| 单词 | creditworthiness |
| 例句 | However, Moody’s analysts sounded a sour note before the bonds were sold by reducing their investment advisory regarding how the Academy's creditworthiness is trending from "stable" to “negative.” Academy film museum's managing director to step down for post at design school 2015-10-13T04:00:00Z Either Effie herself, or more likely her father, saw marriage into the wealthy Ruskin family as the only way to maintain the Grays' creditworthiness. John Ruskin's marriage: what really happened 2013-03-29T16:00:01Z But if they aren't convinced of a government's creditworthiness, or if they are concerned its plans are risky, the interest rate they charge for that funding will go up. What the Chancellor really means when he says tax cuts are 'impossible' 2023-11-16T05:00:00Z S&P Global Ratings said on Wednesday that his demise "does not pose immediate risks to the country's creditworthiness" and saw only modest risks to next year's public finances. Portugal president calls March snap election, leaves time to pass budget 2023-11-09T05:00:00Z Not the little green men of science fiction, but the alien minds that power the facial recognition in your smartphone, determine your creditworthiness and write poetry and computer code. How Can We Trust AI If We Don’t Know How It Works 2023-10-03T04:00:00Z The drama has raised worries on Wall Street, where the Moody’s ratings agency has warned it could damage U.S. creditworthiness. US Congress tees up votes in last-minute scramble to avert shutdown 2023-09-30T04:00:00Z The repeated brinkmanship has raised worries on Wall Street, where Moody's has warned it could damage the nation's creditworthiness. Hardline Republican holdouts push U.S. government closer to shutdown 2023-09-29T04:00:00Z The shutdown threat has also caught the attention of Wall Street credit ratings agencies, who warn that repeated failures to fund the government could take a toll on its creditworthiness. Hardline shutdown push of the few frustrates US House Republicans 2023-09-28T04:00:00Z The repeated brinkmanship has worried credit rating agencies, with Moody's this week warning that a shutdown could hurt the nation's creditworthiness. Shutdown countdown: US Congress has four days to fund government 2023-09-27T04:00:00Z The standoff has caused concern at credit rating agency Moody's, though it is unclear whether it will hurt U.S. creditworthiness, as past shutdowns have not had a significant impact on the world's largest economy. McCarthy says Biden must tighten border to avert US government shutdown 2023-09-26T04:00:00Z Moody's rates the U.S. government "Aaa" with a stable outlook, the highest creditworthiness it assigns to borrowers. US government shutdown bad for country’s credit, warns Moody’s 2023-09-25T04:00:00Z The announcement comes after a long push by the Biden administration to minimize the importance of medical debt in how people’s creditworthiness is rated. VP Harris announces start of process to remove medical debt from people’s credit scores 2023-09-21T04:00:00Z Major banks will examine your application to determine your creditworthiness. Where Can I Open a Checking Account While Filing for Bankruptcy? 2018-06-26T04:00:00Z This puts a damper on lenders who trust students to fulfill their obligations, and it destroys the creditworthiness of young people who are just starting out in the world. If My Student Loan Is in Default, Is There Any Way That I Can Get My Tax Refund This Year? 2018-06-26T04:00:00Z If they believe that you are a higher risk due to your creditworthiness, they may decide to raise your rates. Will Progressive Auto Insurance Raise Your Rates for No Reason? 2018-06-26T04:00:00Z Not taking them would see creditworthiness deteriorate and half the governments it rates would have metrics associated with junk credit ratings while even top-rated governments would lose the highest ratings, S&P said. US loss of AAA badge a reminder of 'regime shift' for government debt 2023-08-14T04:00:00Z Fitch, one of three major independent agencies that assess creditworthiness, downgraded it from the top rating of AAA to AA+. Fitch downgrades US credit rating from AAA to AA+ 2023-08-01T04:00:00Z By discharging all your debts via a bankruptcy, you will severely damage your creditworthiness. Where Can I Open a Checking Account While Filing for Bankruptcy? 2018-06-26T04:00:00Z People who stop using credit also stop generating enough data to produce credit scores, the three-digit numbers used to gauge creditworthiness. Liz Weston: Don’t let your credit scores retire 2023-07-24T04:00:00Z The scheme misled U.S. investors about Mozambique's creditworthiness, prosecutors said. Ex-Mozambique finance minister arrives in US to face debt scandal charges 2023-07-13T04:00:00Z “This is important, for example, in algorithms that assess a person’s creditworthiness,” Schramowski explains. New Tool Reveals How AI Makes Decisions 2023-06-15T04:00:00Z Activate instead uses a more holistic approach to evaluate creditworthiness, taking into account applicants’ life stories and business expertise. Black entrepreneurs in South L.A. will get access to loans — no credit score required 2023-06-05T04:00:00Z Florian Ielpo, head of macro at Lombard Odier Asset Management, said that a curtailed U.S. government spending plan limiting U.S. debt levels might have led markets to question the country's creditworthiness, even if marginally. US markets jump on high hopes of debt ceiling lift off 2023-05-30T04:00:00Z Moody's currently has an "Aaa" rating for the U.S. government with a stable outlook - its highest creditworthiness evaluation. Top US credit rating under watch as debt ceiling talks drag on 2023-05-26T04:00:00Z As the U.S. again teeters on a debt-ceiling crisis, credit agencies are again assessing the U.S.'s creditworthiness. As US credit risk looms, former S&P officials see 2011 downgrade as vindicated 2023-05-26T04:00:00Z "The brinkmanship over the debt ceiling, failure of the U.S. authorities to meaningfully tackle medium-term fiscal challenges ... and a growing debt burden signal downside risks to U.S. creditworthiness," Fitch said in its statement on Wednesday. White House, Republicans seek to close US debt-ceiling deal as deadline nears 2023-05-25T04:00:00Z Moody's has an "Aaa" rating for the U.S. government with a stable outlook - the highest creditworthiness evaluation Moody's gives to borrowers. Change in tone in U.S. debt talks could prompt rating action before default -Moody's 2023-05-24T04:00:00Z People would keep one eye on their bank accounts for missed deposits and the other on Wall Street, where concerns over the nation's creditworthiness could be savaging the value of people's life savings. Explainer: How could a US debt ceiling default hit regular Americans? 2023-05-23T04:00:00Z “So throwing into that mix a crisis over the creditworthiness of U.S. obligations is incredibly irresponsible.’ What it would mean for the global economy if the US defaults on its debt 2023-05-22T04:00:00Z They are weighing repeated political fights over the nation's borrowing capacity and a weaker fiscal picture weighing on the nation's creditworthiness. As US credit risk looms, former S&P officials see 2011 downgrade as vindicated 2023-05-26T04:00:00Z But Biden advisers have told progressives that they see it as a poor option overall, fearing such a move would trigger a pitched legal battle, undermine global faith in U.S. creditworthiness, and damage the economy. No deal: Federal Workers Union asks U.S. court to intervene 2023-05-21T04:00:00Z "The impact on creditworthiness will depend on whether the authorities can offset such measures with cuts elsewhere, or increase revenue, even though at present there seems to be limited appetite for the latter," he said. Polish child benefit hike could hamper inflation fight, say economists 2023-05-16T04:00:00Z A repeat would call the federal government's creditworthiness into question, Yellen says. Morning Bid: Debt ceiling countdown 2023-05-08T04:00:00Z If you freeze your credit, no one can check your creditworthiness to apply for a loan or rent a home in your name unless you give permission. Analysis | Never Google ‘free credit report.’ Do this instead. 2023-04-21T04:00:00Z Rather than lenders’ relying so heavily on income and debt to assess creditworthiness, “it’s important to look at alternate sources of wealth for a more comprehensive picture of someone’s financial background,” Dr. Zhu said. A Great Credit Score, but She Can’t Get a Mortgage 2023-04-08T04:00:00Z This could make them more vulnerable to market shocks and reduce their creditworthiness. Adani Group: Can embattled India tycoon recover from $100bn loss? 2023-02-06T05:00:00Z In 2011, a protracted debt-ceiling battle led to a downgrading of U.S. creditworthiness and years of forced domestic and military spending cuts. U.S. Senate Republicans put Biden on notice over debt ceiling 2023-01-27T05:00:00Z The country’s creditworthiness should be considered an innocent party here, just as a beloved national monument would be. Opinion | The GOP is wrongly trying to blame Democrats for a debt ceiling blowup 2023-01-10T05:00:00Z Treasury yield indicated investors are growing increasingly concerned about the crypto exchange's creditworthiness. Coinbase bonds dragged lower as crypto market slumps 2022-11-22T05:00:00Z Democrats are worried about Republicans threatening America’s creditworthiness for political purposes. The Ax Falls for Twitter Employees 2022-11-04T04:00:00Z "Rising prices will affect the creditworthiness of many businesses and households, triggering the formation of new problem loans," Welin said. Moody's downgrades outlook for banks in Germany, Italy and elsewhere 2022-11-02T04:00:00Z The rule would have established guidelines that large banks conduct individual risk assessments of customers and use impartial standards to determine creditworthiness rather than making broad determinations based on a customer’s class or categorical affiliation. Rubio calls out Chase CEO Jamie Dimon over concerns the financial giant is targeting conservatives 2022-10-25T04:00:00Z Your creditworthiness factors into the interest rate, but an issuer may be willing to go lower. Millennial Money: 7 credit card moves to stretch your budget 2022-10-25T04:00:00Z During the 1930s, the Home Owners’ Loan Corporation, backed by the federal government, created maps that categorized parts of cities into grades based on their purported creditworthiness. California Realtors apologize for role in racist housing 2022-10-21T04:00:00Z Japan's banking system remains stable as a whole but rising overseas interest rates could worsen the creditworthiness of highly leveraged firms, the Bank of Japan said on Friday. BOJ: Japan's banking system stable but rising global rates a risk 2022-10-21T04:00:00Z Such a move might not just destroy the creditworthiness of the U.S. treasury, but "might accidentally blow up every other financial market on Earth too... Boom, financial crisis." What will a GOP majority actually do? Almost nothing — but in the worst possible way 2022-10-19T04:00:00Z Bond yields, which represent the return investors receive on their money, tend to rise as a borrower’s creditworthiness decreases and decline when it improves. Liz Truss’ waning power brings political plots, and jokes 2022-10-18T04:00:00Z Diamond also was recognized for his 1984 work showing that banks play a vital role by amassing valuable information about borrowers, assessing their creditworthiness and ensuring that loans are used for sound ventures. Bernanke, two other Americans win Nobel Prize in economics 2022-10-10T04:00:00Z But concerns about their creditworthiness faded somewhat after the administration of Gov. Ron DeSantis agreed to allow the state to back up the insurers. Ian threatens Florida’s already unstable insurance market 2022-09-28T04:00:00Z Let’s hope a huge mistake by Equifax will lead to something consumers should have access to for free — the exact credit scores lenders use to determine their creditworthiness. Advice | Your free credit scores don’t tell the whole story 2022-08-05T04:00:00Z Starting Friday, the three major U.S. credit reporting companies will stop counting paid medical debt on the reports that banks, potential landlords and others use to judge creditworthiness. Some medical debt is being removed from US credit reports 2022-06-30T04:00:00Z India’s ties to Russia date to its independence, when few other nations recognized New Delhi’s currency or creditworthiness. In Russia Crisis, India Tries to Balance Geopolitics and Economics 2022-06-28T04:00:00Z The credit ratings agencies, which assess the creditworthiness of borrowers, would normally play the role of officially declaring a default, but they are banned from covering Russia by EU sanctions. Russia on brink of default as debt deadline looms 2022-06-25T04:00:00Z Newer versions of credit scoring formulas treat medical debt less harshly, since research shows health care bills aren’t as reliable as a gauge of creditworthiness compared to other types of collections. Liz Weston: Is medical debt vanishing from credit reports? 2022-06-20T04:00:00Z Unlike developers who worry whether the building will appeal to the next tenant, these investors focus more on the creditworthiness of the borrower. Amazon builds property empire, quietly buying land across the U.S. 2022-06-18T04:00:00Z Lending decisions are based on creditworthiness, income and existing debt, but annual percentage rates may be higher and repayment terms shorter, compared with a secured loan. How to pay for summer fun: Financing boats, RVs and more 2022-06-08T04:00:00Z And officials in Utah and Idaho have assailed a major ratings agency for considering environmental risks and other factors, in addition to the balance sheet, when assessing states’ creditworthiness. How an Organized Republican Effort Punishes Companies for Climate Action 2022-05-27T04:00:00Z In 1970, rules were made to regulate the use of information on creditworthiness. Opinion | We Need to Take Back Our Privacy 2022-05-19T04:00:00Z A Fitch spokesman said he could not offer any comments on Russia’s creditworthiness in light of the sanctions. A Russian Default Is Looming. A Bitter Fight Is Likely to Follow. 2022-04-16T04:00:00Z With its creditworthiness shot, the government is buying oil and gas at spot prices, that is, the going rate as container ships pull into port. Sri Lanka Economy Has ‘Hit Rock Bottom,’ Putting Pressure on President 2022-03-25T04:00:00Z Without these, banks cannot easily judge the value or creditworthiness of an asset or accurately assess how much risk capital they need to hold to comply with their own domestic regulatory requirements. Retreat from Russia riddled with risks for Western banks 2022-03-18T04:00:00Z Twenty-seven of Shimao's creditors were asked to maintain lending positions and to not publicly undermine Shimao's creditworthiness, said a separate person who attended a creditor meeting. Buttressing Greenland - a bailout in China's distressed property sector 2022-03-15T04:00:00Z This is where you can determine whether Google can send your info to third parties, share info about your creditworthiness, or share info with other Google companies for marketing purposes. Android 101: how to use Google Pay 2022-03-11T05:00:00Z All this, while soaring oil prices threaten to punch a new hole in airline balance sheets and damage the creditworthiness of all carriers. Lessors face legal quagmire as Russian plane repos stall 2022-03-09T05:00:00Z It is the latest blow to the country's creditworthiness in the wake of its invasion of Ukraine. War in Ukraine: Fitch Ratings warns Russian bond default 'imminent' 2022-03-09T05:00:00Z Levesque replied that the “technical aspect” of the subsidiary bankruptcy wasn’t likely to cause concern about J&J’s creditworthiness. Special Report: Inside J&J’s secret plan to cap litigation payouts to cancer victims 2022-02-04T05:00:00Z Alternative sources of data, like rental payments, can help lenders more accurately assess the creditworthiness of borrowers with limited credit history, say credit experts. Fannie Mae uses Blend rent payment data in credit access expansion push 2022-01-11T05:00:00Z When the information in the databases that are used to rate your creditworthiness is wrong, financial chaos can ensue. Perspective | Why it’s so hard to fix errors on your credit report 2022-01-07T05:00:00Z These cards use income and bank account information to determine your creditworthiness rather than your credit score. Millennial Money: Now is the time to build your credit 2021-12-21T05:00:00Z Ten years ago, a new House GOP majority took the largely unprecedented step of holding America’s creditworthiness hostage to force President Barack Obama to accept major fiscal concessions. Republicans warn Biden: The next debt limit increase won’t be so easy 2021-12-13T05:00:00Z Other Republicans said the United States should not send signals to the rest of the world that cast doubt on its creditworthiness. Senate advances bill easing way for debt limit increase 2021-12-09T05:00:00Z Worry started to permeate Washington that rating agencies could downgrade the creditworthiness of the U.S. before Oct. Debt-ceiling deal apparently reached in Congress, averting trouble for now 2021-10-07T04:00:00Z Default may also trigger a spike in interest rates and ruin America's creditworthiness, making the US a more expensive place to live and damaging the economy. Debt ceiling: Is the US about to overshoot its debt limit? 2021-10-06T04:00:00Z Democratic Senator Mark Warner said Congress was already risking U.S. creditworthiness, however. U.S. Senate Democrats plan debt-limit vote after Biden hints filibuster could go 2021-10-06T04:00:00Z But a “substantial minority” could see large variations, it said, so consumers “should avoid relying on scores they purchase as the sole basis for assessing their creditworthiness when making important decisions about obtaining credit.” You Can Get Your Credit Score, but You May Have to Pay for It 2021-10-01T04:00:00Z As for a potential government shutdown, S&P said it would not have a direct impact on creditworthiness. S&P says it expects U.S. Congress to address debt ceiling on time 2021-09-30T04:00:00Z Whereas the creditworthiness of an individual or company is based on merit, the creditworthiness of a government is based on its power to tax someone in the future. Be careful when writing blank checks 2021-09-29T04:00:00Z Previously, Ant Group’s private credit-scoring system would assess a user’s creditworthiness. China’s Ant Group shares credit data with central bank 2021-09-22T04:00:00Z It warned that firms located in regions most exposed to changes in weather could face severe and frequent natural disasters, which would affect their creditworthiness. European Central Bank climate report: Early action is better 2021-09-22T04:00:00Z That, in turn, could prompt a financial crisis, or at least a crisis of confidence in the creditworthiness and governance of the United States. Democrats to Pair Spending Bill With Raising Debt Ceiling, Pressuring G.O.P. 2021-09-20T04:00:00Z "We would emerge from this crisis a permanently weaker nation," Yellen said, noting that U.S. creditworthiness has been a strategic advantage. U.S. Treasury's Yellen: Debt default would 'permanently' weaken America 2021-09-19T04:00:00Z Because Democrats control the White House and both branches of Congress, his argument goes, they alone are responsible for safeguarding the government’s creditworthiness and preventing a potential economic calamity. Senate GOP says it will allow debt default; Democrats rush to avert economic crisis | Analysis 2021-09-18T04:00:00Z It is possible to both overstate and understate the importance of what seems, at first, like a technicality related to the necessary consideration of a mortgage applicant’s creditworthiness. Always Pay the Rent? It May Help Your Mortgage Application. 2021-09-11T04:00:00Z Google said it was presented with its money-lending quandary last September when a financial services company figured AI could assess people's creditworthiness better than other methods. Money, mimicry and mind control: Big Tech slams ethics brakes on AI 2021-09-08T04:00:00Z After the bitcoin law’s approval, rating agency Moody’s downgraded El Salvador’s creditworthiness. 'We don't know it': Salvadorans fret over looming bitcoin adoption 2021-09-01T04:00:00Z At its most profound level, debt-financing public schools relies on problematic ideas of creditworthiness. Opinion | We’re Burying Our Kids in Debt (Just Not the Way You Think) 2021-08-27T04:00:00Z Those hours are now a liability that rating agencies take into account when determining the city’s creditworthiness. L.A. cut the police budget, then put $47 million in overtime on the city's 'credit card' 2021-08-28T04:00:00Z But therein lies the dilemma for the lenders who use the repayment habits of users to gauge their creditworthiness and they never physically meet their customers. Kenya outrage over debt collectors' shaming tactics 2021-08-04T04:00:00Z What's more the committee, internally known as "Lemonaid," enacted a policy to skip all financial services deals related to creditworthiness until such concerns could be resolved. Money, mimicry and mind control: Big Tech slams ethics brakes on AI 2021-09-08T04:00:00Z The Consumer Credit Directive should also reinforce rules regarding users’ creditworthiness to avoid the issue of over-indebtedness while EU countries will be asked to promote financial education and to ensure debt advice is made available. EU Commission wants stronger product safety, credit rules for consumers 2021-06-30T04:00:00Z The rule was aimed at making the housing industry justify practices that hurt Black and Latino Americans, such as overly restrictive criminal-background policies and the use of artificial intelligence to predict creditworthiness. Housing crisis poses crucial test for Biden administration’s economic plans 2021-06-27T04:00:00Z They have the creditworthiness and expertise to capture the value of their assets without selling them. Column: More proof that a wealth tax on billionaires is desperately needed 2021-06-09T04:00:00Z Traditional credit card issuers typically conduct a hard inquiry on your credit report to evaluate your creditworthiness. Startup cards stay open to credit builders 2021-04-07T04:00:00Z The rule addressed discrimination in the housing market by barring lenders and landlords and others in the housing industry from requiring criminal background checks for tenants or from using artificial intelligence to predict creditworthiness. Biden administration brings a new focus on housing policies 2021-01-28T05:00:00Z These include requiring tenants to undergo a criminal background check, prohibiting the construction of multifamily housing and using artificial intelligence to predict creditworthiness. Biden selects Marcia L. Fudge as HUD secretary and Tom Vilsack to lead Agriculture department 2020-12-08T05:00:00Z These include requiring tenants to undergo a criminal-background check, prohibiting the construction of multifamily housing and using artificial intelligence to predict creditworthiness. New federal rule will make it harder to challenge discrimination in the housing industry, lawsuits allege 2020-10-22T04:00:00Z Your creditworthiness matters to your financial life, far beyond qualifying for a new loan. Millennial Money: Smart moves when cash is tighter than time 2020-07-21T04:00:00Z The agency “approved loans without verifying borrower’s eligibility, or approved loans to borrowers who lack creditworthiness or repayment ability,” according to the in-house watchdog. SBA grant program attracting the wrong kind of attention 2020-07-15T04:00:00Z He said requiring payday lenders to look into the creditworthiness of loan recipients is “simply unworkable.” Column: Black and Latino borrowers may suffer most as Trump tosses out payday-loan rule 2020-07-09T04:00:00Z Unlike the United States, where companies use data to assess a person's creditworthiness for a loan or credit card, China's credit system applies to daily life. How China uses its massive surveillance apparatus to track its citizens, keep them in line 2020-05-01T04:00:00Z In an unsecured deal, the borrowing is done against a company’s perceived creditworthiness. Wynn, NCR deals a sign of yet more risk returning to bond market 2020-04-07T04:00:00Z And it would be complex to create and administer quickly, since it would involve evaluating the pre-crisis creditworthiness of thousands of businesses. What the Fed Could Do Next to Try to Prevent an Economic Unraveling 2020-03-20T04:00:00Z We are in the process of increasing our creditworthiness. To build credit, try this set-it-and-forget-it trick 2020-02-23T05:00:00Z The fund is designed to allow power companies to maintain their profitability and creditworthiness while the state confronts the rising threat from wildfires. How Sacramento shifted billions of dollars in future wildfire costs to consumers 2019-12-22T05:00:00Z Goldman Sachs issued a vague statement on Sunday explaining that it looks at numerous factors when determining an individual’s creditworthiness, meaning two family members might receive a different credit decision. Apple’s ‘sexist’ credit card isn’t just a PR problem – it’s a nightmare for us all | Arwa Mahdawi 2019-11-13T05:00:00Z They struck a nerve with New York State regulators, who announced on Saturday that they would investigate the algorithm used by Apple Card to determine the creditworthiness of applicants. Apple Card Investigated After Gender Discrimination Complaints 2019-11-10T05:00:00Z It shouldn’t surprise anyone that businesses use “secret” scores to grade consumers on a variety of factors, including creditworthiness and likelihood of declaring bankruptcy. Column: A shadowy industry thrives off your data. Getting it back isn't easy 2019-11-05T05:00:00Z In addition, the company is about to launch its new DBX luxury SUV, the success of which is critical to its ambitious growth strategy and ongoing creditworthiness, it said. Aston Martin rating cut deeper into junk amid Brexit, tariff worries: S&P 2019-09-25T04:00:00Z Sanders also vowed to reform bankruptcy laws and create a public credit registry to “remove the profit motive from assessing the creditworthiness of American consumers.” Bernie Sanders releases plan to eliminate all medical debt 2019-09-21T04:00:00Z Increasingly, every aspect of our lives, from our employability to our trustworthiness and our creditworthiness, is being influenced by these opaque algorithms. Apple’s ‘sexist’ credit card isn’t just a PR problem – it’s a nightmare for us all | Arwa Mahdawi 2019-11-13T05:00:00Z Your APR will vary based on the card and your creditworthiness, but the average APR in the second quarter of 2019 for credit card accounts that incurred interest was 17.14%. Millennial Money: Decode your credit card terms like a pro 2019-09-10T04:00:00Z Fitch, which is based in the United States, is the first of the three major credit rating firms to downgrade Hong Kong’s creditworthiness. Fitch Downgrades Hong Kong Over China’s Stronger Hand 2019-09-06T04:00:00Z In the 1930s, the federal government started drawing color-coded maps that rated neighborhoods across the United States on their creditworthiness. Cheerleader's blackface video raises ghosts of Fresno's racist past 2019-08-31T04:00:00Z In addition, the proposed rule would provide companies using algorithmic models to assess factors such as risk or creditworthiness with new defenses to protect themselves against allegations of discrimination. HUD raises the bar for bringing discrimination claims - The Washington Post 2019-08-16T04:00:00Z In 2011 Congress passed an increase only hours before the ultimate deadline, averting default but prompting Standard and Poor’s to downgrade the creditworthiness of U.S. government debt for the first time ever. Column: With the debt ceiling fight, Congress and Trump are playing with fire -- again 2019-07-16T04:00:00Z Calling our creditworthiness into question could therefore set off a chain reaction of global financial panic. Opinion | Abolish the debt ceiling — no strings attached 2019-07-15T04:00:00Z The Financial Conduct Authority, the watchdog responsible for regulating the car finance industry, introduced new guidelines in November 2018 after expressing concern some lenders weren't "complying with FCA rules on assessing creditworthiness, including affordability". 'Car payments are ruining our lives' 2019-06-28T04:00:00Z “North Korea will require substantial and sustained amounts of external financing, hence the need for it to establish creditworthiness,” they said in an email to Reuters. North Korea has more than sanctions to overcome for foreign... 2019-06-21T04:00:00Z Meanwhile, under agreements Castro struck to rehabilitate Cuba’s creditworthiness, the country is paying $2 billion in debt service to creditors such as Russia, Japan and the Paris Club. Shortages hit Cuba, raising fears of new economic crisis 2019-04-18T04:00:00Z A widening deficit recently prompted ratings agencies to downgrade Costa Rica’s creditworthiness. Tiny Costa Rica Has a Green New Deal, Too. It Matters for the Whole Planet. 2019-03-12T04:00:00Z The discussions were about risks to the bank’s reputation and did not relate to any heightened concerns about the creditworthiness of Trump or his company, the people said. Worried over possible default, Deutsche Bank considered extending Trump’s loan terms 2019-02-20T05:00:00Z The economic impact will be “staggering” and the window for towns to maintain creditworthiness and build resilience is “narrowing”. Florida is drowning. Condos are still being built. Can't humans see the writing on the wall? 2019-02-15T05:00:00Z But traditional lenders, which are doing less conventional business as interest rates rise, are turning to borrowers with harder-to-document creditworthiness as a new source of revenue and are helping to drive the growth. No Pay Stub? No Problem. Unconventional Mortgages Make a Comeback 2019-01-23T05:00:00Z Much like the president’s claims about his personal net worth, his creditworthiness and his business acumen, this Saudi largesse resembles reality the way a circus tent resembles a Chanel frock. Opinion | Get off your knees, President Trump 2018-11-23T05:00:00Z Since bias still exists, decrease the likelihood that you’ll be discriminated against by shopping around and being better informed about your creditworthiness. Perspective | Even machines are discriminating against black and Latino homebuyers 2018-11-15T05:00:00Z Discriminating against minority borrowers — even unintentionally — is illegal unless it’s based on their creditworthiness, Bartlett said. Are you a minority borrower? You might want to think twice about using an online lender. 2018-11-14T05:00:00Z These scores are used to help evaluate creditworthiness for credit cards, loans and more. FICO will test a new type of credit score - Los Angeles Times 2018-10-22T04:00:00Z The difficulties were amplified by the two-way doom loop between the creditworthiness of banks and sovereigns. Lehman Brothers 10 years on panel | Nicky Morgan and others 2018-09-14T04:00:00Z On the contrary, the markets became alarmed, in 2011 and 2012, about the creditworthiness of several larger European countries, especially Spain and Italy. The Real Cost of the 2008 Financial Crisis 2018-09-10T04:00:00Z Lenders recheck your credit just before the closing and need to see your creditworthiness is the same — or better — than when you were preapproved for a loan. Analysis | Preparing your finances for the fall home-buying season 2018-09-03T04:00:00Z The list included a description of each customer's creditworthiness. Your credit score may have just gone up, but that doesn't mean you can rest easy 2018-09-04T04:00:00Z What if, for example, a lender wanted to translate trustworthiness into creditworthiness? Opinion | Facebook already tells us what kind of people we are 2018-08-23T04:00:00Z Researchers and startups say all kinds of weird data can predict your creditworthiness. Why traditional credit scores still matter 2018-07-16T04:00:00Z Moody’s Investors Service in June cited large pension liabilities in its decision to downgrade New Mexico’s creditworthiness. New Mexico lawmakers take stock of pension liabilities 2018-07-11T04:00:00Z Credit scores are three-digit numbers that lenders use to judge the creditworthiness of borrowers. Consumer Group Sees a Rise in People Checking Credit Scores 2018-06-22T04:00:00Z After Italy formed a new anti-euro government last month, investors punished Greece’s bond yields, a measure of creditworthiness. As Greece Ends a Decade of Bailouts, Problems Linger for Europe 2018-06-20T04:00:00Z While we regard capital markets earnings as inherently more volatile than retail and commercial banking, we consider a well-balanced blend of profitable businesses to be supportive of the bank’s creditworthiness. Markets shrug off trade war fears ahead of Spanish vote and US jobs data - business live 2018-06-01T04:00:00Z When first conceived in 2007, the intention was to replicate the credit rating systems common in the west for assessing people’s financial creditworthiness. China is taking digital control of its people to unprecedented and chilling lengths | John Naughton 2018-05-27T04:00:00Z It employs about 50 people, most of whom who specialize in using data science to find potential borrowers and assess their creditworthiness. Former Citigroup CEO Vikram Pandit Makes $100 Million Investment in Credit-Card Startup 2018-05-14T04:00:00Z Moody’s is to governments what Experian is to individuals: a monitor of creditworthiness. U.S. Fiscal Future Won’t Be Like Its Carefree Past 2018-03-28T04:00:00Z The firm’s highly-regarded sovereign division, which monitors the creditworthiness of some 130 countries, is also being folded into its bank-focused Financial Services arm. Exclusive: S&P Global cuts top sovereign analysts as part of... 2018-03-26T04:00:00Z Data collected through Grab’s app, on users’ movements and transactions, is used to assess their creditworthiness. Uber to Sell Its Southeast Asia Business to Grab, a Regional Rival 2018-03-25T04:00:00Z Your finance costs depend greatly on the situation and your creditworthiness. Analysis | Want to be a home flipper? Do the math first. 2018-03-12T04:00:00Z Grab, founded by Malaysian businessman Anthony Tan, said Tuesday it will use its “huge cache” of customer data from the app to provide ways to measure creditworthiness of people outside the formal banking system. Southeast Asian ride-hailing app Grab expands into lending 2018-03-13T04:00:00Z It said an internal review of its lending patterns found that, after taking into account creditworthiness, its black and Latino applicants were no more likely to be denied loans than white applicants. 8 lenders that aren’t serving people of color for home loans 2018-02-15T05:00:00Z It said an internal review of its lending patterns found that, after taking into account creditworthiness, its black and Latino applicants were no more likely to be denied loans than white applicants. Kept out: Loophole in law for the poor spurs gentrification 2018-02-15T05:00:00Z We came dangerously close to default in 2011, prompting Standard & Poor’s to downgrade the country’s creditworthiness. Opinion | Trump’s tax cuts are rocketing us into the debt ceiling 2018-02-01T05:00:00Z “Its main implication for the U.S.’s sovereign creditworthiness would depend on whether it foreshadowed a further destabilization of US budget policymaking, or brinkmanship over the federal debt limit,” Fitch said. Possible U.S. shutdown won't affect U.S.'s AAA-rating: Fitch 2018-01-19T05:00:00Z Cardholders pay a premium above the prime rate that is determined largely by their creditworthiness. How the Fed rate increase affects your mortgage, car loan and credit card bill 2017-12-13T05:00:00Z And proprietary, constantly-changing underwriting algorithms that might deem your creditworthiness based on your social media habits are not easily regulated by existing federal laws. Would You Take Out a Loan for a Pair of Jeans? 2017-11-29T05:00:00Z Through Equifax’s negligence, according to the suit, cybercriminals gained access to data that now “permits thieves to create fake identities, fraudulently obtain loans, swipe tax refunds and destroy” consumers’ creditworthiness. Data breach at Equifax prompts a national class-action suit 2017-11-20T05:00:00Z Formal financial records are scanty, so it is hard to gauge creditworthiness, let alone to foreclose on a defaulter. How to survive as a bank in Afghanistan 2017-11-23T05:00:00Z “Its main implication for the U.S.’s sovereign creditworthiness would depend on whether it foreshadowed a further destabilization of US budget policymaking, or brinkmanship over the federal debt limit,” Fitch said. Possible U.S. shutdown won't affect U.S.'s AAA-rating: Fitch 2018-01-19T05:00:00Z Credit monitoring services such as Equifax collect vast amounts of financial information from consumers, working with banks and other lenders, for example, to track the creditworthiness of individuals. Equifax probes legal officer's role in post-breach share sales: WSJ 2017-11-06T05:00:00Z But the loans aren’t Affirm’s real product — they’re a means to building and perfecting a new underwriting system to determine consumer creditworthiness, powered by machine learning and your personal data. Would You Take Out a Loan for a Pair of Jeans? 2017-11-29T05:00:00Z They use it to determine a person's creditworthiness. Equifax says execs who sold stock after huge breach did nothing wrong 2017-11-03T04:00:00Z Modern supply-chain finance, now some 25-years-old, also lets suppliers piggyback on the creditworthiness—and lower borrowing costs—of big corporate customers. Technology is revolutionising supply-chain finance 2017-10-12T04:00:00Z Revenue stability and diversification are considered “key aspects” in creditworthiness. Soccer clubs expected to raise more money in equity and debt 2017-10-05T04:00:00Z Credit monitoring services such as Equifax collect vast amounts of financial information from consumers, working with banks and other lenders, for example, to track the creditworthiness of individuals. Equifax probes legal officer's role in post-breach share sales: WSJ 2017-11-06T05:00:00Z The company gathers data on consumers which it then sells to banks to allow them to better assess a borrower’s creditworthiness. Senator Warren criticizes Equifax potential to profit from breach 2017-10-04T04:00:00Z Nor do they possess the creditworthiness to sign long-term contracts. Global LNG giants turn to poor countries for new markets 2017-09-14T04:00:00Z In some cases, they note, markets revise down their worries about creditworthiness in response to large-scale stimulus. Governments need to rethink their attitudes to debt 2017-09-07T04:00:00Z The judgments of these companies about the creditworthiness of individuals can affect their ability to gain loans, housing and jobs, while also determining the interest rates on consumer products. Equifax hack hits credit histories of up to 143 million Americans 2017-09-07T04:00:00Z Your free reports don’t include free scores, which are the three-digit numbers lenders and others use to judge your creditworthiness. Why tapping retirement cash early shouldn’t be done lightly 2017-09-03T04:00:00Z The company gathers data on consumers which it then sells to banks to allow them to better assess a borrower’s creditworthiness. Senator Warren criticizes Equifax potential to profit from breach 2017-10-04T04:00:00Z DUBAI—Confidence in Qatar’s creditworthiness took another hit Monday, as Fitch Ratings downgraded the country’s debt, citing concerns that the economic blockade imposed by Arab neighbors was unlikely to be lifted soon. Qatar Is Downgraded by Fitch as Blockade Takes a Toll 2017-08-28T04:00:00Z They cited political uncertainty in their reviews of the country’s creditworthiness. South African President Jacob Zuma survives no-confidence vote by Parliament 2017-08-08T04:00:00Z Unfortunately, as OMB director, Mulvaney has continued to be breathtakingly irresponsible with the creditworthiness of the United States. Opinion | The most dangerous man in Washington 2017-07-31T04:00:00Z Today, credit bureaus evaluate financial data — income and employment history, debt repayment records and public information like bankruptcy filings and foreclosures — to decide a person’s creditworthiness. How Surveillance Could Turn You Into a Second-Class Citizen 2017-07-22T04:00:00Z Today, credit bureaus evaluate financial data – income and employment history, debt repayment records and public information like bankruptcy filings and foreclosures – to decide a person’s creditworthiness. The Real Costs of Cheap Surveillance 2017-07-18T04:00:00Z Credit-rating houses threatened to downgrade the state’s creditworthiness to “junk,” signaling state debt purchases as highly speculative venture. House votes give Illinois tax hike, 1st budget in 2 years 2017-07-07T04:00:00Z Fitch Ratings and S&P; Global Ratings, having earlier threatened to move Illinois’ creditworthiness into “junk” status without swift action to approve a budget, smiled favorably Monday on the financial outlook. Illinois Senate votes scheduled; Gov. Rauner vows to veto 2017-07-04T04:00:00Z But the credit agencies, which had warned that inaction before the July 1 start of the fiscal year would mean downgrading the Prairie State’s creditworthiness to “junk” status, were cautious in announcing no immediate action. Credit houses send Illinois positive financial signals 2017-07-03T04:00:00Z That’s a reference to the promised downgrade of Illinois creditworthiness by bond houses if there’s no budget deal. The Latest: Illinois House leader: No vote this weekend 2017-07-01T04:00:00Z He also said he would send messages to the major credit agencies, which have promised to downgrade Illinois’ creditworthiness without a deal by Saturday, seeking more time to finalize the pact. Illinois budget passes test run, but deadline will be missed 2017-06-30T04:00:00Z A missed deadline means an almost certain downgrade in Illinois’ creditworthiness to “junk” status. The Latest: Illinois budget deal passes critical test 2017-06-30T04:00:00Z Without a budget by Saturday morning, bond-rating houses have threatened to downgrade Illinois’ creditworthiness to “junk” status. Illinois legislative leaders meet; no word on budget deal 2017-06-29T04:00:00Z "Companies are applying analytics and machine learning to all this data to help operators assess the creditworthiness of prospective customers," says Mr Kent. 'I lost my eye': How insurance saved one man from debt - BBC News 2017-06-22T04:00:00Z But algorithms are widely used in many contexts, including selecting job applicants when hiring, estimating borrowers’ creditworthiness, determining where police departments should deploy patrol officers and even setting bail for criminal suspects. We’re suing the federal government to be free to do our research 2017-03-31T04:00:00Z Moreover, creditworthiness becomes less relevant to banks and mortgage lenders when they act as mere pass-through agents for government financing. Out-of-control government spending harms taxpayers 2017-03-27T04:00:00Z The technology is designed to continuously track the creditworthiness and financial activity of the company’s customers, similar to how Amazon uses a customer’s browsing and buying history to recommend products. Apply for a loan from your phone? That's just the start of LoanDepot's plans 2017-03-06T05:00:00Z Fake credit records proving the creditworthiness of the fake identities were also established by members of the group. Fugitive arrested in US scam credit card case - BBC News 2017-01-30T05:00:00Z When the 150 variants of the benchmark were released each day, the banks’ individual submissions were also published, giving the world a snapshot of their relative creditworthiness. Libor scandal: the bankers who fixed the world’s most important number | Liam Vaughan and Gavin Finch 2017-01-18T05:00:00Z The bureau said the companies tricked people by offering access to credit scores that “were not typically used by lenders,” often making them useless as tools for determining one’s creditworthiness. Ethics, schmethics: GOP now wants less oversight of big banks 2017-01-10T05:00:00Z “We compare quite favorably to many transit agencies, in terms of our creditworthiness.” Feds agree to give Sound Transit $2 billion in low-interest loans for light rail 2016-12-22T05:00:00Z Refusing to increase this limit would call into question the country’s creditworthiness. Trump’s OMB pick seems poised to ignite a worldwide financial crisis 2016-12-19T05:00:00Z More than three dozen local governments across China are beginning to compile digital records of social and financial behavior to rate creditworthiness. China’s New Tool for Social Control: A Credit Rating for Everything 2016-11-28T05:00:00Z He briefly suggested renegotiating the country’s debt obligations, a move that would likely decimate America’s global creditworthiness. How to pay for Donald Trump’s trillion-dollar agenda? Congressional Republicans aren’t saying. 2016-11-21T05:00:00Z Thanks to its link with Tencent, which owns WeChat, one of the country’s leading messaging platform, it is able to examine data about their contacts and payments to judge creditworthiness. Just spend 2016-11-17T05:00:00Z The medium-term impact of president-elect Trump's economic and fiscal policies would be negative for U.S. sovereign creditworthiness if they were implemented in full, the ratings agency said. S&P affirms U.S. investment-grade ratings after presidential election 2016-11-09T05:00:00Z Rattling the public’s faith in our creditworthiness would set off a crisis throughout the world. Trump’s OMB pick seems poised to ignite a worldwide financial crisis 2016-12-19T05:00:00Z If the weakness in Hertz’s fleet proves to be a harbinger of broader problems in used car pricing, it would be unwelcome news for auto finance industry, compounding worries over creditworthiness. Warning Light Flashes on Auto Loans 2016-11-08T05:00:00Z While LendingClub identifies prospective borrowers and determines their creditworthiness, the loans it facilitates are originated by WebBank and ultimately sold on to retail and institutional investors. Online-Lending Investor Turns to Life Insurance 2016-10-19T04:00:00Z Many now want to prove their creditworthiness, with an eye to the spending possibilities it opens up. Just spend 2016-11-17T05:00:00Z Based on that forecast, he recommends Treasury Inflation-Protected Securities, or TIPS, which offer the creditworthiness of other Treasury bonds but feature rates that move in line with inflation. Stocks Climb Under Heavy Clouds 2016-10-14T04:00:00Z But judging creditworthiness is tricky in a country where cash reigns, fraud is rife and even the most basic details can be difficult to verify. Snooping in the Bathroom to Assess Credit Risk in China 2016-10-10T04:00:00Z It is considered to be the pinnacle of creditworthiness. Don’t believe everything you hear about Social Security 2016-10-08T04:00:00Z "These unsecured debt obligations are typically issued by banks and the creditworthiness of the issuer needs to be considered," she says. How to Buy Exchange-Traded Notes 2016-10-03T04:00:00Z Take a Dutch pension fund which decides to invest in Treasury bonds because it trusts the American government’s creditworthiness. Take cover 2016-09-22T04:00:00Z Developing a model for establishing the creditworthiness of populations lacking banking services, which is affording them a pathway to mainstream financial services and improving their financial stability. Meet the 2016 MacArthur fellows 2016-09-22T04:00:00Z “In terms of our creditworthiness, I violently disagree,” Mr. van Dijk said. Africa’s Naspers Takes Aim at Craigslist 2016-09-18T04:00:00Z Banks lost confidence in each other’s creditworthiness and refused to lend; a knock-on effect was that companies found it hard to get trade credit. Trust busting 2016-09-15T04:00:00Z He also said a policy question is whether new technologies comply with existing laws, such as whether algorithms to determine a consumer's creditworthiness raise issues of illegal bias. U.S. bank overseer plans report on marketplace lending this fall 2016-09-13T04:00:00Z Investor demand for chunky, rising payouts became a challenge as volumes, hydrocarbon prices, and even customers’ creditworthiness sank over the past two years. How Enbridge and Spectra Inked a Clean Pipe Deal 2016-09-06T04:00:00Z For example, Nigeria's Social Lender looks at borrowers' social media profiles to assess their creditworthiness. How your social media reputation could secure you a loan - BBC News 2016-09-01T04:00:00Z The threat to British universities’ funding triggered rating agency Moody’s Investors Service MCO 1.56 % to review the creditworthiness of several top schools, including the universities of Manchester, Liverpool and Leeds, and Cardiff University. British Researchers Are Squeezed by Brexit Vote 2016-08-16T04:00:00Z In 2011 investors lost confidence in the creditworthiness of some European governments; bond yields spiked, recessions followed. Trust busting 2016-09-15T04:00:00Z Ratings firm Moody’s MCO -0.16 % says weaker remittances will affect the creditworthiness of recipient countries by undercutting their balance of payments. Low Oil Prices Stanch Flow of Cash to South Asia 2016-07-31T04:00:00Z The high court said the act expressly excludes from disclosure “information about the finances of an individual, including assets, income, liabilities, net worth, bank balances, financial history or activities or creditworthiness.” Maryland court: State can’t list ‘abandoned’ goods by value 2016-07-22T04:00:00Z Already, one leading ratings agency is warning about the impact on Turkey's creditworthiness. Turkey economy facing fresh problems after coup attempt 2016-07-18T04:00:00Z Already, one leading ratings agency is warning about the impact on Turkey’s creditworthiness. Turkey economy facing fresh problems after coup attempt 2016-07-18T04:00:00Z A handful of Chinese companies already judge creditworthiness based on the shopping and payment histories of their customers, but Baidu’s plan to use search data appears to be a first. What does that Web search say about your credit? 2016-07-17T04:00:00Z If the naira weakens much further, it may harm their creditworthiness. Lending at $47 a barrel 2016-07-07T04:00:00Z Personal loans are typically for smaller amounts and rely on a person's own creditworthiness for approval. Where to Get Money for Your Business Idea 2016-06-30T04:00:00Z Right now, investors are particularly interested in credit default swaps that are tied to the creditworthiness of European banks. How Much Will ‘Brexit’ Stress Banks? Some Ways to Tell 2016-06-28T04:00:00Z Ratings agency Moody's downgraded its outlook for Britain, saying its creditworthiness was now at greater risk as the country would face substantial challenges to successfully negotiating its exit from the bloc. Britain pressured for quick EU split as Brexit impact begins 2016-06-25T04:00:00Z The firm uses complex algorithms that look for correlations between creditworthiness and all kinds of nontraditional credit information. What does that Web search say about your credit? 2016-07-17T04:00:00Z Another concern for some regulators are the unconventional ways many online lenders use to assess a borrower’s creditworthiness outside of their credit score, and whether those methods are fair. Bank Regulators Aim at Online Small Business Lending 2016-06-22T04:00:00Z MyRichUncle invited students to its website to apply for loans, and it sized up creditworthiness using alternative data, such as the borrowers’ grades and choice of major. Online Lender’s Secret to Success: Past Failure 2016-06-12T04:00:00Z The financial instruments are bets on the creditworthiness of a company or country that borrow money. How Much Will ‘Brexit’ Stress Banks? Some Ways to Tell 2016-06-28T04:00:00Z While some conservative media have suggested she charged higher-than-average mortgage rates, that’s impossible to determine because mortgage rates vary with the creditworthiness of a borrower. Trump’s claim that Elizabeth Warren made a ‘quick killing’ in foreclosures 2016-06-06T04:00:00Z Even without access to formal bankruptcy, every heavily indebted country weighs the cost of repaying debt against the loss of confidence and creditworthiness that default entails. Sovereign Default: It’s Not Personal, Just Business 2016-05-25T04:00:00Z His suit relied on the Fair Credit Reporting Act, which calls for damages of up to $1,000 for reporting inaccurate information about a person's creditworthiness. Supreme Court shields online databanks from being sued over minor mistakes 2016-05-16T04:00:00Z New Jersey’s bond rating, essentially its creditworthiness, has been downgraded eight times by three separate agencies since Christie took office. Sanders decries 'casino capitalism' on Trump's turf – a decaying Atlantic City 2016-05-09T04:00:00Z But he also made an offhand comment that, if taken literally, would amount to rejecting the very underpinnings of the global financial system and would threaten to undermine the United States’ two centuries of creditworthiness. Donald Trump Is Coherent on Monetary Policy, but Not on Debt 2016-05-05T04:00:00Z The buyers, however, wagered correctly that the federal government would assume the debts and pay at par in order to establish the nation’s creditworthiness. Treasury’s Fannie and Freddie rip-off 2016-05-04T04:00:00Z “Buying insured bonds removes having to understand each bond’s creditworthiness and allows the client to sleep at night,” she said. Municipal Bond Defaults Shake Up a Once-Sedate Market 2016-04-22T04:00:00Z “At the very least, they will want the surviving spouse to demonstrate equal creditworthiness.” What Happens When a Homeowner Dies Before the Mortgage Is Paid? 2016-04-06T04:00:00Z Brexit would further polarize the U.K.’s political system, increase risks to effective, transparent and predictable policymaking, and diminish the U.K.’s long-term sovereign creditworthiness. Britain could lose AAA rating if it leaves EU, S&P warns again - business live 2016-04-04T04:00:00Z Standard & Poor’s in November said it suspended its ratings on Vivat, the Dutch insurer Anbang bought last year, because it was “unable to secure sufficient information to accurately assess” Anbang’s creditworthiness. Chinese Bidder for Starwood Has Mysterious Ownership Structure 2016-03-28T04:00:00Z One major bond-ratings agency said it may lower Westlands’ creditworthiness, which could make it more expensive to borrow money for the tunnels. Decision time for California governor’s big water project 2016-03-18T04:00:00Z It was Republicans who insisted on holding the nation’s creditworthiness hostage to achieve political goals. Ross Douthat’s pathetic Trump evasion: The NYT columnist attempts to pin the blame on Obama — and fails spectacularly 2016-03-01T05:00:00Z But there are also ominous signs in markets that investors use to bet on the perceived creditworthiness of large financial firms. Nervousness About Global Banking Giants Intensifies 2016-02-08T05:00:00Z Brexit would further polarize the U.K.’s political system, increase risks to effective, transparent and predictable policymaking, and diminish the U.K.’s long-term sovereign creditworthiness. Britain could lose AAA rating if it leaves EU, S&P warns again - business live 2016-04-04T04:00:00Z Standard & Poor’s Financial Services said the overhaul was positive and wouldn’t threaten Bank South Pacific’s creditworthiness, despite an increase in higher-risk loans. South Pacific Defies Credit Squeeze with Crops and Cattle Collateral 2016-01-15T05:00:00Z To SoFi, looking at the cash that remains in borrowers’ bank accounts after expenses each month is a better way to measure creditworthiness. Silicon Valley: We Don’t Trust FICO Scores 2016-01-11T05:00:00Z So the TED spread’s surge is a mechanical result of its two components moving in different directions for reasons mostly unrelated to the creditworthiness of banks. Stock Market: A Bad-News Barometer Flashes Red 2016-01-10T05:00:00Z When investors’ perceptions of a bank’s creditworthiness improved, its liabilities would in theory rise in value. Bank Rule Distorting Performance Is Repealed 2016-01-05T05:00:00Z In large part that was because some investors began to worry about companies' creditworthiness as corporate earnings growth slowed. How you made money -- or didn't -- in 2015 2015-12-30T05:00:00Z Bond investors must carefully gauge interest-rate movements and a company’s creditworthiness. Oil Bettors Seek Safety in Proxies 2015-12-22T05:00:00Z They've been used to assess the creditworthiness of consumers with little or no traditional credit history, including those in developing countries. Some lenders are judging you on much more than finances 2015-12-19T05:00:00Z On Dec. 11, Moody’s Investors Service said its outlook for the Chinese banking sector is negative and the overall creditworthiness of the banks is set to deteriorate over the next 12 to 18 months. Bank of Zhengzhou Raises $656 Million in Hong Kong IPO 2015-12-16T05:00:00Z It uses its oil price forecasts to assess the creditworthiness of companies in sectors affected by oil prices. Moody's slashes oil forecast for 2016 by $10 a barrel 2015-12-15T05:00:00Z Debt ratings firm Standard & Poor’s said the developments so far don’t affect its grading of Fosun International’s creditworthiness. Fosun’s Guo Guangchang Appears at Company Event in Shanghai 2015-12-14T05:00:00Z Branch charges between 6% and 12% interest—based on the borrower’s creditworthiness—and loans are usually repaid between three weeks and six months later. Lending Startups Look at Borrowers’ Phone Usage to Assess Creditworthiness 2015-12-01T05:00:00Z At other firms, the connections between nonfinancial information and creditworthiness are a bit clearer. Some lenders are judging you on much more than finances 2015-12-19T05:00:00Z Before the 2008 financial crisis the SEC mandated that companies that wanted to issue securities use credit-rating agencies to sign off on the company’s creditworthiness. Investment Advisers Don’t Need Mystery Monitors 2015-11-22T05:00:00Z The company is close to tapping 13 international banks for a planned €20 billion bridge loan aimed at restoring confidence in its creditworthiness, people familiar with the matter said on Friday. More Volkswagen Vehicles Have Emissions Software Issues 2015-11-21T05:00:00Z In enforcement actions against Ally Bank, American Honda Finance Co. and Fifth Third Bank, the agencies found that borrowers of color paid higher interest rates than white borrowers with similar creditworthiness. The Data Is Clear: Auto Lenders Discriminate 2015-11-17T05:00:00Z It does not, for instance, include credit scores of borrowers, which would allow researchers to better assess the creditworthiness of the potential borrowers who were denied. Study Strongly Links Baltimore Mortgage Denials to Race 2015-11-16T05:00:00Z Fitch Ratings said Monday it lowered its view of Volkswagen’s creditworthiness in part because of management issues raised by the crisis. Volkswagen Offers $1,000 to Diesel Owners 2015-11-09T05:00:00Z Overall, Moody's said its view for sovereign creditworthiness in 2016 is "stable" due to a "shallow economic recovery." Moody's says China economy and volatility from US rate hike are 2 big credit risks for 2016 2015-11-04T05:00:00Z If capital markets begin to have doubts about the creditworthiness of the United States, it would have a severe effect on global capital markets — as well as on interest rates on U.S. treasuries. Debt limit: Some critical questions about the federal borrowing limit and avoiding default 2015-10-26T04:00:00Z Brazil’s creditworthiness was recently downgraded to junk by Standard & Poor’s. Brazil’s Ruling Party Turns on Finance Minister Joaquim Levy 2015-10-21T04:00:00Z “It is simply default by another name” and “would undermine confidence in the creditworthiness of the United States.” Lawmakers Wrangle Over Plans to Avert, Manage or Embrace Default 2015-10-20T04:00:00Z The creditworthiness of the United States is an essential component of our strength as a nation. Social Security beneficiaries, federal retirees won’t get cost-of-living increase 2015-10-15T04:00:00Z The creditworthiness of the United States is an essential component of our strength as a nation. Feds to hit debt ceiling Nov. 3 2015-10-15T04:00:00Z "The creditworthiness of the United States is an essential component of our strength as a nation," Lew wrote. Treasury warns Congress: Debt limit deadline now Nov. 3 as fiscal outlook sags slightly 2015-10-15T04:00:00Z “Credit scores, in addition to measuring an individual’s creditworthiness regarding the repayment of debt obligations, reveal information about an important relationship skill,” Dokko, Li and Hayes wrote. Are you two compatible? Check your credit scores. 2015-10-09T04:00:00Z In the second, when formal contracts started to appear alongside the old understandings, a lender assessed a borrower’s creditworthiness “at least partly on the basis of exposure to the community.” A Chinatown Bank Accused of Fraud 2015-10-12T04:00:00Z At Fifth Third, the Department of Justice and Consumer Financial Protection Bureau said the regional bank charged higher dealer markups to minority car buyers, regardless of their creditworthiness. Fifth Third Bancorp to Settle Discriminatory Lending Claims 2015-09-28T04:00:00Z "Its main implication for the U.S.'s sovereign creditworthiness would depend on whether it foreshadowed a destabilization of U.S. budget policymaking, including brinkmanship over the federal debt limit," Fitch warned. Debt limit fight, not government shutdown, called credit rating risk 2015-09-23T04:00:00Z Standard & Poor’s downgraded Brazil’s creditworthiness to junk status on Sept. 9. Brazil to Keep Allowances for the Poor 2015-09-18T04:00:00Z Credit agencies use those measures to gauge creditworthiness. Glencore, Battered Mining Giant, Retreats 2015-09-08T04:00:00Z It was one thing for a bank to follow subjective assessments of borrowers’ creditworthiness, but another to sell the resulting loans to an institution like Fannie Mae. A Chinatown Bank Accused of Fraud 2015-10-12T04:00:00Z The score, based on data from Experian, is the same score used to evaluate the cardholder’s creditworthiness each month, said an American Express spokeswoman, Elizabeth Crosta. Credit Scores Are Rising, and Becoming More Visible 2015-08-20T04:00:00Z That rebate will vary depending upon your creditworthiness and the length of time that it takes to repay. Small Businesses Can Increasingly Use Invoices To Get Loans 2015-07-30T04:00:00Z And here's a tip: If you're a renter, Experian will allow you to report your monthly rental payments as another example of creditworthiness. How to build, or rebuild, credit 2015-07-24T04:00:00Z Minorities and the working poor often didn’t have the cash or creditworthiness to qualify for such loans. Hillary Clinton’s ties to Fannie Mae, Freddie Mac loom as liabilities in 2016 bid 2015-07-20T04:00:00Z Sung developed the use of nontraditional borrower profiles—a way of examining routine household payments to assess creditworthiness among people who don’t have a typical credit history. A Chinatown Bank Accused of Fraud 2015-10-12T04:00:00Z Regulators found that they paid on average $250 more than white customers regardless of their creditworthiness. Honda pays $24m to settle race discrimination claim - BBC News 2015-07-14T04:00:00Z But for the companies that retain the negative rating, any issuance of new debt will likely need to reflect an improvement in creditworthiness, the people said. Regulators Warn Banks on Loans to Oil, Gas Producers 2015-07-02T04:00:00Z During the financial crisis some banks suffered big losses on their derivatives contracts due to weaker creditworthiness at banks on the other side of their trades. Global regulators propose tighter credit risk rules for banks 2015-07-01T04:00:00Z A complication of the exploding number of lending platforms is that it is becoming harder for banks or credit card firms to get a comprehensive view of creditworthiness. Fintech explosion puts banks in digital firing line 2015-06-30T04:00:00Z In its test, the creditworthiness predictions made by ZestFinance were compared to the results of JD.com’s experience making loans, which was essentially the control group. ZestFinance Takes Its Big Data Credit Scoring to China 2015-06-26T04:00:00Z Yet when they do, evidence suggests that their creditworthiness is fairly similar to wealthier borrowers. A light in the darkness 2015-06-25T04:00:00Z Warren characterized a prospective deal as immediately accretive to Energy Transfer’s distributable cash flow, and a point of diversification and improved creditworthiness fort the company. Pipeline Giant Williams Rejects $64 A Share Takeover Bid From Energy Transfer 2015-06-22T04:00:00Z A wider set of risks would be factored into the CVA, such as daily changes in risks from markets, and not just changes in the creditworthiness of the counterparty itself. Global regulators propose tighter credit risk rules for banks 2015-07-01T04:00:00Z To use it for other purposes, they said, breaks assurances made to Wall Street rating agencies that establish the county’s creditworthiness. Montgomery council dips into reserves to fund parts of 2016 budget 2015-05-14T04:00:00Z They mine streams of digital data with clever software to calculate creditworthiness instead of relying on a person’s credit history, the main ingredient in traditional credit scoring. ZestFinance Takes Its Big Data Credit Scoring to China 2015-06-26T04:00:00Z "They have lent money against the assets and they have fewer assets now, so the creditworthiness of the company is certainly in question," said Park. Petrobras writedown may give new ammunition to class-action suit 2015-04-28T04:00:00Z In February Moody’s, a credit-rating agency, downgraded Chicago’s creditworthiness to two notches above junk. Little time for celebration 2015-04-08T04:00:00Z That is not an issue at Vouch, which, Mr. Lewis said, is “exploring a wholly different dimension of consumers’ creditworthiness. Measuring Social 'Trust' to Make Loans 2015-04-07T04:00:00Z The “Private Association Rating Score” — known as PARScore — is a standardized rating from 400 to 900 based on a high-tech evaluation of data to determine the quality and creditworthiness of a condo association. Town Square | Presales to begin soon on condos on D.C.’s Southwest Waterfront 2015-03-30T04:00:00Z Sweeney says sending them to Christie for a possible veto would send mixed messages to Wall Street, which is already downgrading the creditworthiness of Atlantic City and voicing concern about other cities. Sweeney: No vote seen on AC bills without Christie support 2015-03-31T04:00:00Z The company, along with competitors Experian and Equifax, compile credit reports on individuals and sell them to lenders as they evaluate the creditworthiness of potential borrowers. Credit Bureau TransUnion Files For IPO 2015-03-31T04:00:00Z That's determined by each firm's creditworthiness, risk perception in the eyes of investors and specific terms of the fund-raising in question. U.S. firms use cheap euros to access dollars, but window closing 2015-03-19T04:00:00Z It included a description of each customer's creditworthiness. Credit-reporting firms' accuracy push? Finally — but it's still not enough 2015-03-16T04:00:00Z Over half of all collection items on credit reports are medical debts and those debts may not accurately reflect consumers' creditworthiness, according to a statement from New York Attorney General Eric Schneiderman. How new changes by credit-reporting firms may affect you 2015-03-09T04:00:00Z How might information gleaned from a car GPS, fitness tracker or smart refrigerator lead to negative effects on your creditworthiness, employability, or insurance premiums? Will the internet of things finally kill privacy? 2015-02-11T05:00:00Z Some tenant advocates said the developers should relax their standards for creditworthiness and documentation to accommodate the realities of the low-income tenant pool. Long Lines and Low Odds for New York’s Subsidized Housing Lotteries 2015-01-29T05:00:00Z The new system calculates customers’ creditworthiness using Alibaba’s vast collection of big data, such as transactions and payment histories, from its 300 million registered real-name users and 37 million registered small companies. Alibaba Bank Nears, As Piracy Scandal Grows 2015-01-29T05:00:00Z The availability of information on creditworthiness is another barrier to increasing consumer borrowing. Alibaba Creates a Consumer Credit Rating Service 2015-01-28T05:00:00Z The standard scoring of creditworthiness relies largely on a person’s credit history, and that’s a blunt instrument. A Data-Science Lender Takes on Student Debt 2015-01-27T05:00:00Z On Monday, Standard & Poor’s downgraded Russia’s credit rating to junk status, a move that was expected but is nonetheless the bleakest assessment of Russia’s creditworthiness in more than a decade. Russian leaders lash out at West for inciting ‘anti-Russian hysteria’ 2015-01-26T05:00:00Z It alleges that the credit companies ruined Sledge's creditworthiness and placed him in financial distress. What happens when credit reporting firms think you're dead? 2015-01-22T05:00:00Z Free credit scores have been available from consumer finance websites, but they often are “educational” versions that aren’t necessarily the same as the ones lenders use when evaluating a potential borrower’s creditworthiness. Free FICO Credit Scores: Options Grow for Consumers 2015-01-22T05:00:00Z Sesame Credit hopes to provide new insights into creditworthiness by evaluating the spending and savings behavior of Ant Financial’s more than 300 million real-name registered users — equivalent to nearly a quarter of China’s population. Alibaba Creates a Consumer Credit Rating Service 2015-01-28T05:00:00Z While the bank risk managers surveyed are increasingly concerned about the wealth gap's effect on consumer creditworthiness, just what that translates into in reality is murky. Bankers to Consumers: Beware the Wealth Gap 2015-01-21T05:00:00Z I'm genuinely fascinated by those interested in changing the way creditworthiness is attributed in 2015 and beyond. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z He added that the bank did not set aside any money in the quarter for possible energy loan defaults, but was reviewing customers' creditworthiness on a loan-by-loan basis. Wells Fargo fourth quarter profit rises; watching energy exposure 2015-01-14T05:00:00Z Making matters more complicated, though, is the fact that lenders use different scoring models to evaluate your creditworthiness. A Guide to Credit Scoring Models 2015-01-06T05:00:00Z David Schumacher, director of the Office of Financial Management, added that any new carbon money would bolster the state’s creditworthiness, since bonds ultimately rest on the “full faith and credit” of the state. State treasurer: Put brakes on gas-tax reliance 2014-12-20T05:00:00Z Sustained future profitability will depend on the accuracy of the premise that banks are no better at gauging a customer’s creditworthiness than this new breed of newcomers and their crowd-sourced insights. Peer pressure 2014-12-11T05:00:00Z The new technology, proponents say, can open the door to far more accurate assessments of creditworthiness. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z One way to assess the creditworthiness of transaction partners is to evaluate key financial metrics, such as the current ratio. Can a company pay its bills? Which industries have strong liquidity ratios? 2014-12-07T05:00:00Z "We lowered the ratings because we consider the Standard Chartered group's creditworthiness to have weakened when compared with its peers," said S&P credit analyst Joseph Leung. Standard Chartered hit with first S&P downgrade in 20 years 2014-11-28T05:00:00Z The implication is that without financial assistance, the Irish government's creditworthiness was questionable and so, therefore, was the value of the assets used as collateral. ECB publishes Irish bailout letters 2014-11-06T05:00:00Z Equity investors weren’t interested and his creditworthiness made it impossible for him to finance his idea with a small business loan. Entrepreneurship Has Been Hijacked By High Tech 2014-10-22T04:00:00Z In the paragraph, “The data scientists focus on finding reliable correlations in the data rather than trying to determine why, for instance, proper capitalization may be a hint of creditworthiness.” please define “reliable.” Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z Derivatives are financial contracts that allow banks and other financial companies to bet on interest-rate movements, the prices of stocks and bonds and the creditworthiness of companies or countries. Expected Change in Derivatives Aims to Curb Damage From Bank Failure 2014-10-08T04:00:00Z Typically, the sites charge borrowers origination fees of 1 percent to 5 percent of the loan amount, depending on the term of the loan and the borrower’s creditworthiness. Online Lending Sites Offer Alternative to Traditional Borrowing 2014-10-01T04:00:00Z As they do in the rest of the world, the ratings agencies charge fees to the Russian government and banks and companies to assess their creditworthiness. Russia Is Ready to Rein In the Ratings Agencies 2014-09-25T04:00:00Z However, the bigger challenge will be allocating this capital efficiently to create valuable businesses, especially when little is known about the creditworthiness of small companies. What India Could Learn from Alibaba 2014-09-23T04:00:00Z The most reliable predictors of creditworthiness are still contained in one's credit history. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z As a general rule, few if any of these payments — although they are directly related to consumers' creditworthiness — are given any weight in credit scores. Blemished credit? Congress weighs changes that could boost scores 2014-09-21T04:00:00Z The company also said it will give less weight to medical debt, following research conducted by the Consumer Financial Protection Bureau which found that medical debt doesn’t automatically indicate lower creditworthiness. This Law Would Immediately Improve Your Credit Score 2014-09-16T04:00:00Z The creditworthiness of European companies may be too low for the banks’ tastes. Promise From European Central Bank Is Also a Gamble 2014-09-04T04:00:00Z According to the lawsuit, Evans Bank deliberately disqualified African-Americans from its mortgage products regardless of their creditworthiness in a practice known as redlining. New York's Evans Bank accused of denying loans to African-Americans 2014-09-02T04:00:00Z The data scientists focus on finding reliable correlations in the data rather than trying to determine why, for instance, proper capitalization may be a hint of creditworthiness. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z The lending policy at Evans, prosecutors say, walled off people living outside the trade area from qualifying for certain products at all, regardless of their creditworthiness. New York Set to Accuse Evans Bank of Redlining 2014-09-02T04:00:00Z Derivatives are financial instruments that allow banks and other investors to bet on interest rates, securities prices and the creditworthiness of countries and companies. Fight Brews on Changes That Affect Derivatives 2014-08-14T04:00:00Z This is why the troubles of BES call into question the creditworthiness of the Portuguese sovereign. Banco Espirito Santo: A Portuguese Disaster, Not A European Crisis 2014-07-11T04:00:00Z We use a proprietary balance sheet analysis with a focus on creditworthiness. 2 Stocks With As Much As 100% Upside 2014-07-09T04:00:00Z Although some argue that reducing your creditworthiness down to a number is too simplistic, at the end of the day, that’s just how it works. How Student Loans Affect Your Credit Score 2014-07-07T04:00:00Z Hamilton boosted America’s economy first by advancing legislation for the federal government to assume and pay off the debts of the states, establishing the foundation for America’s historic creditworthiness. Linking The Dollar To Gold: Completing The Recipe For Restoring An Economic Boom For America 2014-06-21T04:00:00Z This site is truly free, but the three major credit reporting agencies will charge you for your credit score, which summarizes your creditworthiness. How I Was Hacked By A Tax Scam: Safeguards You Can Employ Now 2014-06-05T04:00:00Z Libor-based loans are quoted using the Libor rate plus a certain number of basis points, which depends primarily on the particular lending institution, the type of loan, and the borrower’s creditworthiness. This New Libor "Scandal" Will Cause A Terrifying Financial Crisis 2014-06-03T04:00:00Z He co-founded Lenddo, an online loan company that wants to help consumers use their social media activity to develop creditworthiness, giving them access to financial services. Could Philippines be next tech tiger? 2014-05-30T04:00:00Z The exam was administered by Standard & Poors, the ratings agency, which felt it was important to weigh in on the creditworthiness of the automaker. The Geniuses That Failed To Warn About The Financial Crisis Want Us To Know Tesla Is Junk 2014-05-29T04:00:00Z Laws prohibit using such information to set insurance rates, make job offers or measure creditworthiness, although the FTC expressed concern about potential abuses. Brokers use ‘billions’ of data points to profile Americans “Climate change is likely to be one of the global mega-trends impacting sovereign creditworthiness, in most cases negatively,” says S&P, in its report. Rift Widening Between Energy and Insurance Industries Over Climate Change 2014-05-18T04:00:00Z The moves are expected to improve the company's creditworthiness. Darden Restaurants to sell Red Lobster chain for $2.1 billion 2014-05-16T04:00:00Z The latter does not affect the economy or the government’s creditworthiness; debt held by the public is the far better measure for assessing how debt affects the economy. Too Much Deficit and Debt Reduction Too Soon Will Wreck the Recovery 2014-05-16T04:00:00Z The moves are expected to improve the company’s creditworthiness. Darden to sell Red Lobster for $2.1 billion to Golden Gate Capital 2014-05-16T04:00:00Z But there is “no consideration” of using the distinction between “transactors,” who pay off the card, and revolvers, who don’t, in a way that would negatively affect a person’s creditworthiness, she said. Your Money Adviser: For Better Credit Score, Max Out Payments, Not the Card 2014-05-09T21:36:45Z Until now, it had been widely assumed that even high-yielding debt carried an implicit state guarantee so there was little incentive for investors to demand ratings that reflected creditworthiness. China rating agencies see Chaori default as only a hiccup 2014-04-02T21:07:44Z Such bonds, often referred to as junk because of the creditworthiness of the companies that sell them, pay higher interest rates to reward investors for the greater risk they entail. China Sees First Domestic Junk Bond Default 2014-04-01T07:21:56Z They need micro loans and a new way to assess creditworthiness that does not revolve around a single full-time employer. Why Millennials Would Choose a Root Canal Over Listening to a Banker 2014-03-28T13:33:18Z She said the incident made people at the hotel question her "about her creditworthiness and also about India", the report adds. Indian media: BJP's U-turn on Muthalik 2014-03-25T09:46:14Z The grades, which run from AAA to D, are supposed to reflect the creditworthiness of the security and offer a guide to investors. Fair Game: The Stone Unturned: Credit Ratings 2014-03-22T14:38:28Z Russian deputy finance minister Alexei Moiseev said he did not see any immediate impact from sanctions on Russia's financial sector or creditworthiness. Russian shares fall over sanctions 2014-03-21T11:02:28Z Alibaba said it would approve the creditworthiness of prospective cardholders based on their online shopping histories. China Stops Plans for Virtual Credit Cards 2014-03-14T10:51:23Z Credit Karma offers recommendations for the best credit cards and how to improve your creditworthiness. Free Credit Score Startup Credit Karma Raises $85M 2014-03-12T13:55:00Z But Japan’s global creditworthiness enables it to shoulder that load. Greece Has a Budget Surplus, a Respite That Could Be Short-Lived 2014-02-05T04:09:22Z Kreditech, which is based in Germany and provides microloans in Poland, Russia, Spain, Mexico, and the Czech Republic, uses data such as social media, cookies, browser behavior and smartphone use to determine creditworthiness. Borrowers Hit Social-Media Hurdles 2014-01-09T05:16:09Z The world's biggest asset manager Blackrock, for example, publishes a Sovereign Risk Index every quarter that now ranks 50 countries in terms of governments' overall creditworthiness. Analysis: Emerging market investors face year mined with political risks 2014-01-08T06:56:28Z Having Standard & Poor’s downgrade the creditworthiness of the U.S., and warn the country about further downgrades, is a little like having the Catholic Church lecture Scout leaders on the proper behavior toward boys. Why Congress and Standard & Poor's Deserve Each Other 2011-11-10T02:35:00Z Better data about suppliers’ prices and creditworthiness helps companies negotiate more favorable terms, thus cutting costs. Beware The Big Data Backlash 2013-12-24T13:19:00Z The system “creates financial incentives for dealers to mark up borrowers’ interest rates above those established based on the consumers’ creditworthiness,” according to the complaint filed Friday in federal court in Detroit. Auto lending giant Ally Financial agrees to pay $98 million to settle bias charge 2013-12-21T00:48:02Z The agency says the institutions misled Fannie and Freddie before the financial crisis over the creditworthiness of borrowers and the quality of the loans that were packaged into securities. DealBook: Deutsche Bank to Pay $1.9 Billion Over Troubled Mortgage Securities 2013-12-20T15:18:21Z Credit-rating firm Standard & Poor's Friday downgraded the European Union's long-term credit rating one notch, citing weaker creditworthiness among the 28-member bloc. S&P Lowers EU Credit Rating 2013-12-20T09:05:28Z “The creditworthiness of the United States is an essential underpinning of our strength as a nation; it is not a bargaining chip to be used for partisan political ends,” Mr. Lew said in the letter. Congress Is Warned Anew on Debt Ceiling 2013-12-19T21:45:00Z Fitch Ratings said that while the bipartisan budget agreement reduces the risk of damaging perceptions of the country's creditworthiness, it nonetheless leaves U.S. sovereign credit vulnerable to a downgrade. U.S. House Republicans voice support for budget deal 2013-12-12T00:08:12Z Because financial rigor will still be needed to maintain Ireland’s creditworthiness, Prime Minister Enda Kenny is planning to introduce a further €2.5 billion in spending cuts and new taxes next year. As Bailout Chapter Closes, Hardships Linger for Irish 2013-12-11T14:38:08Z "For sure, the presence of the commissioners ensures that credit is granted on the basis of a correct evaluation of the creditworthiness of borrowers," the spokeswoman said. Banks' Troubles Echo Across Italy 2013-12-02T02:31:49Z Ratings agency Standard & Poor's recently cut France's credit rating from AA+ to AA, reflecting concerns about the country's creditworthiness and high unemployment level. France 'more pessimistic' on economy 2013-11-28T12:34:17Z But Congress gets another chance to hold U.S. creditworthiness hostage early next year ahead of a new February 7 deadline to approve a debt ceiling increase. As U.S. averts default, Japan and China brace for next dollar drama 2013-10-18T08:15:48Z Amid the congressional disarray, a top ratings agency warned of a possible downgrade in US creditworthiness. US Senate rushes to draft debt plan 2013-10-16T12:40:48Z "This is the creditworthiness of the United States that we're talking about," he said. Obama pulls out stops in warning on debt default 2013-10-08T23:21:43Z A return to the excessive deficit procedure may also prompt ratings agencies to downgrade Italy's creditworthiness, and the EU would force Rome to adopt tougher deficit-cutting goals. Italy finances slipping as political crisis brews 2013-09-05T16:58:34Z It said the government’s “impermissibly selective, punitive and meritless” lawsuit was brought “in retaliation for defendants’ exercise of their free-speech rights with respect to the creditworthiness of the United States of America.” S.&P. Calls Federal Fraud Suit Payback for Credit Downgrade 2013-09-04T01:16:17Z It said the government's "impermissibly selective, punitive and meritless" lawsuit was brought "in retaliation for defendants' exercise of their free speech rights with respect to the creditworthiness of the United States of America." S&P calls U.S. lawsuit retaliation for stripping 'AAA' rating 2013-09-03T19:58:34Z The traders focused on so-called credit derivatives, including one named CDX.NA.IG9, which allow traders to bet on the creditworthiness of a basket of companies. DealBook: How Hard Is It to Value Derivatives? 2013-08-14T21:07:08Z The rating agency warned of “a tipping point for creditworthiness” that could destabilize the Japanese financial system. Japan Gets to Know a Quadrillion as Debt Hits New High 2013-08-09T15:28:35Z District Judge David Carter wrote, ‘‘is S&P asserting that, as a matter of law, the company’s credit ratings service added absolutely zero material value as a predictor of creditworthiness?” Outrageous Defense Strategies: From Bad Lying to E-Mail Overload 2013-07-24T17:27:28Z The investor need only consider the issuer’s creditworthiness, the bond’s yield and the bond’s maturity date. Letters: Reducing Risk in Bond Investing 2013-07-13T21:02:22Z He defended his pay by saying the main reason profits had fallen was because of an improvement in the bank's creditworthiness, which typically results in losses on the accounting value of a bank's own debt. SocGen CEO says EU should avoid flexibility on bank failure 2013-06-26T19:30:01Z If the investors are banking on the creditworthiness of the utility, Seattle City Light is banking on the accuracy of the metering software developed by Energy Resource Management, a Portland company. Square Feet: Making Energy Efficiency Attractive for Owners of Older Seattle Buildings 2013-06-19T00:45:51Z Long-term interest rates remain historically low — evidence that global investors remain confident in the government’s creditworthiness. Standard & Poor’s Raises U.S. Credit Outlook to Stable 2013-06-10T23:40:21Z While the debt was being eroded – partly through selling assets – fears that rating agencies would downgrade First's creditworthiness to junk status, piling on financing costs, forced the group's hand. FirstGroup chief Tim O'Toole offered to quit with chairman over £2bn debt 2013-05-26T13:17:28Z Take credit default swaps, which allow financial firms to bet on the creditworthiness of companies, countries and mortgages. DealBook: Why Did Citigroup Try to Overturn an Overhaul? 2013-05-24T23:47:21Z Both Moody’s and S&P say a political impasse that triggered prioritisation would raise questions about America’s political stability and its creditworthiness. Debt and the deficit: Priority report 2013-05-16T14:59:51Z It said it would use shopping and payment records from shoppers' activities on its own sites to check their creditworthiness. Alibaba steps up battle with Android 2013-04-16T13:13:25Z As reporting agencies gather data from phone, rent and other payments, some scoring models incorporate that information to help assess candidates' creditworthiness. More young adults eschew credit cards 2013-03-21T02:52:00Z Ratings agency Standard & Poor's said on Tuesday that policy choices of the next Italian government would be crucial for the country's creditworthiness, underlining the need for a coalition that can agree on new reforms. Italy parties seek way out of election stalemate 2013-02-27T00:04:06Z Fitch's view of Bancolombia's creditworthiness is tempered by its heightened competitive environment and the execution risk that any merger or acquisition entails. TEXT-Fitch affirms Bancolombia at 'BBB' 2013-02-26T19:42:26Z In the real world, creditworthiness falls mainly into four categories – good risk, quite good risk, quite bad risk and bad risk. George Osborne: no credit to the chancellor 2013-02-24T22:41:03Z Crucially for families and businesses, they say that 'the UK's creditworthiness remains extremely high' thanks in part to a 'strong track record of fiscal consolidation' and our 'political will'. UK's credit rating downgraded from AAA to AA1 by Moody's 2013-02-22T22:44:00Z “Mr Bathija reckons that within a year there will be enough evidence to determine if making racist comments on Facebook is correlated with a lack of creditworthiness,” The Economist says. Could Being Racist Make It Harder to Get a Loan? 2013-02-21T12:50:22Z In other words, when the government designates certain companies the official arbiters of creditworthiness, those firms are going to capitalize on that special power. Justice Sues S&P, But What Purpose are Ratings Agencies Serving Anyway? 2013-02-06T10:50:22Z Despite all the doom and gloom you hear about the decline of America’s creditworthiness, it’s still a very rich country in both productive capacity and industrial and natural resources. The Federal Government’s $128 Trillion Stockpile: The Answer to Our Debt Problems? 2013-02-05T17:17:09Z The rating agency in August 2011 issued a historic downgrade of U.S. creditworthiness and threatened to lower it even further. U.S. sues S&P over mortgage bond ratings 2013-02-05T06:14:00Z And since the number of high-quality borrowers is always limited, expansive lending led to a decline in creditworthiness and an increase in so-called subprime real estate lending. Today banks are more cautious. Has the Banking Industry Really Been Fixed? 2013-02-05T12:50:22Z Such a situation failed to materialize after Standard & Poor's abandoned its own "AAA" rating for the U.S. after the budget impasse of 2011, and also for France when it lost its top grade for creditworthiness. U.S. business bruised by budget fight, say economists: Reuters poll 2013-01-26T00:30:07Z The law also requires regulators to remove references to ratings from their own regulations when those ratings are used to assess the creditworthiness of a security or money market instrument. But hurdles still remain. Justice Sues S&P, But What Purpose are Ratings Agencies Serving Anyway? 2013-02-06T10:50:22Z "It must be understood that the nation's creditworthiness is not a bargaining chip or a hostage that can be taken to advance any political agenda," warned Geithner. House passes short-term debt ceiling extension but spending cuts still loom 2013-01-23T21:55:11Z There are important variables in play when banks evaluate your creditworthiness. 4 Tips for Getting a Business Loan 2013-01-21T13:45:00Z Teaser interest rates no longer will be allowed to be used to judge a borrower's creditworthiness. Mortgage lending rules to limit loan options 2013-01-10T06:53:00Z They also look at the panel and inverter manufacturers and their creditworthiness. Solar Crowd-funding: Assembling the Mosaic 2013-01-07T20:51:25Z If the commonwealth’s creditworthiness were to fall below investment grade, some institutional investors would be required to sell their holdings. Moody’s Downgrades Puerto Rico’s Debt 2012-12-14T03:41:09Z For Georgia-Pacific, we believe the transaction will be funded in a manner that doesn't change our view of the company's strong liquidity position and overall creditworthiness. TEXT-S&P: International Paper rtg unaffected by Temple-Inland deal 2012-12-13T21:28:15Z Asset-based lending is more comparable to the traditional loan process, where a lender will evaluate accounts receivable, inventory values, and fixed assets to determine creditworthiness, and issue a line of credit. 4 Tips for Getting a Business Loan 2013-01-21T13:45:00Z Like Accion, the Intersect Fund does not rely on tax returns alone to determine creditworthiness. Why Few Sandy Victims Are Tapping Government Loans 2012-12-04T22:33:44Z Anyone can set up shop and sell arrest records as long as they stay clear of U.S. legal limitations such as using the information to determine creditworthiness, insurance or job suitability. Professor finds profiling in ads for personal data website 2012-11-25T06:08:29Z Companies such as Dun & Bradstreet will charge you between $90 and $150 for varying levels of reports that include payment histories and creditworthiness. 6 Ways to Get Paid Faster 2012-11-22T13:46:49Z In fact, the ECB applied an equal haircut to all euro-denominated sovereign debt when making loans to member banks, which discouraged financial markets from distinguishing between the creditworthiness of the various countries in the eurozone. Monetary policy: Making better institutions, in America and Europe 2012-11-20T16:19:10Z Funding Circle assesses at the creditworthiness of businesses and then their loan is posted on its marketplace. Local council turns online lender 2012-11-12T07:13:21Z Bond banks have their own overseers, and ratings agencies analyze the banks’ creditworthiness, grading issues accordingly. Fair Game: Muni Bond Issuers, Too, Need Help After Sandy 2012-11-10T20:04:28Z The same day, Standard & Poor’s, a ratings agency, cut Sharp’s creditworthiness further into junk territory. Corporate Japan: The good, the bad and the ugly 2012-11-08T16:00:19Z The gargantuan sum relates to the market for derivatives, which are financial contracts that banks and investors use to bet on interest rates, stock prices, creditworthiness of corporations and the like. DealBook: Behind Estimated $30 Trillion Drain, a Lot of Hypothetical Assumptions 2012-10-29T18:34:19Z Credit ratings agency Standard and Poor's downgraded the company's creditworthiness in May. Telefonica plans 'big data' arm 2012-10-09T12:31:03Z Note to Editors: Fitch's National ratings provide a relative measure of creditworthiness for rated entities in countries with relatively low international sovereign ratings and where there is demand for such ratings. TEXT-Fitch affirms Raspadskaya at 'B+' 2012-10-08T15:39:19Z Analysts see Morgan Stanley's profit sliding by 75 percent, largely because of accounting adjustments that, ironically, will reflect an increase in the market value of its debt stemming from improvements in its creditworthiness. Long toxic, mortgages now seen boosting U.S. bank results 2012-09-28T19:02:54Z Rating agency Moody's was expected to issue an evaluation of Spain's creditworthiness shortly, with concerns that the agency will downgrade Spain's government debt to junk status. Spanish banks stress test reveals €59bn black hole 2012-09-28T18:19:30Z The creditworthiness of banks as a group, and of individual banks, will vary, sometimes drastically. High & Low Finance: The Myth of Fixing the Libor — High & Low Finance 2012-09-27T23:59:12Z A high figure might call into question a bank's creditworthiness. Regulator sets out Libor reform 2012-09-27T23:00:25Z For a majority of consumers, the agency found, the scores produced by different scoring models provided similar information about the relative creditworthiness of the consumers. Bucks Blog: Why Credit Scores Aren't Always What They Seem 2012-09-26T17:48:10Z It said that these nations were all exposed to the region's debt crisis, hurting their creditworthiness. Moody's lowers EU rating outlook 2012-09-04T04:06:24Z It has also begun to avoid keeping any excess cash in Greek, Spanish or Italian bank accounts, while carefully monitoring the creditworthiness of customers in those countries. U.S. Companies Prepare in Case Greece Exits Euro 2012-09-02T20:00:01Z It offers a new way to track your credit scores, and, based on your score, gives you access to offers from companies that “value your creditworthiness.” Meet 9 Extraordinary Fast-Growth Companies 2012-08-31T14:10:00Z According to Mr. Delaplane, of Vanguard Government Relations, the biggest obstacle is the plan sponsor’s fiduciary requirement to monitor the solvency and creditworthiness of the insurer. Retirement Planning: We Forgot We're Going to Age 2012-08-21T23:35:33Z As a result, the bureau concluded, consumers shouldn't rely exclusively on those scores to gauge how a lender would evaluate their creditworthiness. Bucks Blog: Why Credit Scores Aren't Always What They Seem 2012-09-26T17:48:10Z As the real estate bubble continued through 2008, the cajas began venturing beyond their regions, where they were ill equipped to assess and monitor the creditworthiness of borrowers. Clash of Cultures Upends Spain's Cajas 2012-08-20T19:52:04Z Maybe that's why international creditors don't rank your creditworthiness particularly high, hm? The ECB and the euro crisis: Draghi drags it out 2012-08-03T10:55:36Z Government shutdowns and a historic debt default were only avoided at the last minute and a shocking downgrade in U.S. creditworthiness was issued by one private rating agency. Stop-gap spending, tax deals hint at year-end ploy 2012-08-01T23:44:05Z Purchase-order, contract and inventory loans require more creditworthiness from the borrower. Small-Business Guide: For Small Businesses, Bank Loan Alternatives 2012-08-01T16:44:47Z Moody's is one of a handful of agencies that assess the creditworthiness of borrowers. Spain finances under new pressure 2012-07-24T14:18:19Z Justifying its view, S&P said that less buoyant European demand for Turkish exports combined with the country's large external debt and a dependence on indirect taxes to plug budget gaps were undermining Turkey's creditworthiness. IHT Rendezvous: Turkey to Europe: Who's Sick Now? 2012-07-23T05:26:35Z The tendency to rely on soft factors helps small business owners whose creditworthiness is often better than it looks on paper. To Boost Small Business Credit, Think Small (Banks) 2012-07-09T17:09:07Z For example, because repos are backed by collateral, it muddles the market perception of a bank's creditworthiness. New futures contract looks to take on Libor 2012-07-13T16:50:51Z "An applicant's creditworthiness, and not the colour of his or her skin, should determine what loans a borrower qualifies for," Mr Cole said. US bank handed racial bias fine 2012-07-12T19:31:09Z EFM bonds are underwritten by the collective creditworthiness of Europe's governments. IHT Rendezvous: Bankers Wanted: Must be Less American 2012-07-10T12:10:16Z Meanwhile, euro zone countries with high debt levels and shaky public finances pressed forward with budget cuts in hopes of persuading markets, lenders, and their E.U. partners of their creditworthiness. Euro Watch: Stocks Slip in Europe and Asia as Markets Await U.S. Jobs Data 2012-07-06T11:23:31Z Rating agencies were quiet about any risks and only started to downgrade the city's creditworthiness two years ago. How Stockton went broke: A 15-year spending binge 2012-07-03T22:52:07Z But even if the ECB cuts the deposit rate, banks may still be unwilling to lend to peers in euro zone periphery countries if they are not convinced of their creditworthiness. ECB expected to cut, may take more to sustain markets 2012-07-03T09:50:42Z It was also trying to protect itself from "reputational damage" – not wanting other banks' assessment of its creditworthiness to become public . Let's end this rotten culture that only rewards rogues 2012-06-30T20:00:00Z The interbank market, in which banks lend excess cash to each other for short periods, is crippled because banks doubt each other’s creditworthiness. Euro Zone Riddled With Shaky Banks 2012-06-27T19:00:54Z But in Frankfurt, an ECB spokesman said that a downgrade of the Cyprus credit rating into speculative grade territory by all accepted rating agencies meant that Cypriot government securities no longer fulfilled the creditworthiness requirement. Merkel buries euro bonds as summit tension rises 2012-06-27T05:29:08Z The way to solve the safe-asset problem, the BIS suggests, is through broad austerity sufficient to return many sovereigns to creditworthiness. Central banks: The twilight of the central banker 2012-06-26T17:28:31Z The move follows a cut to the Spanish government's own credit rating to just above junk status earlier this month. , that Spain's reduced creditworthiness "implies a weaker credit profile for Spanish banks." Spain banks downgraded by Moody's 2012-06-25T22:54:13Z At that level, their creditworthiness is at the lower end of the investment grade, just two levels above junk. DealBook: A Sober New Reality in Credit Downgrades for Banks 2012-06-23T00:11:25Z Enlarging the euro zone’s rescue funds raises questions about the creditworthiness of even its most solid backers. Charlemagne: Angela’s vision 2012-06-21T10:02:37Z To do that, its hedging strategy initially centered on buying bearish derivatives that would rise in value as the creditworthiness of large companies deteriorated. DealBook: Loopholes Abound Despite New Rules 2012-06-19T00:35:03Z Italy is once again experiencing an externally driven deterioration in its perceived creditworthiness. Will Greece Leave the Euro Zone? 2012-06-13T17:30:00Z The costs of taxpayer-financed bailouts in Ireland, Spain and Cyprus, among other countries, were so large that it raised questions about the creditworthiness of national governments. E.C.B. Backs Banking Union to Protect Taxpayers 2012-06-12T19:58:12Z Fitch put Spain's creditworthiness at BBB, two notches above junk in its ranking scheme. Spain downgraded on bailout fears 2012-06-07T19:23:10Z On Thursday, Fitch Ratings raised red flags over Spain’s creditworthiness by downgrading the country’s debt by three notches, to BBB from A, leaving it just above junk status. Madrid Seeks More Information on Banks’ Needs 2012-06-08T20:15:06Z It could also urge the Germans to take their creditworthiness to another currency, say a new Mark. Last night's summit: The feeling's mutual 2012-05-24T11:06:50Z Despite fear-mongering by deficit hawks, there is no evidence of bond-market vigilantes poised to flee United States government debt because of concerns about the government’s creditworthiness. Today's Economist: Laura D'Andrea Tyson: Confusion About the Deficit 2012-06-01T10:00:08Z Typically, depending on the creditworthiness of the borrower, a discount point costs 1 percent of the total loan. Speak up on mortgage points and fees 2012-05-13T01:43:09Z Others still object to the way the creditworthiness of the counterparty will be measured. Systemic risk: Counterparty controversy 2012-05-10T15:06:15Z This suggests investors will have strong doubts about Greece’s creditworthiness even after the its restructuring, which could chop over $135 billion off its debt load. DealBook: Greek Credit Default Swaps Are Activated 2012-03-09T19:58:53Z Yes, and is possibly still too small, given that it should reflect the difference in creditworthiness. Last night's summit: The feeling's mutual 2012-05-24T11:06:50Z A decline in credit-default swap prices indicates an improvement in perceptions of creditworthiness. GM in Alliance Talks With Peugeot as European Deliveries Sink 2012-02-22T15:52:43Z Among the reasons Moody’s cited were the deteriorating creditworthiness of the region’s countries and continued volatility in the Continent’s financial markets. DealBook: Moody's Warns Big Banks of Possible Credit Rating Cuts 2012-02-17T02:25:57Z The credit ratings agency also said it was putting 114 European financial institutions on watch, reflecting what it described as the "deteriorating creditworthiness of their governments". VIDEO: Moody's warning for global banks 2012-02-16T18:32:31Z “In many countries, weakening sovereign creditworthiness is exacerbating these negative characteristics.” DealBook: Moody's Unveils Broad Ratings Review of Major Banks 2012-02-16T11:28:39Z The rating outlook of the nine countries was set to negative "given the continuing uncertainty over financing conditions over the next few quarters and its corresponding impact on creditworthiness," Moody's said in a statement. Moody's cuts France, UK, Austria outlooks to negative 2012-02-13T23:59:45Z At Goettingen, his world was far removed from the creditworthiness of the euro zone. S&P's Moritz Kraemer: Europe's AAA-rated Mr Scissorhands 2012-02-13T09:17:46Z S&P downgrades linked to Europe’s debt crisis haven’t necessarily led to shifts in bond prices, as investors anticipated declines in creditworthiness. S&P Downgrades 34 Italian Banks After Reducing Nation’s Rating 2012-02-10T23:24:02Z A credit rating affects the price of borrowing and the move follows S&P's two-notch downgrade of the Italian government's creditworthiness. Downgrade for most Italian banks 2012-02-10T19:48:26Z “It should be viewed by ratings agencies as a significant improvement in creditworthiness.” Downer EDI at 6-Month High on Reliance Restructure: Sydney Mover 2012-02-06T01:53:01Z Article 20 gives every EU resident has an absolute right to stop a company from using predictive analytics concerning employment, creditworthiness, or health decisions. More Bad Ideas from the E.U. 2012-01-25T20:57:43Z In South Africa, India, Brazil, Argentina, Kenya, Ukraine, Kazakhstan and many others, politics will prove just as important as economics in shaping both their creditworthiness and broader fate in the years to come. Analysis: Ditch the assumption developed economies are safe 2012-01-17T12:40:42Z We should learn to do without ratings, or at least we should learn to assess creditworthiness” with less reliance on the ratings companies, he said. Draghi Questions Role of Ratings Companies After Downgrades 2012-01-17T03:11:03Z S&P said in a statement the decision was all but inevitable following identical cuts three days earlier to the creditworthiness of France and Austria, two of the EFSF's guarantors. S&P downgrades euro zone rescue fund 2012-01-17T02:30:45Z In a statement, S&P said the decision was all but inevitable following the cuts to the creditworthiness of France and Austria, which were two of the EFSF's guarantors. S&P downgrades euro zone's EFSF bailout fund 2012-01-16T21:22:57Z “We should learn to do without ratings, or at least we should learn to assess creditworthiness” with less reliance on the rating companies, he said. Draghi Says Need to Reduce Reliance on Ratings Companies 2012-01-16T19:38:01Z Credit-default swaps tied to Dish’s debt, which typically rise as perceptions of creditworthiness deteriorate, are down from 551.5 basis points on Oct. Dish Credit-Default Swaps Jump on Speculation of T-Mobile Bid 2012-01-11T18:17:01Z “Any sustained improvement in bank creditworthiness will require a resolution” of the region’s fiscal crisis, Moody’s said in its Weekly Credit Outlook today. Banks Can Breach Basel Liquid-Assets Rule During Crises 2012-01-09T12:14:12Z The contracts, which investors use to hedge against losses on corporate debt or to speculate on creditworthiness, rise as investor confidence deteriorates. Kodak Drops on Report It Is Preparing for Bankruptcy Filing 2012-01-04T21:49:03Z Losses on derivatives, used to bet on long-term stock gains and the creditworthiness of borrowers, widened 23 percent to $2.36 billion. Buffett’s Defense No Match for S&P 500’s Flat Line in 2011 2012-01-03T06:58:27Z But the White House described the new delay as a technical maneuver and insisted it would not affect the nation’s creditworthiness. Obama administration delays request for debt limit increase after Congress objects 2011-12-30T19:45:00Z Still, “market pressure is unlikely to abate” amid “underlying concerns about creditworthiness.” Italy Sells EU7 Billion of Debt, Short of Target, as Yields Fall 2011-12-29T13:48:01Z It’s “possible” Catalonia’s creditworthiness will be cut this month, he added. Catalonia Counts on Citizens, Spain Government for 2012 Funding 2011-12-23T04:37:05Z The country’s default swaps, which rise as perceptions of creditworthiness worsen, jumped 37 basis points to 608, according to data provider CMA. Hungary Auction Cost Hits 2 1/2 Year High as Forint Drops on S&P 2011-12-23T02:27:06Z The review covered 2.5 million loans, including data on terms and creditworthiness of borrowers, according to the Justice Department. BofA Agrees to Record $335 Million Fair-Lending Deal With U.S. 2011-12-22T00:38:20Z Perceptions about creditworthiness vary incrementally across a broad spectrum and each time a credit rating is reduced or an economic outlook is questioned, the needle moves a little bit further toward the danger zone. Why Europe's Downgrades Really Matter 2011-12-19T10:36:31Z On the other hand, credit swaps are private contracts and require investors to rely on the creditworthiness of their counterparty. Einhorn Trades Swaps for Shorts When Betting on Sovereign Debt 2011-12-16T09:03:50Z Supranationals, institutions backed by groups of countries and whose ratings depend on their backers’ creditworthiness, would also be under threat if sovereigns were downgraded, as would national state agencies. EU Summit’s Failure May Consign Top-Rated Bonds to History 2011-12-12T12:44:02Z “Central banks are continuing to buy gold exchange-traded funds after concerns arose about the creditworthiness of euro- zone nations,” Koichiro Kamei, managing director at independent research company Market Strategy Institute, said in an interview. Gold Exports Rise as Japanese Sell Jewelry 2011-12-09T01:20:20Z “The success of this bond clearly demonstrates IPIC’s creditworthiness in the eyes of global capital markets.” Year-End Rush Expected in Gulf Bond Offerings 2011-12-07T19:44:23Z But what S&P says about the creditworthiness of European countries, or just about any other financial entity, still matters a great deal. S&P, credit rating agency that downgraded US, injects itself into European debt drama 2011-12-06T23:07:24Z “If it starts threatening the creditworthiness of the country itself, that’s a much harder row to hoe for Germany,” Hebert said. S&P Jumps Into Politics Again With Basis for Cutting EU Outlooks 2011-12-06T02:37:50Z It added that political uncertainty was undermining Belgium's creditworthiness. Belgium secures government after record deadlock 2011-12-05T22:24:29Z Private operations would boost the creditworthiness of the outstanding $600 million in bonds, Moody’s said. Pennsylvania Hires Greenhill to Weigh Sale of State Assets 2011-12-05T21:23:33Z Banks, hedge funds, insurance companies and other asset managers use credit-default swaps to hedge against losses or to speculate on the creditworthiness of companies, countries or other borrowers. RBS Penalized $1.9 Million in Credit Auction ‘Math Error’ 2011-11-29T22:49:03Z Debt issuers and institutional investors don’t want to accept the responsibility or cost of analyzing every new debt issue for creditworthiness. Are Rating Firms Getting a Free Pass? 2011-11-23T22:00:38Z Credit rating agency Moody’s warned on Monday that the “rapid escalation” of Europe’s financial crisis is threatening the creditworthiness of all euro zone governments, even the most highly rated. Stocks sharply higher after strong start to holiday shopping season, signs of Europe progress 2011-11-28T23:01:08Z In other words, Italy, Spain and other troubled governments would piggyback on the stronger creditworthiness of countries like Germany to bring down their borrowing costs. Is Germany the Next Victim of the Euro Crisis? 2011-11-28T07:35:34Z In the past, this situation would scream that the states’ creditworthiness is in doubt. Bonds: What to buy now 2011-11-26T23:31:37Z Banks dropped after Fitch said they face a “serious risk” that their creditworthiness will deteriorate if Europe’s debt crisis worsens. U.S. Stocks Fall as European Yields Rise, Fitch Cites Bank Risk 2011-11-19T13:49:58Z Stocks declined this week as Fitch Ratings said the creditworthiness of U.S. banks will deteriorate if Europe’s debt crisis spreads beyond the Europe’s five most-troubled nations. Asian Stocks Decline for Third Week on Europe, China Concerns 2011-11-18T23:10:01Z The updates in ratings are part of a major overhaul of S&P's methods for scoring the creditworthiness of some 750 banking groups. S&P to update bank credit ratings within 3 weeks 2011-11-18T05:15:40Z Some analysts tried to explain this event away as a result of technical factors and special circumstances, and thus not a statement on Germany's creditworthiness or demand for Bunds. Is Germany the Next Victim of the Euro Crisis? 2011-11-28T07:35:34Z Two-year swap spreads, based in part on expectations for dollar Libor and used as a gauge of bank creditworthiness, climbed to 52.61 basis points today, exceeding the highest closing level in more than two years. Stocks, Commodities Tumble, Euro Erases Gain; Treasuries Advance 2011-11-17T22:18:03Z The spread, the gap between the fixed component and the yield on similar-maturity Treasuries, is a measure of bank creditworthiness. U.S. Banks Face Contagion Risk From Europe Debt, Fitch Says 2011-11-17T07:42:02Z The 17-nation currency dropped below $1.35 for a second day as Fitch Ratings said U.S. banks face a “serious risk” to their creditworthiness if the European crisis worsens. Euro Reaches 5-Week Lows on Bets ECB to Buy More European Debt 2011-11-16T20:49:02Z Treasury Secretary Timothy Geithner said Europe had a difficult task in boosting the creditworthiness of some of its economies while also boosting growth. Euro zone looks to Italy, Greece moves to ease crisis 2011-11-16T01:32:15Z Eurobonds are a form of debt consolidation that would bring convergence in creditworthiness among euro zone countries. Is Germany the Next Victim of the Euro Crisis? 2011-11-28T07:35:34Z Financial stocks led losses yesterday after Fitch Ratings said U.S. banks face a “serious risk” that their creditworthiness will deteriorate if Europe’s debt crisis deepens and spreads beyond the five most- troubled nations. Stocks, Commodities Tumble, Euro Erases Gain; Treasuries Advance 2011-11-17T22:18:03Z “Downside risks to Hungary’s creditworthiness are increasing as the external financial and economic environment is weakening.” Hungary May Be Pushed to Junk Grade This Month on S&P Move 2011-11-12T13:43:04Z It said downside risks to Hungary's creditworthiness were increasing as the external financial and economic environment was weakening. "Junk" beckons after S&P negative shift for Hungary 2011-11-12T13:17:20Z The contracts often require counterparties to post collateral in amounts that can increase if their creditworthiness deteriorates. BofA Says Regulators May Limit Transfer of Merrill Derivatives 2011-11-11T21:08:28Z They did not foresee there would be a day when banks’ own creditworthiness would be called into question. High & Low Finance: Accounting for Financial Institutions Is a Mess 2011-11-10T21:53:44Z That was of little help because the county cast its creditworthiness in doubt by defaulting on payments, making it unable to borrow on its own. Jefferson County’s Path From Scandal to Bankruptcy: Timeline 2011-11-09T22:31:01Z As doubts gathered around Italy’s creditworthiness and the ability of its government to address the problem, he accepted policy monitoring by the International Monetary Fund but said Italy didn’t need the fund’s financial help. With Berlusconi Gone, Will Europe’s Leaders Save the Euro?: View 2011-11-09T00:32:01Z But not all the credit risk embedded in Italian bonds is domestic: the ECB needs also to consider the impact on Italian creditworthiness of actions by other euro-zone countries. Don't Bank on the ECB to Save Italy 2011-11-08T13:58:28Z China has a long tradition of such family-and-friend lending pools, which finance many entrepreneurial businesses whose creditworthiness may be hard for banks to assess. China?s Businesses Find Loans Are Harder to Get 2011-11-07T17:35:40Z The contracts, which ended the week at 493, increase in price as a borrower’s creditworthiness worsens. Italy Yield Surge Sets Berlusconi on Bailout Path: Euro Credit 2011-11-07T05:28:58Z In Rome, Italian Prime Minister Silvio Berlusconi called a Cabinet meeting for tonight to pass emergency economic measures as investors respond to Greece’s woes by questioning the creditworthiness of the euro-area’s third largest economy. EU Pushes Papandreou on Greek Euro Vote as G-20 Leaders Meet 2011-11-02T20:56:02Z |
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