| 单词 | home loan |
| 例句 | The titans of Wall Street, the world now realized, had spent years racking up profits on the backs of junk home loans. Becoming 2018-11-13T00:00:00Z Organizing playdates is akin, in Martin’s telling to getting a home loan with suspect credit. What We Can Learn From Insanely Rich Parents 2015-06-02T04:00:00Z Beginning in the 1930s, some, mostly African American neighborhoods – designated with red lines – were categorized as too risky for investment, and denied home loans and insurance. 'Heat islands': racist housing policies in US linked to deadly heatwave exposure 2020-01-13T05:00:00Z The astronomic home loan was negatively amortizing daily. My husband, the criminal 2012-07-20T23:30:00Z A very brief stint holding the, now defunct, title of trade and industry secretary ended in the disgrace of the home loan scandal. The Third Man by Peter Mandelson 2010-07-17T23:05:00Z The company even offers employees home loans with no interest for three years. The Hard-Knocks Restaurant World Discovers Wellness 2020-03-02T05:00:00Z When they continued to demand more fountains and park benches, I instead used the funds to pay off my home loan. Review: 'Animal Crossing: New Leaf' charms on 3DS 2013-06-04T13:30:11Z Similarly, Freddie Mac’s Vice President and Chief Economist Sam Khater wrote in December that the federal home loan mortgage company estimated the U.S. was short by nearly four million homes. Viral TikTok video makes fun of competitive home buying in the current market 2021-04-26T04:00:00Z These resources can be sold to pay off your home loan, or used to build structures and craft DIY recipes that forward your progress towards the game's next goalpost. “Animal Crossing: New Horizons” offers control and structure in a time of perilous uncertainty 2020-03-30T04:00:00Z He had died in an accident on the railway, leaving the family with weighty home loans. Paying for baby: the trouble with renting a womb | Abby Rabinowitz 2016-04-28T04:00:00Z In November of 1945, the legislation was amended so that ex-servicemen could have easy access to low interest home loans. "Miracle on 34th Street" reminds us that home ownership was once an elusive dream for many Americans 2022-12-25T05:00:00Z It's haunting to hear Odets' characters talk about trying to get home loans, about going bankrupt. Intiman Theatre dusts off Depression-era 'Paradise Lost' ? which speaks powerfully to us now 2010-03-17T23:20:00Z Beyond incentives like home loans, car allowances and country club memberships, merit bonuses attached to bowl appearances, win-loss records, divisional rankings and national championships emphasize the value of coaches to their institutions. How big bonuses for winning coaches became a tradition in college football 2018-12-30T05:00:00Z Black neighborhoods were redlined for federal mortgages, cutting off their residents from home loans and a path to middle-class prosperity. Two Views of Flint’s Water Troubles: One a Close-Up and One With a Wide-Angle Lens 2018-07-31T04:00:00Z The federal home loan corporation blames the nation’s housing deficit in part to a construction slowdown that stems from a skilled labor shortage and rising raw material costs. 3D printed 3-bedroom home's exterior was made in 12 hours: Take a look inside 2022-01-16T05:00:00Z From cradle to grave, for everything from starter home loans to burial insurance, African Americans are confronted with a paywall that demands they fork over more than whites. Racism in America: It’s so pervasive that white people pay less for car insurance 2017-04-07T04:00:00Z Most fascinating, as he walks past bystanders, he can see who qualified for home loans, who is H.I.V. positive and so on. Looking Ahead: Culture Picks for 2013 2012-12-27T23:05:33Z Four years ago the home loan industry allowed anyone--including criminals--to broker mortgages as long as they coughed up a filing fee and took refuge under an employer's license. Monitoring Your Mortgage Broker 2011-01-26T23:00:00Z The package is estimated to cost more than $30 billion and is paid for with new fees on home loans from Fannie Mae and Freddie Mac, the government-backed mortgage entities. Senate extends payroll tax cut 2011-12-17T15:38:00Z Commenting on the bank's stabilising home loan margins, E&P Financial analyst Azib Khan said that "it would be helping on this front that CBA has been willing to forgo market share". Australia's CBA says home loan margins have stabilised, shares up 2023-11-14T05:00:00Z Even though rate hikes since last year have boosted interest incomes and margins at Australian banks, rising cost of repayments has intensified competition in the home loan market, capping profit margins and hindering credit growth. Australia's CBA posts flat Q1 profit on higher competition in home loan market 2023-11-13T05:00:00Z Australia's fourth-largest retail bank on Monday posted a record annual profit that fell short of analyst forecasts due to a thinning home loan market amid soaring interest rates, sending its shares lower. Australia's ANZ sinks as record annual profit falls short of market forecasts 2023-11-12T05:00:00Z CBA said its home loan variable rate change would be effective from Nov. 17. Aussie 'big four' banks hike home loan rates after RBA decision 2023-11-09T05:00:00Z "There are signs of improving franchise momentum at the margin with a pickup in home loan growth and business lending growth." Australia's Westpac grows FY profit as mortgage income shrinks 2023-11-06T05:00:00Z With the Fed having shifted gears to fight inflation, rates on home loans have risen to two-decade highs, reaching 7.90% in the latest week, according to Mortgage Bankers Association data. Second home sales slide in pandemic-era vacation hot spots 2023-10-30T04:00:00Z The sharply higher home loan borrowing costs have discouraged many homeowners who locked in rates around 3% just two years ago from selling now, limiting the already near historic-low level of homes on the market. Down market? Years of soaring prices, limited home sale inventory drive profits for sellers 2023-10-20T04:00:00Z As rates have marched higher, home loan applications have slumped to the lowest level since 1995 in recent weeks, last week, according to the Mortgage Bankers Association. The average long-term US mortgage rate surges to 7.63%, holding at highest level since 2000 2023-10-19T04:00:00Z Builder sentiment began sliding in August, the same month where rates on home loans reached above 7%. U.S. home builder confidence falls to lowest since January 2023-10-17T04:00:00Z Any banker or home loan officer knows that what I say is true. Why contract build work isn't typically paid upfront 2023-10-16T04:00:00Z In some cases, renewed home loan rates could reach 7%, which would push up the average Canadian mortgage by at least a few hundred dollars per month, mortgage brokers estimate. Surging bond yields add to Canadian homeowners' mortgage pain as renewals loom 2023-10-07T04:00:00Z The increased rate was accompanied by a 6% fall in home loan applications. Mortgage rates reach highest since November 2000 - MBA 2023-10-04T04:00:00Z A good credit score can help to get you a lower interest rate on your car or home loan, and that can save you thousands of dollars. How To Check My Credit Score 2018-03-21T04:00:00Z Weighed down by these home loans, Swedes are twice as heavily indebted as Germans or Italians. Analysis: Sweden braces as property storm clouds darken 2023-09-15T04:00:00Z The MBA’s home loan application index shows that home purchase loans fell 2.1% last week from the prior week to a seasonally adjusted reading of 141.9. Fewer apply for home loans as borrowing costs, rising prices shut out prospective homebuyers 2023-09-08T04:00:00Z Variable home loans, which accounted for roughly half of Canada's outstanding mortgages from July 2021 to June 2022, were already rising in tandem with the Bank of Canada's record pace of interest rate hikes. Surging bond yields add to Canadian homeowners' mortgage pain as renewals loom 2023-10-07T04:00:00Z The cost of home loans was low for more than a decade, but climbed since the Bank of England began raising interest rates in late 2021. Housing more affordable than a year ago, the Halifax says 2023-08-22T04:00:00Z If you are turned down for a home loan or not considered for a job that goes through automated screening, you can't appeal to an AI. Safeguarding AI Is Up to Everyone 2023-08-15T04:00:00Z There is evidence they are now searching for smaller homes in cheaper areas to offset the high cost of a home loan. Mortgage rates are falling but don't celebrate yet 2023-08-12T04:00:00Z As more homeowners locked in bottom-barrel rates in recent years, demand for home loan refinancing has plunged. Fewer apply for home loans as borrowing costs, rising prices shut out prospective homebuyers 2023-09-08T04:00:00Z Nonwhite neighborhoods were marked on the maps — “redlined” — and denied public investment dollars as well as access to home loans. How much is Seattle-area growth spiking temps in your neighborhood? 2023-08-05T04:00:00Z A year ago, the benchmark home loan rate stood at 4.99%, mortgage buyer Freddie Mac reported Thursday. Mortgage rates tick higher: 30-year, fixed home loan is at 6.90%; 15-year at 6.25% 2023-08-03T04:00:00Z The Fed's policy rate influences the economy by changing what lenders charge consumers for credit card, auto, and home loans or what businesses pay on bonds or for credit lines. Clock on the Fed's 'soft landing' may already be ticking 2023-07-31T04:00:00Z Weighed down by home loans, Swedes are twice as heavily indebted as Germans or Italians. How the ghost of 1990s property crash returned to haunt Sweden 2023-07-28T04:00:00Z The average rate on the benchmark 30-year home loan rose to 6.81% this week from 6.78% last week, which was the lowest level in a month, mortgage buyer Freddie Mac said Thursday. Average long-term US mortgage rate inches back up to 6.81% 2023-07-27T04:00:00Z It's more meaningful to compare effective rates - the average across existing and new home loans. UK inflation and interest rates high - how do other economies compare? 2023-07-22T04:00:00Z With each increase, millions of Britons prepare to put more of their money toward their monthly home loan payments and pull back on other spending. Why Britain’s Mortgage Holders Are Being Squeezed 2023-07-19T04:00:00Z In the early 1990s, after government data revealed that lenders were disproportionately rejecting minority borrowers for home loans, Countrywide saw an untapped market and began offering more loans in low-income and minority communities. Angelo Mozilo, Whose Mortgage Giant Fell in Housing Bust, Dies at 84 2023-07-18T04:00:00Z When homeowners come to get a new deal, that could mean the home loan is not as expensive as it might otherwise have been. Mortgage rates: Six reasons why the pain isn't as bad as it could be 2023-07-15T04:00:00Z Wells Fargo is still operating under growth restrictions imposed in 2018 by the Federal Reserve in response to the bank’s prominent misdeeds, including creating sham customer accounts and mishandling customers car and home loan payments. Wells Fargo Beats Expectations but Sets Aside Money for Loan Losses 2023-07-14T04:00:00Z That was the highest since November and brings that rate to within 10 basis points of last October's two-decade high in home loan borrowing costs. US 30-yr mortgage rate tops 7% for first time since last fall 2023-07-12T04:00:00Z Meanwhile, the average rate on a 30-year home loan climbed to a new high for the year this week at 6.81%, mortgage buyer Freddie Mac said Thursday. Elevated mortgage rates are leading to sharply higher monthly payments even as home prices ease 2023-07-07T04:00:00Z Treasurys and what the Fed does with interest rates can influence rates on home loans. Average long-term US mortgage rate climbs to 6.81% this week to highest level since November 2023-07-06T04:00:00Z Those who have to refinance their home loans also are facing the prospect of paying thousands more than they used to. Europe inflation slips to 5.5% — but that won’t stop central bank rate hikes 2023-06-30T04:00:00Z Making it more expensive to get a home loan or expand a business restricts the economy’s momentum. A Key Inflation Gauge Cooled in May, Welcome News for the Fed 2023-06-30T04:00:00Z The effects of redlining, which led to Black families being denied home loans; and eminent domain, where residents’ property was seized by the government, still linger, the report states. California reparations report urges action on housing discrimination and overpolicing 2023-06-29T04:00:00Z Consider that two years ago the median national monthly payment on home loan applications was $1,320.48, or 63.4% less than what it was last month. Elevated mortgage rates are leading to sharply higher monthly payments even as home prices ease 2023-07-07T04:00:00Z A decline in mortgage rates can save homebuyers hundreds of dollars a month in borrowing costs on a home loan. Average long-term US mortgage rate falls to 6.67%, third straight drop since climbing to 2023 high 2023-06-22T04:00:00Z Treasurys, which lenders use as a guide to pricing loans, investors’ expectations for future inflation and what the Fed does with interest rates influence rates on home loans. May home sales rise with near record-few on the market and biggest annual price drop since 2011 2023-06-22T04:00:00Z Unlike U.S. mortgages, which are effectively backed by the government and often set for as long as 30 years, home loans rarely have fixed rates of more than a couple of years. Where Housing Prices Have Crashed and Billions in Wealth Have Vanished 2023-06-19T04:00:00Z The typical rate rose to 5.98% on Friday, according to financial information service Moneyfacts, as more mortgage providers increased the cost of their home loans. Average two-year mortgage rate close to 6% 2023-06-16T04:00:00Z Other home loans are more closely tethered to the Fed’s moves. What Higher Interest Rates Mean for Mortgages, Credit Cards and More 2023-06-14T04:00:00Z A report from the Mortgage Bankers Association on Tuesday showed that the availability of home loans worsened in May for a third straight month. Cooler inflation bolsters argument for a Fed rate pause. 2023-06-13T04:00:00Z The average rate on a 30-year home loan is still more than double what it was two years ago, when the ultra-low rates spurred a wave of home sales and refinancing. May home sales rise with near record-few on the market and biggest annual price drop since 2011 2023-06-22T04:00:00Z The expectations of higher rates are, again, causing turmoil in the home loan market as some lenders pull offers for new mortgage deals. Britain Braces for High Rates as Inflation Signals Get Stronger 2023-06-13T04:00:00Z Homebuyers who can afford to bypass the higher costs of borrowing on a home loan are increasingly doing so. Boost for homebuyers: Average long-term US mortgage rate eases from 7-month high to 6.71% this week 2023-06-08T04:00:00Z Britain's largest mortgage provider Halifax will ramp up interest rates for new home loans on Wednesday, according to pricing provided to brokers, the latest major lender to do so in response to soaring funding costs. Goldman Sachs to start trading Japan power futures - sources 2023-06-07T04:00:00Z Britain's largest mortgage provider Halifax will ramp up interest rates for new home loans on Wednesday, according to pricing provided to brokers, the latest major lender to do so in response to soaring funding costs. Client exodus from PwC Australia grows as $48 bln pension fund pauses work 2023-06-07T04:00:00Z Britain's largest mortgage provider Halifax will ramp up interest rates for new home loans on Wednesday, according to pricing provided to brokers, the latest major lender to do so in response to soaring funding costs. Moscow says Air India reserve plane to land in Russia early Wednesday 2023-06-07T04:00:00Z Westpac's new home loan rate will be effective from June 20, the bank said in a statement. Australian lender Westpac to raise interest rates after cenbank hike 2023-06-06T04:00:00Z The latest increase marks the third in three weeks and lifts the average rate on a 30-year home loan to its highest level since it surged to 7.08% in early November. Average long-term US mortgage rate climbs to 6.79% this week, highest level since November 2023-06-01T04:00:00Z And while the Fed does not set mortgage rates, many home loans are tethered to their actions. More than 1 in 4 American homeowners is ‘house poor’ 2023-05-31T04:00:00Z So-called swap rates, which lenders use to price home loans, have increased. Nearly 800 mortgage deals pulled amid uncertainty over rates 2023-05-30T04:00:00Z A.I.-based mortgage lenders are more likely to deny home loans to people of color, helping to perpetuate housing inequities. California Builds the Future, for Good and Bad. What’s Next? 2023-05-30T04:00:00Z First Republic, which was known for its big home loan business and stable of wealthy clients, was the 14th largest lender in the US at the end of last year. First Republic: 1,000 jobs cut by new owner JP Morgan 2023-05-25T04:00:00Z Treasurys and what the Fed does with interest rates influence rates on home loans. Average long-term US mortgage rate climbs to 6.79% this week, highest level since November 2023-06-01T04:00:00Z The average rate on a 30-year home loan has risen two weeks in a row, echoing moves in the 10-year Treasury yield, which lenders use as a guide to pricing loans. Average long-term US mortgage rate rises to 6.57% this week, highest level since mid March 2023-05-25T04:00:00Z For decades, Australian housing finance has significantly outpaced business lending, making home loan margins the engine of profits. Analysis: Australian banks' bid to shake mortgage reliance brings new risks 2023-05-16T04:00:00Z Shifts in the Fed’s benchmark lending rate don’t directly affect mortgage rates, but they do influence the yield on 10-year Treasury bonds, which lenders use as a guide to pricing home loans. Homebuyers to face steep borrowing costs despite Fed move 2023-05-04T04:00:00Z Shifts in the Fed’s short-term lending rate don’t directly affect mortgage rates, but they do influence the yield on 10-year Treasury bonds, which lenders use as a guide to pricing home loans. Average long-term US mortgage rate slips to 6.39% this week 2023-05-04T04:00:00Z A higher-than-expected proportion of customers are on fixed-rate home loans which would expire in 2024, exposing them to higher floating rates, and more stress for consumers will mean more stress for the lenders. Australia's NAB warns of end to windfall from rising rates 2023-05-04T04:00:00Z Treasurys and what the Fed does with interest rates also influence rates on home loans. Average long-term US mortgage rate rises to 6.57% this week, highest level since mid March 2023-05-25T04:00:00Z Treasurys and what the Fed does with interest rates can also influence rates on home loans. Average long-term US mortgage rate rises to 6.43% this week 2023-04-27T04:00:00Z One of the biggest parts of the bank’s business was offering large home loans with attractive interest rates to affluent people. First Republic Lurches as It Struggles to Find a Savior 2023-04-26T04:00:00Z Millennials also tend to have more debt at a young age than previous generations, making it harder to save for a down payment or get a home loan. Seattle-area millennials are buying homes — just not in King County 2023-04-21T04:00:00Z She recommends people apply for home loans while they’re still working, if possible. Liz Weston: Retiring? If you need a home loan, get one first 2023-04-17T04:00:00Z Problems at U.S. regional banks grew last year, as rapidly rising interest rates slashed the value of some banks' holdings in long-term assets such as home loans and government bonds. Analysis: Short sellers play heroes and villains in the U.S. bank crisis 2023-04-09T04:00:00Z After climbing to an average of 7.08% in November, the rate on a 30-year home loan averaged around 6.37% in the first three months of this year, according to mortgage buyer Freddie Mac. Wall Street bets on better days ahead for US homebuilders 2023-04-06T04:00:00Z At the end of December, the bank had nearly $103 billion in home loans on its books, up from $80 billion a year earlier. First Republic Lurches as It Struggles to Find a Savior 2023-04-26T04:00:00Z Mr Dimon is a veteran of Wall Street, who steered JPMorgan through the 2008 financial crisis, when exposure to bad home loans in the US caused problems throughout the global financial system. JPMorgan chief Jamie Dimon warns banking crisis 'not yet over' 2023-04-04T04:00:00Z People who need home loans and are already retired should consider talking to a loan officer about their situations before submitting an application and risking damage to their credit scores, financial planners say. Liz Weston: Retiring? If you need a home loan, get one first 2023-04-17T04:00:00Z Yet the RBA estimates that only 0.5% of all home loans are in negative equity, a situation where the home loan exceeds the value of the property and could lead to increased defaults. Australian housing may have found a floor, defying crash predictions 2023-03-30T04:00:00Z SVB’s home loans were significantly better than those from traditional banks, four people who received them said. Mortgages, Wine and Renovations: Silicon Valley Bank’s Deep Tech Ties 2023-03-17T04:00:00Z “The money I lost in the scam was my home loan. I feel like I let my family down.” Online scammers find a fertile market in India as the internet spreads 2023-03-15T04:00:00Z Competition has returned to the home loan market, lowering fixed rates. Young homeowners most likely to face mortgage strain, watchdog says 2023-03-09T05:00:00Z Job openings remain elevated, private payrolls beat consensus estimates and demand for home loans increased despite the ongoing upward trajectory of mortgage rates. Asian shares stutter, dollar buoyant as data supports hawkish Powell 2023-03-09T05:00:00Z Adjustable mortgages now account for about 30% of all outstanding home loans, according to calculations from National Bank of Canada. Canada’s heavily indebted consumers face painful reality 2023-03-07T05:00:00Z The affected workers this week include mortgage bankers and home loan consultants, who work across the United States and are compensated mostly on sales volume, the report said. Wells Fargo lays off mortgage bankers - CNBC 2023-02-23T05:00:00Z The regulators said banks should not impose restrictions on qualified homeowners looking to prepay their home loans and should protect the legitimate interests of bank customers, the report said. Analysis: China's mortgage rate cuts spur prepayment rush, threaten bank earnings 2023-02-19T05:00:00Z The MBA reports its latest weekly home loan application data Wednesday. This Week: Coca-Cola earnings, inflation and housing updates 2023-02-12T05:00:00Z Here are answers to common questions, whether you’re shopping for a mortgage or paying off a home loan. What mortgage company changes mean for your home loan 2023-02-14T05:00:00Z For example, if your home loan is due to be repaid over 17 years, it can be restructured over 20 years instead. Cost of living: My mortgage deal is ending - what are my options? 2023-02-10T05:00:00Z After a year of renting, Ms. Wade, a 35-year-old public relations executive for Amazon, was ready to buy, just as the cost of home loans began to climb sharply. Falling Mortgage Rates Bring Some Home Buyers Back to Market 2023-02-02T05:00:00Z That means the rate on a typical home loan is still almost twice as expensive as it was a year ago. Here’s what the Fed interest rate hike means for you 2023-02-01T05:00:00Z Those market expectations cause interest rates, like those on home loans, to drop lower. Smaller Rate Increase by Federal Reserve Likely as Inflation Cools 2023-01-30T05:00:00Z Demand for home loans plummeted last year as the Federal Reserve raised a key interest rate to control inflation and mortgage rates spiked in turn. What mortgage company changes mean for your home loan 2023-02-14T05:00:00Z Interest rates on the most popular type of U.S. home loan topped 7% - the highest since 2001 - in October, and sales of new and existing homes tumbled by more than 35% from January through November. U.S. home builder spirits brighten to kick off 2023, NAHB says 2023-01-18T05:00:00Z On Thursday, mortgage giant Freddie Mac reported that the average on a 30-year fixed home loan dropped for the sixth straight week, hitting 6.27% for the week that ended Wednesday. Home buyers get some relief as mortgage rates come off 7% highs 2022-12-22T05:00:00Z Non-bank mortgage providers such as Quicken Loans last year wrote more than 7 out of every 10 home loans. Financial risks grow in shadowy corner of markets, worrying Washington 2022-12-18T05:00:00Z Interest rates on the most popular type of U.S. home loan topped 7% - the highest since 2001 - in October, and sales of new and existing homes tumbled by more than 30% from January through October. U.S. home builder sentiment dives again in December, NAHB says 2022-12-19T05:00:00Z The average rate on the benchmark 30-year home loan has been falling in recent weeks, but remains double what it was a year ago, according to mortgage buyer Freddie Mac. Insider Q&A: Mat Ishbia, CEO of United Wholesale Mortgage 2022-12-19T05:00:00Z That means the rate on a typical home loan is still about twice as expensive as it was a year ago. How Fed’s series of rate hikes could affect your finances 2022-12-14T05:00:00Z Through the different forms of home loan, an estimated four million households would see their mortgage costs rise next year, the Bank said. Four million homes face mortgage increase in 2023 2022-12-13T05:00:00Z The group also works with lenders that provide home loans requiring down payments of 0 to 3.5% of the cost of the house. Dallas Habitat for Humanity helps staff purchase homes 2022-11-30T05:00:00Z And building continued without controversy until 2014, when a Native Hawaiian beneficiary in Puukapu, the same community where Ross lives, applied for a home loan to renovate his residence, as others had before him. Military pledged to remove unexploded bombs from this island — native Hawaiians are still waiting 2022-11-29T05:00:00Z Q: Have you seen a pickup in home loan applications that are rejected because the borrowers don’t qualify? Insider Q&A: Mat Ishbia, CEO of United Wholesale Mortgage 2022-12-19T05:00:00Z Other VA benefits are substantial, helping pay for college tuition and setting favorable interest rates for government-backed home loans, most of which are secured with no down payment. Racial discrimination by Veterans Affairs spans decades, lawsuit says 2022-11-28T05:00:00Z McClay had been reared in Houston, where his father had come home from the war only to find that as a Black man he couldn’t get a home loan. Jerry Jones helped transform the NFL, except when it comes to race Some staff may also be able to take advantage of programs that help them pay a lower interest rate on their home loan. Dallas Habitat for Humanity helps staff purchase homes 2022-11-30T05:00:00Z Mortgage rates have gone up everywhere but they are likely to be felt more acutely in countries like New Zealand, Australia and Canada where more home loans are issued on floating rates. New Zealand house prices forecast to drop 18% from peak 2022-11-23T05:00:00Z A recent snapshot by the Mortgage Bankers Association showed that ARMs accounted for 12.8% of all home loan applications in the week ended Oct. High mortgage rates send homebuyers scrambling for relief 2022-11-23T05:00:00Z Monk said he did not understand the gravity of that decision until VA denied him home loans and access to education through the GI Bill. Racial discrimination by Veterans Affairs spans decades, lawsuit says 2022-11-28T05:00:00Z Variable rate mortgages - home loans in which the interest rate fluctuates based on market conditions - have more than tripled since March, with strict stress tests making qualification even tougher. High interest rates bring winter gloom to Canada's housing market 2022-11-15T05:00:00Z In late March, the average rate for a 30-year fixed mortgage, the most popular home loan in the United States, was below 4 percent. How the Fed’s rate hikes slow the economy — and impact you Last week, the average fixed mortgage rate topped 7%, its highest point in 14 years, meaning that rates on home loans are about twice as expensive as they were a year ago. How steep fed rate hikes affect your finances 2022-11-02T04:00:00Z Zillow on Wednesday announced it had laid off 300 workers across several departments, including home loans and closing services, though the company said it is not under a hiring freeze. Mortgage rates rise above 7 percent as Fed scrambles to slow economy 2022-10-27T04:00:00Z VA also administers home loans and education assistance for qualifying veterans, and racial disparities also exist in those categories, according to recent studies and legislation pending in Congress. Racial discrimination by Veterans Affairs spans decades, lawsuit says 2022-11-28T05:00:00Z Australia and New Zealand Banking Group Ltd on Thursday reported a rise in annual cash profit, surpassing market expectations, as its home loans business improved and higher interest rates boosted margins in the second half. Shadow puppet enthusiasts hope robotics can save ancient art 2022-10-27T04:00:00Z The country's fourth-largest bank has been overhauling its home loan processing capabilities after failing to cash in on a COVID-driven housing boom because of delays in processing applications. ANZ's annual cash profit rises 5% on home loan boost, higher interest rates 2022-10-26T04:00:00Z The affected jobs spanned several departments, including home loans and closing services. Seattle-based Zillow lays off 300 2022-10-26T04:00:00Z The Breakfree package, introduced in 2003, offered fee waivers, interest rate discounts on home loans, credit cards and transaction accounts and other benefits in exchange for paying an annual fee. ANZ faces $16 mln fine for withholding account benefits for 20 years 2022-10-26T04:00:00Z The average rate for a 30-year fixed mortgage, the most popular U.S. home loan, rose to 6.94 percent in this week’s Freddie Mac survey, a huge increase from 3.22 percent in January. As recession fears rise, Washington begins to weigh how to respond 2022-10-20T04:00:00Z Bond yields jumped, contributing to soaring mortgage interest rates, and a number of lenders even pulled home loan products off the market. Global housing market pain has echoes of a crash 30 years ago 2022-10-20T04:00:00Z The approach became known as “redlining” for the red lines officials drew on maps to identify neighborhoods deemed high-risk, which made it hard for residents in those areas to obtain home loans. Racial discrimination has decimated Baltimore’s tree diversity 2022-10-19T04:00:00Z Britain's mortgage market was plunged into chaos by the growth plan, as the money markets that lenders rely on to price home loans bet on higher interest rates. After U-turn, Britain's economy still paying for Truss's growth plan 2022-10-17T04:00:00Z In many instances, Black people living in these redlined neighborhoods were denied home loans altogether. Wildfire smoke is hurting pregnant moms and babies. Can California cities protect them? 2022-10-12T04:00:00Z Banks are finding the home loan market stacked in their favour after years of low mortgage rates, but are also aware that bigger mortgage bills could spell trouble for cash-strapped customers. Analysis: British banks' mortgage payday comes with sting in the tail 2022-10-10T04:00:00Z Major mortgage lenders are increasing the cost of home loans, with the average two-year fixed rate now close to 6%, new figures show. Mortgage rates rise sharply as squeeze tightens 2022-10-03T04:00:00Z Three local banks have in recent weeks temporarily removed fixed-rate home loans. Singapore tightens property curbs to tame demand as rates rise 2022-09-30T04:00:00Z Black and Latino people are also rejected at higher rates when applying for home loans from larger financial institutions, even when their credit profiles are similar to people whose applications were approved. Small WA credit unions get $75 million under federal program 2022-09-22T04:00:00Z The interest rate for a 30-year fixed mortgage, the most popular home loan, spiked above 6 percent last week for the first time in 14 years, according to data from Freddie Mac. Fed raises interest rates by 0.75 points to fight inflation 2022-09-21T04:00:00Z The senior banker said that while mortgage defaults were still low - home loans were typically the last commitment consumers fell behind on - they were not complacent. Analysis: British banks' mortgage payday comes with sting in the tail 2022-10-10T04:00:00Z Last week, the average fixed mortgage rate topped 6%, its highest point in 14 years, meaning that rates on home loans are about twice as expensive as they were a year ago. How the Fed’s steep rate hikes stand to affect your finances 2022-09-20T04:00:00Z The 30-year fixed-rate mortgage — the most popular home loan product — soared to 6.02 percent this week, nearly double what it was nine months ago, according to data released Thursday by Freddie Mac. Mortgage rates surpass 6 percent for the first time since 2008 2022-09-15T04:00:00Z Refinancing demand has also plummeted: Applications to refinance home loans were down about 4 percent from last week, but dropped 83 percent from the same week the year prior. Mortgage rates jump above 6 percent, putting pressure on the housing market. 2022-09-15T04:00:00Z The interest rate for a 30-year fixed mortgage, the most popular home loan, spiked above 6 percent last week for the first time in 14 years, according to data from Freddie Mac. Fed raises interest rates by 0.75 points to fight inflation 2022-09-21T04:00:00Z Demand for home loans is strong in India and is expected to pick up further over the next few months, the head of major housing finance firm Housing Development Finance Corporation said on Monday. Fire at e-scooter showroom in India kills eight in deadliest such incident 2022-09-13T04:00:00Z Mortgage rates soared to their highest levels since 2008 this week as the 30-year fixed rate — the most popular home loan product — continued its dramatic ascent, rising three percentage points in one year. Mortgage rates hit 14-year highs after bond market sell-off 2022-09-08T04:00:00Z More demand for bonds causes prices to rise and yields to fall, often lowering home loan rates. Mortgage rates soar to their highest levels since late June 2022-09-01T04:00:00Z Another effort: working with Landed, a group that helps teachers get home loans in high-priced markets. School district asks parents to let teachers move in as rents soar 2022-09-02T04:00:00Z In addition, some bankers practiced mortgage discrimination, later known as “redlining,” in order to deny home loans to qualified buyers. U.S. History 2014-12-30T00:00:00Z And by reducing its home loan activities, Wells Fargo is less likely to face regulatory risk. Mortgage rates wander lower after weeks of volatility 2022-08-18T04:00:00Z The sad fact is that redlining, a practice where banks refused to give home loans to racial minorities, led many of the most polluted parts of the state to be populated by communities of color. Schoolyards become tree-filled parks in neglected neighborhoods 2022-08-17T04:00:00Z By some estimates, they could affect about $222 billion of home loans, or roughly 4 percent of outstanding mortgages. Your Thursday Briefing: Liz Cheney, Out 2022-08-17T04:00:00Z ANZ Research estimates that the boycotts could affect about $222 billion of home loans sitting on bank balance sheets, or roughly 4 percent of outstanding mortgages. As China’s Economy Stumbles, Homeowners Boycott Mortgage Payments 2022-08-17T04:00:00Z Unlike a traditional home loan, you don’t have to make monthly payments on a reverse mortgage. Advice | House rich, cash poor: Why a home-equity loan may not be a good idea 2022-08-10T04:00:00Z James Laird, co-founder of mortgage rate comparison site Ratehub.ca said the trend has continued, estimating that fixed-rate mortgages accounted for more than half of all new home loans in July. Canadian home buyers return to fixed-rate loans as economy wobbles 2022-08-10T04:00:00Z The 30-year fixed mortgage rate, the interest for the most popular home loan product, dropped below 5 percent for the first time in four months. Mortgage rates sink below 5 percent for the first time in four months 2022-08-04T04:00:00Z Australia's "Big Four" banks raised their home loan variable interest rates on Thursday, after the country's central bank hiked rates earlier this week. Australia's "Big Four" banks raise mortgage rates after RBA hike 2022-08-04T04:00:00Z Australia's "Big Four" banks raised their home loan variable interest rates on Thursday, after the country's central bank hiked rates earlier this week. Analysis: As inflation bites, Japan's PM finds unlikely ally in labour unions 2022-08-04T04:00:00Z With landlords still increasing rent, and home loans becoming more expensive, many renters find themselves playing a game of inflationary whack-a-mole to maintain their standard of living. Rents and home prices are still soaring, but at a slower pace 2022-08-01T04:00:00Z Borrowers are also increasingly considering shorter-term fixed-rate home loans, which have typically been seen as riskier as they expose them to higher rates upon expiry, but the current environment is making them more appealing. Canadian home buyers return to fixed-rate loans as economy wobbles 2022-08-10T04:00:00Z Since January, home loan rates have gone up more than 2.5 percentage points. Mortgage rates sink below 5 percent for the first time in four months 2022-08-04T04:00:00Z State and federal prosecutors accused Trident Mortgage of discouraging people in nonwhite neighborhoods of Philadelphia from applying for home loans. The Fed Won’t Say the ‘R’ Word 2022-07-28T04:00:00Z The average rate on a 30-year home loan climbed to 5.54% last week, almost double from a year ago, according to mortgage buyer Freddie Mac. More homes for sale, but low-priced listings remain scarce 2022-07-28T04:00:00Z Expectations of higher overall rates has pushed up the 10-year Treasury yield, which influences rates on home loans. Wall Street closes higher after new Fed rate hike, earnings 2022-07-27T04:00:00Z Rates on home loans have nearly doubled from a year ago to 5.5%, though they’ve leveled off in recent weeks even as the Fed has signaled that more credit tightening is likely. How the Federal Reserve’s rate hikes affect your finances 2022-07-27T04:00:00Z Trident Mortgage Company discouraged minorities in Philadelphia from applying for home loans, the authorities say. Berkshire Hathaway-owned lender to pay $20 million in redlining case. 2022-07-27T04:00:00Z Beyond the corporate sector, households also appeared to be vulnerable, with almost half of outstanding home loans having been to made to borrowers who have high ratios of energy costs to income, the report added. Interlinked climate risks could ripple through euro zone, ECB study says 2022-07-26T04:00:00Z Combine that with the highest home loan rates in a generation, and affordability has evaporated along with demand. U.S. housing cooldown is recession red flag for markets 2022-07-25T04:00:00Z Multiple mortgage lenders across the country, including Wells Fargo and Better.com, have laid off thousands of people as demand for home loans and refinancing drops off. 5 economic forces behind the Fed’s next rate-hike decision 2022-07-24T04:00:00Z Wells Fargo reported its second-quarter earnings, revealing an increase in credit loss reserves, write-downs on investments and slowing home loan activity. Big Banks Send Mixed Signals on Economic Outlook 2022-07-15T04:00:00Z This quarter soaring interest rates further dampened demand for mortgage originations, causing home loans to fall 53% from a year ago. Wells Fargo profit misses on higher loan loss reserves, mortgage weakness 2022-07-15T04:00:00Z On a recent Monday, she was just one of a dozen workers, mainly young women fresh from business school, eyes fixed on desktop computers, assessing Australian home loan applications from 6,000 miles away. Ex-Goddess Works to Reform 700-Year Tradition. Her M.B.A. Helps. 2022-07-15T04:00:00Z JPMorgan’s earnings were weighed down by sinking stock prices, slower investment banking activity and a softer market for home loans. JPMorgan’s Profit Slows, but It Still Sees No Recession 2022-07-14T04:00:00Z And as the rate for the most popular U.S. home loan nears its highest level since November 2008, the effects may spread to mortgage companies as demand for refinancing wanes. U.S. housing hold-ups put thousands of jobs on the line 2022-07-01T04:00:00Z The bank also described a slowing home loan business and lower investment banking fees. Big Banks Send Mixed Signals on Economic Outlook 2022-07-15T04:00:00Z Their best hope for a home loan became Amanda, who didn’t have much credit, she said. Homes lost. Savings destroyed. How medical debt has upended these people's lives 2022-06-23T04:00:00Z Rates on home loans have soared in the past few months, mostly in anticipation of the Fed’s moves, and will probably keep rising. This is how a higher Fed rate could affect your finances 2022-06-15T04:00:00Z Other home loans are more closely tethered to the Fed’s move. What the Fed’s rate increase means for mortgages. 2022-06-15T04:00:00Z A group of Black homeowners recently sued the bank for stalling on refinancing their home loans. Federal Prosecutors Open Criminal Inquiry of Wells Fargo’s Hiring Practices 2022-06-09T04:00:00Z Secured debt, like mortgages and other home loans, is backed by an asset: the dwelling. In Older Americans, Rising Debt May Adversely Affect Health 2022-06-05T04:00:00Z Rising interest rates are again making those mortgages attractive to home buyers because the starting rate is generally lower than the rate on traditional fixed-rate home loans. Why Adjustable-Rate Mortgages Are Still Risky 2022-06-03T04:00:00Z Because home loan rates tend to follow the same path as long-term bond yields, when yields rise often, so do mortgage rates. Mortgage rates hold steady, resist upward pressure 2022-06-02T04:00:00Z Mortgage rates have climbed dramatically over the past few months, creating an abrupt hike in monthly payments for new home loans. How to manage rising mortgage rates 2022-05-25T04:00:00Z Major mortgage lenders across the country, including Wells Fargo and Better.com, have laid off thousands in recent weeks as a result of dwindling demand for home loans and refinancing. U.S. may be barreling toward recession in next year, more experts say 2022-05-19T04:00:00Z Rising rates for home loans have torpedoed demand for refinances, while prospective buyers are increasingly being priced out. What Higher Interest Rates Could Mean for Jobs 2022-05-17T04:00:00Z Those higher rates helped drive the number of home loan refinancings in the first quarter down 45 percent from the same period last year. Nations move to tackle inflation, increasing risk to global economy 2022-05-13T04:00:00Z Rates on home loans have soared in the past few months, partly in anticipation of the Fed’s moves, and will probably keep rising. How higher Fed rates stand to affect Americans’ finances 2022-05-04T04:00:00Z The average 30-year-fixed home loan rate is now 5.37%, up more than 2 percentage points since the year began, according to the Mortgage Bankers Association. The Fed wants to cool the U.S. housing market. Here's what that feels like 2022-05-02T04:00:00Z It has also steadily lost Australian home loan market share since 2019. Australian banks' margin woes linger but rate hikes may lift view 2022-05-01T04:00:00Z Redlining is a now-illegal practice in which banks would refuse to make home loans to someone because they live in an area deemed to be a poor financial risk. Redfin settles lawsuit alleging housing discrimination 2022-04-29T04:00:00Z It shows veterans’ dates of service and is used as proof for benefits including VA home loans. Student loan forgiveness program for military borrowers slowly improves 2022-04-22T04:00:00Z The average interest rate on a 30-year fixed-rate home loan reached 5 percent in mid-April, the highest in more than a decade. Some Home Buyers Turn to Alternative Financing as Other Options Dwindle 2022-04-22T04:00:00Z At the current mortgage rate, economists estimate consumers taking a $300,000 home loan would pay $263 more per month than if they had fixed the loan rate at the beginning of this year. U.S. homebuilder sentiment drops to seven-month low amid surging mortgage rates 2022-04-18T04:00:00Z Wells Fargo home loans fell 33% from a year ago on lower mortgage originations and lower gains when selling those loans in the secondary market. Soaring interest rates weigh on big bank mortgage loan growth 2022-04-18T04:00:00Z By lowering the federal funds rate to near zero and buying Treasurys and mortgage-backed securities to prop up the economy, the central bank ushered in an era of cheap home loans. Mortgage rates hit 5 percent, ushering in new economic uncertainty 2022-04-14T04:00:00Z Besides raising costs for homebuyers, higher home loan rates can also dissuade some homeowners from selling, especially if they’ve bought or refinanced their home when mortgage rates fell to new lows early last year. Numerous challenges for homebuyers this spring season 2022-04-13T04:00:00Z The financing arrangements often lack consumer protections available with traditional home loans and are lightly regulated by a patchwork of federal and state rules, said Tara Roche, manager of Pew’s home financing project. Some Home Buyers Turn to Alternative Financing as Other Options Dwindle 2022-04-22T04:00:00Z And would-be buyers planning to finance their purchase with a home loan are often losing out to investors and others able to buy a home with cash. Homebuyers stymied by fewer homes, high prices, rising rates 2022-04-13T04:00:00Z It is not only rising rates that are making home loans more expensive. Mortgage rates keep climbing, show no sign of slowing down 2022-04-07T04:00:00Z The 30-year fixed-rate mortgage, the most popular home loan product, hit the threshold just five weeks after surpassing 4 percent, according to Freddie Mac data released Thursday. Mortgage rates hit 5 percent, ushering in new economic uncertainty 2022-04-14T04:00:00Z A few years after risky mortgages and related investments led to a global financial collapse, the Federal Reserve put out a handbook to help consumers make smarter choices about their home loan options. Thinking about an adjustable-rate mortgage? Know the risks 2022-04-04T04:00:00Z It is not just rising rates that are making home loans more expensive. Mortgage rates hit highs not seen since December 2018 2022-03-31T04:00:00Z Since home loan rates tend to follow the same path as long-term bond yields, they go up as well. Mortgage rates continue their ascent 2022-03-24T04:00:00Z As of April 1, the Federal Housing Finance Agency implemented a fee increase for some Fannie Mae and Freddie Mac home loans. Mortgage rates keep climbing, show no sign of slowing down 2022-04-07T04:00:00Z Under the Home Mortgage Disclosure Act, banks have to report the details of every home loan application they receive, including the borrower’s race, gender and ZIP code, and whether the loan was approved or denied. A Black homeowner is suing Wells Fargo, claiming discrimination. 2022-03-21T04:00:00Z The last thing you want is to find out that your credit has taken a hit because of stolen financial information when you’re applying for something like a home loan. What you should know about credit monitoring | Provided by 1st Security Bank 2022-03-21T04:00:00Z Earlier this year, the Federal Housing Finance Agency announced fee increases effective April 1 for some Fannie Mae and Freddie Mac home loans. Mortgage rates hit highs not seen since December 2018 2022-03-31T04:00:00Z While many house hunters naturally focus on mortgage rates and how they will impact their purchase, changes to loan guidelines can also affect their borrowing costs and their ability to qualify for a home loan. Planning to buy a home in the spring? Some new mortgage rules may affect your purchase. 2022-03-16T04:00:00Z The Mortgage Bankers Association is now forecasting the 30-year fixed mortgage rate, the most popular home loan product, to rise to around 4.5 percent this year. Mortgage rates spike to highs not seen in nearly three years 2022-03-17T04:00:00Z Significant medical debt could signal to a mortgage lender that a potential borrower may not be able to handle a home loan, said Francis Creighton, president and chief executive of CDIA. Perspective | Federal watchdog questions whether credit reports should include medical debt 2022-03-16T04:00:00Z He did, but pushed interest rates so high - home loans, at 18%, were as expensive as credit cards are today - the economy fell into two recessions in short order. Explainer: Past Fed hiking cycles, from sanguine to severe, may say little about this one 2022-03-17T04:00:00Z Employees in an apprenticeship program in the United Kingdom can access home loans through a Starbucks program, while those in China can benefit from a monthly housing subsidy, Tenpenny said. The state of Starbucks: Sustainability, union drives and the return of Howard Schultz 2022-03-16T04:00:00Z Beginning April 1, mortgages for high-balance loans and for second home or vacation home loans will require an additional fee. Planning to buy a home in the spring? Some new mortgage rules may affect your purchase. 2022-03-16T04:00:00Z Other home loans are more closely linked to the Fed’s move — including home equity lines of credit and adjustable-rate mortgages — and will generally move higher the next time an individual loan resets its rate. What a Federal Reserve rate increase means for you 2022-03-16T04:00:00Z But many learned over time that racism was also pervasive in northern cities, in less-obvious but equally insidious forms such as home loan restrictions that reinforced segregated neighborhoods. US Black population: The biggest growth is in smaller cities 2022-03-14T04:00:00Z Bill of Rights gave veterans funds for education, home loans, and other benefits. myWorld: The Growth of Our Country 2012-01-01T00:00:00Z Their insurance covered the remainder of their home loan but there was nothing left over. These wildfire survivors say FEMA did little to help those who lost homes 2022-03-01T05:00:00Z They range from making banks build up extra capital when they make home loans to introducing deeply unpopular caps on the size of mortgages based on the purchase price or the income of the buyer. Analysis: ECB has to fight housing bubble with its hands tied 2022-02-23T05:00:00Z The interest rate on the most popular type of U.S. home loan surged last week by the most in two years. U.S. mortgage interest rates top 4% for first time since 2019 2022-02-16T05:00:00Z The plan also calls for expansion of business and home loans, affordable housing, job benefits and decriminalization of “quality of life” offenses such as loitering and public camping. Nearly a century after Upton Sinclair's campaign, is California really ready to end poverty? 2022-02-11T05:00:00Z Community banks provide consumer checking and savings, business banking and home loans to customers, but primarily within the local area served, and often, with a more personal touch. Community banks, community support | Provided by 1st Security Bank 2022-02-10T05:00:00Z "Looking ahead, we expect home loan price competition and switching to continue to weigh on margins in the second half," CBA, Australia's largest lender, said in a statement. Commonwealth Bank of Australia posts profit jump, warns of margin pressure 2022-02-08T05:00:00Z In the Australian home loan space, ANZ said it had made "solid progress" to improve its systems, with application times for simple loans now in line with other major lenders. ANZ shares near one-year low as home lending competition crimps margins 2022-02-06T05:00:00Z Although the Fed doesn’t set home loan rates, its decisions often influence them. Mortgage rates start February with less volatility than the stock market 2022-02-03T05:00:00Z However, the outlook for consumer spending is more mixed with demand for home loans, mortgage refinancing and auto loans declining while credit card spending rises. U.S. banks see business lending driving 2022 growth 2022-02-03T05:00:00Z Some lenders raised rates for those applying for a new home loan. How an interest rate rise might affect you 2022-02-02T05:00:00Z That’s the case when a bank needs confirmation that a customer seeking a home loan is a veteran. Perspective | Thousands of veterans’ remains have gone unclaimed. An ineffective VA system is to blame, inspector general finds. 2022-01-28T05:00:00Z Though they remain historically low, home loan rates have been rising to levels not seen since early 2020, when the coronavirus pandemic was breaking in the U.S. Long-term US mortgage rates hold this week at 3.55% 2022-01-27T05:00:00Z He points to historic discriminatory housing and land-use policies, including mortgage red-lining, which made it so Black Americans and other people of color could not get government-backed home loans where they lived. To skirt air pollution oversight, states can play hide and seek 2022-01-19T05:00:00Z Because mortgage rates often follow the same path as long-term bonds, when bond yields rise, so do home loan rates. Mortgage rates shoot up to their highest levels since March 2020 2022-01-13T05:00:00Z The housing market is expected to continue to sizzle this year, which is why the MBA projects that the dollar value of for-purchase home loans will climb to a new high of $1.74 trillion. Red-hot housing market to fuel record borrowing in ’22 2022-01-06T05:00:00Z Among the protections: mortgage servicers, which manage payment collection on home loans, are not allowed to foreclose on or evict certain servicemembers or their families without a court order. US to landlords, lenders: heed pro-military housing rules 2021-12-20T05:00:00Z Mostly, that means it will soon be more expensive to borrow money for a home loan, auto loan, business loan or other debt, which should dampen demand a bit. Opinion | Biden must move faster to fill the three openings on the Federal Reserve board 2021-12-19T05:00:00Z According to the Mail on Sunday, the BoE is also preparing to dilute the UK’s mortgage rules, loosening affordability restrictions to make it easier for borrowers to take out larger home loans. UK workers face Christmas wage squeeze as factories keep raising prices – business live 2021-12-13T05:00:00Z China’s lenders are financially responsible for whether home loans are repaid, making it harder for them to spread risk across the financial system as was the case before the 2007-2008 crisis in the United States. China Evergrande has defaulted on its debts, Fitch says 2021-12-09T05:00:00Z And the signalling impact resonates well beyond markets -- so confident were British banks in a November rate hike, they had moved home loan costs higher before the BoE meeting. Analysis: Clear or confused? Central banks' communication skills set for ultimate test 2021-12-07T05:00:00Z "The downward trend in home prices has emerged" due to tight quotas on home loans, worries about a property tax and weak demand, said Chen Shen, an analyst from Huatai Securities. China property market to keep cooling into H1 2022 on tight curbs 2021-12-02T05:00:00Z Urban heat islands also overlap with maps of redlined neighborhoods, places where Black Americans were pushed to move into since the 1930s because of discriminatory housing policies that denied them home loans and insurance. Democrats’ plan to boost ‘tree equity’ is actually a good idea 2021-11-24T05:00:00Z Some banks have accelerated disbursement of approved home loans in some cities, the bankers said. Some Chinese banks told to issue more loans for property projects - sources 2021-11-22T05:00:00Z He stopped by a Wells Fargo branch in Glendale with a cashier’s check and deposited it into the checking account used for his Wells Fargo home loan. Column: Wells Fargo found another way to abuse customers. Then I called them on it 2021-11-19T05:00:00Z Britain's second-biggest provider of home loans, Nationwide competes with the country's big banks but unlike them is owned by its customers. Nationwide profit more than doubles on UK economic rebound 2021-11-19T05:00:00Z Some lenders had held back issuance of home loans earlier in the year, wary of being accused of fuelling debt bubbles as regulators were cracking down on new borrowing by developers, the bankers said. Analysis: China property financing tweaks fall short of investor expectations 2021-11-11T05:00:00Z Mortgage buyer Freddie Mac reported Wednesday that the average rate on the benchmark home loan declined to 2.98% from 3.09% last week. US average long-term mortgage rates fall; 30-year at 2.98% 2021-11-10T05:00:00Z Some lenders have already started to raise rates for those applying for a new home loan. What an interest rate rise would mean for your finances 2021-11-02T04:00:00Z Mortgage experts say they are expecting a "slow and measured" increase in the cost of home loans. Why UK interest rates could rise this week 2021-11-01T04:00:00Z Mortgage experts are expecting a "slow and measured" increase in the cost of home loans amid predictions of rising prices elsewhere. Slow rise from ultra-low mortgage rates predicted 2021-10-29T04:00:00Z Think of it this way: Your home loan’s term is 15 or 30 years because real estate is a long-lived asset that will give you years of use and almost certainly gain value. Millennials go their own way when it comes to tapping home equity 2021-10-28T04:00:00Z Study authors wrote that historical housing policies, such as denying residents federally backed home loans, may be directly responsible for their disproportionate exposure to heat. Our built environment contributes to extreme heat. Why some communities have it worse than others 2021-10-28T04:00:00Z The impact of the floor specifically on loans to companies with no credit rating and on "low risk" home loans will be phased in over five to eight years. EU pledges 'faithful' application of global bank capital rules from 2025 2021-10-28T04:00:00Z However, the bank said home loan volumes were hit in the second half by a more competitive refinancing market, customers paying loans back faster and processing issues. Australia's ANZ doubles dividend as release of loss reserves powers profit 2021-10-27T04:00:00Z Guaranteed return — One of the reasons people are often discouraged from paying off their home loans is that they are told they can earn more by investing in the stock market. Perspective | The ‘Great Resignation’ is leaving many Americans wondering: Should I pay off my mortgage early? 2021-10-26T04:00:00Z Other government insured loans include Department of Veterans Affairs and Department of Agriculture home loans. How to get a low down-payment mortgage 2021-10-24T04:00:00Z Turns out that was enough to qualify for a 3 percent down payment on a Federal Housing Administration home loan. For this millennial first-time buyer, the pandemic helped put homeownership in financial reach 2021-10-15T04:00:00Z Yet mortgage lenders “can unlock the treasure chest of all these programs designed to make home loans affordable.” How to get a low down payment mortgage 2021-10-18T04:00:00Z The last time inflation ran higher than the average rate on a 30-year home loan was August 1980, according to the Federal Reserve. Inflation, Fed action set stage for higher mortgage rates 2021-10-21T04:00:00Z A near-default could result in higher interest rates on auto and home loans as well as credit cards, they said. Biden, banking leaders escalate pressure on Republicans to raise debt limit 2021-10-06T04:00:00Z Not lifting the debt ceiling could drive up interest rates on car and home loans, for example. Bash back better: Here’s what governing by crisis looks like 2021-10-02T04:00:00Z Annual growth in new home loans reached 68% in July and lending for investment properties almost doubled from a year earlier, ringing alarm bells among regulators. Australian housing borrowing booms, regulators ready new lending rules 2021-09-30T04:00:00Z Other government-insured loans include Department of Veterans Affairs and Agriculture Department home loans. How to get a low down payment mortgage 2021-10-18T04:00:00Z Mortgage refinancing accounted for 70.7% of home loans originated in the first three months of this year, according to the MBA. Inflation, Fed action set stage for higher mortgage rates 2021-10-21T04:00:00Z Thousands of people who left under “don’t ask, don’t tell” still don’t have benefits, including access to health care, home loans and educational support through the VA. A decade after ‘don’t ask, don’t tell,” LGBTQ veterans say they still feel the effects 2021-09-23T04:00:00Z “A whole family emptied out our wallets to buy this home, and we have a home loan of 6,000 yuan per month,” one buyer wrote in the owners’ group. China’s Evergrande veers toward default — and a $300 billion global shock 2021-09-22T04:00:00Z The cost of auto and home loans would rise. U.S. default this fall would cost 6 million jobs, wipe out $15 trillion in wealth, study says 2021-09-21T04:00:00Z Federal Housing Administration loans require 3.5 percent down payments, but Fannie Mae and Freddie Mac each have home loan products that require just 3 percent down. What homes you can buy for $400,000 2021-09-15T04:00:00Z The 30-year fixed rate – the most popular home loan product – has barely stirred since early last month. 30-year fixed mortgage rate remains stubbornly in place 2021-09-16T04:00:00Z Last week, federal regulators announced another set of fines and restrictions on the bank, stemming from its inappropriate handling of some of its home loan customers’ portfolios. Elizabeth Warren Asks the Fed to Break Up Wells Fargo 2021-09-14T04:00:00Z The 30-year fixed mortgage rate — the most popular home loan product — has barely budged for more than a month. Mortgage rates are stuck in a holding pattern 2021-09-09T04:00:00Z Puricelli: I anticipate that this change may increase the number of borrowers that qualify for a home loan through Fannie Mae’s loan programs. Fannie Mae to include rent payments in mortgage applicants’ credit history review 2021-09-08T04:00:00Z His initial worry had come to pass: his personal messages were on this work laptop, as were private documents concerning his taxes and a recent home loan. Apple cares about privacy, unless you work at Apple 2021-08-30T04:00:00Z JPMorgan Chase officials said they decided to set 40,000 additional home loans to Black and Latino borrowers as a realistic target after an analysis of census tract demographics, credit scores and bank branch presence. Big business pledged nearly $50 billion for racial justice after George Floyd’s death. Where did the money go? Average rates for home loans remain historically low at under 3%. US average mortgage rates little changed; 30-year at 2.86% 2021-08-19T04:00:00Z Average rates for home loans remain historically low, however, at under 3%. US mortgage rates up after 6-week decline; 30-year at 2.87% 2021-08-12T04:00:00Z Mr. Dworkin argued that past discrimination including redlining that prevented Blacks from getting home loans led to disparities across generations, despite the outlawing of redlining in the Fair Housing Act of 1968. Dems’ plan for race-based housing aid draws lawsuit threats, charges of reverse discrimination 2021-07-21T04:00:00Z Some analysts, however, can see a path for JPMorgan and Goldman to take significant market share in Britain in everything from deposits to home loans. Analysis: JPMorgan, Goldman bet on tech to crack UK consumer market 2021-07-12T04:00:00Z Tens of thousands of them are waiting to receive vital documents from the National Archives including military identification paperwork, medical benefits, spousal benefits, home loans, even paperwork to identify human remains. Military families express growing frustration over pandemic-induced backlog of veteran records 2021-07-01T04:00:00Z Despite the uptick in refinances last week, many homeowners have chosen not to lower the rate on their home loans. Mortgage rates rise to highest levels in two months 2021-06-24T04:00:00Z Banks deferred payments on home loans and cut borrowing rates to help boost credit growth. Australia GDP growth beats f'cast, back to pre-pandemic time 2021-06-02T04:00:00Z Back then, areas with large African-American or immigrant populations were "redlined" in documents by federal officials, and deemed too hazardous for home loans and investment. Global heating: Study shows impact of 'climate racism' in US 2021-05-25T04:00:00Z Since the 1930s, financial institutions systemically denied home loans and insurance to Black Americans. Hot summer days are even hotter for many Americans of color 2021-05-25T04:00:00Z Mortgage rates rose this week, pushing the benchmark 30-year home loan to the three percent mark for the first time since mid-April. Ford Motor to build 2 electric battery plants in North America 2021-05-20T04:00:00Z Holden Lewis, home and mortgage specialist at NerdWallet, says homeowners who are thinking about refinancing their home loan would be wise to act soon. Mortgage rates rise to highest levels in two months 2021-06-24T04:00:00Z Rising yields tend to push mortgage rates higher because of the close relationship between long-term bonds and home loan rates. Mortgage rates moved lower once again, but don’t expect them to stay down for long 2021-05-13T04:00:00Z These sections were shaded red on maps from the 1930s, indicating areas with large, non-white populations where banks were discouraged from issuing home loans. Will COVID Force Public Health to Confront America’s Epic Inequality? 2021-05-13T04:00:00Z The Fed survey showed that during the first quarter demand for home loans strengthened, while demand for credit card and other consumer loans remained unchanged. Banks eased standards for business, household loans in first quarter, Fed survey shows 2021-05-03T04:00:00Z Bank failures during the Great Depression made it difficult to obtain home loans. Opinion | How Maryland can help make affordable rental housing more accessible in Baltimore 2021-04-29T04:00:00Z Low mortgage rates are also encouraging buyers: The average 30-year fixed, home loan rate fell last week below 3% for the first time in two months. US home prices rose 11.9% in February, fastest since 2014 2021-04-27T04:00:00Z Romik Yeghnazary, a Las Vegas home loan officer, told Russell, his friend and tennis partner, that they were competing with people in Chicago for scarce and lucrative film loans. A rising actor, fake HBO deals and one of Hollywood's most audacious Ponzi schemes 2021-04-23T04:00:00Z NAB is Australia’s third-largest lender by assets, putting it among the so-called Big Four banks that dominate most commercial banking products including home loans, credit cards and business finance. Australia's NAB fields questions over potential purchase of Citi's local consumer unit 2021-04-16T04:00:00Z Citizens’ home loans require an income and credit qualification and are available in 12 states, primarily in New England and the Mid-Atlantic. A guide to financing options for first-time home buyers 2021-03-24T04:00:00Z The FHA dramatically increased the availability of home loans — for White people. Opinion | How Maryland can help make affordable rental housing more accessible in Baltimore 2021-04-29T04:00:00Z Even a robust housing market with rising prices can’t limit the risk of a homeowner ending up underwater on their home loan entirely. Hot housing market fuels a rise in homeowners’ equity 2021-03-18T04:00:00Z American tech powers look with envy at Southeast Asia’s Grab and Gojek, which offer the ability to book scooter rides or a hair blowout or even get a home loan without leaving the apps. A Golden Age of Local Digital Stars 2021-03-02T05:00:00Z They’re also looking to boost returns by selling adjacent products, from home loans to title insurance. Zillow’s price estimates are now cash offers in homebuying push 2021-02-25T05:00:00Z Bill home loans, the pool was for whites only. Opinion | The Way Out of America’s Zero-Sum Thinking on Race and Wealth 2021-02-13T05:00:00Z For a late wedding and Christmas present, Dennis, through Veterans United Home Loans, is using his home loan benefit for vets to build a dream home for Diane. Vietnam vet reunites with junior high sweetheart 59 years later 2021-02-07T05:00:00Z They dangled generous breaks — known as forbearance — to nearly anyone with a home loan. Some mortgage companies misled borrowers about forbearance, regulators say 2021-02-06T05:00:00Z The damage from the coronavirus pandemic on the U.S. and global economies suppressed home loan rates through most of last year. US long-term mortgage rates slip; 30-year loan at 2.77% 2021-01-21T05:00:00Z As a result, home loan rates also fell through most of 2020. Mortgage rates poised to rise as U.S. Treasury yields surge 2021-01-14T05:00:00Z “This classification established major barriers for residents seeking home loans and stalled their upward economic mobility,” it says. Frank Gehry's bold plan to upgrade the L.A. River seeks to atone for past injustices 2021-01-11T05:00:00Z These tend to be high-value home loans that are not backed by the Federal Housing Administration, Fannie Mae or Freddie Mac. Good news for self-employed borrowers: Nonqualifying mortgages are staging a comeback 2021-01-04T05:00:00Z The year opens against the continuing backdrop of damage from the coronavirus pandemic on the U.S. and global economies, which suppressed home loan rates through most of 2020. US long-term mortgage rates hit new lows; 30-year at 2.65% 2021-01-07T05:00:00Z In addition to subsidising the low-cost home loans, the firm is also planning donations to charities and other groups working on the housing issue. Amazon pledges billions for affordable homes in US 2021-01-06T05:00:00Z “There’s a reason why we constantly advise that people shop around for the best rates. By finding the lowest possible interest rate, one will help ensure they’re not overpaying for a home loan.” The 0.5 percent mortgage refi fee is here. What does it mean for you? 2020-12-12T05:00:00Z In the future it will offer the line of credit – and home loans. Group seeks to expand banking for low-income families 2020-12-12T05:00:00Z Rocket Companies, the parent of Quicken Loans and the nation’s largest mortgage lender, originated 98% of its home loans online in 2019, according to the New York Times. Former Zillow execs launch new online mortgage company, with plenty of cash 2020-10-30T04:00:00Z Mortgage rates fell as growing demand for home loans continue to strain lenders’ capacity to process them. Mortgage rates fall as demand for home loans rises 2020-10-01T04:00:00Z Freddie Mac's main business has historically been buying bundles of home loans from the lenders that originated them, then selling them to investors as securities. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z He said a mortgage adviser helped him secure a home loan with a 10% deposit, which he said was "vital" for affordability. Movers 'more likely to buy than first-time buyers' 2020-09-27T04:00:00Z Mortgage rates rose slightly this week amid positive housing market news and increased demand for home loans. Mortgage rates rise amid positive housing news 2020-09-24T04:00:00Z In February, he landed a position in Bangalore at one of India’s biggest banks as a home loan salesman. In India, engineers and MBAs are turning to manual labor to survive the economic crash 2020-09-23T04:00:00Z But he isn’t waiting for the full payout; once his home loan is paid off, he plans to return to Nepal. These gloves help fight COVID-19. But they're made in sweatshop conditions 2020-09-22T04:00:00Z Without the restaurant they opened in 2008, they are unable to pay home loans. Campus outbreak threatens San Diego’s economic recovery 2020-09-21T04:00:00Z The fee for lenders, equivalent to half a percent of the total home loan, was delayed from taking effect on Sept. 1 to Dec. 1. US long-term mortgage rates fall; 30-year at 2.91% 2020-08-27T04:00:00Z His research suggested similarities between the lax way that home loans were signed in the run-up to the last crisis and the underwriting of many retail mortgages. ‘The Big Short 2.0’: How Hedge Funds Profited Off the Pain of Malls 2020-08-24T04:00:00Z The 30-year fixed mortgage rate, the most popular home loan product, sank to its lowest level on record. Mortgage rates pulled down to lowest levels in history 2020-08-06T04:00:00Z It’s difficult for undocumented immigrants to get home loans. In Leadville, coronavirus closures expose economy inequity 2020-07-26T04:00:00Z It would also make it easier for banks to use algorithms and artificial intelligence to market, underwrite and price home loans without worrying whether those calculations accidentally discriminated against disadvantaged groups. Big Banks’ ‘Revolutionary’ Request: Please Don’t Weaken This Rule 2020-07-16T04:00:00Z It was the latest in a string of record-low readings for the cost of home loans and a rare bright spot for the U.S. economy. Mortgage rates drop below 3% for first time, tempting homebuyers 2020-07-16T04:00:00Z The number of home loan applications last week climbed 61.1% from a year earlier, with refinancings jumping more than twofold, according to the Mortgage Bankers Association. Home loan refinancing surges as mortgage rates hit new lows 2020-07-16T04:00:00Z The findings mirror federal data that shows home loans are approved at a much higher rate in census tracts with a small percentage of minorities than in tracts with a large percentage of minorities. Disaster Loans Entrench Disparities in Black Communities 2020-07-02T04:00:00Z Applications for home loans are near an 11-year high and building permits rebounded sharply in May as did new home sales. U.S. home contracts post record jump, factory activity improves in Texas 2020-06-29T04:00:00Z Applications for home loans are near an 11-year high and building permits rebounded sharply in May. U.S. pending home sales jump a record 44.3% in May 2020-06-29T04:00:00Z The Fed doesn’t set home loan rates, but its decisions influence them. Mortgage rates level off amid conflicting economic news 2020-06-11T04:00:00Z It’s more important than ever to be preapproved for a home loan — not just prequalified — when shopping in many markets, agents say. Home Prices Are Rising, Along With Post-Lockdown Demand 2020-06-05T04:00:00Z Wells Fargo, the largest U.S. mortgage lender, is already offering here fewer home loan products during the economic downturn. Wells Fargo stops giving loans to most independent car dealerships 2020-06-02T04:00:00Z Rising demand for home loans offers hope the economic slump is close to bottoming as businesses reopen. U.S. mortgage applications rise for sixth straight week 2020-05-27T04:00:00Z When someone in Denmark applies for a home loan, Danish banks act as a middleman between potential borrowers and investors. Could you have to pay your bank to save money? 2020-05-24T04:00:00Z The number of borrowers who stopped paying their home loans spiked by 1.6 million last month, new data shows. Homeowners stopped paying mortgages in record numbers in April 2020-05-22T04:00:00Z Data from the Mortgage Bankers Assn. show a sharp tightening of credit for jumbo home loans, and a smaller pullback for loans insured by the Federal Housing Administration and the U.S. Even if you want to buy a home, it's harder now to get a loan. Or tap home equity 2020-05-07T04:00:00Z As the managing director of residential financing firm One Million Dollar Plus, he specializes in securing massive home loans for celebrities. The ultra-rich are still buying $50-million homes (in case you were wondering) 2020-05-07T04:00:00Z The Fed doesn’t set rates for home loans, but its actions influence them. Mortgage rates sink to all-time lows and may be headed lower 2020-04-30T04:00:00Z Bill and V.A. home loans were adopted, unions grew stronger, and tax benefits for the wealthy withered.” Will COVID-19 Make Us More Socialist? 2020-04-25T04:00:00Z The federal agency that oversees Freddie Mac and larger mortgage buyer Fannie Mae announced Wednesday that the two companies will buy qualified home loans in forbearance to keep lending flowing. US long-term mortgage rates edge higher; 30-year at 3.33% 2020-04-23T04:00:00Z The signs of pain are already bubbling to the surface in other ways, with some nonbank mortgage lenders laying off employees because of lack of demand for new home loans. Mortgage Firms Get a Reprieve on Paying Investors 2020-04-21T04:00:00Z At the same time, policies like state-subsidized education, low-interest home loans and the interstate highway system helped turn a working class of ethnic Europeans into a middle class of whites. Opinion | Why Coronavirus Is Killing African-Americans More Than Others 2020-04-14T04:00:00Z Bill and V.A. home loans were adopted, unions grew stronger, and tax benefits for the wealthy withered. The Coronavirus in America: The Year Ahead 2020-04-18T04:00:00Z Nearly 3 million U.S. home loans are in forbearance plans that allow delayed mortgage payments without penalty, according to a report by Black Knight. Women suing Goldman Sachs in class action case tell court that firm duped them into giving up rights 2020-04-17T04:00:00Z Another client, with over $5 million in his account, started off by chatting about a home loan. Hand-holding in the pandemic: Wealth managers grapple with new reality 2020-04-16T04:00:00Z The rate is used in contracts like home loans and credit cards worth around $400 trillion globally, and ending its use is one of the biggest challenges faced by markets in decades. Pandemic shows investment fund vulnerabilities, G20 watchdog says 2020-04-14T04:00:00Z Taylor watches from a small sofa in his Southwest Washington studio apartment flanked by thick stacks of home loan and refinance closing documents, his two cellphones, and an open laptop. A recession cost him everything. Now he risks a deadly virus to stay financially healthy. 2020-04-09T04:00:00Z You're going to need to think again as lenders are scrapping their home loan deals. UK mortgage market goes into lockdown 2020-03-31T04:00:00Z Mr. Calabria said he hoped that servicers accepting payments from borrowers with home loans not backed by a government agency would also suspend foreclosure activities. Racing to Head Off Evictions and Foreclosures 2020-03-18T04:00:00Z The mortgage giants, which backstop about $5 trillion of home loans, will also suspend evictions on rental properties, their regulator, the Federal Housing Finance Agency, said in a statement Wednesday. Fannie Mae, Freddie Mac to suspend foreclosures 2020-03-18T04:00:00Z I went the tiny home loan route and got one for $28,000, which covered about 80% of the building costs. How I bought a tiny home; one woman’s story 2020-03-18T04:00:00Z A host of banks have said to people in a similar position who have a mortgage that they can defer their home loan repayments for up to three months, although individual banks have different rules. Landlords urged to go easy on virus-hit tenants 2020-03-16T04:00:00Z Nationwide will now only offer home loans to those with 25% equity or more. UK mortgage market goes into lockdown 2020-03-31T04:00:00Z The rest will be mortgage-backed securities, an effort to stabilize home loans. Federal Reserve slashes interest rates to zero as part of wide-ranging emergency intervention 2020-03-15T04:00:00Z Extreme weather could depress property prices and leave banks exposed to defaults on home loans or large commercial projects. Under water? Banks play home loan lottery as insurers bail out 2020-03-15T04:00:00Z While Verbhouse’s 5 percent up-front requirement may suffice for a mortgage down payment, it pivots to customers whose financial history might preclude them from securing a home loan or borrowing a large enough sum. Rent-to-own options in housing: Move in now, buy later 2020-03-11T04:00:00Z They must wait to see how their home loan provider reacts at a time when mortgage rates are already at very low levels. Coronavirus: What the rate cut means for you 2020-03-11T04:00:00Z Lenders say they will carry on with home loans already agreed. UK mortgage market goes into lockdown 2020-03-31T04:00:00Z “Hopefully everyone spent a little bit and bought something stupid and put the rest on their home loan,” said Slingsby, who bought a powerboat. Sailing heavyweights Ainslie, Slingsby square off in SailGP 2020-02-26T05:00:00Z Homebuilders marched broadly higher on news that U.S. home loan applications surged 30.2% last week from a week earlier. Asian shares mostly up after signing of China-US trade pact 2020-01-16T05:00:00Z Contractual language containing these racist restrictions on home loans was rendered unenforceable by federal legislation in 1968 and banned statewide in 1977, but lives on in language contained in some property deeds. Studying Seattle’s Roaring ’20s history might help us get through this next decade 2020-01-10T05:00:00Z My smartest financial move was prepaying about 4% of the value of my home loan. There’s more to price-to-earnings ratios than you might think 2019-12-29T05:00:00Z Economists who watch this debt closely say personal loans are still too small to rock the entire financial system in the way $10 trillion worth of home loans did during the 2008-09 financial crisis. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-21T05:00:00Z Economists who watch this debt closely say personal loans are still too small to rock the entire financial system in the way that $10 trillion worth of home loans did during the 2008-09 financial crisis. Personal loans are ‘growing like a weed,’ a potential warning sign for the U.S. economy 2019-11-23T05:00:00Z Redlining methods in Seattle included restrictive covenants and restrictions on home loans in parts of Alki, Ballard, Wedgwood, Queen Anne, Capitol Hill and other neighborhoods. Facing objections, Sound Transit drops ‘Red Line’ as the name for its light-rail route 2019-11-14T05:00:00Z Initially, the sales abuses centered around millions of phony customer accounts but eventually revealed overcharges on auto and home loans and other improper practices. New Wells Fargo CEO says he wants to fix problems, isn’t a 'wallflower' 2019-10-31T04:00:00Z Imagine what might happen if banks that issued home loans no longer made money off the interest, but rather made money by blending the loans into investment bonds that they then sold to investors. We're Incentivizing Bad Science 2019-10-29T04:00:00Z The FHA provides mortgage insurance on loans created by approved lenders, helping borrowers with less money for down payments or lower credit scores qualify for home loans. Trump administration eases risks for banks on false lending claims 2019-10-28T04:00:00Z A potential Brexit deal as well as progress in the trade talks with China caused a sharp rise in mortgage rates this week, continuing a volatile period for home loan rates. Mortgage rates rise sharply on positive developments surrounding Brexit and China 2019-10-17T04:00:00Z It was charged with protecting consumers from financial scams involving home loans, credit cards, student loans and banking. Supreme Court will hear challenge to autonomy of consumer agency spearheaded by Elizabeth Warren 2019-10-18T04:00:00Z By forcing the banks to expand lending, not by shutting down home loans altogether. A high school is a ‘slave ship’? Seattle should be expanding its gifted programs, not maligning them. 2019-10-09T04:00:00Z It is a price reference for financial contracts worth more than $300 trillion globally, from complex derivatives to home loans and credit cards. Factbox: The global benchmarks replacing Libor 2019-10-08T04:00:00Z Fannie Mae and Freddie Mac purchase home loans from lenders. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z When yields fall — and bond prices rise — home loan rates tend to move lower. Mortgage rates fall back as consumer confidence wavers 2019-09-26T04:00:00Z A bipartisan consensus formed to pay for these critical benefits with a temporary increase to VA home loan fees. Perspective | Commentary: Veterans seeking mortgages will be hurt by government’s plan to hike VA home loan fees 2019-09-02T04:00:00Z As if highly paid Amazon employees needed another helping hand, some lenders are making it easier for the company’s new tech hires to qualify for home loans. Why it’s easier than ever for new Amazon tech hires to buy houses in Seattle 2019-09-06T04:00:00Z Together they guarantee roughly half of the $10 trillion U.S. home loan market. Administration unveils plan to privatize Fannie, Freddie 2019-09-05T04:00:00Z Separately, FHA insures home loans against default as an incentive for lenders to offer mortgages to higher-risk borrowers. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z But lately, home loan rates are charting their own course. Mortgage rates level off at multiyear lows as investors stay away from mortgage-backed securities 2019-08-15T04:00:00Z When a home loan is refinanced, the original mortgage is paid off and removed from the security. Mortgage-refinancing fever sweeps U.S., forcing brokers to scramble 2019-08-10T04:00:00Z That includes $5 million to subsidize home loans in Southern California census tracts where most residents are minorities. HUD approves settlement with OneWest Bank resolving redlining allegations 2019-07-29T04:00:00Z It raised the pricing of its home loans this year and is committing only to holding its market share at around 4%. In Brexit Britain, battling home lenders chase risk and pensioners 2019-07-04T04:00:00Z Veterans do receive some special government benefits, including special home loan terms and in some cases lifetime healthcare for service-related injuries. Beto O'Rourke's "war tax" is straight out of "Starship Troopers" 2019-06-25T04:00:00Z In total, the VA and FHA home loan programs and the G.I. Donald Trump: White welfare king and lord of the great grift 2019-05-16T04:00:00Z Many grapple with unpaid bills, overdue home loans, school and tuition fees. 'Can't sleep at night': Despair over jobs as India's Jet Airways... 2019-04-18T04:00:00Z They expect their own personal financial situations will improve this year, and they believe that interest rates for home loans will continue to remain relatively affordable. Is spring going to be a Goldilocks housing season for everybody? 2019-04-09T04:00:00Z That is in part because the city has never recovered from racist policies begun in the late 1930s that marked entire neighborhoods as too high-risk for home loans. Louisiana editorial roundup 2019-04-03T04:00:00Z Later, Mr. O’Rourke spoke of the historic injustices perpetrated against black people, from slavery to racist “redlining” that denied them home loans. In 2020 Southern Primaries, Victory for Democrats Begins with Black Women 2019-03-28T04:00:00Z Some 150,000 homeowners are stuck on high interest-rate home loans with unregulated or inactive firms, and are unable to switch to a cheaper deal. 'Mortgage prisoners' given help 2019-03-26T04:00:00Z The burst in sales points to the housing market regaining the momentum that it lost in the middle of 2018, after a surge in interest rates for home loans caused sales to slow. U.S. sales of existing homes jumped 11.8% in February 2019-03-22T04:00:00Z The burst in sales points to the housing market regaining the momentum that it lost in the middle of 2018, after a spike in rates for home loans caused sales to slow. US existing-home sales jumped 11.8 percent in February 2019-03-22T04:00:00Z The real estate market is still recovering from a spike in rates for home loans last year, which caused sales to slow as the size of monthly mortgage payments jumped. US existing-home sales jumped 11.8 percent in February 2019-03-22T04:00:00Z The real estate market is still recovering from a spike in rates for home loans last year, which caused sales to slow as the size of monthly mortgage payments jumped. US existing-home sales jumped 11.8 percent in February 2019-03-22T04:00:00Z When yields fall, home loan rates often follow. Mortgage rates sink to lowest levels in more than a year 2019-03-14T04:00:00Z Long-term U.S. mortgage rates fell this week, with the benchmark 30-year home loan reaching its lowest level in over a year, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2019-03-14T04:00:00Z So here’s the good news: The national delinquency rate on home loans hit the lowest level in 18 years as of the final quarter of 2018, according to data compiled by the Mortgage Bankers Association. More people pay their mortgages on time, but how long will this good news last? 2019-02-25T05:00:00Z Buyers will see lower borrowing costs on home loans. Homebuilders face affordability hurdles this spring 2019-02-28T05:00:00Z There were 4,580 homes repossessed by mortgage lenders from owners who were unable to keep up with repayments on their home loans. Property repossessions 'lowest since 1980' 2019-02-14T05:00:00Z The amount of money people borrow to buy a car is also much smaller — typically under $35,000 — vs. a home loan, where people often borrow several hundred thousand dollars. A record 7 million Americans are 3 months behind on their car payments, a red flag for the economy 2019-02-12T05:00:00Z A strong jobs report often means wage inflation, and because inflation negatively affects bonds such as mortgage-backed securities, home loan rates often move higher. Mortgage rates tumble to 10-month low 2019-02-07T05:00:00Z In Philadelphia, for instance, African Americans are almost three times more likely to be rejected for home loans than white people. Housing market racism persists despite ‘fair housing’ laws 2019-01-24T05:00:00Z In contrast, scarcity of money and education is correlated with lower rates of financial literacy, and, consequently, misinformed financial decisions like using costly payday or high-interest home loans. Why a ‘Passive’ Health Approach Can Produce the Most Action 2019-01-07T05:00:00Z Both the Federal Housing Administration and Department of Veterans Affairs offer federally subsidized home loans – or they used to. America shuts down: how the federal government closure is impacting millions 2019-01-12T05:00:00Z Because mortgage rates tend to follow the same path as long-term bonds, home loan rates are also expected to move higher. Mortgage rates continue their six-week decline, falling to nine-month lows 2019-01-10T05:00:00Z Some 140,000 homeowners are trapped on high interest-rate home loans with unregulated or inactive firms, and are unable to switch to a cheaper deal. Plan to free 'mortgage prisoners' 2019-01-10T05:00:00Z Department of Justice, Credit Suisse agreed to pay $5.3 billion in fines and consumer relief after the Zurich-based bank acknowledged home loans it pooled into the securities did not meet underwriting guidelines. Credit Suisse settles New York state RMBS lawsuit 2019-01-07T05:00:00Z And Senate Minority Leader Chuck Schumer, D-N.Y., suggested Sunday that pressure would only mount amid the shutdown, which he said is disrupting Transportation Security Administration operations, home loans and farmers in his state. Trump says he needs to deal with Dem leaders to end shutdown 2019-01-06T05:00:00Z While still low by historical standards, the average rate on a 30-year home loan was 4.55 percent last week, according to mortgage buyer Freddie Mac. Economists: Buyers face tougher housing market in 2019 2019-01-04T05:00:00Z But some home loans are more directly connected to the Fed’s action, including home equity lines of credit and adjustable-rate mortgages, or A.R.M.s. The Fed Just Raised Interest Rates. Here’s What That Means for Your Wallet. 2018-12-19T05:00:00Z Mortgage companies require fire coverage to protect a home loan. Three young kids, no insurance and 'starting from the bottom again' after the Camp fire 2018-11-29T05:00:00Z Growth in Australian home loans is expected to fall to record lows of 4 percent or less, after averaging about 12 percent the previous two decades, therefore intensifying competition. Institutional investors turn their backs on Australian banks 2018-10-21T04:00:00Z Authorities accused Nomura of falsely telling investors that it conducted extensive due diligence on the home loans that it securitized, when in fact they did not comply with underwriting guidelines or relied on fraudulent appraisals. Nomura to pay $480 million to U.S. over 'fraudulent'... 2018-10-16T04:00:00Z A strong economy tends to cause home loan rates to increase. Mortgage rates soar to seven-year highs 2018-10-11T04:00:00Z All three banks reported falls in new home loans, as did the regional bank, PNC Financial Services Group. US bank gains help lift share markets 2018-10-12T04:00:00Z A strong economy tends to cause home loan rates to increase. Mortgage rates soar to seven-year highs 2018-10-11T04:00:00Z When bond prices fall and yields rise, home loan rates increase. Mortgage rates continue their upward march 2018-09-20T04:00:00Z And in August, it announced layoffs of hundreds of workers in its home loan unit. Wells Fargo warns of steep staff cuts 2018-09-20T04:00:00Z It's going to learn that, “Oh, all of these African-Americans and Latinos who defaulted on their home loans? Those people are not reliable for real estate invest investment.” How algorithms reproduce social and racial inequality 2018-09-15T04:00:00Z Because the market already anticipates the move, it is unlikely to affect home loan rates much. Mortgage rates continue their summer swoon 2018-08-23T04:00:00Z When yields rise, so do home loan rates. Mortgage rates reach highest level in nearly two months 2018-08-02T04:00:00Z The loans in question included subprime and other relatively risky home loans. Uber names former Northrop Grumman CEO Ronald Sugar as board chairman 2018-08-01T04:00:00Z That figure is now 90% for new mortgages, and a two thirds of all home loans. Will the Bank of England raise rates? 2018-08-01T04:00:00Z The investment firm, in which TPG is one of several Wall Street investors, was one of the larger buyers of distressed home loans in Puerto Rico before the hurricane hit. After Storm, Foreclosures in Puerto Rico Stopped. They’re Starting Again. 2018-07-16T04:00:00Z One of the best-known loans for home improvements, Fannie Mae’s HomeStyle Renovation loan, allows borrowers to either buy a place that needs repairs or refinance their existing home loan to pay for improvements. How to pick the best loan to pay for home renovations 2018-06-30T04:00:00Z But one week after the central bank’s rate increase, home loan rates went down. Mortgage rates move lower for the third time in a month 2018-06-21T04:00:00Z Creditworthiness is key to getting approved when you rent an apartment or apply to get a credit card, auto loan or home loan. 6 college-money lessons you didn’t learn in high school 2018-06-14T04:00:00Z They’ll get a break from new mortgage rules if they make fewer than 500 of them a year, which supporters of the bill said will give Americans more options for home loans. Bill easing bank regulations heads to Trump, but falls short of overhaul GOP wanted 2018-05-22T04:00:00Z Because the movement of long-term bonds is one of the best indicators of where mortgage rates are headed — when yields rise, interest rates tend to rise — home loan rates followed suit. Mortgage rates reach levels not seen in seven years 2018-05-17T04:00:00Z Both Freddie and Fannie, as they are known, support home loans to eligible buyers who put down as little as 3 percent. First-Time Home Buyers Learn to Move Quickly in Tight Markets 2018-05-11T04:00:00Z Mr. Cohen had previously provided a detailed account of how he had paid Ms. Clifford $130,000 out of his own pocket, drawing down on a home loan to do so. Trump Repaid Cohen for Stormy Daniels Hush Money, Giuliani Says 2018-05-02T04:00:00Z The document is required for several veterans benefits, including Department of Veterans Affairs home loans. North Carolina vet surprised by long lost military records 2018-04-30T04:00:00Z Quicken Loans was the first to gain traction with digital home loans following its 2016 Rocket Mortgage launch. U.S. banks push mortgage apps as home lending slows 2018-04-20T04:00:00Z In my experience, many people who get a home-equity loan tell themselves it’s a good thing to exchange high-interest credit card debt for a lower cost home loan or line of credit. Perspective | A lesson from Trump’s personal attorney, just in time for tax season 2018-04-11T04:00:00Z In Finland, authorities recently lowered that limit by 5 percentage points to 85% for home loans, excluding first home purchases. Europe’s Boom Reawakens the Ghost of Crisis Past: Debt 2018-04-09T04:00:00Z It also handles disability and education benefits, home loans, life insurance, pensions and vocational rehabilitation for millions of vets. Editorials from around New York 2018-04-04T04:00:00Z Some council members expressed reservations about the timing of Russo's new contract — given the proposed budget cuts, utility rate increases and the home loan. Taxpayer giveaway or fair pay? Riverside mayor sues his own city over the city manager's contract 2018-03-26T04:00:00Z Chase ranked 16th out of more than 600 mortgage lenders for making conventional home loans in the Washington, DC area, according to those records. JPMorgan Chase & Co. rarely lends to minorities in Washington, D.C. 2018-03-22T04:00:00Z Miller says the findings by Reveal from The Center for Investigative Reporting seem consistent with an earlier University of Iowa study that documented home loan denial rates for Latinos. Iowa attorney general concerned about Latino home loan data 2018-03-14T04:00:00Z Lehman “created and enjoyed a robust market” in securitizing home loans, Chapman said, recounting the company’s role in the financial crisis. Travis Kalanick announces new investment fund 2018-03-08T05:00:00Z Interest on home loans had been historically low throughout the recent surge in home prices. New home price records: $777,000 in Seattle, $950,000 on the Eastside 2018-03-06T05:00:00Z Local banks and mortgage brokers offered subprime home loans to people who had little chance of keeping up with their payments, and then sold those loans to firms up the chain. 10 years after financial crisis, Senate prepares to roll back banking rules 2018-03-04T05:00:00Z The answer appears to be yes — and the underlying abuses in home loans to veterans are prompting action by federal authorities and legislation on Capitol Hill. How predatory lending practices targeting veterans affect thousands of home buyers 2018-02-13T05:00:00Z “Hills Bank and Trust Company is proud of its service to a wide diversity of customers and is committed to treating all home loan applicants fairly and equitably,” he said. Data: Latinos in Iowa City faced worst US bias in home loans 2018-02-15T05:00:00Z But over two years, none of the 324 home loans made by First National Bank in Staunton went to an African American or Latino. 8 lenders that aren’t serving people of color for home loans 2018-02-15T05:00:00Z Some housing experts fear rates could hit 5 percent by the end of the year, which would add another $90,000 to the full cost of a home loan in Seattle, based on today’s prices. New home price records: $777,000 in Seattle, $950,000 on the Eastside 2018-03-06T05:00:00Z In Washington, D.C., the nation’s capital, Reveal found all four groups were significantly more likely to be denied a home loan than whites. Kept out: How banks block people of color from homeownership 2018-02-15T05:00:00Z In the fourth quarter, consumer debt, excluding mortgages and other home loans, rose 5.5% from a year earlier to $3.82 trillion. Americans Can’t Get Enough Consumer Debt 2018-02-14T05:00:00Z Maybe most telling, the same Depression-era legislation that funded the first public-housing complexes also created the federally insured private home loan. The Towers Came Down, and With Them the Promise of Public Housing 2018-02-06T05:00:00Z Figures from the Australian Bureau of Statistics showed that the number of home loan approvals for owner occupiers fell 2.3% in December, short of forecasts for a decline of 1.0%. Asian stock markets drop after Dow posts second biggest points fall – live 2018-02-08T05:00:00Z These include real estate transfer documents, such as the deed to the house, as well as a number of home loan documents — the mortgage note and the closing disclosure form. Closing time: The process that turns a home seeker into a homeowner 2018-02-02T05:00:00Z It’s that the cost of refinancing a home loan may outweigh the benefits of refinancing. Analysis | Why it may be unwise to refinance a low home mortgage balance 2018-01-17T05:00:00Z Because mortgage rates tend to follow the same path as long-term bond yields, home loan rates also increased. Mortgage rates rise for the third consecutive week 2018-01-25T05:00:00Z When bond prices are falling and yields are rising, home loan rates usually move higher. Mortgage rates shoot higher to begin the new year 2018-01-11T05:00:00Z Investors will also be watching for the European Central Bank’s latest assessment of the eurozone economy, new UK home loan figures, and fresh trade and unemployment data from America. Bitcoin falls as South Korea announces cybercurrency crackdown - business live 2017-12-28T05:00:00Z Blackstone owns a company, Finance of America Reverse, that specializes in a type of home loan called a reverse mortgage, which is guaranteed by the federal government. The Next Crisis for Puerto Rico: A Crush of Foreclosures 2017-12-16T05:00:00Z The original tax plan, released by Republicans last month, limited mortgage-interest deductions to just the first $500,000 of a home loan for future purchases. Republican tax deal will cost some King County homebuyers, but far fewer than in earlier plan 2017-12-14T05:00:00Z “Every night, I’m living in fear,” said Winters, 55, a salesman and home loan counselor. One corner. Four killings. 2017-11-19T05:00:00Z The VA home loan benefit was part of the original GI Bill in 1944. More veterans and military members are putting VA loans into service to buy homes 2017-11-08T05:00:00Z If it is weak or worse than expected, that would likely help home loan rates. Mortgage rates hold steady but are poised to move higher 2017-11-02T04:00:00Z The proposal, unveiled Thursday, says homeowners would be able to deduct interest payments made on only their first $500,000 worth of home loans. How the GOP mortgage interest deduction plan would hurt D.C.’s middle class 2017-11-02T04:00:00Z Under current tax law, Americans can deduct interest payments made on their first $1 million worth of home loans. GOP tax plan would shrink mortgage interest benefit, slash corporate tax rate 2017-11-02T04:00:00Z You are hardly alone if, like many buyers and mortgage borrowers, you didn’t shop for the lowest cost and best title insurance coverage and settlement services the last time you closed on a home loan. Million-dollar settlement shows that title insurers may have murky conflicts 2017-10-17T04:00:00Z Unless a dramatic event knocks them off their course, it appears home loan rates will continue to steadily rise, albeit slowly. Mortgage rates hold steady but are trending higher 2017-10-05T04:00:00Z Rates on long-term home loans typically track the yield on 10-year Treasury notes. US 30-year mortgage rates average rises to 3.85 percent 2017-10-05T04:00:00Z For example: a tweaking of the university fees system, help with home loans, a new English language and literacy plan and a plastic bottle recycling scheme. Opinion | The Ritual Humiliation of Theresa May 2017-10-03T04:00:00Z Rates on long-term home loans typically track the yield on 10-year Treasury notes, which barely budged this week. Long-term mortgage rates unchanged: 30-year at 3.83 percent 2017-09-28T04:00:00Z Rates on long-term home loans typically track the yield on 10-year Treasury notes, which moved higher this week. Thirty-year fixed mortgage rate rises to 3.83 percent 2017-09-21T04:00:00Z The yield on the 10-year Treasury tends to be one of the best indicators of where home loan rates are headed. Fixed mortgage rates halt their downward march 2017-09-14T04:00:00Z This is a relatively narrow definition of "affordability" as it ignores issues such as falling mortgage rates and the decreasing proportion of disposable income that is spent on home loan repayments. 'Pay outpaces house prices' in many areas 2017-09-12T04:00:00Z Because mortgage rates tend to follow the same path as long-term bonds, home loan rates also fell. Fixed mortgage rates keep falling, sinking to yearly lows 2017-09-07T04:00:00Z Breaking down the data into specific types of borrowing, we found that it was primarily a sharp drop in home loan debt that accounted for the overall change. What victims of Hurricane Harvey can learn from Katrina as rebuilding begins 2017-09-08T04:00:00Z Wells Fargo & Co. is facing another consumer class-action lawsuit, this time alleging that it bilked home loan borrowers by charging them extra fees when their applications were delayed — even when it was the bank’s fault. Wells Fargo hit with new class-action lawsuit over mortgage lock-in fees 2017-08-29T04:00:00Z These neighborhood classifications were later used by the Veterans Administration and the Federal Housing Administration to decide who was worthy of home loans at a time when homeownership was rapidly expanding in postwar America. How Redlining’s Racist Effects Lasted for Decades 2017-08-24T04:00:00Z Herrod, 51, is a home loan officer who says his time in the 1990s living in Russia and Ukraine gives him an understanding of international affairs and Russian President Vladimir Putin. Utah Republicans divided in battle for Chaffetz’s House seat 2017-08-13T04:00:00Z A: A point is 1 percent of a home loan. The Motley Fool: Useful tips on investing 2017-08-12T04:00:00Z The information is quarterly and includes all reported debts, including home loans, credit cards and student loans. What victims of Hurricane Harvey can learn from Katrina as rebuilding begins 2017-09-08T04:00:00Z One percent down on a new home loan? Freddie Mac pulls back on loans with extra-low down payments 2017-07-31T04:00:00Z Cosigners are equally responsible for the home loan, but they aren’t typically owners of the property. How cosigning a mortgage loan can bring big risks 2017-07-30T04:00:00Z Wells Fargo is by far the nation’s largest mortgage lender, originating $244 billion in home loans last year, or about 12% of all U.S. mortgages. Wells Fargo stuck mortgage borrowers with extra fees, whistle-blower's lawsuit says 2017-07-14T04:00:00Z But recent lawsuits argue Wells Fargo changed the terms of home loans held by customers in bankruptcy without their consent. How to protect yourself from unauthorized mortgage modifications 2017-07-08T04:00:00Z Toxic home loans, moldering on its books all these years, were a major cause of its collapse. Lessons From the Collapse of Banco Popular 2017-06-23T04:00:00Z Central bank data published last Wednesday showed Chinese banks extended more credit than expected in May, with home loans expanding even as policymakers struggled to rein in riskier borrowing without impeding economic growth. China's Home Price Growth Remains Robust in May 2017-06-19T04:00:00Z The type of home loan you get may determine how much of a down payment you need. 4 ways homebuyers can leap the down-payment hurdle 2017-06-17T04:00:00Z Because mortgage rates tend to follow the path of long-term bonds, it is likely that home loan rates will also fall next week. Mortgage rates move slightly higher but could be headed back down again 2017-06-15T04:00:00Z With the central bank likely to raise rates for the third time in six months, home loan rates should be trending higher, not lower. Fixed mortgage rates are stuck in a month-long slide 2017-06-08T04:00:00Z Because home loan rates tend to follow the path of long-term bonds, mortgage rates would likely rise too. Mortgage rates pause in anticipation of upcoming economic events 2017-06-01T04:00:00Z He says they defrauded victims by fraudulently obtaining home loans in their names and keeping the profits. Man accused of stealing $10 million in mortgage scheme 2017-05-24T04:00:00Z It also said home loans in predominantly minority neighborhoods were 4.7 times more likely to be foreclosed. Philadelphia sues Wells Fargo, alleges predatory lending 2017-05-15T04:00:00Z In the years immediately following World War II, veterans’ mortgages accounted for over 40 percent of all home loans. How Homeownership Became the Engine of American Inequality 2017-05-09T04:00:00Z In an attempt to simplify, the plan would eliminate most deductions used by higher earners, but would preserve those for charitable giving and home loans, among the costliest and most popular. White House annouces sweeping proposal to cut taxes, raise deficit 2017-04-26T04:00:00Z Because home loan rates tend to follow the same path as long-term bond yields, they also fell. Mortgage rates remain in month-long slide, falling to lowest levels in five months 2017-04-20T04:00:00Z And those with home loans would be hit by rising interest rates. South Africa’s credit rating just got downgraded to junk. Could this be the end for Jacob Zuma? 2017-04-04T04:00:00Z Because mortgage rates tend to follow the movement of long-term bonds, home loan rates also dropped. Mortgage rates retreat for the second consecutive week 2017-03-30T04:00:00Z Even so, Industrial modified home loans and dropped interest rates to help customers through the recession instead of resorting to foreclosures, Mitchell said. Move your money, move society? 2017-03-31T04:00:00Z When the yield on the 10-year Treasury falls typically so do home loan rates. Mortgage rates fall back as investors’ concerns mount 2017-03-23T04:00:00Z Steady job growth, the anticipation of higher short-term interest rates and rising inflation expectations pushed home loan rates to their highest levels since December. Mortgage rates pushed to their highest levels since December 2017-03-16T04:00:00Z There is a ceiling on those effects, though, and Faucher doesn’t think they will affect home loans. US Federal Reserve raises interest rates to 1% 2017-03-15T04:00:00Z LoanDepot, a Foothill Ranch mortgage lender, plans this week to unveil a host of new tech tools that will allow customers to apply for home loans online or from a smartphone. Apply for a loan from your phone? That's just the start of LoanDepot's plans 2017-03-06T05:00:00Z Alterra Home Loans, for one, explicitly offers home loans to people with no social security card and no documents to prove legal status. Why mass deportations are costly and hurt the economy 2017-03-02T05:00:00Z Whenever the central bank raises short-term interest rates, a brief spike in home loan rates often occurs. Mortgage rates refuse to budge for the fourth week in a row 2017-02-23T05:00:00Z Your new loan is for a larger amount than your existing home loan and ideally at a lower interest rate. 3 ways retirees can tap into their home equity 2017-02-23T05:00:00Z Detroit-based Quicken Loans Inc first brought digital home loans into the mainstream about a year ago with a major advertising campaign for its Rocket Mortgage product. JPMorgan moving mortgages online to please paper-weary customers 2017-02-16T05:00:00Z In particular, Pinto expressed concern over the large share of home loans in the boom-and-bust state of California. FHA home loans were getting cheaper until Trump suspended a rate cut. Now, what comes next? 2017-02-13T05:00:00Z Justice Department over dealings in opaque bonds based on home loans in 2005-2007. Deutsche Bank says 'sorry' in full-page German newspaper ads 2017-02-04T05:00:00Z As a result, a decision over insurance premiums for home loans backed by the federal government received outsized attention from both the media and politicians. Trump team suspends mortgage-insurance rate cut: Here’s what it means 2017-01-28T05:00:00Z The Federal Housing Administration is a government agency that insures home loans and collects fees from borrowers to reimburse lenders in the case of default. Q&A: The FHA rate cut explained 2017-01-23T05:00:00Z Another witness, Heather McCreary, from Sparks, Nevada, said her family was made homeless by OneWest after that the company refused to renegotiate their home loan. Elizabeth Warren: Trump's treasury secretary pick 'grinds families into the dirt' 2017-01-18T05:00:00Z JP Morgan Chase agreed to pay $55m to settle charges that the bank discriminated against “thousands” of minorities seeking home loans by charging them higher rates and fees. JP Morgan Chase to pay $55m to settle racial discrimination charges 2017-01-18T05:00:00Z Fair Housing Act and the Equal Credit Opportunity Act by charging thousands of African-American and Hispanic borrowers more than white borrowers with the same credit profile for home loans. U.S. sues JPMorgan for alleged mortgage discrimination 2017-01-18T05:00:00Z The Federal Housing Administration is a government agency that insures home loans and collects fees from borrowers to reimburse lenders in the case of default. Trump team suspends mortgage-insurance rate cut: Here’s what it means 2017-01-28T05:00:00Z |
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