| 单词 | Federal Housing Administration |
| 例句 | New Deal policy makers set up the FHA, the Federal Housing Administration, which created a set of guidelines to ensure that houses would maintain value over time. Class decides everything 2012-06-24T16:00:00Z I mean, he points out the role that the Federal Housing Administration had in sanctioning, redlining, in making discrimination worse in the housing market. The Democratic Presidential Candidate Eager to Challenge Trump on Immigration 2019-04-24T04:00:00Z Wilkerson mentions the role of the Federal Housing Administration’s denial of mortgages to Blacks and its insistence on segregation in generating these disparities. What Do America’s Racial Problems Have in Common With India and Nazi Germany? 2020-08-04T04:00:00Z This applies to certain borrowers who fell behind on loans backed by the Federal Housing Administration, the U.S. California offers help for more homeowners who missed mortgage or tax payments 2023-08-17T04:00:00Z The Federal Housing Administration, for instance, refused to insure the homes of Black and other nonwhite families or homes owned by white people that were considered too close to Black neighborhoods. Extreme Heat Is Deadlier Than Hurricanes, Floods and Tornadoes Combined 2023-06-16T04:00:00Z When it opened its doors in 1962, Barrington Plaza was celebrated as the tallest residential complex west of Chicago and the biggest urban renewal project ever insured by the Federal Housing Administration. They face L.A.’s largest eviction in years. But these Westside renters won’t go quietly 2023-05-26T04:00:00Z The Federal Housing Administration is proposing to let lenders include future rent from an ADU when calculating how much a borrower can receive in an FHA-guaranteed loan. What will an ADU do to your property taxes and resale value? 2023-05-12T04:00:00Z President Barack Obama’s former Federal Housing Administration commissioner, David Stevens, told Fox News the nation “can do better programs to help more minorities get into homeownership.” Senate GOP rebukes Biden rule that forces homebuyers with good credit to pay more 2023-04-26T04:00:00Z And for home equity conversion mortgages — a type of reverse mortgage secured by the Federal Housing Administration — younger borrowers actually had higher rejection rates. A Great Credit Score, but She Can’t Get a Mortgage 2023-04-08T04:00:00Z Partial claims are a technique to help people at risk of losing their homes after missing several monthly payments on a loan backed by the Federal Housing Administration, the U.S. California offers help for more homeowners who missed mortgage or tax payments 2023-02-07T05:00:00Z But under the proposal, a homeowner with a mortgage insured by the Federal Housing Administration would have uniform steps to follow to object to an appraisal. Some Black homeowners could have a way to challenge biased appraisals 2023-01-19T05:00:00Z The legislation says VA “denied African Americans access to educational benefits at certain universities” and “adopted the Federal Housing Administration’s racial exclusion programs, also known as redlining.” Perspective | Racism led to lower benefits for Black veterans, studies find 2022-11-11T05:00:00Z Idziak: Fannie Mae, Freddie Mac and the Federal Housing Administration require the borrower to qualify at the note rate. How does a mortgage rate buy-down work? 2022-09-14T04:00:00Z The industry wants Federal Housing Administration financing made available to residents, many of whom rely on high-interest loans to purchase homes that cost on average $81,900. Rents spike as big-pocketed investors buy mobile home parks 2022-07-25T04:00:00Z Industry officials are asking the Federal Housing Administration for cuts that would save borrowers $50 to $70 a month, according to The Wall Street Journal. Crypto Crashed. Wall Street Won. 2022-07-05T04:00:00Z There is a potential workaround, though, in the form of mortgages backed by the Federal Housing Administration and the U.S. The Fed’s inflation fight has hit the housing market. Here’s what buyers need to know 2022-06-23T04:00:00Z Senate included a provision that prohibited the Federal Housing Administration, the Department of Housing and Urban Development and Ginnie Mae from refinancing, or replacing, any mortgages seized through eminent domain. Steven Gluckstern, Who Pushed for Mortgage Relief, Dies at 71 2022-06-21T04:00:00Z For example, The Federal Housing Administration can provide you with a mortgage with only 3.5% down if your credit is good enough. Ready to buy a home? What you should know about mortgages | Provided by 1st Security Bank 2022-04-18T04:00:00Z Most reverse mortgages are Home Equity Conversion Mortgages, known as HECMs, which are insured by the Federal Housing Administration. Reverse Mortgages Are No Longer Just for Homeowners Short on Cash 2022-04-01T04:00:00Z Federal Housing Administration, some programs provide the chance to use a smaller down payment. The pros and cons of renting vs. buying | Provided by 1st Security Bank 2021-12-13T05:00:00Z For buyers using a government-backed loan through the Federal Housing Administration or the Department of Veterans Affairs, houses can’t change hands again less than 90 days from the previous sale. What you need to know before buying a flipped home 2021-12-05T05:00:00Z Meanwhile, the share using Federal Housing Administration loans, which offer low down payments for middle-class buyers, is the lowest since late 2007 at about 8%. What Seattle-area homebuyers will face this fall: ‘You might want to warm up’ 2021-11-04T04:00:00Z Loans through the Federal Housing Administration, which is a part of the Housing and Urban Development Department, require a minimum down payment of 3.5%, while the average FHA loan down payment is 4.4%. How to get a low down-payment mortgage 2021-10-24T04:00:00Z Turns out that was enough to qualify for a 3 percent down payment on a Federal Housing Administration home loan. For this millennial first-time buyer, the pandemic helped put homeownership in financial reach 2021-10-15T04:00:00Z Roughly half of those homeowners have loans backed by the Federal Housing Administration or the Department of Veterans Affairs. Vulnerable U.S. homeowners face uncertainty as mortgage forbearance ends 2021-10-15T04:00:00Z The Federal Housing Administration could expand access to small-dollar mortgages, providing a way for first-time home buyers to purchase low-cost homes still available in many parts of the country, both urban and rural. Opinion | ‘The Moratorium Saved Us. It Really Did.’ 2021-09-30T04:00:00Z For example, the Federal Housing Administration excluded Black Americans from programs that granted white applicants access to easy credit for home buying. Why Reparations Are Needed to Close the Racial Wealth Gap 2021-09-24T04:00:00Z Federal Housing Administration loans require 3.5 percent down payments, but Fannie Mae and Freddie Mac each have home loan products that require just 3 percent down. What homes you can buy for $400,000 2021-09-15T04:00:00Z The plan would prioritize families by limiting the sale of certain properties owned by HUD or insured by the Federal Housing Administration to investors. White House announces plan to build 100K affordable homes 2021-09-01T04:00:00Z The Federal Housing Administration's 1938 Underwriting Manual stated that including a restrictive covenant would make projects more likely to get government loans. Planting trees to offset the legacy of racist housing policies 2021-08-29T04:00:00Z In written statements, the ABA and MBA dismissed our findings for failing to include credit scores or government loans, which are mortgages guaranteed by the Federal Housing Administration, Department of Veterans Affairs and others. The secret bias hidden in mortgage-approval algorithms 2021-08-25T04:00:00Z FHA loans, which are insured by the Federal Housing Administration, are designed to help low- to moderate-income households buy homes. D.C. area is among regions facing mortgage delinquency risk 2021-07-28T04:00:00Z Fannie Mae, Freddie Mac and the Federal Housing Administration — which back about 70 percent of mortgages in condominium buildings — usually require a building to have a reserve plan before they underwrite the loan, Bauman said. After the Florida building collapse, condos struggle to fund big repairs 2021-07-10T04:00:00Z In another move to nominate regulators with expertise on vulnerable homeowners, the administration last week tapped Julia Gordon for commissioner of the Federal Housing Administration, which insures mortgages for low- to moderate-income borrowers. Housing crisis poses crucial test for Biden administration’s economic plans 2021-06-27T04:00:00Z At that time, the Federal Housing Administration required developers to exclude racial and religious minorities if they wanted to qualify for FHA-backed loans. Tudors, tall trees and an echo of Old England near downtown Bethesda 2021-06-22T04:00:00Z Consider an FHA or VA loan: Compared to conforming loans backed by Fannie Mae and Freddie Mac, mortgages backed by the Federal Housing Administration and the U.S. Mortgage borrowers’ credit scores rise to new record high 2021-06-06T04:00:00Z A core group of borrowers, primarily consisting of people in low-income neighborhoods and those with loans insured by the Federal Housing Administration stayed in forbearance for an extended period of time. Mortgage forbearance provided vital relief to small businesses, low-income households -NY Fed study 2021-05-19T04:00:00Z In February, it was extended through September by the entities that control the loans, including Fannie Mae, Freddie Mac, the Department of Agriculture, the Federal Housing Administration and the Department of Housing and Urban Development. Skipping mortgage payments? Here’s what you need to know when it’s time to resume 2021-05-15T04:00:00Z The Federal Housing Administration was established in 1934 in response to a national housing crisis. Opinion | How Maryland can help make affordable rental housing more accessible in Baltimore 2021-04-29T04:00:00Z Early in her childhood, she moved to the Washington area, where her father worked for the Federal Housing Administration. Penelope Laingen, who united nation with yellow ribbons during Iran hostage crisis, dies at 89 2021-04-16T04:00:00Z The Federal Housing Administration in February extended the deadline for requesting forbearance through June, which will let many skip mortgage payments through the fall. Editorial Roundup: US 2021-04-07T04:00:00Z Last year, the federal government suspended foreclosures and evictions for mortgages insured by the Federal Housing Administration as the coronavirus pandemic left millions of people unemployed. US consumer watchdog eyes rules to prevent foreclosures 2021-04-05T04:00:00Z A: FHA loans from the Federal Housing Administration are the federal government’s premier first-time home buyer program. A guide to financing options for first-time home buyers 2021-03-24T04:00:00Z These tend to be high-value home loans that are not backed by the Federal Housing Administration, Fannie Mae or Freddie Mac. Good news for self-employed borrowers: Nonqualifying mortgages are staging a comeback 2021-01-04T05:00:00Z The covenants were institutionalized by the Federal Housing Administration, created in 1934, which offered loans to neighborhoods with covenants under more favorable terms. Racist housing covenants haunt property records across the country. New laws make them easier to remove. 2020-10-21T04:00:00Z Neither does the Federal Housing Administration, which specializes in loans for low and moderate-income borrowers. Is an Algorithm Less Racist Than a Loan Officer? 2020-09-18T04:00:00Z The creation of the Federal Housing Administration in 1934 led to discriminatory redlining policies that secured loans for white-only, often suburban subdivisions that mandated the exclusion of African Americans. Opinion | 27 U.S. mayors: Want to address systemic racism? Start with housing. 2020-07-24T04:00:00Z In response, the federal government created the Federal Housing Administration, which in turn standardized the way Americans finance their homes. Rising Seas Threaten an American Institution: The 30-Year Mortgage 2020-06-19T04:00:00Z The situation is particularly challenging for first-time home buyers, who are more likely to use Federal Housing Administration loans that allow lower down payments and credit scores. Home Prices Are Rising, Along With Post-Lockdown Demand 2020-06-05T04:00:00Z The federal government kept housing affordable and facilitated opportunity by spurring the construction of a large number of homes through programs administered by the Veterans Administration and the Federal Housing Administration. Opinion | Now Is the Time to Embrace Density 2020-05-12T04:00:00Z From the 1930s into the 1960s, the Federal Housing Administration, created to encourage homeownership by subsidizing mortgage lending, refused to support loans in black neighborhoods, which were delineated with red lines on the agency’s maps. Opinion | The Cities We Need 2020-05-11T04:00:00Z Data from the Mortgage Bankers Assn. show a sharp tightening of credit for jumbo home loans, and a smaller pullback for loans insured by the Federal Housing Administration and the U.S. Even if you want to buy a home, it's harder now to get a loan. Or tap home equity 2020-05-07T04:00:00Z The forbearance rate was highest — 10.5 percent — among loans from the Federal Housing Administration and the Veterans Benefits Administration, which are available to people with lower credit scores and smaller down payments. Millions of borrowers get temporary mortgage relief 2020-05-01T04:00:00Z Most mortgages in the United States are backed by the federal government, either through Fannie Mae, Freddie Mac, the Federal Housing Administration, the Department of Veteran Affairs or the U.S. Getting coronavirus mortgage relief is confusing. Here's how to make it easier 2020-04-30T04:00:00Z They break down to 4.9 percent of loans backed by Fannie Mae and Freddie Mac and 7.6 percent of loans extended to borrowers through Veterans Affairs and the Federal Housing Administration. Women suing Goldman Sachs in class action case tell court that firm duped them into giving up rights 2020-04-17T04:00:00Z Also, the federal government suspended foreclosures and evictions for mortgages insured by the Federal Housing Administration. Q&A: How can the huge congressional aid package help you? 2020-03-26T04:00:00Z Fannie Mae was created to buy home mortgages issued by the Federal Housing Administration. Buddy, can you spare a dime? Echoes of ‘30s in viral crisis? 2020-03-24T04:00:00Z Under HUD’s plan for the pandemic, foreclosures and evictions would stop for 60 days on single-family homes with loans through the Federal Housing Administration. AP FACT CHECK: Trump’s breathless takes on drugs for virus 2020-03-21T04:00:00Z Department of Housing and Urban Department announced Friday for all mortgages insured nationwide by the Federal Housing Administration. Nevada virus cases reach 109, with new cases in rural areas 2020-03-20T04:00:00Z Under the Department of Housing and Urban Development’s plan released Wednesday, foreclosures and evictions would stop for 60 days on single-family homes with loans through the Federal Housing Administration. Most renters will not receive protections under WH proposal 2020-03-19T04:00:00Z HUD said Wednesday it will suspend foreclosures and evictions for mortgages insured by the Federal Housing Administration until the end of April, a move that will affect about 8.1 million mortgages. Trump economic relief plan would give $3,000 to family of four 2020-03-19T04:00:00Z Now, Fannie Mae, Freddie Mac and the Federal Housing Administration guarantee almost $7 trillion in mortgage-related debt, 33 percent more than before the housing crisis, according to company and government data. Federal government has dramatically expanded exposure to risky mortgages 2019-10-02T04:00:00Z Borrowers who cannot afford 20 percent down payments and have less-than-pristine credit scores would be channeled into more-expensive loans insured by the Federal Housing Administration, whose insurance premiums last for the life of the loan. Trump’s housing finance plan will make mortgages more expensive, especially for black borrowers, housing groups say 2019-09-10T04:00:00Z It also calls for a smaller role for the Federal Housing Administration, which currently backs about 15 percent of home purchases. Trump administration unveils plan to revamp the housing market 2019-09-05T04:00:00Z More condominium projects are expected to gain eligibility for FHA financing under new guidelines issued by the Federal Housing Administration this month. FHA loosens rules on condo purchases 2019-08-21T04:00:00Z In 2015 the Justice Department sued Quicken under the False Claims Act for originating government-insured loans that allegedly didn’t comply with Federal Housing Administration standards. Editorial Roundup: Excerpts from recent editorials 2019-06-26T04:00:00Z When Trump pushed for a loan guarantee with the Federal Housing Administration, Nadler worked to deny Trump mortgage insurance, which would allow him to borrow money at a lower interest rate. ‘I’ve been battling Nadler for years’: Feud between Trump, Democrat rooted in decades-old New York real estate project 2019-04-08T04:00:00Z First-time and move-up home buyers with heavy debt loads, low credit scores and small down payments face a daunting new mortgage hurdle: The Federal Housing Administration is toughening its underwriting standards. New FHA rules make it tougher for people with heavy debt to get a mortgage 2019-03-26T04:00:00Z The Department of Housing and Urban Development released a separate report that calls for the Federal Housing Administration, which backs loans to low-income and first-time home buyers, to “refocus” on its core mission. Trump administration unveils plan to revamp the housing market 2019-09-05T04:00:00Z The order also directs Housing and Urban Development Secretary Ben Carson to reduce risks to taxpayers from the housing finance support offered by the Federal Housing Administration. Trump seeks to end government control of mortgage companies 2019-03-27T04:00:00Z If you’re getting a Federal Housing Administration loan, it’s likely you can expect delays in the underwriting process, and it’s possible your closing date will be pushed back as well. Correction: NerdWallet-Government Shutdown-Mortgages story 2019-01-16T05:00:00Z Both the Federal Housing Administration and Department of Veterans Affairs offer federally subsidized home loans – or they used to. America shuts down: how the federal government closure is impacting millions 2019-01-12T05:00:00Z If you’re getting a Federal Housing Administration or Department of Veterans Affairs loan, it’s likely you can expect delays in the underwriting process, and it’s possible your closing date will be pushed back as well. What the government shutdown means for your mortgage 2019-01-11T05:00:00Z And some mortgages are on hold while the Federal Housing Administration is short-staffed. ‘This is ridiculous’: Small-business owners can’t get loans as shutdown enters Day 20. 2019-01-09T05:00:00Z The Federal Housing Administration and the Small Business Administration won’t be able to process new home or small business loans. If there's a government shutdown tonight, here's how it could affect you 2018-12-21T05:00:00Z The Trump administration released a report in June proposing to privatize Fannie and Freddie while continuing to subsidize mortgage loans for less affluent home buyers through an existing program operated by the Federal Housing Administration. Trump May Choose Critic of Fannie and Freddie to Lead Agency Overseeing Them 2018-12-10T05:00:00Z In addition, non-bank lenders are helped by mortgage guarantees offered by federal agencies such as the Federal Housing Administration and the Department of Veterans Affairs, which promise to pay back investors if borrowers default. Non-banks are back and bigger than ever - Los Angeles Times 2018-09-21T04:00:00Z The riskiest loans are insured by the Federal Housing Administration, an agency whose mission is to broaden homeownership. Perspective | A legacy of the financial crisis? The makings of the next one. 2018-09-07T04:00:00Z But loans insured by the Federal Housing Administration appear to be a strikingly different story. FHA is making more mortgages available to applicants with risky debt profiles 2018-08-28T04:00:00Z The federal insistence on rigid racial separation found its most pernicious expression in the Federal Housing Administration, created in 1934 to promote homeownership by insuring mortgages. Opinion | America’s Federally Financed Ghettos 2018-04-07T04:00:00Z These loans are backed by the Federal Housing Administration. 7 ways to finance a home-remodeling project | Produced by Advertising Publications 2018-04-05T04:00:00Z Taylor Bean was authorized to originate and underwrite mortgage loans insured by the Department of Housing and Urban Development’s Federal Housing Administration. Deloitte & Touche pays $149.5M to settle claims from failed mortgage lender audits 2018-02-28T05:00:00Z FHA: A popular choice for first-time buyers is the Federal Housing Administration mortgage because qualifying for it is easier. Know your mortgage options when searching for a new home 2018-01-25T05:00:00Z The Federal Housing Administration says an insurance program backing reverse mortgages is “losing money and can no longer remain viable in its present form.” Crisis in reverse mortgages? Some say yes 2017-12-09T05:00:00Z Created in 1934, the Federal Housing Administration invented and enforced “redlining,” explicitly steering new mortgages away from blacks to maintain the racial homogeneity of neighborhoods. Opinion | America’s most accomplishing politician? 2017-10-06T04:00:00Z I frequently get questions from homeowners about home-equity conversion mortgages, or HECMs, the type of reverse mortgage backed by the Federal Housing Administration. Q&A: Who should get a home- equity conversion mortgage and how do they work? 2017-10-07T04:00:00Z Ginnie Mae bundles VA and Federal Housing Administration loans into mortgage bonds that are purchased by investors who receive guarantees of timely payments. Agency warns that questionable refinancings may be costing veterans big money 2017-09-25T04:00:00Z The Federal Housing Administration insurance program was intended to be self-sufficient and run with a negative credit subsidy. Opinion | The reverse mortgage program is a boon to seniors 2017-09-10T04:00:00Z That is why, the Federal Housing Administration says, new rules that took effect in October have been necessary to boost the up-front insurance premiums most seniors pay and lower the borrowing limit. Crisis in reverse mortgages? Some say yes 2017-12-09T05:00:00Z These neighborhood classifications were later used by the Veterans Administration and the Federal Housing Administration to decide who was worthy of home loans at a time when homeownership was rapidly expanding in postwar America. How Redlining’s Racist Effects Lasted for Decades 2017-08-24T04:00:00Z Home-equity conversion mortgages — reverse mortgages backed by the Federal Housing Administration — are complicated. Q&A: Who should get a home- equity conversion mortgage and how do they work? 2017-10-07T04:00:00Z It did settle a civil suit filed by the Justice Department in 2016 by paying $1.2 billion and admitted improperly certifying mortgages to obtain insurance from the Federal Housing Administration. Wells Fargo Shows Erosion of Corporate Accountability Under Trump 2017-08-14T04:00:00Z The phrase appears in a section of the housing act discussing what kinds of reverse mortgages are eligible for insurance guarantees from HUD’s Federal Housing Administration. 2 senators question effects of a reverse-mortgage proposal 2017-08-12T04:00:00Z The phrase appears in a section of the housing act discussing what kinds of reverse mortgages are eligible for insurance guarantees from the Federal Housing Administration, a division of HUD. 2 Senators Question Effects of a Reverse Mortgage Proposal 2017-08-08T04:00:00Z The settlement includes $65 million for alleged violations involving loans insured by the Federal Housing Administration, and nearly $9.5 million for loans guaranteed by the Department of Veterans Affairs. Mortgage lender PHH agrees to pay $74 million settlement 2017-08-08T04:00:00Z Mortgages backed by the Federal Housing Administration closed in June spanned an even broader range of scores. Getting a mortgage approval could be easier than you think 2017-07-28T04:00:00Z The construction industry, which had been constrained by wartime supply rationing, was now encouraged by Federal Housing Administration programs and others that offered unprecedented subsidies and new, government-guaranteed 30-year fixed mortgages for single-family homes. Perspective | Kids are living with their parents longer. It’s a good thing. 2017-07-07T04:00:00Z The loans, which the Federal Housing Administration guarantees against default, are also known as home-equity conversion mortgages. 2 senators question effects of a reverse-mortgage proposal 2017-08-12T04:00:00Z The loans, which the Federal Housing Administration guarantees against default, are also known as home equity conversion mortgages. 2 Senators Question Effects of a Reverse Mortgage Proposal 2017-08-08T04:00:00Z The Justice Department announced in May that Financial Freedom agreed to pay $89 million to settle allegations it defrauded the Federal Housing Administration regarding reverse mortgage insurance payments. Look at possible conflicts of interest in Trump team's OneWest Bank probes, 2 Democrats urge 2017-06-30T04:00:00Z If those veterans got past the V.A., they still had to contend with the banks, which denied loan applications in nonwhite neighborhoods because the Federal Housing Administration refused to insure mortgages there. How Homeownership Became the Engine of American Inequality 2017-05-09T04:00:00Z For loans guaranteed by the Federal Housing Administration, it was 4.23 percent. VA mortgage lending turns in a record year 2017-03-18T04:00:00Z Stevens, a former Federal Housing Administration commissioner, expected the changes to affect FHA loans the most strongly. Your credit scores might suddenly rise this summer. Here's why 2017-03-14T04:00:00Z The loans were insured by the Federal Housing Administration. Uber dropping ‘Greyball’ software used to thwart regulators 2017-03-09T05:00:00Z It also enforces fair housing laws and offers mortgage insurance to poorer Americans through the Federal Housing Administration, part of HUD. Next up in the Senate: Ben Carson, slated for HUD vote 2017-03-02T05:00:00Z An hour after Donald Trump took the oath of office last month, his administration caught the attention of the real-estate industry when it abruptly suspended a planned cut in Federal Housing Administration mortgage-insurance premiums. With Trump’s suspension of FHA rate cut, what comes next in nation’s housing policy? 2017-02-18T05:00:00Z The health system still owes about $8 million on a Federal Housing Administration mortgage, net of $3 million held by the trustee on the loan. Court motion indicates deal to sell shuttered hospital 2017-02-13T05:00:00Z An hour after Donald Trump took the oath of office last month, his administration caught the attention of the real estate industry when it abruptly suspended a planned cut in Federal Housing Administration mortgage-insurance premiums. FHA home loans were getting cheaper until Trump suspended a rate cut. Now, what comes next? 2017-02-13T05:00:00Z The Federal Housing Administration is a government agency that insures home loans and collects fees from borrowers to reimburse lenders in the case of default. Trump team suspends mortgage-insurance rate cut: Here’s what it means 2017-01-28T05:00:00Z ONE OF the Obama administration’s final actions was to slash the fee that mortgage borrowers must pay for Federal Housing Administration insurance on eligible loans. Opinion | Trump’s heartless fee hike? Not quite. 2017-01-23T05:00:00Z The Federal Housing Administration is a government agency that insures home loans and collects fees from borrowers to reimburse lenders in the case of default. Q&A: The FHA rate cut explained 2017-01-23T05:00:00Z Here’s some potentially good news for anyone without high credit scores who is seeking a low-down-payment mortgage: The Federal Housing Administration is cutting its mortgage insurance premium charges, making its loans a little more affordable. Some mortgages are about to become cheaper — but maybe not for long 2017-01-17T05:00:00Z Former Secretary Julian Castro announced last week that HUD would lower by 0.25% what the Federal Housing Administration charges on a risky mortgage backed by taxpayers. Trump’s Good First Move 2017-01-21T05:00:00Z Close to five million Americans currently own a home because of loans insured by HUD’s Federal Housing Administration. Ben Carson's Nomination Is an Offense to America 2017-01-12T05:00:00Z The annual fees the Federal Housing Administration charges to guarantee mortgages it backs are being cut by a quarter of a percentage point, the Department of Housing and Urban Development said Monday. U.S. cuts fees for FHA mortgage insurance 2017-01-09T05:00:00Z In one form or another, they are an integral part of all Federal Housing Administration, Veterans Affairs and low-down-payment loans eligible for sale to investors Fannie Mae and Freddie Mac. Mortgage insurance deduction for middle-income homeowners expired at the end of 2016 2017-01-03T05:00:00Z The Justice Department last year sued the Detroit-based mortgage lender on charges that it knowingly approved loans that violated Federal Housing Administration rules for government mortgage insurance. The Quicken Loans Signal 2016-12-20T05:00:00Z The government took control of mortgage giants Fannie Mae and Freddie Mac, which together with agencies such as the Federal Housing Administration guaranteed most new mortgages. Credit Restrictions Cost Home Buyers ‘Deal of a Lifetime’ 2016-12-04T05:00:00Z In 2012, the agency issued rules prohibiting discrimination on the basis of sexual orientation and gender identity by housing providers that receive HUD funding or have loans insured by the Federal Housing Administration. Case Could Help L.G.B.T. People Fight Bias in Senior Housing 2016-11-18T05:00:00Z For instance, mortgages backed by the Federal Housing Administration require down payments as low as 3.5 percent of the purchase price. 9 steps to take if you’re planning to buy a home within six months 2016-11-07T05:00:00Z In the spring of 1961, when Donald Trump was finishing his freshman year at a military high school in New York, his father purchased Gregory Estates from the Federal Housing Administration. Donald Trump first swept into the nation’s capital 40 years ago. It didn’t go well. 2016-10-21T04:00:00Z More than 90 percent of mortgages get sold after they close to investors such as Fannie Mae, Freddie Mac or the Federal Housing Administration. Why your bank may not be giving you the best mortgage rate 2016-10-13T04:00:00Z The Federal Housing Administration also offers mortgages that require down payments of 3.5 percent. Ask Brianna: Will I ever be able to afford a house? 2016-09-27T04:00:00Z Financial organizations, such as Fannie Mae, Freddie Mac and the Federal Housing Administration, all look at an association’s budget when determining whether to approve a loan for a purchase or even a refinance. Just named a director on your new condo board? Better get busy. 2016-09-15T04:00:00Z The Alabama-based bank was accused of handling mortgage loans insured by the Federal Housing Administration that failed to meet requirements designed to protect homeowners, the Justice Department said. Samsung officials say Galaxy Note 7 smartphone has minor battery flaw 2016-09-13T04:00:00Z Arriving in segregated D.C. in 1945, Tapscott took a job in the Federal Housing Administration and as a helper at the Navy Yard. After 53 years behind the wheel, a D.C. cabdriver plans his last ride 2016-08-12T04:00:00Z Almost as soon as President Franklin D. Roosevelt created the Federal Housing Administration in the 1930s, Mr. Trump eagerly sought to make use of its loan subsidies. Fred Trump Taught His Son the Essentials of Showboating Self-Promotion 2016-08-12T04:00:00Z Since these loans, also known as Home Equity Conversion Mortgages, are insured by the government, the Federal Housing Administration will cover any shortfalls between the final loan balance and net proceeds from the sale. The Quiet Comeback of Reverse Mortgages 2016-07-22T04:00:00Z The Federal Housing Administration on Tuesday said it would approve mortgages on properties with energy-related home improvements financed through special tax assessments, marking a turnaround for the agency. In turnaround, FHA will insure mortgages with PACE assessments 2016-07-19T04:00:00Z Most of these loans are home equity conversion mortgages, a program run by the Federal Housing Administration. Reverse Mortgages Aren't For Everyone 2016-06-29T04:00:00Z In February, Wells Fargo & Co. agreed to pay $1.2 billion to settle allegations that it duped the Federal Housing Administration into insuring thousands of loans that didn’t meet federal requirements. A weird fraud case: Lender was accused of making good mortgages look bad 2016-06-03T04:00:00Z Morgan Chase JPM 0.03 % & Co., referred to the dilemma in his April shareholder letter when explaining why his bank has mostly stopped giving loans insured by the Federal Housing Administration. Banks’ Embrace of Jumbo Mortgages Means Fewer Loans for Blacks, Hispanics 2016-06-01T04:00:00Z And while some new grads received cars, money and other exciting gifts, they all received a great present from an unexpected source: the Federal Housing Administration. Mortgages Easier to Get With Deferred Student Debt 2016-06-01T04:00:00Z Could the Federal Housing Administration finally be opening its doors again to financing more condominium units? FHA may soon play a larger role in financing of condos 2016-05-17T04:00:00Z Traditionally, Federal Housing Administration loans have provided the most accessible option for those who want to buy a house, but can't afford the down payment. Are We Heading for Another Housing Crisis? 2016-05-12T04:00:00Z Justice claims Quicken harmed taxpayers by willfully violating Federal Housing Administration rules to qualify risky loans for federal mortgage insurance. The Quickening 2016-05-03T04:00:00Z HUD doesn’t originate loans, but the Federal Housing Administration, which it operates, insures mortgages for banks. This election is blinding us to a Wall Street outrage: Inside the media’s negligent response to a foreclosure disaster 2016-04-20T04:00:00Z Mortgages from the Federal Housing Administration, however, continue to charge insurance for the life of the loan. A Smaller Down Payment, and No Mortgage Insurance Required 2016-03-11T05:00:00Z Affordable Loan Solution mortgages are likely to compete with Federal Housing Administration loans, which offer minimum down payments of 3.5 percent. Mortgage lenders try to turn more renters into homeowners 2016-02-23T05:00:00Z The Federal Housing Administration, the government agency that primarily helps first-timers get mortgages, cut its fees last year and may do so again soon as its finances continue to improve. What’s ahead for the housing market in 2016 2016-01-06T05:00:00Z A primary participant in these discussions was Mr. Stevens, then commissioner of the Federal Housing Administration, a part of HUD. A Revolving Door Helps Big Banks’ Quiet Campaign to Muscle Out Fannie and Freddie 2015-12-07T05:00:00Z All reverse mortgages are non-recourse, which means because the loans are insured by the Federal Housing Administration, the agency absorbs the remaining balance of the loan if the sale does not cover the loan amount. Reverse mortgages require a lot of forward thinking before committing 2015-12-02T05:00:00Z The Federal Housing Administration earlier this year reduced the premium it charges for insuring mortgages. U.S. Housing Can Withstand Rate Rise 2015-11-29T05:00:00Z If you’re a first-time buyer with a moderate income and not much cash for a down payment on a condo, the availability of Federal Housing Administration financing is a big deal. FHA eases rules on financing for condos, but maybe not enough 2015-11-17T05:00:00Z In 2015, GSE guarantees cover about half of new mortgages for home purchases; including other agencies — the Federal Housing Administration, which caters to lower-income borrowers, and Veterans Affairs — the government guarantees three-quarters of new mortgages. Why Fannie Mae and Freddie Mac survived 2015-11-15T05:00:00Z Mr. Stevens continued as commissioner of the Federal Housing Administration through March 31, 2011, his termination documents show. A Revolving Door Helps Big Banks’ Quiet Campaign to Muscle Out Fannie and Freddie 2015-12-07T05:00:00Z In conjunction, the Federal Housing Administration, which insures 1 in 5 new mortgages, announced it is developing guidance for the use of Pace financing, which will help overcome lender resistance that has hobbled the program. Clean-energy lender Renovate America tops $1 billion in loans 2015-11-13T05:00:00Z Morgan Chase JPM 0.91 % & Co. have pulled back from making mortgage loans backed by the Federal Housing Administration after paying hundreds of millions of dollars in settlements over improper underwriting with the Justice Department. LoanDepot Postpones IPO 2015-11-13T05:00:00Z For decades, the Federal Housing Administration relied on so-called residential security maps to help decide which mortgages it would insure. ‘Redlining’ Home Loan Discrimination Re-emerges as a Concern for Regulators 2015-10-30T04:00:00Z The vast majority of LoanDepot's loans are sold to Fannie Mae and Freddie Mac, or are backed by the Federal Housing Administration. O.C. mortgage lender files for IPO 2015-10-08T04:00:00Z The loans were originally underwritten before the financial crisis by banks like JPMorgan Chase and Bank of America, with insurance guarantees from the Federal Housing Administration. As Banks Retreat, Private Equity Rushes to Buy Troubled Home Mortgages 2015-09-28T04:00:00Z Court documents show Great Country obtained Federal Housing Administration loans for condo purchases by submitting applications for unqualified buyers. Last of 24 charged in mortgage fraud gets 11 years in prison 2015-09-27T04:00:00Z The Federal Housing Administration, which backs loans to borrowers with little money for a down payment, this summer also released new rules that it hopes will increase banks’ confidence in making loans through its program. Number of New Mortgages in 2014 Plunges 31% From Year Before 2015-09-22T04:00:00Z “One of his success secrets was taking advantage of Federal Housing Administration financing to build cheap houses in Brooklyn and Queens.” Trump Rules for Success: Be Born Rich, Get Political Favors 2015-09-11T04:00:00Z One of his success secrets was taking advantage of Federal Housing Administration financing to build cheap houses in Brooklyn and Queens. The Art of The Donald in 10 Easy Steps 2015-09-10T04:00:00Z Dreams of reconciliation between big banks and the Federal Housing Administration got a rude awakening this week. A Banker Beat Down That Could Hurt Housing 2015-09-04T04:00:00Z Q. How are the loans that you insure different from Federal Housing Administration loans? A Conversation With Teresa Bryce Bazemore 2015-08-18T04:00:00Z The jump in non-mortgage debt is especially noteworthy among owners with Federal Housing Administration and Veterans Affairs home loans. Saying yes to a new car can make a mortgage lender more likely to say no 2015-08-11T04:00:00Z The premiums that the Federal Housing Administration charges to insure mortgages are also lower this year, further propelling buying activity, Mr. Blomquist said. Home Sales Jump in June as Demand Exceeds Supply 2015-07-22T04:00:00Z At issue is the Federal Housing Administration, which is run by the Department of Housing and Urban Development and is responsible for backing more than one in 10 mortgage loans. Mortgage Bankers, Housing Groups Back Proposal to Curb Suits 2015-07-15T04:00:00Z The new guidance specifies further what programs are covered, including those that use financing from the Federal Housing Administration or Section 202 assistance for senior citizen housing. HUD moves to protect older LGBT people, Obama pushes auto IRA plans 2015-07-13T04:00:00Z The Federal Housing Administration cut its annual mortgage insurance premium rate drastically in late January. First-time buyers grab a bigger share of the real estate market 2015-06-23T04:00:00Z Through the Federal Housing Administration and other agencies, the United States government essentially ran a whites-only wealth creation program. Middle-Class Black Families, in Low-Income Neighborhoods 2015-06-24T04:00:00Z The case focuses on mortgages guaranteed by the Federal Housing Administration, which is part of the Department of Housing and Urban Development. Judge Denies Group’s Whistle-Blower Standing in Suit Against U.S. Bank 2015-05-13T04:00:00Z The Federal Housing Administration does not make loans itself, but it insures them. Justice Department Sues Quicken Loans 2015-04-23T04:00:00Z It said Quicken encouraged its employees to disregard Federal Housing Administration rules and say that mortgages met the guidelines when they did not. Justice Department sues Quicken over mortgage underwriting 2015-04-23T04:00:00Z Quicken says it’s the largest lender of loans guaranteed by the Federal Housing Administration. Quicken Loans sues government over mortgage investigation 2015-04-20T04:00:00Z Then there are government agencies whose main focus is housing, like the Federal Housing Administration, which guarantees mortgage loans, and those two government-sponsored enterprises, Fannie Mae and its sibling, Freddie Mac. The Great American Dream, Still Deferred 2015-02-07T05:00:00Z Federal Housing Administration loans allow buyers to qualify for a mortgage with as little as 3.5 percent down, and Freddie Mac and Fannie Mae recently launched their own low-down payment programs. Creative Ways Americans Can Buy a Home 2015-02-03T05:00:00Z Try getting your house through a Federal Housing Administration loan. How to Get a Home Loan With Less-Than-Stellar Credit 2015-01-30T05:00:00Z That last phrase appears in the original underwriting manual that the Federal Housing Administration used to ensure that nearly all mortgages it backed went to whites living in white neighborhoods. Charles Lane: A modern segregation battle 2015-01-22T05:00:00Z During the economic crisis, the Federal Housing Administration stepped up to stabilize the housing market, preventing home prices from dropping another 25 percent, according to independent economists. Strengthening the FHA 2015-01-21T05:00:00Z The president announced the Federal Housing Administration would shave its insurance premiums by half a percentage point, to 0.85 percent from 1.35 percent. HUD Secretary Touts Mortgage Premium Reform, Laments Rising Rental Costs 2015-01-21T05:00:00Z Obama on Thursday said his administration would reduce premiums for Federal Housing Administration loans, a move that would cut annual mortgage payments by about $900 annually for the typical first-time home owner. In Phoenix, Obama’s pre-SOTU focus turns to housing 2015-01-08T05:00:00Z The president announced Federal Housing Administration mortgage insurance premiums will be lowered by half a percentage point, from 1.35 percent to 0.85 percent. President Barack Obama Announces Federal Housing Administration Mortgage Insurance Premium Cut 2015-01-08T05:00:00Z Bank to settle a case in which the bank was accused of originating mortgage loans insured by the Federal Housing Administration that did not meet FHA requirements. Ohio US Attorney’s office collects $350 million during 2014 2015-01-07T05:00:00Z That more than doubles the equity they would build with the same amount down on a 30-year Federal Housing Administration loan at the going rate of 3.25%. New home loan helps lower-income borrowers build equity quickly 2015-01-02T05:00:00Z These low downpayment loans will compete with the mortgages backed by the Federal Housing Administration, which requires at least 3.5 percent down. First-time buyers can now get a mortgage with only 3 percent down 2014-12-08T05:00:00Z He says Federal Housing Administration loans allow 6 percent of the home price in closing-cost assistance, while conventional loans allow up to 3 percent. Foreclosures can open the door to homeownership In this case, the legal aid group is focusing on mortgages that were guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development. U.S.-Backed Mortgages Put to Test in an Innovative Lawsuit 2014-11-27T05:00:00Z Most reverse mortgages are so-called home-equity conversion mortgages that are insured by the Federal Housing Administration. Understanding the pitfalls of reverse mortgages 2014-11-27T05:00:00Z About 60% of the mortgages written in the United States are backed by Fannie and Freddie, with the government also guaranteeing large numbers of Veterans Administration and Federal Housing Administration loans. Limits raised in four California counties for Fannie, Freddie loans 2014-11-24T05:00:00Z Last week the Federal Housing Administration, whose reverse mortgage program dominates the field, adopted guidelines tightening eligibility standards as part of an effort to avoid additional losses to government insurance funds. FHA orders stiffer underwriting standards for reverse mortgages The Federal Housing Administration is back in the black — though barely, according to an independent audit released Monday by the agency. FHA is back in the black — but not out of the woods It might mean that fewer borrowers seek loans backed by the Federal Housing Administration, which accepts loans with as little as 3.5 percent down. Why offering 3 percent downpayment mortgages is not a return to lax lending Fannie decided to stop its program after the Federal Housing Administration increased the fees it charges for its guarantee. Fannie Mae Official Details Plans on Low Down Payment Mortgages 2014-11-06T05:00:00Z That is what the Federal Housing Administration is for. More Renters, Less Risk for Wall St. 2014-10-28T04:00:00Z For sales of newly built homes, the VA share is much larger: 14.5 percent in September, compared with a 16.7 percent share for the other major federal housing finance program, FHA, the Federal Housing Administration. Veterans have created a housing boom The Federal Housing Administration, a popular source of low downpayment loans, may soon consider lowering the fees it charges borrowers on the loans it insures. Why regulators are making it easier to get a mortgage First-time and marginal borrowers continue to be rebuffed by lenders that set standards higher than those required by Fannie Mae, Freddie Mac and the Federal Housing Administration, which buy or guarantee nearly all non-jumbo mortgages. Lower mortgage rates a silver lining of stock market drops 2014-10-15T04:00:00Z And the market is feeling the impact of cuts in the size of mortgages made by the Federal Housing Administration. Homebuilders Offer Goodies as Sales Slow 2014-10-09T04:00:00Z It’s possible to buy a house with as little as 3.5 percent down payment with a Federal Housing Administration mortgage. Should You Rent or Buy? 7 Questions to Help You Decide 2014-10-10T04:00:00Z In a sense, the result is a throwback to the long-forgotten early years of the Federal Housing Administration. Loan gives low-income borrowers a chance to build equity fast 2014-10-05T04:00:00Z And coming soon are new rules from the Federal Housing Administration to make sure people can afford the expenses they must pay under a reverse mortgage. Reverse mortgages no fast ticket to retirement easy street A program designed to help prop up the Federal Housing Administration is short-changing borrowers and neighborhoods hard-hit by foreclosures, community groups said as they took to the streets to push for changes. FHA is urged to reform loan sale program But thanks to a policy switch that was recently made final, charging extra interest payments on loans insured by the Federal Housing Administration will soon be banned. FHA to ban lenders from charging extra interest payments on mortgages 2014-09-07T04:00:00Z But thanks to a policy switch made final last week, charging extra interest payments on loans insured by the Federal Housing Administration will soon be banned. FHA will stop lenders from charging extra interest when homeowners sell or refinance That price would require a down payment of $18,550 to meet the 3.5 percent minimum for a Federal Housing Administration loan. Need a hand to buy a home? A gift toward the down payment can help The report from HUD offers the first comprehensive look at the sale of non-performing loans guaranteed by the Federal Housing Administration. Federal Program Helps Keep Some Delinquent Borrowers in Their Homes 2014-09-02T04:00:00Z Helen was a republican, but she served a total of seven Presidents from both parties at the Federal Housing Administration, because getting the job done mattered more to Helen than party politics. '30 in 30': Women Candidates to Watch in 2014 -- Natalie Tennant 2014-09-02T04:00:00Z The term “redlining” traces back to the 1930s, when the Federal Housing Administration used red ink to designate areas that the housing agency considered far too risky to receive loans. New York Set to Accuse Evans Bank of Redlining 2014-09-02T04:00:00Z The Federal Housing Administration launched a program nearly two years ago in which it sells defaulted loans to investors, including non-profit groups. Some struggling homeowners may soon find it easier to get mortgage help If it’s a mortgage insured by the Federal Housing Administration, the answer is a resounding yes. Credit scores remain a high hurdle for many mortgage applicants as banks stay gun-shy JPMorgan is pulling back in particular from loans made under the Federal Housing Administration program, which allows first-time homeowners to borrow as much as 96.5 percent of the purchase price of their house. JPMorgan pulls back from mortgage lending on foreclosure worries 2014-07-15T04:00:00Z That might mean more down-payment assistance, lower fees for future borrowers, or new programs like one launched by the Federal Housing Administration that reduces premiums if homebuyers get credit counseling. Homeownership: A shortcut to the middle class? 2014-07-08T04:00:00Z Mr. O’Shaughnessy said his underwriting standards, while more flexible, are tougher in some cases than those of the Federal Housing Administration, which permits down payments as small as 3.5 percent. In Home Loans, Subprime Fades as a Dirty Word 2014-06-28T04:00:00Z The Treasury Department is joining the Federal Housing Administration to help finance the 22-year-old program, which enables participating housing authorities to share the risk of the loans with the federal program. Program to expand affordable rental options gets Treasury Dept. boost The loans resulted in losses to the Federal Housing Administration, the arm of the Department of Housing and Urban Development that insures residential mortgages. SunTrust to pay nearly $1 billion to settle mortgage-abuse allegations 2014-06-17T04:00:00Z Attorney's office in Brooklyn, which has been investigating whether the bank properly submitted mortgage loans for government insurance provided by the Federal Housing Administration, people familiar with the matter said. Exclusive: U.S. using JPMorgan penalty to speed cases against other banks 2014-06-11T04:00:00Z A U.S. appeals court on Tuesday rejected Wells Fargo & Co's attempt to avoid litigation over government allegations of misconduct related to home mortgage loans issued by the Federal Housing Administration. Wells Fargo loses bid to avoid lawsuit over FHA mortgage loans 2014-06-10T04:00:00Z Attorney Preet Bharara's office is seeking information on claims on foreclosed loans insured by the Federal Housing Administration or guaranteed by Fannie Mae and Freddie Mac, according to records reviewed by Reuters. U.S. probes possible overcharging by banks on foreclosure fees 2014-05-29T04:00:00Z And the Federal Housing Administration, established in the aftermath of the Great Depression, offered guidelines that discouraged mortgage lending in black neighborhoods and communities that were turning black. Great Society’s impact — and limits — seen in evolution of Prince George’s County David H. Stevens, who was head of the Federal Housing Administration under Donovan, called him “eminently qualified to be OMB director.” San Antonio Mayor Julian Castro tapped to lead HUD If you're planning to get an Federal Housing Administration or Veteran Affairs loan, look for a loan officer with experience and contacts in that market, Guttentag says. 5 Questions to Ask Before Choosing a Loan Officer 2014-05-13T04:00:00Z He added that if they had full control over the government-sponsored enterprises and the Federal Housing Administration, which insures many mortgages, “absolutely, we could have done dramatically more.” What Timothy Geithner Really Thinks 2014-05-08T17:00:02Z The loans, which are guaranteed by the Federal Housing Administration, often do not need to be paid back until borrowers either sell their homes or die. DealBook: Some Investors Bet on Return to Reverse Mortgages 2014-05-08T01:11:25Z His firm sees an opportunity in buying troubled mortgages from government-sponsored mortgage companies like Fannie Mae and Freddie Mac and the Federal Housing Administration, a division of the Department of Housing and Urban Development. DealBook: Soured Mortgages Attract Institutional Dollars 2014-04-27T23:57:26Z The regulations apply to reverse mortgages that are insured by the Federal Housing Administration, virtually all of the market. DealBook: Pitfalls of Reverse Mortgages May Pass to Borrower’s Heirs 2014-03-26T23:57:50Z Attorney's office for the Eastern District of New York is investigating Bank of America's compliance with the rules of the Federal Housing Administration's Direct Endorsement Program, according to the bank's 10-K filing with the U.S. BofA says under investigation over federal housing program 2014-02-25T22:16:00Z The bank still has mortgage problems to clear up with the agencies, including a lawsuit linked to the Federal Housing Administration, but Wells Fargo officials believe the worst is over. Insight: Wells Fargo edges back into subprime as U.S. mortgage market thaws 2014-02-14T06:08:41Z However, any change by the agency, the conservator of Fannie Mae and Freddie Mac, would follow in the footsteps already by the Federal Housing Administration. Conforming loan cutoff could drop to $400K 2013-12-16T20:11:00Z Department of Housing and Urban Development into believing the loans qualified for insurance from the agency's Federal Housing Administration, costing hundreds of millions of dollars in losses. U.S. seeks to add former Wells Fargo exec as fraud defendant 2013-11-22T19:52:31Z Company spokeswoman Jumana Bauwens said most of the properties that the alliance found fault with in the original complaint were the responsibility of other parties, including the Federal Housing Administration. Housing group says Bank of America discriminating in minority communities 2013-09-26T00:47:39Z Department of Housing and Urban Development into believing its loans qualified for insurance by HUD's Federal Housing Administration. Wells Fargo fails to win dismissal of U.S. mortgage fraud case 2013-09-24T16:31:22Z The Federal Housing Administration, which insures most reverse mortgages, is making the changes in an effort to strengthen the program, which allows people 62 and older to tap their home equity without making payments. Your Money: Tighter Rules Will Make It Harder to Get a Reverse Mortgage 2013-09-07T00:37:33Z The Federal Housing Administration is making it easier for homeowners with previous bankruptcies or foreclosures to qualify for a mortgage. FHA cuts mortgage wait after hard times 2013-08-16T18:39:00Z Senate panel on Wednesday approved a bipartisan bill aimed at bolstering the finances of the Federal Housing Administration, which may need to turn to taxpayers for a bailout later this year. U.S. Senate panel approves bill to bolster FHA finances 2013-07-31T16:56:42Z Most reverse mortgages, which allow homeowners 62 and older to tap their home equity, are made through the Department of Housing and Urban Development, whose Federal Housing Administration arm insures the loans. Your Money: Rules for Reverse Mortgages May Become More Restrictive 2013-07-12T20:30:05Z That figure, based on a Federal Housing Administration estimate of home values in the entire metropolitan area, including counties like Putnam and Rockland, is too low for much of the city marketplace. The Appraisal: V.A. Loans Are Rare in New York 2013-06-10T15:38:10Z In an effort to reduce a potential budget shortfall, the Federal Housing Administration will force homeowners to pay a monthly insurance premium for a longer period. New FHA premium rules mean higher monthly payments for homeowners 2013-06-05T18:00:00Z Currently, taxpayers, through the Federal Housing Administration, backstop most of the low-down-payment mortgages. DealBook: Down Payment Rules Are at Heart of Mortgage Debate 2013-04-24T18:15:54Z Department of Justice said Golden First Mortgage Corp and its president David Movtady "repeatedly lied" to the government between 2002 and 2010 to win Federal Housing Administration insurance for its home loans. U.S. charges N.Y. mortgage lender with defrauding government 2013-04-04T17:51:42Z The loans included those held in a bank's portfolio as well as those backed by Fannie Mae, Freddie Mac, the Federal Housing Administration and the Veterans Administration. Better to put men first on mortage applications? 2013-03-12T10:30:00Z Another vulnerable program that falls under HUD's umbrella is the financially strapped Federal Housing Administration. Obama administration warns cuts would hurt housing, Sandy relief 2013-02-14T16:38:04Z Last month, U.S. government-backed housing giants Fannie Mae and Freddie Mac and the Federal Housing Administration extended by 90 days their disaster-relief assistance for borrowers whose homes were damaged in the storm. Victims of storm Sandy may move into low-income housing: IRS 2013-02-06T22:38:57Z On Wednesday, the House Financial Services Committee will conduct a hearing about the role of the Federal Housing Administration in the mortgage insurance market. Looking Ahead: Economic Reports for the Week of Feb. 4 2013-02-03T23:13:39Z Donovan, who was New York City's housing commissioner before taking the top housing post in 2009, is expected to play a central role in the Obama administration's efforts to keep the Federal Housing Administration solvent. Housing Secretary Donovan to stay on for second term 2013-01-16T19:20:21Z The target this time: the Federal Housing Administration, the government's mortgage insurer mostly for low-to-moderate income and minority borrowers. DealBook: New Target in Finger-Pointing Over Housing Bubble 2013-01-09T17:49:08Z About half of all first-time buyers get their loans through HUD’s Federal Housing Administration, which allows down payments as low as 3.5 percent. First-Time Buyers Locked Out of the Rising Home Market 2012-11-28T21:15:12Z The foreclosure suspension also applies to mortgages insured by the Federal Housing Administration. Mortgages: Mortgages – Help for Storm Victims 2012-11-18T03:50:02Z Federal Housing Administration is indicating it might need a bailout for the first time in its 78-year history because of bad loan deals. On eve of fiscal cliff talks, positions harden 2012-11-16T00:04:39Z Donovan said he directed all Federal Housing Administration lenders to impose a moratorium on any foreclosures for 90 days in disaster-affected areas. Government may pick up hotel tab for 34,000 Sandy victims 2012-11-05T23:20:08Z It is seeking damages for hundreds of millions of dollars in insurance claims already paid to Wells Fargo by the Federal Housing Administration. JP Morgan predicts housing upturn 2012-10-12T12:29:17Z Attorney in Manhattan, seeks damages and civil penalties from Wells Fargo for more than 10 years of alleged misconduct related to government-insured Federal Housing Administration loans. U.S. files mortgage fraud lawsuit against Wells 2012-10-09T20:50:36Z The suit, filed in federal court in Manhattan, seeks "hundreds of millions of dollars" in damages on behalf of the Federal Housing Administration. U.S. Sues Wells Fargo in Mortgage Case 2012-10-09T20:31:15Z The best opportunity for investors within the mortgage market might be bonds backed by Ginnie Mae, which mainly supports loans insured by the Federal Housing Administration or Department of Veterans Affairs, says Mr. Abrahams. How to Play the Fed's Mortgage Move 2012-09-21T23:28:53Z HUD said in a statement that the figures calculated in the audit do not represent a direct loss to the Federal Housing Administration but were based on an extrapolation of the original data sample. HUD paid over $1B in false claims 2012-09-20T00:45:49Z And on some Federal Housing Administration mortgages, lenders will waive or pay all the closing costs. Mortgages: Mortgages — Refinancing More Than Once 2012-07-27T09:00:03Z Investigators not only found evidence of appraisal fraud, a government source said, but also rampant problems with the underwriting of Federal Housing Administration loans, which allow consumers to buy homes with low down payments. A BofA whistleblower emerges from the shadows 2012-07-12T22:16:16Z Fixed 30-year mortgage rates for loans backed by the Federal Housing Administration were also at record lows of 3.63 percent, down 6 basis points from the previous week. Mortgage applications fell last week: MBA 2012-07-11T11:05:46Z They were able to obtain a Federal Housing Administration first-time homeowner’s loan, which enabled them to secure their home a year ago with a down payment of $3,000. On Location: In Catskill, N.Y., Finding an Affordable Country Home 2012-07-04T11:14:22Z Those that are owned by government entities Fannie Mae and Freddie Mac, or backed by the Federal Housing Administration, will not be eligible. BofA Initiates Home Loan Modification Offers 2012-05-08T19:35:04Z Mortgages held by government-sponsored enterprises or backed by the Federal Housing Administration do not fall under the scope of the accord. Federal Report Cites Bank Officials in Foreclosure Surge 2012-03-13T10:08:51Z Here’s how the FHA plan would work: Currently, the federal government offers a program to allow borrowers with loans backed by the Federal Housing Administration to refinance their loans at lower cost. Obama unveils two new housing initiatives 2012-03-06T16:55:00Z Mortgages backed by the Federal Housing Administration will get more expensive; California takes steps to stop some foreclosures. | February 28, 2012 2012-02-28T16:25:39Z The U.S. settled a lawsuit against the Citigroup unit that alleged more than six years of misconduct in connection with the Federal Housing Administration Direct Endorsement Program, the U.S. Citigroup Mortgage Unit to Pay $158.3 Million in Settlement 2012-02-16T10:00:23Z Part of the proceeds also will help plug a projected shortfall in the reserves of the Federal Housing Administration. FHA a beneficiary in mortgage settlement 2012-02-14T01:01:00Z The proposal would let homeowners who are current on their payments save $3,000 a year through refinancing into lower-interest loans guaranteed by the Federal Housing Administration. BofA Delays Refis as U.S. Boosts Demand 2012-02-08T15:28:01Z The new plan would allow those homeowners to refinance into new low-interest loans backed by the Federal Housing Administration. Editorial: An Easier Path to Refinancing 2012-02-04T21:00:18Z He said his proposal, outlined earlier this week, would let homeowners who are current on their payments save $3,000 per year through refinancing into lower- interest loans guaranteed by the Federal Housing Administration. Obama Promotes Homeowner Plan to Eliminate U.S.’s ’Biggest Drag’ 2012-02-04T13:59:08Z The firm, which tightened underwriting standards after the housing-market collapse, is benefitting from an increase in mortgage refinancing and a shift from Federal Housing Administration coverage to private insurance, Genworth said in a statement yesterday. Genworth Surges as Insurer Swings to Profit: New York Mover 2012-02-03T20:00:53Z Each of those proposals retained the Federal Housing Administration, which focuses on loans to borrowers who can’t afford sizable down payments. Obama administration to move forward with closing Fannie Mae, Freddie Mac 2012-02-03T01:08:34Z The centerpiece of Obama’s new housing initiative would allow borrowers, even those who owe more than their homes are worth, to refinance into loans guaranteed by the Federal Housing Administration. Obama Uses Housing as Foil to Romney’s ‘Hit Bottom’ Strategy 2012-02-02T10:33:55Z Borrowers, even those who owe more than their homes are worth, would be able to refinance into loans guaranteed by the Federal Housing Administration. Obama Offers Help for Rentals, Refis 2012-02-02T05:03:23Z The new administration plan would permit homeowners to refinance their mortgages into loans backed by the Federal Housing Administration. Obama details broader housing plan 2012-02-01T18:55:55Z The White House said the refinance program will be run by the Federal Housing Administration, which saw its cash reserve reach a record low last year. Obama to call for $5-10 billion refinance plan 2012-02-01T15:02:12Z Obama will ask Congress for a tax on large banks in order to help homeowners refinance into government-insured Federal Housing Administration loans, said the official, who requested anonymity in advance of the formal announcement. Obama Said to Plan Assistance for Home Mortgage Refinancing 2012-02-01T13:57:09Z And the Federal Housing Administration and Fannie Mae last year announced a new loan program, called Green Refinance Plus, to fund energy- and water-saving upgrades for affordable rental properties. Study: Energy Efficiency in Apartments Could Save $3.4 Billion 2012-01-28T04:00:28Z The legislation mandated that Fannie Mae, Freddie Mac and the Federal Housing Administration charge more to guarantee home-loan debt, starting with an increase of 0.1 percentage point at Fannie Mae and Freddie Mac in April. Fannie Fees Fail to Offset Record Low Lending Rates: Mortgages 2012-01-18T10:00:39Z Loans bought or guaranteed by Fannie Mae, Freddie Mac, the Federal Housing Administration or other U.S. agencies have been representing about 90 percent of new home lending, according to newsletter Inside Mortgage Finance. Redwood Said to Plan Fourth MBS Sale Since Market Seizure 2012-01-12T19:23:58Z Congress also took steps that are likely to increase the role of the Federal Housing Administration in the market—at the same time that the agency’s reserves hit a record low. Washington Wades Deeper into Housing 2012-01-05T20:30:51Z Some mortgages, including those offered by the Federal Housing Administration and those made to self-employed individuals, require two years of tax returns. Mortgages: Mortgages ? How to Get a Rock-Bottom Rate 2011-12-30T10:00:08Z Fannie Mae and Freddie Mac, combined with the Federal Housing Administration support, about 90 percent of all U.S. mortgages. Regulator considers mortgage debt reduction for bankrupt: report 2011-12-21T04:53:41Z The bill’s cost is covered by raising the guarantee fees that Fannie Mae, Freddie Mac and the Federal Housing Administration charge to lenders for new mortgages. House Defies Obama by Blocking Two-Month Payroll Tax Break 2011-12-20T19:13:02Z The Senate bill that passed would raise $35.7 billion by increasing the guarantee fees that Fannie Mae, Freddie Mac and the Federal Housing Administration charge to lenders for new home mortgages. Congress Set for Payroll-Tax Fight as Republicans Balk at Deal 2011-12-19T12:57:52Z It makes a similar change to loans guaranteed by the Federal Housing Administration. Senators Lament ‘Maintenance Congress’ Passing Short Tax Cut 2011-12-18T05:22:04Z Last week, Congress approved a bill that would increase the size of mortgages insured by the Federal Housing Administration. Housing data provides bright spots, but economists? outlook is still gloomy 2011-11-24T22:22:00Z Congress approved higher limits for mortgages backed by the Federal Housing Administration, bypassing the objections of Republicans who said the increase could threaten the agency’s stability. U.S. Congress Votes to Raise FHA Mortgage Limits to $729,750 2011-11-18T01:06:02Z But conservatives said the bill still spends too much, and they objected to a provision expanding the size of mortgages insured by the Federal Housing Administration. House debates bill averting government shutdown, conservatives unhappy with spending levels 2011-11-17T18:31:29Z The conforming limit determines the maximum loan that Fannie Mae, Freddie Mac and the Federal Housing Administration are permitted to insure. With home prices headed down, three ideas to soften the fall 2011-11-10T14:20:33Z Along with the Federal Housing Administration, they provide the funds for 90 percent of all new mortgages. Regulator rebuts critics on housing help 2011-10-30T02:34:12Z Fannie Mae and Freddie Mac, along with the Federal Housing Administration, finance almost 90 percent of U.S. home loans. Republican proposes reshaping mortgage market 2011-10-27T15:51:12Z In the end, he was unable to get a V.A. loan, but he did secure a loan insured by the Federal Housing Administration. The Hunt: The Hunt - For a Bachelor Father, a Pad With a Pool 2011-10-22T16:09:42Z Currently, through Fannie Mae, Freddie Mac and the Federal Housing Administration, the government backs about 90 percent of all new mortgages. Need for positive govt role in housing: Rep. Bachus 2011-10-10T17:56:05Z The Federal Housing Administration and the Veterans Administration do not allow principal reduction on their loans either. Opposition From Freddie and Fannie Stalls Debt Reduction 2011-10-05T19:58:42Z The Federal Housing Administration, run by HUD, insures mortgages on loans to borrowers who can’t find traditional financing, such as those with low incomes. BofA May Face HUD Fraud Claims for Soured Countrywide Loans 2011-10-05T15:25:03Z The Department of Justice sued Deutsche Bank, claiming the German bank duped government mortgage guarantor Federal Housing Administration into backing mortgages that were much riskier than a Deutsche unit let on. Mortgage Lawsuits: Why the U.S. Financial Crisis is Far from Fixed 2011-09-02T21:37:38Z With even more homes moving toward default, , , and the Federal Housing Administration are looking for a way to unload them without swamping the already depressed real estate market. Foreclosures: Uncle Sam's 248,000 Homes 2011-09-01T21:25:20Z The refinancing initiative would allow certain borrowers to refinance loans that are backed by government-owned Fannie Mae and Freddie Mac or the Federal Housing Administration, the sources said. White House could unveil mortgage plan next week 2011-08-31T02:44:59Z Data from the Bureau of Economic Research measuring Federal Housing Administration loans indicate that long-term borrowing costs are the lowest since the 1950s, said Chad Wandler, a spokesman for Freddie Mac. U.S. Mortgage Rates Tumble to Lowest in More Than 50 Years 2011-08-18T16:23:06Z The agencies are seeking to shrink the pool of foreclosures and boost home prices by finding investors for properties owned by the Federal Housing Administration and U.S.-run Fannie Mae and Freddie Mac. White House Seeks Ways to Stem Glut of Foreclosure Sales 2011-08-10T18:46:01Z The Federal Housing Finance Agency says it is seeking input from investors on how to rent roughly 300,000 homes owned by government-controlled mortgage companies Fannie Mae and Freddie Mac and the Federal Housing Administration. Fannie Mae, Freddie Mac, and federal government may seek to rent up to 300K foreclosures 2011-08-10T16:07:14Z The inquiry, which is in an early stage, concerns debts insured by the Federal Housing Administration, and certain non- FHA insured loan origination, sale and securitization practices, Pittsburgh-based PNC said today in a regulatory filing. PNC Subpoenaed by Prosecutors in National City Lending Probe 2011-08-08T21:18:01Z In May, the government filed a fraud lawsuit accusing Deutsche Bank AG of misleading the Federal Housing Administration into believing that many low-quality mortgages issued by the German bank’s MortgageIT unit qualified for insurance. Regulator sues UBS for $900 million over Fannie, Freddie losses 2011-07-28T01:19:53Z The companies, along with the Federal Housing Administration, back about 90 percent of loan originations. Housing Recovery Stymied as Government Works at Cross-Purposes 2011-07-06T04:27:42Z Hardly a loan gets made today by a bank that isn’t guaranteed by either Fannie Mae, Freddie Mac or the Federal Housing Administration. DealBook: In U.S. Monetary Policy, a Boon to Banks 2011-06-29T21:03:24Z Some developers have had problems selling condominiums because of new Federal Housing Administration rules. For a Few Developers, It?s Hammer Time 2011-06-24T17:39:58Z He was referring to the Department of Housing and Urban Development, whose Federal Housing Administration arm insures the vast majority of these loans through its Home Equity Conversion Mortgage program. 2 Big Banks Exit Reverse Mortgage Business 2011-06-18T01:05:50Z If your loan is insured by the Federal Housing Administration, consider an F.H.A. Mortgages: Changes in Refinancing 2011-06-11T09:00:28Z Among the hidden costs it cited were potential losses on government-guaranteed student loans and mortgages backed by the Federal Housing Administration. Low Yields on U.S. Treasuries No Guarantee Against Fiscal Crisis 2011-06-06T23:18:45Z Taylor and Stevens, former commissioner of the Federal Housing Administration, were among mortgage-finance professionals who held a press conference in Washington where they accused regulators of overreaching and asked that the proposal be rewritten. U.S. Mortgage Proposal May Limit Homeownership to Most Affluent 2011-06-02T22:08:29Z Taylor and Stevens, the former commissioner of the Federal Housing Administration, were among mortgage-finance professionals who held a press conference in Washington where they accused regulators of overreaching and asked that the proposal be rewritten. U.S. Mortgage Proposal May Limit Homeownership to Most Affluent 2011-06-02T19:23:39Z “I’m sure everything is not forgotten,” said Mr. Stevens, the mortgage banking lobbyist who headed the Federal Housing Administration for two years. Advocates and Bankers Join to Fight Loan Rules 2011-06-02T00:20:02Z The Justice Department is already suing Deutsche Bank for $1 billion for allegedly misleading the Federal Housing Administration about which loans qualified for the agency's insurance. Probes into banks' mortgage lending grow 2011-05-17T17:46:51Z A Federal Housing Administration spokeswoman declined to comment but pointed to the Obama administration’s position paper on reforming the housing market. Federal Retreat on Bigger Loans Rattles Housing 2011-05-11T01:53:07Z The two firms and the Federal Housing Administration back close to nine of 10 new home loans after private mortgage funding dried up in the wake of the financial crisis. Fannie Mae seeks $8.5 billion from taxpayers 2011-05-06T21:50:38Z The two firms and the Federal Housing Administration back close to nine of ten new home loans now as private mortgage funding dried up in the wake of the financial crisis. Freddie Mac loses $929 million 2011-05-04T21:56:07Z Deutsche Bank’s MortgageIT unit falsely certified that it was examining default risks while qualifying loans for Federal Housing Administration insurance, according to the government. Deutsche Bank Sued by L.A. for Evicting Low-Income Tenants 2011-05-04T17:52:01Z The Housing and Urban Development Department is examining loans insured through the Federal Housing Administration and may refer additional cases to the Justice Department, HUD’s general counsel, Helen Kanovsky, said yesterday in an interview. Deutsche Bank Faces U.S. Civil Lawsuit Over Mortgage Lending 2011-05-04T04:03:08Z Separately today, the Justice Department sued Deutsche Bank and one of its mortgage units for more than $1 billion for allegedly lying to qualify thousands of risky mortgages for insurance by the Federal Housing Administration. Justice Department, SEC Probing Senate Findings on Goldman Sachs 2011-05-03T22:08:15Z False Claims Act by presenting fraudulent data to obtain mortgage insurance from the Federal Housing Administration of the U.S. Deutsche Bank Faces U.S. Civil Lawsuit Over Mortgage Lending 2011-05-03T14:57:03Z A senior administration official told reporters the processing of some tax refunds and audits, as well as small business loans would be halted, and operations of the Federal Housing Administration would be curbed. Obama holds urgent budget talks with lawmakers 2011-04-07T01:42:56Z “It may turn out that somebody who was trying to get a mortgage can’t have their paperwork processed” by the Federal Housing Administration. White House Says Shutdown Would Harm the Economy 2011-04-06T19:19:40Z The government -- through Fannie Mae, Freddie Mac and the Federal Housing Administration -- now backs close to nine of 10 new residential mortgages. IMF urges U.S. budget include Fannie, Freddie costs 2011-04-06T15:10:15Z The government is much more heavily involved in the mortgage lending market today than in the mid-1990s, and officials are deeply concerned about the economic fallout should the Federal Housing Administration stop guaranteeing loans. As Shutdown Looms, Agencies Brace for Its Impact 2011-04-06T01:20:20Z Federal Housing Administration Commissioner David H. Stevens will head the Mortgage Bankers Association after he leaves his current post, sources familiar with the matter said. FHA commissioner David Stevens to head Mortgage Bankers Association 2011-03-15T16:08:00Z Six months after the Federal Housing Administration announced an $11 billion refinancing initiative for these “underwater” borrowers, nearly two dozen lenders have agreed to take part in a new loan modification program. Mortgages: More Loan-Modification Options for the ?Underwater? 2011-03-11T07:33:25Z The House on Thursday voted to end the Federal Housing Administration Refinance Program, one of two federal foreclosure-assistance programs on the chopping block this week. Wonkbook: GOP opposes entitlement reform, and other economic and policy news 2011-03-11T12:13:28Z Former Federal Housing Administration Commissioner Brian Montgomery, who signed the HUD letter responsible for the changes, did not respond immediately to a voicemail seeking comment. Seniors group sues HUD over reverse mortgages 2011-03-08T23:05:26Z The phase-out proposal also calls for a more limited role for the Federal Housing Administration, the insurer of low-down-payment mortgages that have grown popular among first-time buyers and those with weak credit or low income. Mortgages: A Plan to Phase Out Fannie Mae and Freddie Mac 2011-03-04T17:41:21Z The original legislation said loans backed by the Federal Housing Administration would not be subject to the risk-retention rules. Regulators craft mortgage-lending rules 2011-03-04T02:33:02Z “Unspent funds don’t cost the taxpayer a penny,” Federal Housing Administration Commissioner David Stevens told reporters after the hearing, noting that federal money is spent only when homeowners win loan modifications. Treasury, HUD Lobby to Save Foreclosure Prevention Programs 2011-03-02T22:59:02Z The firm borrowed money from Colonial Bank to buy home loans insured by the Federal Housing Administration, the government alleged. Former treasurer of mortgage firm pleads guilty to fraud 2011-02-25T01:44:01Z Federal Housing Administration Commissioner David Stevens said the same day that any settlement could include mortgage modifications and civil fines paid to the Treasury. Bank Regulators Said to Push $20 Billion Foreclosure Settlement 2011-02-24T20:25:07Z It also will vote on bills to shut down a Federal Housing Administration refinancing program and a program to stabilize neighborhoods suffering from heavy foreclosures. House panel may cut housing rescue programs 2011-02-24T14:40:28Z At the time, people familiar with the plan said that the Federal Housing Administration was also looking into raising its minimum down payment to 5 percent from 3.5 percent. Regulators craft mortgage-lending rules 2011-03-04T02:33:02Z It’s described as a “privatized system of housing finance with the government insurance role limited” to the Federal Housing Administration, Agriculture Department and Department of Veterans Affairs assistance “for narrowly targeted groups of borrowers.” Economix: Beyond Fannie and Freddie, a New Approach 2011-02-15T11:00:37Z As for Federal Housing Administration, it charges borrowers an annual premium that is used to compensate lenders for loans gone bad. Obama administration proposals to reduce federal role in housing market 2011-02-12T02:42:01Z Though the administration envisions a smaller federal role in the mortgage market, the Federal Housing Administration should continue to support affordable housing, Donovan told reporters. Obama Calls for Winding Down Fannie, Freddie 2011-02-11T15:55:06Z With the decline of private investment in home loans since the credit crisis, the two companies, along with the Federal Housing Administration, have come to own or insure almost 97 percent of mortgage bonds. Obama Calls for Winding Down Fannie, Freddie 2011-02-11T13:37:06Z Currently, Fannie Mae, Freddie Mac or the Federal Housing Administration guarantee more than 90 percent of all new mortgages. U.S. Seeking Smaller Federal Role in Mortgages 2011-02-11T13:53:48Z More than 85 percent of new home lending is currently backed by the government in some form -- the vast majority by Fannie Mae, Freddie Mac and the Federal Housing Administration. Obama housing plan due Friday; Bernanke weighs in 2011-02-09T23:44:22Z Roughly 90 percent of the money invested in mortgages currently flows through Fannie, Freddie and the Federal Housing Administration, which guarantees loans of lesser value. Plans Near for Freddie and Fannie 2011-02-09T02:30:00Z The administration plan also recommends increasing Federal Housing Administration premiums by 0.25 percentage points. Obama Calls for Winding Down Fannie, Freddie 2011-02-11T15:55:06Z The administration plan also recommends increasing Federal Housing Administration premiums by .25 percent.The plan suggests that lowering the ceiling for loans that Fannie Mae and Freddie Mac can insure. Obama Calls for Winding Down Fannie, Freddie 2011-02-11T13:37:06Z "We are considering what else needs to be done in that context," Bob Ryan, chief risk officer for the Federal Housing Administration, said on another ASF panel. U.S. support of mortgages must end: Redwood CEO 2011-02-07T18:45:55Z One option would severely scale back government support for housing, leaving only the Federal Housing Administration, which targets first-time home buyers. Housing finance changes likely to mean less government backing for some buyers 2011-02-04T02:12:01Z A government agency could issue that guarantee, much the way the Federal Housing Administration does now for borrowers with lower incomes or other factors that disqualify them from conventional loans. Banks Want Pieces of Fannie-Freddie Pie 2011-01-21T01:54:04Z A decline in home sales and competition from the government-backed Federal Housing Administration has weighed on sales, Chief Executive Officer Curt Culver said in October. MGIC Loss Narrows to $186.7 Million on Claims Costs 2011-01-19T13:24:03Z The guidelines and approvals come from Fannie Mae, the buyer of home mortgages; Freddie Mac, its smaller competitor; and the Federal Housing Administration, which insures loans. Mortgages: Stricter Lending Guidelines for Condos 2011-01-14T16:55:53Z Another investigation is being conducted by the Federal Housing Administration, which is examining whether loan servicers are exhausting all legally required options before foreclosing on government-insured mortgages. Facing Scrutiny, Banks Slow Pace of Foreclosures 2011-01-09T00:23:01Z Four months after putting in their contract on the home, Krueger and Hennings abandoned their hopes of getting an inexpensive Federal Housing Administration loan and closed with an investment loan instead. Special Report: What's a home worth? Pick a number, any number 2010-12-14T18:11:54Z The Federal Housing Administration was not backing mortgages in the whole borough, which meant that even middle-class couples looking to buy could not get financing. City Room: Park Slope Plane Crash: In 1960, a Blighted Neighborhood 2010-12-13T16:26:00Z The National Community Reinvestment Coalition filed a fair housing complaint with the Housing and Urban Development Department against 22 lenders that offer loans guaranteed by HUD's Federal Housing Administration. U.S. to probe alleged mortgage discrimination 2010-12-09T04:24:00Z Also worrisome is the impact on rates offered through the Federal Housing Administration's guarantee program, whose low down-payment requirements have been an important crutch for home sales, Buchta said. Tax deal squeezes potential home buyers 2010-12-08T23:05:00Z The industry is also bracing for the results of a separate probe by the Federal Housing Administration, which is scrutinizing the way banks process mortgage payments. U.S. Intensifies Foreclosure-Documentation Review 2010-11-24T20:44:00Z For the first half of the year, 89 percent of mortgages came from the government-run Fannie Mae, Freddie Mac, Federal Housing Administration and Department of Veterans Affairs, according to Inside Mortgage Finance. In this recovery, Washington has less power over the economy than you think 2010-10-17T06:32:00Z This is especially important to consider if you’re using a Federal Housing Administration or Veterans Administration loan, where there may be particularly stringent requirements. Your Money: Avoid Foreclosure Market Until the Dust Settles 2010-10-15T21:22:00Z Federal Housing Administration Commissioner David Stevens said the administration does not believe a nationwide moratorium is the right action at this time. U.S. foreclosure halt could hit investors 2010-10-12T04:28:00Z Federal Housing Administration Commissioner David Stevens told Reuters the administration does not believe a nationwide moratorium is the right action at this time. Pressure intensifies on mortgage lenders 2010-10-11T17:42:00Z The Obama administration does not support a nationwide moratorium on foreclosures at this time, Federal Housing Administration Commissioner David Stevens said Sunday in an e-mail response to questions. Obama administration does not support national freeze on foreclosures 2010-10-11T05:13:00Z The vast majority of these mortgages are made through the Federal Housing Administration’s Home Equity Conversion Mortgage Program. Changes on Reverse Mortgages Will Alter Fee Structure 2010-10-02T01:40:00Z The loan limits measure, which was inserted into a larger government funding bill, also includes an extension of the caps for loans backed by the Federal Housing Administration. Congress OKs higher mortgage loan limit extension 2010-09-30T04:29:00Z Those two firms and the Federal Housing Administration are now insuring nine in 10 new home loans. Federal regulator voices concerns over continued government role in home loans 2010-09-14T23:34:00Z Correction: August 30, 2010 An earlier version of this article incorrectly rendered the name of the Federal Housing Administration as the Federal Housing Authority. 2 New Federal Programs to Help Borrowers Pay Their Mortgages 2010-08-30T04:46:00Z Together, the two companies and the Federal Housing Administration now back 90 percent of new U.S. home mortgages. Obama seeks new design for housing, Fannie/Freddie 2010-08-18T02:10:00Z Between Fannie, Freddie, and government agencies such as the Federal Housing Administration, the government backs nearly nine in 10 new loans today. Geithner Sees U.S. Role in Mortgage Market 2010-08-17T14:04:00Z Officials from both parties now agree that the current housing finance system is unsustainable; virtually all new home loans are guaranteed by Fannie, Freddie or the Federal Housing Administration, putting taxpayers on the line. With Fannie and Freddie bailed out, other voices edge in on the housing debate 2010-08-06T19:36:00Z The Federal Housing Administration plans to raise the annual fees it charges new borrowers starting Sept. FHA set to increase fees paid by new borrowers 2010-08-06T04:00:00Z Loans backed by the Federal Housing Administration follow a similar protocol. Seeking a Mortgage? Don?t Get Pregnant 2010-07-20T01:31:00Z There are exceptions for required upfront mortgage insurance premiums, say for a Federal Housing Administration loan, and for points that borrowers elect to pay to lower the mortgage interest rate. Your Money: From Card Fees to Mortgages, a New Day for Consumers 2010-06-25T10:26:00Z Republicans recently added a measure to a Federal Housing Administration financing bill in the House of Representatives that would forbid strategic defaulters from getting an F.H.A.-insured loan. Analysts Question Fannie?s Threat on Mortgage Defaults 2010-06-25T01:51:00Z In addition, Congress should revisit the policy allowing the Federal Housing Administration and the Department of Veterans Affairs to guarantee mortgages made with down payments of as little as 3.5 percent and zero percent, respectively. 6 simple steps to fix Wall Street 2010-05-09T04:00:00Z The $238 million deal sponsored by Redwood Trust included jumbo loans -- those too big to be backed by Fannie Mae and Freddie Mac, the mortgage-financing companies, or insured by the Federal Housing Administration. Official close to SEIU chief will not run for top job 2010-04-29T04:00:00Z The $238 million deal sponsored by Redwood Trust included jumbo loans -- those too big to be backed by Fannie Mae and Freddie Mac, the mortgage financing companies, or insured by the Federal Housing Administration. Redwood Trust closes deal on private mortgage securitization 2010-04-29T00:17:00Z Deterring such activity requires adopting a uniform appraisal system similar to the one in place at the Federal Housing Administration, the report said. Inspector general says changes to Making Home Affordable may impede help 2010-04-21T04:00:00Z Jumbo loans are too big to be backed by Fannie Mae and Freddie Mac, the mortgage-financing companies, or insured by the Federal Housing Administration. Market for high-priced homes, jumbo mortgages begins to thaw 2010-04-24T04:00:00Z That would include $150 billion in losses for Fannie Mae and , the government-controlled mortgage finance companies, as well as the Federal Housing Administration, he said. Bank executives fight calls to offer wide-ranging mortgage relief 2010-04-13T22:11:00Z Together with the Federal Housing Administration they enable nine in 10 new mortgages. Former Fannie CEO Admits Failings in Testimony 2010-04-09T13:37:00Z Fourth, the administration is increasingly turning to the Federal Housing Administration to help underwater borrowers who are still keeping up their payments. Obama administration announces effort to slash mortgages for unemployed borrowers 2010-03-26T14:55:00Z Of most interest to institutional investors is a new program at the Federal Housing Administration, which will help underwater borrowers who are on time with their payments refinance into cheaper FHA-backed loans. Obama administration revises anti-foreclosure strategy 2010-03-27T04:00:00Z The new program would allow mortgage investors holding those second liens to get some of their money back from a refinance through the Federal Housing Administration. White House expands housing aid program 2010-03-26T20:19:00Z The Federal Housing Administration is playing a key role in helping people who are "underwater" refinance into more affordable loans backed by the agency. Q&A: Will foreclosure-prevention measures affect me? 2010-03-26T04:00:00Z Third, the administration is increasingly turning to the Federal Housing Administration to help underwater borrowers who are still keeping up their payments. Obama administration to order lenders to cut mortgage payments for jobless 2010-03-25T22:01:00Z Those who are still current on their mortgages could get the chance to refinance on better terms into loans backed by the Federal Housing Administration. Obama administration announces effort to slash mortgages for unemployed borrowers 2010-03-26T14:55:00Z This includes making decisions on the role of agencies such as the Federal Housing Administration and Federal Home Loan Banks, the latter of which he suggested need to be looked at closely. Lawmakers, Geithner Debate Fannie, Freddie Role 2010-03-23T15:41:00Z The answers will help guide the administration's reform of federal housing policy and address not only Fannie Mae of the District and Freddie Mac of McLean but also the Federal Housing Administration and related agencies. White House to open a public debate on housing finance reform 2010-03-23T04:00:00Z Most loans in the program with down payments of less than 20 percent are insured by the Federal Housing Administration, and as such, are subject to F.H.A.’s mortgage insurance premiums. Mortgages: Help for First-Time Buyers 2010-03-06T04:01:00Z Borrowers with low credit scores have always found the Federal Housing Administration mortgage program more welcoming, but even the FHA is growing more demanding about scores. The recession has hurt many people's credit scores. How to fix it? 2010-03-06T05:00:00Z Equally important is an expanded mortgage insurance program run by the Federal Housing Administration, which encourages private lenders to accept borrowers with small down payments. 2010-02-15T02:31:00Z For years, the only option for borrowers was a so-called energy-efficient mortgage from the Federal Housing Administration. 2010-02-05T21:11:00Z Something like 95 percent of the American mortgage market now depends on government guarantees, through Freddie Mac, Fannie Mae or the Federal Housing Administration. 2010-02-06T02:17:00Z Edward Pinto, an independent consultant, is more pessimistic: he estimates support for the GSEs and the Federal Housing Administration, which guarantees a growing share of new mortgages, will ultimately amount to $330 billion-440 billion. 2010-01-14T10:45:00Z During the past eight years, the Federal Housing Administration alone insured over 21/2 million home mortgages valued at $27 billion, and in addition, insured more than ten million property improvement loans. State of the Union Address Since her loan was insured by the Federal Housing Administration, she had to put down only 3.5 percent of the $74,900 purchase price. 2010-02-15T02:31:00Z I recommend consideration of every sound method for expansion in facilities for insurance of privately financed housing by the Federal Housing Administration and resumption of previously authorized low-rent public housing projects suspended during the war. State of the Union Address |
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