| 单词 | FDIC |
| 例句 | So a good example of this is, one of my researchers brought in the FDIC, which I was aware of. Adam Conover on demystifying government on an Obama-produced show: "It was my primary misgiving" 2022-05-29T04:00:00Z The FDIC's board of directors had been due to conduct a public meeting to vote on the matter but the agency announced Thursday morning that board members would instead consider the matter in private. US FDIC to consider 'special assessment' for March bank failure losses 2023-11-16T05:00:00Z She wants to convert the IRA into a certificate of deposit so it is insured by the FDIC. What happens when your unmarried life partner dies without a will? 2023-09-17T04:00:00Z The 63-page review of the FDIC’s supervision of the bank does not ultimately conclude whether the bank would have survived with stricter oversight, noting the “unexpected” speed at which depositors fled banks. FDIC says supervisors could have been more aggressive before First Republic's failure 2023-09-08T04:00:00Z The FDIC's "problem bank" list was unchanged at 43 firms in the second quarter. U.S. bank profits flat after accounting for failed bank acquisitions: FDIC 2023-09-07T04:00:00Z The proposal, which is subject to industry feedback, would see banks raise their long-term debt issuance by roughly 25%, or $70 billion, according to the FDIC. U.S. banks to raise $70 bln in debt under draft rules aimed at mitigating failures 2023-08-29T04:00:00Z That proposal would mean banks have to raise their long-term debt issuance by roughly 25%, or $70 billion, according to the FDIC. FDIC unveils plan to ramp up debt, resolution requirements for big US banks 2023-08-29T04:00:00Z The bank does not plan to change the latest number it has reported to the FDIC. US FDIC presses banks to fix 'inaccurate' statements as new fee looms 2023-07-24T04:00:00Z “The money is still deposited with a financial institution and insured through the FDIC, but you are able to accomplish this kind of envelope approach and segment it into different spending categories,” McClary says. Kimberly Palmer: What to consider before budgeting with the cash-stuffing method 2023-07-17T04:00:00Z "I'm not going to put up with a lot of nonsense from the FDIC," Glenn said. SVB Financial nears approval to sell its investment banking business 2023-06-29T04:00:00Z The bank is buying the portfolio from failed lender Signature Bank, which was put under the FDIC's receivership in March, a source familiar with the matter told Reuters. Customers Bancorp acquires $631 million loan portfolio from FDIC at discount 2023-06-16T04:00:00Z To recoup the loss to the FDIC’s Deposit Insurance Fund, the special assessment will charge 0.125% of each bank’s uninsured deposits over $5 billion. Biden’s bank bailouts costing customers 2023-05-24T04:00:00Z "There are flaws in the FDIC’s rationale for the special assessment methodology," the Bank Policy Institute, which represents larger banks, said in a July 21 letter. US FDIC presses banks to fix 'inaccurate' statements as new fee looms 2023-07-24T04:00:00Z But analysts suggested that the FDIC's fees were no cause for concern. U.S. regional bank shares look to recover from bruising selloff 2023-05-12T04:00:00Z Earlier this month, First Republic Bank became the third U.S. lender to fail in less than two months, leading to a $13 billion hit to the insurance fund, according to FDIC's initial estimate. FDIC board to discuss special assessment fees for banks 2023-05-11T04:00:00Z FDIC, which took over SVB after depositors rushed to pull out their money in the bank, received equity appreciation rights in its stock worth as much as $500 million in return. Blackstone, Apollo were among bidders for SVB's assets 2023-05-10T04:00:00Z The FDIC’s rationale for the structure of this assessment is that banks with uninsured deposits were protected by the intervention taken with SVB. Biden’s bank bailouts costing customers 2023-05-24T04:00:00Z After these transactions, publicly-traded buyers are now motivated to wait for ailing lenders to collapse so they can get better terms from the FDIC, analysts said. Analysis: Bank buyers expect sweeteners as US government sets new bar 2023-05-05T04:00:00Z The auction dragged out through the night as the FDIC's advisors examined each bid on its merits, a source familiar with the matter said. How JPMorgan's Dimon won the First Republic deal 2023-05-02T04:00:00Z The bailout money technically comes from fees banks pay into an insurance fund at the FDIC. Opinion | The bank crisis is not over 2023-05-01T04:00:00Z The money will come from the FDIC’s deposit insurance fund, which insured banks pay into every quarter. JPMorgan’s acquisition of First Republic revives too-big-to-fail talk 2023-05-01T04:00:00Z Customers should take a close look at the types of investments they have in their bank to know how much of their assets are insured by the FDIC. Is my money safe? What you need to know about bank failures 2023-05-01T04:00:00Z But the vast majority of First Republic’s deposits, like those in Silicon Valley and Signature Bank, were uninsured — that is, above the $250,000 limit set by the FDIC. First Republic up in air as regulators juggle bank’s fate 2023-04-30T04:00:00Z The FDIC, Guggenheim and the banks declined to comment. First Republic auction underway, with deal expected by Sunday 2023-04-29T04:00:00Z The FDIC, the Treasury Department and the Federal Reserve were among the government bodies that orchestrated meetings with financial companies about a lifeline for the bank, Reuters reported earlier on Friday. FDIC prepares to place First Republic under receivership 2023-04-29T04:00:00Z But the FDIC, too, failed to carry out its supervisory duties, according to the report. Fed says it must strengthen banking rules after SVB’s collapse 2023-04-28T04:00:00Z While banks are insured by the FDIC, credit unions are insured by the NCUA. Is my money safe? What you need to know about bank failures 2023-05-01T04:00:00Z The FDIC, the primary regulator for Signature, acknowledged it was too slow to respond to problems at the lender before its spectacular collapse last month. After SVB failure, Fed seeks broad changes to bank rules 2023-04-28T04:00:00Z Staffing shortages strained supervisory resources, particularly at the FDIC's New York regional office, in the years leading up to the collapse of Silicon Valley Bank and Signature Bank in March, both regulators said. Supervisory staff shortages come into focus in Fed, FDIC reviews of failed banks 2023-04-28T04:00:00Z U.S. officials invoked a "systemic risk exception" to back all deposits, even those above the amount insured by the FDIC, at both Signature and SVB in an effort to prevent more bank runs. Signature Bank failure due to 'poor management,' US FDIC report says 2023-04-28T04:00:00Z Glenn said he needed more information about the FDIC's authority to seize cash and how disputes related to the seizure should be resolved. SVB's former parent may need new funding after $2bln cash seizure 2023-04-26T04:00:00Z Tumin says that if you want to check for yourself that an online bank is insured by the FDIC, you can go to FDIC.gov and search to make sure. Bank rates are up. How to avoid leaving money on the table 2023-04-24T04:00:00Z The crisis cost the FDIC’s deposit insurance fund about $23 billion. After SVB failure, Fed seeks broad changes to bank rules 2023-04-28T04:00:00Z Because of those vacancies at the FDIC's regional office in New York, certain targeted reviews of Signature were not completed in a timely manner or at all, according to the FDIC. Supervisory staff shortages come into focus in Fed, FDIC reviews of failed banks 2023-04-28T04:00:00Z Since 2020, an average of 40% of positions in the FDIC's large bank supervisory staff in the New York region were vacant or filled by temporary employees, the report said. Signature Bank failure due to 'poor management,' US FDIC report says 2023-04-28T04:00:00Z FDIC's attorney, Derek Baker, told Glenn that SVB Financial's bank accounts were properly seized as part of FDIC's takeover of the failed bank. SVB's former parent may need new funding after $2bln cash seizure 2023-04-26T04:00:00Z A firm also needs to be able to quickly hand over a list of key employees to the FDIC, he said. FDIC official blames SVB demise on management failures 2023-04-12T04:00:00Z After a period of public comment, the FDIC's May 2009 final rule on a special assessment put the cost burden more heavily on the shoulders of the biggest financial institutions. Explainer: The FDIC's 'special' fee to make banks pay for SVB cleanup 2023-04-12T04:00:00Z It is unclear how much the FDIC's deposit fund stands to lose on the sale of the portfolios. Exclusive: U.S. regulator seeks sale of Silicon Valley Bank, Signature Bank portfolios, sources say 2023-03-31T04:00:00Z The FDIC's insurance fund lost roughly $23 billion as the agency sold off the banks' portfolios to other firms, requiring it to impose a new "special assessment" fee on banks to refill it. Community banks should not feel deposit insurance pain, White House says 2023-03-30T04:00:00Z Another initiative by the Fed, FDIC, OCC and other federal regulators also cut the legs out from under the supervisors. Column: How Trump's frenzy of deregulation killed Silicon Valley Bank 2023-03-30T04:00:00Z Hill was confirmed by the Senate as the FDIC’s vice chairman in December for one of the Republican slots on the regulator’s board. FDIC official blames SVB demise on management failures 2023-04-12T04:00:00Z They are not low enough to merit inclusion on the FDIC's confidential "problem bank" list. Silicon Valley Bank and Fed supervisors: what's known so far 2023-03-30T04:00:00Z The fund, used to guarantee deposits at failed lenders, is replenished by a levy on all U.S. banks that are members of the FDIC's deposit insurance scheme. Exclusive: U.S. regulator seeks sale of Silicon Valley Bank, Signature Bank portfolios, sources say 2023-03-31T04:00:00Z “The White House can’t tell them what to do, but they can ask very nicely,” said Todd Phillips, a fellow at the Roosevelt Institute and a former attorney at the FDIC. Biden to push new banking rules after Silicon Valley Bank collapse 2023-03-29T04:00:00Z According to the FDIC, banks are required to file a SAR if they suspect “a known or suspected violation of federal law.” House investigators follow trail of Treasury red flags on Biden clan’s lucrative foreign deals 2023-03-29T04:00:00Z And there is some concern that the FDIC’s losses could grow beyond its initial estimate, as Gruenberg’s prepared remarks emphasize that those estimates could change significantly. Bank deposit fund loses billions as buyer found for failed SVB’s assets 2023-03-27T04:00:00Z Gruenberg said in his prepared testimony that the FDIC, which insures bank deposits, will investigate and potentially impose financial penalties on executives and board members of the two failed banks. Fed official: SVB itself was main cause of bank’s failure 2023-03-27T04:00:00Z Some of the loans were passed on to First Citizens and New York Community with backstops from the FDIC, while others are up for sale separately. Exclusive: U.S. regulator seeks sale of Silicon Valley Bank, Signature Bank portfolios, sources say 2023-03-31T04:00:00Z In the cases of Silicon Valley Bank and Signature Bank, any losses to the deposit insurance fund will be covered through a "special assessment" fee on banks, according to the FDIC. Explainer: What is the FDIC's deposit insurance fund used to backstop failed banks? 2023-03-27T04:00:00Z “We took powerful actions with Treasury and the FDIC, which demonstrate that all depositor savings are safe and that the banking system is safe,” Powell said in a news conference on Wednesday. Bye, banks: Recent turmoil is spurring many to move their money 2023-03-24T04:00:00Z FDIC, which controls the Silicon Valley Bank's assets, and Customers Bank did not immediately respond to Reuters' requests for comment. Customers Bancorp weighs making an offer for Silicon Valley Bank - Bloomberg News 2023-03-23T04:00:00Z The FDIC, which now controls the Silicon Valley Bank assets, and Citizens Financial declined to comment. Exclusive: Citizens Financial eyes bid for SVB's private bank - sources 2023-03-23T04:00:00Z These are the people and firms for whom the FDIC’s safety net was designed during the Great Depression, when thousands of banks failed, leaving their customers stranded. Opinion | Here’s a sensible approach to protect middle-class bank deposits 2023-03-22T04:00:00Z The FDIC, which has held the lender under its receivership since earlier this month, declined to comment. FDIC delays bid deadline for Silicon Valley Private Bank to Friday 2023-03-22T04:00:00Z She said she believed the actions by the FDIC, the Federal Reserve and the Treasury had reduced the risk of further bank failures that would have imposed losses on the bank-funded Deposit Insurance Fund. Treasury's Yellen says committed to protecting bank deposits, more actions may be warranted 2023-03-21T04:00:00Z He called upon Congress to pass legislation that would expand the FDIC’s limited ability to “claw back” compensation and money from stock sales by executives of mismanaged banks forced into receivership. Opinion | How 2008 haunts the politics of the current banking crisis 2023-03-19T04:00:00Z SVB Financial Group is no longer affiliated with Silicon Valley Bank after its seizure by the FDIC. Silicon Valley Bank successor’s auction extended by FDIC 2023-03-20T04:00:00Z Though such a move would require increasing the fees that banks pay to the FDIC, it would be manageable, especially if the coverage is temporary. Opinion | Here’s a sensible approach to protect middle-class bank deposits 2023-03-22T04:00:00Z SVB Financial is exploring options, including a potential bankruptcy sale, for its venture capital and investment banking businesses, which were not included in the FDIC's takeover of SVB. Silicon Valley Bank's parent company cut off from bank's records 2023-03-20T04:00:00Z However, the conservative Republican House Freedom Caucus opposes expanding deposit guarantees beyond the FDIC's current $250,000 limit per depositor, a major roadblock to swift action aimed at stemming a deeper crisis. Treasury's Yellen says committed to protecting bank deposits, more actions may be warranted 2023-03-21T04:00:00Z Such a backstop, however, is typically reserved for banks taken over by the FDIC. Analysis: Asset concerns weigh on U.S. regional bank deal talks 2023-03-19T04:00:00Z The federal government, determined to restore public confidence in the banking system, moved to protect all the banks’ deposits, even those that exceeded the FDIC’s $250,000 limit per individual account. Silicon Valley Bank successor’s auction extended by FDIC 2023-03-20T04:00:00Z The Biden administration on Friday threw its support behind a proposal to punish senior bank executives whose institutions enter receivership under the FDIC, as SVB did. Analysis | Today’s Congress might be incapable of compromise to save banking system 2023-03-18T04:00:00Z This will be the FDIC's second attempt at selling SVB after a failed effort a week ago. First Citizens in talks to acquire Silicon Valley Bank - Bloomberg News 2023-03-19T04:00:00Z Over the weekend the federal government, determined to restore public confidence in the banking system, moved to protect all of the banks’ deposits, even those that exceeded the FDIC’s $250,000 limit per individual account. Biden calls for tougher penalties for execs of failed banks 2023-03-17T04:00:00Z Biden asked Congress to expand the FDIC’s authority to impose stronger punishments on executives at such banks, including barring them from taking other jobs in the banking industry, issuing fines and reclaiming their compensation. Biden asks Congress to impose tougher penalties on executives of failed banks 2023-03-17T04:00:00Z FDIC, Signature Bank, Silicon Valley Bank did not immediately respond to Reuters requests for comment. U.S. FDIC weighs holding Signature Bank, SVB's underwater assets -Bloomberg News 2023-03-17T04:00:00Z If necessary, the insurance fund will be replenished by a “special assessment” on banks, the FDIC, Fed and Treasury said in a joint statement. Will Americans end up footing the bill for bank failures? 2023-03-17T04:00:00Z The FDIC’s rescue of depositors at SVB and Signature Bank should not affect how quickly the government runs out of cash, but some other things might. Opinion | Threatening a U.S. default was bad before. Now, it’s colossally idiotic. 2023-03-16T04:00:00Z Over the weekend the federal government, determined to restore public confidence in the banking system, moved to protect all the banks’ deposits, even those that exceeded the FDIC’s $250,000 limit per individual account. Banks said to be working on rescue plan for First Republic 2023-03-16T04:00:00Z And over the weekend the federal government, determined to restore public confidence in the banking system, decided to protect all the bank’s deposits, even those that exceeded the FDIC’s $250,000 limit. Experts, banks look for ideas to stop next bank failure 2023-03-16T04:00:00Z By the way, “no losses will be borne by the taxpayer,” the FDIC, Federal Reserve, and Treasury Department said in a joint statement. Advice | Four money rules when financial news is making you nervous 2023-03-15T04:00:00Z Banks might have to pay permanently higher fees to the FDIC. Will Americans end up footing the bill for bank failures? 2023-03-17T04:00:00Z Bair said she did not view Silicon Valley Bank or Signature Bank as systemically important institutions, adding that they could have been resolved through FDIC's normal takeover process, with a "haircut" for uninsured deposits. US FDIC may need temporary guarantee for all bank deposits -ex chief Bair 2023-03-16T04:00:00Z A Treasury spokesperson referred questions about the fund transfers to the FDIC, which declined comment. FDIC returned $40 bln in U.S. Treasury funds, reversing withdrawal after SVB takeover 2023-03-15T04:00:00Z While it costs more for the small banks to participate than just being insured through the FDIC, Massachusetts bankers said they’ve been attracting customers since Silicon Valley Bank’s failure. Experts, banks look for ideas to stop next bank failure 2023-03-16T04:00:00Z Meanwhile, the FDIC's auction for SVB's assets is not going well, and the pressure is on to finalize the other options before Asian markets open. Tech pressure, Yellen everywhere: How Washington scrambled as SVB collapsed 2023-03-15T04:00:00Z “No losses associated with the resolution of Silicon Valley Bank will be borne by the taxpayer,” read the joint statement from the Treasury, Fed and FDIC. Will Americans end up footing the bill for bank failures? 2023-03-17T04:00:00Z Since the FDIC’s creation in 1933, bank runs have become much rarer. Bank runs used to be slow. The digital era sped them up 2023-03-15T04:00:00Z Meanwhile, the FDIC's auction for SVB's assets is not going well, and the pressure is on to finalize the other options before Sunday evening, Eastern time, when Asian markets open. Tech pressure, Yellen everywhere: How Washington scrambled as SVB collapsed 2023-03-15T04:00:00Z It was the second-biggest bank failure in U.S. history and trickier than most: An astonishing 94% of Silicon Valley Bank’s deposits — including large cash holdings by tech startups — were uninsured by the FDIC. Washington reacts on the fly to Silicon Valley Bank failure 2023-03-14T04:00:00Z “It takes time, but generally all depositors — both insured and uninsured — get their money back,” said Todd Phillips, a consultant and former attorney at the FDIC. Is my money safe? What you need to know about bank failures 2023-03-14T04:00:00Z Its executives were fired, and shareholders were wiped out, but the FDIC, the Fed and the Biden administration calculated they had no choice but to make all of Silicon Valley Bank’s depositors whole. Opinion | No one should be happy about these bank ‘bailouts’ 2023-03-13T04:00:00Z Silicon Valley Bank had $173 billion in total deposits and the vast amount — roughly $152 billion — was not covered by the FDIC, according to regulatory filings. Biden’s bank ‘bailout’ a step toward government control of banking system, economists say 2023-03-13T04:00:00Z Signature Bank's short-term corporate ratings were also downgraded to 'D' from 'F2', Fitch said, adding that all assets and deposits have transferred to Signature Bridge Bank, a successor bank operated by the FDIC. Fitch downgrades and withdraws Signature Bank's ratings 2023-03-13T04:00:00Z As of the end of last year U.S. banks held Treasuries and other securities with about $620 billion of unrealized losses, according to the FDIC. Silicon Valley Bank collapse: What you need to know 2023-03-13T04:00:00Z Silicon Valley Bank had an unusually high level of deposits that were not covered by the FDIC’s guarantees, which are capped at $250,000. Regulators urged to find Silicon Valley Bank buyer as industry frets about fallout 2023-03-12T05:00:00Z Regulators used money from fees that banks pay to the FDIC. Opinion | No one should be happy about these bank ‘bailouts’ 2023-03-13T04:00:00Z But other companies have high percentages of their cash in Silicon Valley Bank, and they need access to more than the amount protected by the FDIC. From wine country to London, bank’s failure shakes worldwide 2023-03-11T05:00:00Z Silicon Valley Bank had around $175.4 billion in total deposits as of Dec. 31, according to the FDIC. Closure of Silicon Valley Bank a blow to Seattle startup community 2023-03-10T05:00:00Z Instead, any losses from the FDIC’s insurance fund would be replenished by a levying an additional fee on banks. Silicon Valley Bank collapse: What you need to know 2023-03-13T04:00:00Z Customers with uninsured deposits were told to call the FDIC. After Silicon Valley Bank's shutdown, uninsured depositors face tense wait 2023-03-10T05:00:00Z “FDIC involvement makes us skeptical of the assurances we are getting from SVB,” wrote Conrad. SVB shut down sends shockwaves through Silicon Valley 2023-03-10T05:00:00Z But the sector overall appeared strong, as the FDIC's "problem bank list" fell to 39 firms, the lowest level the agency had ever recorded. Higher expenses weigh down U.S. bank profits in 2022 - FDIC 2023-02-28T05:00:00Z While the OCC and FDIC’s comment periods ended in February and June, respectively, the Federal Reserve’s won’t wrap up until next month. Financial Firms May Have to Reveal their Climate Risk 2023-01-03T05:00:00Z This law also created the Federal Deposit Insurance Corporation, or FDIC, which insured personal bank deposits up to $2,500. U.S. History 2014-12-30T00:00:00Z While not flagged in the FDIC’s letter, users have also pointed out another potentially misleading tweet from Harrison that says “cash associated with brokerage accounts is managed into FDIC-insured accounts” at FTX’s “partner bank.” FTX’s money isn’t insured, FDIC says 2022-08-20T04:00:00Z The bank regulator issued a similar cease and desist letter to bankrupt crypto firm Voyager Digital , arguing that the company had misled customers by claiming their funds with Voyager would be covered by the FDIC. Crypto exchange FTX ordered to halt 'false and misleading' claims by U.S. bank regulator 2022-08-19T04:00:00Z At both the OCC and FDIC, there are acting heads, which, while not ideal, at least allows Mr. Biden to have some sway over the agencies. Opinion | Democrats have one last chance to have a big impact on financial regulation 2022-05-15T04:00:00Z The proposal was not accepted by the Fed or FDIC, and was scrapped in the early days of the Biden administration. Bank regulators overhaul low-income, racial-lending rules 2022-05-05T04:00:00Z Like the OCC draft, the FDIC's principles envision a sweeping plan by banks to incorporate climate-related risk management into every part of their business. U.S. regulator joins effort to press banks to gauge climate-linked financial risks 2022-03-30T04:00:00Z The FDIC, TVA, and CCC, as well as a dozen or more other programs, were all put in place during the First Hundred Days. myWorld: The Growth of Our Country 2012-01-01T00:00:00Z “The board members’ letter was an attempt to seize control of the FDIC’s staff while its chairman was on a nine-hour flight to Europe for official meetings.” Trump appointee resigns as FDIC chairman following clash with Democratic colleagues 2022-01-01T05:00:00Z Many of those rulewriting projects will require buy-in from several bank regulators, including the FDIC, which oversees thousands of smaller banks nationwide. U.S. FDIC chair blocks effort to get public feedback on bank merger rules 2021-12-14T05:00:00Z The notice wasn’t actually on the FDIC’s own website. How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z Nearly 14 percent of Black and 12 percent of Hispanic households are unbanked, compared with 2.5 percent of White households, according to the FDIC. Perspective | Overdraft fees are a menace 2021-12-03T05:00:00Z The goal of the team was to ensure cryptocurrency policy coordination among the three main U.S. bank regulators - FDIC, Federal Reserve and Office of the Comptroller of the Currency. U.S. regulators exploring how banks could hold crypto assets - FDIC chairman 2021-10-26T04:00:00Z The Federal Deposit Insurance Corporation, or FDIC, insures deposits at banking institutions around the country. Protect your savings with this guide to safer banking | Provided by 1st Security Bank 2021-07-12T04:00:00Z The number of institutions on the FDIC’s so-called problem bank list declined by one to 55 from the previous quarter. U.S. bank profits rose 29% as outlook for future credit losses adjusted downward 2021-05-26T04:00:00Z The standoff was a small sign of a bigger rift brewing at the FDIC, which has a hand in overseeing all U.S. banks but focuses closely on the smallest ones. How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z In the second quarter, banks reported the largest percentage increase in charge-offs for bad loans since early 2010, according to the FDIC. Mounting commercial real estate losses threaten banks, recovery 2020-11-11T05:00:00Z The Fed is creating new programs for the nearly 5,200 FDIC- insured U.S. banks, as well as finance companies and corporations to stave off business bankruptcies and keep employee paychecks flowing. Explainer: How the Fed's latest move will get money to Main Street 2020-03-23T04:00:00Z The FDIC’s “troubled bank” list is at an all-time low, and bank capital at every bank is higher than it was prior to the Great Recession. FDIC warns of scams saying banks in trouble from outbreak 2020-03-18T04:00:00Z The FDIC’s look at the banking industry reflects a healthy - and incredibly profitable - industry. Banks made $233.1 billion in profits in 2019, regulator says 2020-02-25T05:00:00Z On Thursday and Friday, progressives took pains to emphasize that the FDIC’s move was not simply a power grab and that they really did care about bank mergers. How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z The FDIC’s look at the banking industry reflects a healthy — and incredibly profitable — industry. Banks made $233.1 billion in profits in 2019, regulator says 2020-02-25T05:00:00Z More than 24 million U.S. households are underbanked, according to the FDIC. As cashless stores grow, so does the backlash 2019-04-12T04:00:00Z Average rates at insured U.S. depository institutions, including mainstream banks, are 0.06 percent for checking and 0.09 percent for savings, according to the FDIC. 'Robo-adviser' Wealthfront launches cash account 2019-02-14T05:00:00Z The national average for a savings account is around 0.09 percent, according to the FDIC; but consumers easily find accounts offering well over 2 percent. How the Fed’s move impacts you 2018-12-19T05:00:00Z The FDIC’s public affairs office, which Ms. McWilliams controls, released a statement: How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z But in its post-crisis reforms, Congress also took away some of the most powerful tools used by the FDIC, the Fed and the Treasury. Opinion | What We Need to Fight the Next Financial Crisis 2018-09-07T04:00:00Z The Fed must work with four other financial regulators — the FDIC, Office of the Comptroller of the Currency, the Securities and Exchange Commission and the Commodity Futures Trading Commission — to revise the regulations. Fed taking first step to scale back Volcker Rule limits on bank trading enacted after financial crisis 2018-05-30T04:00:00Z Ultimately, the decision on how to enforce the new law is expected to fall to the nation’s banking regulators — the Federal Reserve, the Office of the Comptroller of the Currency and the FDIC. Senate bill could allow 2 top banks to hold billions less in reserves, reducing buffers against collapse 2018-03-09T05:00:00Z U.S. retirement assets total $21 trillion, nearly double the $12 trillion in deposits held at Federal Deposit Insurance Corp.-insured banks, according to the Investment Company Institute and the FDIC. Wall Street aims to thwart a hacking nightmare for your 401(k) – LA Times 2018-01-04T05:00:00Z “No such document has been approved by the FDIC.” How Bank Regulators Are Trying to Oust a Trump Holdover 2021-12-10T05:00:00Z “When delays occur, it is generally because the applying institution provided incomplete or inconsistent information,” said Barbara Hagenbaugh, spokeswoman for the FDIC. U.S. regulator wants to loosen leash on Wells Fargo: sources 2017-10-30T04:00:00Z The FDIC, arguably too slow to act before the crisis, became more cautious after it. America’s community banks hope for lighter regulation 2017-06-01T04:00:00Z Black banks, on average, are five times as likely as traditional big banks to back mortgages for properties in low- to moderate-income neighborhoods, according to the FDIC. Move your money, move society? 2017-03-31T04:00:00Z According to the FDIC, the State Bank of Texas acquired all of Seaway Bank’s deposits. Chicago’s Seaway Bank taken over by State Bank of Texas 2017-01-27T05:00:00Z From our positions at the FDIC, we dealt with the collapsing... Steven Mnuchin Bought IndyMac Fair and Square 2017-01-19T05:00:00Z “When delays occur, it is generally because the applying institution provided incomplete or inconsistent information,” said Barbara Hagenbaugh, spokeswoman for the FDIC. U.S. regulator wants to loosen leash on Wells Fargo: sources 2017-10-30T04:00:00Z The Community Financial Services Association of America, a trade group for payday lenders, filed a lawsuit against FDIC, OCC and the Federal Reserve alleging that Choke Point violates due-process protections in the Constitution. Government Payday Choke Hold 2016-12-29T05:00:00Z The bank is expected to reach that level — and continue receiving government payments — by 2019, when the agreement ends, according to documents on the FDIC’s website. With Treasury candidate come possible conflicts 2016-11-17T05:00:00Z In 2014, new financial regulation was introduced to prevent runs on money market funds–money market funds, unlike bank deposits, aren’t insured by the FDIC. Here's Where the Next Big Market Crisis Might Be Brewing 2016-09-14T04:00:00Z JPMorgan said the settlement requires court approval, and would end four WaMu-related lawsuits involving the bank and the FDIC, and pending in the federal court in Washington, D.C. JPMorgan ends WaMu disputes with FDIC, to receive $645 million 2016-08-19T04:00:00Z Rather than by the FDIC, SoFi is monitored by the Consumer Financial Protection Bureau. The Uberization of Banking 2016-04-29T04:00:00Z The proposal is in line with the international Basel standard set in 2015, according to the FDIC. U.S. proposes rule to shrink big banks' liquidity risk 2016-04-26T04:00:00Z The Federal Reserve said Morgan Stanley's plans were not credible, but the plans were accepted by the FDIC. Morgan Stanley profits more than halve - BBC News 2016-04-18T04:00:00Z While Goldman Sachs’s plan passed muster with the Fed, it was deemed wanting by the FDIC. US banks not prepared for another financial crisis, say federal regulators 2016-04-13T04:00:00Z This is good news for the five banks whose resolution plans were deemed “not credible” by both the Fed and the FDIC. What Citigroup’s ‘Living Will’ Win Means for Big Banks 2016-04-13T04:00:00Z Only the FDIC, not the Fed, used the "not credible" wording at that time. US regulators give 5 big banks failing grades for inadequate 'living wills' 2016-04-13T04:00:00Z It emphasizes long-term debt, capital instruments, and insured deposits, according to the FDIC. U.S. proposes rule to shrink big banks' liquidity risk 2016-04-26T04:00:00Z Only the FDIC, not the Fed, used the “not credible” wording at that time. 5 Big Banks Just Failed Their 'Living Will' Evaluations 2016-04-13T04:00:00Z State Street and Bank of New York Mellon both said it was committed to addressing the areas addressed by the Fed and FDIC. U.S. regulators fail 'living wills' at five of eight big banks 2016-04-13T04:00:00Z When you sign up, Digit creates a new savings account, backed by the FDIC, and manages it on your behalf. Digit's killer automated savings plan now has an iOS app 2016-03-08T05:00:00Z She added that the Justice Department "has some concerns he was not entirely forthright with the FDIC." Former Mirae Bank exec charged with committing fraud that helped ruin the bank 2016-01-14T05:00:00Z The study assessed the top 90 financial institutions based on asset size according to the FDIC. The 10 Best Banks of 2016 2016-01-14T05:00:00Z Former FDIC head Sheila Bair also commented on the issue this month, telling Yahoo Finance that "too much is made of separating these roles." Should CEOs hold the chairman’s role? A vote facing Bank of America reignites the divide 2015-09-18T04:00:00Z Digit creates a new savings account, backed by the FDIC, and manages it on your behalf. Digit automated savings plan adds cash rewards for hanging on to your money 2015-08-13T04:00:00Z While leverage is falling, a perhaps unintended consequence of the regulatory pressure is that more debt is being arranged by lenders that are not overseen by the Fed, OCC or FDIC. Wall Street faces toughest regulatory challenge yet on new loan review 2015-06-23T04:00:00Z In fact, according to the Federal Deposit Insurance Corporation, or FDIC, the current national average rate of a savings account is 0.06 percent. Are Bank Fees Set to Rise? 2015-05-27T04:00:00Z The FDIC, created during the Great Depression to ensure bank deposits, monitors and examines the financial condition of U.S. banks. Sheila Bair named president of private Maryland college 2015-05-06T04:00:00Z Bair is the author of "Bull by the Horns," a New York Times bestseller that chronicled her five years at the FDIC. Ex-FDIC head Sheila Bair named president of Maryland college 2015-05-06T04:00:00Z The other regulators - the OCC and the FDIC, do not plan to follow the Fed, the newspaper said. Fed may allow banks to use muni bonds to meet liquidity rules: WSJ 2015-04-17T04:00:00Z An array of new agencies and programs—soon known everywhere by such initials as AAA, CCC, REA, WPA, TVA, SEC, FDIC, NRA and NLRB—formed his plan for recovery and reform. FDR at 100: Still a Controversial Figure 2015-04-09T04:00:00Z It’s now the largest agricultural bank east of the Mississippi River, as designated by the FDIC. Attic finds spur First Farmers to open museum in Amboy bank 2015-03-15T04:00:00Z The question was: “On Aug. 15, 1994, 59 years and 1 day after FDR signed the original act, Bill Clinton made this an independent agency. Her answer was “What is the FDIC?” Here's the Only Thing Sadder Than 'Final Jeopardy' With One Contestant 2015-03-13T04:00:00Z By signing up, you’re creating a new savings account, managed by Digit and insured by the FDIC. Digit is the automated savings plan we’ve been waiting for 2015-02-19T05:00:00Z It was probably for a variety of reasons, including the FDIC’s traditionally conservative philosophy and posture. What men know: We can't act like them, but we can learn from them 2015-02-06T05:00:00Z However, under direction of the FDIC, Operation Choke Point also affected the banking relationships of many legal businesses, including those of gun stores and other firearms-related companies. FDIC Admits To Strangling Legal Gun Stores Banking Relationships 2015-01-30T05:00:00Z Loan sales and trading income in the third quarter produced the biggest year-over-year revenue growth in five years, according to the FDIC. America's Best And Worst Banks 2015 2014-12-22T05:00:00Z “This provision, allowing big banks to gamble with money insured by the FDIC, opens the door to another taxpayer-funded bailout of big banks—forcing middle class families to bear the burden of Wall Street’s mistakes.” House Democrats Upset Over Proposed Rollback of Wall Street Regulation 2014-12-10T05:00:00Z To stay competitive, almost 100 percent of the nation's banks are insured by the FDIC, according to Wang, who adds that only a few state charter banks are not. How to Find the Best Savings Account for You 2014-09-04T04:00:00Z The problem here is that the Austrians don’t stop at merely seeking an end to bailouts, Fed lending from its discount window, and while it’s largely bank financed, privatization of the FDIC. The Closing Of The Austrian School's Economic Mind 2014-08-17T04:00:00Z The OCC, FDIC, Federal Reserve, HUD, the Justice Department, even the Department of Labor, which looks at loan officer pay, overtime compensation, etc. A top mortgage industry executive explains why banks don’t want to take a chance on some borrowers Regulators, especially Hoenig at the FDIC, worry that banks are generally larger, more complicated and more interconnected than they were before the meltdown. U.S. regulators reject resolution plans of 11 big banks Digital wallets are similar to an online bank account, without the protection of the FDIC. SungardASVoice: How Safe Is Your Bitcoin Wallet From A Cyber-Attack? 2014-07-28T04:00:00Z Five years later, and after a record $13.1 billion in losses for the FDIC, the private investors announced plans Tuesday to cash out. CIT Group to buy Pasadena lender OneWest Bank 2014-07-22T04:00:00Z A run on the bank triggered its takeover by the FDIC, with depositors lined up outside branches demanding their money back. Lender CIT to buy OneWest Bank, formerly IndyMac, for $3.4 billion 2014-07-22T04:00:00Z The Fed, in conjunction with the OCC and FDIC, enacted a set of guidelines in May 2013¹ for leveraged loans designed to reduce risk in the banking system. The Loopholes Keeping Leveraged Lending Afloat 2014-07-22T04:00:00Z The FDIC's vote on Tuesday implements a portion of the Basel III agreement known as the leverage ratio, which is calculated as a percentage of a bank's total assets. Post-crisis rule requires big U.S. banks to raise $68 billion 2014-04-08T20:53:18Z The most obvious solution is to allow the existing rescue fund, the European Stability Mechanism, to extend a line of credit to the resolution fund, as America’s treasury does with the FDIC. Charlemagne: Banking on a new union 2013-12-12T16:01:18Z There is some chance the Justice settlement could bolster the FDIC’s position in the ongoing private litigation, said Andrew Stoltman, a securities lawyer. CEO Jamie Dimon to FDIC: JPMorgan Chase’s fight over Washington Mutual is far from over 2013-11-21T01:51:58Z Morgan to file for repayment from settlement costs from the FDIC, among others. J.P. Morgan Is Haunted by a 2006 Decision on Mortgages 2013-11-20T01:40:25Z The Justice Department is insistent that language be included in the settlement that bars JPMorgan from passing losses back to the FDIC, according to a person familiar with the talks. JPMorgan’s $13 billion settlement deal with Justice Dept. at risk of falling apart 2013-10-29T23:30:00Z Comptroller of the Currency Thomas Curry, who sits on the FDIC's board, approved the rules on behalf of his agency. Post-crisis rule requires big U.S. banks to raise $68 billion 2014-04-08T20:53:18Z David Barr, a spokesman for the FDIC, said that agency's settlement was worth $55.3 million, and resolves four lawsuits against Ally related to mortgage-backed securities. Ally settles U.S. regulators' mortgage securities claims 2013-10-29T23:00:42Z Since she left the FDIC, she has, of course, written a book: “Bull by the Horns.” It’s time for credulous financial watchdogs to cash in 2013-09-12T17:21:00Z Rothstein said the only way for Bank of America to challenge this determination is under the Administrative Procedures Act, not through individual lawsuits against the FDIC. U.S. judge tosses BofA suit vs FDIC over $1.7 billion investor losses 2013-08-26T22:51:25Z The FDIC's second-in-command, Tom Hoenig, is an outspoken critic of Basel III, which he says allows lenders to appear well-capitalized when they are not. Fed pledges to get tough on Wall Street as adopts Basel rules 2013-07-02T19:41:07Z Almost 18 percent of those households used prepaid cards in 2011, compared with just over 12 percent two years earlier, according to the FDIC. Banks barreling into the prepaid debit card market 2013-04-11T00:38:04Z The bank's retained earnings were $2.3 billion as of Dec. 31, according to a filing with the FDIC. New York Community Bancorp eyes former IndyMac -sources 2013-03-07T18:19:54Z Regulators decided that expert third-party evaluations were needed to ensure that banks were investing depositor funds wisely, especially since taxpayers started guaranteeing deposits under the auspices of the FDIC. Moody's, S&P and other credit rating agencies deserve a failing grade 2013-02-25T21:30:00Z The system held $3.4 billion in deposits for four million people by 1947; though it lost its advantage of depository insurance in the 1930s with the advent of the FDIC, it survived until 1967. How to save the USPS 2013-02-18T19:00:00Z The FDIC, for instance, is funded through fees on member banks, and its budget is set by its board of directors to meet the needs of the regulatory environment at the time. What (If Anything) Can Fix the SEC? 2013-01-28T13:00:18Z But according to the FDIC, community banks fared far better when it came to sound mortgage underwriting and fair foreclosure proceedings. Are State-Owned Banks the Antidote to the Too-Big-To-Fail Epidemic? 2013-01-15T13:00:14Z As Pacer wrote earlier, the private sector will do a better job of policing banks than the FDIC. Monetary policy: Will next time be different? A report from the 30th Cato monetary conference 2012-11-16T23:06:54Z Thomas Hoenig, vice chairman of the FDIC, is promoting a plan to break up the largest banks by separating their traditional commercial banking divisions from their riskier investment activities. Fed governor Daniel Tarullo pushing for policy to rein in on bank size 2012-12-05T02:03:04Z It is the No. 3 bank by market share in the Boston metropolitan area, and fourth-largest in deposits in Cleveland and Albany, N.Y., according to the FDIC. RBS, U.K. Wrestle Over Fate of Citizens 2012-10-21T22:49:22Z The firm agreed to submit to an independent audit, stop the practices in question and evenly split the $14 million fine between the consumer agency and the FDIC. Discover to pay $214 million for deceptive credit card practices 2012-09-24T17:40:00Z Bank of New York was so awash in deposits last summer that it threatened to charge companies with more than $50 million in deposits to offset the fees the bank pays to the FDIC. Banks urge Congress to extend crisis-era deposit insurance 2012-07-30T05:01:42Z Ninety-seven percent of Iowa banks have less than $1 billion in assets, according to the FDIC. Where to Find the Best Bank Rates 2012-07-20T23:50:40Z Other large banks will have until July and December of next year to hand in their plans, according to the FDIC. Big banks craft 'living wills' in case they fail 2012-06-27T07:50:49Z Nadel said the deal did not make the FDIC's June agenda and it remains unclear whether it will be considered in July either. Fed, FDIC limbo weighing on MetLife: analyst 2012-06-14T19:13:44Z The OCC later dropped the matter when Weber was offered a new position at the FDIC, he said. SEC investigator previously pushed to carry gun 2012-06-03T15:05:43Z All this, based on a simple rule change from the FDIC. How the FDIC can curb banks’ reckless speculation 2012-06-01T19:33:00Z Former Fed Chairman Paul Volcker, who is helping advise the FDIC, said he is "impressed" with the agency's close work with the U.K. FDIC to Lay Out New Plan for Big Bank Failures 2012-05-10T03:05:58Z Eventually about 124 banks are expected to submit plans, according to the FDIC. Big banks craft 'living wills' in case they fail 2012-06-27T07:50:49Z Now they’re trekking to Washington to present their 325-page treatise before federal regulators in official meetings with the FDIC, the Federal Reserve, the Office of the Comptroller of the Currency, and, yes, the SEC. Occupy the regulatory system! 2012-04-28T01:45:00Z As chair of the FDIC, she warned Bush that the housing bubble was about the burst and Obama that his recovery efforts wouldn’t be enough to mop up the mess afterward. Is the Fed fueling a bond bubble? 2012-04-23T15:20:36Z Comptroller of the Currency, the Securities and Exchange Commission, the Fed and the FDIC. Citigroup Opposes Applying Dodd-Frank to Municipal-Bond Market 2012-01-31T19:21:24Z The Fed, FDIC, SEC and OCC bowed to pressure from lawmakers and industry groups including the Financial Services Roundtable and the U.S. Volcker Rule Regulators Resist Lawmakers Calls to Scrap Proposal 2012-01-18T23:39:26Z Toronto-Dominion turned to smaller acquisitions to bolster its market share in the Southeast, buying Greenville, South Carolina-based South Financial Group Inc. for about $192 million and absorbing three Florida lenders from the FDIC. TD, BB&T Said to Be Among Lenders in Talks to Buy BankUnited 2012-01-17T15:02:02Z But at the FDIC, he will have some new tools at his disposal. He hates big, risky banks. But the GOP loves him anyway. 2011-12-14T20:27:28Z A lawyer for Killinger declined to comment to the Journal, as did the FDIC. Former WaMu execs agree to settle FDIC lawsuit: report 2011-12-13T04:24:49Z The FDIC, which would have to pay depositors in a failure, objected, the people said. BofA Says Regulators May Limit Transfer of Merrill Derivatives 2011-11-11T21:08:28Z The institutions are part of the Federal Reserve System and belong to the FDIC. Volcker Rule Costs Banks $1 Billion, U.S. Government Says 2011-10-28T19:48:02Z Andrew Gray, a spokesman for the FDIC, declined to comment on the letters. Bank of America Derivatives Transfer Draws Lawmaker Scrutiny 2011-10-27T18:35:02Z The White House announced that Thomas Hoenig, who stepped down as president of the Federal Reserve Bank of Kansas City in October, is the president’s choice to be vice chairman at the FDIC. Obama to nominate Fed dissenter Hoenig as No. 2 official at FDIC; critic of big banks 2011-10-21T18:17:58Z Three years after taxpayers rescued some of the biggest U.S. lenders, regulators are grappling with how to protect FDIC- insured bank accounts from risks generated by investment-banking operations. BofA Said to Split Regulators Over Shifting Merrill Derivatives 2011-10-18T09:22:01Z The program permitted firms to raise money during the financial crisis by selling debt securities guaranteed by the FDIC. Banks May Shun $231 Billion Rollover of U.S. Emergency Loans 2011-10-14T13:35:03Z Andrew Gray, a spokesman for the FDIC, declined to comment. Discover Faces FDIC Enforcement Case Over Marketing Tactics 2011-09-28T22:35:01Z Andrew Gray, a spokesman for the FDIC, also declined to comment. Volcker Rule May Extend to Overseas Banks With U.S. Operations 2011-09-16T21:18:01Z The rules require banks with $50 billion or more in assets to submit so-called living wills to the FDIC, the Federal Reserve and the Financial Stability Oversight Council and send revised plans annually. Large US banks must show regulators how they would wind down if they are at risk of failing 2011-09-13T14:48:15Z The legislation gave the FDIC, which liquidates failing banks, expanded powers to dismantle large financial institutions in danger of failing. BofA Said to Split Regulators Over Shifting Merrill Derivatives 2011-10-18T09:22:01Z At the peak, lenders issued almost $350 billion of U.S.-backed debt, according to the FDIC. Banks May Shun $231 Billion Rollover of U.S. Emergency Loans 2011-10-14T13:35:03Z Lenders have held discussions with officials at the Fed, FDIC, Office of the Comptroller of the Currency and the Treasury Department, according to four of the people. U.S. Banks Said to Seek Relief From Regulators as Deposits Swell 2011-08-26T04:43:28Z The WaMu seizure and bankruptcy set off a series of legal battles that ended with a settlement last year between the FDIC, Washington Mutual and JPMorgan. WaMu judge weighs closing arguments 2011-08-24T22:10:50Z Washington Mutual also would get about 70 percent of a second round of operating-loss tax refunds valued at about $2.8 billion, with roughly 30 percent going to the FDIC. Attorneys for Washington Mutual and supporters seek approval of reorganization plan 2011-08-24T21:27:09Z JPMorgan said those are the responsibility of the Federal Deposit Insurance Corp., adding that the “FDIC has contested this position.” Dimon Says Mortgage Clash Swells as ‘Everybody Is Going to Sue’ 2011-07-14T19:36:38Z Loan balances didn’t increase until the middle of this year, when they rose less than 1 percent, according to the FDIC’s quarterly banking profile. Banks May Shun $231 Billion Rollover of U.S. Emergency Loans 2011-10-14T13:35:03Z JPMorgan said those liabilities are the responsibility of the Federal Deposit Insurance Corp., adding that the “FDIC has contested this position.” JPMorgan Shares Rise After Earnings Beat Analysts’ Estimates 2011-07-14T15:13:43Z The clawback provision was adopted as part of a broader rule aimed at setting the framework for the FDIC’s orderly liquidation powers. FDIC Adopts Pay Clawback Rule for Largest Bank Resolutions 2011-07-06T16:47:24Z Under the proposed settlement, the competing lawsuits would be dismissed and some $10 billion in disputed assets would be distributed among Washington Mutual, JPMorgan and the FDIC. Attorneys for Washington Mutual and supporters seek approval of reorganization plan 2011-08-24T21:27:09Z MetLife Bank, which sells the mortgages it issues, had $15.6 billion of assets as of March 31, according to the FDIC. MetLife Pushes Reverse Mortgages as Wells Fargo Retreats 2011-06-21T17:23:40Z “It was clear she was standing up for what she thought her role was as chairman of the FDIC.” FDIC’s Bair Will Leave July 8 After ‘Living-Will’ Rule 2011-05-09T22:50:44Z Gruenberg is likely to press for a strict implementation of Basel III, and he has been actively involved in Basel discussions since joining the FDIC, according to colleagues. Low-key regulator in line to take on Wall St titans 2011-04-28T14:21:31Z Hamilton added four branches to its 7 existing locations, according to the FDIC. Banks Backed by Private Equity Do Deals as 6 U.S. Lenders Fail 2011-04-16T18:08:13Z The unit counts the Federal Reserve as its primary regulator, according to the FDIC. Deutsche Bank Said to Change U.S. Unit Ahead of Capital Rules 2011-04-13T07:24:58Z “This change will discourage opportunistic borrowing by insured banks in the fed funds and repo markets in particular, as banks will avoid leveraging their balance sheets unnecessarily to reduce the fees they pay the FDIC.” Money Market Rates Tumble on FDIC Fee Rise, Dearth of Bills 2011-04-05T23:02:01Z Other federal entities, including the FDIC, the Treasury and the Federal Reserve, hold similar securities as a result of various rescues. Banks Blamed for Ills at Credit Unions 2011-03-23T04:04:30Z As you might imagine, I am angered by this abuse of power by the FDIC. FDIC Sues Ex-Washington Mutual Chief Killinger Over Losses 2011-03-17T20:26:04Z Those were some of the sweetest terms offered by the FDIC, which became less generous as more banks scrambled to buy failed financial institutions. FDIC bill for bank losses nears $9B 2011-03-17T11:56:00Z The agency will consider whether executives performed their responsibilities with “the requisite degree of skill and care” before seeking to recoup compensation, according to the FDIC. FDIC Seeks Comment on Permitting Clawbacks From Executives 2011-03-15T16:37:14Z "What is occurring appears to be nothing less than a regulatory shakedown by the new Bureau for Consumer Financial Protection, the FDIC, the Fed, certain attorneys general, and the administration," Shelby said. Administration accused of bypassing Congress in negotiating deal with banks 2011-03-10T01:55:01Z The report also noted that ShoreBank, whose investors included large Wall Street institutions, requested a meeting with the chairman and senior headquarters officials of the FDIC; it was held May 8, 2009. FDIC rips ShoreBank management 2011-03-02T20:17:00Z The FDIC, which is required by Dodd-Frank to boost the fund that insures deposits, would add more than 1,700 staff under the president’s proposal. Dodd-Frank May Cost $6.5 Billion and 5,000 Staff in Obama Budget 2011-02-14T19:05:23Z As a result, the company expects to seek total payments of roughly $4 billion from the FDIC, a decline of about $1 billion. FDIC bill for bank losses nears $9B 2011-03-17T11:56:00Z The FDIC, which took warrants in a bid to share in a possible turnaround of BankUnited, is expected to get only $25 million from the IPO. DEALTALK-BankUnited owners cash in big; FDIC nurses losses 2011-01-26T21:34:18Z They entered a loss sharing agreement with the FDIC. PE-owned BankUnited sets terms for $630 million IPO 2011-01-18T15:20:06Z To close down a massive bank holding company, Wigand said, the staff would rely on outside contractors and on expertise within the FDIC. FDIC's new tools to close troubled banks offer opportunity, challenge 2011-01-18T01:43:01Z The cards must also provide the same consumer protections as bank accounts and the money on the cards must be insured by the FDIC. The prepaid card that Uncle Sam and the Kardashians thought you'd use 2011-01-14T16:19:01Z As of January, seven banks with loss-share deals had no reimbursements from the FDIC. FDIC bill for bank losses nears $9B 2011-03-17T11:56:00Z It added that sometimes questionable practices arise from a bank's broker-dealer operations, which are outside the FDIC's purview. New York Leads Way in 'Repo' Chase 2010-12-20T23:44:45Z The deal, attractive for loss protections from the FDIC, led to a surge of other private investors looking to enter the U.S. banking sector. UPDATE 1-BankUnited to file for IPO this week -sources 2010-10-25T20:00:00Z The deal, which got the FDIC's go-ahead at a time when regulators were reluctant to allow private investors to buy banks, opened the floodgates and investors rushed in. FBR's bank deals during crisis burnish image 2010-10-25T16:37:00Z At issue was the question of the regulator gaining access to the loans underlying bonds sold by banks that were then taken over by the FDIC. More Credit Card Loan-Backed Deals Likely in 2010 2010-10-05T15:21:00Z "Implementation will require extensive coordination among the regulatory agencies and will fundamentally change the way we regulate large complex financial institutions," the FDIC's Bair said. Regulators vow team effort on financial reform 2010-09-29T20:52:00Z "There hasn't been a prosecution that's put a face on this crisis," said Fred Gibson, deputy inspector general of the FDIC, which works with the FBI to investigate crime at financial institutions. SEC Blasted on Goldman Probe 2010-09-23T02:35:00Z Lastowka, the official who allowed Prudential to introduce the Alliance Accounts, said that the insurer's "checkbook" system wasn't protected by the FDIC. VA sanctioned Prudential's withholding of insurance payments to soldiers' survivors 2010-09-18T22:19:00Z By contrast, the FDIC, which secures bank deposits, was buoyed by its central role in the recent economic downturn after years of low morale. Annual rankings of federal workplaces puts Nuclear Regulatory Commission at top 2010-09-01T04:17:00Z FDIC: Liquidation of troubled financial companies will be the FDIC's job. Let a Thousand Regulators Bloom 2010-08-26T21:00:00Z A report released by the FDIC's inspector general, an independent office in the agency, said it found no evidence of any political mischief. Politics not behind Chicago bank seizure: watchdog 2010-08-24T17:52:00Z Lohman, a public health nurse who helps special-needs children, said she had always believed that her son's life insurance funds were in a bank insured by the FDIC. Insurers hold billions in federal death benefits in unprotected accounts 2010-08-01T04:00:00Z Currently there are four main federal bank regulators in the United States: the FDIC, the OTS, the Office of the Comptroller of the Currency, and the Federal Reserve. FDIC enhances backup role at large, risky banks 2010-07-12T15:28:00Z Nelson held up a heavily redacted 238-page document from the FDIC, which he said was the only document the government agency turned over. WaMu has setback on road out of Chapter 11 2010-06-03T21:28:00Z Washington Mutual said in a statement later on Friday that settlement was filed with the full support of the FDIC, JPMorgan, and the official committee of unsecured creditors. FDIC, WaMu reach agreement on bankruptcy plan 2010-05-22T04:44:00Z In March the parties announced a settlement, but the deal was not approved by the board of the FDIC. WaMu and FDIC agree on amended reorganization plan 2010-05-17T13:45:00Z "Whatever money is on deposit in that checking account will be insured, up to the limits of the FDIC," he said. Insurers hold billions in federal death benefits in unprotected accounts 2010-08-01T04:00:00Z Banks would have to hold at least 5 percent of the securities on their books to qualify for the FDIC's guarantee against seizure. FDIC proposes stricter rules for banks' asset-backed securities 2010-05-12T04:00:00Z The FDIC's proposal would not apply to large bank holding companies, just to the deposit-taking banking unit. FDIC floats bank wills, securitization rules 2010-05-11T15:12:00Z Toronto-Dominion, Canada's No. 2 bank, said it acquired the assets and liabilities from Riverside National Bank of Florida, First Federal Bank of North Florida and AmericanFirst Bank from the FDIC, effective immediately. UPDATE 2-TD Bank buys assets, liabilities of 3 banks from FDIC 2010-04-17T00:30:00Z The company said it bought assets and liabilities of Riverside National Bank of Florida, First Federal Bank of North Florida and AmericanFirst Bank from the FDIC, effective immediately. UPDATE 1-TD Bank buys assets, liabilities of 3 banks from FDIC 2010-04-16T22:49:00Z Morgan stands behind the accounts and that they are thus backed by the FDIC, Duke's Baxter said. Insurers hold billions in federal death benefits in unprotected accounts 2010-08-01T04:00:00Z The OTS eventually agreed with the FDIC's lower rating, but by then the nation's biggest savings and loan, with more than $300 billion in assets and $188 billion in deposits, was just days from collapse. WaMu regulator takes fire from U.S. lawmakers 2010-04-16T21:00:00Z The Office of Thrift Supervision, the thrift's primary regulator, insisted on giving the thrift a higher quality rating than the FDIC, which insured its deposits and was its backup regulator, according to the report. Bair: Regulators clashed ahead of WaMu crash 2010-04-16T18:28:00Z Under a purchase and assumption agreement with the FDIC, TD is shielded from a portion of potential loan losses, the bank said. UPDATE 2-TD Bank buys assets, liabilities of 3 banks from FDIC 2010-04-17T00:30:00Z The Office of Thrift Supervision, Washington Mutual's primary regulator, insisted on giving it a higher quality rating than the FDIC, which insured its deposits and was its backup regulator, the panel found. FDIC needs timely access to big bank information: watchdog 2010-04-16T14:38:00Z A separate investigation by the inspectors general of the OTS and the FDIC, which is also due out Friday, reached similar conclusions about the OTS's handling of Washington Mutual. Senate panel: Lax oversight contributed to Washington Mutual collapse 2010-04-16T04:00:00Z The subcommittee's findings largely dovetail with those in a report by the inspectors general of the Treasury Department and the FDIC, also released on Thursday. Panel says regulators sparred while WaMu burned 2010-04-15T21:01:00Z They said allowing the program to expire could put additional pressure on community banks and subsequently place more strain on the FDIC's deposit insurance fund if they were to falter. Smaller banks given federal extension to help preserve key accounts 2010-04-14T04:00:00Z Downe also said he sees good opportunities for Federal Deposit Insurance Corp-assisted deals in the pipeline in the United States as the FDIC's process of aiding and selling banks matures. UPDATE 1-BMO eyes opportunities for growth in U.S. Midwest 2010-03-30T13:50:00Z Bankruptcy Court in Delaware, two weeks after reaching the agreement with JPMorgan and the FDIC. WaMu Files Chapter 11 Plan 2010-03-27T18:07:00Z Their report also said that the FDIC, which insures bank depositors against losses, had identified risks at Washington Mutual and challenged the OTS's safety and soundness ratings of the thrift in 2008. Senate panel: Lax oversight contributed to Washington Mutual collapse 2010-04-16T04:00:00Z The OTS repeatedly blocked the FDIC's attempts to gain access to Washington Mutual's data and even obstructed attempts by its own examiners to rein in Washington Mutual's high-risk lending, the panel found. Panel says regulators sparred while WaMu burned 2010-04-15T21:01:00Z On March 12, Washington Mutual agreed to split the two potential tax refunds with JPMorgan and the FDIC. JPMorgan closes in on tax refund deal with FDIC: report 2010-03-24T06:53:00Z The decision to dismantle a firm would be made by the Treasury, the Fed and the FDIC. Sen. Dodd unveils sweeping financial regulation legislation 2010-03-15T20:01:00Z As part of the agreement, Washington Mutual will not pursue litigation over its collapse against JPMorgan or the FDIC. WaMu deal resolves fallout from record bank failure 2010-03-12T19:47:00Z Federal law stipulates that the FDIC's five-member board can include no more than three members of the same party. Key vacancies give Obama a chance to steer financial reform 2010-03-08T05:00:00Z The OTS eventually agreed with the FDIC's lower rating for Washington Mutual, but by then the nation's biggest savings and loan was just days from collapse. Panel says regulators sparred while WaMu burned 2010-04-15T21:01:00Z "The sales move the funding of the assets from the government to the investors which is good, though potential liability of losses stays with the FDIC," said Castro. FDIC seen stepping up sales of failed bank assets 2010-03-02T19:04:00Z The debt will be backed by residential mortgage assets of failed banks seized by the FDIC, market sources said. FDIC to grease mortgage market with $1.8 bln deal 2010-03-02T00:08:00Z Responsibility for those banks would shift to the FDIC, which already examines many other state-chartered banks that are not in the Fed system, the source said. Senator Dodd's bank super-cop may be dead: source 2010-02-27T02:22:00Z The heads of the FDIC, OCC and OTS all hold seats on the board, and some proposals would grant seats to the Fed and the new consumer regulator. Key vacancies give Obama a chance to steer financial reform 2010-03-08T05:00:00Z Several of the FDIC's guidelines, such as the capital levels required and the ownership period needed, were seen by the industry as too restrictive and put private equity at a disadvantage in bidding against banks. PE troubled bank rules seen unlikely to change 2010-02-24T18:28:00Z The asset sales, which are guaranteed by the FDIC, are closely tied to the meltdown in the U.S. mortgage market and are seen as a positive step toward restoring investor confidence in the segment. FDIC seen stepping up sales of failed bank assets 2010-03-02T19:04:00Z The FDIC, which currently holds about $40 billion of assets from seized banks, last year sold part of its holdings in Corus and Franklin as structured loans, according to the report. FDIC may sell bonds tied to failed banks: report 2010-02-24T01:18:00Z Senate banking committee members are considering stripping the Fed of its supervisory powers and handing them over to a consolidated federal banking regulator and the FDIC. Senate panel mulls narrow, weak, Volcker rule 2010-02-23T17:39:00Z Being taken over by the Federal Deposit Insurance Corporation, or FDIC, is never good for a failed bank. Buying Belly-Up Banks With FDIC Backing 2010-02-22T02:02:00Z The failures have strained the FDIC's resources, sinking its insurance fund to a negative $20.9 billion at the end of the year. PE troubled bank rules seen unlikely to change 2010-02-24T18:28:00Z Paulson writes that he knew Immelt "was right" and told him "we would explore it with his finance team and the FDIC." 2010-02-06T05:00:00Z The idea faces opposition from some Democrats and regulators, including Bair's FDIC, which now presides over workouts of failed banks. 2010-01-21T22:00:00Z The 18 branches of Horizon Bank will reopen during their normal business hours beginning on Saturday as branches of Washington Federal Savings and Loan Association and deposits will continued to be insured by the FDIC. 2010-01-09T03:00:00Z By acquiring failed institutions through the FDIC, banks also win strategic and financial advantages. Buying Belly-Up Banks With FDIC Backing 2010-02-22T02:02:00Z They have been chomping at the bit for an entry into a distressed sector that promises large returns, but have been held back by the FDIC's rules. PE troubled bank rules seen unlikely to change 2010-02-24T18:28:00Z Following the reforms, it all became clearer: insurance was the FDIC's job, the OTS provided supervision, and liquidity was monitored and imparted by the FHLB. Crime and Corruption |
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