| 单词 | loss ratio |
| 例句 | I should ask her to be more precise, to give me an exact win/loss ratio so I can decide how to feel. The Sun Is Also a Star 2016-11-01T00:00:00Z That myth is also behind Obamacare’s deeply misguided mandates on private insurance medical loss ratios. A Look Back at Year One of The Apothecary at Forbes 2012-01-31T17:22:00Z The company's medical loss ratio for the quarter, the percentage of spend on claims compared to premiums collected, was 82.3%, compared with 81.6% last year. UnitedHealth profit beats on lower-than-feared medical costs 2023-10-13T04:00:00Z Europe's fifth-largest insurer said it saw its overall catastrophe loss ratio for the first nine months around two percentage points above long-term trends. Zurich Insurance sees $550 mln hit from Hurricane Ian, on track for targets beat 2022-11-10T05:00:00Z Since 1996, 39 grounds have hosted 12 or more Tests, and none has produced a worse win:loss ratio for the toss-winning team than Brisbane. Why Root is 1,000 times better than the next England batter - Andy Zaltzman 2021-12-13T05:00:00Z “This drop in loss ratio resulted in additional profits for insurance companies of about $700 million,’’ according to the letter signed by Glenn Kaplan, chief of the AG’s Insurance and Financial Services Division. Editorial Roundup: New England 2021-04-16T04:00:00Z Minimum loss ratio — This tenet of the ACA protects consumers by putting a limit on insurers’ profit and overhead. To shop smart for health insurance, it pays to untangle the jargon | Provided by Washington Healthplanfinder 2020-12-10T05:00:00Z Because after their medical loss ratios, they’re making 15 percent of a bigger number, which makes them more money. Mark Cuban on America’s future 2020-11-10T05:00:00Z Its "loss ratio" was 46%, the report said, which means Freedom Life spent less than half of what it brought in from premiums on medical claims and funding its reserves. "Trumpcare" doesn't exist. But Facebook and Google cash in on misleading ads for "garbage" insurance 2020-10-21T04:00:00Z “That’s directly correlated to the loss ratio improvement of 21 percent we see. We’re giving the 21 percent back to the customer.” Letting Your Insurer Ride Shotgun, for a Discounted Rate 2020-07-16T04:00:00Z This figure is known as the medical loss ratio, or MLR. Column: Why the short-term health plans Trump favors are cheap: They spend pennies on healthcare 2019-08-12T04:00:00Z In the third quarter, Cigna’s commercial medical loss ratio - the amount it spends on medical claims compared to income from premiums in its biggest business - improved to 76.3 percent, from 78.6 percent a year earlier. Health insurer Cigna raises forecast on tight cost control 2018-11-01T04:00:00Z But there are some signs that AIG’s loss ratio is improving, he said. Insurer AIG's quarterly loss narrows on reinsurance benefit 2018-10-31T04:00:00Z This effect is reinforced by the Affordable Care Act’s “medical loss ratio” rules, which require insurers to spend at least 85% of premiums on clinical care. What Medicare Could Learn From Netflix 2018-02-20T05:00:00Z In 2016, Rice says Apple produced 65 million housings, with only four stolen: a one in 16 million loss ratio. Internal Apple presentation on how to handle leaks gets leaked 2017-06-20T04:00:00Z The group says when analyzing premiums, loss ratios and lost-time claims, the overall system is fair for employers. Iowa GOP seeks workers’ comp overhaul some say isn’t needed 2017-03-15T04:00:00Z Assessing paid loss ratios from the consumer perspective is less typical. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z As they discussed various insurance industry terms, Mr. Greenberg wagged his finger at Mr. Nachman and, referring to a certain loss ratio, said magisterially, “that’s the key number.” A.I.G. Ex-Chief Testifies at Trial, 11 Years After Charges 2016-09-27T04:00:00Z The accident year loss ratio, a measure of insurer losses against premium income, fell by 4.2 percentage points in the second quarter, to 62.4%. How AIG Shut Down Its Critics 2016-08-03T04:00:00Z Anthem sees its medical loss ratio, the percent of premiums it spends on claims, to be about 84.9 percent. Anthem vows to fight for Cigna deal; profit beats estimates 2016-07-27T04:00:00Z That, in turn, inflated Blue Shield’s ratio of medical spending to administrative spending, a critical calculation known as the medical loss ratio, or MLR, that is used to determine potential penalties on insurance companies. Blue Shield faces new criticism of shortchanging consumers in California 2016-06-28T04:00:00Z Paid loss ratios are watched closely by stock and bond analysts, who look at the figures when measuring an insurer’s profitability and financial position. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z If spending on medical care falls below the required percentage, known as the medical loss ratio, the insurer must issue rebates. Health insurance companies owed more than $7.1M in rebates 2015-11-22T05:00:00Z Because we have a system of Obamacare with minimum loss ratios that make it virtually impossible for a small insurer to operate effectively. Transcript: The ‘Undercard’ Republican Presidential Debate 2015-10-28T04:00:00Z Researchers at the Robert Wood Johnson Foundation and Urban Institute recently published a remarkable study of the industry barometer called medical loss ratios, or MLRs, and the pressure is building fast. The Decline of ObamaCare 2015-10-26T04:00:00Z There were some reasons, some of them plausible and some of them vindictive, for putting the medical loss ratio rules in place as part of the legislation. The Worst of Both Worlds 2015-07-29T04:00:00Z “The paid loss ratio is such a direct measure of the actual value of an insurance policy,” said Mr. Karr. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z It also enacted a mandatory medical loss ratio of 80 to 85 percent, meaning that's the percentage of premiums that must be spent directly on medical expenses. Huge Medical Bill? Balance Billing Might Be to Blame 2015-02-20T05:00:00Z An insurer who takes in a dollar and gives back eighty-five cents has a loss ratio of eighty-five per cent. The Anatomy of Obamacare 2015-01-05T05:00:00Z Dylan Scott noted yesterday, for example, the success of the “medical loss ratio” provision of the law, which is “working exactly as it’s supposed to.” Away from Gruber theatrics, ACA keeps succeeding 2014-12-09T05:00:00Z But the medical loss ratio rules do not constrain premiums or profits; they only constrain the ratio of premiums to claims costs. The Worst of Both Worlds 2015-07-29T04:00:00Z The difference between those two figures is known as the paid loss ratio. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z And yes, everybody loves a winner, but, again, win/loss ratios do not entirely govern fan loyalty. 2014 Brand Keys Sports Fan Loyalty Index Names NFL Fan Favorites 2014-09-18T04:00:00Z In other words, if insurers do what we want them to do—cut costs and rein in premiums—it is likely that their loss ratios will fall. The Anatomy of Obamacare 2015-01-05T05:00:00Z We believe strongly that this seed-led “prove” approach will bend the traditional risk curve and lead to overall lower post-Series A loss ratios. Atlas IX. Onward and upward. 2013-05-01T14:37:09Z That's not to say that they would have continued that win to loss ratio if Kolb stayed healthy all season, but they almost certainly wouldn't have lost 11 of their final 12 games. What did these NFL coaches do to deserve their Black Monday firings? 2013-01-02T16:48:26Z Companies with higher paid loss ratios dispense more money to their customers on claims than companies with lower ratios do. The Kind of Car Insurer That Gives Consumers the Best Value 2016-11-18T05:00:00Z We expect operating performance metrics to meet the industry averages, and given its conservative underwriting and reserving philosophies, we expect Markel's loss ratios to be lower than peers'. TEXT-S&P affirms Markel Corp. at 'BBB', outlook stable 2012-12-19T21:39:31Z The Medicare program, for example, has a spectacularly high loss ratio: it pays out something like ninety-seven cents in benefits for every dollar it takes in. The Anatomy of Obamacare 2015-01-05T05:00:00Z I'd be surprised if he wasn't the best in terms of his win/loss ratio here. Playing Federer takes pressure off me, says Murray 2012-07-07T14:18:14Z “Our hearings suggest a lack of competition, high prices and low loss ratios, all of which hurt homeowners,” said Benjamin M. Lawsky, superintendent of the Department of Financial Services, in a statement. New York Seeks New Rates for Forced-Place Insurance 2012-06-13T00:40:01Z Mr. Lawsky said the insurers appeared to be paying less than 25 cents in claims for every dollar of premium they received, an extraordinarily low loss ratio. New York Investigates Home Insurer Payments to Banks 2012-05-22T01:57:42Z Starting last year, if insurers fail to meet these targets, known as medical loss ratios, they are required to pay rebates the following year. Health insurers to give $1.3 billion in rebates, study finds 2012-04-27T05:00:00Z The medical loss ratio compares what an insurer earns in premiums with what it pays out in benefits. The Anatomy of Obamacare 2015-01-05T05:00:00Z This “medical loss ratio” requirement took effect on Jan. 1, 2011, so under current law, any plans that exceeded their limits last year must refund customers the difference by Aug. 1. Insurance rebates totalling $1.3 billion could be on the way this summer, study says 2012-04-26T23:42:00Z According to data from the National Association of Insurance Commissioners, the average loss ratios on lender-placed insurance are about 22 percent. Fair Game: Hazard Insurance With Its Own Perils - Fair Game 2012-01-21T21:41:26Z Andrew M. Cuomo said his administration will continue to investigate the “lack of competition, high prices, and low loss ratios and take necessary steps to clean up this market.” New York Investigates Home Insurer Payments to Banks 2012-05-22T01:57:42Z If the bank settled with the investors using the same loss ratio that was applied in the Bank of America settlement, it would cost JPMorgan about $1.9 billion. Investors Scrutinizing JPMorgan?s Mortgage Bonds 2011-12-17T03:05:43Z Perhaps the reason Medicare’s loss ratio is so high, he says, is that Medicare never says no to anything. The Anatomy of Obamacare 2015-01-05T05:00:00Z For example, he argued that using the common industry financial metric of “medical loss ratio” in reference to payments made to physicians for care was inaccurate and counterproductive. Case in Point: To go from worst to first, alter the business model 2011-12-11T02:29:00Z This compares with loss ratios of 65 percent on traditional homeowners insurance. Fair Game: Hazard Insurance With Its Own Perils - Fair Game 2012-01-21T21:41:26Z Insurers use such spending rates, known as medical loss ratios or MLRs, to set monthly premium rates. Most insurers met spending limits under law: GAO 2011-11-30T23:45:34Z The Department of Health and Human Services said Indiana and Louisiana do not need an adjustment from the health law's medical loss ratio. Wonkbook: 'I fear German power less than I am beginning to fear German inactivity' 2011-11-29T13:01:17Z Florida’s latest push-back to health reform centers on a regulation on how insurers spend their money, called the medical loss ratio. Florida?s push for specific waiver in health-care law could have big implications 2011-11-15T00:53:52Z Combined ratio is the sum of an insurance company’s loss ratio and expense ratio and is used as an indicator of profitability. AIG 3Q loss of $4.1B steeper as falling stocks, interest rates cut value of holdings 2011-11-03T22:08:02Z Also, ask a prospective insurer for the "loss ratio," which measures how much of your premiums are paid out in benefits, says Glenn Daily, a New York-based insurance consultant. Don't Buy Too Much Insurance! 2011-10-08T02:01:18Z The biggest loser was car insurer Admiral, as record half-year profits were overshadowed by investor concerns about a likely ban on referral fees on personal injury claims and a rise in the group's loss ratio. London leading shares rise for third day while Wall Streeet turns negative 2011-08-24T16:39:29Z “Our second-quarter business operating profit reveals excellent underwriting performance from general insurance, where we continue to see further improvement in the underlying loss ratio,” Senn said in the statement. Zurich Shares Gain Most in Two Years as Profit Beats Estimates 2011-08-11T22:45:04Z “Our second quarter business operating profit reveals excellent underwriting performance from general insurance where we continue to see further improvement in the underlying loss ratio,” Senn said in the statement. Zurich Financial Profit Rises 88% After New China Life Sale 2011-08-11T20:41:49Z Under the law’s rules governing an insurance company’s minimum medical loss ratio, insurers must spend at least 85 cents out of every dollar they collect in premiums on the health care of their customers. Prescriptions: The Debate Over Brokers' Fees 2011-03-15T17:22:50Z Her state was one of four that went so far as to write a letter to HHS earlier this year officially requesting a waiver from the medical loss ratio standard. Maine seeks exemption from provision of health-care law 2010-12-31T03:53:01Z The Department of Health and Human Services finalized the spending rules, known as medical loss ratios, last week. Senate Democrats criticize mini-med plans 2010-12-01T22:52:00Z About 45 percent of people with individually purchased insurance are in health plans that do not meet the new standards, known as medical loss ratios, federal officials said. New Rules Tell Insurers: Spend More On Care 2010-11-23T02:30:00Z Such spending limits, known as a medical loss ratio or MLR, were required under the healthcare overhaul passed in March and largely reflect earlier recommendations by a key group of state insurance regulators. Health insurers face new spending rules 2010-11-22T14:55:00Z Starting next year, the law prescribes a minimum loss ratio of 80 percent for insurance sold in the individual and small-group markets, with a minimum of 85 percent in the large-group market. States Affirm Tough Limits on Insurers? Use of Dollars 2010-10-22T00:47:00Z Wall Street often sees declines in the medical loss ratio as a promising sign for profitability. UnitedHealth profit smashes views 2010-10-19T12:25:00Z Write the "medical loss ratio" rules too expansively, consumer advocates warn, and insurers will subvert the spirit of the law by passing off overhead and administrative expenses as activities that benefit patient health. Panel close to deciding which costs health insurers can define as beneficial to patients 2010-10-07T00:15:00Z The White House said, “The law allows adjustments of the medical loss ratio for the individual market in a state and does not apply to the small-group market.” New Rules Tell Insurers: Spend More On Care 2010-11-23T02:30:00Z A draft of the rule for medical loss ratios was released Thursday by the National Association of Insurance Commissioners. Health insurer rule draft yields few surprises 2010-09-24T20:16:00Z The National Association of Insurance Commissioners says the government should be flexible about how these medical loss ratios are calculated in each state. Association Offers Draft of New Insurance Rule 2010-09-23T22:24:00Z The new reform law is requiring that insurers meet a certain threshold for such spending -- known as the medical loss ratio. Health premiums rose 7 percent in 2009: report 2010-09-16T21:22:00Z The law allows insurers to remove federal and state taxes and regulatory and licensing fees from the medical loss ratio calculation. Panel close to deciding which costs health insurers can define as beneficial to patients 2010-10-07T00:15:00Z Small insurers also watched the medical loss ratio rule-making with trepidation, aware that many will need to re-examine their business models if they are to survive under new regulations. The First Victims of Health Care Reform 2010-08-26T08:45:00Z Starting next year, insurers will be required to meet minimum medical loss ratios, or MLRs, of 80 percent for individual and small group coverage and 85 percent for large group coverage. Health insurer rule draft yields few surprises 2010-09-24T20:16:00Z The insurance superintendent in Maine, Mila Kofman, cited that concern in asking the federal government for an exemption from the medical loss ratio requirement. Covering New Ground in Health System Shift 2010-08-03T02:18:00Z Under the recently passed health care reform law the medical loss ratio is limited under the law. Advice delayed on U.S. health insurer spending 2010-05-24T17:30:00Z One of the first rules the government must issue will explain how to calculate "medical loss ratios," which traditionally measured the percentage of insurance premiums that insurers devoted to medical claims. Insurers seek to define wide range of expenses as benefiting consumers 2010-05-17T04:00:00Z The medical loss ratios are meant to keep insurance profits under control, but also to eliminate insurers that don't provide good value to consumers. The First Victims of Health Care Reform 2010-08-26T08:45:00Z Insurers must refund money to consumers if they do not meet the standards, known as minimum loss ratios. Health Insurance Companies Try to Shape Regulations 2010-05-15T16:38:00Z One of the first rules the government must issue will explain how to calculate so-called "medical loss ratios," which traditionally measured the percentage of insurance premiums that insurers devoted to medical claims. Insurers, commissioners hammer out details of health-care reform 2010-05-13T13:54:00Z “Focusing on short-term loss ratios is misleading, as claims fluctuate widely from year to year,” Ms. Schuster said. Cuomo Says Colleges Shortchange Students on Insurance 2010-04-08T15:19:00Z "It is critical that the medical loss ratio not be used as a vehicle to remove quality programs and their benefits from policyholders," wrote America's Health Insurance Plans, an industry group. Insurers seek to define wide range of expenses as benefiting consumers 2010-05-17T04:00:00Z Small insurers will be allowed more flexibility under the medical loss ratio rules than larger employers, says Jost. The First Victims of Health Care Reform 2010-08-26T08:45:00Z The definition of medical loss ratio will “determine the willingness of health plans to enter new markets and remain in existing markets,” Mr. Fedyna said. Health Insurance Companies Try to Shape Regulations 2010-05-15T16:38:00Z "It is critical that the medical loss ratio not be used as a vehicle to remove quality programs and their benefits from policyholders," America's Health Insurance Plans, an industry group, wrote. Insurers, commissioners hammer out details of health-care reform 2010-05-13T13:54:00Z The bills would also set minimum "loss ratios," with the Senate bill requiring that insurers spend 80 cents of every dollar in individual premiums on medical claims. 2010-02-08T21:55:00Z Business conditions were uncertain, overhead charges extraordinarily increased, the loss ratio large and bidding fair to cut their bonus down to nothing. Broken to the Plow Ronald J. Welch, senior executive vice president of the company, said the medical loss ratios were a factor. Health Insurance Companies Try to Shape Regulations 2010-05-15T16:38:00Z |
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