Z A salesman submitted my credit application for an auto loan. Advice | Car buying? Beware of hidden loan markups, especially if Black or Latino. 2022-10-21T04:00:00Z To tackle inflation, the Fed raises interest rates, which can snuff out demand by making a whole host of lending — from auto loans to mortgages — more expensive. Prices rose again in September, ensuring more interest rate hikes 2022-10-13T04:00:00Z The Fed can’t fix holes in supply chains, but it can make auto loans more expensive — so fewer people will buy cars until supply chains catch up. How the Fed’s rate hikes slow the economy — and impact you Those increases are intended to raise borrowing costs for mortgages, auto loans and business loans and cool inflation by slowing the economy. Little sign of relief expected in September inflation data 2022-10-12T04:00:00Z By lifting its benchmark rate, the Fed is pushing up the cost of a wide range of consumer and business loans, including for mortgages, auto loans, and credit cards. Boston Fed’s Collins says ‘higher unemployment’ needed 2022-09-26T04:00:00Z Look out for a hidden markup on your auto loan. Advice | Car buying? Beware of hidden loan markups, especially if Black or Latino. 2022-10-21T04:00:00Z Finance companies will also raise their rates on most consumer and auto loans, rates that are generally far above the central bank's benchmark to begin with. The Fed's latest rate hike: five ways Americans may feel the pain 2022-09-22T04:00:00Z If house payments or auto loans get more expensive as borrowing costs go up, people might cut spending elsewhere. How the Fed’s rate hikes slow the economy — and impact you Rates on new auto loans are likely to go up by nearly as much as the Fed’s rate increase. How the Fed’s steep rate hikes stand to affect your finances 2022-09-20T04:00:00Z The Fed figures include credit card debt, student loans, and auto loans, but do not factor in mortgage debt. More Americans are stuck with long-term credit card debt 2022-09-19T04:00:00Z The product, analysts said, largely has not been tested through a great period of financial distress, unlike mortgages or credit cards or auto loans. As ‘buy now, pay later’ plans grow, so do delinquencies 2022-09-14T04:00:00Z Higher rates from the Fed would, in turn, lead to higher costs for mortgages, auto loans and business loans. Driven by consumers, US inflation grows more persistent 2022-09-13T04:00:00Z The Fed’s rapid rate increases — the fastest since the early 1980s — typically lead to higher costs for mortgages, auto loans and business loans, with the goal of slowing growth and reducing inflation. Cheaper gas likely slowed high US inflation for a 2nd month 2022-09-12T04:00:00Z That makes the auto loan your smallest debt. A cold, hard look at snowball vs. avalanche debt strategies | Provided by 1st Security Bank 2022-08-29T04:00:00Z Such moves, in turn, affect borrowing costs throughout the economy — for mortgages, auto loans and business loans, among others. Fed tackles inflation with its most diverse leadership ever 2022-08-27T04:00:00Z The class representative, a resident of Jacksonville, Fla., alleges she was denied an auto loan in April after the report Equifax provided to the dealership showed a credit score that was inaccurate by 130 points. Advice | Your free credit scores don’t tell the whole story 2022-08-05T04:00:00Z The New York Fed researchers also found modest increases in delinquent payments for mortgages, auto loans and credit card debt as lenders end forbearance programs established at the start of the pandemic. Advice | Should you use retirement money to pay off credit card debt? 2022-08-03T04:00:00Z “The second quarter of 2022 showed robust increases in mortgage, auto loan, and credit card balances, driven in part by rising prices,” said Joelle Scally, administrator of the aforementioned data center, in a statement. Biden promised to ‘Unite America’; he hasn’t 2022-08-03T04:00:00Z Overall delinquency rates rose modestly too for all debt types, with delinquencies for credit cards and auto loans "creeping up," particularly in lower-income areas, the New York Fed's quarterly household debt report said. U.S. household debt tops $16 trillion amid rising inflation 2022-08-02T04:00:00Z Generation Z consumers and those with low credit scores are falling behind on credit card and auto loan bills and accumulating credit card debt at a pace not seen since before the pandemic. Inflation begins to strain finances of young, low-income Americans 2022-08-01T04:00:00Z In its earnings report, Ally Bank, a big auto loan maker, provided data on past-due auto loans in the second quarter for borrowers at a range of income levels. If the Economy Is Shaky, Why Are Company Profits Still Strong? 2022-07-29T04:00:00Z The Fed wants to cool the economy through its rate hikes, which make home mortgages, auto loans and business borrowing more expensive. US not yet in recession and 4 other takeaways from the Fed 2022-07-27T04:00:00Z It will result in hikes in rates for everything from credit card, home equity and auto loans to business loans, with mortgage rates expected to also rise. Fed chief Powell doesn’t see evidence of recession after raising key interest rate 2022-07-27T04:00:00Z The Fed’s rate hikes typically make auto loans more expensive. How the Federal Reserve’s rate hikes affect your finances 2022-07-27T04:00:00Z Among non-prime borrowers, the percentage of credit card and auto loans that were more than 30 days past due also rose, VantageScore found. Inflation begins to strain finances of young, low-income Americans 2022-08-01T04:00:00Z Schenk dismissed worries as overblown, saying auto loan delinquencies of greater than 60 days are up only slightly for credit unions and remain historically at very low levels. In another pandemic fallout, used car prices are way up, and the repo man is back 2022-07-25T04:00:00Z Economists are predicting the Federal Reserve could add up to a full point to interest rates, raising the cost of auto loans. The AP Interview: GM’s Barra stands by ambitious EV pledge 2022-07-18T04:00:00Z To do that, you start by adding up your monthly expenses, including everything from your rent or mortgage payment and auto loan to average grocery and utility expenses. Perspective | Inflation is soaring. Time to rethink your emergency savings. 2022-07-15T04:00:00Z Credit card rates have grown more burdensome, and so have auto loans. How the Federal Reserve’s rate hikes affect your finances 2022-07-27T04:00:00Z For now, delinquencies on auto loans are still lower than before the pandemic, the executive said. Inflation begins to strain finances of young, low-income Americans 2022-08-01T04:00:00Z American consumers currently have auto loans totaling $1.4 trillion, double the amount from 10 years ago and now larger than credit card debt, according to the Federal Reserve Bank of New York. In another pandemic fallout, used car prices are way up, and the repo man is back 2022-07-25T04:00:00Z Nonrevolving credit, which includes auto loans as well as student loans made by the government, increased by $14.93 billion in May. U.S. consumer credit growth slows considerably in May 2022-07-08T04:00:00Z High rates raise the cost of mortgages, auto loans and a wide array of business investments. Fed chair acknowledges that higher interest rates could cause a recession 2022-06-22T04:00:00Z When fewer people shop for cars, because auto loans are expensive and the job market feels less secure, a smaller supply of vehicles might be enough to go around without causing prices to shoot up. The Painful Path 2022-06-21T04:00:00Z Consumers, already feeling the pinch of higher prices, will pay more for credit card balances and auto loans. Fed’s interest rate hikes may mark start of tough new economic climate 2022-06-19T04:00:00Z If used-car values soften in the months ahead — and the increases are already beginning to moderate — many consumers could be left with upside-down auto loans. In another pandemic fallout, used car prices are way up, and the repo man is back 2022-07-25T04:00:00Z At higher rates, consumers will find the prices of mortgages, auto loans and other financed purchases harder to manage. Recession fears grow as Dow closes below 30,000 and mortgage rates spike 2022-06-16T04:00:00Z The move to hike interest rates will make the price of mortgages, auto loans and a wide array of business investments more expensive. Fed raises interest rates by largest amount since 1994 to fight inflation 2022-06-15T04:00:00Z Though the Fed doesn't control what banks or car dealers charge for such loans, credit card rates and auto loans typically rise when the Fed's policy rate does. Explainer: What Americans face now as the Fed raises interest rates 2022-06-15T04:00:00Z Fed rate hikes can make auto loans more expensive. This is how a higher Fed rate could affect your finances 2022-06-15T04:00:00Z The Fed’s move, its most aggressive since 2000, means higher costs for mortgages as well as credit cards, auto loans and other borrowing for individuals and businesses. Average long-term mortgage rates fall; 30-year loan at 5.1% 2022-05-26T04:00:00Z That’s more than either the nation’s total borrowing on credit cards or for auto loans. Student loan forgiveness unlikely to boost the economy 2022-05-24T04:00:00Z The Fed’s move, its most aggressive since 2000, will mean higher costs for mortgages as well as credit cards, auto loans and other borrowing for individuals and businesses. Average long-term U.S. mortgage rates edge down to 5.25% 2022-05-19T04:00:00Z The Fed’s increases in its benchmark short-term rate typically lead, in turn, to higher borrowing costs for consumers and businesses, including for mortgages, auto loans and credit cards. Powell: Fed to keep hiking rates until it controls inflation 2022-05-17T04:00:00Z “Other bribe suggestions: Forgive auto loans? Forgive credit card debt? Forgive mortgages?” he wrote on social media. Biden plunges into the risky politics of student loans 2022-05-15T04:00:00Z This week, Biden said that while he would respect the Fed’s independence, he supported its efforts to raise borrowing rates, which have already caused the costs of mortgages, auto loans and business borrowing to surge. Senate confirms Powell for 2nd term as Fed fights inflation 2022-05-12T04:00:00Z In the year’s first quarter, banks eased their standards for card and auto loans and reported stronger consumer demand for credit, according to a Federal Reserve survey released on Monday. The refinancing boom is ebbing as mortgage rates rise. 2022-05-10T04:00:00Z The Fed’s move, its most aggressive since 2000, will bring higher costs for mortgages as well as credit cards, auto loans and other borrowing for individuals and businesses. US mortgage rates rise; 30-year at 5.27%, highest since 2009 2022-05-05T04:00:00Z So will the cost of an auto loan. How higher Fed rates stand to affect Americans’ finances 2022-05-04T04:00:00Z All told, the Fed’s credit tightening will likely mean higher loan rates for many consumers and businesses over time, including for mortgages, credit cards and auto loans. Fed raises key rate by a half-point in bid to tame inflation 2022-05-04T04:00:00Z He added, “Other bribe suggestions: Forgive auto loans? Forgive credit card debt? Forgive mortgages?” Activists keep up pressure as Biden weighs student debt move 2022-04-30T04:00:00Z “Other bribe suggestions: Forgive auto loans? Forgive credit card debt? Forgive mortgages? And put a wealth tax on the super-rich to pay for it all. What could possibly go wrong?” Dem lawmaker: Biden suggests he’ll ease student loan burden 2022-04-27T04:00:00Z Many auto loans start in a position of negative equity, meaning you owe more on the loan than the vehicle is worth due to finance charges and the initial depreciation hit of about 20%-25%. Edmunds: A longer loan for your car? Bad idea 2022-04-27T04:00:00Z Such rate hikes would be larger than the Fed’s typical quarter-point increases and would likely lead to higher borrowing costs for home mortgages, auto loans and credit cards. Brainard wins Senate confirmation to be Fed’s vice chair 2022-04-26T04:00:00Z The Fed’s moves have already contributed to higher borrowing costs for home mortgages, auto loans and credit cards. Why Fed worries about the strongest US job market in decades 2022-04-22T04:00:00Z The administration said one in three adults in the U.S. have medical debt, and it is now the largest source of debt in collections — “more than credit cards, utilities, and auto loans combined.” White House outlines steps to relieve medical debt 2022-04-11T04:00:00Z Higher rates from the Fed will heighten borrowing costs for mortgages, auto loans, credit cards and corporate loans. Fed moves toward slashing bond holdings to fight inflation 2022-04-06T04:00:00Z Raising interest rates has a cooling effect on the economy, because it increases the costs associated with a wide range of lending, from mortgages and auto loans to business investments. Fed raises interest rates modestly, plans seven rate hikes in total this year 2022-03-16T04:00:00Z That's because the short-term interest rates controlled by the Fed can indirectly affect the rates charged on auto loans. How the Fed's rate hikes could affect U.S. consumers 2022-03-16T04:00:00Z The Fed’s rate hikes won’t necessarily raise auto loan rates as much. How higher interest rates will affect Americans’ finances 2022-03-16T04:00:00Z Borrowing costs for mortgage loans, credit cards and auto loans will likely rise as a result. Fed begins inflation fight with key rate hike, more to come 2022-03-16T04:00:00Z Those increases will eventually mean higher rates for consumers and businesses, including for homes, auto loans and credit cards. Hiring was likely solid in February despite rising inflation 2022-03-03T05:00:00Z In other cases, the agency said some auto loan servicers have refused to release personal property found in vehicles unless delinquent borrowers paid a storage fee. Perspective | As used-car prices surge, a federal watchdog is warning lenders not to illegally repo people’s vehicles 2022-03-02T05:00:00Z They also may carry a large amount of debt from credit cards, student loans and auto loans, which would lower their net worth. Median net worth of Seattle-area homeowners neared $1 million in 2021 2022-02-18T05:00:00Z Credit card interest rates and the costs of an auto loan will also likely move up. How higher interest rates will affect Americans’ finances 2022-03-16T04:00:00Z Over time, those higher rates will raise the costs for a wide range of borrowing, from mortgages and credit cards to auto loans and corporate credit. US inflation might have hit a new 40-year high in January 2022-02-09T05:00:00Z That lack of negotiating power filters down into auto loans. Dealer's choice: How to buy a car now 2022-02-09T05:00:00Z Generally, auto loan servicers don’t immediately move to repossess a vehicle. Perspective | As used-car prices surge, a federal watchdog is warning lenders not to illegally repo people’s vehicles 2022-03-02T05:00:00Z Just more than half of banks reported stronger demand for credit card loans in the fourth quarter, while some reported weaker demand for auto loans. U.S. banks see business lending driving 2022 growth 2022-02-03T05:00:00Z The action will increase consumers’ costs of borrowing on items such as auto loans and mortgages. Times Square billboard has Biden face-palming over inflation 2022-01-28T05:00:00Z By making it more expensive to buy a lawn mower on credit or a car with an auto loan, Fed rate increases might help to cool off America’s spending spree. Fed, citing high inflation and strong job market, signals rate increase ‘soon’ 2022-01-26T05:00:00Z The Fed’s moves are likely to make a wide range of borrowing - from mortgages and credit cards to auto loans and corporate credit - more expensive. Fed to signal timing, speed of rate hikes to cool inflation 2022-01-26T05:00:00Z Repossessions are unavoidable when people get in financial trouble and can’t pay their auto loans. Perspective | As used-car prices surge, a federal watchdog is warning lenders not to illegally repo people’s vehicles 2022-03-02T05:00:00Z However, the outlook for consumer spending is more mixed with demand for home loans, mortgage refinancing and auto loans declining while credit card spending rises. U.S. banks see business lending driving 2022 growth 2022-02-03T05:00:00Z The most common subjects of debt collection suits include medical bills, credit card balances and auto loans. They Need Legal Advice on Debts. Should It Have to Come From Lawyers? 2022-01-25T05:00:00Z The Fed’s moves are likely to make a wide range of borrowing — from mortgages and credit cards to auto loans and corporate credit — more expensive. As Fed meets, investor angst over rate hikes spooks markets 2022-01-25T05:00:00Z Mostly, that means it will soon be more expensive to borrow money for a home loan, auto loan, business loan or other debt, which should dampen demand a bit. Opinion | Biden must move faster to fill the three openings on the Federal Reserve board 2021-12-19T05:00:00Z The Fed’s key rate, now pinned near zero, influences many consumer and business loans, including mortgages, credit cards and auto loans. Why the Fed feels now is time to tighten credit more quickly 2021-12-15T05:00:00Z Scores also can be tweaked for different types of lending, such as auto loans or credit cards. Here's why you have many different credit scores 2021-12-01T05:00:00Z Banks in general also eased standards for consumer credit card and auto loans, by lowering credit score requirements or increasing credit limits. Banks ease credit rules, demand grows as U.S. economy motors ahead -Fed survey 2021-11-08T05:00:00Z Minor notes that student debt is “the second highest form of consumer debt, behind only mortgage debt, and ahead of credit cards and auto loans.” What you need to know about paying (and saving) for college | Provided by Guaranteed Washington Education 2021-11-01T04:00:00Z That in turn drove up other interest rates, including on home and auto loans. Opinion | Stop the Debt Ceiling Nonsense 2021-10-09T04:00:00Z Not surprisingly, that didn’t go over with Hankey, whose Westlake Financial is notorious for calling auto loan borrowers if they are one day late on a payment. The fight over 'The One' — L.A.’s biggest and most extravagant mansion 2021-09-27T04:00:00Z For instance, people in extremely rural areas often find less need for credit cards and auto loans, which would fill their credit report with the solid history of repayment that mortgage lenders look for. Fannie Mae to include rent payments in mortgage applicants’ credit history review 2021-09-08T04:00:00Z New extensions of credit for mortgages and auto loans reached record highs in the second quarter, the study found. U.S. demand for household debt climbed in Q2, New York Fed report shows 2021-08-03T04:00:00Z For consumers, banks reported easing standards across all three loan categories — credit card loans, auto loans, and other consumer loans - and saw stronger demand for them during the same period. Banks eased lending standards for businesses, households in Q2, Fed survey shows 2021-08-02T04:00:00Z Consumer debt soared to $14.64 trillion in the first three months of the year — fueled in large part by mortgages, auto loans and the perennial problem of $1.7 trillion in outstanding student borrowing. Column: California's usury law caps loan rates. Bizarrely, most lenders are exempt 2021-07-30T04:00:00Z Failing to pay your utility bills could result in shut-offs, and failing to pay your auto loan could cause your car to be repossessed. U.S. medical debts are bigger than was known, totaling $140 billion 2021-07-20T04:00:00Z Consumer loans grew at a robust pace in April, driven by rapid growth in auto loan balances. Minutes of Federal Reserve June 15-16 policy meeting 2021-07-07T04:00:00Z Delinquencies on non-housing debt, including auto loans and credit cards, temporary leveled off after March 2020 but then began rising again. Mortgage forbearance provided vital relief to small businesses, low-income households -NY Fed study 2021-05-19T04:00:00Z Generous unemployment benefits are helping contain the number of delinquent auto loans, and in turn the supplies of repossessed cars on the market. Inflation Is Here. What Now? 2021-05-13T04:00:00Z Is your child going to need an auto loan, apply for a mortgage or rent an apartment before her 18th birthday? Apple thinks building credit should be a family affair. No 13-year-old needs credit. 2021-04-27T04:00:00Z U.S. vehicle sales recovered quite quickly starting late last spring, and auto loans from U.S. banks are at a record high. As bank earnings roll in, a mixed picture for loans 2021-04-14T04:00:00Z An overheating economy also could spark a rise in interest rates, which would increase the cost for consumers on big-ticket items such as auto loans and home mortgages. Dems dismiss Republicans’ inflation fears over Biden’s massive stimulus bill 2021-02-23T05:00:00Z Those purchases are intended to hold down longer-term rates, including borrowing costs for mortgages, auto loans and some business loans. Fed keeps rate near zero and sees brighter economy in 2021 2020-12-16T05:00:00Z Those moves indirectly lower rates on mortgages, auto loans and credit cards, with the aim of encouraging more borrowing and spending. Fed keeps rate near zero but sees brighter economy in 2021 2020-12-16T05:00:00Z The Federal Reserve said Monday that consumer borrowing rose 2.1% in October to $4.16 trillion, pushed higher by a 4.8% jump in a category mostly made up of student and auto loans. US credit card balances fall, though overall borrowing rises 2020-12-07T05:00:00Z It exceeds what Americans owe on credit cards or auto loans and trails only mortgages. For millions deep in student loan debt, bankruptcy is no easy fix 2020-11-28T05:00:00Z “The choices are to stop spending on regular everyday purchases, or stop making payments like mortgages, student loans, auto loans, credit cards,” Professor Ganong said. Jobless Workers Built Up Some Savings. Then the $600 Checks Stopped. 2020-10-16T04:00:00Z For auto loans, borrowers with lower credit scores and thin credit histories face more rigorous requirements and less generous terms, including shorter loan periods. Interest Rates Are Low, but Loans Are Harder to Get. Here’s Why. 2020-08-04T04:00:00Z During the quarter, the bank processed 1.8 million requests for payment deferrals on credit cards, mortgages and auto loans, of which 1.7 billion are still in place as of last week. Bank of America’s 2Q results hurt by pandemic like others 2020-07-16T04:00:00Z Long-term auto loans allow people to spend more on a car while keeping the payments low. Edmunds: Shoppers should think twice about long-term loans 2020-06-17T04:00:00Z The company will use the investment to hire more data scientists, develop its technology further and pursue new asset classes, such as real estate and other fixed-income assets like auto loans, mortgages, and corporate credit. U.S.-Israeli fintech firm Pagaya raises $102 million in funds 2020-06-17T04:00:00Z Three basic federal laws prohibit discrimination in pricing and making decisions on mortgages and other lending, such as auto loans, unsecured consumer loans, student loans and credit cards. Trump & Co. find another way to oppress minorities 2020-06-14T04:00:00Z At the end of 2019 not a single bank in America was tightening its requirements for auto loans, Fed data shows. The rich are making out like bandits in this pandemic 2020-05-23T04:00:00Z The auto loan financing company was accused of knowingly targeting consumers who were likely to default on its loans. West Virginia reaps $6.4M in auto loan company settlement 2020-05-20T04:00:00Z Mortgage originations for purchases and refinancing, along with new auto loans, were down from the fourth quarter. U.S. household debt reached $14.3 trillion, credit standards tightened in first quarter 2020-05-05T04:00:00Z The bank’s employees were caught opening millions of fraudulent accounts in order to meet sales figures, and found bundling auto insurance to auto loans when customers did not need it. Fed eases limit on Wells Fargo to make more small biz loans 2020-04-08T04:00:00Z Auto debt was also flashing a red flag: Last year, economists warned that 7 million car customers were 90 days or more behind on their auto loans. Car dealers are desperate. Does that make it a good time to buy a vehicle online? 2020-04-08T04:00:00Z Those securities must be built on certain types of borrowing, like credit cards, auto loans, or small business loans. Private Equity Firm Pushes for Broader Access to Fed Lending Program 2020-04-04T04:00:00Z High priority: Rent, mortgage, auto loan, utilities and child support. Perspective | Rent, mortgage, car loans, utilities and child support. The other bills can wait. 2020-04-03T04:00:00Z Today, auto loans are readily available and interest rates are historically low. Auto Sales Plummet in First Quarter as Coronavirus Keeps Buyers Away 2020-04-01T04:00:00Z Banks and credit unions are also working with customers who can’t pay their auto loans or credit card bills. Perspective | No money for rent or mortgage? Here’s what to do. 2020-03-27T04:00:00Z The Fed will buy bonds that are backed by auto loans, credit card loans, student loans, and some small business loans guaranteed by the Small Business Administration. Q&A: What did the Fed do Monday and who will it help? 2020-03-24T04:00:00Z One is the Term Asset-Backed Securities Loan Facility, which helps the market for student loans, auto loans, credit card loans and loans backed by the Small Business Administration. Fed announces unlimited bond purchases in unprecedented move aimed at preventing an economic depression 2020-03-23T04:00:00Z Bank of America will also allow skipped payments while still keeping the interest clock running for auto loan, credit card and mortgage customers. Which Consumer Lenders Are (and Aren’t) Helping the Most 2020-03-17T04:00:00Z “Don’t open up any new auto loan, credit card or any new credit while this is in process, period,” said Quicken’s Mr. Banfield. Rushing to Refinance Your Mortgage: 6 Tips and What to Avoid 2020-03-13T04:00:00Z That’s on par with the cost of an auto loan on the same used car — except that with Fair’s price, all the other services and fees are bundled in. Driven: Behind the rise, stumble and rebirth of Fair and its car-buying app 2020-03-11T04:00:00Z Employees had opened what may have been millions of sham accounts in customers’ names, charged mortgage customers unnecessary fees and forced auto loan borrowers to buy insurance they did not need. Latest Wells Fargo Chief Promises to Reform ‘Broken’ Culture 2020-03-10T04:00:00Z Bank employees had opened fake accounts in customers’ names, charged mortgage customers unnecessary fees and forced auto loan borrowers to buy insurance they did not need. Wells Fargo’s Chairwoman, Betsy Duke, Resigns After Critical Report 2020-03-09T04:00:00Z The category that includes auto loans and student loans increased $15.1 billion in January. US consumer borrowing up a moderate $12 billion in January 2020-03-06T05:00:00Z The report also said Mr. Sloan gave “inaccurate and misleading” testimony to Congress last year about the bank’s compliance in a matter relating to sales of mortgages and auto loans. Wells Fargo Was Promised Soft Handling by Trump Appointee, Democrats Say 2020-03-04T05:00:00Z The couple are accused of laundering drug money by making large deposits at credit unions and using cash to pay auto loans. 6 people accused of distributing crack cocaine in New Mexico 2020-03-01T05:00:00Z Nor will the auto loan for the plumber’s work truck be wiped away. Opinion | Should we take Bernie Sanders literally, or seriously? Neither. 2020-02-25T05:00:00Z The mortgage and auto loan claims are not part of Friday’s deal, and Justice Department officials declined to comment on whether they intended to take more action against the bank. The Price of Wells Fargo’s Fake Account Scandal Grows by $3 Billion 2020-02-21T05:00:00Z For household loans, it was a mixed picture with loan standards unchanged for residential real estate loans but a less rosy picture for credit cards and auto loans. U.S. banks keep business loan standards unchanged in fourth quarter 2020-02-03T05:00:00Z This new model will help reduce defaults, including a potential 9 percent reduction among new auto loans, Fair Isaac said. FICO changes mean 40 million Americans could soon see lower credit scores 2020-01-23T05:00:00Z But borrowing for auto loans and student debt rose $14.9 billion in November. US consumers took it easy on their credit cards in November 2020-01-08T05:00:00Z “The accident wasn’t Charlotte’s fault and they got $7,000 from the insurance company plus the auto loan went away.” Couple’s financial troubles could be eased after surprise career change 2019-12-21T05:00:00Z Think of paying 18 percent for a mortgage or an auto loan, and you will understand the distress of ordinary Americans. Perspective | How Paul Volcker beat inflation and saved an independent Fed 2019-12-10T05:00:00Z Their responses showed that they expected to tighten loan standards for most business, credit card and auto loans, and expected demand to hold steady for most types of loans. U.S. banks keep business loan standards unchanged in fourth quarter 2020-02-03T05:00:00Z The paper says the plea agreement described O’Day admitting he and two co-conspirators submitted at least 30 fraudulent auto loan applications listing him as the seller of the vehicles, even with no ownership interest. Maryland man gets prison time for auto loan scheme 2019-11-10T05:00:00Z Banks also reported tightening lending standards for credit card loans while standards for residential real estate loans and auto loans were unchanged, according to the survey. U.S. banks keep business loan standards steady in third-quarter 2019-11-04T05:00:00Z Student loan debt exceeds both credit card debts and auto loans, and appears to be damaging the economy by causing young people to put off marriage, childbirth, home ownership, and small business formation. Could the US student debt crisis unite Republicans and Democrats? | Geoffrey Kabaservice 2019-10-28T04:00:00Z “The economy is masking the true performance of auto loans,” Kornfeld said. Rising old used car prices help push poor Americans over the edge 2019-10-11T04:00:00Z Revolving debts, such as a credit card, typically carry more weight than installment loans, such as an auto loan or mortgage. Perspective | Debunking a credit score myth. No, you shouldn’t leave a balance on your card. 2019-09-27T04:00:00Z The debt has tripled in less than 15 years and eclipsed the amount due on credit cards, auto loans and all consumer debts outside of mortgages. How Do You Fix … All of It? 2019-09-18T04:00:00Z It has been estimated that forty-five million people in the United States hold educational debt totalling roughly $1.5 trillion—more than what Americans owe on their credit cards and auto loans combined. Student Debt Is Transforming the American Family 2019-09-02T04:00:00Z She cites a Federal Reserve Bank of New York report for the fourth quarter of 2018 showing increases in auto loans, credit card balances and student loan debt. Opinion | Elizabeth Warren is the real economic threat 2019-08-19T04:00:00Z “If we hit a downturn today, the performance of auto loans would not look very good.” Rising old used car prices help push poor Americans over the edge 2019-10-11T04:00:00Z In it, she diagnoses problems in what she calls “our precarious economy” — including record auto loan debt and rising living costs — and writes, “warning lights are flashing.” Trump, banking on strong economy to win reelection, frets over a possible downturn 2019-08-15T04:00:00Z Similar delinquency rates declined for auto loans, home equity lines of credit, mortgages and other debt categories. Past-due student loans, credit card debt could weigh on U.S. growth 2019-08-13T04:00:00Z On the one hand, mortgages and auto loans become more affordable, she said. As the U.S.-China trade war drags on, here’s what it means for you 2019-08-06T04:00:00Z The more current report found “a small increase in auto loan balances.” Opinion | Elizabeth Warren is the real economic threat 2019-08-19T04:00:00Z The prime lending rate is what the banks use to set rates on many consumer loans, such as credit cards or auto loans, and small-business loans. Mortgage rates pause as markets digest impact of Federal Reserve meeting 2019-08-01T04:00:00Z Typically, when the Fed slashes interest rates, borrowing costs drop for mortgages, business loans, auto loans and credit cards, leading to more homes being sold, more businesses investing and more economic activity overall. With the economy on the line, the Fed prepares to take its biggest gamble in years 2019-07-28T04:00:00Z If you shopped for both mortgages and auto loans, then two inquiries eventually would be factored into your credit scores, rather than just one. Escaping California’s tax auditors is tough even after leaving the state 2019-07-07T04:00:00Z Her plan would also seek to increase credit access by alter crediting reporting standards to include payments on credit cards, student loans, auto loans, and mortgage payments. Kamala Harris announces $100B plan for black home ownership, tackling racial wealth gap 2019-07-06T04:00:00Z So for us, that meant tackling the balance for the immigration lawyer, then the personal loan, followed by the auto loan and finally student loans. How I ditched debt: ‘It made our marriage so strong’ 2019-07-02T04:00:00Z The June 27 op-ed “Your car loan would be cheaper if dealers had to play fair” trotted out tired and disproved yarns about so-called overcharging of auto loans that consumers can obtain through the dealership. Opinion | The case for dealership auto loans 2019-07-01T04:00:00Z He used the money to pay his mortgage and auto loans. Bank employee sentenced for taking $171,000 from customer 2019-06-27T04:00:00Z The Fed’s main rate is a benchmark for credit cards, auto loans and other short-term consumer lending. Is the Federal Reserve about to cave to Trump’s demand to cut interest rates? 2019-06-18T04:00:00Z As for Norden’s $4,200 auto loan, Toomey decided to leave the repayment schedule alone and let it pay off the debt in two years. Student debt and credit cards cloud young woman’s financial horizon 2019-05-31T04:00:00Z Consumers say prices are too high, and lenders are tightening standards for auto loans. Analysis | The Finance 202: Trump promised an auto renaissance. The industry has hit a skid. 2019-05-29T04:00:00Z Because what was true then is just as true now: Dealer-arranged financing usually saves consumers money on their auto loans, because dealers have the ability to meet or beat any competing credit offers. Opinion | The case for dealership auto loans 2019-07-01T04:00:00Z The Arizona Fair Lending Act would cap annual interest for small auto loans proponents say trap the poor in a cycle of debt at 36%. Coalition launches initiative to cap auto title loan costs 2019-05-16T04:00:00Z “The overall performance of auto loans has been slowly worsening,” the Fed reported. Perspective | What ‘Junk’ tells us about America’s relationship with debt 2019-04-23T04:00:00Z That rate, in turn, affects everything from mortgage rates to the interest rate on auto loans and the interest paid on savings accounts. A Trump Fed choice steps aside, and another faces new doubts 2019-04-22T04:00:00Z Borrowing for auto loans and student loans rose by $12.2 billion, the smallest gain since last June. US consumer borrowing gains slow in February 2019-04-05T04:00:00Z The company will use the investment to develop its technology further and pursue new asset classes, such as real estate, auto loans, mortgages and corporate credit. U.S.-Israeli fintech firm Pagaya raises $25 million 2019-04-03T04:00:00Z Those applicants often carried crushing monthly personal debts — for credit cards, auto loans, student loans and other obligations — totaling more than half of their monthly incomes. New FHA rules make it tougher for people with heavy debt to get a mortgage 2019-03-26T04:00:00Z More than 7 million Americans were 90 days or more behind on their auto loan at the end of 2018. Perspective | What ‘Junk’ tells us about America’s relationship with debt 2019-04-23T04:00:00Z Borrowing for auto loans and student loans remained strong, rising by $14.47 billion in January after a $14.42 billion December increase. Consumer borrowing up in January with credit card rebound 2019-03-07T05:00:00Z Student loans are the second-largest consumer debt segment and surpassed home equity revolving debt, auto loans and credit card debt balances shortly after the recession ended. Young Americans’ debt tops $1 trillion as student loans pile up 2019-02-25T05:00:00Z “Making cars pricier when auto loan delinquencies are already surging seems particularly tone deaf to working Americans,” said Nathan Nascimento, executive vice president of Freedom Partners, a group affiliated with billionaire industrialist Charles Koch. EU warns Donald Trump against auto tariffs, says retaliation would be ‘swift’ 2019-02-18T05:00:00Z Now comes news that trouble has been brewing in the auto loan market. Editorials from around New England 2019-02-15T05:00:00Z Fewer than 1 percent of auto loans issued by credit unions are 90 days or more late, compared with 6.5 percent of loans issued by auto finance companies. A record 7 million Americans are 3 months behind on their car payments, a red flag for the economy 2019-02-12T05:00:00Z The New York Fed said there were more than a million more “troubled borrowers” at the end of 2018 than there were in 2010, when unemployment hit 10% and the auto loan delinquency rate peaked. Record 7 million Americans are 3 months behind on car payments, a red flag for the economy 2019-02-12T05:00:00Z At the end of last year, auto loans were the third-largest portion of debt composition in the United States, followed by credit card debt. Young Americans’ debt tops $1 trillion as student loans pile up 2019-02-25T05:00:00Z The New York Fed said there were over a million more “troubled borrowers” at the end of 2018 than there were in 2010, when unemployment hit 10 percent and the auto loan delinquency rate peaked. Record 7 million Americans are 3 months behind on car payments, a red flag for economy 2019-02-12T05:00:00Z For those who prefer the sunny side of the street, there’s good news on auto loans, too. Editorials from around New England 2019-02-15T05:00:00Z Customers may also be able to extend personal or auto loans for up to three months. Perspective | Affected by the shutdown? Give your bank a call to see if it can help. 2019-01-15T05:00:00Z Experts warn Americans to be careful where they get an auto loan. Record 7 million Americans are 3 months behind on car payments, a red flag for the economy 2019-02-12T05:00:00Z Around 80 percent of the Brazil unit’s auto loans are on cars aged four years or less, and down payments are hefty, averaging 36 percent. How Santander's Brazil unit is driving growth with car loans 2019-01-11T05:00:00Z Experts warn Americans to be careful where they get their auto loan. Record 7 million Americans are 3 months behind on car payments, a red flag for economy 2019-02-12T05:00:00Z And millions aren’t able to make the payments on their auto loans. Editorials from around New England 2019-02-15T05:00:00Z Charged auto loan customers for insurance they did not need. Wells Fargo Should Be More Generous With Federal Workers. 2019-01-04T05:00:00Z Less than 1% of auto loans issued by credit unions are 90 days or more late, compared with 6.5% of loans issued by auto finance companies. Record 7 million Americans are 3 months behind on car payments, a red flag for the economy 2019-02-12T05:00:00Z Still, the auto loan business remains the bank’s standout in terms of growth. How Santander's Brazil unit is driving growth with car loans 2019-01-11T05:00:00Z Fewer than 1 percent of auto loans issued by credit unions are 90 days or more late compared to 6.5 percent of loans issued by auto finance companies. Record 7 million Americans are 3 months behind on car payments, a red flag for economy 2019-02-12T05:00:00Z Home mortgage borrowing and auto loans, for example, are influenced less by a Fed rate hike than other products, such as credit cards. How the Fed’s move impacts you 2018-12-19T05:00:00Z Use an auto loan calculator to estimate your monthly car payment to ensure that it fits your budget. Avoid costly mistakes with the car buyer’s checklist 2018-12-05T05:00:00Z The Fed’s Survey of Consumer Expectations collects data for auto loans, credit cards, credit card limit increases, mortgages and mortgage refinancing. U.S. credit demand declines, rejection rates rise: NY Fed survey 2018-12-03T05:00:00Z At the time, the average rate for a used auto loan was about 5 percent. Perspective | Even machines are discriminating against black and Latino homebuyers 2018-11-15T05:00:00Z Unemployment is low and consumer loan balances—including for credit cards, auto loans and personal loans—are at record highs, and lenders are looking for ways to keep expanding loan volume. FICO Plans Big Shift in Credit-Score Calculations, Potentially Boosting Millions of Borrowers 2018-10-22T04:00:00Z While mortgages and auto loans have experienced an overall decrease in delinquencies since 2010, student loan delinquency rates remain within a percentage point of their all-time high in 2012. As rates and tuition rise, America’s student loan debt crisis could get much worse - Los Angeles Times 2018-10-18T04:00:00Z The gain was led by a $15.2 billion rise in auto loans and student loans, the biggest jump in this category since November. August borrowing rose on student, auto loans 2018-10-05T04:00:00Z The gain was led by a $15.2 billion rise in auto loans and student loans, the biggest jump in this category since last November. US consumer borrowing up strong $20.1 billion in August 2018-10-05T04:00:00Z It happens with auto loans as well as mortgages. Perspective | Even machines are discriminating against black and Latino homebuyers 2018-11-15T05:00:00Z The gain was led by a $15.2 billion rise in auto loans and student loans, the biggest jump in this category since last November. US consumer borrowing up strong $20.1 billion in August 2018-10-05T04:00:00Z It’s a busy time financially — people in this age group may be focused on paying down debts such as auto loans, mortgages and student loans while also trying to stoke their savings. Fed’s interest-rate hikes mean different things to different age groups 2018-09-29T04:00:00Z It’s a busy time financially - people in this age group may be focused on paying down debts such as auto loans, mortgages and student loans while also trying to stoke their savings. What a Fed rate hike means for you, at any age 2018-09-26T04:00:00Z This spring, US regulators fined the company $1bn to settle claims of misconduct related to mortgage and auto loans. Wells Fargo warns of steep staff cuts 2018-09-20T04:00:00Z Could risky derivatives tied to subprime auto loans, distressed real estate or even student loans trigger meltdowns of major institutions? Perspective | What happens when the next financial crisis strikes? 2018-09-10T04:00:00Z They weigh monthly household income against ongoing bills for credit cards, auto loans, personal loans and other obligations such as child support and alimony, plus mortgage payments. FHA is making more mortgages available to applicants with risky debt profiles 2018-08-28T04:00:00Z In the second quarter, lenders originated $151 billion of new auto loans, the best quarter in 13 years. Household Borrowing Reaches Record $13.3 Trillion as Rising Rates Have Yet to Bite 2018-08-14T04:00:00Z Banks also reported lending standards for residential real estate loans and auto loans were little changed, according to the survey. U.S. banks further eased business loan standards in Q2 2018 2018-08-06T04:00:00Z As a result, over the past year signs of financial fragility have been multiplying, with credit card and auto loan delinquencies on the rise and savings plumbing their lowest since 2005. Mortgage, Groupon and card debt: how the bottom half bolsters U.S.... 2018-07-23T04:00:00Z The lion’s share of consumer debt is from mortgages, at nearly $9 trillion outstanding, followed by student and auto loans. Personal loans surge to a record high 2018-07-03T04:00:00Z The fed-funds rate serves as a benchmark for rates across the broader financial system, influencing everything from mortgages and auto loans to the cost of financing the U.S. government. The Fed’s Latest Challenge: Keeping Benchmark Rate in Check 2018-06-27T04:00:00Z The total stock of outstanding auto loans climbed to a record $1.24 trillion. Household Borrowing Reaches Record $13.3 Trillion as Rising Rates Have Yet to Bite 2018-08-14T04:00:00Z After graduating, that good credit helped her get a low-interest auto loan, which saved her plenty, she says. New grads, unlock your future with a credit check-up 2018-06-19T04:00:00Z More borrowers have also been falling behind on auto loans, which helped bring leverage on non-mortgage household debt to a record high in the first quarter of this year. Mortgage, Groupon and card debt: how the bottom half bolsters U.S.... 2018-07-23T04:00:00Z Credit card and auto loan rates are also rising. Central bank withdrawal means tighter times ahead for borrowers 2018-06-14T04:00:00Z Creditworthiness is key to getting approved when you rent an apartment or apply to get a credit card, auto loan or home loan. 6 college-money lessons you didn’t learn in high school 2018-06-14T04:00:00Z Mr. Cabrera said he plans to get rid of his NV200 after he pays off his auto loan and is considering replacing it with a Toyota Highlander or Toyota Sienna. It Was Billed as the ‘Taxi of Tomorrow.’ Tomorrow Didn’t Last Long. 2018-06-12T04:00:00Z After the last financial crisis, American consumers made a concerted effort to save more, borrow less and pay off credit card and auto loan debt. Analysis | Beware the ‘mother of all credit bubbles’ 2018-06-08T04:00:00Z But the category that includes auto loans and student loans rose $7 billion in April, just about half of the $13.4 billion March increase. US consumer borrowing growth slows in April 2018-06-07T04:00:00Z It's notable that the New York Fed data also show the share of auto loans more than 90 days late rose to 4.3% in the first three months of 2018 — the highest in six years. Fundamentals can't explain the beating that bonds are taking. It's all about momentum 2018-05-17T04:00:00Z Delinquency on auto loans edged higher in the first quarter. U.S. Household Wealth Rises Largely Among High-Credit-Score Borrowers 2018-05-17T04:00:00Z Nationwide, repo agents described a broadening base of people struggling to stay current on their auto loans. The surprising return of the repo man 2018-05-15T04:00:00Z The House voted to roll back a Consumer Financial Protections Bureau rule meant to limit discrimination in distributing auto loans. Mike Kelly says Maxine Waters, Democrats dividing America 2018-05-14T04:00:00Z Consumer advocates warned that doing away with antidiscrimination protections would drive up fees for those seeking auto loans and said that other consumer protections could soon be targeted. House Votes to Dismantle Bias Rule in Auto Lending 2018-05-08T04:00:00Z Borrowing for student and auto loans rose a solid $14.2 billion. Former regulator hired by Uber to advise the company on safety 2018-05-07T04:00:00Z The bank has acknowledged that it charged improper fees to some mortgage borrowers and that it pushed hundreds of thousands of auto loan customers to pay for insurance policies they did not need. Embattled Wells Fargo to face protests and more calls for change at annual meeting 2018-04-24T04:00:00Z More than 4 percent of auto loans were at least 90 days late at the end of 2017 — the highest rate in five years. The surprising return of the repo man 2018-05-15T04:00:00Z What it's intended to address is the amount dealers can boost interest rates for auto loans. Trump and GOP lawmakers are making it easier for auto dealers to racially discriminate 2018-04-24T04:00:00Z An auto loan app Bank of America debuted last May accounted for half of all auto loans it sold directly to customers in the first quarter, according to corporate filings. U.S. banks push mortgage apps as home lending slows 2018-04-20T04:00:00Z Federal regulators slapped Wells Fargo & Co. with a fine of $1 billion on Friday, punishing the San Francisco bank for abuses that harmed mortgage and auto loan borrowers. Wells Fargo to pay $1 billion in fines over auto, mortgage lending abuses 2018-04-20T04:00:00Z “Studies showed that the rule could lead to many credit-worthy borrowers paying more for their auto loans,” he said in a statement. The Senate just voted to kill a policy warning auto lenders about discrimination against minority borrowers 2018-04-18T04:00:00Z That number jumps to almost 10 percent for subprime auto loans alone, according to a report by the Federal Reserve Bank of New York. The surprising return of the repo man 2018-05-15T04:00:00Z In late 2013, Ally Financial agreed to pay $98 million to settle accusations that it discriminated against minority borrowers who were charged more than white customers for auto loans by car dealers. Senate Votes to Ease Restrictions on Auto Lending Discrimination 2018-04-18T04:00:00Z On average, black, Hispanic and Asian American customers paid from $200 to more than $300 more for auto loans than did whites who were equally creditworthy, federal officials charged. Senate poised to roll back watchdog effort to prevent discrimination in auto lending market 2018-04-17T04:00:00Z On average, black, Latino and Asian American customers paid from $200 to more than $300 more for auto loans than did white customers who were equally creditworthy, federal officials alleged. Senate poised to kill CFPB effort to prevent racial discrimination in auto loan market 2018-04-17T04:00:00Z I understand that a boom in auto loans means money in the pockets of workers and shareholders all along the supply chain. Opinion | Shakespeare was right: America should beware debt 2018-04-13T04:00:00Z When you stop paying on a debt — credit card, medical bills, auto loan — the original creditor may hire a company to collect the money for them. Perspective | When is it morally right to duck debt? 2018-04-10T04:00:00Z When this happens, consumers with lower credit scores will find it harder to secure auto loans or new credit-card lines. Why Consumer Spending Growth Is Slowing 2018-04-03T04:00:00Z To get the best rate possible, before heading to a dealership, check your credit scores and get preapproved for an auto loan. Good driver, poor credit: What makes your car costs so high 2018-03-29T04:00:00Z The debt included mortgages, auto loans and collection accounts for medical bills, utilities and credit cards. Why you should freeze your child’s credit 2018-03-26T04:00:00Z Borrowers, however, face higher costs when they try to get a mortgage, auto loan or small business loan. Federal Reserve hikes interest rate to highest level in a decade amid stronger economy 2018-03-21T04:00:00Z And in the cases of home and auto loans, the new levels are still well below where they were before the recession. Consumer Borrowing Costs Edge Higher as Fed Keeps Raising Rates 2018-03-21T04:00:00Z As the Fed hikes rates on financial institutions, banks turn around and lift interest rates on credit cards, auto loans, small business loans and home mortgages. Analysis | A new era: What the Federal Reserve’s interest rate hike means for you 2018-03-20T04:00:00Z It measures borrowers’ recurring monthly debts — credit card bills, auto loan payments, rent, etc. — against their gross monthly income. Private mortgage insurers reconsider decision to participate in Fannie Mae’s DTI policy change 2018-03-13T04:00:00Z The bank last year said it had forced some auto loan customers to pay for unneeded auto insurance policies and charged improper fees to some mortgage borrowers. Wells Fargo executives score big raises despite the bank's continued problems 2018-03-14T04:00:00Z To verify your identity, the IRS will also need a number from one of your financial accounts, such as a credit card, auto loan, mortgage or home equity loan or line of credit. Perspective | Setting up an IRS online account is well worth your while 2018-02-27T05:00:00Z There was the unnecessary auto insurance it forced auto loan borrowers to buy. Don’t like your mortgage servicer? Good luck trying to switch 2018-02-24T05:00:00Z Credit card debt is at an all-time high, according to the consumer credit reporting company Experian, and there is a record number of Americans with auto loans, according to Fed data. Analysis | A new era: What the Federal Reserve’s interest rate hike means for you 2018-03-20T04:00:00Z Now, credit cards, auto loans and student loans account for 29% of the total — another record, and rather astounding if you think about the relative size of those loans versus the typical mortgage. Wanted: Debt or alive. What you need to know about financial markets today 2018-02-16T05:00:00Z Higher inflation would trigger rising interest rates that increase the costs of auto loans, credit card debt and other borrowing. Inflation is heating up. What should you do about it? 2018-02-16T05:00:00Z Part of the issue is that student-loan debt will count against your debt-to-income ratio, which is the percentage of monthly income spent on debts like mortgages, credit cards, student loans or auto loans. How to buy a house when you have student loan debt 2018-02-15T05:00:00Z The bank acknowledged last year that it signed up hundreds of thousands of auto loan customers for insurance they did not need. Letter snafu marks Wells Fargo's effort to aid customers forced to buy unneeded insurance 2018-02-12T05:00:00Z The study said that families put even modest pay increases toward cars, aided by the rise of low- and zero-interest auto loans. Southern Californians are on a car-buying spree, and that's cutting deeply into transit ridership, study says 2018-02-01T05:00:00Z Banks hope that Zelle is a way to “cross-sell” products, analysts said, such as deposit accounts and mortgage and auto loan offers, said Michael Moeser, a payments analyst at Javelin Research & Strategy. What's Zelle? Banks hope commercials get customers to notice the app 2018-01-29T05:00:00Z Make sure you’re paying rock-bottom rates for loans, especially big-ticket items like your mortgage and auto loans. How to leverage great credit without borrowing a dime 2018-01-11T05:00:00Z A measure of mostly student and auto loans increased $16.8 billion, also the most in roughly one year, to $2.8 trillion. Americans borrowed more in November amid solid holiday sales 2018-01-08T05:00:00Z Officials said he stole $34,504 from her checking account, using it to pay off auto loans and credit cards, and forged three checks totaling $2,794. Man Who Posed as a Doctor at 18 Is Going to Prison at 20 2018-01-05T05:00:00Z Anyone with a credit card will see a small but instant shock to their interest rate, followed by borrowers with student and auto loans and, eventually, mortgage holders. How the Fed rate increase affects your mortgage, car loan and credit card bill 2017-12-13T05:00:00Z Banks hope that Zelle is a way to “cross-sell” products, analysts said, such as deposit accounts and mortgage and auto loan offers, said Michael Moeser, a payments analyst at Javelin Research & Strategy. What's Zelle? Banks hope commercials get customers to notice the app 2018-01-29T05:00:00Z The bureau has been investigating Santander, the giant Spanish bank, for overcharging auto loan customers. Consumer Bureau’s New Leader Steers a Sudden Reversal 2017-12-05T05:00:00Z The bank holding company said it will stop originating indirect auto loans and plans to buy back $150 million in stock. Buffalo Wild Wings and Thor Industries climb; Momo tumbles 2017-11-28T05:00:00Z Last month, Reuters reported that a leading bank regulator, the Office of the Comptroller of the Currency, was examining how Wells Fargo administered its auto loan business. U.S. regulator preparing to sue Santander bank over auto loans: sources 2017-11-24T05:00:00Z Anyone with a credit card will see a small but instant shock to their interest rate, followed by borrowers with student and auto loans and, eventually, mortgage holders. How the Fed rate increase affects your mortgage, car loan and credit card bill 2017-12-13T05:00:00Z They make our amazing system of trust-based consumer finance - including credit cards, mortgages and auto loans - possible and they are mostly quite accurate and secure. Opinion | Get Rid of Equifax 2017-09-21T04:00:00Z And California and New York are investigating the bank’s recent admission that it forced hundreds of thousands of auto loan borrowers to pay for insurance they didn’t need. Even as Wells Fargo scandal deepens, GOP lawmakers push bank deregulation 2017-09-05T04:00:00Z Higher prices mean more challenges for buyers as they try to get auto loans, which are determined by blue-book value, not retail prices, he said. Storm flooding destroyed hundreds of thousands of cars in a city that relies heavily on them 2017-09-03T04:00:00Z Last month, Reuters reported that a leading bank regulator, the Office of the Comptroller of the Currency, was examining how Wells Fargo administered its auto loan business. U.S. regulator preparing to sue Santander bank over auto loans: sources 2017-11-24T05:00:00Z Monthly payments on new auto loans might be just a few dollars more than for existing debtors. How the Fed rate increase affects your mortgage, car loan and credit card bill 2017-12-13T05:00:00Z The bank in July admitted that it forced hundreds of thousands of auto loan customers to pay for unneeded insurance policies. Wells Fargo hit with new class-action lawsuit over mortgage lock-in fees 2017-08-29T04:00:00Z Wells Fargo is facing similar questions about how it will deal with the fallout from the problems in its auto loan division. Wells Fargo’s scandal damaged their credit scores. What does the bank owe them? 2017-08-18T04:00:00Z That’s despite the fact this generation holds an roughly one-third of the country’s $3.6 trillion in consumer debt as rising student and auto loans outweigh a drop in mortgages, according to UBS. Connecticut nonprofits adapt to millennials’ charity habits 2017-08-07T04:00:00Z It followed reports last week from two major auto lenders, Ally Financial and Santander Consumer, that net charge-off ratios on auto loans declined slightly in the second quarter compared with the first. Auto Lender’s Risks Larger Than They Appear 2017-08-01T04:00:00Z National General Insurance underwrote the policies for Wells Fargo, which began to require the insurance on auto loans as early as 2006. Wells Fargo Forced Unwanted Auto Insurance on Borrowers 2017-07-27T04:00:00Z It’s the largest retail mortgage lender in the country, and the bank also holds the top spot in used auto loans and student loans. Wells Fargo poised to sell more businesses as it streamlines following accounts scandal 2017-07-17T04:00:00Z When shopping outside auto loans, also be aware of any restrictions. 5 ways to avoid overpaying on your car loan 2017-07-13T04:00:00Z You don’t want to close accounts if you’re trying to improve your scores or in the market for a major loan, such as a mortgage or auto loan. Think twice and get a second opinion before using tax-deferred dollars to pay off a mortgage 2017-06-25T04:00:00Z The stress points are in auto loans, credit cards and student loans. As Americans take on more debt, some pockets of concern 2017-05-29T04:00:00Z The percentage of auto loans that were over 90-days delinquent rose to 3.82% in the first quarter from 3.52% a year earlier, the New York Federal Reserve said in its quarterly report on... What Delinquent Auto Loans Say About Loose Lending 2017-05-19T04:00:00Z Still, these initiatives, like auto loans, were typically overseen by dour bankers and standards for getting credit were strict. ‘We owe, we owe…’ — How Americans got into debt 2017-05-18T04:00:00Z But this time, Americans are doing much better handling their mortgages, credit cards, auto loans and other borrowing, the data from the Federal Reserve Bank of New York showed. U.S. household debt tops 2008 peak, but this time Americans' finances are better 2017-05-17T04:00:00Z Mark Zandi, chief economist at Moody’s Analytics, said defaults on student and auto loans were a “financial blemish” on otherwise healthy household balance sheets. Household Debt Makes a Comeback in the U.S. 2017-05-17T04:00:00Z The category that includes student and auto loans jumped by nearly $14.5 billion, or 6.2 percent — the most in five months. Fed chair Yellen says women are still being held back in workplace 2017-05-05T04:00:00Z The category that includes student and auto loans jumped by nearly $14.5 billion, or 6.2 percent —the most in five months. US consumer borrowing rises solid $16.4 billion in March 2017-05-05T04:00:00Z Mortgage borrowing is down — they’re harder to get now — but student loans and auto loans are up. ‘We owe, we owe…’ — How Americans got into debt 2017-05-18T04:00:00Z After a record year for auto loans in 2016, growth in that category slowed as well in the first quarter. U.S. household debt tops 2008 peak, but this time Americans' finances are better 2017-05-17T04:00:00Z Big banks are pulling back sharply from auto loans, helping drive a drop in car sales and raising fears the slump might deepen. Banks Pull Back on Car Loans as Used-Auto Prices Plummet 2017-05-03T04:00:00Z At the beginning of 2010, the average auto loan in the U.S. lasted 62 months. As auto sales cool, there are great deals to be had — and worries of a lending bubble 2017-04-21T04:00:00Z Most can’t buy a car to get to their job without an auto loan. Perspective | Yes, all debt is bad debt 2017-04-14T04:00:00Z She drove away with an affordable payment and relatively low interest rate on an auto loan. Loan denials common for Oregon pot workers 2017-04-08T04:00:00Z Delinquency measures for auto loans and credit cards are trending up, he said. U.S. household debt tops 2008 peak, but this time Americans' finances are better 2017-05-17T04:00:00Z Wells Fargo & Co., one of the largest U.S. auto lenders, last month reported a 29% fall in its auto loan originations for the first quarter from a year earlier. Banks Pull Back on Car Loans as Used-Auto Prices Plummet 2017-05-03T04:00:00Z Despite all that, investors continue to pile in to bonds backed by auto loans, including subprime debt, ensuring a steady supply of capital for more new loans. As auto sales cool, there are great deals to be had — and worries of a lending bubble 2017-04-21T04:00:00Z Borrowing from auto loans and student loans increased by a sizable $12.3 billion in February, though it was lower than in January. Delta flight cancellations grow; Hyundai, Kia to recall 1.5 million cars, SUVs 2017-04-07T04:00:00Z Borrowing for auto loans and student loans increased by a sizable $12.3 billion in February, though it was lower than in January. Consumer borrowing up solid $15.2 billion in February 2017-04-07T04:00:00Z If a jump in auto loan defaults materializes, there is also the risk that consumers will shut their wallets and hurt economic growth, two-thirds of which depends on consumer spending. Beyond jobs, car sales to give insight on consumer health 2017-03-31T04:00:00Z The attorneys general said investigators found that Santander funded auto loans despite knowing that many borrowers couldn’t afford the terms and would likely default. 2 states settle with Santander over ‘unfair’ car loans 2017-03-29T04:00:00Z The accord marked the first settlement in United States in connection with investigations into how financial institutions packaged subprime auto loans into securities sold to investors. Santander to pay $22 million to resolve subprime auto loan probes 2017-03-29T04:00:00Z The Federal Reserve’s move last week to increase interest rates will raise borrowing costs for consumers, who will soon pay slightly more for credit card debt, home equity loans and auto loans. Chuck Berry, Donald Trump, Interest Rates: Your Weekend Briefing 2017-03-19T04:00:00Z But higher interest rates will also increase the payments made by Americans who borrow money to finance mortgages, auto loans and credit card purchases. Fed raises rates amid signs of strengthening economy 2017-03-15T04:00:00Z Rates on auto loans and home equity loans will also creep higher, as will mortgage rates, albeit over a longer period of time. When the Fed Raises Rates, Credit Card Holders Feel It First 2017-03-14T04:00:00Z Credit unions and regular dealerships are increasingly willing to offer auto loans for subprime customers. Liz Weston: Tax refund predators are waiting 2017-03-13T04:00:00Z This is a sum of all assets, such as homes, stocks, bonds, vehicles and cash, minus all debts, including mortgages, credit cards and student and auto loans. Americans Are Richer Than Ever, But They Don’t Feel That Way 2017-03-08T05:00:00Z Borrowing for auto loans and student loans rose $12.6 billion in January, slightly more than in December. German court rejects suit against Facebook; SEC expands ticket resale lawsuit 2017-03-07T05:00:00Z The way student loans are structured - like mortgage or auto loans where interest is paid up front - should be changed. Student Loan Facts They Wish They Had Known 2015-05-01T04:00:00Z And the average rate on those auto loans is just below 4.5 percent, near a record low. Wall St. lending to Main St. even as many decry Dodd-Frank 2017-02-04T05:00:00Z Dealers broadly oppose auto loan regulations that were introduced by the Consumer Financial Protection Board, and favor lower emissions standards, which would aid the sale of trucks and sport utility vehicles. Retrial for Dewey & LeBoeuf Defendants and U.S. Economic Growth Findings 2017-01-22T05:00:00Z The Fair Debt Collection Practices Act provides protection for those being pursued for personal debts, such as money owed on a credit card account, an auto loan or a mortgage. In debt and afraid: dealing with debt collectors 2017-01-22T05:00:00Z Most of the decline was tied into a drop in revenue from credit cards and auto loans. JP Morgan Chase beats earnings forecasts 2017-01-13T05:00:00Z That is raising financial risks for the older generation, many of whom are already struggling to pay off their own mortgage, credit-card and auto loans. More Older Americans Taking Out Student Loans 2017-01-05T05:00:00Z Some automakers may even lower their credit standards for lending to risky customers, analysts say, even as an increasing number of borrowers default on their auto loans. The auto industry could break sales records yet again. But analysts say the decline is coming. 2017-01-02T05:00:00Z Power estimates that 31.3% of buyers in November were upside down—meaning they still owed more than the vehicle was worth—on their auto loan, the highest level since June 2006. Flat Auto Sales Cloud U.S. Growth Outlook 2016-12-15T05:00:00Z WASHINGTON—U.S. consumers’ credit balances increased in October, extending a long streak of gains led by the category that includes student and auto loans. U.S. Consumers’ Credit Balances Expand at Slower Pace in October 2016-12-07T05:00:00Z Overall “auto loan delinquency rates were low and relatively flat,” said Andrew Haughwout, senior vice president at the New York Fed. Delinquencies Rise on Growing Volume of Subprime Auto Loans 2016-11-30T05:00:00Z After a yearslong boom in lending, signs of trouble are popping up in auto loans. Auto Loans Get Even Dicier 2016-11-29T05:00:00Z More people who trade in their car when buying a new vehicle are “upside down,” meaning that they owe more on their old auto loan than the car is worth, the automobile website Edmunds.com says. How to Buy a Car When You Have an Upside-Down Loan 2016-11-18T05:00:00Z He runs nearly half of JPMorgan, including Chase branches, credit cards, mortgages and auto loans. JPMorgan has clutch of CEO understudies, people guessing on winner 2016-11-18T05:00:00Z Total auto loans outstanding in the U.S. reached $1.1 trillion in the second quarter, according to Federal Reserve data. Warning Light Flashes on Auto Loans 2016-11-08T05:00:00Z But delinquencies on auto loans are rising, driven by the increase in the subprime sector. Delinquencies Rise on Growing Volume of Subprime Auto Loans 2016-11-30T05:00:00Z WASHINGTON--U.S. consumers’ credit balances increased in September, led by the category that includes student and auto loans. Consumer Credit Rose in September 2016-11-07T05:00:00Z In fact, auto loans account for $1.1 trillion of America’s household debt. The big auto short: The next subprime lending bubble could be about to burst 2016-10-19T04:00:00Z You may be able to extend your auto loan to lower your monthly payments. Prepare Your Finances for a Layoff 2016-10-12T04:00:00Z Landaverde said she had to sell four credit cards and four auto loans each week, as well as three home mortgages or refinance submissions. Banks focus more on new accounts _ and the fees they bring 2016-09-19T04:00:00Z But he noted there are “significantly higher and rising delinquency rates among subprime auto loans.” Delinquencies Rise on Growing Volume of Subprime Auto Loans 2016-11-30T05:00:00Z If you do get an auto loan, keep making those same monthly payments after you pay off the car — but to yourself. Trouble paying the bills? Set some financial rules and stick to them. 2016-09-17T04:00:00Z Outstanding auto loans totaled $1.027 trillion between April 1 and June 30, according to a report by USA Today. U.S. Automobile Loans Rise to Over $1 Trillion 2016-09-07T04:00:00Z Accomplish that and you'll reap the rewards in the form of low-interest rates on financial products, such as credit cards, mortgages and auto loans. Here's What Every College Student Should Know About Credit Cards 2016-08-22T04:00:00Z That increase was driven by two categories: auto loans and credit cards. U.S. Household Debt Rose $35 Billion to $12.3 Trillion 2016-08-09T04:00:00Z In the aftermath of the financial crisis, which was brought about by the collapse of the subprime housing market, lenders largely refrained from making auto loans to borrowers with similarly low credit scores. Delinquencies Rise on Growing Volume of Subprime Auto Loans 2016-11-30T05:00:00Z WASHINGTON—U.S. consumers’ credit balances increased in June at the slowest rate in four years, largely because growth in the category measuring student and auto loans eased. U.S. Consumer Credit Increased at Slowest Pace in 4 Years in June 2016-08-05T04:00:00Z Wells reported loan growth across commercial loans, auto loans, credit cards and residential mortgages. Wells Fargo management prodded on expenses after profit decline 2016-07-15T04:00:00Z Lenders and credit-ratings firms are warning that quality of debt on credit cards, auto loans and student loans is weakening. U.S. Consumer Credit Increased at 6.18% Pace in May 2016-07-08T04:00:00Z Just nine months ago, Avant was poised to expand into auto loans and credit cards as well as into foreign markets such as Australia after securing a $325 million round of venture capital. New Growth Plan for Online Lenders: Layoffs 2016-07-07T04:00:00Z The increase was driven by a $32 billion rise in auto loans, as well as smaller increases in student loans and credit card balances. Delinquencies Rise on Growing Volume of Subprime Auto Loans 2016-11-30T05:00:00Z Meanwhile, Americans are also juggling mortgages, auto loans, student debt and personal loans. The Best Method for Paying Off Each Kind of Loan 2016-07-06T04:00:00Z Americans are taking on more credit-card debt and auto loans—behavior that typically signals people are less concerned about being frugal. Dining Out Falls Victim to Economy 2016-06-26T04:00:00Z With extended auto loans, the payments might be lower. Co-signing? It’s more than your name on the line. 2016-06-17T04:00:00Z Add auto loans and mortgages to that mix, and you’ve got a country drowning in debt. How the war on debt collectors has begun to mirror the war on drugs 2016-06-12T04:00:00Z The survey found that auto loans accounted for half of all co-signings, and student loans accounted for 19 percent. Thinking About Co-Signing a Loan? Proceed With Caution 2016-06-08T04:00:00Z Borrowing in the category that contains auto loans and student debt rose $11.8 billion in April, smaller than the $17.9 billion surge in March. World Bank lowers global growth forecast 2016-06-07T04:00:00Z A debt-to-income ratio is the percentage of income spent on debt payments, including mortgages, student loans, auto loans, minimum credit card payments and child support. Erasing student loans to become homeowners 2016-06-04T04:00:00Z Most co-signing requests were for auto loans, followed by personal loans, student debt and then credit cards. Co-signing? It’s more than your name on the line. 2016-06-17T04:00:00Z On his Twitter account, he periodically issues pronouncements like this one, quoted by Twitchy last month: “It’s grossly unfair that interest rates on student loans are two to three times higher than on auto loans.” No More Dignity 2016-05-16T04:00:00Z The Fed's monthly borrowing figures include student and auto loans, as well as credit card debt. US credit card use jumps in March, sending consumer borrowing sharply higher 2016-05-06T04:00:00Z But this means insurers would cease to invest in other popular nonstandard asset classes, such as infrastructure debt and other asset-backed securities like those backed by auto loans. Why China Will Struggle to Turn Toxic Loans Into Beautiful Bonds 2016-04-26T04:00:00Z A borrower who fails to pay down an auto loan might have her car repossessed; with student loans, there is no such threat. More Than 40% of Student Borrowers Aren’t Making Payments 2016-04-06T04:00:00Z Don’t lend your good credit name to an auto loan longer than the once-typical 48 months. Co-signing? It’s more than your name on the line. 2016-06-17T04:00:00Z You paid your student loans, credit card bills, auto loan and mortgage this month – as you do every month. Beware the Biggest Threat to Your Credit Score 2016-03-29T04:00:00Z U.S. consumers have shown only limited signs of stress, though certain loans, including subprime auto loans, have begun to see higher than expected missed payments. Bond Offering Tied to Prosper Marketplace Loans Gets Chilly Reception 2016-03-25T04:00:00Z Based on a formula incorporating loan and repayment history, credit scores are often touted as the reason someone gets approved for a credit card, auto loan or mortgage – or denied one. Beyond Credit Scores: 7 Factors That Affect a Loan Application 2016-03-17T04:00:00Z Relative to bad credit, it would also unleash a savings windfall of around $4,400 per year for the average person with a mortgage, auto loan and credit card, per our calculations. Is Perfect Credit Possible? Inside the Quest for 850 2016-03-07T05:00:00Z Portales Partners analyst Charles Peabody said Bank of America is late to the auto loans party. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z Credit card delinquencies also declined, while auto loan and student loan delinquencies were unchanged. New York Fed Finds Large Increase in Debts Held by Those Over Age 50 2016-02-12T05:00:00Z Debt-to-income ratios weigh your monthly income against your total monthly recurring payments for credit cards, auto loans, student loans and other things, plus the mortgage you’re seeking. What will it take for homeowners to crack open the ‘credit box’? 2016-02-02T05:00:00Z As student debt approaches $1.3 trillion, surpassing credit cards and auto loans, members of both parties agree that the burden of debt is affecting economic mobility. George Mason student shares debt struggles at congressional forum 2016-02-03T05:00:00Z Toyota's financing arm will pay as much as $21.9 million to black and Asian borrowers who paid more for auto loans than whites, settling allegations of discrimination by federal regulators. Toyota will compensate black and Asian borrowers to settle bias investigation 2016-02-02T05:00:00Z Delinquencies on bonds comprised of subprime auto loans hit their highest level in six years, Fitch Ratings said last week. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z In October, after the scandal broke, Mr. Fiedler said, Volkswagen paid the lowest interest rate since the financial crisis on an asset-backed security tied to Spanish auto loans. Diesel Scandal Also Raises Concerns for Volkswagen’s Bank 2016-02-01T05:00:00Z The U.S. central bank said banks moderately eased standards for mortgages and auto loans while leaving them unchanged for credit cards. Banks eased loan standards for U.S. households in fourth quarter: Fed survey 2016-02-01T05:00:00Z Then organize your remaining debt, including mortgages, student loans and auto loans, to create a long-term debt plan. Lottery Winner or Not, Have a Windfall Plan 2016-01-15T05:00:00Z It also offers a range of deposit services, credit cards and mortgage and auto loans. The 10 Best Banks of 2016 2016-01-14T05:00:00Z The bank does not release granular data on its auto loan book, so it is hard to know how its borrowers' credit quality has held up over time. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z Advertisement Smaller banks that might covet Ally’s deposits and auto loans would face more regulatory scrutiny and costs if they bought the bank, which the Federal Reserve considers systemically significant. New Raider Enters Picture, With Eye on a Sale of Ally 2016-01-12T05:00:00Z Most asset-backed securities are secured by income generated from mortgages, credit card loans and auto loans. How David Bowie Changed Wall Street 2016-01-11T05:00:00Z You continue to pay your household expenses — rent or mortgage, auto loan, utilities, even your cable bill. Time to reboot your financial life? Try this 21-day fast. 2015-12-30T05:00:00Z Now, the young agency is venturing more deeply into corners of the financial industry previously overlooked by federal regulators, from auto loans to credit-reporting agencies. Bankers, Bulls, Activists: The People of Finance to Watch in 2016 2015-12-28T05:00:00Z Industry-wide, banks classified $1.1 billion worth of auto loans as uncollectible in the fourth quarter, according to the Federal Deposit Insurance Corp. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z That will slightly boost rates on credit cards and home equity lines of credit, but mortgage rates and auto loans aren't likely to rise much anytime soon. Falling US exports widen 3rd quarter current account trade deficit to $124.1 billion 2015-12-17T05:00:00Z The cost of an auto loan is also expected to rise, dimming one of the brightest spots in the economy. Federal Reserve launches campaign to raise interest rates and return U.S. economy to normal 2015-12-16T05:00:00Z It also highlighted easing underwriting standards as banks compete for borrowers in sectors such as auto loans, business loans, and multifamily commercial real-estate loans. U.S. Comptroller’s Office Flags Credit, Interest-Rate Risk in Report 2015-12-16T05:00:00Z For consumers, even if auto loan rates rise a percentage point, demand for cars and trucks should stay strong, lending executives say. Rising U.S. interest rates likely to dent automakers' earnings 2015-12-16T05:00:00Z CEO Richard Fairbank said that while auto loans provided "once in a lifetime type returns" after the financial crisis, the business has begun to lose strength. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z The cost of borrowing is expected to rise, but only slightly, with variable effects on what banks charge for credit cards, home equity lines of credit, adjustable-rate mortgages, auto loans and some student loans. How to Handle Your Finances After a Fed Rate Increase 2015-12-16T05:00:00Z But for average Americans hoping for noticeably higher returns on their savings or fearing a sharp increase on credit card, auto loan or mortgage rates, the waiting is likely to continue. For consumers, Fed's expected rate hike is unlikely to cause shock and awe 2015-12-15T05:00:00Z Mortgage rates and auto loans, among other expenses, are expected to jump up eventually, he says, but it could take months or even years for the changes to take place. Ask an Economist: How Will a Rate Hike Hit Americans' Bank Accounts? 2015-12-14T05:00:00Z A unit of GE Capital International Holdings Corp, part of GE, currently owns 43.3 percent of auto loan firm Hyundai Capital. GE to sell Hyundai Capital stake to Hyundai Motor Group, Fubon: report 2015-12-08T05:00:00Z Boland, their boss, said it's true that Bank of America was "in a different place in 2012," but disputed the idea that the bank is too late to build up its auto loans business. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z Banks quote auto dealers a wholesale rate for auto loans. Shouting ‘Racism’ Is a Career Move 2015-12-04T05:00:00Z Skipping a payment every year means you could be paying an auto loan for five to six months longer than originally planned. The Perils of Skipping Loan Payments This Holiday Season 2015-12-03T05:00:00Z The Federal Reserve Bank of New York last month reported that by the end of the third quarter, U.S. auto loan balances reached $1.05 trillion. U.S. consumers stretch out auto loans to afford higher-priced cars 2015-12-02T05:00:00Z The Dodd-Frank Act left the agency with the ability to regulate the actual banks providing auto loans but not the dealers themselves who negotiated with the customers. Protection Bureau’s Stormy Path to Reform the Auto Finance Industry 2015-12-01T05:00:00Z The staffers identified Ally as “one of the largest auto loan lenders” in the U.S. that was “in the end stages of a major reorganization.” Consumer Watchdog Pushed Discrimination Case on Vulnerable Firm: Report 2015-11-25T05:00:00Z By a vote of 332-96, lawmakers voted to roll back the bureau’s campaign to prevent car dealers from negotiating rates on auto loans. Revolt Against Racial Auto Profiling 2015-11-24T05:00:00Z Financially, it might make sense to skip an auto loan payment for one month, and send that money to pay off a credit card account. The Perils of Skipping Loan Payments This Holiday Season 2015-12-03T05:00:00Z The comptroller of the currency, Thomas Curry, said in a speech last month that some of the activity in auto loans “reminds me of what happened in mortgage-backed securities in the run-up to the crisis.” Surge in Subprime Auto Lending Draws Attention 2015-11-19T05:00:00Z Total debts include not only the mortgage but also payments for auto loans, credit cards, student loans and the like. Creditworthy buyers get extra flexibility from Fannie Mae 2015-11-10T05:00:00Z |
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