| 单词 | high-interest |
| 例句 | Accruing half a million dollars in high-interest loan debt for an engineering degree I can steal online? Burning Blue 2012-10-25T00:00:00Z Financing a million-dollar home typically requires a high-interest jumbo loan, a mortgage not backed by the federal government, so lenders are reluctant to issue them without a hefty down payment and impeccable credit. Million-Dollar Bargain Homes 2010-06-15T21:00:00Z HLN's ratings success is an indication that its focus on high-interest legal cases is likely to continue. Anthony lawyers blast cable news after acquittal 2011-07-05T23:23:12Z It will add so much more complexity because resentment compounds like a high-interest credit card. When the Cause of a Sexless Relationship Is — Surprise! — the Man 2018-03-10T05:00:00Z He “was frequently in debt, had an abysmal credit score, and relied on an ever-growing wallet of high-interest credit cards to fund his luxury spending habits,” they wrote. How Santos spent donors’ money: Ferragamo, OnlyFans and Botox 2023-11-16T05:00:00Z To stay afloat, he obtained high-interest loans that also allowed him to expand his businesses. COVID-19 fraudster used stolen relief aid to purchase a private island 2023-11-09T05:00:00Z The results also bode well for the wider gaming sector amid concerns that high-interest rates and an uncertain economic outlook could impact demand for video games. Electronic Arts lifts annual profit forecast on 'FC 24' strength 2023-11-01T04:00:00Z He had a solution for financing, too: a high-interest loan he could help her apply for through another company, there and then. Criticism builds against Ph.D. careers firm Cheeky Scientist 2023-09-13T04:00:00Z Legal experts say that if California wins, it could embolden other states to take action against lenders that make high-interest loans to low-income borrowers using what critics call "rent a bank" partnerships. California case could deal blow to high-interest online lenders 2023-08-31T04:00:00Z Other factors pushing down sales on discretionary items included higher food prices and high-interest rates on credit cards, as well as a spike in theft incidents involving violence or threats of violence. Pride Month backlash leads to first quarterly sales drop for Target in six years 2023-08-16T04:00:00Z “A slowdown in consumer spending and high-interest rates remain issues for the global economy,” said Teng. Stock market today: Asian shares are mixed as markets brace for the US inflation report 2023-08-10T04:00:00Z However, some clients have been moving cash to alternatives that fetch better returns to make the most of a high-interest rate environment following hefty rate hikes by the Federal Reserve to rein in sticky inflation. Schwab's profit drops less than expected on asset management strength 2023-07-18T04:00:00Z As for high-interest loans and multithousand-dollar payments, he says “That would be something on principle I wouldn’t recommend.” Criticism builds against Ph.D. careers firm Cheeky Scientist 2023-09-13T04:00:00Z Merriwether said small contractors often have to rely on high-interest credit cards to pay the bills while waiting for government reimbursement, which piles on costs that can consume their profit margin. Here's how small California businesses can compete for big government contracts 2023-07-10T04:00:00Z More surprising, even three months later, researchers found that those who received cash were eating better, and they were less likely to have sold off their animals or taken out high-interest loans. A New Kind of Disaster Aid: Pay People Cash, Before Disaster Strikes 2023-07-03T04:00:00Z "The threat of a potential recession during a high-interest rate cycle, enforced by central banks, could significantly impact both the U.S. and Europe, thereby influencing global trade, financing conditions, and demand." Asian stocks teeter as Russia, rates and China risks weigh 2023-06-27T04:00:00Z Public and private creditors should include disaster clauses in lending deals to allow countries to divert debt payments to disaster relief; and refinance high-interest and short-term debt with credit guarantees and longer maturities. Explainer: What is the 'Bridgetown Initiative' asking for at Paris financial summit? 2023-06-20T04:00:00Z In her early 20s, at her mother’s request, Clark says she co-signed a high-interest auto loan on a Dodge Neon for her younger sisters, who never made the final payment. The High Cost of Bad Credit 2023-06-07T04:00:00Z Savers who flocked to the high-interest accounts, which are administered by Goldman Sachs, told The Wall Street Journal that they’ve struggled to move their money. Markets Await Clues for Fed’s Next Move in May Jobs Report 2023-06-02T04:00:00Z An ongoing price war started by Tesla, in addition to high-interest rates has put a further squeeze on the already cash-strapped start-ups. Electric vehicle maker Polestar lowers production guidance, cuts jobs 2023-05-11T04:00:00Z He made his fortune as the founder of First Premier Bank in South Dakota, which is known for issuing high-interest credit cards to peple with poor credit. Court unseals search warrant affidavits in Sanford probe 2023-04-27T04:00:00Z But don’t keep high-interest debt around because you’re too scared to spend your savings. Advice | Six smart ways to spend your tax refund 2023-04-19T04:00:00Z About 1 in 3 Christians who live in the 27 states that place few restrictions on short-term, high-interest “payday” loans have used them, according to a recent survey by an evangelical research organization. Christians often use but decry high-interest payday loans: Survey 2023-04-19T04:00:00Z He made his fortune as the founder of First Premier Bank in South Dakota, which is known for issuing high-interest credit cards to those with poor credit. Court rules documents in Sanford case must be unsealed 2023-04-06T04:00:00Z After years of providing high-interest loans as part of its international infrastructure project, the Belt and Road Initiative, China has a new role: bailout lender. Banking Regulators Prepare for Tough Questions from Lawmakers 2023-03-28T04:00:00Z Moody’s, in a report Friday, raised concerns over a “deterioration in the bank’s financial profile” along with concerns about the bank’s strategy of using high-interest debt to replace its deposits. First Republic rescue may hinge on government action 2023-03-22T04:00:00Z Really long-term investors can ride out the turmoil, and those who prize safety above all else have reasonably good options now, too: There are plenty of attractive, high-interest places to park your cash. The Fed’s Struggle With Inflation Has the Markets on Edge 2023-03-09T05:00:00Z Refinancing federal student loans can save borrowers money, especially those with high-interest graduate debt. SoFi sues Cardona, Education Dept. to end student loan payment pause 2023-03-06T05:00:00Z As its expenses mounted, it relied on high-interest loans and began to more aggressively court investors. Ozy Media founder Carlos Watson denies federal fraud charges 2023-02-23T05:00:00Z Though few knew it, Girardi was in precarious financial straits, borrowing millions of dollars from a slew of high-interest lenders using his future legal fees as collateral. The Girardis, the Secret Service and wire fraud claims that nearly ruined a Hollywood designer 2023-02-09T05:00:00Z He made high-interest loans and exploited loopholes in import laws. What’s a Japanese Mobster to Do in Retirement? Join a Softball Team. 2023-02-08T05:00:00Z For years, the brothers worked full-time jobs, sinking about $300,000 — a combination of salary income and high-interest personal loans — into the project to keep it afloat. Five people confess their worst money mistakes — and what you can learn from them 2023-02-08T05:00:00Z More pointedly, the new law bans pet stores from offering customers high-interest loans, which are common in an industry built on tugging at heartstrings. New WA law would shut the door on puppy-mill suffering 2023-01-24T05:00:00Z But with inflation cutting into your pay, it’s better to get your money during the year, especially if you have revolving high-interest credit card debt. Advice | 7 bad money habits to ditch in 2023 2023-01-06T05:00:00Z Consumer Financial Protection Bureau and New York Attorney General Letitia James, who accused the auto lender of predatory lending where it tricks low-income borrowers into taking out high-interest used-car loans they cannot afford. U.S., New York sue Credit Acceptance, allege predatory auto lending 2023-01-04T05:00:00Z Hayes also added that Tesla's stock was facing a "perfect storm" of high-interest rates, tax loss selling and share sales by some funds that hold a significant amount of Tesla stock. Tesla shares extend losses on demand worries in China 2022-12-27T05:00:00Z Even before Atlanta, she had begun using high-interest “payday loans,” including one with an interest rate of 30%, to keep up with her expenses. Five people confess their worst money mistakes — and what you can learn from them 2023-02-08T05:00:00Z The view comes as Musk's bankers consider providing him with new margin loans, backed by Tesla's stock, to replace some of the high-interest debt on his Twitter deal, as per a Bloomberg News report. Musk says wise to avoid margin loans during macroeconomic risks 2022-12-09T05:00:00Z Pay at least the minimum due on the other cards, and pay as much as you can toward the high-interest card until it’s paid off. How to Manage Credit Card Debt When Holiday Shopping 2022-11-25T05:00:00Z Edmunds experts provide a few tips on how to best manage high-interest rates to help shoppers in need of a new or used vehicle in the coming months. Edmunds: How to mitigate rising auto loan interest rates 2022-11-23T05:00:00Z He refers to getting a high-interest loan but treats the loan's source as a secret. The landlord & the tenant: One kind of justice for those who own and another for those who rent 2022-11-17T05:00:00Z Nearly two decades ago, the state made it a felony to offer high-interest payday loans that state lawmakers described as usurious. How title lenders trap poor Americans in debt with triple-digit interest rates 2022-11-15T05:00:00Z Often, the workers are compelled to sell personal assets, such as their vehicles, and take out high-interest loans to cover the fees. Abuses on U.S. bases in Persian Gulf ensnare legions of migrant workers 2022-10-27T04:00:00Z Technology stocks have experienced significant volatility as investors fret about the economic outlook, with inflation and high-interest rates squeezing household and business budgets. Tech Stocks Drag Market Lower as Investors Fret About Growth 2022-10-26T04:00:00Z This can lead to debt and high-interest rates, which can be challenging to pay off. Now is the time to build your emergency fund | Provided by 1st Security Bank 2022-10-17T04:00:00Z A growing chorus of state legislatures agree and are taking action to outlaw high-interest loans and leasing arrangements from brick-and-mortar and online pet stores. They got a puppy — and a nearly 200 percent loan 2022-09-30T04:00:00Z Although the financing for the new projects remains opaque, they are funded in part by Chinese capital as well as high-interest bonds that will be costly for Egypt to repay in coming years. A New Capital Worthy of the Pharaohs Rises in Egypt, but at What Price? 2022-10-08T04:00:00Z Nearly half of the money for the grow houses came from local private investors who made high-interest loans to buyers with few obvious financial resources. The reality of legal weed in California: Huge illegal grows, violence, worker exploitation and deaths 2022-10-03T04:00:00Z Her parents had stopped making monthly payments, saying they had been "misled into taking out a high-interest, short-term loan ... that they could not afford to pay back," the Miami Herald reported. Li'l Marco's big loan: The tale of a senator, his private-equity pal and an inexplicable appointment 2022-09-30T04:00:00Z “Consumers are choosing buy now, pay later as a competitive alternative to high-interest credit products that trap them in cycles of debt,” association CEO Penny Lee said. Nation’s consumer watchdog taking aim at ‘buy now, pay later’ lenders 2022-09-28T04:00:00Z The founder of Puppyland, which has six stores in four states, defended the company’s practice of using finance companies that offer the high-interest loans, arguing that it gives pet owners more flexibility. They got a puppy — and a nearly 200 percent loan 2022-09-30T04:00:00Z People who don’t qualify for a personal loan have alternatives to high-interest, predatory lenders. Can’t qualify for a personal loan? 4 alternatives to try 2022-09-28T04:00:00Z Indian shares are expected to fall at the open on Monday, in line with Asian peers, amid renewed worries over economic growth on the back of high-interest rate environment. India's Adani Group to invest over $100 bln in next decade - Chairman Gautam Adani 2022-09-27T04:00:00Z Indian shares fell on Monday in broadbased selling, tracking Asian peers, as investors shunned equities on renewed worries over economic growth in the face of a high-interest rate environment. Pounded 2022-09-26T04:00:00Z With that in mind, consumers must refine their spending and hack away at any high-interest debts. One thing you can no longer afford: Being bad with credit 2022-09-24T04:00:00Z EasyPay Finance, a company that offers high-interest loans through pet stores across the nation, said they allow customers who might otherwise not qualify for a traditional loan to buy the pet of their choice. They got a puppy — and a nearly 200 percent loan 2022-09-30T04:00:00Z Speaking of cards, make it a top priority to pay down your high-interest debt. Find out how much you should save for retirement | Provided by 1st Security Bank 2022-09-19T04:00:00Z Any other high-interest debt should also be your financial focus right now. Is a recession coming? How to make the most of your paycheck 2022-08-30T04:00:00Z That said, you may be able to refinance high-interest credit cards with a lower-interest personal loan or line of credit, depending on your credit rating. A cold, hard look at snowball vs. avalanche debt strategies | Provided by 1st Security Bank 2022-08-29T04:00:00Z He suggested a fairer and more effective approach would be to cut taxes and renegotiate high-interest rates. Rep. Tim Ryan: Student loan forgiveness ‘sends the wrong message,’ does ‘nothing to control’ costs 2022-08-28T04:00:00Z However, loan companies acknowledge that the newer, high-interest loans are aimed at customers with no or poor credit. They got a puppy — and a nearly 200 percent loan 2022-09-30T04:00:00Z More importantly, banks were making high-risk, high-interest mortgage loans called subprime mortgages to consumers who often misunderstood their complex terms and lacked the ability to make the required payments. U.S. History 2014-12-30T00:00:00Z They may turn to payday lenders for short-term help, and those lenders may trap them in a cycle of high-interest debt. The Companies That Take Money Straight From Your Paycheck 2022-08-06T04:00:00Z On the other hand, advocates for the avalanche method argue you’ll pay more in the long run if you don’t tackle your high-interest debt first because otherwise it will continue to compound and grow. A cold, hard look at snowball vs. avalanche debt strategies | Provided by 1st Security Bank 2022-08-29T04:00:00Z The industry wants Federal Housing Administration financing made available to residents, many of whom rely on high-interest loans to purchase homes that cost on average $81,900. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z Congress has also taken action to close a loophole that enables the high-interest loans. They got a puppy — and a nearly 200 percent loan 2022-09-30T04:00:00Z Carrying a large balance on a high-interest credit card makes purchases more expensive. Millennial Money: 5 credit card mistakes to avoid right now 2022-07-19T04:00:00Z A good first step is to pay down high-interest credit card debt. Pay Down Your Credit Card Balances, and Other Tips for a Slowing Economy 2022-07-01T04:00:00Z In some cases, you can use both methods simultaneously, if your smallest debt happens to be a high-interest credit card balance, for example. A cold, hard look at snowball vs. avalanche debt strategies | Provided by 1st Security Bank 2022-08-29T04:00:00Z Depending on what you qualify for, high-interest rates can make the amount you pay over time even more expensive. Is ‘learn now, pay later’ just another student debt trap 2022-06-23T04:00:00Z You can dig out of the debt a lot faster if you transfer high-interest debt to a credit card with a 0 percent rate. Perspective | Seven ways you can financially prepare for a recession 2022-06-15T04:00:00Z They had used up their savings or taken on high-interest loans to buy manufactured homes with little resale value. ‘We’re all afraid’: Massive rent increases hit mobile homes 2022-06-06T04:00:00Z You can move high-interest balances to the new account and pay them off without incurring extra interest. Pay Down Your Credit Card Balances, and Other Tips for a Slowing Economy 2022-07-01T04:00:00Z Two-thirds of borrowers said they drew on high-interest financing such as credit cards or payday lenders. Billionaires, Biden and Chips 2022-06-09T04:00:00Z It allows you to transfer high-interest debt from another issuer and pay it off at a lower interest rate — ideally at a 0% APR for a period of time. Millennial Money: Curb inflation with 5 credit card perks 2022-06-07T04:00:00Z To find these rates, you can research high-yield or high-interest accounts and choose the bank that works best for you. How to save more when inflation makes your money count less 2022-05-04T04:00:00Z Some retailers — precisely how many is unclear, as there are no official statistics — offer people a “financing” strategy that is, in reality, not a high-interest loan but a lease. Opinion | Stop the inhumane practice of renting pets 2022-04-22T04:00:00Z Get a better deal on high-interest credit card debt. Millennial Money: Take your money to the next level 2022-04-05T04:00:00Z And a 2019 study from the University of Wisconsin-Madison found that mandates “significantly reduced” the likelihood of borrowing high-interest payday loans. Bringing Personal Finance to the Classroom for Generation Z 2022-03-18T04:00:00Z If you haven’t already, seek out a financial counselor at your local credit union to talk about your individual circumstances, along with high-interest savings and low-interest loan options. How to buy a home with gig income 2022-03-16T04:00:00Z Second, as government regulations forced banks to pull back from riskier areas including high-interest lending, private equity firms jumped into the mix. The new financial supermarkets 2022-03-10T05:00:00Z That can help you decide whether to first pay off your smallest debts or larger, high-interest ones. Kimberly Palmer: How to put your tax refund to work for you 2022-03-07T05:00:00Z Keep it safe by designating a day every other week or monthly to deposit savings into a high-interest bank account. Millennial Money: Viral savings challenges that pay off 2022-03-01T05:00:00Z Students shouldn’t have to be saddled with insanely high-interest student loans as they earn a degree that leads to good-paying jobs in our state. Tear down barriers to higher education and higher wages 2022-02-28T05:00:00Z Those who managed to make the payments on their deceptive, high-interest debt — mostly to attend for-profit schools that left them with worthless degrees — would just have to keep paying. The $1.7 Billion Student Loan Deal That Was Too Good to Be True 2022-02-17T05:00:00Z Powell and Quintana used proceeds from the high-interest loans to benefit themselves, according to the indictment. Former AME Zion Church leaders charged in $14-million fraud against California congregations 2022-01-26T05:00:00Z The congregations had little or no mortgage debt until the pair, without permission, used their real estate as collateral to obtain more than $14 million in high-interest loans, prosecutors said. Ex-AME Zion Church leaders charged with $14M fraud 2022-01-25T05:00:00Z Consolidation may not be ideal, or even permitted, for buy now, pay later plans, but consolidating high-interest debts elsewhere can free up money: Millennial Money: What to do if you buy now, can’t pay later 2022-01-18T05:00:00Z You can save conscientiously for your whole career, but if you have heaps of high-interest debt, you’ll still have a difficult time retiring. Top 10 tips for financial security in 2022 | Provided by 1st Security Bank 2022-01-10T05:00:00Z Last spring, Evergrande turned to many of its employees and their family members for money that it packaged as high-interest loans as part of its wealth-management unit. With Property Sales Plunging, China Evergrande Faces More Protests 2022-01-04T05:00:00Z But he insisted his payday loan business was legitimate, and called the investors “lenders” who were involved in financing short-term, high-interest loans, which he called “business transactions.” SEC: Payday loan scheme bilks investors out of millions 2021-12-28T05:00:00Z That added to lingering problems like its huge debt load, including on high-interest loans from Chinese state banks that required it to take out still more loans. Sri Lanka’s Plunge Into Organic Farming Brings Disaster 2021-12-07T05:00:00Z With high-interest payments and large principal balances, it can be hard to pay off credit card debt, resulting in a snowball effect that makes getting out of debt seem difficult or even impossible. Debt consolidation basics: What you need to know | Provided by 1st Security Bank 2021-11-22T05:00:00Z He made a fortune as the founder of First Premier Bank in South Dakota, which is known for issuing high-interest credit cards to those with poor credit. Search warrants unsealed in probe of billionaire Sanford 2021-11-17T05:00:00Z That way, you’ll be less likely to rely on high-interest card debt if you have an unexpected bill. Credit Card Debt Is Bad for More Than Just Your Finances 2021-10-29T04:00:00Z Strategize how you’ll pay off any debt and prioritize high-interest debt first. Millennial Money: Save for holidays now, skip regret later 2021-10-12T04:00:00Z And it can give homeowners financial flexibility to borrow against their equity to pay off high-interest debt or finance large purchases, such as home improvement projects, which can give a boost to the economy. Soaring home prices juice average US homeowner equity growth 2021-09-30T04:00:00Z However, critics fear that the high-interest loans funding many Chinese projects are saddling unsuspecting populations in sky-high debt. China: Big spender or loan shark? 2021-09-29T04:00:00Z Then, this month, Evergrande suddenly stopped paying back the loans, which had been packaged as high-interest investments. Evergrande Gave Workers a Choice: Loan Us Cash or Lose Your Bonus 2021-09-19T04:00:00Z People take on debt and the stress affects their health, which, in turn, may limit their ability to work and pay off the high-interest debt. Credit Card Debt Is Bad for More Than Just Your Finances 2021-10-29T04:00:00Z The procedures were paid for with money from high-interest cash advances arranged by a group of so-called litigation finance firms. Two men plead guilty in a personal injury scheme involving pelvic mesh implants. 2021-09-17T04:00:00Z But if you have time to plan for a transition, prepare your personal finances by building up your personal emergency fund and paying down high-interest debt, like credit cards. 5 steps to turn your side gig into a full-fledged business 2021-09-03T04:00:00Z Carrying a credit card balance or holding other high-interest debt is a red flag. Pay for your kid’s college? 3 times to think twice 2021-08-25T04:00:00Z First Premier is known for issuing high-interest credit cards to those with poor credit. S.D. court may unseal investigation of billionaire Sanford 2021-08-24T04:00:00Z There is also a largely unregulated financial services sector that targets poor and working-class people, including check-cashing services, "payday loans," rent-to-own furniture and electronics companies and high-interest auto lenders. Why Americans hate and fear the poor: Joanne Samuel Goldblum on the price of inequality 2021-08-23T04:00:00Z Her debt during the pandemic — made up of back rent, utilities and payments on high-interest emergency loans — hovered near $10,000. ‘Broke again’: Child tax credit payments collide with debt and eviction for working families 2021-07-28T04:00:00Z Failed harvests force poor farmers to borrow money at high-interest rates to buy seeds, fertilizer and food for their cattle. Indian farmers protest agriculture laws near Parliament 2021-07-22T04:00:00Z But more states are bringing that number down by setting rate caps to curb high-interest lending. Are state interest-rate caps an automatic win for borrowers? 2021-07-07T04:00:00Z “Now might be a great window to try to pay down any high-interest debt,” he said. ‘A Struggle for the Millennials’ 2021-07-02T04:00:00Z This option lets you move debt from a high-interest credit card to one with a lower interest rate, typically for a fee of 3% to 5% of the amount transferred. Millennial Money: She crushed $20K+ in debt at age 24 2021-06-01T04:00:00Z Some of the women used their cash to hire tutors for children who were struggling with virtual learning; others paid down high-interest loans. How to Spend Your Guaranteed Income 2021-05-25T04:00:00Z The hardest parts of the pandemic will pass, but the question is whether consumers will return to their spendthrift ways — revolving high-interest credit card debt. Perspective | Millions of consumers paid down their credit card balances during the pandemic. Let’s keep this trend going. 2021-05-21T04:00:00Z Exodus Lending is a Minnesota nonprofit that advocates for fair lending laws and refinances residents’ high-interest loans with interest-free ones. Are state interest-rate caps an automatic win for borrowers? 2021-07-07T04:00:00Z A newspaper company managed by private equity firm Fortress bought Gannett in 2019 with a high-interest loan from another private equity firm. Tribune shareholders to vote on hedge fund Alden’s bid 2021-05-21T04:00:00Z Another approach, “the avalanche method,” would be to pay down high-interest debt first. Millennial Money: She crushed $20K+ in debt at age 24 2021-06-01T04:00:00Z She signed legal papers allowing her husband to borrow millions from a high-interest lender in 2019, according to court records. The ‘Real Housewife’ under real scrutiny: Erika Girardi and the hunt for the missing millions 2021-05-17T04:00:00Z But for most locals — many of whom took out high-interest loans to build businesses in the years leading up to the pandemic — this will be too little, too late. In the shadow of Mt. Everest, a business boom goes bust, spoiled by COVID-19 2021-05-09T04:00:00Z For example, medical bills typically charge little or no interest but turn into high-interest costs if placed on credit cards, Ms. Opperman said. Rising Debt, Falling Income: How to Dig Out 2021-04-17T04:00:00Z Payday lenders want to lure people of color into endless cycles of high-interest debt. Column: There's a racial gap in marketing by banks and payday lenders, study finds 2021-04-09T04:00:00Z The scheme involved Champion-Cain getting people to invest in a business - American National Investments - that supposedly made high-interest loans to businesses seeking California liquor licenses. San Diego woman sentenced for nearly $400M Ponzi scheme 2021-03-31T04:00:00Z It’s crucial to spend within your means and try to clear your balance each month to avoid high-interest payments. Credit cards 101: How to know which option is right for you | Provided by 1st Security Bank 2021-03-08T05:00:00Z He had turned to high-interest lenders, who were demanding the return of millions of dollars. Vegas parties and boozy lunches: How legal titan Tom Girardi seduced the State Bar 2021-03-06T05:00:00Z “You have to get very aggressive with high-interest debt, because the problem with high-interest debt is you’re turning compound interest from being a force for good and turning it against you,” Preston said. So you saved a little money this past year. Now what? 2021-03-06T05:00:00Z The move expands the Marcus platform, which also offers a high-interest savings account. Goldman Sachs offers app for smaller investors 2021-02-16T05:00:00Z It also sought to borrow money from its own employees by offering them high-interest investment products. HNA Was Once China’s Biggest Dealmaker. Now It Faces Bankruptcy. 2021-02-06T05:00:00Z Those were just two of more than 1,800 loans that went to debt collectors and high-interest lenders through the Paycheck Protection Program, according to an analysis by The Washington Post. Debt collectors, payday lenders collected over $500 million in federal pandemic relief 2021-01-15T05:00:00Z While your debt repayment strategy is a personal decision, for most people, Venanzi recommends focusing on paying down your high-interest debts. Millennial Money: 3 vague financial resolutions to avoid 2020-12-29T05:00:00Z His creditors have demanded payment in court, among them high-interest lenders, fellow lawyers, a security company that once guarded his Pasadena mansion, and his first wife. The legal titan and the 'Real Housewife': The rise and fall of Tom Gerardi and Erika Jayne 2020-12-17T05:00:00Z Until 2015, AM Best issued reports on Heddington Insurance Ltd and rated it highly due to its “good loss history” and “very strong investment income” made through high-interest loans to other Chevron companies. Special Report-How oil majors shift billions in profits to island tax havens 2020-12-09T05:00:00Z Just got devastating news about a high-interest loan they took out against their house. Threaten your friends with outrageously priced, unappetizing Mandalorian cookies 2020-11-24T05:00:00Z He found it in ExWorks Capital, a Chicago firm that specializes in financing businesses with high-interest loans. Inside the spectacular startup failure of Oomba 2020-11-23T05:00:00Z Usually, in times of distress and unemployment, more people find themselves with deteriorating credit and are forced to seek high-interest, or subprime, loans, Mr. Hecht said, but not this year. Recession’s Silver Lining: American Households Are Doing Better Than Expected 2020-10-27T04:00:00Z Finally, pay down high-interest debt like credit cards, personal loans or payday loans. Millennial Money: Use a crisis to build helpful money habits 2020-10-13T04:00:00Z The Southfield, Michigan-based company also made high-interest loans to Massachusetts borrowers it knew the borrowers would be unable to repay, and harassed borrowers with frequent collection calls in villation of state law, the lawsuit says. Massachusetts alleges in lawsuit that auto lender broke law 2020-08-31T04:00:00Z A California lending company that targets Latinos with high-interest loans is dismissing thousands of lawsuits days after the Guardian questioned the volume of actions against customers. Exclusive: the litigious debt collectors targeting Latinos during a pandemic 2020-08-02T04:00:00Z Aside from low APRs and a review of your ability to repay, here are some things to look for if you need a high-interest loan. How to take a high-interest loan and skip the debt cycle 2020-07-29T04:00:00Z The Pew Charitable Trusts, which has long pushed for curbs on high-interest loans, called the decision “a grave error” that exposes millions of Americans to unaffordable payments with triple-digit interest rates. Consumer Bureau Scraps Restrictions on Payday Loans 2020-07-07T04:00:00Z Rachel Neale of the UK Mortgage Prisoners campaign said appeals to the Treasury to help key workers and others trapped on high-interest loans haven't helped a single mortgage prisoner. “If we’re heroes then why are we being exploited?” 2020-07-12T04:00:00Z He also took steps to weaken rules: One of his first priorities was to unwind a payday loan regulation, drafted under President Barack Obama, intended to sharply limit high-interest loans. Democrats Seek Investigation Into Claims of Meddling at Consumer Bureau 2020-05-01T04:00:00Z He claimed that President Trump’s appointees at the Consumer Financial Protection Bureau had manipulated the agency’s research process to justify altering a 2017 rule that would have sharply curtailed high-interest payday loans. Trump Appointees Manipulated Agency’s Payday Lending Research, Ex-Staffer Claims 2020-04-29T04:00:00Z For the millions of Americans who struggle to afford an unexpected expense, high-interest payday and online loans may seem like acceptable options despite the inherent risk. How to take a high-interest loan and skip the debt cycle 2020-07-29T04:00:00Z The proposed rules would have been the first significant federal regulations on an industry that makes $30 billion a year in high-interest, short-term loans, often to already struggling borrowers. Consumer Bureau Scraps Restrictions on Payday Loans 2020-07-07T04:00:00Z You catch a glimpse of the future in the manoeuvres of the US private equity firms thinking of deploying hundreds of billions of dollars they hold in reserve as high-interest loans to struggling companies. Beware a new wave of populism, born out of coronavirus-induced economic inequity | Nick Cohen 2020-04-18T04:00:00Z With hundreds of billions of dollars sitting in reserve, these firms are plotting strategies to extend high-interest loans to companies, especially smaller, already troubled ones that banks have largely shunned over the past decade. Some Big Investors Smell Profit in Virus-Plagued Companies 2020-04-03T04:00:00Z She suggests exploring loan options from local credit unions, for example, and steering clear of high-interest loans like payday loans. How to prep for and spend your government relief check 2020-03-28T04:00:00Z Another option is to pay down high-interest credit cards or other personal debt. Perspective | Should you join the rush and refinance your mortgage now? 2020-03-18T04:00:00Z That means no running up high-interest credit card debt, using payday loans with astronomical interest rates or withdrawing retirement funds. Building emergency savings in a time of emergency 2020-03-17T04:00:00Z The bill also includes several other changes to the laws governing high-interest lenders. Utah rep proposes bill to stop payday lenders from taking bail money from borrowers 2020-02-19T05:00:00Z Another way to zap debt is by transferring it from a high-interest credit card to one with a lower APR. Millennial Money: Recession jitters and your finances 2020-01-28T05:00:00Z The trend is often overlooked because borrowers with graduate degrees are not defaulting in droves, although they may be burdened with high-interest, high-balance debt for decades. This is the student loan problem that no one talks about: Graduate school debt 2020-01-13T05:00:00Z If regulatory crackdowns on payday lending continue, installment lending is likely to become the bulk of lending in the small-dollar, high-interest lending market. Payday lenders have embraced installment loans to evade regulations—but they may be even worse 2019-12-10T05:00:00Z One of the firm's largest shareholders, DBay Advisors, will lend it £55m through high-interest bonds and assume control of the haulier. Eddie Stobart rescue vote passes 'overwhelmingly' 2019-12-06T05:00:00Z In Utah, payday lenders and similar companies that offer high-interest, small-dollar loans dominate small claims court. They loan you money. Then they get a warrant for your arrest 2019-12-06T05:00:00Z High-tech, high-priced and high-interest, they’re all there to unwrap greedily on Christmas morning. Recent Kansas Editorials 2019-11-26T05:00:00Z Lebanon later attracted foreign currency deposits by offering high-interest rates to maintain its stock of dollars. With dollars running low in Lebanon, ATMs are spitting back bank cards, and locals are panicking 2019-11-22T05:00:00Z Regulation of short-term, high-interest cash loans has had a significant impact on the credit industry in recent years - particularly among big payday lenders, some of which have collapsed. Loan shark fear as short-term lender faces scrutiny 2019-11-18T05:00:00Z Prosecutors say he pushed victims “to liquidate retirement and educational accounts” and coached them on getting high-interest loans, even down to “the exact language they should use on the loan applications.” Anatomy of a fraud: Fake billionaire’s $6 million scams claimed dozens of local victims 2019-11-16T05:00:00Z Almost all of the warrants — 91% — were issued in cases filed by payday, auto title or other high-interest lenders. They loan you money. Then they get a warrant for your arrest 2019-12-06T05:00:00Z With bills to pay, Ruzhou turned to aggressive private banks that provided high-interest financing for public projects tied to the city’s hospitals. How Bad Is China’s Debt? A City Hospital Is Asking Nurses for Loans 2019-11-10T05:00:00Z In August, Google banned high-interest lenders from its Google Play app store. The Government Protects Our Food and Cars. Why Not Our Data? 2019-11-02T04:00:00Z Gov. Tate Reeves helped enact laws that expand companies’ ability to offer high-interest loans. Mississippi candidates swap accusations of favors for donors 2019-10-16T04:00:00Z The way to get an emergency fund jump-started, he says, is to set up an automatic transfer into a high-interest savings account. In their 50s, this couple is turning over a new financial leaf 2019-10-12T04:00:00Z Now, it is routinely transferred to high-interest lenders. They loan you money. Then they get a warrant for your arrest 2019-12-06T05:00:00Z Often, young graduates use high-interest credit cards to pay off their student loans, which just exacerbates an already bad situation. Editorials from around Pennsylvania 2019-10-09T04:00:00Z Even more controversial was the book’s uncompromising criticism of the credit card industry for enticing consumers to take on ever more high-interest debt. The Education of Elizabeth Warren 2019-08-25T04:00:00Z It is important to pay off any high-interest debts, such as credit card balances. Worried about a recession? Protect yourself but don’t panic 2019-08-15T04:00:00Z Open a high-interest savings account for new deposits in an online bank that is paying around 2% interest, Owens advises. In their 50s, this couple is turning over a new financial leaf 2019-10-12T04:00:00Z At first blush, Utah would seem an unlikely home to a concentration of companies that specialize in peddling high-interest loans to low-income, often minority customers. They loan you money. Then they get a warrant for your arrest 2019-12-06T05:00:00Z He still owes 8,000 euros to brokers who funded his journey from Bangladesh, offering a high-interest loan, when he departed in 2015. Denied asylum, but not deported, migrants in Europe live in limbo 2019-08-07T04:00:00Z But court records show it used high-interest lenders to purchase the property. Sewing mill that promised 1K jobs reclaimed at auction 2019-07-30T04:00:00Z High-Interest Debt Payments: Pay down high-interest debts, like credit cards or a payday loan. Millennial Money: Investing is well within your reach 2019-07-09T04:00:00Z According to a recent Bankrate survey only about 14 percent of Americans are taking advantage of high-interest savings. In their 50s, this couple is turning over a new financial leaf 2019-10-12T04:00:00Z Over the past few years, there’s been a steady resurgence in the number of small claims suits filed by high-interest lenders. They loan you money. Then they get a warrant for your arrest 2019-12-06T05:00:00Z So you answer, only to receive another message about saving on your high-interest credit cards, buying an extended warranty or supporting who claim to be local volunteer firefighters. Tennessee editorial roundup 2019-06-12T04:00:00Z The procedures were paid with money from high-interest cash advances arranged by a group of so-called litigation finance firms. Two Men Charged in Pelvic Mesh Removal Scheme 2019-05-24T04:00:00Z Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade. California Assembly OKs cap on consumer loan interest rates 2019-05-23T04:00:00Z Those “free” T-shirts that credit card companies give to college students can sometimes result in paying on high-interest debt for years. Perspective | Robert Smith will pay Morehouse graduates’ student loans. Who will pay the tax bill? 2019-05-21T04:00:00Z State investigators determined that Bell then acquired high-interest loans that he used to pay not only clients but also office expenses and credit payments. Attorney who posed ‘substantial threat’ suspended 2019-05-21T04:00:00Z But many take out high-interest loans or sell their possessions to pay for elevated recruitment fees. Easy prey to the middleman: the immigrants toiling in US fields 2019-05-16T04:00:00Z It applied earlier this month to repay early 3.7 billion euros of high-interest debt it owes the International Monetary Fund, replacing it with cheaper market-based borrowing. Pariah no more? Greece needs big bond investors to seal its comeback 2019-04-30T04:00:00Z In February, she proposed doing away with an Obama-era rule requiring payday lenders to make sure borrowers can afford the high-interest loans that frequently trap people in endless cycles of debt. CFPB head, charged with protecting consumers, says people need ‘to help themselves’ 2019-04-19T04:00:00Z Title loans are short-term, high-interest loans secured by consumers’ vehicles. Maryland attorney general: Companies made predatory loans 2019-04-14T04:00:00Z Those profits are not made through traditional mortgages but through high-interest, shorter-term “chattel loans” – the type often used to buy a car. John Oliver rips private equity in mobile home parks as if 'income inequality came to life' 2019-04-08T04:00:00Z For instance, if you’re carrying high-interest credit card debt, don’t intentionally get a large refund. Perspective | What to do right now to improve your 2019 tax return 2019-03-26T04:00:00Z A high-interest credit card or loan is costly. Millennial Money: There’s more than 1 way to slay a debt 2019-03-26T04:00:00Z In the complaint, the state says the defendants led a scheme to market and receive payments on high-interest, illegal loans to Arizona consumers. Arizona sues California-based lender for loan program 2019-03-05T05:00:00Z And he dabbled in lending to borrowers via high-interest payday loans, then earned some more by channeling those who could be saved into nonprofit credit counseling. The Fall of ‘America’s Money Answers Man’ 2019-03-01T05:00:00Z Gray said no one is as frustrated with the project as its developers: He noted his firm is carrying more than $2 million of high-interest debt it sunk into the building. Developer blames state for stalled Charles City project 2019-02-18T05:00:00Z The battle to curb short-term, high-interest “payday” loans in Indiana took on new urgency this week. Recent editorials published in Indiana newspapers 2019-02-12T05:00:00Z Then, he said, focus on paying off any high-interest debt — generally, anything over 6 percent, including remaining credit card debt. After Burst of Holiday Spending, a Plan for a ‘Frugal February’ 2019-02-01T05:00:00Z He took out a high-interest loan, at around 15 percent, to fund the operation, which to date has cost more than $700,000. Locast, a Free App Streaming Network TV, Would Love to Get Sued 2019-01-31T05:00:00Z Virginia Attorney General Mark R. Herring this week warned here people to be wary of the risks associated with high-interest payday and online loans. As government shutdown drags on, shares of subprime lenders rally 2019-01-25T05:00:00Z In contrast, scarcity of money and education is correlated with lower rates of financial literacy, and, consequently, misinformed financial decisions like using costly payday or high-interest home loans. Why a ‘Passive’ Health Approach Can Produce the Most Action 2019-01-07T05:00:00Z Credit unions are particularly important because the Financial Conduct Authority is cracking down on high-interest credit options, such as payday loans and rent-to-own firms. Credit union failures at eight-year high 2019-01-04T05:00:00Z Now, in the face of an appeal from the bureau, the high-interest lender hopes to stand its ground — and maybe even score a bigger win. CashCall says federal regulators are looking for a 'do over' by appealing tribal lending case 2018-12-21T05:00:00Z He is skeptical about the merits of high-interest loans that use property and pensions as collateral. 'I'm not a predatory lender': Derek Fisher goes from the NBA to player loans 2018-12-19T05:00:00Z Any balance remaining on the high-interest student loan the financial planner suggests paying off with one of her book-deal payments. A Young Librarian Hopes to Become a Full-Time Writer 2018-12-17T05:00:00Z The practice of mass-mailing of “live” checks to consumers to bait them into taking high-interest consumer loans would be banned under a bipartisan bill introduced in the Senate this week. Senate bill would prohibit mailing checks worth thousands of dollars to strangers 2018-12-11T05:00:00Z On the side, Cohen invested in New York City’s taxi industry and in real estate and made high-interest loans to people in the cab business. Prosecutors: Cohen’s claims of reform ‘self-serving’ 2018-12-07T05:00:00Z At the same time, target high-interest debt, such as credit card bills. Liz Weston: With money goals, multitasking pays off 2018-11-19T05:00:00Z As MoviePass has struggled financially and with service outages, the company has been forced to take out a high-interest loan. MoviePass Sheds Subscribers as Owner’s Troubles Mount 2018-11-15T05:00:00Z CashCall, which was sued by several states and federal regulators over its high-interest loans, applied for a lending license in Wisconsin in 2013. LoanMe stops offering personal loans in Wisconsin following Times report - Los Angeles Times 2018-11-14T05:00:00Z Turnout in Sarpy County topped 74 percent in the 2016, a high-interest presidential turnout year with a tight race for the 2nd Congressional District, which includes part of the county. The Latest: Republican Fischer wins Nebraska Senate race 2018-11-06T05:00:00Z The developer aims to further cut the ratio to about 70 percent by June 2020 by repaying high-interest debts and curbing land purchases. Exclusive: China Evergrande seeks $1.5 billion via HK tower... 2018-10-21T04:00:00Z The financial planners advised the Hooks to tap their savings and pay off the high-interest loans. Student debt weighs on young couple’s financial outlook 2018-10-20T04:00:00Z Owen’s office demanded information from 20 lenders that specialize in high-interest loan, including CashCall and related firm LoanMe, also based in Orange County. 150% interest on a loan? Consumer advocates hope the threat of a ballot measure will get lenders to ease up - Los Angeles Times 2018-10-04T04:00:00Z Gustin’s hit was delivered on a Friday night, while the AP report was based on comments Scott made Saturday … but the conference office does not review high-interest plays until Monday. Pac-12 Power Rankings Week 5: Huskies back on top, and the fumbling of a targeting non-call vs. WSU 2018-10-01T04:00:00Z The Department of Business Oversight sent letters to 20 high-interest lenders, asking about their use of so-called lead generators — companies that operate websites connecting consumers to their firms. California regulator probes links between high-cost lenders and lead generator firms - Los Angeles Times 2018-09-26T04:00:00Z TIP: Prioritizing high-interest loans first will slash debt fastest, but tackle the smallest loans first if you need little victories to stay motivated. Debt diary: How an engineer digs out of $100,000 in loans 2018-09-20T04:00:00Z The lawsuit, filed jointly last year by the consumer bureau and state authorities, claimed RD Legal persuaded firefighters, police officers and medical workers to enter into high-interest cash advances. Judge Dismisses Federal Suit Accusing Firm of Defrauding 9/11 Responders 2018-09-12T04:00:00Z But the biggest grievance among leaders in Asia is that their economies are at risk of being trapped by high-interest Chinese debt. China ‘One Belt, One Road’ used for military base expansion, critics say 2018-09-11T04:00:00Z Despite setbacks, he's found a way to remain a player in the high-interest lending business. Essential California: The uneven road to housing for the homeless 2018-09-04T04:00:00Z Court papers filed in connection with his guilty plea detailed his precarious financial state, as well as his side gigs as a taxicab magnate, high-interest lender and broker of real estate and handbag deals. Michael Cohen sets up GoFundMe page for legal costs 2018-08-24T04:00:00Z Court papers filed in connection with Cohen’s guilty plea detailed his precarious financial state, as well as his side gigs as a taxicab magnate, high-interest lender and broker of real estate and handbag deals. Pawn to pauper: Broke Trump foe Cohen crowdfunds legal bills 2018-08-23T04:00:00Z The high-interest financial deals are an offshoot of the fast-growing consumer litigation market, in which firms compete to provide cash advances to people with pending lawsuits. Judge Dismisses Federal Suit Accusing Firm of Defrauding 9/11 Responders 2018-09-12T04:00:00Z The company also is in court with the Consumer Financial Protection Bureau over its practice of offering high-interest loans in states where they were illegal. Pioneering installment lender CashCall stops offering personal loans 2018-08-14T04:00:00Z He did not respond to questions about his finances or, in the case of the baseball tickets, answer why he would accumulate high-interest debt for friends. Inside Brett Kavanaugh’s finances: Nominee dwells among elite but hasn’t chased riches 2018-08-09T04:00:00Z Now, they’re expanding to include services that help workers avoid the costly consequences of cash-flow problems: bank overdraft fees, late fees and high-interest loans. Need a loan? Forget the corner payday lender — your boss has you covered 2018-08-05T04:00:00Z Charles Hallinan was also ordered Friday to pay a $2.5 million fine for the scheme to collect hundreds of millions of dollars in unlawful debt from high-interest loans. 77-year-old payday lender gets 14 years in prison for scheme 2018-07-06T04:00:00Z Among its rivals, Mariner stands out for the frequent use of mass-mailed checks, which allows customers to accept a high-interest loan on an impulse — just sign the check. ‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans 2018-07-01T04:00:00Z As the industry booms, state and federal authorities are beginning to look into a specialized corner that provides high-interest cash advances to litigants waiting for settlements or jury awards. Hedge Funds Look to Profit From Personal-Injury Suits 2018-06-25T04:00:00Z I was teamed up with Ray Chay, director of operations at a high-interest consumer lending company, and Sybil Mulokwa, a manager at a company that develops software for small banks and credit unions. For a day, I was one of the millions of Americans without a bank account. It was humbling 2018-06-21T04:00:00Z According to a complaint filed Wednesday in Los Angeles County Superior Court, the now-defunct Corinthian Colleges steered students toward high-interest private student loans. Nearly 35,000 former Corinthian College students in California will see debt relief 2018-06-14T04:00:00Z “This is a very high-interest piece of legislation,” she said. Did Seattle violate open-meetings law ahead of head-tax repeal vote? 2018-06-12T04:00:00Z The company enables some of the nation’s wealthiest investors and investment funds to make money offering high-interest loans to cash-strapped Americans. ‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans 2018-07-01T04:00:00Z In light of Google’s recent decisions to ban advertising for bail bonds and high-interest payday loans, it wouldn’t be unreasonable to assume they could extend the ban to mugshot extortion sites. Haunted by a mugshot: how predatory websites exploit the shame of arrest 2018-06-12T04:00:00Z That question, at the heart of a decade-old lawsuit over high-interest loans made by Orange County lender CashCall, is set to be taken up today by the California Supreme Court. Can an interest rate be 'unconscionably' high? The California Supreme Court will decide 2018-06-05T04:00:00Z Li must repay the high-interest loan in October. UEFA’s Investigators Recommend Booting A.C. Milan 2018-05-31T04:00:00Z And if you’re paying off a high-interest credit card, try moving your balance to a card with an introductory zero percent balance transfer APR to eliminate that debt interest-free. Save money by thinking like a college student 2018-05-29T04:00:00Z He had taken out several high-interest loans with payday loan companies. Sex, lies and payday loans: The parachute murder plot 2018-05-24T04:00:00Z Giving evidence at Bristol Crown Court, Mr Cilliers told jurors he had been borrowing money from his wife in addition to taking out high-interest payday loans. Parachute trial Sgt 'had spiralling debts' 2018-05-15T04:00:00Z CashCall, based in the city of Orange, was a pioneer in high-interest consumer lending. Can an interest rate be 'unconscionably' high? The California Supreme Court will decide 2018-06-05T04:00:00Z Behind the scenes, their fees and the doctors’ were “usually paid for” by specialized finance firms, which provide high-interest loans to plaintiffs. How a Web of Slip-and-Fall Cases Puts a New Spin on an Old-Fashioned Scheme 2018-05-11T04:00:00Z Federal prosecutors charge it was a Ponzi scheme, though, with a Jackson man named Arthur Lamar Adams using cash from later investors to pay off high-interest loans he received from earlier ones. Mississippi senator confirms he lost money in fraud scheme 2018-05-03T04:00:00Z Ultimately, Gallagher and Sabat concluded that holding a small buffer of cash for emergencies is better than paying down high-interest debt for the stability of the household. Should emergency fund be used to pay off card debt? 2018-04-21T04:00:00Z That said, among high-interest voters, the Democratic lead swells to 21 points. Monday's Campaign Round-Up, 4.16.18 2018-04-16T04:00:00Z In my experience, many people who get a home-equity loan tell themselves it’s a good thing to exchange high-interest credit card debt for a lower cost home loan or line of credit. Perspective | A lesson from Trump’s personal attorney, just in time for tax season 2018-04-11T04:00:00Z Some firms are being challenged for making high-interest advances to former professional football players waiting to collect awards in concussion litigation with the N.F.L. How a Web of Slip-and-Fall Cases Puts a New Spin on an Old-Fashioned Scheme 2018-05-11T04:00:00Z Working with technology startups that provide the financing, they offer loans to travelers who would rather pay a fixed amount over time than dip into savings or use high-interest credit cards. Fly now, pay later: Are travel loans a good deal? 2018-04-12T04:00:00Z At a hearing, Ms. Brown admitted she had also asked Mr. McCollum for thousands of dollars and had taken out a $25,000 high-interest loan in Leon Brown’s name, also with Mr. Megaro’s approval. They Did 30 Years for Someone Else’s Crime. Then Paid for It. 2018-04-07T04:00:00Z But let’s say Martinez was speaking in general about managing high-interest games in Washington. Dave Martinez expects to have fun on the job 2018-04-05T04:00:00Z Ayers took out a high-interest payday loan for a $1,300 car repair. ‘It just hurts my heart’: Low pay, big classes are the plight of Oklahoma teachers 2018-03-30T04:00:00Z Wu also is accused of ignoring regulatory limits in selling high-interest investment products as short-term insurance contracts, according to Wednesday’s statement. Chinese insurer founder tried for alleged fundraising crimes 2018-03-27T04:00:00Z Callidus, which offers high-interest loans to distressed companies and went public in 2014, is one of the largest holdings in Catalyst’s private equity funds. Callidus shares tumble after Reuters report on Catalyst valuations 2018-03-26T04:00:00Z The assets include Gateway and Callidus Capital Corp, Catalyst’s publicly listed subsidiary that specializes in high-interest loans to distressed companies and that is itself a major holding of Catalyst funds. Special Report: Private equity star's picks shine, until cash-out time 2018-03-23T04:00:00Z Mulvaney is reviewing three cases against lenders based in southern states where high-interest loans are permitted. Exclusive: Trump official quietly drops payday loan case, mulls... 2018-03-23T04:00:00Z People who borrow from short-term, high-interest lenders such as payday loan companies are 38% more likely to rate their health as poor or fair, a new report has found. People using payday loans more likely to report poor health, study finds 2018-03-05T05:00:00Z Surprised and outraged by the ad, he introduced a bill this legislative session to ban high-interest loans. Delegate aims to rein in ‘predatory loans,’ to no avail 2018-02-20T05:00:00Z But opponents say such high-interest loans prey on the very people who can least afford it, trapping those who live paycheck to paycheck in a cycle of borrowing, repaying and re-borrowing. Recent editorials published in Indiana newspapers 2018-02-13T05:00:00Z The enforcement action came amid a probe into yet another high-interest lender, World Acceptance, which the federal watchdog was considering accusing of consumer-protection law violations. Consumer Financial Protection Bureau appears to shed its aggressive reputation 2018-02-05T05:00:00Z "These high-interest loans are designed to be debt traps. People may have thought they got what they wanted, but they had no idea what they were ending up with." Judge fines CashCall $10.3 million, a fraction of what was sought by CFPB for lending law violations 2018-01-23T05:00:00Z The University of Washington study examined the so-called fringe banking industry, which includes all sorts of short-term, high-interest loans, including payday, pawn shop and car title loans. People using payday loans more likely to report poor health, study finds 2018-03-05T05:00:00Z Under the regulations, lenders must determine if a borrower can afford to repay a high-interest, short-term loan in full within 30 days. 'Legalized loan sharking': payday loan customers recount their experiences 2018-01-22T05:00:00Z Leigh Ferrin, an attorney at the nonprofit Public Law Center in Santa Ana, said about 1 in 3 bankruptcy cases that crosses her desk has a high-interest installment lender as a creditor. Borrow $5,000, repay $42,000 — How super high-interest loans have boomed in California 2018-01-19T05:00:00Z If the loan can’t be repaid — and all too often it can’t — the borrower’s obligation gets rolled over into a new loan, resulting in a never-ending cycle of high-interest debt. In bizarre reversal under Trump, consumer agency reveals moves to protect payday lenders 2018-01-19T05:00:00Z The bureau found low-income borrowers ended up trapped in a cycle of high-interest loans. CFPB to reconsider payday lending rule 2018-01-16T05:00:00Z If debtors weren't following the standard advice about high-interest balances, were they doing something else instead? Analysis | Most people are paying off their credit card debt all wrong — are you? 2018-01-02T05:00:00Z But Creager was hiding a $3.2 million, high-interest loan from his investors that was secured by virtually all his business and personal assets. Developer pleads guilty to bilking investors 2017-12-25T05:00:00Z For years, consumer advocates and regulators have warned about the dangers of using high-interest loans to pay for unexpected expenses. Walmart Will Let Its 1.4 Million Workers Take Their Pay Before Payday 2017-12-13T05:00:00Z His tenure included disputed settlements, notably in car finance, that strayed far from the specified mission of the bureau, and heated debates over the regulation of high-interest “payday” lenders. The CFPB, born in controversy, becomes a farce 2017-11-30T05:00:00Z They borrowed about $21,000 against the house to pay off their high-interest consumer debt. Clearing the way to buy a bigger home 2017-11-25T05:00:00Z Only 10 percent of the individuals in the study were devoting all their excess payment to the high-interest card. Analysis | Most people are paying off their credit card debt all wrong — are you? 2018-01-02T05:00:00Z At the same time, the team is facing a race against time to repay a high-interest, $354 million loan to the hedge fund firm Elliott Management — which financed Mr. Li’s purchase — by next year. At UEFA, Mounting Concern About A.C. Milan’s Murky Finances 2017-11-22T05:00:00Z The delays are making it harder for them to cover escalating medical costs and, in some cases, to repay high-interest loans they took out using their settlement as collateral. Debilitated Players Accuse N.F.L. of Stalling on Settlement Payments 2017-11-13T05:00:00Z In the 1960s to the 1990s, Western countries offered high-interest market-rate loans to developing countries. Uncovering China's state aid empire 2017-10-11T04:00:00Z Thaler’s contributions include studying the “limited rationality” trait that includes behavior such as the unwillingness to pay off high-interest credit card debt from a low-interest savings account. Richard Thaler wins Nobel for work in behavioral economics 2017-10-09T04:00:00Z Home Capital said it is still facing high costs after investors withdrew more than 90 percent of funds from the mortgage lender’s high-interest savings accounts. Canada's Home Capital cuts 10 percent of workforce 2017-10-02T04:00:00Z Still, depositors fled the company’s high-interest savings accounts, seriously weakening its financial position. Warren Buffett Comes to the Aid of a Big Canadian Mortgage Lender 2017-06-22T04:00:00Z Home Capital was forced into a capital squeeze after depositors rushed to withdraw funds from its high-interest savings accounts. Home Capital's shares surge as Buffett rides to rescue 2017-06-22T04:00:00Z That said, the high-interest online loans are easier to qualify for. Pricey 'fintech' lenders put the squeeze on cash-strapped small businesses 2017-06-16T04:00:00Z Back in the days before China’s bond market took off, hard-up corporate borrowers used to rely heavily on nonbank lenders like trusts, which sell retail investment products and channel the proceeds into high-interest loans. China’s Debt Problem Moves Back to the Future 2017-06-01T04:00:00Z Home Capital said it is still facing high costs after investors withdrew more than 90 percent of funds from the mortgage lender’s high-interest savings accounts. Canada's Home Capital cuts 10 percent of workforce 2017-10-02T04:00:00Z If you want to buy a house, it will let salespeople push you into high-interest, high-fee loans because it increases their referral fees. The Great Recession hurt millions. Now, Republicans want to risk a repeat | Keith Ellison 2017-05-05T04:00:00Z Accruing massive high-interest credit card debt and not saving for retirement are some of the biggest red flags, he says. Ask Brianna: How do I save a friend from a money mistake? 2017-05-02T04:00:00Z Harbour sold its homes through an arrangement similar to an installment payment plan, with a high-interest, long-term loan called a contract for deed, or land contract. Cincinnati Sues Seller of Foreclosed Homes, Claiming Predatory Behavior 2017-04-20T04:00:00Z Back then, banks were still offering high-interest CDs that paid about 10 percent a year. Mike Judge, the Bard of Suck 2017-04-13T04:00:00Z This usually means medical bills, credit card debt or high-interest loans. When a tax refund means bankruptcy 2017-03-30T04:00:00Z In 1990 he relied on high-interest loans known as junk bonds to launch the casino-hotel complex. Make-or-break day for Donald Trump's healthcare gamble 2017-03-24T04:00:00Z Harbour Portfolio had argued that the agency had no authority to investigate its sale of formerly foreclosed homes to poor people through high-interest installment payment contracts — often referred to as contracts for deed. Consumer Agency Can Demand Answers About Foreclosed Homes, Judge Rules 2017-02-16T05:00:00Z Members of the Rice Farming Association of Nigeria say they can only access high-interest loans from commercial banks. Why does Nigeria import so much rice? - BBC News 2017-02-01T05:00:00Z If you carry balances on high-interest credit cards, think about making a balance transfer to a card that offers a promotional 0% annual percentage rate. Seven steps to improve your finances in 2017 2017-01-15T05:00:00Z “The record is clear that ITT knew a majority of its students would never be able to repay those high-interest private loans, but it made them anyway,” she said. Student Victims Seek to Become Creditors in ITT Bankruptcy 2017-01-06T05:00:00Z On high-interest subjects such as the death penalty, it’s a good idea for elected officials to err on the side of public disclosure, according to Toby Nixon, president of the Washington Coalition for Open Government. Washington Gov. Jay Inslee quietly spares killer with first death-row reprieve 2016-12-30T05:00:00Z Midby, who died last year at age 73, was using so-called junk bonds, or high-interest loans, to help finance the development. Laughlin’s abandoned Emerald River resort remains an eyesore 2016-12-30T05:00:00Z Launched in 2003, Platinum was known as a high-performing hedge fund manager that backed struggling companies and employed esoteric investment strategies such as litigation finance and high-interest consumer loans. Platinum Partners arrests are scant consolation for alleged victims 2016-12-24T05:00:00Z Mr. Beninati’s project defaulted on its high-interest loans and fell into bankruptcy. Sign of a Real Estate Slowdown as Queens Clock Tower Changes Hands 2016-12-15T05:00:00Z The lawsuit alleges the cash flow problems caused Miller to arrange funding through “high-interest loans from individuals and organizations.” Lawsuit claims GOP donor Andy Miller hired political allies 2016-12-12T05:00:00Z More than two decades ago, Ross represented bondholders who were gunning for Trump after he failed to pay back the high-interest loans he had taken out to build his casino empire. Meet Wilbur Ross, who once bailed out Trump in Atlantic City and is now his pick for Commerce secretary 2016-12-08T05:00:00Z It might, for example, allow cash-strapped workers to be paid continuously, as they earn, rather than waiting on a paycheck and relying on high-interest payday loans in the meantime. Fed's Brainard cites promise, risks of 'fintech' 2016-12-02T05:00:00Z The regulatory agency on Monday disclosed that it recently ordered two major companies that offer high-interest installment contracts called contracts for deed to comply with a civil investigative demand for documents. Federal Watchdog Agency Steps Up Inquiry Into Home Contracts 2016-11-14T05:00:00Z The bureau is nearing completion of a set of rules governing payday loans and other small-dollar, high-interest consumer loans. Trump administration could upend post-crisis financial reforms, weaken CFPB 2016-11-09T05:00:00Z Trump financed his three Atlantic City gambling resorts with $1.3 billion in debt, most of it in the form of high-interest junk bonds. Trump lawyers advised him that IRS might call tax dodge improper 2016-10-31T04:00:00Z He said many are living off credit cards, running up high-interest debt. Workers threaten to sue Rio Olympics over late payments 2016-10-31T04:00:00Z For most 30-somethings, paying down high-interest credit card debt first is a good idea. How to Start Saving for Retirement in Your 30s 2016-10-19T04:00:00Z Younger people like prepaid cards because they see it as cheaper than having a high-interest credit card or a checking account, which comes with maintenance costs and potential overdraft fees. 5 Things You Need to Know About Prepaid Cards 2016-10-18T04:00:00Z If you want to trim the interest you pay, consider transferring your high-interest balances to a card with zero percent balance transfer APR. How Credit Card Companies Calculate Interest 2016-09-26T04:00:00Z Yellen, like all central bankers, is not a low-interest or high-interest person. Trump and the Truth: The Interest-Rate Flip-Flop 2016-09-15T04:00:00Z Should I transfer high-interest credit card debt to a card with a zero percent interest offer? A Little Nagging Can Help Reduce Credit Card Debt 2016-09-09T04:00:00Z Former students returned to the school, stunned by letters demanding payment for high-interest loans they knew nothing about. Downfall of ITT Technical Institutes Was a Long Time in the Making 2016-09-07T04:00:00Z In a statement to the WSJ, the Massachusetts Democrat said, “I’m glad Amazon isn’t using its brand to encourage students to take on absurdly high-interest private student loans from Wells Fargo.” Amazon-Wells Fargo Student-Loan Plan Ran Into Political Obstacles 2016-09-06T04:00:00Z The main argument in favor of the debt avalanche is that when you prolong paying off high-interest debt, you're allowing interest to build and increase your balance. 3 Reasons to Pay Off Debt Using the Snowball Method 2016-09-01T04:00:00Z Prioritize paying off high-interest debt, such as credit card bills, private student loans and other pricey loans with your windfall. Spend a Windfall Wisely 2016-08-16T04:00:00Z Paying off high-interest debt on time each month and not taking out new loans or running up your credit cards will help build your credit score. 5 tips to bounce back after a foreclosure or short sale 2016-08-11T04:00:00Z And although Springleaf wants to raise costs on borrowers at a time of historically low interest rates, he said that the company was “so much more humane” than others offering high-interest loans. How Private Equity Found Power and Profit in State Capitols 2016-07-14T04:00:00Z Such a transaction, called a contract for deed or land contract, is similar to buying a home on an installment plan, with a high-interest, long-term loan. Law Center Calls Seller-Financed Home Sales ‘Toxic Transactions’ 2016-07-14T04:00:00Z That would allow time to refinance or restructure high-interest debt. Clinton takes big step toward easing tensions with Sanders 2016-07-06T04:00:00Z "Paying off high-interest debt is the most important first step in beginning any accumulation phase," he says. How to Build Savings From Zero 2016-06-28T04:00:00Z They took control of their credit reports, tackled high-interest debts and cut spending. 5 tips to bounce back after a foreclosure or short sale 2016-08-11T04:00:00Z In May 2016, Google blacklisted an entire industry – companies providing high-interest "payday" loans. The New Censorship 2016-06-22T04:00:00Z The loans have drawn the attention of consumer advocacy groups and the federal Consumer Financial Protection Bureau, which have called payday and other high-interest loans debt traps. Start-up pitches payday loans as an employee benefit 2016-06-22T04:00:00Z Those lending to small businesses may face greater risk from stacking, in part because of a separate class of high-risk, high-interest business lenders that actively promotes the practice. Latest threat to online lenders: 'stacking' of multiple loans 2016-06-10T04:00:00Z That includes pawn shops and loans from friends and family members – alternatives, she said, that many payday loan borrowers end up turning to at some point anyway to pay off their high-interest loans. Can you afford that payday loan? Feds say lenders should ask 2016-06-01T04:00:00Z What's more, it's on a high-interest credit card, and it's killing you. The Pros and (Mostly) Cons of Balance Transfer Credit Cards 2016-05-24T04:00:00Z Then, let Tally pay off your high-interest cards using a new line of credit with a lower rate. A Service to Pay Off High-Interest Credit Cards, but a Bad Time to Start 2016-05-19T04:00:00Z Delvin Davis, senior research analyst at the Center for Responsible Lending, said even a high-interest credit card might be a better option than a car title loan. Single-Payment Car Title Loans Can Lead to Long-Term Debt 2016-05-18T04:00:00Z Hanging on to your stock would have given you possible gains, but possible losses, too, while paying off debt — especially high-interest debt — can free you to save and invest more effectively. The Motley Fool: Useful tips on investing 2016-05-14T04:00:00Z For years, consumer advocates complained that the weeks-long gap between tax filing and refunds created a market for high-interest loans that would get repaid when the refunds arrived. Tax-Refund Delays Seen Hitting Low-Income Households 2016-05-11T04:00:00Z The change to Google's advertising policy will only affect lenders that fall into the short-term high-interest category. Google bans ads from payday lenders - BBC News 2016-05-11T04:00:00Z The agency is working on new regulations for payday lenders, part of a crackdown on short-term, high-interest loans. Google tells payday lenders to take their advertising business elsewhere 2016-05-11T04:00:00Z Car title loans are a type of short-term, high-interest loan used by consumers who are short of cash to pay bills or meet unexpected expenses. Single-Payment Car Title Loans Can Lead to Long-Term Debt 2016-05-18T04:00:00Z The agency is also said to be preparing a new set of regulations for payday loans — high-interest, short-term loans aimed at the same people as those who often enter contracts for deeds. ‘Contract for Deed’ Lending Gets Federal Scrutiny 2016-05-10T04:00:00Z This would enable you to consolidate the high-interest student loan to a lower interest rate. 3 strategies to fund your child's college education 2016-05-08T04:00:00Z In these deals, a seller provides the buyer with a long-term, high-interest loan, with the promise of actually owning the home at the end of it. Wall Street Veterans Bet on Low-Income Home Buyers 2016-04-17T04:00:00Z The idea is to provide high-interest loans to companies other lenders shun and, if the company runs out of cash, take ownership and ultimately flip it for a profit. Special Report: A top hedge fund manager that's too hot for some to handle 2016-04-13T04:00:00Z They could receive no money from a bank or accept high-interest money from individuals. Borrowing Directly From the Wealthy Can Be a Lifeline for Some 2016-04-08T04:00:00Z A contract for deed is a long-term, high-interest installment financing deal. ‘Contract for Deed’ Lending Gets Federal Scrutiny 2016-05-10T04:00:00Z If you are struggling to save for retirement because you're trying to catch up on your high-interest debt, consider cutting back on your retirement savings. How to Catch Up if You're Behind on Retirement Savings 2016-04-06T04:00:00Z Instead, Ms. Russell took out a high-interest payday loan and flew to California, where her partner lived and where she was able to get an abortion in a matter of days. Texas Abortion Law Has Women Waiting Longer, and Paying More 2016-03-18T04:00:00Z Once retired, many are sold to cash buyers in Asia and the Middle East, who in turn sell to ship-breaking yards that finance the purchases with high-interest loans. Adult and underage workers risk their lives in Bangladesh's rising ship-breaking industry 2016-03-09T05:00:00Z The arrangement is something like buying a home on an installment plan, with a high-interest, long-term loan called a contract for deed, or land contract. Market for Fixer-Uppers Traps Low-Income Buyers 2016-02-20T05:00:00Z On the other hand, he said, mounting debt linked to high-interest credit cards and short-term investments might indicate economic distress and thus be more harmful. Parental Debt May Affect Kids' Behavior 2016-01-21T05:00:00Z It’s not unusual for working-class and low-income people to be targeted for con jobs — high-interest payday loans, scam repair services, products marketed with false claims. Walmart backs out of D.C. deal citing costs, and city’s poorest pay the price 2016-01-19T05:00:00Z When borrowers couldn’t or wouldn’t keep up the payments on these high-interest loans, what looked like a bonanza for everyone turned into a national foreclosure crisis and an international economic meltdown. “The Big Short’s” shortcomings: The real culprits in the financial meltdown never paid for their crimes, but still, it’s not all gloom and doom 2016-01-16T05:00:00Z It is still trying to sell off 11 ships, which have been valued at around $100 million apiece. The company also tapped Brazilian debt markets for about $330 million in high-interest financing. Brazil’s Vale Will Draw $3 Billion From Credit Lines 2016-01-13T05:00:00Z If you're still under crushing, high-interest debt, it may be wise to rethink your retirement plans. 5 Ways to Deal With Debt Before Retirement 2016-01-08T05:00:00Z In plain English, that means Clarity wanted to help pitch high-interest payday loans and similar products to people with little borrowing experience or limited financial resources. We've learned nothing from the subprime mortgage meltdown. Here's proof. 2015-12-15T05:00:00Z The average American will spend hundreds of dollars on such Christmas consumerism, often on high-interest credit cards, which leads to more debt, shame and isolation. Conservatives should blame capitalism for the 'war on Christmas' | Steven W Thrasher 2015-12-11T05:00:00Z Skipping a payment may also be a good strategy if you are planning to use the money from that payment to wipe out a high-interest debt. The Perils of Skipping Loan Payments This Holiday Season 2015-12-03T05:00:00Z After paying off credit card debt, Briaud encourages clients to look at other debt, such as high-interest college loans. What to Do When You Get an Inheritance 2015-11-05T05:00:00Z If there were more alternatives in neighborhoods lacking banks, payday customers might not be driven to lenders with a reputation for exploiting borrowers with high-interest loans that roll over and over and over. Should the post office also be a bank? 2015-10-29T04:00:00Z This way, instead of those high-interest payments going towards your credit card company, they may be directed towards savings and helping achieve your financial goals. 4 Frightening Financial Behaviors to Avoid 2015-10-29T04:00:00Z But you should pay off high-interest rate debt as soon as possible. Ways to Discuss Finances with Your Adult Kids 2015-09-15T04:00:00Z Although skipping a payment may be preferable to racking up debt on a high-interest credit card, it doesn’t come without drawbacks. The Perils of Skipping Loan Payments This Holiday Season 2015-12-03T05:00:00Z It is also being investigated over high-interest loans it made to candidates to buy the kits. France’s Front National charged with fraud in election finance inquiry 2015-09-09T04:00:00Z Supporters compare it to paying off high-interest credit card debt with a lower-interest loan. Governor to discuss Kansas’ sale of $1B in pension bonds 2015-09-04T04:00:00Z If you need a car, you may find yourself driving around with the added burden of paying off the high-interest lease that Uber helped you secure. Too many independent contractors are essentially employees – without benefits | Sheila McClear 2015-08-20T04:00:00Z Petraeus said she visited bases across the country, where financial counselors told her that troops were struggling under high-interest loans. Obama honors vets in speech, orders flags to half-staff 2015-07-21T04:00:00Z The program allows provinces and cities to replace high-interest loans with lower-cost municipal bonds with longer-term maturities. China must learn lessons from stock market rout: vice finance minister 2015-07-18T04:00:00Z Now, as a part-time cashier at the San Francisco Giants' downtown ballpark, she relies on high-interest loans to bridge her paydays. Fed's Williams vows more transparency after meeting with Fed Up 2015-07-16T04:00:00Z The Federal Trade Commission said advertisers are able to target people who live in low-income neighborhoods with high-interest loans. When Algorithms Discriminate 2015-07-09T04:00:00Z Even though some accounts are open only to certain customers, almost half of the high-interest rate accounts surveyed by Bankrate.com are available nationwide. A rewarding shelter for your rainy-day fund 2015-05-12T04:00:00Z Mullaney told investors he was making high-risk, high-interest loans that would garner returns of 24 percent a year, according to the court papers. Former Navy SEAL sentenced to prison for investment scheme 2015-05-06T04:00:00Z Taxpayers with high-interest credit cards, ongoing balances or other financial concerns might want to seriously consider the IRS plan. What to Do If You Owe the IRS But You Can’t Pay 2015-04-16T04:00:00Z Congress should resist and, in fact, tighten regulations so that more borrowers are better informed of the costs and risks of high-interest loans. Protect vulnerable consumers from predatory high-interest loans 2015-04-14T04:00:00Z Payday lenders extend short-term, high-interest loans to people in need of immediate cash who are willing to borrow against their future paychecks. Payday Lending Regulations Could Turn Lenders Into Delinquent Borrowers 2015-04-14T04:00:00Z Just as inevitably some high-interest, short-term lending that now occurs legally will be driven into the underground economy. Payday lending is ripe for rules 2015-03-29T04:00:00Z In a recent report, Pew said that more than 2 million people use high-interest automobile title loans, generating $3 billion in revenue for lenders. The vicious cycle of payday loans 2015-03-27T04:00:00Z Use of payday and other short-term, high-interest loans, such as those secured by an automobile title, increased during the Great Recession and its aftermath as more Americans ran short of money to pay bills. Payday lenders warn that proposed new rules could hurt consumers 2015-03-27T04:00:00Z Manufactured homebuyers should understand the risks of taking on high-interest loans on assets that tend to depreciate more like a car than a conventional house. Protect vulnerable consumers from predatory high-interest loans 2015-04-14T04:00:00Z Federal regulators are launching a major crackdown on payday and other short-term, high-interest lenders by proposing tough new regulations to halt the cycle of debt that cripples some consumers. Consumer financial bureau cracking down on payday lenders 2015-03-26T04:00:00Z Critics of payday lending say short-term, high-interest loans prey on the poor. Payday lending focus of hearing Thursday in Virginia 2015-03-26T04:00:00Z If you still owe taxes from previous years or the IRS rejects a credit or deduction, you might end up with the equivalent of a high-interest loan and no tax refund to pay it off. 5 Ways to Fight the Urge to Borrow Against Your Tax Refund 2015-03-23T04:00:00Z But the office also projected a deficit increase after 2018 and warned of dangerously high-interest payments and deficits in the long term. Error in House budget understated spending cuts by $900 million 2015-03-19T04:00:00Z Make paying off high-interest debt a top priority, yet don’t stop contributing to retirement, especially if a workplace plan offers an employer-match program. A Purposeful Retirement Plan for 30-Somethings 2015-03-16T04:00:00Z But if this is an ongoing routine, where you're constantly making purchases only to writhe in financial pain later, courtesy of high-interest payments, then, yes, you're overextended. 5 Signs You're Financially Overextended 2015-03-12T04:00:00Z So far, sonar scans have detected no objects that would be defined as “high-interest” and would “warrant immediate further investigation,” Australian officials said Thursday. MH370: A year of waiting, wondering and heartache for families 2015-03-06T05:00:00Z Democrats argued voters wanted high-interest rate loans barred from the state when they rejected payday lenders. House gives initial OK to new loans from payday lenders 2015-02-26T05:00:00Z The complaint also alleged Corinthian systematically pushed students into predatory, high-interest loans rather than more reasonable federal options. Student loan breakthrough? Why a new victory has lessons for stopping the madness 2015-02-17T05:00:00Z The consumer bureau argued in a federal lawsuit that Corinthian steered students into the high-interest private loans to help meet a federal law requiring that colleges get at least 10% of revenue from private sources. Corinthian students to get 40% cut in private loan debt 2015-02-03T05:00:00Z The consumer protection agency first filed suit against Corinthian in September, alleging that its schools pushed students into high-interest loans and harassed them into repaying debts while in school, sometimes preventing them from graduating. Corinthian students to get $480 million relief from 'predatory' loans 2015-02-03T05:00:00Z Focus on paying off any high-interest credit card debt or car loans first, then work on paying off your student loans. 6 Flexible Financial Strategies for 10 Life Events 2015-02-02T05:00:00Z The Times later refinanced the high-interest loan and paid it off three years early. December retail sales dip shows wary consumers 2015-01-14T05:00:00Z For example, let’s say you’re facing a financial situation in which you’re dealing with high-interest credit card debt and no down payment for the house you dream of buying. How to Make a Financial Resolution That Will Last the Entire Year 2014-12-30T05:00:00Z One of Balance Point’s main competitors is BBL Churchill, a New York firm that offers high-interest loans to a divorcing spouse in need of cash to pay legal bills. Steven Cohen's Ex-Wife Gets Outside Financing for Lawsuit 2014-11-25T05:00:00Z According to court documents, Tina Johnson borrowed at least $15 million across about 18 high-interest loans that resulted in multiple defaults. Jack Johnson, Bankruptcy & Need To Manage Parents 2014-11-25T05:00:00Z Consumer Financial Protection Bureau filed suit against the school in September, alleging a "predatory lending" scheme in which Corinthian enrolled students in high-risk, high-interest private loans. Corinthian Colleges again runs afoul of Nasdaq listing rules 2014-11-19T05:00:00Z He got into high-interest small business loans in 2011, shortly after doing time in a Newark halfway house for stock fraud. Is OnDeck Capital the Next Generation of Lender or Boiler Room? 2014-11-13T05:00:00Z If you’re paying down debt, your specific behavior might be to stop using your credit cards for purchases while also paying extra on your high-interest credit card bill. How to Make a Financial Resolution That Will Last the Entire Year 2014-12-30T05:00:00Z Senate race or high-interest ballot initiatives on the ballot. Mailed ballots suggest low turnout in California 2014-10-31T04:00:00Z So focus on paying off that high-interest credit card while at least making the minimum payments on your other cards. 3 Strategies to Pay Off Your Credit Cards 2014-10-20T04:00:00Z Like other purveyors of high-interest debt, Kabbage has attracted the attention of Wall Street. ZestFinance issues small, high-rate loans, uses big data to weed out deadbeats During the recovery, with central banks around the world cutting interest rates to near zero, investing in high-interest loans made by OnDeck started to look like a sweet deal to Wall Street. Is OnDeck Capital the Next Generation of Lender or Boiler Room? 2014-11-13T05:00:00Z Over the last several months I’ve read an article or two disparaging online alternative lenders and how their high-interest rates hurt small businesses. Is Alternative Business Lending a Scam? 2014-10-10T04:00:00Z The Obama administration plans to propose tougher financial protections for personal loans made to the military amid concerns lenders are circumventing rules designed to protect servicemembers from taking on high-interest debt. This Week In Credit Card News: Massive Data Breach at Chase, The Value Of Stolen Medical Data 2014-10-03T04:00:00Z Payday lenders, purveyors of high-interest, short-term cash advances to working people, aren’t known for their humility. Britain Strikes a Blow Against High-Flying Payday Lenders 2014-10-03T04:00:00Z It said that the company advertised bogus job placement rates to prospective students, enrolled them in high-interest private loans and harassed them to repay debts while still in school. U.S. consumer bureau sues Corinthian, alleging predatory lending 2014-09-16T04:00:00Z A Children's Society survey of 1,065 parents suggests overwhelming support for a ban on adverts for these short-term high-interest cash advances. 'Backing' for payday loan advert ban 2014-09-15T04:00:00Z He miscalculated, financing the casino with high-interest junk bonds just before a recession. Why Learning From Mistakes Is Overrated 2014-08-29T04:00:00Z Subsidized federal student loans with relatively low interest rates are one thing, but high-interest private loans are a very different story. The 10 Best Money Tips For College Freshmen 2014-08-27T04:00:00Z McDonnell struggled to refinance his mortgages — which eventually were greater than the properties' values — as well as a $50,000 high-interest loan from a friend. Former Virginia governor cross-examined in corruption trial 2014-08-25T04:00:00Z The McDonnells quickly exchanged high-interest credit card debt for Mr. Williams’s lending terms: 2 percent interest to be paid after three years, with no monthly payments necessary. Ex-Governor to Return to Stand in Virginia Corruption Trial 2014-08-21T04:00:00Z The McDonnells quickly exchanged high-interest credit card debt for the lending terms of Mr. William: 2 percent interest to be paid after three years, with no monthly payments necessary. McDonnells’ Trial Turns From State of Finances to State of Mind 2014-08-20T04:00:00Z This is what the family envisaged in 2005 when Woodward and his banking colleagues organised their high-interest takeover: that the great club itself would pay off the Glazers’ debts, and they would cash in. The Glazers continue to thrive while Manchester United flounder 2014-08-20T04:00:00Z One for-profit school, Corinthian Colleges Inc., based in California, is being sued by the attorneys general of California and Massachusetts, accused of violating securities and consumer protection laws and pressuring students into high-interest subprime loans. Workforce Investment Act Leaves Many Jobless and in Debt 2014-08-17T04:00:00Z A quarter of the investigations related to short-term, high-interest products, such as payday loans. Regulator probes loan promotions 2014-08-13T04:00:00Z “People who turn to high-interest loans are desperate for money,” she said, “especially if they’ve fallen so far behind on payments that their utilities are turned off.” Payday lenders collecting utility bills might end 2014-07-18T04:00:00Z Throughout the early 2000s, the fund offered large, typically high-interest loans to companies seeking to buy undervalued coal mines in Indonesia, which was still rebounding from the Asian financial crisis. Prominent Environmentalist Helped Fund Coal Projects 2014-07-04T04:00:00Z If Congress had a heart and advanced the student loan proposal last week, 25 million out of the 40 million graduates with high-interest, long-term debt would have been eligible for refinancing. Recent editorials published in Nebraska newspapers 2014-06-23T04:00:00Z “Supports are one thing, but high-interest challenging programs is another piece of that. Whether that is STEM, robotics, languages or the arts, things that get kids excited about the work they are engaged in.” Prince George’s schools mark one year under new state law He also worked to curtail “payday lending” — high-interest, short-term loans aimed at desperate borrowers. D.C. government lawyer’s side job: Running for Md. office One of the fastest growing areas of finance is high-interest lending with rates as high as 125%. Is There A Financing Shortage Or Is There A Market Shortage? 2014-05-27T04:00:00Z PrimeCredit, which specialises in high-interest loans, boasts returns on equity above rival firms. UPDATE 1-Bain, Carlyle among bidders for StanChart's HK consumer finance unit-sources 2014-04-17T08:06:48Z PrimeCredit specialises in high-interest loans for consumers with little credit history. Bain, Carlyle among bidders for StanChart's HK consumer unit-sources 2014-04-17T05:22:10Z Many businessmen used real estate holdings as collateral to secure high-interest business loans. Near-bankrupt Chinese property firm offers lesson in lending risks 2014-04-03T05:42:33Z Fico and other critics say he is a political amateur who made money in the past on unfairly high-interest loans, a charge Kiska denies. Political newcomer Kiska takes wide lead in Slovak presidential election 2014-03-29T22:48:39Z Last year, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp. imposed tougher standards on banks that offer short-term, high-interest loans similar to storefront payday loans. Singletary: The trap of payday loans can lead to triple-digit interest rates 2014-03-26T00:16:40Z Peugeot also said the deal would reinforce its European business by helping the company finance strategic investments and pay down high-interest debt. Chinese Automaker and French Government to Invest in Peugeot 2014-02-19T10:57:27Z The payday lenders offer short-term, high-interest loans — typically $100 to $400 — that are marketed as a quick, easy way to tide borrowers over until the next paycheck. Case in Point: Testing an affordable alternative to payday loans in Mississippi 2014-02-07T14:42:29Z Some companies also use royalties to shift profit to lower-tax jurisdictions, or high-interest loans between subsidiaries - a practice encouraged by the UK's territorial tax approach. Fiat HQ move risks political pain for tax gain 2014-01-27T19:31:00Z He eventually completed the deal at the last minute using what was reported as high-interest debt. The Media Equation: Publisher Stumbles in Wild Chase for Growth 2014-01-20T02:22:26Z Regions Financial Corp. on Wednesday became the first large bank to discontinue a short-term, high-interest loan product that consumer groups say traps Americans in a cycle of debt. Regions Bank to end ‘deposit advance’ loans 2014-01-15T23:23:00Z Providers of these short-term, high-interest loans have faced criticism from many, including But loan provider Wonga has told the BBC its business practices are being misrepresented. Payday lenders facing MPs' questions 2013-11-05T09:20:17Z The reduction in credit card debt suggests that consumers remain cautious about accumulating high-interest debt. U.S. Consumer Borrowing Rises $10.4 Billion in July 2013-09-09T19:02:21Z Reuters' analysis of the trust data, along with Tianjin's own disclosures about the financial condition of the city's largest financing vehicle, show how the city relied on high-interest funding to repay old debts. Insight: Zombie borrowers haunt China's shadow banks 2013-08-23T02:10:11Z First she took on high-interest payday lenders in a drawn-out battle that forced the government late last year to give regulators the power to cap the cost of credit in Britain. The Female Factor: A Political Star Rises in Britain, Helped by Twitter 2013-08-20T21:45:43Z From their perch online, the lawsuit said, the lenders engage in “an illegal and deceptive scheme to originate high-interest, personal loans to consumers in New York.” DealBook: New York Attorney General Sues High-Interest Lender 2013-08-12T19:28:54Z In their simplest form, these lending marketplaces link borrowers who want to refinance high-interest credit-card debt of 20 percent or more with investors looking to beat paltry bank savings-account yields of less than 1 percent. DealBook: Not Banks, but Still Lending and Drawing Investors 2013-08-07T15:27:41Z The contract with high-interest pay-day lender Wonga is thought to be worth around "I have had some useful discussions with my club, my family and Islamic teachers in the last few weeks," he said. Cisse 'raring to go' after shirt row 2013-07-30T13:17:28Z For companies that profit from high-interest loans, the bar is set at 25 percent — a level the archbishop now says should be lowered. Letter From Europe: A Cash Lure Cast From the Temple 2013-07-29T11:42:17Z It is still boom time for firms offering short-term, high-interest loans. Blackpool fights to hold back the rising tide of insolvencies and payday loans 2013-07-20T23:03:05Z Short-term, high-interest loans have become increasingly popular As a result, two have surrendered their credit licences, three have had their licences revoked, and formal investigations have started into another three. Policing of payday lenders 'timid' 2013-05-30T23:01:22Z In the 1990s, Superior focused on subprime lending — high-interest loans that are marketed to people with shaky finances. In Penny Pritzker’s ’08 Answers on Finances, Hints at Road Ahead 2013-05-06T00:18:35Z The deal will be financed by a controversial £213m five-year high-interest payment-in-kind note, where interest repayments roll up and are due in one lump sum at the end of the loan period. Fab lolly maker bought by French private equity firm PAI for £850m 2013-04-29T17:02:19Z Banks bristle at comparisons to storefront payday lenders, but researchers say their products carry the same abusive high-interest rates and balloon payments. Big banks engaging in payday lending, report says 2013-03-21T04:01:00Z In some respects, however, Wonga is all too similar to other lenders targeting high-interest loans at financially stretched borrowers. Wonga's bad debts start to rise along with its profits 2013-01-05T20:47:58Z What most advice fails to factor in — and what we often choose to overlook ourselves — are the costly realities of things like job loss, protracted unemployment, medical bankruptcy and high-interest debt. Off the Shelf: ‘Pound Foolish’ Eyes Problems of Personal Finance Advice 2012-12-29T18:20:49Z When I met with Karen last month, she was candid about the trap of low-paid work and mounting debts which led her to turn to high-interest loan companies. Sharkstoppers: the consumer activists curbing the excesses of payday lenders 2012-11-29T15:21:12Z Someone using the Wonga IP address also changed the name of the product from "Payday loan and short-term high-interest credit" to "Short-term credit". MP demands apology after abusive tweets are traced to Wonga employee 2012-11-20T18:46:41Z Video was sharp and smooth, with a few exceptions when watching a high-interest sport such as swimming. Review: NBC offers plenty of live Olympics online 2012-07-31T17:51:09Z So there’s a huge chunk of the population that is locked into high-interest rate mortgages for no good reason. Oregon Senator Jeff Merkely’s Plan to Get Homeowners Treading Water 2012-07-27T12:00:01Z There are no specific rules to stop a lender offering a short-term, high-interest loan to the unemployed. Payday loans concern for jobless 2012-07-24T09:04:22Z As the average age and wealth of those people rise, their foreclosures are less likely to involve high-interest loans. Foreclosure Rates Surge For Older Americans, AARP Says 2012-07-19T04:12:39Z In our drive to elevate literacy, we’ve infused the curriculum with high-interest books, essays, timely news articles, and poems that bolster the classics. The hard bigotry of poverty: Why ignoring it will doom school reform 2012-07-17T17:50:33Z He also thumbed through pages listing his many deals over the last 20 years as a so-called hard money lender, a private banker of sorts who provides short-term, high-interest real estate loans. Aaron Ziegelman, Former Real Estate Mogul, Seeks Charity 2012-07-09T01:41:07Z Earlier this month, Chesapeake secured a high-interest $4 billion term loan from its investment bankers, an amount that is expected to be repaid with the proceeds from planned asset sales of up to $11.5 billion. Chesapeake must sell $7 billion in assets: Moody's 2012-05-31T21:16:38Z Lending Club and Prosper say most borrowers use the services to pay off high-interest credit-card debt, though they can borrow money for any number of reasons, such as to build a swimming pool. Is 'Peer-to-Peer' Lending Worth the Risk? 2012-04-14T01:56:37Z Black New Yorkers making more than $68,000 are nearly five times as likely to hold high-interest mortgages as whites of similar income, and their default rates are much higher. Gotham: In a Queens Neighborhood, Signs of Uneven Burdens From a Housing Crisis 2012-02-07T04:00:57Z Over the years, as the bank sold high-interest certificates of deposit, Mr. Stanford, Mr. Davis and other executives promoted the investments as safe and secure, as they amassed assets of over $7 billion. In Stanford Fraud Case, Longtime Friends Become Courtroom Enemies 2012-01-30T19:34:57Z Mr. Stanford faces 14 charges of defrauding nearly 30,000 investors from 113 countries in a Ponzi scheme involving fraudulent, high-interest certificates of deposit at the Stanford International Bank, which was based on Antigua. Allen Stanford?s Federal Fraud Trial Begins in Houston 2012-01-25T03:03:52Z For consumers who took advantage of credit card 0% APR offers, it’s a warning: Pay off those charges before the teaser rate expires or risk being trapped with high-interest debt. In November, We Racked Up $5.6 Billion More Credit Card Debt 2012-01-12T11:05:14Z That was unsustainable because the high-interest loans went back into real estate projects. Credit Crisis in China's Most Enterprising City Makes the Country Nervous 2011-11-20T15:25:00Z Participants later headed north to Union Square, where they joined students who complained of high-interest college loans. Wall Street Marchers Cross Brooklyn Bridge, Fail to Disrupt NYSE 2011-11-18T13:13:00Z Media reports said that some company chiefs fled and that one shoe-business boss jumped to his death after not being able repay their high-interest loans -- sometimes rumored to carry annual rates topping 100 percent. China's cradle of entrepreneurs braces for debt reckoning 2011-10-27T04:26:56Z Some banks only offer the high-interest checking version of Kasasa, but there are also debit rewards programs that its parent company offers through community banks and credit unions. Bucks Blog: Debit Cards With Rewards Not Extinct (Yet) 2011-10-18T18:00:27Z Credit unions, which are effectively not-for-profit co-operatives, are stepping up to offer cheaper alternatives to the short-term, high-interest loans provided by payday lenders. Analysis: As banks squeeze, alternative lenders gain traction 2011-10-17T15:08:15Z The people of Wenzhou "plowed their money into high-interest loans," says Victor Shih, a political scientist at Chicago's Northwestern University who studies China's financial system. Credit Crisis in China's Most Enterprising City Makes the Country Nervous 2011-11-20T15:25:00Z National Community suggests that this will result in ever more credit cards at high-interest rates being pushed to American consumers who presumably can’t fend for themselves. DealBook: In Fed's Move on Capital One Deal, a Test of Dodd-Frank 2011-08-24T00:03:01Z The company recently paid back a $250 million, high-interest loan from him —ahead of the planned repayment schedule. Carlos Slim raises stake in The New York Times Co. to 7.2 percent with share purchase 2011-08-23T23:38:12Z The weakening U.S. economy and Europe’s sovereign debt crisis may prompt investors to invest in high-interest bank accounts and other products, he said. Inflows Drop as Debt Posts Biggest Gain Since ‘04: Canada Credit 2011-08-23T13:37:02Z Last year, the club launched a £500 million bond issue to reduce financial pressure on the club and the Glazers repaid roughly £220 million of high-interest loans last November without using club funds. Manchester United's Goal: $1 Billion IPO 2011-08-16T23:05:15Z The club last year repaid about $350 million in high-interest loans without using the team’s money. Manchester United Nears Stock Sale 2011-08-16T23:53:22Z Back then it struggled with poor sales and payments on high-interest government loans. Chrysler retreats to $370M loss due to cost of repaying US and Canadian bailouts; but sales up 2011-07-26T12:15:53Z HLN’s ratings success is an indication that its focus on high-interest legal cases is likely to continue. After acquittal, Casey Anthony?s defense attorneys lash out at cable news media for coverage 2011-07-05T23:25:04Z That means holders of the cards are subject to a host of potentially harmful terms, like high-interest penalty rates imposed without warning. Bucks: Extending Credit Card Protections to Small Business Users 2011-05-18T16:19:10Z While the U.S. auto industry started showing signs of a recovery in the past two years, Chrysler remained saddled with high-interest government loans, which bear interest rates from around 7 percent to 20 percent. Chrysler may restructure refinancing terms: sources 2011-05-16T02:29:03Z Marchionne was in New York to meet with bankers and others as it looks to raise $6 billion in a term loan and bonds to help repay high-interest government loans. Chrysler in "no rush" to go public: CEO 2011-05-04T21:57:25Z The savings of Icelandic citizens were protected by an unlimited domestic deposit guarantee, but no such rule applied to foreigners attracted to Icelandic banks by their high-interest accounts. Iceland voters say 'no' to repayment of Icesave losses to UK and Netherlands 2011-04-10T17:39:45Z The reimbursement included the full principal, while the recklessly high-interest profits of the risk-seeking depositors were thrown in as a bonus. Iceland, fight this injustice 2011-04-08T08:00:02Z The Glazer family's Red Football Joint Venture Limited incurred a $105.9 million expense to refinance to replace high-interest bank loans. Man United holding company loses $171 million 2011-03-22T14:03:21Z The SFO also said when it launched the investigation that it would study whether the the bank misled savers to try to encourage deposits into its high-interest Kaupthing Edge accounts in the UK. Two property tycoons are arrested 2011-03-09T10:54:12Z We are also trying to pay off high-interest credit card debt and build up our emergency fund. If you get some spare cash, time to save and pay down debt 2011-02-17T01:20:00Z It was our job to get these people to "lower their monthly payments," or "consolidate their high-interest credit cards into a low monthly payment," mostly through subprime refinancing. Obama's budget director: Deficits force ''tough choices'' 2011-02-06T16:49:00Z The automaker reported an operating profit of $198 million, excluding interest expenses linked to high-interest U.S. and Canadian government loans. Chrysler reports $199 million net loss in Q4 2011-01-31T12:46:52Z He is accused of paying returns to investors from funds deposited by other buyers of high-interest certificates of deposit issued by his Stanford International Bank, in Antigua. Financier Is Described as Addicted to Medicine 2011-01-07T01:22:09Z Ms. Robinson said earlier this month that the company planned to repay a high-interest $250 million loan from the Mexican billionaire Carlos Slim Helú by Jan. 15, 2012, the earliest date possible. Quarterly Loss of $4.3 Million for Times Company 2010-10-19T12:47:00Z It recommended bolstering disclosure requirements, enhancing consumer protections against high-interest loans and curtailing prepayment penalties. For Cuomo as HUD Secretary, a Mixed Score 2010-08-23T23:03:00Z GM last Wednesday filed plans to launch an initial public offering that Bill Buhr, IPO strategist at Morningstar, characterized as "an intriguing, high-interest deal." As Likes of Skype Pique IPO Interest, Don't Let Emotions Rule 2010-08-23T20:05:00Z The offering is also likely to stoke an already fierce debate about whether microfinance companies, many of which like SKS started as nonprofit organizations, should earn substantial profits by making high-interest loans to the poor. SKS Microfinance Raises $350 Million in Offering 2010-08-16T14:18:00Z After the buyout, for every dollar in cash that Federated held, it had $32 in high-interest loans. Look at Macy's: U.S. tax code encourages companies to rack up huge debt 2010-08-08T04:00:00Z That $50 million would then be given to the trust company as if it were an investment; in fact, it was a short-term, high-interest loan to finance a real estate project. Analysts Warn of Troubling Bank Loans in China 2010-07-14T17:26:00Z It subsequently used part of the high-interest term loan to repay the Pershing Square loan. Borders Agrees to Paperchase Deal 2010-07-13T19:14:00Z Then chocolate bonds might be the investment opportunity for you: A UK chocolate atelier is cashing in on its customers’ sweet tooth by offering high-interest bonds where dividends are paid in chocolate instead of money. High-Interest Bonds, in Chocolate 2010-06-02T13:19:00Z When a homeowner deposited the check, it became a high-interest loan, with a rate of 20 to 29 percent. The New Poor: Blacks in Memphis Lose Decades of Gains 2010-05-31T02:31:00Z Weeks after the proposals were rejected by California's voters in a May 2009 referendum, Schwarzenegger declared a "fiscal emergency," and the state started issuing high-interest IOUs to vendors in lieu of payment. California lawmakers lauded for attempted fiscal rescue 2010-05-24T19:51:00Z But the Obama administration and consumer groups argued against the loophole, saying car dealers played a key role in arranging financing and too often steered consumers toward high-interest loans. Small Businesses Still Worried About Reform Bill 2010-05-21T23:01:00Z Some borrowers were steered into risky, high-interest subprime loans even if their credit was good. Senate votes to bar mortgage kickbacks, liar loans 2010-05-12T14:53:00Z In a tour arranged by consumer advocacy groups, he recounted tales of soldiers who had been baited by dealers into high-interest loans or extra payments. Financial overhaul pits military against car dealers 2010-05-12T04:00:00Z Durban will host seven World Cup games, including the second semifinal and the high-interest group game between Brazil and Portugal, at the new $334 million Moses Mabhida Stadium. Zuma opens Durban's new King Shaka airport 2010-05-08T18:49:00Z But Krouse and Leder, both 47, are capitalizing on the trouble by doling out high-interest, short-term loans to some of its bankruptcy victims. How Private Equity Could Rev Up the U.S. Economy 2009-05-07T21:00:00Z On Apr. 28, Sirius announced it would pay back $114 million of debt on June 1, retiring it early as it replaces high-interest debt with lower-cost obligations. Sirius XM Shines a Little Brighter 2010-05-05T03:01:00Z She said many would turn to paying off high-interest debts such as credit cards or invest in stock market-based funds instead. 2010-02-10T14:15:00Z These include discontinuing the practice of taking high-fee, high-interest short-term loans from either relatives of the director or the school’s board members. 2010-02-12T04:29:00Z As part of those lawsuits, he obtained affidavits from former Wells Fargo loan officers who said the bank had systematically singled out minority borrowers for high-interest, high-fee mortgages, bypassing its own underwriting rules. 2010-01-14T07:27:00Z Baltimore officials have accused the bank of tipping hundreds of black homeowners into foreclosure by singling them out for high-interest subprime mortgages. 2010-01-09T04:28:00Z As Ghana obtains concessional loans and pays off high-interest debt, however, debt service is expected to fall below 30% of export earnings in the early 1990s. The 1990 CIA World Factbook Common minds are not kept at high-interest mark for long together by exhibition of the merely beautiful, however persuasively it be set forth. Thyrza The Baltimore lawsuit included affidavits from former Wells Fargo loan officers who said the bank had systematically singled out black applicants for high-interest subprime mortgages. 2010-01-09T04:28:00Z |
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