| 单词 | loan approval |
| 例句 | AI decision-making systems that offer loan approval and hiring recommendations carry the risk of algorithmic bias, since the training data and decision models they run on reflect long-standing social prejudices. AI Is an Existential Threat—Just Not the Way You Think 2023-07-12T04:00:00Z The number of loan approvals for house purchases rose 18% between February and March, rising from 44,100 to 52,000. Number of people getting mortgages rises sharply 2023-05-04T04:00:00Z The job has brought him a better place to live, bank loan approvals and stability, he said. Green Savior or Deadly Menace? Paris Votes on E-Scooter Ban 2023-04-01T04:00:00Z If the interest rate increases, it would push the borrower’s monthly payment higher and could prevent loan approval if other adjustments can’t be made. When to lock in your mortgage rate 2022-08-10T04:00:00Z Huainan, a city in Anhui Province, ordered banks to extend more money and shorten loan approval times, as well as lower the mortgage rates and down payment requirements for first-time buyers. China’s Once-Sizzling Property Market Has Started to Cool 2022-06-20T04:00:00Z Fannie's effort to include rental payment history in the loan approval process comes as President Joe Biden's administration pushes to improve access to credit and address inequities in the housing system. Fannie Mae uses Blend rent payment data in credit access expansion push 2022-01-11T05:00:00Z Earlier this month — and weeks after we began asking about its algorithms — Fannie announced in a news release that it would start incorporating on-time rent payments in its loan approval software starting in mid-September. The secret bias hidden in mortgage-approval algorithms 2021-08-25T04:00:00Z “Guaranteed loan approval; receive funds in 24 hours.” 4 ways businesses can dodge loan scams and predatory lenders 2021-08-19T04:00:00Z The Government Accountability Office flagged 896,000 errors by lenders that were not investigated by the Small Business Administration and cited problems with the oversight of loan approvals, follow-up reporting and the monitoring of contractors. As Trillions Flow Out the Door, Stimulus Oversight Faces Challenges 2021-05-13T04:00:00Z The self-certification policy allowed the government to quickly pump money into a struggling business community during the chaotic months of April and May, by cutting much of the red tape typically associated with loan approvals. The Trump administration bailed out prominent anti-vaccine groups during a pandemic 2021-01-18T05:00:00Z Lack of a banking relationship was one of the reasons the New York Federal Reserve Bank cited for disparities in PPP loan approvals to Black- and white-owned companies. Minority-owned companies waited months for loans, data shows 2021-01-03T05:00:00Z Lack of a banking relationship was one of the reasons the New York Federal Reserve Bank cited for disparities in PPP loan approvals to Black- and white-owned companies. Minority-owned companies waited months for loans, data shows 2021-01-03T05:00:00Z Similarly, don’t trust emails that appear to be from government agencies asking for personal information such as your Social Security number, requesting payment upfront or guaranteeing loan approval. 4 ways businesses can dodge loan scams and predatory lenders 2021-08-19T04:00:00Z Jessica Maxwell, a Defense Department spokeswoman, said the Pentagon, which was involved in the loan approvals, acted in accordance with the Cares Act, which established the program. How a $17 billion bailout fund intended for Boeing ended up in very different hands 2020-11-25T05:00:00Z In the case of the duplicate loan approvals, a blind spot in SBA’s loan processing system failed to catch when some borrowers submitted applications multiple times, typically through different lenders, Reuters reported. Internal U.S. small business watchdog launches inquiry into duplicate pandemic loans 2020-07-14T04:00:00Z But the nonpartisan Government Accountability Office, describing the rushed review process as “alarming,” concluded that the Energy Department had given preliminary loan approvals before completing detailed assessments of the company’s projects. Biden Camp Finds Selling Point in Ailing Economy: His Work on 2009 Recovery 2020-05-04T04:00:00Z Small businesses are allowed to self-certify that they qualify for the funds, allowing lenders to bypass much of the paperwork usually required for loan approvals. SBA program reopens with new glitches and new scrutiny after NBA franchise returns loan funds 2020-04-27T04:00:00Z “By law, the SBA will not be able to issue new loan approvals once the programs experience a lapse in appropriations,” Mnuchin and Carranza wrote. Trump says negotiations underway to revive small business loan program, as firms impacted by virus grasp for new loans 2020-04-16T04:00:00Z “By law, the SBA will not be able to issue new loan approvals once the programs experience a lapse in appropriations.” Paycheck Protection Program runs dry; GOP blames Democrats 2020-04-15T04:00:00Z The number of loans with late payments declined 14 percent in January 2020 compared with January 2019, an indication of both a strong economy and high standards for loan approvals. Understand the loan terms when applying for a mortgage 2020-03-26T04:00:00Z For starters, even though restaurateurs receive the highest loan approvals, the study found that they don’t receive the biggest loans. Restaurateurs are leading the way in loan approvals – but they need a side of caution | Gene Marks 2019-09-17T04:00:00Z The same unintentional discrimination can occur in hiring, loan approval and elsewhere: Tools trained with information from years of disparate treatment often perpetuate those unfair outcomes. Opinion | Congress should prohibit discriminatory data practices. But how? 2019-03-17T04:00:00Z The US government shutdown, which is soon to enter its fourth week, is affecting travel, small business loan approvals, passport administration, national park services, food inspections and tax return processing. The government shutdown's latest victim? Craft beer | Gene Marks 2019-01-13T05:00:00Z Consumers’ cellphone and utility payments will soon be added to one of their major credit reports, a move that will likely boost the credit scores of millions of people and increase loan approvals. Want a Better Credit Score? Soon, Your Cellphone Bill Could Help 2018-12-18T05:00:00Z Consult with your lender and continue to update your paperwork — you will need the most recent pay stubs and bank statements for your final loan approval. Analysis | Preparing your finances for the fall home-buying season 2018-09-03T04:00:00Z Stephen M. Calk, the founder and chief executive of the Federal Savings Bank of Chicago, helps expedite a loan approval for Mr. Manafort. The Rise and Fall of Paul Manafort: Greed, Deception and Ego 2018-08-13T04:00:00Z The Economic Development Authority’s loan approval document says Appalachian Distillery intends to employ eight workers in two years. West Virginia distillery OK’d for economic development loan 2018-03-21T04:00:00Z Still, borrowers with shaky finances should not expect a loan approval like the old days. Many lenders are loosening requirements for prospective home buyers 2018-02-22T05:00:00Z Figures from the Australian Bureau of Statistics showed that the number of home loan approvals for owner occupiers fell 2.3% in December, short of forecasts for a decline of 1.0%. Asian stock markets drop after Dow posts second biggest points fall – live 2018-02-08T05:00:00Z Reuters was not able to independently verify Affirm’s claim of loan approval rates. High-tech lenders target the decades-old store credit card 2017-12-21T05:00:00Z Stephen M. Calk, the founder and chief executive of the Federal Savings Bank of Chicago, helps expedite a loan approval for Mr. Manafort. The Rise and Fall of Paul Manafort: Greed, Deception and Ego 2018-08-13T04:00:00Z As it became more common for loan approvals to stretch past the initial rate-lock period, Chavez said the bank started pushing the fees on to borrowers. Wells Fargo stuck mortgage borrowers with extra fees, whistle-blower's lawsuit says 2017-07-14T04:00:00Z “Lenders can use digital tools to upload materials and provide loan approvals more quickly,” Taylor said. Many lenders are loosening requirements for prospective home buyers 2018-02-22T05:00:00Z Meanwhile, the Bank of England said loan approvals fell to a seven-month low in April. Rise in housebuilding boosts construction sector in May - BBC News 2017-06-02T04:00:00Z Reuters was not able to independently verify Affirm’s claim of loan approval rates. High-tech lenders target the decades-old store credit card 2017-12-21T05:00:00Z “Lenders were supposed to use good judgment on FHA loan approvals, such as looking at the continuity and stability of the borrower’s income,” Burns says. The mortgage market is now dominated by non-bank lenders 2017-02-22T05:00:00Z Also, the lower mortgage cost improves the buyer’s debt-to-income ratio, a crucial factor in loan approvals. Some mortgages are about to become cheaper — but maybe not for long 2017-01-17T05:00:00Z HUD and other agencies equated racial disparities in loan approvals with racial discrimination, even if there were no actual complaints of racism from would-be borrowers. Why Liberals Oppose Ben Carson 2016-12-20T05:00:00Z Bastos wants to dilute onerous local content requirements for loan approvals, with new guidelines announced in June. BNDES to repay Brazil Treasury debt with mix of cash, securities 2016-11-23T05:00:00Z Rejection rates for these applicants have not risen significantly — lenders “are matching the market” with loan approvals, according to CoreLogic deputy chief economist Sam Khater. You don’t need a stellar credit score to qualify for a mortgage 2016-06-21T04:00:00Z And housing lenders are seeing the student loans as a barrier to housing loan approval. Bank helping home buyers reduce student loan debt 2016-06-05T04:00:00Z For borrowers, it meant quick loan approvals and attractive rates, while investors saw attractive returns on loans for which they were able to tailor risk. Lending Club faces Justice Department investigation, and its shares dive 2016-05-17T04:00:00Z While loan approvals are disclosed in a public database, applications aren’t. Ex-Im Bank Faces New Hurdle as Senator Blocks Board Nominees 2016-04-28T04:00:00Z In Florida, for example, the lender will estimate and base loan approval on anticipated tax rates in the future, says Mark Shulman, chief credit officer for SunTrust Mortgage. For Mortgage Borrowers, a Property-Tax Trap 2016-03-30T04:00:00Z A separate analysis by Affirm shows that its loan approval rates are also substantially higher across all three groups of borrowers. At New Digital Lenders, Math Rules 1454-09-07T05:00:00Z Big companies and start-ups are beginning to use learning software in higher-stakes decisions like medical diagnosis, crime prevention, hiring selections and loan approvals. Don’t Fear the Robots 2015-10-24T04:00:00Z With the bill's signing, the SBA resumed loan approvals, said SBA spokesman Terry Sutherland. Small Business Administration 7(a) loans resume after Congress raises lending ceiling 2015-07-28T04:00:00Z The bank approved more than $2 billion in loan approvals during the week before its authorization lapsed, the most for a single week all year and around one-sixth of all financing approved last year. Ex-Im Bank Faces New Hurdle as Senator Blocks Board Nominees 2016-04-28T04:00:00Z The more people involved in the loan approval process increases the scrutiny of your deal, which means more questions and more time for you to budget from proposal to answer. How to get a business loan - Part One 2015-07-24T04:00:00Z However, if Congress doesn't act before it goes into its August recess, loan approvals would be on hold until lawmakers return in September. Q&A: Why did the government stop guaranteeing some Small Business Administration loans? 2015-07-23T04:00:00Z He has helped design Bond Street’s loan approval process to reflect automated inputs from credit bureaus, bank accounts, tax filings and QuickBooks online financial statements. For Lending Start-Up, a Man Who’s Been Through a Few Cycles 2015-05-13T04:00:00Z Drivers of such rapid growth include heightened restrictions on banks such as deposit rates and rigorous loan approval process. China's Fosun To Set Up Online Small Loan Provider 2015-04-20T04:00:00Z In fact, it’s been getting easier for consumers to obtain a loan approval since May 2013. Town Square | Energy-efficient concept house opens in Bristow, Va. 2015-04-06T04:00:00Z Big companies and start-ups are beginning to use the technology in decisions like medical diagnosis, crime prevention and loan approvals. If Algorithms Know All, How Much Should Humans Help? 2015-04-06T04:00:00Z Stewart replied, “If I had known that these loans were fictitious or irregular, I would not have signed any of the loan approvals, and I may well have resigned.” A Billion-Dollar Mirage 2015-04-06T04:00:00Z Simple and seamless financing apps offer loan approval and transparent pricing and terms on the spot. Technology Is Transforming Consumer Financing For The Better 2015-03-31T04:00:00Z A new survey from Biz2Credit, an online credit marketplace, found some good news for female entrepreneurs: the average annual revenue and loan approval rates are way up for women-owned businesses. Good News For Female Entrepreneurs: Gender Gap In Lending Narrows, But It's Far From Gone 2015-03-16T04:00:00Z The report, released by online real estate database Zillow, shows a significant disparity in home ownership, property values and home loan approval rates between white and minority communities. Minorities Face Significant Barriers to Home Ownership in the U.S., Report Says 2015-02-09T05:00:00Z Conditions for bank loan approvals are stricter than ever,” said Mr. Gkouzouris. Greece financial crisis: Entrepreneurs overcome long odds, succeed amid chaos 2015-01-05T05:00:00Z The charges accuse him of fraudulently boosting loan approvals and car sales. Another former car dealership employee to plead 2014-12-31T05:00:00Z That August, loan approvals to small and medium-size companies fell 13 percent. In Britain, financial technology start-up is leading the challenge of traditional lending That’s when he saw an ad for USA Discounters, guaranteeing loan approval for service members. USA Discounters hooks some service members with credit before springing the debt trap The Bank of England said that there were 61,707 home loan approvals for house purchases made in May. Further dip in mortgage approvals 2014-06-30T04:00:00Z Sorrento has two houses under contract and several more awaiting loan approvals. Housing market recovering in High Desert town In fact, new updates arrive at mortgage lenders every month from FannieMae and FreddieMac allowing limited nuance adjustments grounded in common sense and mostly to facilitate the loan approval process. Mortgage Financing Just Got Easier 2014-06-12T04:00:00Z However, this option does require the buyer to put more money down and it still doesn’t guarantee their loan approval since the bank will consider it negative equity. Are You Prepared For A Home Appraisal? 2014-06-09T04:00:00Z But a long shutdown without enough FHA workers to verify buyer data will begin delaying some loan approvals, he said. Extended government shutdown would pinch housing recovery 2013-10-02T21:37:53Z One recent report shows small business loan approval rates surged to an all-time high of 17.4 percent in July, a 50 percent increase from just one year ago. Big banks warming to small businesses 2013-08-07T10:45:00Z Their instincts are accurate as loan approval rates for women-owned companies are 15 percent to 20 percent lower than they are for male-owned companies. 3 Novel Ways to Fund Your Business 2013-07-08T17:10:51Z The number of home loan approvals crept above the 50,000 level, well above the recent low of just under 44,500 in June. Is the UK economy in recovery mode? 2012-10-29T19:24:53Z Now the government is alleging years of reckless loan approvals that predate the Wachovia merger. Is Wells Fargo Another Bad Actor in the Housing Crisis? 2012-10-10T00:28:04Z The former close relationship between branch managers and business clients was replaced by remote, computerised loan approval systems. How British banking broke down 2012-08-21T22:24:24Z The surge last month was not easily explained, he said, citing changes to conforming loan limits in September and “consistent frustration” over the loan approval process for short sales as possible explanations. Sales of Existing Homes Unexpectedly Increased in October 2011-11-21T15:29:04Z "None of my meetings in Washington DC were on behalf of any of my firm's portfolio companies, nor did I request any government loan approval for these companies at any time," he said. Special Report: Singed by Solyndra 2011-10-24T11:16:39Z Chu flew to California to announce the loan approval at the groundbreaking for a $750 million factory that was built mostly with funds from the loan. Chu takes responsibility for a loan deal that put more taxpayer money at risk in Solyndra 2011-09-30T00:53:57Z NewPage Gets New Loan to Take out Existing Revolver NewPage Corp., acquired in 2005 by Cerberus Capital Management LP, can keep its plants operating after receiving interim loan approval yesterday in bankruptcy court in Delaware. Madoff, Solyndra, Lehman, NewPage, Inspirada: Bankruptcy 2011-09-09T13:02:02Z Small businesses see a spike in loan approvals in June. You're the Boss: This Week in Small Business: Are Small Businesses The Answer? 2011-07-25T11:00:41Z A bank should not make your loan approval contingent solely on whether you open an account with them, but it’s not unusual for them to request that you establish a depositor relationship. When a Bank Wants a Deposit to Make a Loan 2011-07-15T20:30:08Z The Australian dollar fell for a fourth day as commodity prices fell and a report showed home- loan approvals declined. Euro Declines Versus Dollar Before EU Ministers Meet on Greece 2011-05-16T04:25:14Z France outstripped every major economy in Europe in terms of full loan approval rates for small businesses for the January 2009 to June 2010 period, according to European Central Bank data. Sarkozy ‘Arm Twisting’ Pushes France Past U.S. in Small Loans 2011-03-07T00:14:53Z Glickman case was settled in 1999 and provided that qualified farmers could receive $50,000 each to settle claims they were denied farm loans or subjected to longer waits for loan approval because of racism. Senate approves compensation for black farmers 2010-11-20T00:15:00Z Fears that the UK housing market is poised on the brink of a double-dip were heightened yesterday following news that home loan approvals from Britain's high-street banks fell to a 16-month low in August. Property prices 'could fall by 10%' as banks report fewer mortgage approvals 2010-09-23T16:46:00Z The next day, Dr. Budde received a second e-mail message from the lender, this time denying her loan approval. Seeking a Mortgage? Don?t Get Pregnant 2010-07-20T01:31:00Z Department of Housing and Urban Development that the builder's mortgage unit overstated borrowers' income, among other practices, to obtain loan approvals. When subprime fails, call Justin Bieber 2010-06-16T15:49:00Z SBA Administrator Karen Mills said the program led average weekly loan approvals to leap by 87 percent compared to the weekly average before the passage of last year's American Recovery and Reinvestment Act. Interested in SBA Loan Incentives? Get in Line Now 2010-03-10T15:13:00Z That extra time pushes the loan approval process to at least 45 days, up from the typical 40, forcing some borrowers to pay extra fees to guarantee an interest rate, Mr. Martin said. 2010-02-12T20:31:00Z |
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