| 单词 | consumer loan |
| 例句 | "Consumers are likely to begin to retrench given a fading liquidity buffer, high rates across a range of consumer loan products, tightening lending standards, and rising delinquencies." Stocks to outperform fixed income in 2024, says Barclays 2023-11-16T05:00:00Z Banks responding to the Dallas Fed survey reported increased delinquency for all kinds of borrowers, but particularly for consumer loans. Tighter credit, lending conditions build case for Fed policy hold 2023-10-27T04:00:00Z It is also selling fintech firm GreenSky, after offloading most of its unsecured consumer loan portfolio and striking a deal to sell a part of its wealth business. Goldman Sachs CEO Solomon pushes back against critics 2023-09-07T04:00:00Z Goldman is also pushing ahead with a sale of its fintech business, GreenSky and has also offloaded the bulk of its unsecured consumer loans after it halted this kind of lending last year. Goldman Sachs weighs selling part of wealth business in broad strategy revamp 2023-08-21T04:00:00Z The sale comes as regional banks shed consumer loan portfolios to reduce risk in rising interest rate environment and look to improve balance sheet liquidity following a sector-wide crisis earlier this year. PE firm KKR acquires $373 mln portfolio of Synovus Bank's prime auto loans 2023-08-08T04:00:00Z The measures, which also address consumer loans and local government finances, became law after a succession of House votes with margins large enough to overcome Democratic Gov. Roy Cooper’s formal vetoed objections earlier this month. North Carolina GOP bars promotion of certain beliefs in state government, 1 of 5 veto overrides 2023-06-27T04:00:00Z They have pushed for policies that would more widely disperse the country’s massive oil wealth, including debt relief for consumer loans, which the government views as fiscally irresponsible. Kuwait, only Gulf Arab nation with a powerful assembly, holds another election mired in gridlock 2023-06-06T04:00:00Z The banks also said they are restricting credit for most consumer loans, including auto and credit card lending and home equity lines of credit. Banks report tougher credit standards in wake of failures 2023-05-08T04:00:00Z The barber works by himself after having to lay off his two staff and said he cannot secure any bank loans despite the rate cuts as authorities limit consumer loans to anchor inflation. 'We can't afford anything': Turkey's cost-of-living crisis threatens Erdogan's re-election 2023-05-08T04:00:00Z New household loans, mainly mortgages and consumer loans, accounted for 16% of total new loans in the first quarter, despite a jump in mortgages in March, while corporate loans made up for the rest. Analysis: China's 'atypical' deflation cycle gives central bank a headache 2023-04-19T04:00:00Z The Fed’s collateral eligibility criteria would be specified upfront and ensure that only prudently underwritten commercial and consumer loans qualify for the attractively priced Fed financing. Opinion | How to make banks safer for depositors and boost free markets, too 2023-04-12T04:00:00Z Some consumer loan standards were also getting stricter. The credit crunch the Fed fears may already be taking shape 2023-04-10T04:00:00Z The regulators said they would step up investigations and penalties for the misuse of business and consumer loans, according to the report. Analysis: China's mortgage rate cuts spur prepayment rush, threaten bank earnings 2023-02-19T05:00:00Z "The acquired portfolio includes unsecured consumer loans, which going forward will be serviced by Uralsib Bank from the moment of purchase," Uralsib said in a statement. Uralsib completes purchase of Citi's Russian consumer loan portfolio 2022-12-12T05:00:00Z Interest rate hikes affect a range of consumer loans that, in turn, influence consumer behavior. How the Fed’s rate hikes slow the economy — and impact you The interest-rate hikes are raising the costs of home mortgages, credit-card debt and other consumer loans in an effort to cool down an overheating U.S. economy. Poll shows inflation top concern of all voters, while more Democrats cite abortion 2022-11-02T04:00:00Z The 10-year Treasury yield, which influences rates on mortgages and other consumer loans, has been easing amid worries among bond investors that the economy is slowing and could be headed for a recession. Traders bet on builder stocks despite slowing housing market 2022-08-18T04:00:00Z On Mr. Jain’s watch, the bank, along with other Wall Street firms, was caught manipulating the London Interbank Offered Rate, which is used to set interest rates for trillions of dollars of consumer loans. Anshu Jain, Who Took Deutsche Bank to Wall Street, Dies at 59 2022-08-17T04:00:00Z Other balances — which include retail cards and other consumer loans — increased by $25 billion. Advice | Should you use retirement money to pay off credit card debt? 2022-08-03T04:00:00Z Auto loan balances also were up by $33 billion, student loans stood at $1.59 trillion while the total balances of retail credit cards and other consumer loans increased by $25 billion. Biden promised to ‘Unite America’; he hasn’t 2022-08-03T04:00:00Z The move will result in increases in rates for home mortgages and other consumer loans. Fed boosts key interest rate again in bid to tamp down soaring inflation 2022-07-27T04:00:00Z Financial institutions should make flexible arrangements for consumer loans for people affected by COVID, and efforts will be made to ensure stable development of the property market, the cabinet said. China plans 'great efforts' to consolidate economic recovery 2022-07-22T04:00:00Z MAR 12: Ant flags a set of financial self-discipline rules, including avoiding its consumer loan platforms from granting loans to minors, and preventing small business loans from flowing into stock and property markets. Factbox: Key events in run up to and after Ant Group's IPO suspension 2022-06-09T04:00:00Z Banks will postpone repayments by some loans, including auto and consumer loans, by small firms and individuals that face difficulties, the cabinet was quoted as saying. China to take targeted, forceful steps to support economy, cabinet says 2022-05-23T04:00:00Z Other borrowing costs, on everything from consumer loans to corporate debt, will rise as the Fed pushes its benchmark rate higher. Wall Street Is Battered by Rising Fear About the Economy 2022-04-29T04:00:00Z The yield, which influences interest rates on mortgages and other consumer loans, was at 2.14% late Friday. Asian shares rise after Wall Street rally led by tech shares 2022-03-22T04:00:00Z The bank had $9.8 billion of exposure to Russia at the end of 2021, including corporate and consumer loans and local government debt securities, according to a filing. Goldman Sachs and JPMorgan Chase are winding down in Russia. 2022-03-10T05:00:00Z The yield on the 10-year Treasury, which affects rates on mortgages and other consumer loans, was steady at 1.93% early Monday. Asian shares mostly lower as investors eye Ukraine crisis 2022-02-20T05:00:00Z That matters as bond yields impact global asset prices as well as consumer loans and mortgages. Analysis: Where now after 2% yield? Bond investors take stock 2022-02-10T05:00:00Z Yet the findings for consumer loans were more mixed. U.S. banks see business lending driving 2022 growth 2022-02-03T05:00:00Z Last month, Ant said it was seeking to differentiate part of its short-term consumer loan business Jiebei, as it pursues a regulator-led restructuring. Ant's consumer finance unit to boost its capital to $4.7 bln 2021-12-24T05:00:00Z GreenSky is a specialty lender that arranges consumer loans for large one-time purchases. AS Ex-McKinsey partner pleads guilty to insider trading charge 2021-12-15T05:00:00Z GreenSky is a specialty lender that arranges consumer loans for large one-time purchases such as home remodeling, cosmetic surgery and dental implants. U.S. charges McKinsey partner with insider trading in Goldman purchase of GreenSky 2021-11-10T05:00:00Z Long-term bond yields, which can influence rates on mortgages and other consumer loans, generally fall when bond prices rise. US average long-term mortgage rates fall; 30-year at 2.98% 2021-11-10T05:00:00Z Demand was flat for consumer loans, apart from credit cards and car loans. U.S. banks see business lending driving 2022 growth 2022-02-03T05:00:00Z In Germany, a high number of customers took out consumer loans this quarter, led by improvements in the pre-approved lending process for existing customers, ING said. ING Bank Q3 earnings rise on fee income, lending margins 2021-11-04T04:00:00Z Yields, which can influence interest rates on mortgages and other consumer loans, generally rise when bond prices fall. US average mortgage rates jump; 30-year at 3.01% 2021-09-30T04:00:00Z The yield influences interest rates on mortgages and other consumer loans, so when it rises it allows lenders to charge higher rates. Asia shares mostly fall on China energy, Evergrande worries 2021-09-28T04:00:00Z In China, about 500 million people use its online credit and consumer loans services. China’s Ant Group shares credit data with central bank 2021-09-22T04:00:00Z The yield influences interest rates on mortgages and other consumer loans. Asian shares, Wall Street log gains after Fed statement 2021-09-22T04:00:00Z Huabei and another Ant credit subsidiary, short-term consumer loan provider Jiebei, were used by around 500 million people in the 12 months to June 30, 2020, Ant said in its IPO prospectus. Ant Group's micro loan service Huabei begins to share data with China's central bank 2021-09-22T04:00:00Z For consumers, banks reported easing standards across all three loan categories — credit card loans, auto loans, and other consumer loans - and saw stronger demand for them during the same period. Banks eased lending standards for businesses, households in Q2, Fed survey shows 2021-08-02T04:00:00Z “I noticed,” she told me, “that the interest charged exceeds what appears appropriate for California’s usury law,” which caps the allowable interest rate for consumer loans at 10%. Column: California's usury law caps loan rates. Bizarrely, most lenders are exempt 2021-07-30T04:00:00Z A Spanish lender’s retail executive told Reuters that the worst of the pandemic seemed to be over and “in this context we are definitely going to be active in consumer loans.” Spain's banks lay groundwork for post-COVID consumer spending boom 2021-07-02T04:00:00Z The Fed survey showed that during the first quarter demand for home loans strengthened, while demand for credit card and other consumer loans remained unchanged. Banks eased standards for business, household loans in first quarter, Fed survey shows 2021-05-03T04:00:00Z In a statement, Ant said its consumer loan platforms should not issue loans to minors, and must prevent small business loans from flowing into stock and property markets. Ant Group publishes financial self-discipline rules amid tougher Chinese scrutiny 2021-03-12T05:00:00Z Treasury yields fell broadly following the report, including the benchmark 10-year Treasury note, which influences interest rates on mortgages and other consumer loans. Asian shares advance as yields, inflation fears moderate 2021-03-10T05:00:00Z That is the backbone of China’s internet platforms, with companies offering financial products from consumer loans to investment products via smartphones. Exclusive: China's Ant to hive off credit data in revamp; sees IPO in 2 years - sources 2021-02-04T05:00:00Z The banks also saw revenue gains in its wealth management arm as well is nascent consumer banking business, which focuses on consumer loans, savings accounts as well as handling the underwriting for Apple’s credit card. Goldman Sachs’ profits more than double, despite pandemic 2021-01-19T05:00:00Z Jack Ma took a large stake in the spin-off company, which expanded into other financial services such as insurance, wealth management and consumer loans. Jack Ma's terrible week 2020-11-07T05:00:00Z Only 2% of the 1.7 trillion yuan consumer loans Ant facilitated were on its balance sheet as of the end of June, its prospectus showed. China tells Ant to expect scrutiny of credit business ahead of record listing: sources 2020-11-03T05:00:00Z Among the new regulations are caps on the use of asset-backed securities to fund consumer loans, new capital and licensing requirements and caps on lending rates. China regulators summon Ant Group executives ahead of IPO 2020-11-03T05:00:00Z China’s Supreme Court this summer capped interest rates for consumer loans, though it was unclear how the ceiling would apply to Ant. Ant Challenged Beijing and Prospered. Now It Toes the Line. 2020-10-26T04:00:00Z However, regulators are becoming increasingly worried about banks’ inadequate risk controls on the consumer loans business and their excessive reliance on external tech platforms such as Ant to tap customers. Analysis: Stepped up Chinese scrutiny increases investment risk of 'Beast' Ant 2020-10-15T04:00:00Z On consumer loans, credit cards and other debts, payment-relief options vary, but it’s never too late to apply. It’s not too late for coronavirus financial relief and other tips from the mailbag 2020-10-10T04:00:00Z That compares to 8.1 trillion yuan of short-term consumer loans issued by Chinese banks. Explainer: Ant Group's key revenue drivers as it eyes $200 billion valuation 2020-08-26T04:00:00Z Starting in Singapore later this year, before expanding to Malaysia and other countries, Grab’s third-party consumer loans will typically be disbursed within two to four days after being approved, the company said. Grab expands finance business with consumer loans services, wealth management 2020-08-04T04:00:00Z The yield is a benchmark for interest rates on mortgages and other consumer loans. Asian shares turn lower as virus caseloads surge 2020-07-22T04:00:00Z Three basic federal laws prohibit discrimination in pricing and making decisions on mortgages and other lending, such as auto loans, unsecured consumer loans, student loans and credit cards. Trump & Co. find another way to oppress minorities 2020-06-14T04:00:00Z The bank said it also made 5,200 modifications to its commercial and consumer loans, representing 9.8% of its outstanding loans. Bank of Hawaii sets aside $33.6M for virus loan defaults 2020-04-22T04:00:00Z JPMorgan expected consumer loans — most of them credit cards — to lose $4.4 billion while commercial loans to businesses in real estate, retail and oil and gas could lose $2.4 billion, according to its estimates. Big Banks, Readying for a Recession, Set Aside Billions 2020-04-14T04:00:00Z JPMorgan added $4.4 billion to reserves for consumer loans that may go bad, without yet seeing a substantial increase in defaults. Two big U.S. banks offer glum outlook for coronavirus recession 2020-04-14T04:00:00Z It’s also resurrecting a program from the financial crisis 2008 that bought securities backed by consumer loans, such as credit cards, auto lending and student loans. Opinion | The Fed can only buy us a little time 2020-03-23T04:00:00Z We did an unsecured consumer loan and my parents were co-signers. How I bought a tiny home; one woman’s story 2020-03-18T04:00:00Z That’s a record low, according to TradeWeb, and does signal good news for borrowers since the yield is a benchmark for home mortgages and other consumer loans. U.S. stocks fall again, capping worst week since financial crisis of 2008 2020-02-28T05:00:00Z Last month, Goldman said it intended to expand its retail deposit base to $125 billion, and its consumer loan and card balance to $20 billion, over the next five years. Morgan Stanley to Buy E-Trade, Linking Wall Street and Main Street 2020-02-20T05:00:00Z The settlement, finalized last Friday, also bars Approved Financial from making consumer loans in North Carolina. Title-loan settlement means $825K for N Carolina consumers 2020-01-28T05:00:00Z Lower bond yields bring down the interest rates that banks charge for mortgages and other consumer loans, making them less profitable. Asian markets slide on alarm over Mideast tensions 2020-01-05T05:00:00Z Volkswagen operates nationally to provide borrowers with consumer loans to purchase new and used cars. Australian watchdog sues Volkswagen unit for lapses while providing loans 2019-12-19T05:00:00Z California’s legislature passed a law last month limiting interest rates on some consumer loans to 36 percent. Once Mulvaney’s chief of staff, payday lobbyist enjoys frequent access to his old boss 2019-11-20T05:00:00Z It also used the names Altcharge and Check Process, and Long registered the payday consumer loan websites fastloanfast.com, loan4utoday.com and fastloan4me.com. Ex- Vegas payment processing firm chief guilty in fraud case 2019-11-05T05:00:00Z Johnson said the federal government is not “qualified to be in the consumer loan business.” DeVos-appointed official resigns, calls for sweeping student loan forgiveness 2019-10-24T04:00:00Z The law will cap consumer loan interest rates at 36 percentage points above the main interest rate set by the Federal Reserve, which is currently around 2%. New California law will cap consumer loan interest rates 2019-10-10T04:00:00Z The real interest rates paid on millions of consumer loans and mortgages depend not on official central bank interest rates but on the real cost to the banks of getting cash to lend. ‘I’m being jailed for 4 emails from 12 years ago’ 2019-10-06T04:00:00Z The decline in the fed funds rate theoretically causes rates to fall on home mortgages, corporate bonds, consumer loans and other forms of credit that affect the economy. Opinion | The Trump-Powell feud isn’t slowing down. But a bigger story is being missed. 2019-09-22T04:00:00Z The Minneapolis district reported that consumer spending was flat, while the Atlanta district noted that consumer loan growth declined. U.S. economy growing modestly as trade war dents activity: Fed 2019-09-04T04:00:00Z When bond yields fall, it pulls down the interest rates that banks pocket on mortgages and other consumer loans. US stocks fall, giving up some ground after 3 straight gains 2019-08-20T04:00:00Z The yield is used as a benchmark for interest rates on mortgages and other consumer loans. Wall Street Slides on Heightened Anxiety Over the Trade War 2019-08-12T04:00:00Z The prime lending rate is what the banks use to set rates on many consumer loans, such as credit cards or auto loans, and small-business loans. Mortgage rates pause as markets digest impact of Federal Reserve meeting 2019-08-01T04:00:00Z When bond yields decline they pull down interest rates that banks charge on mortgages and other consumer loans. US stocks drop on lower odds for a Fed rate cut 2019-07-08T04:00:00Z Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade. California Assembly OKs cap on consumer loan interest rates 2019-05-23T04:00:00Z A consumer loan underwriter complained on the internal site that the concerns about pay and employee benefits were falling on deaf ears. How Wells Fargo's regulators and employees drove out its CEO 2019-04-09T04:00:00Z Some banks are already taking account of lending risks linked to carbon-intensive sectors, consumer loans secured on diesel vehicles and mortgages for landlords who own rental properties that do not meet new energy efficiency standards. Bank of England to set new rules on climate risk: Carney 2019-03-21T04:00:00Z Goldman is also looking to increase its consumer loans to offset dips in its trading business. Apple, Goldman Sachs to jointly launch credit card paired with... 2019-02-21T05:00:00Z The settlement involves alleged violations regarding administration of payday loans, which are capped at $300, and the steering of borrowers into consumer loans of more than $2,500 to avoid rate caps. California payday lender refunds $800,000 to settle predatory lending allegations 2019-01-22T05:00:00Z The state already caps interest rates on consumer loans under $2,500 but not for amounts over that threshold. California Assembly OKs cap on consumer loan interest rates 2019-05-23T04:00:00Z But JPMorgan missed profit estimates for the fourth quarter as its bond trading revenue slump overpowered strong consumer loan growth. Trading operations stung banks in fourth quarter but dovish Fed... 2019-01-17T05:00:00Z The practice of mass-mailing of “live” checks to consumers to bait them into taking high-interest consumer loans would be banned under a bipartisan bill introduced in the Senate this week. Senate bill would prohibit mailing checks worth thousands of dollars to strangers 2018-12-11T05:00:00Z The slide in bond yields, which affect interest rates on mortgages and other consumer loans, weighed on bank stocks. Wave of selling swamps Wall Street; Dow slides nearly 800 points 2018-12-04T05:00:00Z The consent order requires California Check Cashing Stores to refund about $100,000 related to 1,200 consumer loans. California payday lender refunds $800,000 to settle predatory lending allegations 2019-01-22T05:00:00Z The rates on government bonds serve as benchmarks for the rates that Italians pay on business or consumer loans. Eurozone Growth Slips to Four-Year Low, Fueling Crisis Fears 2018-10-30T04:00:00Z Unemployment is low and consumer loan balances—including for credit cards, auto loans and personal loans—are at record highs, and lenders are looking for ways to keep expanding loan volume. FICO Plans Big Shift in Credit-Score Calculations, Potentially Boosting Millions of Borrowers 2018-10-22T04:00:00Z Velez said that while Nubank did not need another capital injection this year, Tencent will help the company develop further in areas such as payments, consumer loans, engineering and machine learning. China's Tencent invests $180 million in Brazil fintech Nubank 2018-10-08T04:00:00Z “Consumers should bank on rates for consumer loans rising an additional full percentage point starting in December of this year,” said Robert Frick, an economist at Navy Federal Credit Union. Trump ‘not happy’ with Fed’s interest-rate hike, but he likes its 3.1% growth forecast 2018-09-26T04:00:00Z Takei noted signs that higher rates are already starting to hurt the U.S. economy, for instance through rising consumer loan delinquencies. Against trade war, Fed backdrop China sets positive world equity tone 2018-09-26T04:00:00Z Now, CashCall has stopped making consumer loans altogether, according to customer service representatives who recently referred Times reporters asking about a loan to LoanMe. CashCall stopped making loans, but its founder, targeted by regulators, is still in the business 2018-09-02T04:00:00Z At issue in the case before the state Supreme Court were consumer loans of $2,500 and higher. High court: Interest on some personal loans can be illegal 2018-08-14T04:00:00Z By comparison, commercial banks typically have suffered losses of between 1 and 3 percent on consumer loans. ‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans 2018-07-01T04:00:00Z Sheffield Financial, a BB&T subsidiary that focuses on consumer loans for all-terrain vehicles, snowmobiles and boats is seeking the changes, Krawiec said. Banking industry seeks higher fees on North Carolina loans 2018-06-08T04:00:00Z Interest rate debate: The California Supreme Court will hear arguments Tuesday in a case that tests whether there’s any limit to the interest lenders in California can charge on consumer loans. California Inc.: A totally #MeToo moment for movie capers 2018-06-04T04:00:00Z The California Supreme Court recently ruled that the kind of consumer loans made by CashCall and LoanMe can be illegal if their rates are so high they “shock the conscience.” CashCall stopped making loans, but its founder, targeted by regulators, is still in the business 2018-09-02T04:00:00Z Unlike consumer loans for cars or homes, college students typically take out multiple loans each year—often at different interest rates, depending on what is available. Mike Meru Has $1 Million in Student Loans. How Did That Happen? 2018-05-25T04:00:00Z The pullback in bond yields, which affect interest rates on mortgages and other consumer loans, weighed on bank stocks. Stocks barely budge; Campbell Soup and Nordstrom drop, and oil slides 2018-05-18T04:00:00Z Al Ripley with the North Carolina Justice Center, which represents low-income citizens, urged caution with the proposal, which he said is wide-reaching and affects all kinds of consumer loans, including those for automobiles. Banking industry seeks higher fees on North Carolina loans 2018-06-08T04:00:00Z The Fed’s survey of senior loan officers shows more bankers tightening terms on consumer loans than not in four of the last five quarters. Consumer Credit May Weigh on Economy 2018-04-09T04:00:00Z Since 2011, the Federal Reserve’s quarterly senior loan officer survey had consistently found a net loosening of credit standards on consumer loans and credit cards. Why Consumer Spending Growth Is Slowing 2018-04-03T04:00:00Z But there are more factors that determine the interest rate on a consumer loan. What a Federal Reserve rate hike means for U.S. households 2018-03-21T04:00:00Z Once the recovery is better established, they start nudging up rates on consumer loans, as is happening now, Ms. Cutts said. Consumer Borrowing Costs Edge Higher as Fed Keeps Raising Rates 2018-03-21T04:00:00Z Goldman emerged from the crisis a transformed firm, trying to focus less on trading and is now exploring new businesses like consumer loans. Goldman Sachs CEO Blankfein to retire by year end – report 2018-03-09T05:00:00Z "Payday" looks at the predatory practices of quick consumer loans. Alex Gibney explains the trail behind 'Dirty Money' in new Netflix series 2018-01-25T05:00:00Z The source said the central bank may prevent Ant from issuing new consumer loan securities until it reduced its leverage level. Consumer loan securitization boom put on hold as China clamps down on 2018-01-05T05:00:00Z Officials also will release their latest projections for the likely path of rates in the years ahead, which will influence mortgages, credit cards and other consumer loans, business borrowing and global financial markets. As the Fed Deliberates, Amazon Is Making Its Job More Difficult 2017-12-12T05:00:00Z For bankers, there are rarely repercussions for failing to police the use of consumer loans or approving re-packaged mortgage applicants - as long as prices keep rising and defaults remain at bay. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Households now need a record $93,400 annual income to afford monthly payments on the median house in the Seattle metro area, according to a quarterly report from HSH.com, a mortgage and consumer loan information company. Seattle-area homebuyers needed $11,000 pay raise in past year to keep up with rising prices 2017-11-28T05:00:00Z Ant is also an emporium offering consumer loans, wealth management, insurance and cloud services. Alibaba-Affiliate Ant Financial Isn’t Itching to Go Public 2017-10-27T04:00:00Z But the likelihood of default may be “underestimated”, said Guo of Golden Credit Rating, citing incomplete credit ratings data and the rapid expansion of consumer loans. Consumer loan securitization boom put on hold as China clamps down on 2018-01-05T05:00:00Z The company focuses on small, short-term consumer loans for predominantly young customers. China's Qudian set to float in US 2017-10-18T04:00:00Z China’s banking regulator has told lenders they need to scrutinize the flow of consumer loans into property more closely. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Mortgages, credit cards and other consumer loans are a relatively new, but increasingly popular, development in China. China to Deadbeats: Pay Up or Be Shamed 2017-10-11T04:00:00Z Some economists also worry that consumer loans may be a backdoor way for bloated companies to maintain or even expand their capacity. As China Piles on Debt, Consumers Seek a Piece of the Action 2017-09-25T04:00:00Z The source said the central bank may prevent Ant from issuing new consumer loan securities until it reduced its leverage level. Consumer loan securitization boom put on hold as China clamps down on 2018-01-05T05:00:00Z A 1.7 percent surge in the cost of consumer loans accounted for more than half of the increase in the price of services last month. Surging gasoline prices lift U.S. producer inflation in August 2017-09-13T04:00:00Z For bankers, there are rarely repercussions for failing to police the use of consumer loans or approving re-packaged mortgage applicants - as long as prices keep rising and defaults remain at bay. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Goldman also is focused on growing its lending portfolio across the firm, including its Marcus consumer loan and deposit platform, its corporate clients and its private wealth management clients. Goldman details $5 billion revenue growth plan 2017-09-12T04:00:00Z Chief Executive Officer Luiz Carlos Trabuco's efforts to enhance Bradesco's existing banking tech platforms are a top priority, as traditional lenders begin to lose card and personal consumer loan customers to smaller financial technology firms. Brazil's Bradesco web, branch services hit by intermittent glitch 2017-08-02T04:00:00Z But the likelihood of default may be “underestimated”, said Guo of Golden Credit Rating, citing incomplete credit ratings data and the rapid expansion of consumer loans. Consumer loan securitization boom put on hold as China clamps down on 2018-01-05T05:00:00Z A 1.7 percent surge in the cost of consumer loans accounted for more than half of the increase in the price of services last month. Surging gasoline prices lift U.S. producer inflation in August 2017-09-13T04:00:00Z China’s banking regulator has told lenders they need to scrutinize the flow of consumer loans into property more closely. Special Report: Hidden peril awaits China's banks as property binge fuels mortgage fraud frenzy 2017-12-04T05:00:00Z Goldman also is focused on growing its lending portfolio across the firm, including its Marcus consumer loan and deposit platform, its corporate clients and its private wealth management clients. Goldman details $5 billion revenue growth plan 2017-09-12T04:00:00Z Chief Executive Officer Luiz Carlos Trabuco's efforts to enhance Bradesco's existing banking tech platforms are a top priority, as traditional lenders begin to lose card and personal consumer loan customers to smaller financial technology firms. Brazil's Bradesco web, branch services hit by intermittent glitch 2017-08-02T04:00:00Z Libor is the rate banks use to borrow from each other and is used to price services like mortgages, bonds and consumer loans globally. After scandal, UK-based Libor financial benchmark nears end 2017-07-27T04:00:00Z It affects trillions of dollars in contracts around the world, including mortgages, bonds and consumer loans. US appeals court tosses convictions of British ex-bankers 2017-07-19T04:00:00Z Name means Cofidis is a French company offering consumer loans, or credit solutions, if you will. Tour de France 2017: full team-by-team guide 2017-06-28T04:00:00Z It’s perhaps fair to think that commercial loans require less oversight than consumer loans because commercial borrowers presumably bring a greater degree of financial savvy to the table. Pricey 'fintech' lenders put the squeeze on cash-strapped small businesses 2017-06-16T04:00:00Z The broader market for online loans was being buffeted by higher consumer loan defaults and investor fears. Behind the Scenes at Orchard Platform, a Struggle to Innovate 2017-05-29T04:00:00Z The proposed state rate cap would apply to any consumer loan between $2,500 and $10,000. Loans with triple-digit APRs? No more, under California assemblyman's proposal 2017-03-21T04:00:00Z Borrowers in Latin America's biggest country pay an average 190 percent a year for unsecured, riskier overdraft, credit card and consumer loans, the highest among the world's 20 major economies. Brazil's Creditas gets $19 million amid boom in local fintech financing 2017-02-21T05:00:00Z Regional Fed presidents rotate onto the Federal Open Market Committee, where they join Fed governors in setting the level of a key interest rate that affects business and consumer loans. The pressure's on the Federal Reserve to make a diverse pick for Atlanta post 2017-01-03T05:00:00Z Launched in 2003, Platinum was known as a high-performing hedge fund manager that backed struggling companies and employed esoteric investment strategies such as litigation finance and high-interest consumer loans. Platinum Partners arrests are scant consolation for alleged victims 2016-12-24T05:00:00Z Prices for consumer loans, hospital outpatient care and airfare all fell. U.S. Producer Prices Hold Flat in October 2016-11-16T05:00:00Z The bureau is nearing completion of a set of rules governing payday loans and other small-dollar, high-interest consumer loans. Trump administration could upend post-crisis financial reforms, weaken CFPB 2016-11-09T05:00:00Z Small-business lending has typically been subject to less federal oversight than consumer loans. Online Lenders Seek to Shape Industry Before Regulators Do 2016-10-20T04:00:00Z Mizuho’s fortunes are less tied to industry; its latest venture involves using artificial intelligence to make consumer loans. R.I.P.: Japanese Bank Tower That Embodied Nation’s Industrial Might 2016-09-30T04:00:00Z The biggest market for psychometrics is for such consumer loans. Tests of character 2016-09-29T04:00:00Z Private student loans are among the smallest volume-producing categories of consumer loans. Amazon-Wells Fargo Student-Loan Plan Ran Into Political Obstacles 2016-09-06T04:00:00Z In December, the federal Consumer Financial Protection Bureau sued T3Leads, a Burbank broker that sells consumer loan inquiries to online lenders. Trade group promises stricter scrutiny of payday loan ads 2016-07-15T04:00:00Z Delinquency rates on both consumer loans and real estate loans are also well less than half of what they were six years ago. Despite Improvement, Debt Shadow Still Looms Over Many in U.S. 2016-07-12T04:00:00Z Much of the pullback in the industry has centered on companies that offer personal consumer loans, with providers of refinanced student loans less hard-hit. New Growth Plan for Online Lenders: Layoffs 2016-07-07T04:00:00Z Sometimes, regulators say, borrowers are essentially individual entrepreneurs, yet their loans aren’t treated like consumer loans for regulatory purposes. Bank Regulators Aim at Online Small Business Lending 2016-06-22T04:00:00Z Two-thirds of our loans were consumer loans, in a consumer-led economy. BofA Chief Gives the Big Banks’ Optimistic View 2016-06-20T04:00:00Z Treasury bonds as well as a range of consumer loans. Citibank paying $425M in fines to settle US charges on rates 2016-05-25T04:00:00Z Loan buyers are concerned about falling returns on online consumer loans, while they are tempted by higher returns on other forms of credit, such as corporate junk bonds. Prosper Marketplace to Cut Jobs and Shuffles Executives 2016-05-03T04:00:00Z Fund managers who were previously focused on consumer loans are looking to diversify. Loans for Weddings: Fintech Learns to Focus 2016-04-20T04:00:00Z The Truth in Lending Act applies to consumer loans, not business loans, and requires the lender to show the cost to the borrower in terms of an annual percentage rate, or APR. Bank Regulators Aim at Online Small Business Lending 2016-06-22T04:00:00Z In her 20-page ruling, Judge Craig said bar-study loans were akin to commercial or consumer loans and weren’t an “educational benefit,” like a scholarship or stipend, and thus could be erased in a bankruptcy case. Judge Says Bankrupt Law Grads Can Cancel Bar Loans 2016-03-25T04:00:00Z State usury caps, some of which are as low as 6%, were designed when mortgages were the main type of consumer loan and weren't envisioned to apply to unsecured forms of credit, Mr. Laplanche added. Fast-Growing Lending Club To Change Its Fee Model 2016-02-26T05:00:00Z “This looks like a typical credit cycle turn,” said Brian Weinstein, chief investment officer at Blue Elephant Capital Management, which invests in online consumer loans and manages $100 million in assets. Prosper Marketplace Boosts Interest Charge on Its Consumer Loans 2016-02-17T05:00:00Z A composite of consumer loan delinquencies compiled by the American Bankers Assn. found that more obligations went unpaid in the third quarter than in the previous three months. When collectors call, demand proof of your debt 2016-01-26T05:00:00Z In Mexico, for instance, the bank has bulked up on consumer loans. Scotiabank Targets More Acquisitions in Latin America 2016-01-18T05:00:00Z Sanders also said he wants to cap ATM fees at two dollars and cap interest rates on credit cards and consumer loans at 15 percent. Sanders vowing to break up banks during first year in office 2016-01-05T05:00:00Z The bank is closely monitoring the 9% of its consumer loans in ZIP Codes that are heavily dependent on the oil industry. Gas Windfall Fails to Stoke Consumers 2015-12-20T05:00:00Z Not only must the central bank manage short-term interest rates, it must also ensure that rates on mortgage and consumer loans will rise gradually to reflect the growth of the economy. Fed Hikes, but Some Rates Veer Lower 2015-12-18T05:00:00Z The move is likely to be the first of many and will gradually boost rates for a variety of consumer loans, said Greg McBride, chief financial analyst for Bankrate.com. What the Fed rate hike means to you, and your wallet 2015-12-16T05:00:00Z According to Euromonitor, a research firm, a quarter of outstanding consumer loans and a third of the mortgages are in default. Still on the edge 2015-12-16T05:00:00Z And improving economic conditions should raise demand for mortgages, car loans and other consumer loans. Best Bank Stocks to Buy in 2016 2015-12-10T05:00:00Z The bank’s overall cost of credit — the drag from delinquent commercial and consumer loans — rose 5 percent in the quarter. Citigroup’s Profit Surges for Quarter 2015-10-15T04:00:00Z In May, it started offering unsecured consumer loans – the same kind offered by online lenders such as Lending Club and Prosper. O.C. mortgage lender files for IPO 2015-10-08T04:00:00Z Libor is the estimated rate banks charge to lend money to each other and is used as a benchmark to set rates on many consumer loans. Six Former Brokers Stand Trial Over Libor 2015-10-06T04:00:00Z They are following similar developments in the U.S., where several community banks are buying consumer loans made through Lending Club Corp. European Banks Use Online Platforms to Find Borrowers 2015-09-13T04:00:00Z The sale includes Citi's retail banking, consumer loans, and cards businesses and the transfer of consumer banking employees, the U.S. bank said on Wednesday. Citi sells Hungary consumer banking business to Erste Group 2015-09-02T04:00:00Z Nor will it mean much for rates on credit cards, auto loans and other consumer loans. Fed's No. 2 official may shed light on interest rate hike at symposium 2015-08-26T04:00:00Z Instead, McDonald started where he knew the need was great: fairly priced consumer loans for things like refrigerators, bedroom sets and home repairs. Why New Orleans’ Black Residents Are Still Under Water After Katrina 2015-08-18T04:00:00Z Most banks said they hadn’t changed the standards or terms of their consumer loans during the three months ended in July. Big Banks Charge Ahead With Cards 2015-08-03T04:00:00Z But on this measure, too, the big banks failed to provide a cohesive picture: Citigroup, for instance, saw an increase in mortgage orginations and a 7% jump in North American consumer loans. What's The Best Bellwether For Earnings Season? 2015-07-16T04:00:00Z The $840 billion consumer loan business is facing a shake-up as online upstarts like Lending Club, Prosper and even PayPal have begun offering small loans. Goldman to Move Into Online Consumer Lending 2015-06-15T04:00:00Z California also caps interest rates on consumer loans of less than $2,500 on a sliding scale that averages about 30%. More auto title lenders are snagging unwary borrowers in cycle of debt 2015-06-07T04:00:00Z E*Trade earns interest income through holding credit balances, which include margin, real estate and consumer loans and by holding customer cash and deposits. Low Trade Volumes Continue Through April For E*Trade 2015-06-01T04:00:00Z Goldman Sachs is reportedly looking to get into online lending and banks are partnering with Lending Club and others to stay competitive in consumer loans. Lending Club jumps as online lending continues to grow 2015-05-06T04:00:00Z For Earnest, the student loan refinancing product will rely on the system used for its consumer loans. A Data-Science Lender Takes on Student Debt 2015-01-27T05:00:00Z The data signals used to assess risk in the payday market are different than for most consumer loans. Big Data Underwriting for Payday Loans 2015-01-19T05:00:00Z The outstanding totals for every type of consumer loan fell at Bank of America in 2014. Bank of America's Profit Falls 11%, Hurt by Consumer Loans and Investment Banking 2015-01-15T05:00:00Z For example, the state Department of Financial Institutions reports streamlining oversight of consumer loan companies. As Gov. Inslee asks for $1 billion more, where are the promised efficiencies? 2014-12-15T05:00:00Z And with the gap between CD rates and consumer loan rates so wide, there is plenty of room for lenders and borrowers to meet somewhere in the middle, and reap the mutual gains. How To Earn High Income In A Low Interest Rate Environment -- Try Lending Clubs 2014-12-13T05:00:00Z Earnest, founded in 2013, began lending last year with general consumer loans. A Data-Science Lender Takes on Student Debt 2015-01-27T05:00:00Z Those yields, which can influence consumer loans and mortgages, also recovered slightly. Stocks’ volatility after long climb reflects fresh jitters about the global economy Libor is used to set the terms of consumer loans, home mortgages, corporate bonds and other widely used forms of credit. Fed's Dudley urges key changes to Libor rate 2014-10-02T04:00:00Z The bank offers business term loans, commercial mortgages, professional practice loans, asset finance and invoice finance loans, residential mortgages, consumer loans, credit cards, financial planning services, and life, personal lines, and income protection insurance. Citizens Bank Jumps 7.4% in IPO Carveout 2014-09-25T04:00:00Z The London interbank offered rate, known as Libor, is the rate used by banks to borrow from one another and affects trillions of dollars in contracts around the world, including mortgages, bonds and consumer loans. Argentine team visiting N.Y. in last effort to avoid default On Thursday, the New Mexico Supreme Court cracked down on small consumer loans carrying quadruple-digit interest rates. New Mexico AG: Loan ruling could benefit thousands 2014-06-27T04:00:00Z While commercial banks will most likely continue to grow at a steady rate, higher discretionary spending should drive a faster growth in card loans and consumer loans in the near future. A Look At The Loan Portfolios Of The Largest U.S. Banks 2014-06-24T04:00:00Z Should college graduates be allowed to refinance their student loans at today’s lower market rates, as other borrowers can do for mortgages and consumer loans? Recent editorials published in Nebraska newspapers 2014-06-23T04:00:00Z New York outlaws payday lending, or short-term consumer loans that mature the day the borrower receives his or her paycheck. BofA to use NY state database to flag illegal payday loans 2014-06-16T04:00:00Z Instead of sending out junk mail offering consumer loans, Umpqua employees attached small flyers to potted plants and placed them on 1,700 doorsteps in the neighbourhood they were targeting. Branching out 2014-06-12T04:00:00Z As the world’s most important benchmark interest rate, the Libor is used as a reference rate for hundreds of trillion dollars worth of commercial and consumer loans, derivatives, and other financial products across the globe. This New Libor "Scandal" Will Cause A Terrifying Financial Crisis 2014-06-03T04:00:00Z For instance, HSH.com, a mortgage and consumer loan information website, recently released a report that highlights the stark difference in home prices among cities. How Much It Costs to Live the Good Life 2014-05-14T04:00:00Z Prosper, too, is expected to move into new areas of consumer loans. Loans That Avoid Banks? Maybe Not 2014-05-03T17:29:20Z Cash America raised its first-quarter earnings forecast, citing lower loan losses in its online consumer loan business and higher retail sales. UPDATE 1-Cash America looking to spin off online lending business 2014-04-10T12:52:40Z That rate influences the pricing of a broad array of business and consumer loans, including mortgages and car notes. Fed lays groundwork for a future rate hike 2014-03-20T00:17:00Z The Libor affects trillions of dollars in contracts around the world, including mortgages, bonds and consumer loans. In lawsuit, FDIC accuses 16 big banks of fraud, conspiracy 2014-03-15T00:27:57Z The peer-to-peer model is already established in consumer lending, with two companies, Lending Club and Prosper, making more than $4 billion in consumer loans. Can’t Get a Bank Loan? The Alternatives Expand 2014-03-05T19:32:38Z Fewer consumer loans became seriously delinquent last year than in any recent year, the Federal Reserve Bank of New York reported this week. High & Low Finance: The Hefty Yoke of Student Loan Debt 2014-02-20T21:55:21Z It's not really appropriate to conflate usurious rates on consumer loans with high interest rates on corporate investments. Obamacare and inequality: A healthy dose of redistribution 2014-01-29T17:29:55Z Capital One’s credit card and consumer loans held for investment fell in the fourth quarter ended Dec. 31, dragging down overall revenue by 1.4 percent to $5.54 billion. Best Buy reports disappointing holidays; stock dives 2014-01-17T03:40:29Z The average interest rate the bank earned on credit card loans in the third quarter was 9.81 percent, over 2.5 times higher than other consumer loans like mortgages or home equity. Bank of America ramps up credit card loans 2014-01-08T15:45:24Z Those benchmark interest rates affect trillions of dollars of business and consumer loans and credit each year. DealBook: Europe Sets Big Fines in Settling Libor Case 2013-12-05T03:56:27Z Nearly half the commercial loans and around 45 percent of consumer loans on the books at the end of the third quarter were made after the financial crisis. Why Wells Fargo's loan losses are plunging 2013-10-28T19:17:02Z The rate affects trillions of dollars in contracts around the world, including mortgages, bonds and consumer loans. Broker ICAP Paying $87M to Settle LIBOR Charges 2013-09-25T13:21:58Z But growth in other businesses such as commercial and consumer loans that are expected to eventually make up for lost mortgage revenues are yet to materialize. Analysis: Banks face profit lull as mortgage boom fizzles 2013-07-13T01:03:53Z Others are disposing of portfolios of consumer loans. U.S. investor Wilbur Ross likely to buy Spanish financial assets 2013-07-09T16:38:54Z The ABA also tracks late payments for bank-provided credit cards, auto loans and other consumer loans. U.S. consumer loan delinquencies continue to fall: ABA 2013-07-09T04:06:50Z Part of the improvement stems from a 2009 move to tighten underwriting standards for consumer loans, like more stringent requirements for verifying prospective homeowners' income. Why Wells Fargo's loan losses are plunging 2013-10-28T19:17:02Z That is, households were spending less of their disposable income on paying interest on mortgages, consumer loans and other types of credit than at any point in the past three decades. The economy: A lighter ball and chain 2013-06-20T15:05:37Z After an iffy patch in 2009-10 when it faced heavy bad debts on unsecured consumer loans, this business is now concentrating on loans for vehicles and rural homes. Murugappa Group: The harder path 2013-05-30T15:02:27Z It names the banks that set the London interbank offered rate, known as Libor, which provides the basis for trillions of dollars in contracts around the world, including mortgages, bonds and consumer loans. Freddie Mac sues banks over rigged Libor; MF Global Holdings settlement 2013-03-21T01:01:01Z Analysts have said GE Capital's investment has improved the Thai bank's operations, especially in the area of consumer loans. MUFG Enters Talks to Buy Thai Lender 2013-03-15T12:05:19Z In its stress test, the Fed assumed $2.4 billion in losses over the two-year period from other consumer loans, which includes auto loans, for a loss rate of 4.9 percent. Ally once again duels with the Fed over stress tests 2013-03-08T23:24:41Z Warren, Michigan-based Asset Acceptance buys individual consumer accounts, including credit card, telecommunications, and consumer loans. Encore Capital buys Asset Acceptance Capital for $200 mln 2013-03-06T12:46:02Z The ABA tracks late payments for bank-provided credit cards, auto loans and other consumer loans. Consumers paying down debt despite obstacles: ABA 2013-01-03T11:28:46Z Direct Lending then sold the lists to other companies that pitched consumer loan modification and debt relief services. This Week in Credit Card News--New Prepaid Cards, Good Balance Transfer Deals and Holiday Layaway Plans 2012-10-15T20:38:17Z Barclays agreed late last month to pay $450 million to settle allegations of manipulating the interest rate, which is tied to many consumer loans around the world, and other banks are under investigation. Geithner did not show evidence of rigged Libor, British bank official says 2012-07-17T16:02:00Z Libor, short for the London interbank offered rate, is the interest rate that affects trillions of dollars’ worth of corporate and consumer loans each year. News Analysis: The Gentlemen's Club That Sets Libor Is Called Into Question 2012-07-05T19:07:00Z Most consumer loans are tied to Treasury bills or the prime interest rate, which is what domestic banks charge each other to borrow money. Barclays executives resign in interest-rate scandal 2012-07-04T00:43:00Z It also accepts complaints on mortgages, consumer loans, and checking and savings accounts, but those will not yet be part of the database. CFPB launches complaint database 2012-06-19T04:01:00Z Not far from the Baltimore track, Maryland state regulators were probing the consumer loan business that helps fund Reddam’s wildly successful investment in horses. The Subprime Money Behind a Winning Horse 2012-05-31T22:39:44Z Smaller rival National Bank of Canada said core profit rose 6 percent, also beating estimates on stronger consumer loan and mortgage growth. WRAPUP-CIBC, National top estimates, shares rise 2012-05-31T17:02:04Z Reynaud also passed up a consumer loan offered by Free Mobile in partnership with a local bank because she didn't want to pay interest. Analysis: Hard-up telcos get stingy with mobile give-aways 2012-05-24T15:05:25Z “It may become even less prevalent than it already is for consumer loans in the U.S.” Barclays executives resign in interest-rate scandal 2012-07-04T00:43:00Z A lowered repo rate may signal a decrease in interest rates for consumer loans, and is generally considered a sign that Reserve Bank officials believe the economy needs bolstering. India Ink: What They Said: India's Interest Rate Cut 2012-04-17T09:24:10Z A glaring one was the provision eliminating the deduction for interest paid on credit cards and other consumer loans. Economix Blog: Bruce Bartlett: How to Avoid Reinventing the Wheel on Tax Reform, Part 2 2012-01-31T11:00:56Z And while consumer loans have continued to grow, underpinned by low interest rates, growth has slowed as Canadians deal with historically high debt levels. WRAPUP-CIBC, National top estimates, shares rise 2012-05-31T17:02:04Z HSBC’s retail business in Thailand includes credit cards, consumer loans and mortgage loans, Bank of Ayudhya said in a regulatory filing. Bank of Ayudhya to Buy HSBC’s Retail Business in Thailand 2012-01-25T11:19:55Z Britain, Germany and the Netherlands are Europe’s most active issuers of asset-backed securities, which banks create by pooling home and consumer loans and selling them to investors as notes. EU May Allow Asset-Backed Securities in Bank Liquidity Measures 2012-01-20T17:56:39Z Since the La Polar fraud case, the government submitted a bill to lower the ceiling on consumer loan rates and announced the creation of a consumer protection agency specifically tailored for the financial services industry. La Polar’s $1 Bln Fraud Fades as Chile Rival Ripley Rebounds 2012-01-10T15:08:03Z The bureau's main goal will be ensuring that consumer loans, mortgages and other financial products are easier to understand, but the new director, Richard Cordray, warned companies that "transparency alone is not enough." Consumer bureau chief begins supervision of payday lenders 2012-01-06T02:07:00Z Personal and commercial banking income rose 14 percent to C$166 million in the quarter, driven by stronger consumer loans and mortgages. WRAPUP-CIBC, National top estimates, shares rise 2012-05-31T17:02:04Z Meanwhile, if the bureau gets its first chief, its focus could quickly shift to payday lenders and thousands of other nonbank companies that offer consumer loans. The 2012 Regulatory and Market Landscape 2012-01-03T07:15:34Z The Spanish lender’s planned sale of part of its U.S. consumer loan business to a group led by may cut net profit for Santander’s shareholders by €150 million, according to an Oct. Why European Banks Are Sacrificing Growth 2011-12-15T21:30:52Z Yields on 10-year Treasuries, a benchmark for consumer loans including mortgages, dropped this week amid concern that Europe’s fiscal crisis will hobble U.S. expansion. Mortgage Rates for 30-Year U.S. Loans Match Record Low of 3.94% 2011-12-15T16:44:20Z Sberbank, founded 170 years ago, accounts for 48 percent of the nation’s retail deposits, 32 percent of consumer loans and 31 percent of corporate loans. Putin Pushing Russian Banks Points ‘Two Tanks’ at Western Firms 2011-12-14T10:35:38Z While the “pool of consumer loans will shrink,” auto loans “will be a growth area” along with student loans, he said. Consumer Credit in U.S. Increased in October to Two-Year High 2011-12-07T20:22:05Z The package of government measures announced today targeting 5 percent growth next year also include a reduction in levies on consumer loans, home appliances, homebuilding and foreign purchases of corporate bonds tied to infrastructure projects. Brazil Slashes Taxes to Protect Growth From Europe Crisis 2011-12-01T21:04:01Z The combination of discharges of other consumer loans and discharges of home mortgages by home retention actions was almost $150 billion in 2010, which exceeds the peak spending for entire unemployment insurance system. Economix Blog: Casey B. Mulligan: Bankers, Too, Cast a Safety Net 2011-11-30T11:00:24Z That is the rate that banks charge on overnight loans and it serves as the benchmark for millions of business and consumer loans. Fed minutes: Members discussed giving businesses, investors more information on rate changes 2011-11-22T18:58:11Z When banks couldn't maintain their growth momentum through mergers and cost cuts, they took the next logical step—they made more consumer loans. Why Wall Street Can't Handle the Truth 2011-11-06T16:05:28Z It serves as the benchmark for millions of business and consumer loans. Fed Holds Off on Further Actions to Help Economy 2011-11-02T16:51:03Z Yields on 10-year Treasuries, a guide for consumer loans, touched the lowest level in more than a half-century, after the central bank said on Sept. U.S. Mortgage Rates Fall to Record as 30-Year Reaches 4.01% 2011-09-29T14:38:05Z The last row of the table displays discharges on other consumer loans, such as credit card debt. Economix Blog: Casey B. Mulligan: Bankers, Too, Cast a Safety Net 2011-11-30T11:00:24Z Demand for consumer loans may weaken as a rebound from the March 11 earthquake loses steam. Acom Risk Reaches January High on Funding Costs: Japan Credit 2011-09-26T02:56:01Z Figures for July, the last available month, showed an annual slowdown in new mortgages and consumer loans, even before doubts about the banks intensified. Analysis: Bank woes could stymie France's recovery 2011-09-18T16:33:27Z The move will help Cash America focus on growing its store-front pawn operations in the United States and Latin America, while Enova will focus on providing short-term consumer loans online. Cash America to spin off Enova unit through IPO 2011-09-15T13:18:19Z The default, or "charge-off", rate on consumer loans was a seasonally adjusted annual 4.5 percent in the first quarter, according to data from the Fed. Americans learn to live without debt 2011-09-09T20:16:34Z Yields on 10-year Treasury bonds, a benchmark for consumer loans including mortgages, touched an all-time low Sept. U.S. Mortgage Rates Fall to Lowest on Record, Freddie Mac Says 2011-09-08T14:24:01Z Chief Executive Officer Grayson Hall, 54, has said that Regions’s core businesses continue to improve as the bank builds its consumer loan portfolio to balance commercial business. Citadel Follows Paulson in Pre-Rout Bet on Regions Financial 2011-08-18T14:30:04Z Moreover, demand for other consumer loans was about unchanged, the Fed said. U.S. banks continue to ease lending standards: Fed 2011-08-15T19:09:41Z Australia is considering limiting the interest rates charged on consumer loans, prohibiting loan extension and refinancing and the United Kingdom is also looking into the possibility of capping charges on credit. Cash America to spin off Enova unit through IPO 2011-09-15T13:18:19Z Rates for mortgages and other consumer loans tend to mirror the movements in the U.S. bond market. Mortgage rates fall amid plunge in stocks 2011-08-08T23:44:09Z Many consumer loans, such as credit cards and mortgages, are linked to the yield on Treasuries and therefore would also rise. Five ways the downgrade in U.S. credit rating affects you 2011-08-07T01:04:55Z Part of the tax cuts will also be offset by a higher tax on financial operations levied on consumer loans earlier this year, Barbosa said. Brazil Cuts $16 Billion in Taxes to Fuel Output Hurt by Real 2011-08-02T23:04:02Z A rating reduction would trigger a jump in interest rates on credit cards, mortgages and consumer loans, “which amount to a huge tax hike on the American people,” Obama said. Debt Downgrade Amounts to Few Basis Points in Ratings History 2011-07-31T23:22:12Z The move also helps Cash America split its less regulated and fast growing pawn lending business from the consumer loan business, which -- though highly profitable -- is the subject of multiple state and federal rules. Cash America to spin off Enova unit through IPO 2011-09-15T13:18:19Z The average interest rate on consumer loans was 46.1 percent in June, up from 40.6 percent in December, according to the central bank. Banks in BRICs Signaling Credit Risks as Bad Loans Curb Growth 2011-07-31T23:22:04Z Many major consumer loans have fixed interest rates that won’t change even if the cost of borrowing rises for the federal government. Five ways the downgrade in U.S. credit rating affects you 2011-08-07T01:04:55Z That would send interest rates higher on mortgage loans, home equity lines of credit and car loans, because Treasury rates act as a benchmark for these and many other types of consumer loans. U.S. default could deliver swift hit to consumers 2011-07-31T00:20:00Z Lenders dropped as policy makers raised reserve requirements and taxes on consumer loans to slow credit growth. Brazilian Stocks First Among BRIC Nations to Enter Bear Market 2011-07-28T03:23:03Z Lenders have tumbled as policy makers raised reserve requirements and taxes on consumer loans to slow credit growth. Brazil Stocks Enter Bear Market on Inflation, Currency Measures 2011-07-27T21:26:01Z As Americans increasingly dig out of debt, lenders’ income is being reduced by a fall-off in mortgages, credit card and other types of consumer loans. DealBook: Weak Recovery Weighs on Bank of America and Wells Fargo 2011-07-20T00:46:07Z JPMorgan reported three months ago that its loan book at the end of March was down 4 percent from a year earlier as shrinkage of its consumer loan portfolio overwhelmed improvement in business lending. For JPMorgan, forecasts matter more than results 2011-07-14T04:34:05Z The ABA tracks late payments for bank-provided credit cards, auto loans, home equity lines of credit, and other consumer loans. Consumer delinquencies tick up in first quarter 2011-07-07T08:01:47Z The national savings rate is around 11 percent, nearly triple what it was in 2008 when the recession kicked in, and the supply of consumer loans continues to shrink. Analysis: Weak economy may force second bailout of Ireland 2011-06-30T16:25:41Z Credit card loans are also included as consumer loans in the new lending limits, the official said. Turkey Takes New Measures Against Banks to Curb Loan Growth 2011-06-18T16:43:01Z The government’s consumer watchdog last week filed a class- action lawsuit against La Polar for allegedly changing terms of consumer loans without seeking consent from customers. La Polar Rebounds as Record Drop Spurs Takeover Speculation 2011-06-10T21:20:44Z The average interest rate on consumer loans rose to 46.8 percent, from 45 percent in March, the bank said. Brazil Bank Lending Quickened in April Even as Tax Doubled 2011-05-30T14:14:06Z Total consumer loans rose sixfold over the past eight years, to $495 billion, and jumped from 24 percent of gross domestic product in 2003 to 46 percent today, according to the central bank. Brazil's New Middle Class Goes on a Spree 2011-05-12T21:00:03Z A weak trading environment and shrinking consumer loan book are cutting into Citigroup's revenue, raising concerns about the bank's ability to move from recovery to growth. Citi CEO addresses MBA grads on post-crisis rehab tour 2011-05-15T18:53:31Z High quality consumer loans, high quality mortgages, high quality corporate loans. DealBook: Dodd-Frank Dissenters Sound Off 2011-05-10T01:24:39Z Some banks also eased standards for consumer loans, though demand was mixed, according to the survey. Fed Says Banks Eased Lending Terms, Demand for Loans Rose 2011-05-02T18:58:01Z “There continues to be a decline in consumer loans” including mortgages and credit cards, he said. Banks Adding Treasuries Signal Flagging Confidence in Recovery 2011-05-01T23:07:15Z The average interest rate charged on consumer loans rose to 45 percent in March, up from 43.8 percent in February. Brazil Takes Over Payroll Lender Morada on ‘Serious’ Abuses 2011-04-28T18:44:32Z The average interest rate charged on consumer loans rose to 45 percent in March, up from 43.8 percent in February, the bank said. Brazil to ‘Prolong’ Lending Rate Increases to Tame Inflation 2011-04-28T14:18:06Z Citigroup Inc is expected to report a drop in quarterly profit and revenue later, as an uncertain trading environment and weak consumer loan demand hinder its efforts to move past the financial crisis. Euro zone debt crisis gets new Finnish threat 2011-04-18T08:17:27Z In addition to the foreclosure costs, the bank reported a shrinking loan portfolio, mainly due to a decline in consumer loan assets. BofA profit drops as foreclosure delays hurt bank 2011-04-15T20:55:20Z The bank's loan book fell 8.5 percent in the first quarter from the fourth quarter, to $932.43 billion, due mainly to a decline in consumer loans. BofA profit drops; foreclosure delays hurt bank 2011-04-15T15:46:36Z The average rate charged on consumer loans was unchanged at 43.8 percent in February. Brazil Doubles Consumer Credit Tax to 3% to Damp Inflation 2011-04-07T22:46:50Z “But the sensitivity of the peripheral economies to higher rates, both in terms of overall debt and proportion of consumer loans tied to variable interest rates, means the central bank will pause over the summer.” ECB Raises Key Interest Rate to 1.25% to Stem Inflation 2011-04-07T11:59:46Z GTCS, known as Green Tree and based in St. Paul, Minnesota, provides services such as billing and collection on a $37 billion portfolio, including residential mortgages, manufactured housing loans and consumer loans, the filing shows. Walter Investment to Acquire GTCS Holdings From Centerbridge 2011-03-28T21:23:02Z The bulk of losses today are from commercial-property and consumer loans. Banks' dodgy assets: Taking out the trash 2011-03-24T11:50:01Z Rivals including Citigroup Inc. and Charlotte, North Carolina- based Bank of America Corp. have been hobbled by soured mortgage investments and losses from other consumer loans, Bove and Miller said. Dimon Makes $20 Billion AT&T Loan Deal in Bid to Be ‘Dominant’ 2011-03-23T04:57:14Z The consumer loan market, particularly housing, remains a challenge for borrowers. Fed Recovery Flawed as Companies Get Credit Denied to Consumers 2011-03-11T05:40:01Z Some use money provided by the fund to buy land before tapping into consumer loans, end-of-service pay or pensions to fund homebuilding. Saudi King’s $15 Billion Housing Grant Won’t Eliminate Shortage 2011-03-02T04:36:10Z Although the amount of government financing was relatively small, it accomplished its goal: to revive the market for packaged consumer loans and get credit flowing again, especially to weaker borrowers. Auto Sales Rise on Return of Credit 2011-02-28T02:20:01Z Yields on 10- year Treasury notes, which are benchmarks for some consumer loans, fell to a three-week low today. Mortgage Rates on Fixed 30-Year U.S. Loans Decrease to 4.95% 2011-02-24T16:04:03Z Banks continued to ease standards and terms for commercial and industrial loans during the fourth quarter, while making just “small and mixed” changes to the terms for consumer loans, according to the report. Consumer Credit Climbs More Than Forecast 2011-02-07T20:31:03Z For consumer loans other than credit cards, the measure was 3.7 percentage points in the most recent survey and 5.5 in the previous one. Fed Recovery Flawed as Companies Get Credit Denied to Consumers 2011-03-11T05:40:01Z Banks also expect better quality consumer loans in 2011, with 57 percent predicting an improvement in credit card loans. Fed Says Banks ‘More Upbeat’ on Delinquencies in 2011 2011-01-31T20:33:03Z Changes in terms for consumer loans were “small and mixed,” it said. Fed Says Banks ‘Significantly More Upbeat’ on Delinquencies 2011-01-31T19:06:02Z Some U.S. and foreign-controlled banks continued easing terms for commercial and industrial loans but they kept standards and terms for others like consumer loans and mortgages largely unchanged, the Fed said. Banks more upbeat about 2011 loan quality 2011-01-31T19:00:25Z Regulators are investigating Panamericano for alleged fraud in the sale of consumer loan portfolios to other banks. Panamericano Said to Be in Advanced Talks With Two Banks 2011-01-28T02:23:19Z Regulators are investigating Panamericano, the biggest lender for used cars, for alleged fraud in the sale of consumer loan portfolios to other banks. Panamericano Falls on Concern Lender Needs New Bailout 2011-01-27T23:24:09Z By contrast, changes in terms for consumer loans were “small and mixed,” it said. Fed Says Banks ‘More Upbeat’ on Delinquencies in 2011 2011-01-31T20:33:03Z The central bank last month took steps to remove 61 billion reais from the credit market and targeted consumer loans with maturities longer than 24 months. Brazil Credit Growth Slows, Auto Financing Rates Jump 2011-01-26T17:54:05Z Citi Holdings is still weighed down by heavy losses from credit cards, mortgages and other consumer loans. DealBook: Citigroup Reports First Annual Profit Since 2007 2011-01-18T13:28:46Z Car loans carry lower rates and longer terms than other consumer loans because they’re less risky for creditors who use the vehicle as collateral, Silva said. Record Auto Lending Targeted as Bad Loans Rise: Brazil Credit 2011-01-18T11:37:03Z Half may be ineligible for fresh consumer loans because of a new rule that limits such debt to a third of annual income, the lobbying group said. Default Swaps Show Acom May Avoid Takefuji’s Fate: Japan Credit 2011-01-13T23:40:49Z For other types of consumer loans, 47 banks expect improvement. Fed Says Banks ‘More Upbeat’ on Delinquencies in 2011 2011-01-31T20:33:03Z At the same time, Brazil's central bank is moving to curb the growth in consumer loans. Brazil's Credit Boom Could End in Tears 2011-01-06T22:00:00Z Through the program, known as the Term Asset-Backed Securities Loan Facility, or TALF, the investors helped keep markets for consumer loans from seizing up by steadily buying securities. Cross Section of Rich Invested With the Fed 2010-12-03T04:31:00Z After flagging signs of financial recovery in Asia and Latin America earlier this year, Citi’s results suggested that consumer loan losses were starting to stabilize in the United States. Citigroup Reports $2.2 Billion Profit in Third Quarter 2010-10-18T14:43:00Z Fed data indicates that commercial real estate loan volumes are down, and so are consumer loans. High & Low Finance: Lending Is Up, but Demand Is Lacking 2010-10-14T21:34:00Z Servicers are generally understaffed for handling a large volume of consumer loan workouts. Government had been warned for months about troubles in mortgage servicer industry 2010-10-10T02:11:00Z This explosion was triggered in part by a 2001 regulatory change that allowed lenders to package auto, payroll, and other consumer loans into securities called FIDCs. Brazil's Credit Boom Could End in Tears 2011-01-06T22:00:00Z Total outstanding U.S. consumer loans, excluding real estate, fell to $2.4 trillion in August, their lowest level since 2006, according to the Federal Reserve. Banks credit improved in Q3, growth uncertain 2010-10-08T17:37:00Z Its yield is often used to help set interest rates on mortgages and other consumer loans. European Markets Try to Brush Off Bank Worries 2010-09-08T13:05:00Z Its yield helps set interest rates on mortgages and other consumer loans. Amid poor economic indicators, Dow falls below 10,000 for first time since July 2010-08-27T02:16:00Z The delinquency rate on home equity loans is higher than all other types of consumer loans, including auto loans, boat loans, personal loans and even bank cards like and , according to the American Bankers Association. Borrowers Refuse to Pay Billions in Home Equity Loans 2010-08-12T00:58:00Z Banks must put aside more capital to back consumer loans whose terms exceed 24 months. Brazil's Credit Boom Could End in Tears 2011-01-06T22:00:00Z The Fed might instead consider buying corporate bonds, or assets backed by consumer loans. Fed in Hot Seat Again on Economic Stimulus 2010-07-21T04:50:00Z Bank of America has benefited from this unit -- which dramatically increased in size in 2009 after the commercial bank bought troubled investment bank Merrill Lynch & Co Inc -- offsetting losses on its rising consumer loans. Corrected: BofA, Citi results show loan demand lackluster 2010-07-16T14:07:00Z But like other big banks, it still confronts fallout from the recession, with potential losses on its portfolio of home mortgages and consumer loans. JPMorgan Chase Easily Exceeds Forecasts 2010-07-15T11:17:00Z The legislation would impose a range of new restrictions on the financial industry, from increased scrutiny of consumer loans to limits on their trading activities. Wall Street bill moves toward final votes in Congress 2010-07-13T01:09:00Z The data in Brazil are troubling: Late payments on credit cards and other consumer loans jumped 23 percent in November from a year earlier, prompting government leaders to begin scaling back their easy-credit policies. Brazil's Credit Boom Could End in Tears 2011-01-06T22:00:00Z Financial firms will face a range of new restrictions, from increased scrutiny of consumer loans to limits on their trading activities. No margin for error in Wall St bill's final test 2010-07-11T15:26:00Z The federal government, for instance, must first establish a new regulatory body, the Consumer Financial Protection Bureau, which would oversee consumer loans, among other things. Mortgages: Financial Reform Bill Retools Lending 2010-07-09T22:07:00Z Its yield is used as a benchmark for interest rates on many consumer loans and mortgages. Stocks Open Quietly After Subdued Jobs Report 2010-07-02T13:43:00Z The 10-year note is often used as a benchmark for consumer loans and mortgages. U.S. Stocks Rise on China Currency News 2010-06-21T13:53:00Z During the last decade, they say, these banks singled out blacks in Memphis to sell them risky high-cost mortgages and consumer loans. The New Poor: Blacks in Memphis Lose Decades of Gains 2010-05-31T02:31:00Z Record low interest rates continued to spur consumer loans and mortgages. Canada's Strong Economy Helps Its Banks 2010-05-27T22:41:00Z Both House and Senate bills include a new consumer agency that would oversee all types of consumer loans, including credit cards, payday loans and mortgages. Small Businesses Still Worried About Reform Bill 2010-05-21T23:01:00Z More than a year after the default rates on most kinds of consumer loans began to decline, the proportion of credit card loans going bad continues to set new highs. Off the Charts: Loan Default Rates Better, Except on Credit Cards 2010-05-21T19:35:00Z Bank of America's new boss must stanch defaults on consumer loans tied to the recession, which led to two losses in the past four quarters. Archive: BofA Names Moynihan CEO 2009-12-17T02:03:00Z Two years ago, his doorbell rang, and two men from Wells Fargo offered to consolidate his consumer loans into a low-cost mortgage. The New Poor: Blacks in Memphis Lose Decades of Gains 2010-05-31T02:31:00Z And 59 percent support stronger federal oversight of consumer loans such as credit cards and mortgages, with only 36 percent opposed. Signs of a Democratic upturn 2010-04-28T19:29:00Z Regional banks hold consumer loans, residential mortgages, commercial and industrial loans, and construction loans, where losses have already peaked and loan growth is starting to be seen. After 79% Jump, Are Stocks Still Cheap? 2010-04-23T00:36:00Z The bank is more exposed to consumer loans than many of its major Wall Street rivals, who derive a higher proportion of their income from investment banking operations. Citigroup posts profit of $4.4bn 2010-04-19T13:21:00Z Bank of America said strong trading revenue helped offset ongoing consumer loan losses. Markets Take In More Earnings 2010-04-16T14:10:00Z Strength at JPMorgan Chase’s investment bank helped offset losses from consumer loan defaults and propelled the company’s profit above analyst expectations. Earnings Results Help Markets Move Higher 2010-04-14T14:16:00Z He learned what was really going on inside the market for consumer loans. Steve Eisman: Maverick trader | financial crisis | Michael Lewis 2010-03-20T00:12:00Z After all, both banks are heavily exposed to consumer loans. Reuters Breakingviews: Why Does JPMorgan Trade at Book Value? 2010-03-08T05:29:00Z A 2003 study found that the tax advantage allowed credit unions in Virginia to charge interest rates on consumer loans more than half a percentage point lower than banks. 2010-02-09T05:00:00Z At some of the nation’s largest lenders, the number of consumer loans that are going bad is starting to level off. 2010-01-21T07:31:00Z The banking giant's revenue from trading fell sharply, but its mammoth consumer loan books showed signs of stabilizing. 2010-01-20T16:05:00Z Citigroup is more exposed to consumer loans than many of its major Wall Street rivals, who derive a higher proportion of their income from investment banking operations. 2010-01-19T14:07:00Z But analysts had been hoping for signs that the bank's credit costs were leveling off or even starting to fall, particularly for consumer loans. 2010-01-16T04:33:00Z In recent years it bet big in businesses such as commercial real estate and consumer loans in Eastern Europe. 2009-04-02T21:00:00Z While banking experts now believe consumer loan losses will peak in 2010, they expect losses to remain high until the overall economy and job situation show more robust improvement. 2010-01-21T07:31:00Z A very small, though increasing, volume of consumer loans for the purchase of durable goods and clothing has been granted by the State Savings Bank. Area Handbook for Bulgaria JPMorgan's wholesale and consumer loan books shrank 22 and 11 percent respectively compared to the fourth quarter last year. 2010-01-16T04:33:00Z The bank set aside a total of $4.2 billion to cover mortgage, home-equity and other consumer loan losses in the fourth quarter, up $653 million from the same quarter a year earlier. 2010-01-16T04:33:00Z |
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