| 单词 | Freddie Mac |
| 例句 | In 2008, he had been retired for six weeks when George W. Bush persuaded him to run the faltering government-backed mortgage giant Freddie Mac. How the IRS chief went from respected public servant to political punching bag 2017-02-28T05:00:00Z Mr. Romero Baires, 28, is a senior portfolio risk analyst at Freddie Mac in McLean, Va. He graduated and received a master’s degree in applied economics from the University of Maryland. Susan Stine, Alexander Romero Baires 2019-08-11T04:00:00Z Current estimates from Freddie Mac suggest the U.S. has a housing supply deficit of 3.8 million homes. 3D printed 3-bedroom home's exterior was made in 12 hours: Take a look inside 2022-01-16T05:00:00Z Gingrich accused Bachmann of making "wild accusations" and said that despite his past ties, he continued to favor the elimination of Freddie Mac. Gingrich, Romney set sights on Obama 2011-12-16T06:10:00Z Romney used a question about Fannie Mae and Freddie Mac, the federal housing giants, to hammer Gingrich for working for Freddie Mac after leaving Congress. Romney keeps Gingrich on defensive 2012-01-27T03:11:00Z Mae is expected next week to announce guidelines that will align with the new ones at Freddie Mac. Freddie Mac to grant breaks on mortgage payments for up to a year 2012-01-06T21:39:00Z She landed a job in finance at Freddie Mac and began going to church every day at lunch, often asking God a question that’s become her refrain: “What do you want me to do?” America gave her a new language and an opportunity. Now this interpreter is repaying the favor. 2018-05-24T04:00:00Z Let's see what report he wrote for Fannie Mae and Freddie Mac. Romney makes final plea in South Carolina 2012-01-21T18:31:00Z He said he would like to eliminate both Fannie Mae and Freddie Mac, though he defended the government-chartered mortgage company and its efforts to expand home ownership when serving as a paid consultant. Gingrich under fire in GOP debate 2011-12-16T04:04:00Z “Speaker Gingrich worked for Fannie Mae and Freddie Mac,” he told his volunteers. Romney makes final plea in South Carolina 2012-01-21T18:31:00Z Similarly, Freddie Mac’s Vice President and Chief Economist Sam Khater wrote in December that the federal home loan mortgage company estimated the U.S. was short by nearly four million homes. Viral TikTok video makes fun of competitive home buying in the current market 2021-04-26T04:00:00Z The package is estimated to cost more than $30 billion and is paid for with new fees on home loans from Fannie Mae and Freddie Mac, the government-backed mortgage entities. Senate extends payroll tax cut 2011-12-17T15:38:00Z Right now the government is hoping to convert hundreds of thousands of foreclosures owned by Fannie Mae and Freddie Mac into rentals. Why Grand Plans to Fix Fannie and Freddie's Foreclosure Mess Could Misfire 2011-08-31T14:27:01Z Part of the reason is that it's harder now to obtain non-conforming, or "jumbo loans," considered more risky and not backed by Fannie Mae or Freddie Mac . 2010-01-29T21:50:00Z It has remained above that threshold since, surging last week to 7.57%, the highest level since 2000, according to mortgage buyer Freddie Mac. Home sales fell again in September as surging mortgage rates, rising prices discouraged homebuyers 2023-10-19T04:00:00Z Last week, the average 30-year fixed rate mortgage hit 7.3%, the highest rate in 23 years, according to mortgage buyer Freddie Mac. Rising long-term interest rates are posing the latest threat to a US economic ‘soft landing’ 2023-10-05T04:00:00Z “The economy remains buoyant, which is encouraging for consumers,” said Sam Khater, Freddie Mac’s chief economist. The average long-term US mortgage rate fell to 7.12%, second weekly drop since marking 22-year high 2023-09-07T04:00:00Z In 2021, the United States had a housing deficit of about four million units, according to Freddie Mac. This Is Public Housing. Just Don’t Call It That. 2023-08-25T04:00:00Z Freddie Mac chief economist Sam Khater said more increases could be on the horizon if strong consumer spending and the labor market continue to be this robust. U.S. 30-year mortgage shoots up to decades-long high - Freddie Mac 2023-08-24T04:00:00Z Mortgage rates have surged again recently to the highest levels in decades, with the average rate on the popular 30-year fixed-rate mortgage topping 7% in the latest week, according to mortgage finance giant Freddie Mac. US existing home sales drop, but prices up from a year earlier 2023-08-22T04:00:00Z “The economy continues to do better than expected and the 10-year Treasury yield has moved up, causing mortgage rates to climb,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate hits highest level in 2 decades 2023-08-17T04:00:00Z The average rate on the popular 30-year fixed mortgage has risen to 6.96% over the past weeks, according to latest data from mortgage finance agency Freddie Mac. US housing starts surge in boost to economy 2023-08-16T04:00:00Z The average rate on the popular 30-year fixed mortgage has increased to 6.96% over the past weeks, according to data from mortgage finance agency Freddie Mac. US single-family housing starts surge in July 2023-08-16T04:00:00Z “There is no doubt continued high rates will prolong affordability challenges longer than expected, particularly with home prices on the rise again,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate climbs to 6.96% this week, matching highest level this year 2023-08-10T04:00:00Z A year ago, the benchmark home loan rate stood at 4.99%, mortgage buyer Freddie Mac reported Thursday. Mortgage rates tick higher: 30-year, fixed home loan is at 6.90%; 15-year at 6.25% 2023-08-03T04:00:00Z The average rate on the benchmark 30-year home loan rose to 6.81% this week from 6.78% last week, which was the lowest level in a month, mortgage buyer Freddie Mac said Thursday. Average long-term US mortgage rate inches back up to 6.81% 2023-07-27T04:00:00Z With the average rate on the popular 30-year fixed mortgage approaching 7%, according to data from mortgage finance agency Freddie Mac, the anticipated housing market rebound could, however, be muted. US single-family housing starts fall in June; permits increase 2023-07-19T04:00:00Z “Incoming data suggest that inflation is softening, falling to its lowest annual rate in more than two years,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate surged to nearly 7% this week to highest level since November 2023-07-13T04:00:00Z Meanwhile, the average rate on a 30-year home loan climbed to a new high for the year this week at 6.81%, mortgage buyer Freddie Mac said Thursday. Elevated mortgage rates are leading to sharply higher monthly payments even as home prices ease 2023-07-07T04:00:00Z “These high rates combined with low inventory continue to price many potential homebuyers out of the market,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate climbs to 6.81% this week to highest level since November 2023-07-06T04:00:00Z The average rate on the popular 30-year fixed mortgage was higher in May relative to April, rising to 6.57% by the last week of the month, according to data from mortgage finance agency Freddie Mac. US new home sales jump in May; median house price falls 2023-06-27T04:00:00Z The changes were enacted by federally backed home lending giants Fannie Mae and Freddie Mac. House gets bipartisan buy-in to repeal Biden’s new mortgage fees 2023-06-23T04:00:00Z “Mortgage rates slid down again this week but remain elevated compared to this time last year,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate falls to 6.67%, third straight drop since climbing to 2023 high 2023-06-22T04:00:00Z It fell this week to 6.67%, its third consecutive drop, according to mortgage buyer Freddie Mac. May home sales rise with near record-few on the market and biggest annual price drop since 2011 2023-06-22T04:00:00Z “Mortgage rates decreased slightly this week in anticipation of the pause in rate hikes by the Federal Reserve,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate falls to 6.69%, second straight drop since climbing to 2023 high 2023-06-15T04:00:00Z “Mortgage rates jumped this week, as a buoyant economy has prompted the market to price-in the likelihood of another Federal Reserve rate hike,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate climbs to 6.79% this week, highest level since November 2023-06-01T04:00:00Z The White House opposed the legislation, saying that the bill would hamper the FHFA’s ability to “respond to changing housing market conditions” and “ensure the safety and soundness” of Fannie Mae and Freddie Mac. House gets bipartisan buy-in to repeal Biden’s new mortgage fees 2023-06-23T04:00:00Z “The U.S. economy is showing continued resilience which, combined with debt ceiling concerns, led to higher mortgage rates this week,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate rises to 6.57% this week, highest level since mid March 2023-05-25T04:00:00Z It averaged 6.35% last week, according to data from mortgage finance agency Freddie Mac. U.S. single-family housing starts rise in April; March revised down 2023-05-17T04:00:00Z “This week’s decrease continues a recent sideways trend in mortgage rates, which is a welcome departure from the record increases of last year,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate falls to 6.35% this week, lowest level in 5 weeks 2023-05-11T04:00:00Z Homebuyers getting loans through Fannie Mae or Freddie Mac were facing a new fee of 0.375% on Aug. 1 if their house payment and other debts were more than 40% of their monthly gross income. Biden administration rescinds part of new mortgage fees for some homebuyers 2023-05-10T04:00:00Z In fact, the mortgage pricing update — which apply to loans backed by Fannie Mae and Freddie Mac, the two quasi-governmental entities that guarantee or purchase the majority of mortgages across the country — is old news. Mortgage Fees, (Seriously), Spurred Outrage on TikTok. Here’s Why. 2023-05-07T04:00:00Z This week, it averaged 6.39%, down slightly from last week, according to mortgage buyer Freddie Mac. Homebuyers to face steep borrowing costs despite Fed move 2023-05-04T04:00:00Z He said the rule will “invert the common-sense risk financing structure” at government-sponsored entities and mortgage providers Fannie Mae and Freddie Mac. Senate GOP rebukes Biden rule that forces homebuyers with good credit to pay more 2023-04-26T04:00:00Z The average rate on the popular 30-year mortgage, which hit a peak of 7.03% in late 2022, was mostly lower in March, according to data from mortgage finance agency Freddie Mac. US new home sales soar to one-year high in March 2023-04-25T04:00:00Z While rates had retreated to an average of 6.27% last week, they still remain high, according to data from mortgage finance agency Freddie Mac. US homebuilder D.R. Horton reports over 34% fall in quarterly profit 2023-04-20T04:00:00Z Depending on how borrowers stack up, they will pay a separate fee on a mortgage backed by Fannie Mae and Freddie Mac. Mortgage Fees, (Seriously), Spurred Outrage on TikTok. Here’s Why. 2023-05-07T04:00:00Z The switch, known as loan-level price adjustments or LLPAs, will be enacted by the federally backed home mortgage companies Fannie Mae and Freddie Mac. Biden to hike payments for good-credit homebuyers to subsidize high-risk mortgages 2023-04-18T04:00:00Z The rate on the popular 30-year fixed mortgage has declined from a peak of 7.08% in early November to 6.27% last week, according to data from mortgage finance agency Freddie Mac. US homebuilder sentiment improves for fourth straight month -NAHB 2023-04-17T04:00:00Z In contrast to the FHA’s proposal, Fannie Mae and Freddie Mac — two giant, federally chartered purchasers of home mortgages — do not support loans that factor in theoretical rental income from a yet-to-be-built ADU. Looking to finance an ADU? More help may be on the way 2023-04-13T04:00:00Z After climbing to an average of 7.08% in November, the rate on a 30-year home loan averaged around 6.37% in the first three months of this year, according to mortgage buyer Freddie Mac. Wall Street bets on better days ahead for US homebuilders 2023-04-06T04:00:00Z They date back to the 2008 financial crisis, when housing prices plunged and mortgage defaults soared, devastating Fannie Mae and Freddie Mac. Mortgage Fees, (Seriously), Spurred Outrage on TikTok. Here’s Why. 2023-05-07T04:00:00Z The surprise increase occurred despite a rise in mortgage rates from early February through early March, according to data from mortgage finance agency Freddie Mac. US pending home sales post third straight monthly gain in February 2023-03-29T04:00:00Z “On the homebuyer front, the news is more positive with improved purchase demand and stabilizing home prices,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate falls to 6.42% this week 2023-03-23T04:00:00Z After climbing above 7 percent in November, for the first time since 2002, mortgage rates dipped close to 6 percent in February before drifting back up to 6.6 percent last week, according to Freddie Mac. What Fed Rate Increases Mean for Mortgages, Credit Cards and More 2023-03-22T04:00:00Z The surprise increase came despite mortgage rates rising from early February through early March after mostly dropping since November, according to data from mortgage finance agency Freddie Mac. U.S. new home sales post third straight monthly gain in February 2023-03-23T04:00:00Z The average rate slipped to 6.60% last week, according to mortgage buyer Freddie Mac. US home sales surged in February as mortgage rates dipped 2023-03-21T04:00:00Z The average rate slipped to 6.60% last week, according to mortgage buyer Freddie Mac. U.S. home sales surged in February as mortgage rates dipped 2023-03-21T04:00:00Z For example, the report cites evidence that private mortgage lenders are already offloading loans with a high exposure of climate risk to federally backed Fannie Mae and Freddie Mac. Biden Warns That Climate Change Could Upend Federal Spending Programs 2023-03-20T04:00:00Z But other bailouts, most notably to Fannie Mae and Freddie Mac, the federally backed home mortgage companies, brought the total cost of various bailouts to $498 billion in her estimation. Don’t Call It a Bailout: Washington Is Haunted by the 2008 Financial Crisis 2023-03-14T04:00:00Z Mortgage rates averaged 6.3% in February, several points higher than last February but down slightly from the 7% peak in November, according to Freddie Mac. King County home prices drop for the first time since May 2020 2023-03-06T05:00:00Z Mortgage rates are rising again, with the 30-year fixed mortgage rate increasing to an average 6.32% last week from 6.12% the prior week, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales fall in January, but pace slowing 2023-02-21T05:00:00Z The average weekly rate on a 30-year mortgage has been hovering above 6% since mid-November, but jumped last week to 6.32%, its highest level in five weeks, according to mortgage buyer Freddie Mac. US home sales fell again in January; prices edged higher 2023-02-21T05:00:00Z Mortgage rates were coming down: The average rate fell to a five-month low, inching down to 6% in February, according to Freddie Mac. How to buy a home in Seattle area’s Goldilocks market 2023-02-17T05:00:00Z Nor are you eligible for mortgage aid if your mortgage is a “jumbo” loan bigger than the limits set by Fannie Mae and Freddie Mac. California offers help for more homeowners who missed mortgage or tax payments 2023-02-07T05:00:00Z “It’s jobs, jobs, jobs,” said Sam Khater, the chief economist at the mortgage finance giant Freddie Mac. Falling Mortgage Rates Bring Some Home Buyers Back to Market 2023-02-02T05:00:00Z After climbing above 7 percent in November, for the first time since 2002, mortgage rates had fallen to 6.13 percent in the week through Jan. 26, according to Freddie Mac. What Fed Rate Increases Mean for Mortgages, Credit Cards and More 2023-02-01T05:00:00Z In recent weeks, borrowing costs have eased, with the average on a 30-year fixed mortgage dropping to 6.13% in late January, according to Freddie Mac. US Housing Market Cools With Prices Down 2.5% From Peak in June 2023-01-31T05:00:00Z The rate on a 30-year fixed mortgage ticked down to an average 6.13% this week, the lowest level since mid-September, according to data from mortgage finance agency Freddie Mac. U.S. pending home sales post first gain in seven months in December 2023-01-27T05:00:00Z The 30-year fixed mortgage rate retreated to an average 6.15% this week, the lowest level since mid-September, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales lowest since 2010; price growth slows 2023-01-20T05:00:00Z The average rate on a 30-year mortgage rate fell this week to 6.15%, its lowest level since September, according to mortgage buyer Freddie Mac. December US home sales fall, capping nearly 18% drop in 2022 2023-01-20T05:00:00Z “Rates are at their lowest level since September of last year, boosting both homebuyer demand and homebuilder sentiment,” said Sam Khater, Freddie Mac’s chief economist. Average long-term US mortgage rate lowest since September 2023-01-19T05:00:00Z Sam Khater, Freddie Mac’s chief economist, said that the higher rates have pushed mortgage application activity to a quarter-century low, but offered some optimism for 2023. Average long-term US mortgage rates inch up to 6.48% 2023-01-05T05:00:00Z They go by funny names and a collection of abbreviations — Fannie Mae, Freddie Mac, F.H.A., Your 2023 Guide to Low-Down-Payment Mortgages 2023-01-01T05:00:00Z Rates for 30-year, fixed mortgages reached 7.08% in October — and again in November — though they have since retreated, Freddie Mac data show. Home Prices Slip for Fourth Month With US Sales Market Slowing 2022-12-27T05:00:00Z The rate, however, is more than double what it was this time a year ago, data from mortgage finance agency Freddie Mac showed. U.S. new home sales increase again in November 2022-12-23T05:00:00Z On Thursday, mortgage giant Freddie Mac reported that the average on a 30-year fixed home loan dropped for the sixth straight week, hitting 6.27% for the week that ended Wednesday. Home buyers get some relief as mortgage rates come off 7% highs 2022-12-22T05:00:00Z Last week, it was at 6.31%, more than double the 3.12% average rate a year earlier, according to mortgage buyer Freddie Mac. U.S. home sales fell in November, the 10th consecutive month 2022-12-21T05:00:00Z “All of those get factored into the evaluation,” said Danny Gardner, a senior vice president of client and community engagement in Freddie Mac’s single-family division. Your 2023 Guide to Low-Down-Payment Mortgages 2023-01-01T05:00:00Z The average rate on the benchmark 30-year home loan has been falling in recent weeks, but remains double what it was a year ago, according to mortgage buyer Freddie Mac. Insider Q&A: Mat Ishbia, CEO of United Wholesale Mortgage 2022-12-19T05:00:00Z After climbing above 7 percent in November, for the first time since 2002, mortgage rates had fallen to 6.33 percent in the week through Dec. 8, according to Freddie Mac. What Fed Rate Increases Mean for Mortgages, Credit Cards and More 2022-12-14T05:00:00Z The average rate on a 30-year mortgage fell for the fourth week in a row this week to 6.33%, according to Freddie Mac. Gimme shelter: fewer homes being built as builders pull back 2022-12-08T05:00:00Z “While the decline in rates has been large, homebuyer sentiment remains low with no major positive reaction in purchase demand to these lower rates,” said Sam Khater, Freddie Mac’s chief economist. Average long-term mortgage rate falls a fourth straight week 2022-12-08T05:00:00Z Freddie Mac’s HomeOne mortgages permit down payments as low as 3 percent only when at least one borrower is a first-time home buyer. Your 2023 Guide to Low-Down-Payment Mortgages 2023-01-01T05:00:00Z Average mortgage rates dropped slightly in recent weeks to about 6.5%, but remain about twice what they were a year ago, according to Freddie Mac. While Seattle home prices plateau, the Eastside dips 2022-12-05T05:00:00Z Homeowners are presumably aware that mortgage rates have spiked, thanks to the Federal Reserve Board’s aggressive policy, topping 7 percent in the latest report from Freddie Mac. Opinion | Homeowners aren’t ready to face how much less their houses are worth 2022-11-10T05:00:00Z Two bones were not connected in the proper way, and she needed surgery that her insurance didn’t cover, so she went to work for the mortgage company Freddie Mac and eventually became a Realtor. Keira D’Amato’s ‘pretty darn awesome’ 2022 will end with NYC Marathon 2022-11-04T04:00:00Z The average 30-year fixed mortgage rate surged past 7% this week, according to Freddie Mac, the highest level in two decades and more than twice what it was a year ago. A key US inflation gauge stayed at a high 6.2% in September 2022-10-28T04:00:00Z Even the standard mortgages backed by Fannie Mae and Freddie Mac — or those that aren’t necessarily tailored to first-time or lower-income buyers — permit qualifying borrowers to make down payments as low as 3 percent. Your 2023 Guide to Low-Down-Payment Mortgages 2023-01-01T05:00:00Z Rates for the average 30-year fixed mortgage have now reached their highest level since 2002, according to a survey by Freddie Mac. Elon Musk Faces Another Big Decision at Twitter 2022-10-28T04:00:00Z And average mortgage rates for 30-year loans exceeded 7 percent for the first time since the early 2000s, Freddie Mac reported this week. U.S. economy grows in third quarter, reversing a six-month slump 2022-10-27T04:00:00Z Rates had already surpassed 7 percent according to other trackers, but this is the first time that the closely watched Freddie Mac survey surpassed that level in two decades. U.S. Mortgage Rates Soar Past 7% 2022-10-27T04:00:00Z The average rate for a 30-year fixed mortgage, the most popular U.S. home loan, rose to 6.94 percent in this week’s Freddie Mac survey, a huge increase from 3.22 percent in January. As recession fears rise, Washington begins to weigh how to respond 2022-10-20T04:00:00Z The 30-year fixed mortgage rate averaged 6.94% in the latest week, the highest in 20 years, up from 6.92% in the prior week, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales slide again in September 2022-10-20T04:00:00Z Also on Thursday, Freddie Mac, the mortgage finance giant, is expected to report that rates on 30-year mortgages have surpassed 7 percent — another data point not seen since 2008. The Week in Business: Prices Keep Climbing 2022-10-16T04:00:00Z If you didn’t want to pay any points, the rate might have been closer to 6.74%, according to Freddie Mac. Confused by the new mortgage Gimmicks? Here’s a guide. 2022-10-09T04:00:00Z “As inflation endures, consumers are seeing higher costs at every turn, causing further declines in consumer confidence this month,” Sam Khater, the chief economist at Freddie Mac, said in a statement. U.S. Mortgage Rates Soar Past 7% 2022-10-27T04:00:00Z The interest rate for a 30-year fixed mortgage, the most popular home loan, spiked above 6 percent last week for the first time in 14 years, according to data from Freddie Mac. Fed raises interest rates by 0.75 points to fight inflation 2022-09-21T04:00:00Z The weekly Freddie Mac survey is a widely followed reference point for the average rate on a 30-year fixed mortgage. Housing slowdown: Southern California home prices flat in August 2022-09-20T04:00:00Z Across America, nearly 60 percent of tenants faced rent hikes in the past year, with about a third facing price increases of 10 percent or more, according to a Freddie Mac survey released in August. How Miami became the center of America’s rental housing crisis 2022-09-16T04:00:00Z Idziak: Fannie Mae, Freddie Mac and the Federal Housing Administration require the borrower to qualify at the note rate. How does a mortgage rate buy-down work? 2022-09-14T04:00:00Z Even though mortgage rates have rocketed higher over a short period, they are still slightly below their long-term average of about 7.8 percent, according to Freddie Mac, which began tracking borrowing costs in 1971. U.S. Mortgage Rates Soar Past 7% 2022-10-27T04:00:00Z The interest rate for a 30-year fixed mortgage, the most popular home loan, spiked above 6 percent last week for the first time in 14 years, according to data from Freddie Mac. Fed raises interest rates by 0.75 points to fight inflation 2022-09-21T04:00:00Z The 30-year fixed-rate mortgage — the most popular home loan product — soared to 6.02 percent this week, nearly double what it was nine months ago, according to data released Thursday by Freddie Mac. Mortgage rates surpass 6 percent for the first time since 2008 2022-09-15T04:00:00Z According to the survey released Thursday from mortgage giant Freddie Mac, this week’s average clocked in at 6.02%, up from 5.89% the previous week. Buying a home? Get ready for a 6% mortgage 2022-09-15T04:00:00Z Taking a longer view, however, rates averaged about 7.8 percent over the past half-century, according to Freddie Mac, which began tracking borrowing costs in 1971. Mortgage rates jump above 6 percent, putting pressure on the housing market. 2022-09-15T04:00:00Z The average 30-year mortgage rate jumped to nearly 5.9% last week, according to mortgage buyer Freddie Mac, the highest figure in nearly 14 years. Cheaper gas likely slowed high US inflation for a 2nd month 2022-09-12T04:00:00Z According to Freddie Mac, the average rate on a 30-year fixed mortgage has risen to 5.89 percent, a near doubling from a year ago. Dissecting the Royal Family’s Wealth 2022-09-09T04:00:00Z Rates are still below the historical average of 7.8 percent, according to Freddie Mac. Mortgage rates surpass 6 percent for the first time since 2008 2022-09-15T04:00:00Z Freddie Mac’s survey covers mortgages for people with excellent credit who put 20% down, meaning many current home shoppers should expect higher rates than the survey average. Buying a home? Get ready for a 6% mortgage 2022-09-15T04:00:00Z Nonetheless, Freddie Mac predicted the drop in mortgage rates was not yet big enough to stop the slide in home sales or avert a drop in prices. Home sales dropped in July, the sixth month in a row. 2022-08-18T04:00:00Z And the group wants Fannie Mae and Freddie Mac to impose rent regulations on all borrowers of federally backed mortgages. Soaring rent prices have advocates calling on White House to intervene 2022-08-09T04:00:00Z “Mortgage rates remained volatile due to the tug of war between inflationary pressures and a clear slowdown in economic growth,” said Sam Khater, Freddie Mac’s chief economist. Long-term mortgage rates under 5% for 1st time in 4 months 2022-08-04T04:00:00Z Although the news came too late to be factored into Freddie Mac’s survey, investors had been anticipating the move. Mortgage rates are brought down by recession fears 2022-07-28T04:00:00Z The average rate on a 30-year home loan climbed to 5.54% last week, almost double from a year ago, according to mortgage buyer Freddie Mac. More homes for sale, but low-priced listings remain scarce 2022-07-28T04:00:00Z He was among those singling out Fannie Mae and Freddie Mac for guaranteeing the loans as part of a what the lending giants bill as expanding affordable housing. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z “The Freddie Mac fixed rate for a 30-year loan rose again this week, as capital markets flashed brighter signs of an impending recession,” said George Ratiu, manager of economic research at Realtor.com. Mortgage rates pause ahead of next week’s Federal Reserve meeting 2022-07-21T04:00:00Z “Consumer concerns about rising rates, inflation and a potential recession are manifesting in softening demand,” said Sam Khater, chief econmist for Freddie Mac. Average long-term US mortgage rates edge up to 5.54% 2022-07-21T04:00:00Z The average rate for a 30-year fixed rate mortgage is now at 5.51 percent, according to Freddie Mac, up from less than 3 percent a year ago. Stocks give up gains amid earnings rush and worries of a downturn 2022-07-18T04:00:00Z CAI, MBA and NAR have written letters to the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, asking for a pause in the implementation of the rules. Surfside tragedy makes condo buying challenging nationwide 2022-07-14T04:00:00Z A spokesman for Freddie Mac countered that it had purchased loans for less than 3% of the mobile home communities nationwide, and about 60% of those were refinances. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z “It’s like the cancer was limited to certain parts of our economic body,” said Sam Khater, the chief economist at Freddie Mac. The Housing Shortage Isn’t Just a Coastal Crisis Anymore 2022-07-14T04:00:00Z As of July 7, following months of increases, the 30-year fixed rate dropped slightly, to an average of 5.30 percent, according to Freddie Mac. Perspective | Five reasons why you shouldn’t buy a house right now 2022-07-13T04:00:00Z Freddie Mac chief economist Sam Khater said in a statement that the dip in rates would not have a big impact on buyers. Mortgage rates decline for second week in a row 2022-07-07T04:00:00Z MBA’s letter offers suggestions on how to reword each of the questions so that Fannie Mae and Freddie Mac can obtain the information they are seeking without unduly burdening the condo associations. Surfside tragedy makes condo buying challenging nationwide 2022-07-14T04:00:00Z They also want Fannie Mae and Freddie Mac to stipulate in loans they back that rents remain affordable. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z Freddie Mac has estimated that the nation is short 3.8 million housing units to keep up with household formation. The Housing Shortage Isn’t Just a Coastal Crisis Anymore 2022-07-14T04:00:00Z "Over the next month or two we'll see the bulk of layoffs," said Doug Duncan, chief economist at Fannie Mae, which, along with Freddie Mac, backs many U.S. mortgages. Big banks' Q2 earnings to shed light on gloomy U.S. mortgage outlook 2022-07-08T04:00:00Z Even if home sales stabilize, refinance volumes are going to be significantly lower than where they were the last couple of years, Leonard Kiefer, deputy chief economist at Freddie Mac, said. U.S. housing hold-ups put thousands of jobs on the line 2022-07-01T04:00:00Z An earlier version of this story said that buildings that don’t meet the standards are added to a list of buildings ineligible for loans backed by Fannie Mae or Freddie Mac. Surfside tragedy makes condo buying challenging nationwide 2022-07-14T04:00:00Z A Freddie Mac spokesperson said it has created a new loan offering that incentivizes tenant protections and last year made those mandatory for all future mobile home community transactions. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z Mortgage rates continued their upward momentum this week and show no signs of slowing down as they ticked up closer to the 6 percent mark, according to data released Thursday by Freddie Mac. Mortgage rates continue to escalate, move closer to 6 percent 2022-06-23T04:00:00Z In August 2013, the Federal Housing Finance Agency vowed to cut off mortgage lending by the mortgage finance giants Freddie Mac and Fannie Mae in localities that used eminent domain to seize underwater mortgages. Steven Gluckstern, Who Pushed for Mortgage Relief, Dies at 71 2022-06-21T04:00:00Z “Although rates tracked by Freddie Mac remain in the fives, other mortgage surveys showed interest rates exceeding 6 percent early this week.” Mortgages hit 14-year high as Fed hikes rates to curb inflation 2022-06-16T04:00:00Z Freddie Mac does not compile such a list, only Fannie Mae does. Surfside tragedy makes condo buying challenging nationwide 2022-07-14T04:00:00Z Critics contend mortgage giants Fannie Mae and Freddie Mac are fueling the problem by backing a growing number of investor loans. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z “These higher rates are the result of a shift in expectations about inflation and the course of monetary policy,” Sam Khater, chief economist at Freddie Mac, said in a statement. Mortgage rates jump to 5.78 percent, rising at the fastest pace since 1987. 2022-06-16T04:00:00Z “We are seeing rates move up pretty briskly and a lot of that has to do with forward-looking expectations with where things are headed,” said Len Kiefer, deputy chief economist at Freddie Mac. What the Fed’s rate increase means for mortgages. 2022-06-15T04:00:00Z Find a trusted resource, like the Freddie Mac Glossary of Terms, and study up. Get ready to buy your first home with this checklist | Provided by 1st Security Bank 2022-06-13T04:00:00Z Private-equity firms including Stockbridge Capital, Carlyle Group and Apollo Global Management have been rapidly buying up mobile home parks over the last decade, often using funding from government-sponsored lenders Fannie Mae and Freddie Mac. ‘We’re all afraid’: Massive rent increases hit mobile homes 2022-06-06T04:00:00Z Freddie Mac estimated that nearly 4 million housing units were needed to meet demand as of the fourth quarter of 2020. Maxed-out townhouse sets the stage for minimal impact on environment 2022-06-09T04:00:00Z The average rate on a 30-year, fixed-rate loan now tops 5 percent, up from less than 3 percent a year ago, according to the housing finance giant Freddie Mac. Why Adjustable-Rate Mortgages Are Still Risky 2022-06-03T04:00:00Z These numbers are a little different from the Freddie Mac survey, because that survey also quotes the average number of points paid to secure those interest rates. Perspective | What today’s market means for first-time home buyers Cash from Fannie Mae and Freddie Mac typically enters the repo market on the 18th of each month when they receive principal and interest mortgage payments from home lenders. Record U.S. reverse repos highlight problem of investing excess cash 2022-05-24T04:00:00Z “Economic uncertainty is causing mortgage rate volatility,” said Freddie Mac Chief Economist Sam Khater. Average long-term U.S. mortgage rates edge down to 5.25% 2022-05-19T04:00:00Z The plan would increase federal subsidies for factory-built manufactured homes, and the government-controlled mortgage company, Freddie Mac, may purchase so-called chattel loans that owners of these homes use. Biden unveils regulatory steps aimed at housing shortfall 2022-05-16T04:00:00Z You can also calculate the higher payment yourself using online tools like one offered by Freddie Mac. Why Adjustable-Rate Mortgages Are Still Risky 2022-06-03T04:00:00Z From the start of last year through this year’s first quarter, median home sale prices were up 21 percent, according to the NAR, and Freddie Mac’s home price index rose 24 percent. Perspective | Rising rates will cool the housing market. But a crash is unlikely. 2022-05-06T04:00:00Z The average interest rate for a 5/1 adjustable-rate mortgage — fixed for the first five years and changing every year after — was 3.78 percent for the week that ended Thursday, according to Freddie Mac. How to Figure Out if You Can Actually Afford That New Home 2022-05-01T04:00:00Z “The combination of swift home price growth and the fastest mortgage rate increase in over forty years is finally affecting purchase demand,” said Freddie Mac’s Chief Economist Sam Khater. Long-term US mortgage rates edge down this week to 5.1% 2022-04-28T04:00:00Z Rising rates and prices combined with tight inventory “are making the pursuit of homeownership the most expensive in a generation,” the mortgage finance giant Freddie Mac said. Some Home Buyers Turn to Alternative Financing as Other Options Dwindle 2022-04-22T04:00:00Z This week it rose to 5.11%, according to mortgage buyer Freddie Mac. Higher mortgage rates set stage for lower home sales 2022-04-21T04:00:00Z From the start of 2020 through this year’s first quarter, the NAR says median home sales prices were up 41 percent, and Freddie Mac’s home price index was up 38 percent. Perspective | Rising rates will cool the housing market. But a crash is unlikely. 2022-05-06T04:00:00Z Mortgage interest rates are rising fast, hitting 5% last week for the first time since 2011, according to a widely watched gauge from Freddie Mac. Mortgage rates are rising. Will that slow our out-of-control housing market? 2022-04-20T04:00:00Z As of April 14, the 30-year fixed-rate mortgage hit an average of 5 percent for the first time in over a decade, according to Freddie Mac. Perspective | Inflation is another reason you shouldn’t aim for a big tax refund 2022-04-15T04:00:00Z The 30-year fixed-rate mortgage, the most popular home loan product, hit the threshold just five weeks after surpassing 4 percent, according to Freddie Mac data released Thursday. Mortgage rates hit 5 percent, ushering in new economic uncertainty 2022-04-14T04:00:00Z With inflation at a four-decade high, rising mortgage rates, elevated home prices and tight supply of homes available for sale, the goal of homeownership has become the most expensive in a generation, Freddie Mac says. US long-term mortgage rates rise; 30-year loan reaches 5% 2022-04-14T04:00:00Z Let’s look at some numbers, using Freddie Mac’s house price statistics and Bankrate’s mortgage payment calculator. Perspective | Rising rates will cool the housing market. But a crash is unlikely. 2022-05-06T04:00:00Z A year ago, average rates hovered just above 3%, according to mortgage buyer Freddie Mac. Homebuyers stymied by fewer homes, high prices, rising rates 2022-04-13T04:00:00Z The increase in mortgage rates has softened purchase activity as the monthly payment for those looking to buy a home rose by 20% from a year ago, according to Freddie Mac. Spokane County’s median home price breaks record at $430k 2022-04-12T04:00:00Z As of April 1, the Federal Housing Finance Agency implemented a fee increase for some Fannie Mae and Freddie Mac home loans. Mortgage rates keep climbing, show no sign of slowing down 2022-04-07T04:00:00Z In response, Fannie Mae and Freddie Mac, the government-backed enterprises that buy mortgages from lenders, are looking at different types of loans and different ways to evaluate borrowers’ risks, Rheingold said. Thinking about an adjustable-rate mortgage? Know the risks 2022-04-04T04:00:00Z “I think we’re at the most pivotal part of the housing market since the aftermath of the Great Recession about a decade ago,” said Len Kiefer, Freddie Mac’s deputy chief economist. Perspective | Rising rates will cool the housing market. But a crash is unlikely. 2022-05-06T04:00:00Z Among a subset of mortgages backed by Freddie Mac, the monthly payment new buyers are making has risen more steeply since the start of the pandemic than at any time in the last 25 years. Can Home Prices and Interest Rates Soar at the Same Time? 2022-03-31T04:00:00Z Earlier this year, the Federal Housing Finance Agency announced fee increases effective April 1 for some Fannie Mae and Freddie Mac home loans. Mortgage rates hit highs not seen since December 2018 2022-03-31T04:00:00Z Multiple reports, including a September analysis by mortgage buyer Freddie Mac, show that appraisers are more likely to undervalue homes in Black and Hispanic neighborhoods. Biden admin. to release plan to stop bias in home appraisals 2022-03-23T04:00:00Z Under Freddie Mac’s rules, the margin on a conforming loan can be one to three percentage points. Thinking about an adjustable-rate mortgage? Know the risks 2022-04-04T04:00:00Z Mortgage finance agency Freddie Mac found in 2021 that Black and Latino people were more likely to have their homes valued under the agreed sales price than white homesellers. Biden administration to fight racial bias in U.S. real estate appraisals 2022-03-23T04:00:00Z “That shows you the compounding artifact of both rising rates and rising home prices,” said Sam Khater, the chief economist at Freddie Mac. Can Home Prices and Interest Rates Soar at the Same Time? 2022-03-31T04:00:00Z In addition, Waring says, some lenders may not approve some condo loans because of the fear that they could be forced to buy back the loans from Fannie Mae and Freddie Mac in the future. Planning to buy a home in the spring? Some new mortgage rules may affect your purchase. 2022-03-16T04:00:00Z The news came too late to be factored into Freddie Mac’s survey, which was done earlier in the week. Mortgage rates spike to highs not seen in nearly three years 2022-03-17T04:00:00Z Mortgage rates surged in February, with the 30-year fixed rate approaching a three-year high, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales plunge in February - NAR 2022-03-18T04:00:00Z “The Federal Reserve raising short-term rates and signaling further increases means mortgage rates should continue to rise over the course of the year,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates hit 4% for the first time in 3 years 2022-03-17T04:00:00Z The average rate on a 30-year mortgage, in turn, has jumped almost a full percentage point since late December to 3.85%, according to mortgage buyer Freddie Mac. How higher interest rates will affect Americans’ finances 2022-03-16T04:00:00Z Beginning last fall, Fannie Mae and Freddie Mac introduced new ways for loan applicants to have their on-time rent payments reported as part of their credit review, including through bank statements. Planning to buy a home in the spring? Some new mortgage rules may affect your purchase. 2022-03-16T04:00:00Z Although Russia’s attack on Ukraine came too late in the week to be factored into Freddie Mac’s survey, events leading up to it had already caused a reaction in the financial markets. Mortgage rates dip because of global tensions 2022-02-24T05:00:00Z Freddie Mac’s weekly survey looks at loans used to buy homes, rather than at borrowers refinancing loans they already have. Rising Mortgage Rates Add to the Challenge of Buying a House 2022-02-18T05:00:00Z “Mortgage rates jumped again due to high inflation and stronger-than-expected consumer spending,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates soar to levels not seen in nearly three years 2022-02-17T05:00:00Z "The normalization of the economy continues as mortgage rates jumped to the highest level since the emergence of the pandemic," Sam Khater, chief economist for Freddie Mac, said in a statement. U.S. mortgage rates jump to two-year high, further squeezing buyers 2022-02-10T05:00:00Z Updating the fee structure is meant to increase the capital available to Fannie Mae and Freddie Mac and to support their mission of helping first-time buyers and low-to-moderate-income households become homeowners. Planning to buy a home in the spring? Some new mortgage rules may affect your purchase. 2022-03-16T04:00:00Z The average rate on the 30-year loan jumped nearly a quarter point to 3.69% last week, mortgage buyer Freddie Mac reported Thursday. Long-term US mortgage rates hit 3.69%, highest in 2 years 2022-02-10T05:00:00Z “The economy lost some momentum in January, leaving mortgage rates unchanged from last week and relatively flat for the third consecutive week,” Sam Khater, chief economist at Freddie Mac, said in a statement. Mortgage rates start February with less volatility than the stock market 2022-02-03T05:00:00Z In September, researchers at the Federal Home Loan Mortgage Corp., also known as Freddie Mac, estimated the current shortage of available homes in the United States to be close to 3.8 million. Technology helps offer 3D-printed homes as an option for ownership 2022-01-29T05:00:00Z The news came too late in the week to be factored into the Freddie Mac survey. Mortgage rates show little change but are expected to move higher 2022-01-27T05:00:00Z Freddie Mac economists expect higher mortgage rates to bring a modest decline in purchasing demand ahead of the spring homebuying season. Long-term US mortgage rates hold this week at 3.55% 2022-01-27T05:00:00Z Freddie Mac economists expect the higher mortgage rates to bring a modest decline in purchasing demand ahead of the spring homebuying season. Long-term mortgage rates continue rise; 30-year breaks 3.5% 2022-01-20T05:00:00Z Freddie Mac, the government-sponsored enterprise, guaranteed the loan, and this lowered owners’ interest payments. Owners of burned Bronx building held billions in real estate, reaped housing subsidies 2022-01-13T05:00:00Z “This was driven by the prospect of a faster than expected tightening of monetary policy in response to continued inflation exacerbated by uncertainty in labor and supply chains,” said Sam Khater, Freddie Mac’s chief economist. US average long-term mortgage rates jump; 30-year now 3.45% 2022-01-13T05:00:00Z “The Freddie Mac fixed rate for a 30-year loan steadied this week, in line with longer-term rates,” said Danielle Hale, chief economist at Realtor.com. Mortgage rates show little change but are expected to move higher 2022-01-27T05:00:00Z Fannie Mae, along with Freddie Mac, guarantees more than half the nation's mortgages and must approve the loans it insures, along with the lenders that originate them. Fannie Mae uses Blend rent payment data in credit access expansion push 2022-01-11T05:00:00Z Loan limits for conforming loans acquired by Fannie Mae and Freddie Mac, which are reset annually, will increase next year. Rising home prices lead to higher loan limits for 2022 2022-01-02T05:00:00Z Also, the new software from Fannie Mae and Freddie Mac has a massive amount of information, which will often allow a loan to be processed with an appraisal waiver in the file. How to save money on closing costs 2021-12-28T05:00:00Z “As the year comes to a close, the housing market is proceeding steadily,” said Sam Khater, chief economist at Freddie Mac. Omicron worries push mortgage rates down; 30-year at 3.05% 2021-12-23T05:00:00Z “Mortgage rates have moved sideways over the last several weeks, fluctuating within a narrow range,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates show little change ahead of next week’s Federal Reserve meeting 2021-12-09T05:00:00Z The Federal Housing Finance Agency announced this week the conforming loan limits for mortgages purchased by Fannie Mae and Freddie Mac next year. Mortgage rates hold steady despite volatility in financial markets and new covid concerns 2021-12-02T05:00:00Z The Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, is required by the Housing and Economic Recovery Act to adjust the loan limits according to changes in home prices. Rising home prices lead to higher loan limits for 2022 2022-01-02T05:00:00Z Freddie Mac uses rates for high-quality borrowers with strong credit scores and large down payments. Mortgage rates propelled higher by rising inflation 2021-11-18T05:00:00Z Freddie Mac estimated at the end of 2020 that the United States was 3.8 million housing units short of meeting the nation’s needs. Will Real Estate Ever Be Normal Again? 2021-11-12T05:00:00Z “Despite the re-acceleration of economic growth, the recent bond rally drove mortgage rates down for the second consecutive week,” Sam Khater, chief economist at Freddie Mac, said in a statement. Mortgage rates tumble below 3 percent 2021-11-10T05:00:00Z Mortgage buyer Freddie Mac reported Wednesday that the average rate on the benchmark home loan declined to 2.98% from 3.09% last week. US average long-term mortgage rates fall; 30-year at 2.98% 2021-11-10T05:00:00Z But, according to research from Freddie Mac, less than 10 percent of renters have their rent payments reported on their credit report. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Freddie Mac, the federally chartered mortgage investor, aggregates rates from some 80 lenders across the country to come up with weekly national averages. Mortgage rates persist in their ascent, hitting six-month highs 2021-10-28T04:00:00Z There are multiple programs through Fannie Mae and Freddie Mac, as well as tax deductions. These Chicago residents are trying to revitalize their neighborhood without gentrification 2021-10-22T04:00:00Z Freddie Mac released its weekly mortgage survey a day early this week because of the Veterans Day holiday. Mortgage rates tumble below 3 percent 2021-11-10T05:00:00Z Freddie Mac economists attributed the latest decline in mortgage rates to a recent rally in prices in the Treasury bond market, which saw yields on key Treasurys falling to their lowest level since July. US average long-term mortgage rates fall; 30-year at 2.98% 2021-11-10T05:00:00Z Now Freddie Mac is introducing a program to help renters build their credit history. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Another type is the Freddie Mac Home Possible, which also requires at least 3% down. How to get a low down-payment mortgage 2021-10-24T04:00:00Z Another type is the Freddie Mac Home Possible, which also requires at least 3 percent down. How to get a low down payment mortgage 2021-10-18T04:00:00Z “Mortgage rates continued to rise this week due to the trajectory of both the economy and the pandemic,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates rise amid growing concerns about inflation 2021-10-21T04:00:00Z Mr. Elliott came to Washington in 1967 and began his career at a securities law firm helping draft the legislation and regulations of the federally sponsored mortgage giant Freddie Mac. Robert Elliott, who championed fair housing and refugee resettlement, dies at 80 2021-10-06T04:00:00Z Freddie Mac is the largest purchaser of multifamily loans, accounting for approximately 20 percent of the market. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Rates in the repo market are also affected at certain dates of the month by inflows from government state enterprises such as Fannie Mae and Freddie Mac. What to watch for market stress as the U.S. debt ceiling deadline nears 2021-10-05T04:00:00Z Fannie Mae HomeReady and Freddie Mac Home Possible loans’ eligibility requirements are based on your income and where you live. How to get a low down payment mortgage 2021-10-18T04:00:00Z Mortgage rates are continuing to climb, according to data by Freddie Mac released Thursday, driven largely by rising inflation resulting from high demand and shortages of goods across the economy. Mortgage rates rise amid growing concerns about inflation 2021-10-21T04:00:00Z Federal Housing Administration loans require 3.5 percent down payments, but Fannie Mae and Freddie Mac each have home loan products that require just 3 percent down. What homes you can buy for $400,000 2021-09-15T04:00:00Z More than 90 percent of the rental units funded through Freddie Mac are affordable to households with low to moderate incomes. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Freddie Mac, the federally chartered mortgage investor, aggregates rates from about 80 lenders across the country to come up with weekly national averages. 30-year fixed mortgage rate remains stubbornly in place 2021-09-16T04:00:00Z For more information on the Freddie Mac Home Possible income guidelines, click here. How to get a low down payment mortgage 2021-10-18T04:00:00Z The Freddie Mac CHOICEReno eXPress loan program was inadvertently omitted from an earlier version of this article. A guide to finance options for buying and renovating a fixer-upper 2021-09-15T04:00:00Z Fannie Mae and Freddie Mac are poised to get less stringent capital requirements, with their regulator planning a revamp of tough rules approved at the end of the Trump administration. Ida hampers industrial production gains; Walmart, Ford team up on driverless delivery 2021-09-15T04:00:00Z Freddie Mac will provide closing cost credits on loans to apartment owners who agree to report on-time rental payments through Esusu’s platform. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Treasury Department said on Tuesday it had suspended changes to the government’s stake in housing giants Fannie Mae and Freddie Mac imposed in the final days of the Trump administration. U.S. Treasury suspends changes to Fannie Mae, Freddie Mac share agreements 2021-09-14T04:00:00Z Both Fannie and Freddie Mac, the similar entity that also buys up mortgages and turns them into securities, already do count rent in certain circumstances when people have no credit history at all. Always Pay the Rent? It May Help Your Mortgage Application. 2021-09-11T04:00:00Z Mortgage buyer Freddie Mac said Thursday that the average rate for a 30-year mortgage held at 2.87% as demand for homes remained stable. Mortgage rates unchanged from last week, remain under 3% 2021-09-02T04:00:00Z Researchers at the federally backed mortgage buyer Freddie Mac estimate that the United States is 3.8 million homes shy of what is needed to meet demand. Biden administration details plan to ease housing costs nationwide 2021-09-01T04:00:00Z Moreover, Freddie Mac negotiated discounted fees for Esusu’s services, which report rents to all three credit reporting agencies while remaining in compliance with industry standards. New Freddie Mac program to help renters build credit 2021-11-03T04:00:00Z Researchers at the mortgage buyer Freddie Mac estimate that the United States is 3.8 million homes shy of what is needed to meet demand. White House details plans to improve housing affordability 2021-09-01T04:00:00Z The move came too late to affect the Freddie Mac survey, which is done early in the week. Mortgage rates continue to move sideways 2021-08-26T04:00:00Z Freddie Mac and Fannie Mae were founded by the federal government to spur homeownership and now buy about half of all mortgages in America. The secret bias hidden in mortgage-approval algorithms 2021-08-25T04:00:00Z Freddie Mac and Fannie Mae were founded by the federal government to spur homeownership and now buy about half of all mortgages in America. The secret bias hidden in mortgage-approval algorithms 2021-08-25T04:00:00Z Freddie Mac conducts the survey early in the week, which means it was completed before the Fed news. Mortgage rates held in place as investors await Fed’s bond-buying decisions 2021-08-19T04:00:00Z It will increase mortgage availability through Freddie Mac and Fannie Mae for manufactured houses and buildings with two to four units. White House details plans to improve housing affordability 2021-09-01T04:00:00Z The fee, which was imposed on mortgages sold to Fannie Mae and Freddie Mac, added about $1,500 to a $300,000 loan. Held in place by opposing forces, mortgage rates take a pause 2021-07-29T04:00:00Z Construction is at a five-decade low on starter homes, according to Freddie Mac. What Happens When Your Waiter Can’t Afford Rent 2021-07-23T04:00:00Z It was intended to offset covid-related losses suffered by Fannie Mae and Freddie Mac. Fixed mortgage rates are back down to February lows after sharp decline in bond yields and removal of unpopular refinance fee 2021-07-22T04:00:00Z They will be brought closer in line to those backed by Fannie Mae and Freddie Mac, the White House said. More struggling U.S. homeowners eligible for reduced payments - White House 2021-07-23T04:00:00Z July is slipping away, and Sept. 6, the 13th anniversary of the federal takeover of Fannie Mae and Freddie Mac, is on the way. Opinion | The forever war over Fannie Mae and Freddie Mac 2021-07-11T04:00:00Z Fannie Mae, Freddie Mac and the Federal Housing Administration — which back about 70 percent of mortgages in condominium buildings — usually require a building to have a reserve plan before they underwrite the loan, Bauman said. After the Florida building collapse, condos struggle to fund big repairs 2021-07-10T04:00:00Z Freddie Mac economists expect economic growth to gradually push mortgage rates higher in the second half of the year. US average mortgage rates continue to fall; 30-year at 2.90% 2021-07-08T04:00:00Z The adjustment, which applied only to Fannie Mae and Freddie Mac refinances, was 0.5 percent of the loan amount. Fixed mortgage rates are back down to February lows after sharp decline in bond yields and removal of unpopular refinance fee 2021-07-22T04:00:00Z Freddie Mac economists expect mortgage rates to gradually rise in the second half of the year. US mortgage rates rise over 3%; 30-year at 3.02% 2021-06-25T04:00:00Z Calabria took office in 2019 and sought to end government control over Fannie Mae and Freddie Mac, which guarantee roughly half of the $11 trillion U.S. mortgage market. White House replaces regulator overseeing U.S. mortgage giants following Supreme Court ruling 2021-06-23T04:00:00Z President Biden will move immediately to replace the director of the Federal Housing Finance Agency, Mark Calabria, an appointee of former President Trump with broad powers over mortgage giants Fannie Mae and Freddie Mac. Biden to oust Trump-appointed Fannie-Freddie regulator after Supreme Court ruling 2021-06-23T04:00:00Z The justices sent the case involving Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac and was created during the 2008 financial crisis, back to a lower court for additional proceedings. Supreme Court: Mortgage overseer structure unconstitutional 2021-06-23T04:00:00Z With that reality in mind, the Federal Housing Finance Agency in April announced a new refinance option for low-income borrowers with mortgages owned by Fannie Mae and Freddie Mac. New mortgage refinance program for lower-income homeowners opens 2021-06-13T04:00:00Z “Despite the stronger economy, the housing market is experiencing a slowdown in purchase application activity due to modestly higher mortgage rates,” said Sam Khater, Freddie Mac’s chief economist. US average mortgage rates tick lower; 30-year loan at 2.96% 2021-06-10T04:00:00Z Fannie Mae and Freddie Mac are two of the largest financial institutions in the United States, effectively backstopping the mortgage industry. White House replaces regulator overseeing U.S. mortgage giants following Supreme Court ruling 2021-06-23T04:00:00Z Consider an FHA or VA loan: Compared to conforming loans backed by Fannie Mae and Freddie Mac, mortgages backed by the Federal Housing Administration and the U.S. Mortgage borrowers’ credit scores rise to new record high 2021-06-06T04:00:00Z Freddie Mac, the federally chartered mortgage investor, aggregates rates from about 80 lenders nationwide to come up with weekly national averages. Mortgage rates wander higher but remain below 3 percent 2021-06-03T04:00:00Z Freddie Mac’s version of the program, called Refi Possible, will launch August 30. New mortgage refinance program for lower-income homeowners opens 2021-06-13T04:00:00Z By the end of 2020, the United States had a supply shortage of 3.8 million homes, according to an estimate from Freddie Mac, the government mortgage finance company. House Hunters Are Leaving the City, and Builders Can’t Keep Up 2021-05-29T04:00:00Z There is a foreclosure moratorium in place for all federally backed mortgages — those backed by Fannie Mae, Freddie Mac, FHA, USDA, or VA — until June 30, 2021. How to ease out of mortgage forbearance, avoid foreclosure 2021-05-19T04:00:00Z In February, it was extended through September by the entities that control the loans, including Fannie Mae, Freddie Mac, the Department of Agriculture, the Federal Housing Administration and the Department of Housing and Urban Development. Skipping mortgage payments? Here’s what you need to know when it’s time to resume 2021-05-15T04:00:00Z Established in 2008, the Housing Trust Fund started making payments to state governments in 2016, and is fueled by a sliver of the proceeds from the parallel federal mortgage programs, Fannie Mae and Freddie Mac. Federal low-income housing grant doubles in size this year 2021-04-05T04:00:00Z Fannie Mae and Freddie Mac did the same for borrowers in single-family homes with loans backed by the two mortgage buyers. US consumer watchdog eyes rules to prevent foreclosures 2021-04-05T04:00:00Z “Although mortgage rates remain low, we are beginning to see a pullback by those looking to enter the housing market,” said Sam Khater, Freddie Mac’s chief economist. Mortgage rates remain steady, 30 year loan edges up 3.18% 2021-04-01T04:00:00Z The adjustment, which applies to all Fannie Mae and Freddie Mac refinances, is 0.5% of the loan amount. Mortgage rates hit 9-month high after rising for six weeks in a row 2021-03-27T04:00:00Z Last week, it inched up to 3.09%, though it’s still down from 3.65% a year ago, according to mortgage buyer Freddie Mac. Existing US home sales fell in February, while prices rose 2021-03-22T04:00:00Z Mr. Glauber was a consultant to corporations and investment banks and was on the boards of the American Stock Exchange, the mortgage finance giant Freddie Mac and the bond-rating agency Moody’s. Robert Glauber, Harvard business professor and ranking Treasury official, dies at 81 2021-03-04T05:00:00Z The adjustment, which applies to all Fannie Mae and Freddie Mac refinances, is 0.5 percent of the loan amount. Mortgage rates stuck in neutral amid economic uncertainty 2021-02-11T05:00:00Z These tend to be high-value home loans that are not backed by the Federal Housing Administration, Fannie Mae or Freddie Mac. Good news for self-employed borrowers: Nonqualifying mortgages are staging a comeback 2021-01-04T05:00:00Z “A new year, a new record low mortgage rate,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Fixed mortgage rates sink to lowest levels in history but could be headed higher 2021-01-07T05:00:00Z Mortgage rates are set to rise modestly this year as economic factors shift, according to Freddie Mac chief economist Sam Khater. US long-term mortgage rates hit new lows; 30-year at 2.65% 2021-01-07T05:00:00Z On Dec. 2, the Federal Housing Finance Agency extended its moratorium on foreclosures of single family homes backed by loans from Fannie Mae or Freddie Mac until the end of January. Struggling renters face avalanche of evictions without federal aid 2020-12-24T05:00:00Z The 30-year fixed mortgage rate is around an average of 2.67 percent, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales fall more than expected in November 2020-12-22T05:00:00Z Single-family homeowners with loans backed by Fannie Mae or Freddie Mac would be protected from foreclosure through at least Jan. 31, 2021, regulators that oversee federally backed mortgages said this month. The Stimulus Deal: What’s in It for You 2020-12-20T05:00:00Z The fee will be levied on every mortgage refi valued at $125,000 or more for loans that are ultimately sold to mortgage giants Fannie Mae and Freddie Mac. The 0.5 percent mortgage refi fee is here. What does it mean for you? 2020-12-12T05:00:00Z “I checked this morning,” the chief justice said, “and Fannie Mae was trading at $2.69 and Freddie Mac at $2.56 and your shares are not worthless.” Supreme Court Weighs President’s Power to Fire Head of Housing Agency 2020-12-09T05:00:00Z Supreme Court justices on Wednesday questioned a bid by shareholders of Fannie Mae and Freddie Mac to pursue legal claims arising from the government’s rescue of the mortgage finance firms following the 2008 housing crisis. U.S. Supreme Court weighs shareholder suit over Fannie Mae, Freddie Mac 2020-12-09T05:00:00Z In the case before the justices, which involves Fannie Mae and Freddie Mac shareholders, the verdict could have major consequences. High court takes on Fannie, Freddie presidential power case 2020-12-08T05:00:00Z “Weaker consumer spending data, which accounts for the majority of economic growth, drove mortgage rates to a new record low,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates fall to record low amid weak jobs and consumer spending data 2020-11-19T05:00:00Z The partnership is also benefitting from a $325 million financing commitment from the Federal Home Loan Mortgage Corp., better known as Freddie Mac. Microsoft-led housing effort cuts rents in Seattle suburbs 2020-11-19T05:00:00Z Mortgage rates rose last week, according to a Freddie Mac survey released Thursday, amid a mixed stock market sparked by investors reacting to a breakthrough coronavirus vaccine and a growing caseload. Mortgage rates climb on news of coronavirus vaccine breakthrough 2020-11-12T05:00:00Z Mortgage rates remained near record lows last week, according to a Freddie Mac survey released Thursday, amid turbulence in the stock market spurred by investors’ uncertainty over rising coronavirus cases and stalled relief talks. Mortgage rates remain near record low amid stock market turbulence 2020-10-29T04:00:00Z Freddie Mac calculates the averages from its Primary Mortgage Market Survey, which every week from Monday to Wednesday queries about 80 lenders nationwide on the rates they’re offering borrowers. Mortgage rates fall to yet another historic low 2020-10-22T04:00:00Z Bush that aimed to reduce the chance of an expensive taxpayer bailout if Fannie Mae and Freddie Mac had bad loans on their books. Former Democratic power broker James A. Johnson dies at 76 2020-10-18T04:00:00Z The average rate, the lowest since Freddie Mac began conducting the survey in 1971, is well below the 3.69 percent level a year ago. 30-year mortgage rate drops to record low 2020-10-15T04:00:00Z In 2016, the then-chief economist for the federal mortgage giant Freddie Mac warned that rising seas “appear likely to destroy billions of dollars in property and to displace millions of people.” Florida Sees Signals of a Climate-Driven Housing Crisis 2020-10-12T04:00:00Z The average rate, nearly the lowest since Freddie Mac began conducting the survey in the early 1970s, is far below the 3.78 percent level a year ago. Mortgage rates remain near record low amid stock market turbulence 2020-10-29T04:00:00Z Lenders also adjust costs to borrowers based on the volume of applications they receive a given week and fees they are charged by Freddie Mac and Fannie Mae. Mortgage rates fall to yet another historic low 2020-10-22T04:00:00Z The averages are calculated from Freddie Mac’s Primary Mortgage Market Survey of about 80 lenders nationwide every Monday to Wednesday. Mortgage rates stay steady amid economic and political turmoil 2020-10-08T04:00:00Z The averages are generated from Freddie Mac’s Primary Mortgage Market Survey, which gauges the rates that about 80 lenders nationwide offer buyers between Monday and Wednesday every week. 30-year mortgage rate drops to record low 2020-10-15T04:00:00Z U.S. taxpayers could be responsible for paying back much of the nearly $850 million in Freddie Mac financing if Kushner Companies defaults and its properties drop significantly in value. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z “The record low mortgage rate environment is providing tangible support to the economy at a critical time, as housing continues to propel growth,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates remain near record low amid stock market turbulence 2020-10-29T04:00:00Z The average rate, the lowest since Freddie Mac began conducting the survey 49 years ago, is well below the 3.75 percent level a year ago. Mortgage rates fall to yet another historic low 2020-10-22T04:00:00Z Indeed, Sam Khater, Freddie Mac’s chief economist, said rising home prices may undercut the low mortgage rates. Mortgage rates rise amid positive housing news 2020-09-24T04:00:00Z To fund their loans, they rely on the secondary mortgage market, which includes the government-backed entities Freddie Mac and Fannie Mae, and which became more conservative after the 2008 crash. Is an Algorithm Less Racist Than a Loan Officer? 2020-09-18T04:00:00Z In a statement, Freddie Mac said it does "not consider the political affiliations of borrowers or their family members." The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Spurred by the low loan rates, first-time home purchases jumped 19% in August from July, to the highest monthly level ever tracked, according to Freddie Mac. US long-term mortgage rates change little; 30-year at 2.87% 2020-09-17T04:00:00Z The federal government predicts several billion dollars in loan losses at Fannie Mae and Freddie Mac, the mortgage giants that hold two-thirds of American mortgages. Why the coming foreclosure crisis will look nothing like the last one | Jeff Ostrowski 2020-09-13T04:00:00Z Spurred by historically low rates, applications for mortgage loans are up 25% from a year ago, according to Freddie Mac. US long-term mortgage rates fall; 30-year at 2.86% 2020-09-10T04:00:00Z The new fee will be imposed on loans that are resold to Fannie Mae and Freddie Mac, the mortgage giants that buy about two-thirds of all U.S. mortgages. Federal agency delays surprise mortgage refinancing fee 2020-08-30T04:00:00Z Calabria, who was confirmed in April 2019, has called for an end to the "conservatorship," the close financial control that his agency has exerted over Freddie Mac and Fannie Mae since the 2008 crisis. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z The 30-year fixed mortgage rate is at an average of 2.99%, hovering near levels last seen in the early 1970s, according to data from mortgage finance agency Freddie Mac. U.S. existing home sales shoot to near 14-year high in July 2020-08-21T04:00:00Z In another warning, the Federal Housing Finance Agency, the overseer of Fannie Mae and Freddie Mac, says the coronavirus recession will cause loan losses at those government-backed entities to jump by more than $4 billion. Why the coming foreclosure crisis will look nothing like the last one | Jeff Ostrowski 2020-09-13T04:00:00Z The average interest rate on a 30-year fixed mortgage stood at 2.99% this week, near a record low, according to Freddie Mac. Southern California home sales, prices rose in July despite high unemployment 2020-08-20T04:00:00Z Fannie Mae and Freddie Mac also this week extended moratoriums on their mortgage foreclosures and evictions from real-estate owned properties through at least Dec. 31. Federal agency delays surprise mortgage refinancing fee 2020-08-30T04:00:00Z The Freddie Mac data shows that Kushner Companies secured advantageous terms on multiple points. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z The federal government owns the vast majority of mortgages in the nation through Fannie Mae, Freddie Mac and other entities. Here’s what is actually in Trump’s four executive orders 2020-08-09T04:00:00Z On top of that were various local measures, along with the federal eviction moratorium, which covered subsidized housing and rental properties with loans backed by Fannie Mae and Freddie Mac. Millions of Evictions Are a Sharper Threat as Government Support Ends 2020-08-07T04:00:00Z Other borrowers, including the self-employed, are being asked to provide more detailed proof of their earnings — at least when they’re getting a loan that will be backed by Fannie Mae or Freddie Mac. Interest Rates Are Low, but Loans Are Harder to Get. Here’s Why. 2020-08-04T04:00:00Z Freddie Mac, the federally chartered mortgage investor, aggregates rates from around 80 lenders across the country to come up with weekly national average mortgage rates. Mortgage rates fall below 3 percent again 2020-07-30T04:00:00Z The loan for the largest property lagged Freddie Mac's profit prediction by 31% last year. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Homebuying demand continues as one of few bright spots in the economy, with the recovery stagnating and economic indicators pointing to slow growth and possible persistent high unemployment, Freddie Mac said. US average mortgage rates decline; 30-year at 2.99% 2020-07-30T04:00:00Z The popular 30-year fixed mortgage recently fell below 3 percent for the first time since Freddie Mac began tracking mortgage rates in 1971. 2020 is the summer of booming home sales — and evictions 2020-07-27T04:00:00Z Homebuying demand continues to rebound despite the stagnant recovery and economic indicators pointing to slow growth and possible persistent high unemployment, Freddie Mac said. US long-term mortgage rates rise; 30-year at 3.01% 2020-07-23T04:00:00Z Mortgage giant Freddie Mac forecasts flat home prices next June. Analysis | An indicator that presaged the housing crisis is flashing red again 2020-07-14T04:00:00Z In that case, realized profits last year were 31% below what Freddie Mac had expected. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z These are the lowest levels since Freddie Mac began tracking averages in 1971, and under normal circumstances would push buyers into the market. June home construction jumps 17.3% when states reopened 2020-07-17T04:00:00Z Freddie Mac releases weekly mortgage rates, 10 a.m. Business events scheduled for the coming week 2020-07-16T04:00:00Z These are the lowest levels since Freddie Mac began tracking averages in 1971. US mortgage rates fall to record lows; 30-year at 2.98% 2020-07-16T04:00:00Z These were the lowest levels since Freddie Mac began tracking averages in 1971. Record low US mortgage rates for the third consecutive week 2020-07-09T04:00:00Z Yet in the case of Freddie Mac's estimates in the Kushner deal, 13 of the original 16 loans met or exceeded the 5% threshold — many by a considerable amount. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Freddie Mac and Fannie Mae said that they follow up on renters’ complaints and are working to improve their online search tools. Evictions are likely to skyrocket this summer as jobs remain scarce. Black renters will be hard hit. 2020-07-06T04:00:00Z The ruling on the constitutionality of the C.F.P.B. could have ramifications for another federal agency: the Federal Housing Finance Agency, which regulates the mortgage finance giants Fannie Mae and Freddie Mac. Supreme Court Lifts Limits on Trump’s Power to Fire Consumer Watchdog 2020-06-29T04:00:00Z Currently, new research shows banks rapidly shifting mortgages with flood risk off their books and over to organizations like Fannie Mae and Freddie Mac, government-sponsored entities whose debts are backed by taxpayers. Rising Seas Threaten an American Institution: The 30-Year Mortgage 2020-06-19T04:00:00Z It is the lowest recorded since Freddie Mac began tracking mortgage rates in 1971, and it surpassed the previous historic low of 3.23 percent set in late April. Mortgage rates hit all-time lows 2020-05-28T04:00:00Z Freddie Mac said it followed normal underwriting guidelines in assessing the Kushner buildings, including securing an independent appraisal and looking at historical property performance. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z In both instances, the buildings had loans backed by Fannie Mae or Freddie Mac, covered by the federal eviction moratorium. Evictions are likely to skyrocket this summer as jobs remain scarce. Black renters will be hard hit. 2020-07-06T04:00:00Z Fannie Mae and Freddie Mac, two government-sponsored entities, buy many loans from lenders and package them into investments that are akin to government bonds. Mortgage Relief That Comes With a $4,000 Bill 2020-05-15T04:00:00Z Fannie Mae and Freddie Mac previously announced a deferral option, but at the time said servicers weren’t required to offer it until next year. Homeowners who can't make mortgage payments get a new deferral option 2020-05-14T04:00:00Z Freddie Mac, a federally chartered mortgage investor, aggregates rates from 125 lenders nationwide to come up with national average mortgage rates. Mortgage rates hover near historic lows as investors assess where economy is headed 2020-05-07T04:00:00Z The records don't say which Freddie Mac officials attended. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z As unemployment rates jumped, Fannie Mae and Freddie Mac scrambled to create online search engines so renters could look up whether their buildings were backed by either company and therefore covered by the federal moratorium. Evictions are likely to skyrocket this summer as jobs remain scarce. Black renters will be hard hit. 2020-07-06T04:00:00Z Mortgage rates plummeted this week to the lowest levels in the history of Freddie Mac’s survey, which dates to 1971. Mortgage rates sink to all-time lows and may be headed lower 2020-04-30T04:00:00Z President Robert Broeksmit said the Fannie Mae and Freddie Mac deferral option will “ease the burden for homeowners.” Homeowners who can't make mortgage payments get a new deferral option 2020-05-14T04:00:00Z These loans are riskier, because Fannie Mae and Freddie Mac won’t protect lenders from losses if the borrower defaults. Mortgage rates hover near historic lows as investors assess where economy is headed 2020-05-07T04:00:00Z All 10 complexes, which were built in the early 1970s or earlier, exhibited upkeep issues alarming enough to earn a flag in Freddie Mac data for "deferred maintenance" problems. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Most mortgages in the United States are backed by the federal government, either through Fannie Mae, Freddie Mac, the Federal Housing Administration, the Department of Veteran Affairs or the U.S. Getting coronavirus mortgage relief is confusing. Here's how to make it easier 2020-04-30T04:00:00Z On Monday, the Federal Housing Finance Agency, regulator of Fannie Mae and Freddie Mac, issued a news release to “combat ongoing misinformation.” You can skip mortgage payments for 6 months. But many fear what comes after that 2020-04-30T04:00:00Z A separate bailout to Fannie Mae and Freddie Mac was even more lucrative. Coronavirus bailouts will cost taxpayers hundreds of billions of dollars –— unlike past rescues 2020-04-28T04:00:00Z The Federal Housing Finance Agency announced this week that it will allow Fannie Mae and Freddie Mac to buy mortgages that go into forbearance. Mortgage rates show little change as the federal government addresses the industry’s liquidity concerns 2020-04-23T04:00:00Z If the underwriting had been on target, and reflected lower expectations, the loans would still have been within Freddie Mac's credit parameters, data shows. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z For Fannie Mae and Freddie Mac borrowers, one option is the “cap and extend modification,” which keeps your mortgage payments the same as before the forbearance and extends the terms of your loan. Getting coronavirus mortgage relief is confusing. Here's how to make it easier 2020-04-30T04:00:00Z The federal agency that oversees Freddie Mac and larger mortgage buyer Fannie Mae announced Wednesday that the two companies will buy qualified home loans in forbearance to keep lending flowing. US long-term mortgage rates edge higher; 30-year at 3.33% 2020-04-23T04:00:00Z After that, Fannie Mae and Freddie Mac — the government mortgage firms regulated by the agency — will assume that obligation, for up to eight more months, if necessary. U.S. Orders Chevron to Stop Producing Oil in Venezuela 2020-04-21T04:00:00Z After the four-month period, Fannie Mae and Freddie Mac — the government mortgage firms regulated by the agency — will assume that obligation, for up to eight more months, if necessary. Mortgage Firms Get a Reprieve on Paying Investors 2020-04-21T04:00:00Z A new analysis by ProPublica shows Kushner Companies received unusually favorable loan terms for the 18 mortgages it obtained with Freddie Mac's backing. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z They break down to 4.9 percent of loans backed by Fannie Mae and Freddie Mac and 7.6 percent of loans extended to borrowers through Veterans Affairs and the Federal Housing Administration. Women suing Goldman Sachs in class action case tell court that firm duped them into giving up rights 2020-04-17T04:00:00Z Freddie Mac and Fannie Mae, which accounts for about half of the U.S. home market, expanded forbearance programs to a year. How to stop paying your mortgage during the pandemic 2020-04-11T04:00:00Z Freddie Mac, the federally chartered mortgage investor, aggregates rates from 125 lenders across the country to come up with national average mortgage rates. Mortgage rates hold steady after weeks of turbulence 2020-04-09T04:00:00Z The new plan broadens an arrangement already in place for mortgages guaranteed against default by Freddie Mac. Mortgage Firms Get a Reprieve on Paying Investors 2020-04-21T04:00:00Z The loans allowed the Kushner family company to make lower monthly payments and borrow more money than was typical for similar loans, 2019 Freddie Mac data shows. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z September 2008: With the crisis reaching full steam, housing finance giants Fannie Mae and Freddie Mac are placed into conservatorship in the first week of the month. Timeline: Fed's response - pandemic downturn vs financial crisis 2020-04-09T04:00:00Z Federally backed mortgages include loans owned by Fannie Mae, Freddie Mac and various federal agencies. What to do after coronavirus takes away your job 2020-04-08T04:00:00Z The Federal Housing Finance Agency also gave relief in payments to homeowners with loans backed by Fannie Mae and Freddie Mac. Coronavirus cases in the Washington region surpass 4,000; senators urge more relief funding for D.C. 2020-04-01T04:00:00Z If you hold a mortgage backed by Fannie Mae or Freddie Mac -- about half of all mortgage holders do -- there is help. Coronavirus and the bills: How to stay afloat financially 2020-03-31T04:00:00Z Moreover, Freddie Mac's estimates of the Kushner properties' profitability — a core element of any decision to back a loan — have already proven to be overly optimistic. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z If you hold a mortgage backed by Fannie Mae or Freddie Mac - about half of all mortgage holders do - there is help. A guide to surviving financially as the bills come due 2020-03-31T04:00:00Z Fannie Mae and Freddie Mac are the government-sponsored entities that operate under the authority of the Federal Housing Finance Agency and purchase the majority of mortgage loans made in the United States. Understand the loan terms when applying for a mortgage 2020-03-26T04:00:00Z Fannie Mae and Freddie Mac buy mortgages from lenders, then package them into securities to sell to investors. Mortgage industry seeks billions in federal help as homeowners stop paying their loans 2020-03-27T04:00:00Z Those are loans that exceed the limit to qualify for guarantee by Fannie Mae or Freddie Mac; in Los Angeles County, $765,600. Dead deals, slashed prices: Coronavirus drags down Southern California home sales 2020-03-27T04:00:00Z Freddie Mac's website says that single loans are eligible for such a procedure, but that groups of loans must obtain additional approval. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z For mortgage payments, Fannie Mae and Freddie Mac were instructed by the federal government to suspend all foreclosure actions and evictions for at least 60 days. Column: Lenders say they'll be flexible during this pandemic. But you'll still have to pay 2020-03-25T04:00:00Z The government took over outright the home mortgage backers Fannie Mae and Freddie Mac. Buddy, can you spare a dime? Echoes of ‘30s in viral crisis? 2020-03-24T04:00:00Z The Fed was already buying vast quantities of Treasury bonds — debt issued by the federal government — and mortgage debt backed by government agencies like Fannie Mae and Freddie Mac. Whatever It Takes: How the Fed Aims to Rescue the Economy 2020-03-23T04:00:00Z The Federal Housing Finance Agency also granted relief to homeowners with loans backed by two government-controlled companies, Fannie Mae and Freddie Mac. Facing eviction as millions shelter in place 2020-03-22T04:00:00Z Freddie Mac's main business has historically been buying bundles of home loans from the lenders that originated them, then selling them to investors as securities. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z The Federal Housing Finance Agency said this week that Fannie Mae and Freddie Mac will grant mortgage forbearance to owners of multifamily properties in exchange for suspending evictions of tenants. Column: Lenders say they'll be flexible during this pandemic. But you'll still have to pay 2020-03-25T04:00:00Z Support for rent control laws is also growing, and Freddie Mac tends to offer favorable loan terms to buyers of workforce housing in order to keep it affordable. Preserving affordable housing 2020-03-18T04:00:00Z Freddie Mac said the short-term rise was due to mortgage lenders increasing prices to deal with booming demand for refinancing into loans at historically low rates. US mortgage rates climb this week; 30-year loan at 3.65% 2020-03-19T04:00:00Z On Wednesday, federal officials put in place foreclosure and eviction moratoriums for single-family homeowners with mortgages backed by the FHA, Fannie Mae or Freddie Mac. Southern California home prices rose in February, a time before social distancing 2020-03-19T04:00:00Z Freddie Mac and Fannie Mae are privately owned, but they have been financially backstopped by the federal government and are required to meet goals for lending on affordable housing. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Fannie Mae and Freddie Mac will suspend foreclosures on mortgages they guarantee for 60 days, adding to the federal government’s aggressive response to aid Americans hit hard by the economic pain of the novel coronavirus. Fannie Mae, Freddie Mac to suspend foreclosures 2020-03-18T04:00:00Z Mortgage buyers Fannie Mae and Freddie Mac said Wednesday that they will suspend all foreclosure sales and evictions of borrowers in single family homes owned by their companies. Freddie, Fannie suspend some evictions and foreclosures 2020-03-18T04:00:00Z On Monday, the Fed will start buying at least $500 billion in Treasury securities and at least $200 billion of mortgage-backed securities issued by Fannie Mae and Freddie Mac. AP Explains: What did the Federal Reserve do Sunday and why? 2020-03-16T04:00:00Z Mortgage rates for the popular 30-year loan rose, according to data released by Freddie Mac on Thursday, reflecting lenders’ move to tamp down an avalanche of applications from homeowners seeking to refinance. 30-year mortgage rate rises amid economic upheaval as coronavirus spreads 2020-03-12T04:00:00Z Mortgage industry experts say poor profits at underlying properties can lead Freddie Mac to delay selling off the loans as bonds, fearing they will be rejected by investors. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z The new rate is the lowest level since Freddie Mac started tracking it in 1971, the company says. Mortgage rates drop to all-time lows; 30-year loan at 3.29% 2020-03-05T05:00:00Z In January, the think tank released a plan for reforming Fannie Mae and Freddie Mac, the housing companies taken over during the global financial crisis. In decades before pardon, Michael Milken launched ‘Davos’ competitor and showered millions on charities 2020-02-21T05:00:00Z The plan will also call for merging government-sponsored housing finance giants Fannie Mae and Freddie Mac, and tightening banking regulations such as the Volcker Rule, the Times said. Bloomberg to seek tighter financial industry regulations: New York Times 2020-02-18T05:00:00Z And it seeks to raise $34 billion over 10 years by raising the fees that Fannie Mae and Freddie Mac charge for guaranteeing mortgage-backed products. Trump 2021 budget: Which department budgets would be cut 2020-02-10T05:00:00Z Single-home loans are still Freddie Mac's primary business, but since the 2008 economic crisis, the agency has greatly expanded its financing of apartment complexes. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Freddie Mac recently introduced sweat equity to its down-payment options for its Home Possible loan program. Sweat equity can be a pushup to homeownership 2020-01-14T05:00:00Z The Freddie Mac survey was done before Trump’s speech, which means the uptick in bond yields was not reflected in it. Mortgage rates hit 13-week low in wake of Iran crisis 2020-01-09T05:00:00Z Freddie Mac surveys lenders nationwide between Monday and Wednesday each week to compile its mortgage rate figures. Long-term mortgage rates remain at historically low levels 2019-12-26T05:00:00Z Fannie Mae and Freddie Mac guarantee more than half of U.S. mortgages. Big banks settle Fannie Mae, Freddie Mac bond rigging litigation in U.S 2019-12-17T05:00:00Z The deal, first reported by Bloomberg, also ranked among Freddie Mac's largest ever. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z “This week the economy sent mixed signals, leaving mortgage rates unchanged,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates settle after an up-and-down week 2019-12-05T05:00:00Z Mortgage company Freddie Mac releases weekly mortgage rates, 10 a.m.; Business events scheduled for the coming month 2019-11-29T05:00:00Z U.S. long-term mortgage rates ticked up this week but remain at historically low levels, according to mortgage buyer Freddie Mac. A glance at US mortgage rates: 30-year rises to 3.68% 2019-11-27T05:00:00Z On Sept. 5, the White House announced a plan to return Fannie Mae and Freddie Mac to the private sector. Big banks settle Fannie Mae, Freddie Mac bond rigging litigation in U.S 2019-12-17T05:00:00Z Freddie Mac packaged the 16 loans into bonds in August 2019 and sold them to investors. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z And the average rate on a 30-year fixed mortgage was 3.66% this week, according to Freddie Mac, down more than a percentage point from a year ago. Southern California home sales jump for second month, prices rise nearly 2% 2019-11-22T05:00:00Z U.S. long-term mortgage rates fell this week to historically low levels, according to mortgage buyer Freddie Mac, which should sustain home sales. A glance at US mortgage rates: 30-year falls to 3.66% 2019-11-21T05:00:00Z “The modest uptick in mortgage rates over the last two months reflects declining recession fears and a more sanguine outlook for the global economy,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates move higher on encouraging trade developments 2019-11-14T05:00:00Z Goldman Sachs agreed to pay $20 million to settle an investor lawsuit accusing traders at the bank, along with 15 other financial institutions, of rigging prices for bonds issued by Fannie Mae and Freddie Mac. Retail sales rose in Oct., but consumers cut back on big purchases, Commerce says 2019-11-15T05:00:00Z Within the next two months, records show, Freddie Mac backed another two loans to the Kushners for an additional $63.5 million, allowing the company to add two more apartment complexes to its portfolio. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z U.S. long-term mortgage rates slipped this week from a 15-week high and are significantly below year-ago levels, according to mortgage buyer Freddie Mac. A glance at US mortgage rates: 30-year fell to 3.69% 2019-11-07T05:00:00Z He points to Urban Institute research using Freddie Mac data showing that black millennials represent 11.4 percent of the pool of mortgage-ready applicants in 31 of the country’s largest metropolitan areas. For many black millennials, student debt is biggest hurdle in homeownership 2019-10-30T04:00:00Z Treasury Department in its blueprint published last month for removing mortgage giants Fannie Mae and Freddie Mac from government control. U.S. SEC considers relaxing post-crisis structured mortgage product rules 2019-10-30T04:00:00Z Democrats pushed for curbs on risky lending, but Obama administration regulators later nudged Fannie Mae and Freddie Mac toward riskier mortgages. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z All 16 properties in the firm's biggest loan package delivered smaller profits in 2019 than Freddie Mac expected, despite the then-booming economy. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Now, Fannie Mae, Freddie Mac and the Federal Housing Administration guarantee almost $7 trillion in mortgage-related debt, 33 percent more than before the housing crisis, according to company and government data. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z Car loans are still preventing African Americans in this demographic from buying homes, data from Freddie Mac show. For many black millennials, student debt is biggest hurdle in homeownership 2019-10-30T04:00:00Z The Trump administration on Monday took a critical step toward releasing Fannie Mae and Freddie Mac from government control, agreeing to allow the mortgage giants to hold on to more of their profits. Trump administration takes critical step toward releasing Fannie Mae, Freddie Mac from government control 2019-09-30T04:00:00Z The White House and congressional leaders are searching for answers, and Trump administration officials are looking for a way to release Fannie Mae and Freddie Mac from government control. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z There's no evidence the Trump administration played a role in any of the decisions, and Freddie Mac operates independently. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z The exemption for Fannie Mae and Freddie Mac would expire in 2021. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z The lowest tranche of the most recent Freddie Mac CRT will start losing principal if mortgage pool losses exceed 0.1%. Citing climate risk, investors bet against mortgage market 2019-09-29T04:00:00Z Fannie Mae and Freddie Mac would pay taxpayers a fee in return for government protection and would potentially face competition for the first time under the Trump administration’s plan. Trump administration takes critical step toward releasing Fannie Mae, Freddie Mac from government control 2019-09-30T04:00:00Z Fannie Mae and Freddie Mac purchase home loans from lenders. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z Meyer followed up, documents say, sending multiple emails to a senior Freddie Mac official, who was not identified. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z They found that, after those hurricanes, lenders increased by almost 10 percent the share of those mortgages that they sold to Fannie Mae and Freddie Mac, government-sponsored enterprises whose debts are backed by taxpayers. Climate Risk in the Housing Market Has Echoes of Subprime Crisis, Study Finds 2019-09-27T04:00:00Z Last week, the average rate on a 30-year mortgage actually rose the most since October, but at 3.73% was still about a percentage point lower than a year ago, according to Freddie Mac. Southern California home prices were flat and sales fell in August 2019-09-25T04:00:00Z However, the quarter-point reduction came too late in the week to be factored into Freddie Mac’s survey. Mortgage rates shoot up following bond market sell-off 2019-09-19T04:00:00Z National Association of Realtors releases existing-home sales for August; Freddie Mac releases weekly mortgage rates. Business Digest: Distribution of generic Zantac is halted over contaminants 2019-09-18T04:00:00Z Through a spokesman, Freddie Mac said that such locks are an important part of its business model, and that timing is at the borrower's discretion. The Kushners’ Freddie Mac loan wasn’t just massive. It came with unusually good terms, too 2020-10-02T04:00:00Z Fannie Mae and Freddie Mac are private companies created by the government to support mortgage and housing markets. Climate Risk in the Housing Market Has Echoes of Subprime Crisis, Study Finds 2019-09-27T04:00:00Z The 30-year fixed mortgage rate has dropped more than 130 basis points to an average of 3.56%, according to data from mortgage finance agency Freddie Mac. U.S. housing starts, building permits hit 12-year high 2019-09-18T04:00:00Z Fannie Mae and Freddie Mac fall into the “too big to fail” category. Editorials from around Ohio 2019-09-16T04:00:00Z Fannie Mae and Freddie Mac, which back half of the nation’s mortgages, have a mandate to ensure access to affordable loans and are responsible for the broad availability of the 30-year fixed-rate mortgage. Trump’s housing finance plan will make mortgages more expensive, especially for black borrowers, housing groups say 2019-09-10T04:00:00Z Fannie Mae and Freddie Mac, since the federal government seized the two giant mortgage enterprises during the nationwide housing crash in September 2008. Opinion | In our housing finance system, everyone is in favor of the wrong thing 2019-09-09T04:00:00Z Fannie Mae and Freddie Mac declined to comment on the paper or to describe what share of the mortgages they hold are for homes in flood zones. Climate Risk in the Housing Market Has Echoes of Subprime Crisis, Study Finds 2019-09-27T04:00:00Z To mark the occasion, the Trump administration released its proposal for reforming Fannie Mae and Freddie Mac, which back 44 percent of single-family mortgage debt, worth $4.7 trillion. Opinion | A temporary fix to our mortgage system 2019-09-08T04:00:00Z Before the so-called “subprime mortgage crisis” several years ago, two quasi-private entities with long names shortened to Fannie Mae and Freddie Mac performed important roles in mortgage markets. Editorials from around Ohio 2019-09-16T04:00:00Z The centerpiece of the administration’s plans call for releasing Fannie Mae and Freddie Mac from government control 11 years after they were bailed out by taxpayers. Trump’s housing finance plan will make mortgages more expensive, especially for black borrowers, housing groups say 2019-09-10T04:00:00Z Democrats in the House are unlikely to consider legislation that might alter Fannie Mae and Freddie Mac’s affordable housing goals, for example. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z The average mortgage rate when the loan began, in March 1995, was over 8 percent, according to Freddie Mac. NRA board member and former president Marion Hammer obtained low-interest loan from affiliate she leads 2019-09-06T04:00:00Z But the proposal could accelerate the administration’s attempts to privatize the mortgage giants, Fannie Mae and Freddie Mac, which continue to play an outsize role in the housing market. Trump Moves to Send Mortgage Giants Back to Private Sector 2019-09-05T04:00:00Z Fannie Mae and Freddie Mac had to be bailed out by the federal government, at a cost of $187 billion in taxpayers’ money. Editorials from around Ohio 2019-09-16T04:00:00Z Under the administration’s plan, Fannie Mae and Freddie Mac would pay a fee in exchange for a government guarantee backing their businesses. Trump’s housing finance plan will make mortgages more expensive, especially for black borrowers, housing groups say 2019-09-10T04:00:00Z For Fannie Mae and Freddie Mac investors, “the outlook seems confirmingly positive, albeit with uncertainty for timetable and crucial tumblers’ falling into place,” said Gabriel, of Capital Alpha Partners. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z The Trump administration’s plan attempts to reduce the government’s influence on the housing market by shrinking Fannie Mae and Freddie Mac’s roles. Trump administration unveils plan to revamp the housing market 2019-09-05T04:00:00Z But releasing Fannie Mae and Freddie Mac from their federal embrace has proved politically difficult, because the entities effectively subsidize the 30-year fixed-rate mortgages that are most popular among American home buyers. Trump Moves to Send Mortgage Giants Back to Private Sector 2019-09-05T04:00:00Z But letting Fannie Mae and Freddie Mac privatize while retaining Washington’s safety net is reckless. Editorials from around Ohio 2019-09-16T04:00:00Z The new 80 percent cap matches the rules established by Freddie Mac and Fannie Mae for conventional loan cash-out refinancing. FHA sets limits on cash-out refinancing 2019-08-27T04:00:00Z “The entire city of New York would not be able to use Fannie Mae and Freddie Mac financing for anything. It’s never going to happen.” Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z Fannie Mae and Freddie Mac would pay taxpayers a fee in return for a government guarantee in case they fall into financial trouble again. Trump administration unveils plan to revamp the housing market 2019-09-05T04:00:00Z Mr. Calabria has said repeatedly that he has the authority to start the process of returning Fannie Mae and Freddie Mac to private hands without Congress. Trump Moves to Send Mortgage Giants Back to Private Sector 2019-09-05T04:00:00Z Economic uncertainty drove mortgage rates down, according to Freddie Mac data released Thursday, with the popular 30-year reaching its lowest level in nearly three years. 30-year mortgage rate falls to its lowest level in nearly three years 2019-08-22T04:00:00Z Similarly, the rate on the 30-year fixed mortgage rate is down more than one percentage point, to 3.75 percent last week, according to Freddie Mac. Mortgage Rates Are Already Lower. They’re Not Helping Much. 2019-08-01T04:00:00Z Even if Congress fails to act, Calabria has significant leeway to start the process of releasing Fannie Mae and Freddie Mac from government control, potentially putting pressure on reluctant lawmakers. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z Fannie Mae and Freddie Mac play a critical part in the housing market, buying mortgages from lenders, then packaging them into securities to sell to investors. Trump administration unveils plan to revamp the housing market 2019-09-05T04:00:00Z He also said the process of returning Fannie Mae and Freddie Mac to private hands, including raising money from a possible stock offering, could take years. Trump Moves to Send Mortgage Giants Back to Private Sector 2019-09-05T04:00:00Z Sam Khater, Freddie Mac’s chief economist, agreed that the lower rates are boosting the housing market. 30-year mortgage rate falls to its lowest level in nearly three years 2019-08-22T04:00:00Z Mortgage buyer Freddie Mac said Thursday the average rate on the key 30-year mortgage was unchanged from last week at 3.75%. Long-term mortgage rates flat to higher; 30-year at 3.75% 2019-08-01T04:00:00Z This week marks the 11th anniversary of the government seizing control of Fannie Mae and Freddie Mac, as the housing market unraveled and the firms’ losses piled up. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z However, Sam Khater, Freddie Mac’s chief economist, said in a statement that he expects the lower mortgage rates to positively impact the housing market soon. Mortgage rates fall, reaching nearly three-year low 2019-07-25T04:00:00Z Privatization could also bring a windfall for hedge funds and other investors that bought Fannie Mae and Freddie Mac stock after the crisis for pennies, then pushed the administration to hasten the process. Trump Moves to Send Mortgage Giants Back to Private Sector 2019-09-05T04:00:00Z Bloomberg reported that the White House is wary of freeing Fannie Mae and Freddie Mac from government control before the 2020 election. Ford, Milacron rise; Illumina, US Xpress fall 2019-07-12T04:00:00Z “We’re seeing a tug of war happen as the fixed income market flashes warning signs while the equities market continues to march higher with optimism,” Sam Khater, Freddie Mac’s chief economist, said in a statement. Mortgage rates tick up, but lower bond yields signal more declines 2019-07-03T04:00:00Z Despite being in government conservatorship, Fannie Mae and Freddie Mac’s stocks still trade on public markets — at a fraction of their previous value. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z Freddie Mac surveys lenders across the country between Monday and Wednesday each week to compile its mortgage rate figures. US long-term mortgage rates fall; 30-year average below 4% 2019-05-30T04:00:00Z Pennsylvania's Treasury Department is accusing about a dozen large financial firms of working together to illegally inflate the price of bonds issued by Fannie Mae and Freddie Mac over seven years. U.S. capital goods orders declined in April, another sign of slowing economy 2019-05-24T04:00:00Z Prosecutors said the company provided false information about the income of properties in several states to secure loans from institutions including the government-controlled Freddie Mac and Fannie Mae. Prominent upstate New York landlord indicted for fraud 2019-05-22T04:00:00Z President Trump said freeing Fannie Mae and Freddie Mac from government control is a “pretty urgent problem” that his administration plans to work with Congress to address. Trump says ‘pretty urgent’ to free Fannie and Freddie from U.S. control 2019-05-17T04:00:00Z The Trump administration is also making a once-unthinkable concession in its proposal: Fannie Mae and Freddie Mac are here to stay. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z Leonard Kiefer, deputy chief economist at Freddie Mac, said western and central Florida are fertile ground for the growing services sector and affordable housing stock. South, West gain population; big cities lose residents 2019-04-30T04:00:00Z Sam Khater, chief economist of Freddie Mac, thinks that significant numbers of owners are shying away from loading on debt because of what they saw or experienced during the Great Recession. Cash-out refinancings, HELOCs are down. Economists aren’t totally sure why. 2019-04-15T04:00:00Z Fannie Mae and Freddie Mac both confirmed to me that at least for the time being, their underwriting systems don’t permit either UltraFICO or Boost. Need a boost to your credit rating? These new financial tools might help. 2019-04-02T04:00:00Z Long-term U.S. mortgage rates moved little this week after the key 30-year loan rate marked its steepest weekly drop in a decade the week before, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2019-04-04T04:00:00Z Lawmakers squabbled for years about their fates, with Republicans repeatedly calling for Fannie Mae and Freddie Mac to be abolished. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z The average 30-year mortgage rate climbed for much of 2018 to roughly 5 percent in November, only to dip to nearly 4 percent this week, according mortgage buyer Freddie Mac. US new-home sales increased 4.9 percent in February 2019-03-29T04:00:00Z Freddie Mac notified its thousands of lenders of the change March 6; Fannie Mae introduced its program in December. If you’re self-employed or a ‘gig’ worker, getting a mortgage just got easier 2019-03-12T04:00:00Z Long-term U.S. mortgage rates fell this week, with the benchmark 30-year home loan reaching its lowest level in over a year, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2019-03-14T04:00:00Z Borrowers with conventional mortgages, those eligible for sale to investors Fannie Mae and Freddie Mac, are the best performers; about 97 percent of them are paying on time. More people pay their mortgages on time, but how long will this good news last? 2019-02-25T05:00:00Z The plan, for example, calls for eliminating Fannie Mae and Freddie Mac’s affordable housing goals and replacing them with a fee paid to the Department of Housing and Urban Development. Trump’s housing plan could leave buyers fewer options, experts say 2019-09-06T04:00:00Z Key to any increase in sales is 30-year mortgage rates, which slipped last week to an average of 4.35 percent, according to mortgage buyer Freddie Mac. US pending home sales rebounded 4.6 percent in January 2019-02-27T05:00:00Z Andy Higginbotham, a Freddie Mac senior vice president, told me the new system “takes three to five days out of the process,” can cut hundreds of dollars in costs and slashes risk for the lender. If you’re self-employed or a ‘gig’ worker, getting a mortgage just got easier 2019-03-12T04:00:00Z “The most important fundamental in today’s housing market is the lack of houses for sale,” says the Freddie Mac study, which was conducted by the company’s economic and housing research group. Study claims older homeowners are preventing millennials from buying houses. But is that true? 2019-02-11T05:00:00Z The agency oversees two housing giants, Fannie Mae and Freddie Mac. Mel Watt attempted to ‘coerce’ relationship with employee while FHFA director, IG report says 2019-02-15T05:00:00Z Long-term U.S. mortgage rates fell this week to a 12-month low, according to mortgage buyer Freddie Mac, an enticement for prospective homebuyers in the upcoming season. A glance at US mortgage rates 2019-02-14T05:00:00Z There were financial regulators, banks, credit reporting agencies, underwriters, property appraisers, procedures for ensuring credit worthiness, the federal agencies Freddie Mac and Fannie Mae, and reams of paper certifying the validity of the loans. Brett Kavanaugh should never been allowed on the supreme court | Carol Anderson 2019-02-09T05:00:00Z A decade after Fannie Mae and Freddie Mac were placed under government control, a key Senate Republican on Friday proposed allowing them to once again be private companies. Republicans want mortgage giants Fannie Mae, Freddie Mac to be private companies again 2019-02-01T05:00:00Z If a project fails to meet those rules, Fannie Mae and Freddie Mac won’t lend funds to someone who wants to buy in the building or development. Analysis | Rules on short-term vacation rentals can cause the most consternation in condo associations 2019-01-21T05:00:00Z These mortgages don’t meet the criteria to be backed by Fannie Mae or Freddie Mac . No Pay Stub? No Problem. Unconventional Mortgages Make a Comeback 2019-01-23T05:00:00Z However, they are facilitated by government-sponsored enterprises, such as Fannie Mae and Freddie Mac. What the government shutdown means for your mortgage 2019-01-11T05:00:00Z Freddie Mac, the mortgage company, on Thursday releases weekly mortgage rates. This Week: Fed data on credit, Constellation Brands earnings 2019-01-07T05:00:00Z Crapo’s proposal leaves some questions about Fannie Mae and Freddie Mac unanswered, including how much capital they would have to hold, and needs to be turned into legislative language. Republicans want mortgage giants Fannie Mae, Freddie Mac to be private companies again 2019-02-01T05:00:00Z Since Fannie Mae and Freddie Mac back the majority of conforming mortgages, it would hamper a buyer’s ability to qualify for a variety of loan options. Analysis | Rules on short-term vacation rentals can cause the most consternation in condo associations 2019-01-21T05:00:00Z Freddie Mac, the mortgage company, on Thursday releases weekly mortgage rates. This Week: Fed data on credit, Constellation Brands earnings 2019-01-06T05:00:00Z The writer, chairman of the Delaware Bay Co., is a shareholder of Fannie Mae and Freddie Mac. Opinion | The Fannie, Freddie ‘bailout’ was a stickup 2019-01-04T05:00:00Z While still low by historical standards, the average rate on a 30-year home loan was 4.55 percent last week, according to mortgage buyer Freddie Mac. Economists: Buyers face tougher housing market in 2019 2019-01-04T05:00:00Z Fannie Mae and Freddie Mac’s stock prices rose more than 5 percent in the minutes after Crapo released his proposal. Republicans want mortgage giants Fannie Mae, Freddie Mac to be private companies again 2019-02-01T05:00:00Z Mr. Calabria, currently the chief economist for Vice President Pence, has a long record of opposing not only the way Fannie Mae and Freddie Mac do business but also their very purposes. Opinion | Trump’s nominee to oversee Fannie Mae and Freddie Mac could provoke a needed discussion 2019-01-01T05:00:00Z WASHINGTON—The White House is preparing to pick a vice presidential aide and critic of Fannie Mae and Freddie Mac to the post responsible for overseeing the housing-finance companies. Trump Expected to Nominate Fannie, Freddie Critic to Oversee Mortgage-Finance Giants 2018-12-10T05:00:00Z Rates for a 30-year mortgage averaged 4.81% in late November, up nearly a full percentage point from the beginning of the year, according to Fannie Mae and Freddie Mac. New York’s Wealthiest Cut Losses as Manhattan Real Estate Falters 2018-11-29T05:00:00Z Long-term U.S. mortgage rates barely budged this week after marking the biggest drop in nearly four years a week earlier, according to mortgage giant Freddie Mac. A glance at US mortgage rates 2018-11-29T05:00:00Z Taxpayers pumped billions into the companies, but over the past few years, Fannie Mae and Freddie Mac have been gathering profits that feed into government coffers. Republicans want mortgage giants Fannie Mae, Freddie Mac to be private companies again 2019-02-01T05:00:00Z Long-term U.S. mortgage rates slid this week but are still much higher than they were a year ago, according to mortgage giant Freddie Mac. Long-term US mortgage rates fall: 30-year to 4.81 percent 2018-11-21T05:00:00Z But Freddie Mac chief economist Sam Khater says rates were pushed lower this week by tumbling oil prices and stock prices. US mortgage rates fall: 30-year at 4.81 percent 2018-11-21T05:00:00Z All the loans were guaranteed by the government-sponsored enterprises Fannie Mae and Freddie Mac, allowing researchers to remove credit risk as a factor in pricing differences. Are you a minority borrower? You might want to think twice about using an online lender. 2018-11-14T05:00:00Z Freddie Mac says home price increases are slowing as a result, particularly in higher-priced coastal cities. US mortgage rates jump to highest level in 7 years 2018-11-08T05:00:00Z Most important, they were in the dark about program options offered by investors Freddie Mac and Fannie Mae and some private lenders for retirees and pre-retirees. Even retirees with sizable assets can find qualifying for a mortgage challenging 2018-10-30T04:00:00Z Rates for a 30-year mortgage averaged 4.86% last week, up nearly a full percentage point from the beginning of the year, Freddie Mac said last Thursday. Home Prices Continue to Lose Momentum 2018-10-30T04:00:00Z The average rate on a 30-year fixed mortgage was 4.86% last week, up nearly a percentage point from a year earlier, according to Freddie Mac. Is winter coming for Southern California's housing market? Sales are falling and price cuts are more common - Los Angeles Times 2018-10-30T04:00:00Z The 30-year fixed-rate average, the most popular mortgage product on the market, is nearing 5 percent, according to the latest Freddie Mac data. Mortgage rates are on the rise. Here are some tips for getting the lowest rate. 2018-10-15T04:00:00Z The average 30-year fixed rate mortgage jumped this week to 4.9 percent, the highest level in seven years, according to mortgage buyer Freddie Mac. Higher rates both a sign of US economic might and risk to it 2018-10-11T04:00:00Z The average rate for a 30-year fixed mortgage is 4.65%, up nearly a percentage point from a year ago, according to Freddie Mac. Southern California home prices rise 7%, though some say the market is slowing - Los Angeles Times 2018-09-26T04:00:00Z The FHFA’s index is calculated by using purchase prices of houses financed with mortgages sold to or guaranteed by mortgage finance companies Fannie Mae and Freddie Mac. U.S. consumer confidence hits 18-year high; house prices slowing 2018-09-25T04:00:00Z It is significantly higher than the all-time low of 3.31 percent six years ago, according to data from Freddie Mac. Higher mortgage rates have repercussions beyond the home market 2018-09-19T04:00:00Z You’ve got FHA at 3½ percent down, and Fannie Mae and Freddie Mac conventional are 3 percent down now. Mortgage rates are on the rise. Here are some tips for getting the lowest rate. 2018-10-15T04:00:00Z Long-term U.S. mortgage rates increased to their highest averages since the start of August, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2018-09-13T04:00:00Z The Bush administration already had bailed out Bear Stearns five months earlier, and Fannie Mae and Freddie Mac the week before. Opinion | Lehman: Political and Personal 2018-09-09T04:00:00Z In early September 2008, federal regulators also seized Fannie Mae and Freddie Mac, the teetering government-sponsored housing finance giants that owned or guaranteed about half the total outstanding U.S. mortgages. A decade after the financial crisis, many Americans are still struggling to recover 2018-09-09T04:00:00Z The Treasury also managed the takeover of the mortgage giants Fannie Mae and Freddie Mac, and worked with the Fed to try to prevent the collapse of large, systemically important financial firms. Opinion | What We Need to Fight the Next Financial Crisis 2018-09-07T04:00:00Z But one major piece of unfinished business remains: the restructuring of Fannie Mae and Freddie Mac. Perspective | Commentary: 10 years after going into conservatorship, Fannie and Freddie need real reform 2018-09-05T04:00:00Z Meanwhile, the two largest sources of mortgage money in the country, investors Fannie Mae and Freddie Mac, are actively exploring ways to more fairly underwrite self-employed and gig-economy applicants. Bill would aid mortgage applicants who rely on the gig economy for earnings 2018-09-04T04:00:00Z Ten years ago: Troubled mortgage giants Fannie Mae and Freddie Mac were placed in government conservatorship. Today in History 2018-09-07T04:00:00Z Long-term U.S. mortgage rates ticked up this week amid strength in the economy, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2018-09-06T04:00:00Z Ten years ago Thursday, the federal government took over Fannie Mae and Freddie Mac , the failed government-sponsored housing enterprises that were at the center of the last financial crisis. Opinion | Fannie and Freddie, Make Way for Ginnie Mae 2018-09-05T04:00:00Z Long-term U.S. mortgage rates ticked up slightly this week, according to mortgage buyer Freddie Mac. A glance at US mortgage rates 2018-08-30T04:00:00Z A Freddie Mac official told me the focus is on automated solutions that would be able to document the incomes typical for self-employed and gig-economy workers. Bill would aid mortgage applicants who rely on the gig economy for earnings 2018-09-04T04:00:00Z |
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