| 单词 | consumer credit |
| 例句 | In the consumer credit act in the 1970s it was stipulated that all you needed to deal in credit was a licence, which currently costs £200. Microloans in Hackney | Feature 2010-03-21T00:07:00Z In a larger sense, the Joneses are the smiling faces of our consumer credit addiction. The Joneses Review: Keeping Up With Them Could Kill You 2010-04-16T01:10:00Z The forecast from the retail trade group considers a variety of indicators including employment, wages, consumer confidence, disposable income, consumer credit, previous retail sales and weather. Retail trade group: holiday sales expected to slow to 3% to 4%, compared with 5.4% growth a year ago 2023-11-02T04:00:00Z A note from Oxford Economics said a pullback in consumer credit levels in August may be tied to some consumers embracing the repayment schedule early. NY Fed finds mixed bag for consumer's expected inflation path in September 2023-10-10T04:00:00Z Wall Street will also get updates on aspects of the manufacturing sector and consumer credit. Stock market today: Asian markets are mostly lower as oil prices push higher 2023-09-05T04:00:00Z Investors will receive an updated view of consumer credit usage and a reading of the ISM services sector, which accounts for two-thirds of the economy, next week. Wall St Week Ahead: Investors lower outlook for consumers as student loans, credit card debts pile up 2023-09-01T04:00:00Z The consumer credit company beat Wall Street’s second-quarter earnings and revenue forecasts. Bank of America, Novartis rise; Masimo falls, Tuesday, 7/18/2023 2023-07-18T04:00:00Z The Fed also reported that consumer credit plunged to $7.1 billion in May, less than a third of the previous month and less than half forecast. Morning Bid: Bond yields recoil on disinflation buzz 2023-07-11T04:00:00Z Looking at households' non-mortgage borrowing, the Bank of England said the annual growth rate for consumer credit rose for the sixth month in a row, accelerating from 7.7% in February to 7.9% in March. Number of people getting mortgages rises sharply 2023-05-04T04:00:00Z There was a smaller decrease in demand for consumer credit and other lending to households. Soft lending and inflation data pave way for smaller ECB hike 2023-05-02T04:00:00Z But lenders expect rising defaults on consumer credit, mortgages and corporate loans. Take Five: Rate hike vs bank stress 2023-04-28T04:00:00Z Data brokers include companies like Experian, a consumer credit reporting company; Oracle; Acxiom; and others that collect data from a wide variety of sources, including publicly available information, Sherman said in an interview. Lawmakers eye response to brokers collecting, selling personal data 2023-04-26T04:00:00Z With this change, nearly 70 percent of all medical debt sent to collections is no longer part of consumer credit files, the executives said. Advice | Finally, medical debt under $500 has been removed from credit reports 2023-04-12T04:00:00Z Other categories of bank lending from commercial and residential real estate to consumer credit cards and car loans have shown little change since the banking turmoil erupted earlier this month. US bank deposit outflows decelerated in second week after SVB collapse 2023-03-31T04:00:00Z The Federal Reserve on Tuesday will release its monthly update on consumer credit. This week: Consumer credit, employment market updates 2023-03-06T05:00:00Z Effective July of last year, paid medical collection debt is no longer included on consumer credit reports, and the time period before unpaid medical collection debt appears is now a year, up from six months. How credit scores are evolving to improve access to credit 2023-02-22T05:00:00Z The absence of interest charges has exempted them from consumer credit law, and the sector's business exploded in an online shopping frenzy spurred by COVID-19 stimulus payments and ultra-low bank interest rates. PayPal tells Australia it supports buy-now-pay-later regulation 2023-02-16T05:00:00Z In Australia, for example, regulators in 2021 updated the country’s licensing framework for new depository institutions and are considering how to bolster their oversight of consumer credit. Fintech threat to big banks fizzled in 2022 as rates rose - report 2023-02-15T05:00:00Z "Hyperinflation and the regulations have ended consumer credit," said one Venezuelan banking executive, who asked to remain anonymous for security reasons. Venezuelans say credit cards that were once lifeline now 'useless' 2023-02-13T05:00:00Z "It is not unreasonable what Treasury is doing ... they have been given an incredibly complicated task to try to figure out how this consumer credit will work," Stabenow said. U.S. Senator blocks bid to close EV tax window 2023-01-27T05:00:00Z The company's delinquency rates were ticking up but remains below pre-pandemic levels, the analysts added, but deterioration of overall consumer credit quality is expected to continue through mid-year. U.S. card firms' growth to moderate as luxury buying falters 2023-01-24T05:00:00Z The bank increased its provision for credit losses in the reported quarter to $87 million from $5 million a year earlier amid worries of a looming recession in the U.S. and worsening consumer credit quality. Morgan Stanley profit beats on strength in trading business 2023-01-17T05:00:00Z Generally healthy corporate balance sheets and consumer credit could be bulwarks against the forces of volatile prices, global instability and the withdrawal of emergency-era federal aid. Even a Soft Landing for the Economy May Be Uneven 2023-01-06T05:00:00Z In January Maduro urged banks to give businesses loans indexed to the exchange rate so they can "produce goods, riches" but he did not mention other loans or consumer credit. Venezuelans say credit cards that were once lifeline now 'useless' 2023-02-13T05:00:00Z The commercial credit does not, however, have the sourcing restrictions of the consumer credit. U.S. Treasury says consumer leases can qualify for EV tax credits 2022-12-29T05:00:00Z The credit reporting company is offering to buy Boa Vista Serviços, the second largest consumer credit bureau in Brazil. Meta, L3Harris fall; Madrigal Pharmaceuticals rise 2022-12-19T05:00:00Z The September increase pushed total consumer credit to around $4.7 trillion. Toll Brothers 4Q, consumer borrowing, producer prices 2022-12-05T05:00:00Z Wednesday: New data on the health of the world’s two largest economies will be published, with U.S. consumer credit and China trade data scheduled for release. Oil Climbs as Western Nations Single Out Russia 2022-12-05T05:00:00Z But the issue became “take it or leave it” for Mr. Manchin, who was just as happy to have no electric-vehicle consumer credit in the final Inflation Reduction Act. The Fight Over Warnock’s Record Comes Down to an Electric Car Plant in Georgia 2022-12-02T05:00:00Z If they come under regular consumer credit regulation, they will also lose their main competitive advantages. Analysis: Australian buy-now, pay-later sector faces fresh hurdle: regulation 2022-11-28T05:00:00Z The outlook for consumer credit quality has been clouded in recent months amid deteriorating macroeconomic conditions, fueled by worries of an upcoming recession as central banks around the world race to tighten monetary policy. Consumers turn to credit cards, loans as costs soar - report 2022-11-08T05:00:00Z The August increase pushed total consumer credit to around $4.68 trillion. This Week: Consumer borrowing, Disney earns, consumer prices 2022-11-07T05:00:00Z The forecast considers a variety of indicators including employment, wages, consumer confidence, disposable income, consumer credit, previous retail sales and weather. NRF: Holiday sales to slow from last year’s blistering pace 2022-11-03T04:00:00Z Congressional Republicans had actually made even the domestic-only consumer credit a point of attack, saying Democrats were using taxpayer dollars to give their elitist constituents luxury cars as working Americans struggled. The Fight Over Warnock’s Record Comes Down to an Electric Car Plant in Georgia 2022-12-02T05:00:00Z Wells Fargo, Citigroup and JPMorgan all reported double-digit increases in consumer credit card spending compared to a year earlier, which has led to worries that consumers are needing to borrow to keep up with inflation. BofA profits fall as bank sets aside money for downturn 2022-10-17T04:00:00Z The risk of “medical debt looms over every consumer and impacts their lives,” says John McNamara, assistant director of consumer credit, payments and deposits markets at the CFPB. Kimberly Palmer: How to handle your medical bills 2022-10-03T04:00:00Z "The government transfers the biggest burden of its adjustment plan to the private sector by restricting credit for companies and consumer credit, which partly affects households," said economist Daniel Cadenas. Lack of credit sends Venezuelan businesses seeking loans abroad 2022-09-28T04:00:00Z If you have the ability to make all payments on time, buy now, pay later loans are a relatively healthy, interest-free form of consumer credit. EXPLAINER: What to know about ‘buy now, pay later’ 2022-09-14T04:00:00Z The June increase was the biggest in three months and pushed total consumer credit to around $4.63 trillion. This Week: Trade gap, consumer borrowing, Kroger earns 2022-09-05T04:00:00Z The brokerage lowered its price target on the stock and added Affirm has noted lower consumer credit quality, driving the company's wary outlook. BNPL lender Affirm's shares tumble after gloomy full-year revenue forecast 2022-08-26T04:00:00Z “Mariner Finance delivers a valuable service to hundreds of thousands of Americans who have limited access to consumer credit,” according to an emailed statement from Warburg Pincus. Lender Mariner Finance accused of predatory practices by five states, D.C. 2022-08-17T04:00:00Z U.S. consumer credit rose at its slowest pace in four months in May as Americans pulled back on credit card usage, a trend that if sustained, could hamper consumer spending amid growing recession fears. Temasek reports record portfolio value, sees slowdown in investments 2022-07-12T04:00:00Z Total consumer credit increased by $22.35 billion, the smallest since January, after rising by a downwardly revised $36.76 billion in April, the Federal Reserve said on Friday. U.S. consumer credit growth slows considerably in May 2022-07-08T04:00:00Z The companies say these moves will wipe out nearly 70% of the medical debt listed on consumer credit reports. Some medical debt is being removed from US credit reports 2022-06-30T04:00:00Z She added: “Less than a year in, our approach is already paying dividends, with significant changes in bank overdraft policies and major reforms in the reporting of medical debt to consumer credit reports.” The C.E.O. Silence on the Jan. 6 Hearings 2022-06-29T04:00:00Z The flood of unpaid bills has made medical debt the most common form of debt on consumer credit records. 100 million people in America are saddled with health care debt 2022-06-20T04:00:00Z Household debt has been rising rapidly, with consumer credit up more than 8% in the first quarter to $1.5 trillion, a recent Fed survey showed. Explainer: What Americans face now as the Fed raises interest rates 2022-06-15T04:00:00Z The latest round of Wall Street earnings reflected rising demand for consumer credit cards and commercial loans, which could prop up future profits, said Betsy Graseck, an analyst at Morgan Stanley. Bank of America is confident in the economy even as its profits declined. 2022-04-18T04:00:00Z A new report by the Federal Reserve Thursday shows that consumer credit, the amount advanced to individuals for purchases, spiked by $41.8 billion across the U.S. in February. Americans ramp up credit-card debt as inflation spikes to 40-year high 2022-04-07T04:00:00Z That increase in January pushed total consumer credit to $4.44 trillion. This Week: Trade balance, Fed minutes, consumer borrowing 2022-04-03T04:00:00Z In March, following warnings from the Consumer Financial Protection Bureau, the major credit reporting companies said they would remove medical debts under $500 and those that had been repaid from consumer credit reports. 100 million people in America are saddled with health care debt 2022-06-20T04:00:00Z If bad data is “polluting” consumer credit reports, Mr. Chopra said, the credit bureaus should cut off the agencies furnishing the faulty information. Consumer Agency Weighs Ban on Medical Debts in Credit Reports 2022-03-04T05:00:00Z Visa currently charges 1.5% to 2.4% in consumer credit card interchange rates, a fee that a merchant is required to pay with every credit card and debit card transaction. Visa lowers merchant credit fees for small businesses 2022-03-04T05:00:00Z Visa, the world's largest payment processor, is reducing interchange rates for both online and in-person consumer credit transactions for 90% of U.S. businesses, the document showed. Visa to cut consumer credit fees for U.S. small businesses by 10% - document 2022-03-03T05:00:00Z He also pushed for an overhaul of the country’s consumer credit reporting policies and helped draft legislation to ensure low-income victims of natural disasters received full federal assistance. Esteban Torres, congressman who advocated for Latino rights, dies at 91 2022-01-31T05:00:00Z He also pushed for an overhaul of the country’s consumer credit reporting policies and helped draft legislation to ensure that low-income victims of natural disasters received full federal assistance. Esteban Torres, longtime L.A. congressman who championed Latino rights, dies at 91 2022-01-27T05:00:00Z Unpaid medical bills became a bigger concern during the pandemic, and now, a federal consumer agency is considering whether those debts should be banned from consumer credit reports. Consumer Agency Weighs Ban on Medical Debts in Credit Reports 2022-03-04T05:00:00Z That strength came from both consumer credit card and business lending, he wrote in a note. Big U.S. banks expected to post uptick in core Q4 revenues on economic rebound 2022-01-10T05:00:00Z The changes will apply to merchants with $250,000 or less in Visa consumer credit volumes, according to a source familiar with the matter who declined to be identified because the document is confidential. Visa to cut consumer credit fees for U.S. small businesses by 10% - document 2022-03-03T05:00:00Z The major credit bureaus are working to include more pay-later loans in consumer credit reports. ‘Buy Now, Pay Later’ Loans May Soon Play Bigger Role in Credit Scores 2021-12-31T05:00:00Z The consumer credit company added $1 billion to its stock buyback program. Adobe, Lennar fall; Accenture, Valero rise 2021-12-16T05:00:00Z The bureau’s determination on whether credit bureaus should include medical debt on consumer credit reports will be based, Mr. Chopra said, on “additional research on medical billing, collections and reporting.” Consumer Agency Weighs Ban on Medical Debts in Credit Reports 2022-03-04T05:00:00Z Yet electric vehicles represent only a sliver of the overall U.S. auto market, recording just 2.4 percent of new auto registrations in the first half of 2021, according to the consumer credit reporting company Experian. Rivian soars above $98 billion value in Wall Street debut, zipping past Ford and GM 2021-11-10T05:00:00Z Banks in general also eased standards for consumer credit card and auto loans, by lowering credit score requirements or increasing credit limits. Banks ease credit rules, demand grows as U.S. economy motors ahead -Fed survey 2021-11-08T05:00:00Z Equifax, for instance, said two weeks ago that it had created formal standards for reporting the loans and expected to begin adding them to its consumer credit files in late February. ‘Buy Now, Pay Later’ Loans May Soon Play Bigger Role in Credit Scores 2021-12-31T05:00:00Z "Jiebei is gradually working on brand differentiation," an Ant Group spokesperson said, adding that consumer credit services provided independently by banks or other financial institutions will be presented on a "credit loan" page. Ant Group starts to differentiate consumer loan business Jiebei from bank loans 2021-11-08T05:00:00Z Huabei, Ant Group’s credit service, said in a statement that consumer credit data it has collected will be included in the People’s Bank of China’s financial credit information database. China’s Ant Group shares credit data with central bank 2021-09-22T04:00:00Z Should this risk crystallise, a combination of factors suggests that losses are more likely to arise from consumer credit than mortgage debt. Bank of England warns of increased risk-taking in global financial markets – business live 2021-07-13T04:00:00Z Financing conditions for consumer credit remained generally accommodative. Minutes of Federal Reserve June 15-16 policy meeting 2021-07-07T04:00:00Z “Some bad loans will eventually materialise at some point in consumer credit, from the time when it grew strongly,” he told Reuters. Spain's banks lay groundwork for post-COVID consumer spending boom 2021-07-02T04:00:00Z That gain in March pushed total consumer credit to a record $4.24 trillion. This Week: Consumer credit, GameStop earns, consumer prices 2021-06-06T04:00:00Z Senate Bill 282 also protects renters from the long-term effects of not making payments on time by barring reporting to consumer credit agencies and removing back rents from consideration when submitting future rental applications. New law gives Oregon tenants until 2022 to pay back rent 2021-05-19T04:00:00Z The measure protects renters from the long-term impacts of not making payments on time by barring reporting to consumer credit agencies and removing back rents from consideration when submitting future rental applications. Oregon lawmakers extend grace period for past-due rent 2021-05-11T04:00:00Z A net consumer credit repayment of £535m was recorded, including people's borrowing using credit cards, personal loans and overdrafts. Record mortgage borrowing as owners move or improve 2021-05-04T04:00:00Z The consumer credit company’s revenue missed Wall Street forecasts. UPS, Crocs rise; Eli Lilly, General Electric fall 2021-04-27T04:00:00Z Revenue fell 7% on low interest rates and a 10% decline in loans, largely due to lower consumer credit card loan balances. Citigroup profit triples, exits some overseas consumer units 2021-04-15T04:00:00Z Senate Bill 282 also would protect renters from the long-term impacts of not making payments on time by barring reporting to consumer credit agencies and removing back rents from consideration when submitting future rental applications. Oregon Senate votes to extend grace period for past-due rent 2021-04-14T04:00:00Z The Fed’s most recent data on consumer credit overall dates from February, which saw the strongest growth - nearly $27.6 billion - in three years. As bank earnings roll in, a mixed picture for loans 2021-04-14T04:00:00Z That would follow a $1.3 drop in January, the first time consumer credit declined since August. This Week: Job openings, consumer credit, Levi Strauss earns 2021-04-05T04:00:00Z "If the scheme is not approved, it is likely that the consumer credit division will be placed into administration or liquidation." Provident plan to cap doorstep lending compensation 2021-03-15T04:00:00Z JD.com gets the bulk of its revenue from its core e-commerce business and owns only a few small financial licences, mainly offering online services including consumer credit and wealth management products. Exclusive: China's JD.com in talks to purchase stake in brokerage worth $1.5 billion - sources 2021-03-12T05:00:00Z The crunch in consumer credit therefore severely dented lender income, compounded by the fact the Bank of England cut benchmark rates to an all-time low of 0.1%. UK banks face savings glut on road to pandemic recovery 2021-03-02T05:00:00Z Before the pandemic, consumer credit card debt grew for eight consecutive years, reaching a record high of $829 billion in 2019, according to data collected by Experian, one of the three major credit bureaus. Perspective | With vaccinations underway, the economy needs consumers to spend again. But don’t, if you have debt. 2021-02-26T05:00:00Z “We are working with the industry and the consumer credit bureaus to develop the appropriate framework,” he said. Americans take to 'buy now, pay later' shopping during pandemic, but can they afford it? 2021-02-08T05:00:00Z "Firms must treat consumer credit customers fairly, including when they find themselves in arrears," said Mark Steward, of the FCA. Barclays fined £26m for poor treatment of customers 2020-12-15T05:00:00Z Midwest Recovery must also contact the credit reporting bureaus, which maintain consumer credit reports, and ask that all debts reported by Midwest Recovery be deleted. It’s ‘Debt Parking’: When Fake Debts End Up on Your Credit Report 2020-12-11T05:00:00Z JD.com also has plans to list JD Digits, a consumer credit and supply chain financing company in which it owns a 37% stake. JD Health soars on stock market debut 2020-12-07T05:00:00Z The nascent segment is subject to less regulatory scrutiny relative to its traditional consumer credit counterpart where background financial checks are required. Capital One stops 'risky' buy-now-pay-later credit card transactions 2020-12-07T05:00:00Z Ant’s most lucrative business, consumer credit, is based on interest income. Analysis: Fin or tech? China's Ant, biggest-ever IPO, says it's a tech firm not a bank 2020-11-02T05:00:00Z "We are working quickly with industry to determine whether a similar approach should be adopted for consumer credit products," it said. Mortgage holidays extended for up to six months 2020-11-01T04:00:00Z The consumer credit company’s third-quarter profits fell short of analysts’ forecasts and it took bigger provisions for credit losses. Logitech, Albertsons rise; IBM, Hexcel fall 2020-10-20T04:00:00Z But the expanded version will add oversight authority over debt collectors, debt settlement, credit repair and check cashing services, consumer credit reporting, retail sales financing and rent-to-own contracts. California expands financial protections after US rollback 2020-09-25T04:00:00Z That gain in June pushed total consumer credit to $4.12 trillion. This Week: Consumer borrowing, job openings, Kroger earns 2020-09-07T04:00:00Z Two Equifax executives were convicted of insider trading after using their knowledge of a 2017 breach at the consumer credit reporting agency to sell their shares in the company. Former Uber Security Chief Charged With Concealing Hack 2020-08-20T04:00:00Z The economic calendar is light but this morning we’ll be getting consumer credit and mortgage lending figures from the Bank of England for June, which are likely to paint a weak picture. Stocks struggle ahead of US Federal Reserve decision – business live 2020-07-29T04:00:00Z Outstanding U.S. consumer credit fell each month from February to May for a total 2.4% decline on a seasonally adjusted basis, according to the Federal Reserve. Did Uncle Sam's virus aid help your credit score? Don't count on a loan 2020-07-13T04:00:00Z As a counterpoint, consumer credit seems less worrisome now than before the 2007-2009 global financial crisis. Opinion | The obstacle course on the road to recovery 2020-06-28T04:00:00Z The bank is also the issuer of cards for several other players in Russia’s consumer credit market. Spat involving Russian bank, Amex and vodka owner gets ugly 2020-06-04T04:00:00Z February’s gain lifted total consumer credit to a record $4.23 trillion. This Week: Disney earns, consumer debt, nonfarm payrolls 2020-05-04T04:00:00Z The weak net flows of consumer credit meant that the annual growth rate fell to 3.7% in March, lowest since June 2013. Stock markets tumble as Ryanair and RBS warn on coronavirus damage – business live 2020-05-01T04:00:00Z The S&P 500 index cratered that day, smack in the middle of where other indicators — initial jobless claims, durable good orders, building permits, consumer credit — had hit bottom. Analysis | Stocks have been swinging wildly for weeks. Here’s why they often don’t make sense. 2020-04-10T04:00:00Z The Federal Reserve releases consumer credit data for February. Passenger sues United over rejected refund request 2020-04-06T04:00:00Z That gain in January pushed total consumer credit to a record $4.2 trillion. This Week: Debt tally, PriceSmart earns, consumer sentiment 2020-04-06T04:00:00Z The plan will address large employers, and also the consumer credit market, as America’s central bank deploys yet another bazooka as a deep recession approaches. Federal Reserve launches 'unlimited QE' to protect US economy from Covid-19 disruption - business live 2020-03-23T04:00:00Z Provident also owns consumer credit brand Satsuma and was the target of a failed takeover by rival Non-Standard Finance last year. Moneybarn fined £3m for treating borrowers badly 2020-02-17T05:00:00Z The NRF forecast considers economic indicators such as consumer credit, disposable personal income and monthly retail sales. Nation’s largest retail trade group: holiday sales rose 4.1% 2020-01-16T05:00:00Z Some further signs that consumer credit growth continued decelerate. Recession warning for German industry; US-China trade deal doubts – business live 2020-01-16T05:00:00Z The Federal Reserve said Wednesday that consumer credit rose by a seasonally adjusted $12.5 billion in November, down from a gain of $19 billion in October. US consumers took it easy on their credit cards in November 2020-01-08T05:00:00Z That gain in October pushed total consumer credit to a record $4.17 trillion. This Week: Trade gap, consumer borrowing, nonfarm payrolls 2020-01-05T05:00:00Z That gain in October pushed total consumer credit to a record $4.17 trillion. This Week: Trade gap, consumer borrowing, nonfarm payrolls 2020-01-06T05:00:00Z The NRF forecast, which considers economic indicators such as consumer credit, disposable personal income and monthly retail sales, excludes sales from autos, gas, and restaurants. Sizing up the 2019 holiday shopping season for retailers 2019-11-14T05:00:00Z “We also favored making federally chartered financial institutions subject to state as well as federal examination for compliance with state laws governing the terms and conditions of consumer credit extensions,” the commission said. Column: Trump is creating a task force to rewrite consumer laws. Here's how to apply 2019-10-18T04:00:00Z They are used most often to obtain records of telephone and electronic communications but also to get financial records and consumer credit information. Secretive FBI demands for information go far beyond tech companies, new documents reveal 2019-09-20T04:00:00Z The deal involves life, pension plans and consumer credit life insurance to be sold through 2046, one of the sources added. Exclusive: France's CNP and Brazil's Caixa close to reaching $1.7... 2019-09-19T04:00:00Z Movements in this rate are assumed to spread to longer-term rates on business loans, mortgages and consumer credit. Opinion | Should we love or hate ‘negative’ interest rates? 2019-09-15T04:00:00Z June’s increase pushed total consumer credit to a record $4.1 trillion. This Week: Consumer borrowing, GameStop 2Q, retail sales 2019-09-09T04:00:00Z American Express introduced a flexible Pay It Plan It program for its consumer credit cards in 2017. Credit Card Companies Take Cue From Start-Ups to Offer Flexible Payment Plans 2019-08-30T04:00:00Z Long before Warren was elected, she was a zealous consumer advocate in the trenches fighting for the poor and working-class families victimized by the payday lenders and consumer credit sharks. Here's what Warren understands about the economy that the Democratic pack does not 2019-06-09T04:00:00Z Federal Reserve releases consumer credit data for March. Federal Reserve report on financial stability notes high stock prices, corporate debt 2019-05-06T04:00:00Z Running up a tab: Borrowing takes the spotlight Tuesday as the latest stats on consumer credit are revealed. California Inc.: Wages hold steady as attention turns to inflation numbers 2019-05-06T04:00:00Z Morrisey brought the suit under the state’s consumer credit and protection act, which several attorneys said is a first-of-its kind move. Diocese wants suit alleging it hired pedophiles thrown out 2019-04-25T04:00:00Z Consumer credit: The busy beavers at the Fed will be releasing stats on consumer credit on Thursday. California Inc.: Finally, the Marvel character in tights is a woman 2019-03-04T05:00:00Z The regulator launched its investigation into the car finance market in April 2017 after there a rapid surge in consumer credit led by car dealership finance. Car buyers overcharged £1,000 for loans 2019-03-04T05:00:00Z “This commodification of consumers and their personal data is the core reason why our nation’s consumer credit reporting system is broken,” she said. Maxine Waters proposes consumer-friendly overhaul of credit-reporting industry 2019-02-26T05:00:00Z “Our nation’s consumer credit reporting system is broken,” said Representative Maxine Waters, chairwoman of the House Financial Services Committee. Credit reporting agencies face pressure from skeptical U.S. Congress 2019-02-26T05:00:00Z The Federal Reserve, which was not affected by the shutdown, will release consumer credit data. Tech firms lead stocks higher after early slide 2019-02-04T05:00:00Z In December, consumer credit rose above $4 trillion for the first time ever. California Inc.: Finally, the Marvel character in tights is a woman 2019-03-04T05:00:00Z Consumer borrowing: The latest word on consumer credit will be released by the Federal Reserve on Thursday. California Inc.: All eyes on the Mouse House as Disney reports its earnings 2019-02-04T05:00:00Z The bank also revealed that it was setting aside £58m for issues in its consumer credit operation. Santander UK bank profits hit by uncertainty 2019-01-30T05:00:00Z Federal Reserve releases consumer credit data for November. Eli Lilly to buy Loxo Oncology for $8 billion; Tesla breaks ground for factory in China 2019-01-07T05:00:00Z The Federal Reserve on Tuesday will release its consumer credit data for the month of November. This Week: Fed data on credit, Constellation Brands earnings 2019-01-07T05:00:00Z The Federal Reserve on Tuesday will release its consumer credit data for the month of November. This Week: Fed data on credit, Constellation Brands earnings 2019-01-06T05:00:00Z The extra information may help improve consumer credit scores, the three-digit numbers that lenders use to decide whether borrowers are likely to repay loans. Low Credit Score? Experian Uses Cellphone and Utility Bills to Improve It 2018-12-21T05:00:00Z Their goal is to steal consumer credit card or account information. Holiday shoppers need to be on high alert for email scams 2018-12-15T05:00:00Z At the same time, with U.S. household debt at a record, the risk of losses in consumer credit are looming larger. Lending startup SoFi is said to be cutting 7% of staff as it revamps its mortgage unit 2018-11-30T05:00:00Z WEDNESDAY: The Federal Reserve reports consumer credit data for September. Monday Memo: Seattle-area home prices, Fed meeting, inflation data 2018-11-04T04:00:00Z Its data showed that the annual growth rate in consumer credit slowed to 7.7% in the year to September. Plunge in car sales holds back borrowing 2018-10-29T04:00:00Z A year ago, the Financial Conduct Authority wrote to all banking and consumer credit firms, demanding that they improve the way they deal with complaints. Payday lender tops banking complaints table 2018-09-12T04:00:00Z The Justice Department announced on Wednesday the indictment of three Ukrainian nationals for hacking more than 100 American companies and stealing millions of consumer credit and debit information. Three Ukrainian hackers indicted for stealing millions of consumer information 2018-08-01T04:00:00Z TODAY: The Federal Reserve releases consumer credit data for May. Monday Memo: An Airbus unveiling, Nordstrom investor day, Seattle-area inflation update, earnings season kickoff 2018-07-08T04:00:00Z “Mariner Finance delivers a valuable service to hundreds of thousands of Americans who have limited access to consumer credit,” it says. ‘A way of monetizing poor people’: How private equity firms make money offering loans to cash-strapped Americans 2018-07-01T04:00:00Z During the campaign, the president said he would continue to rely on investment in large infrastructure projects and a steady flow of cheap consumer credit to fuel high economic growth. Erdogan Wins Another Term as Turkey’s President 2018-06-24T04:00:00Z Mr. Brobeck said the rise in the number of people checking their credit scores predated the huge data breach last year at Equifax, one of the three major consumer credit bureaus. Consumer Group Sees a Rise in People Checking Credit Scores 2018-06-22T04:00:00Z “I’m shocked that at the last minute they pulled out this unqualified candidate,” said Verret, who is organizing opposition to the nomination by circulating a letter opposing it to conservative and consumer credit legal scholars. Critics say CFPB nominee Kathy Kraninger lacks the experience to be the nation's top consumer financial watchdog 2018-06-18T04:00:00Z Overall consumer credit in April grew the least amount since last fall as well, expanding $9.2 billion compared to an average of more than $14 billion per month over the last five years. Central bank withdrawal means tighter times ahead for borrowers 2018-06-14T04:00:00Z Even the modest gain in consumer credit in April was enough to push borrowing to a fresh record of $3.88 trillion on a seasonally adjusted basis. US consumer borrowing growth slows in April 2018-06-07T04:00:00Z Consumer credit: The latest stats on consumer credit will be released Thursday. California Inc.: A totally #MeToo moment for movie capers 2018-06-04T04:00:00Z The legislation, however, also made some changes to the federal law dictating consumer credit rules. New Law Will Let Consumers ‘Freeze’ Credit Files Without Charge 2018-06-01T04:00:00Z UK consumer credit rebounded in April, as the City regulator ordered a clampdown on high cost credit. Trump sparks trade war fears with tariffs on EU, Canada and Mexico – live 2018-05-31T04:00:00Z In five years he’d had his personal information stolen by credit card skimmers - devices illegally installed on ATMs and gas station pumps that “skim” consumer credit card numbers - a half-dozen times. NYPD tests new tool that detects credit card skimmers 2018-05-09T04:00:00Z The Atlanta-based consumer credit company last fall said hackers had stolen personally identifiable information of U.S., Proxy adviser ISS recommends against five Equifax directors over... 2018-04-14T04:00:00Z The gears of consumer credit can’t function well without this process, but it’s a pain for employers and, as a result, a lucrative business for Equifax. A New Challenger to Equifax’s Employee Verification Service 2018-04-11T04:00:00Z The consumer credit rules in the new law take effect 120 days after the law was enacted, so most likely sometime in September. New Law Will Let Consumers ‘Freeze’ Credit Files Without Charge 2018-06-01T04:00:00Z He said growth for now looked robust as more jobs were being created, wages were rising, consumer credit was strong and the rest of the world was performing relatively well. JP Morgan's Dimon says U.S. economy still looks 'pretty good' 2018-04-11T04:00:00Z February’s increase was the smallest since August 2011, when consumer credit levels declined. Financial news in brief: Consumer borrowing posts small increase 2018-04-06T04:00:00Z Credit watch: The latest snapshot of consumer credit will be released Friday by the Federal Reserve. California Inc.: Hollywood is courted by a newly moviegoing Saudi Arabia 2018-04-02T04:00:00Z For nine years, he was president and chief executive of the company’s consumer credit business, which was later spun off as Synchrony Financial. Equifax Picks Private Equity Executive as New C.E.O. 2018-03-28T04:00:00Z Credit card debt is at an all-time high, according to the consumer credit reporting company Experian, and there is a record number of Americans with auto loans, according to Fed data. Analysis | A new era: What the Federal Reserve’s interest rate hike means for you 2018-03-20T04:00:00Z JD Finance offers online financial services and products including consumer credit and wealth management products. JD.com's finance unit aims to raise $1.9 billion in fresh funding:... 2018-03-16T04:00:00Z Second was the magic of consumer debt, a blip on the economy in the 1960s — now $3.9 trillion in consumer credit owed and outstanding in securities alone. Solving the mystery of weak consumer spending 2018-03-14T04:00:00Z Citigroup operates branch offices for individuals in only six big U.S. cities, but has a national franchise in consumer credit cards. Citigroup moving toward 'national digital bank': CFO 2018-03-06T05:00:00Z WEDNESDAY: The Federal Reserve releases consumer credit data for December. Monday Memo: Home sales data, 737 MAX 7 rollout, SpaceX launch 2018-02-04T05:00:00Z TransUnion is one of the three major credit bureaus, which keep track of and provide consumer credit reports. Credit bureau chief says shape up credit score now before spring house hunting 2018-02-03T05:00:00Z Outstanding consumer credit rose by $27.95 billion in November from the prior month, the biggest increase since November 2001, according to new data from the Federal Reserve. U.S. Consumer Credit Posts Largest Gain in 16 Years 2018-01-08T05:00:00Z Many companies tap the same resources, such as consumer credit information. EU Competition Chief Tracks How Companies Use ‘Big Data’ 2018-01-02T05:00:00Z Citigroup operates branch offices for individuals in only six big U.S. cities, but has a national franchise in consumer credit cards. Citigroup moving toward 'national digital bank': CFO 2018-03-06T05:00:00Z This week’s best quotes in business come from the worlds of art, pets, taxes and consumer credit. Speaking of Business: Like Renaissance families, big companies now ‘patrons of the arts’ 2017-12-30T05:00:00Z The report, based on the New York Fed’s consumer credit data, urged programs to assist with enrollment and educate borrowers on repayment programs. Student borrowers under most stress in New York City's poorest areas 2017-12-15T05:00:00Z But this year’s hacking of Equifax, one of the three major consumer credit reporting agencies, was unprecedented. The Biggest Tech Failures and Successes of 2017 2017-12-13T05:00:00Z This seems more a run for consumer credit card holders to expand the economy with an overwhelming debt load. Fed Predicts Modest Economic Growth From Tax Cut 2017-12-13T05:00:00Z The overall gain in borrowing pushed consumer credit to a record $3.8 trillion, the central bank said. Fed to change rules on bank ‘stress tests’ to provide lenders more clarity 2017-12-07T05:00:00Z THURSDAY: The Federal Reserve releases consumer credit data for October. Monday Memo: Latest Seattle home sales data, U.S. jobs report 2017-12-03T05:00:00Z The report, based on the New York Fed’s consumer credit data, urged programs to assist with enrollment and educate borrowers on repayment programs. Student borrowers under most stress in New York City's poorest areas 2017-12-15T05:00:00Z In 2017, more new rules stripped negative tax lien and civil judgment from consumer credit reports. Would You Take Out a Loan for a Pair of Jeans? 2017-11-29T05:00:00Z And even though all seven banks passed, some will still face higher capital demands to counter a consumer credit boom in which they are systematically underestimating the risk of losses. Barclays at the Back of the Class in U.K. Stress Tests 2017-11-28T05:00:00Z Federal Reserve releases consumer credit data for September. Head of New York Fed will retire next year 2017-11-06T05:00:00Z The company was also forced to change the way it checked customers’ finances before granting them loans, in order to keep its consumer credit licence. Revealed: Queen's private estate invested millions of pounds offshore 2017-11-05T04:00:00Z Whether people see access to consumer credit as a source of convenience or as a cost to their lifetime spending will be determined by culture. To cure affluenza, we have to be satisfied with the stuff we already own 2017-10-29T04:00:00Z Financial technology companies would be able to test products involving non-cash payments, crowdfunding, consumer credit and provide financial advice on pension funds, life insurance and domestic and international securities. Australia publishes draft laws for relaxed fintech regulation 2017-10-23T04:00:00Z The consumer credit company disclosed far stronger sales than Wall Street anticipated. PayPal and Skechers jump while Celgene tumbles 2017-10-20T04:00:00Z Larger lenders with sprawling retail operations and long histories in consumer credit routinely disclose such information, but Goldman Sachs is a relatively new and small Main Street bank. Goldman's fledgling consumer bank draws questions from curious analysts 2017-10-18T04:00:00Z Although it peaked in November last year, the annual rate of growth of so-called consumer credit remains close to double-digit levels. Personal debt in five charts 2017-10-15T04:00:00Z And, the bank is promoting Sapphire Reserve in the first television ads it has launched in 18 months for a consumer credit card. JPMorgan's card gamble lures millennial travelers, squeezes competitors 2017-10-13T04:00:00Z Financial technology companies would be able to test products involving non-cash payments, crowdfunding, consumer credit and provide financial advice on pension funds, life insurance and domestic and international securities. Australia publishes draft laws for relaxed fintech regulation 2017-10-23T04:00:00Z The rally won’t last long if banks don’t show good numbers on loan growth and consumer credit when they report earnings starting on Thursday. What Could Dash the Hopes of Bank Investors 2017-10-10T04:00:00Z Larger lenders with sprawling retail operations and long histories in consumer credit routinely disclose such information, but Goldman Sachs is a relatively new and small Main Street bank. Goldman's fledgling consumer bank draws questions from curious analysts 2017-10-18T04:00:00Z The Federal Reserve said Friday that overall consumer credit rose $13.1 billion in August, down from the $17.7 billion increase in July. Shares of data center provider Switch soar in market debut 2017-10-06T04:00:00Z And, the bank is promoting Sapphire Reserve in the first television ads it has launched in 18 months for a consumer credit card. JPMorgan's card gamble lures millennial travelers, squeezes competitors 2017-10-13T04:00:00Z In addition to providing consumer credit reports, Equifax offers products to protect people’s data from misuse. Senator Warren criticizes Equifax potential to profit from breach 2017-10-04T04:00:00Z "We are not at all complacent about the overall consumer credit situation, but I don't regard, for instance, the shift to PCP based lending as per se bad," he said. Regulator plays down car loan fears 2017-10-04T04:00:00Z The forecast is based on an economic model that considers such indicators as consumer credit, disposable personal income and monthly retail sales. Retail group expects holiday sales to rise 3.6 to 4 percent 2017-10-03T04:00:00Z The August increase brought consumer credit to a total of $3.77 trillion. Shares of data center provider Switch soar in market debut 2017-10-06T04:00:00Z "This is not a material risk to economic growth, as consumer credit represents only 11% of overall household debt," the statement said. Lenders 'underestimate' risks of debt 2017-09-25T04:00:00Z In addition to providing consumer credit reports, Equifax offers products to protect people’s data from misuse. Senator Warren criticizes Equifax potential to profit from breach 2017-10-04T04:00:00Z Mr Bailey said the FCA was "not complacent" over the growth in consumer credit overall, and highlighted the high cost of credit used by the less well off as cause for concern. Regulator plays down car loan fears 2017-10-04T04:00:00Z To be clear, most economists consider China’s consumer credit splurge to be a good thing. As China Piles on Debt, Consumers Seek a Piece of the Action 2017-09-25T04:00:00Z UK Finance, which represents the financial and banking industry, said it was committed to responsible lending and that consumer credit was important for economic growth. Labour pledges law to cut credit card debt 2017-09-24T04:00:00Z That is the equivalent of 20% of UK consumer credit loans. Lenders 'underestimate' risks of debt 2017-09-25T04:00:00Z The disclosure, coming on the heels of a data breach at Equifax, the major consumer credit reporting firm, will likely intensify concerns over potential computer vulnerabilities lurking among pillars of the American financial system. Morning Agenda: Google Gets Serious About Producing Better Phones 2017-09-21T04:00:00Z The latest figures from the Bank of England indicate that the growth in consumer credit is actually slowing. The cities where thousands are in debt 2017-09-19T04:00:00Z With little federal oversight, the credit bureaus rapidly expanded beyond their core business of building consumer credit dossiers for lenders and other companies. Equifax Breach Prompts Scrutiny, But New Rules May Not Follow 2017-09-15T04:00:00Z “The implications of a breach of this magnitude are sobering, as this identifying data forms the basis for consumer credit and other financial transactions,” Mr. Warner wrote in the letter. FTC asked to investigate Equifax breach 2017-09-13T04:00:00Z Earlier this summer, another of the Bank's arms - the Prudential Regulation Authority - ordered banks to address specific concerns about their treatment of consumer credit. Lenders 'underestimate' risks of debt 2017-09-25T04:00:00Z Equifax, a major consumer credit reporting agency, disclosed Thursday that hackers had obtained sensitive information, including Social Security numbers and dates of birth, for 143 million people. Outrage builds after Equifax executives banked $2 million in stock sales following data breach 2017-09-08T04:00:00Z The Federal Reserve said Friday that overall consumer credit rose $18.5 billion in July, up from a $11.9 billion increase in June. Allergan to transfer drug rights to tribe 2017-09-08T04:00:00Z The Federal Reserve says that overall consumer credit rose $18.5 billion in July, up from the $11.9 billion increase in June. US consumer borrowing increased in July 2017-09-08T04:00:00Z One of the nation’s leading consumer credit score providers had its account compromised by between mid-May and July in what experts say may be one of the largest cyberattacks in the U.S. Ask Equifax Twitter page angers with ‘Happy Friday!’ greeting after giant data breach 2017-09-08T04:00:00Z Equifax sank 16.44 percent, the biggest percentage loser on the S&P, after the provider of consumer credit scores said personal details of as many as 143 million U.S. consumers were hacked. Wall St. Opens Lower as Irma Powers Toward Florida 2017-09-08T04:00:00Z The consumer credit reporting agency Equifax is under scrutiny after an alleged criminal data breach potentially compromised the files of roughly 143 million Americans. Equifax data breach may have compromised 140 million people 2017-09-08T04:00:00Z As one of three major consumer credit reporting agencies, Equifax is a particularly tempting target for hackers — they could hit just one place to grab all the data needed to do maximum damage. Morning Agenda: An End to Debt-Ceiling Fights, Maybe 2017-09-08T04:00:00Z The July increase brought consumer credit to a total of $3.75 trillion. US consumer borrowing increased in July 2017-09-08T04:00:00Z That was one warning after Equifax, one of three major consumer credit reporting agencies in the U.S., said that a hacking attack may have compromised Social Security numbers and driver’s license numbers. Florida, Mexico, Stephen King: Your Friday Briefing 2017-09-08T04:00:00Z The company said it’s a common consumer credit practice to apply payments to outstanding interest before principal. Student loan giant Navient under fire for mistreating borrowers 2017-09-02T04:00:00Z Troubled doorstep lender Provident Financial has made a management change at its consumer credit division. Provident Financial appoints new boss to home credit arm - BBC News 2017-08-25T04:00:00Z It certainly compares favourably to the wider consumer credit market, which saw complaints rise by 89% in the year to April, following a 40% rise in the year before that. How much will you give me for my false teeth? - BBC News 2017-08-18T04:00:00Z Warren Buffett’s Berkshire Hathaway conglomerate bought a stake in the consumer credit company. Advance Auto Parts and Coach fall while Synchrony surges 2017-08-15T04:00:00Z A failure to refund the insurance money harmed borrowers whose cars were repossessed by increasing what they owed, a figure that the bank reports to consumer credit bureaus. Wells Fargo, Awash in Scandal, Faces Violations Over Car Insurance Refunds 2017-08-07T04:00:00Z Nearly all civil judgments and at least half of the nation’s tax lien records do not meet the new standards, and will be eliminated from consumer credit reports. Your Credit Score May Soon Look Better 2017-06-26T04:00:00Z And while UK unemployment was low and consumer credit availability continued to rise "the slow growth in average earnings impacts the spending power of customers". Topshop owner sees profits dive by 79% - BBC News 2017-06-07T04:00:00Z Meanwhile, the rate of growth of consumer credit - such as credit card borrowing, loans and overdrafts - remained at more than 10% a year in April. Mortgage approvals at seven-month low - BBC News 2017-05-31T04:00:00Z TransUnion and Equifax said they are always assessing new ways to secure consumer credit data, an area that is tightly regulated by governments around the world. U.S. credit agencies test Canadian blockchain identity network 2017-05-04T04:00:00Z The consumer credit company posted earnings that fell far short of what analysts were looking for. Alphabet, Amazon surge; Time Inc. and Starbucks fall 2017-04-28T04:00:00Z The move follows a rapid surge in consumer credit led by car dealership finance. Financial watchdog to investigate car finance market - BBC News 2017-04-19T04:00:00Z In the U.S., about a quarter of banks are already expecting more people to struggle with consumer credit payments this year, according to a Federal Reserve survey. Big Economies at Risk of Over-Revving Consumer Engines 2017-04-12T04:00:00Z Federal Reserve releases consumer credit data for February. FDA allows 23andMe to market genetic tests 2017-04-06T04:00:00Z The Bank said: "Relative to mortgage debt, consumer credit was less likely to pose a risk to broader macroeconomic stability through its effect on household spending." Bank still worried about personal lending - BBC News 2017-04-04T04:00:00Z The BBA report also said there was a 6.6% increase in the amount of consumer credit - or unsecured lending - in the year to February. Mortgage lending by banks falls to lowest for three months - BBC News 2017-03-24T04:00:00Z That follows a report by the the Bank of England's financial policy committee this month, which highlights the risks form the rapid growth in consumer credit. Financial watchdog to investigate car finance market - BBC News 2017-04-19T04:00:00Z Household debt in Canada advanced to a new high in the fourth quarter as the rate of mortgage borrowing, consumer credit and nonmortgage loans grew in the three-month period. Canadian Household Debt Reaches New High in Fourth Quarter 2017-03-15T04:00:00Z Federal Reserve releases consumer credit data for January. Orders for factory goods rise 1.2 percent, suggesting recovery in manufacturing 2017-03-06T05:00:00Z The four executives fired last month included Shelley Freeman, a former Los Angeles regional president and later the head of the bank’s consumer credit division. Two Southern California executives out at Wells Fargo amid stream of departures 2017-03-06T05:00:00Z The total of consumer credit accounts affected was 18, with $387 refunded. Letter to mayor lets city out of its contract for financial services immediately 2017-02-28T05:00:00Z It found dealership car finance has seen the fastest expansion of consumer credit in recent years, followed by credit cards and personal loans. Financial watchdog to investigate car finance market - BBC News 2017-04-19T04:00:00Z Economists think growth in consumer credit will remain strong in 2017, reflecting low unemployment and further solid gains in employment and consumer confidence. Growth in U.S. consumer borrowing slowed in December 2017-02-07T05:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $16.02 billion in October from the prior month, the Federal Reserve said Wednesday. U.S. Consumers’ Credit Balances Expand at Slower Pace in October 2016-12-07T05:00:00Z Federal Reserve releases consumer credit data for October, 3 p.m. AP National News Calendar 2016-12-02T05:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $19.29 billion in September from the prior month, the Federal Reserve said Monday. Consumer Credit Rose in September 2016-11-07T05:00:00Z The annual growth rate for consumer credit reached 10.9% last November, before easing over the winter months. Financial watchdog to investigate car finance market - BBC News 2017-04-19T04:00:00Z Retailers cite the positive impact of job creation, consumer credit and growth in remittances from Mexicans living abroad, which are boosted in peso terms by a weaker local currency. Wal-Mart de Mexico’s Profit, Sales Jump in Latest Quarter 2016-10-25T04:00:00Z California-based network operator is best known for enabling consumer credit and debit cards. Visa Taps Blockchain for Cross-Border Payment Plan 2016-10-21T04:00:00Z These credit indicators were only good at one store, but they were really the beginning of consumer credit in the way we think of it today. Now You Know: What Was the First Credit Card? 2016-10-19T04:00:00Z I recommend that you get an appointment as soon as possible with a nonprofit consumer credit counseling agency. Panicking over personal finance? Here are some ideas. 2016-10-18T04:00:00Z MasterCard says that close to one-third of its branded U.S. debit cards are embedded with chips, well below the 88% of its U.S. consumer credit cards. Cashing Out: ATMs Try to Stop Wave of Cyberattacks 2016-10-15T04:00:00Z Consumer checking account openings were down 25% from a year earlier in September, while applications for consumer credit cards were down 20%. Wells Fargo Enters Fog of Uncertainty 2016-10-14T04:00:00Z Applications for consumer credit cards fell 30 percent in September from the prior month, and retail and small business customers used their debit cards 4 percent less in September versus August. Sales scandal costs Wells Fargo; JPMorgan and Citi please Wall Street 2016-10-14T04:00:00Z But the concept of consumer credit is even older than that. Now You Know: What Was the First Credit Card? 2016-10-19T04:00:00Z The dominant consumer credit scores, like FICO, don’t yet factor in these extra details, Armstrong said. Mortgage lenders taking broader look at borrowers’ credit history 2016-10-08T04:00:00Z The forecast is based on an economic model that takes into account such indicators as consumer credit, disposable personal income and monthly retail sales. Retail sales should rise this holiday, trade group says 2016-10-04T04:00:00Z The dominant consumer credit scores, like FICO, don’t yet factor in these extra details, Ms. Armstrong said. Fannie Mae Is Now Getting More Detailed Information on Borrowers 2016-09-30T04:00:00Z Experian, a 17,000 employee global business services firm, is best known as one of the big three consumer credit bureaus. How Experian is turning big data into big dollars 2016-09-25T04:00:00Z The total amount of consumer credit grew by 6.4% in the year to August, the fastest rate of growth for nearly ten years. Mortgage approvals at 19 month low, but consumer credit soars - BBC News 2016-09-26T04:00:00Z The great consumer credit boom of the 1980s, 1990s and 2000s is over. Economists Discuss the Predictions That Divide Them 2016-08-30T04:00:00Z To hear conservatives tell it, the bureau is an out of control monster of a regulator, trampling banks and rampaging over consumer credit with little regard for the economic impact. Wells Fargo's Big Scam 2016-09-09T04:00:00Z TransUnion, one of the largest consumer credit reporting agencies, says the average credit card debt rose to $5,247 in the second quarter of this year, from $5,197 in the first quarter. A Little Nagging Can Help Reduce Credit Card Debt 2016-09-09T04:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $17.71 billion in July from the prior month, the Federal Reserve said Thursday. U.S. Consumer Credit Increased $17.71 Billion in July 2016-09-08T04:00:00Z THURSDAY: The Federal Reserve releases consumer credit data for July. Monday Memo: Markets take a holiday break, then more local home sales data 2016-09-04T04:00:00Z Federal Reserve releases consumer credit data for July, 3 p.m. Business events scheduled for the coming month 2016-08-26T04:00:00Z These fees – charged when your purchase would push you over your card's credit limit – are virtually extinct on consumer credit cards. Watch Out for These 3 Fees the Next Time You Apply for a Credit Card 2016-08-08T04:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $12.32 billion in June from the prior month, the Federal Reserve said Friday. U.S. Consumer Credit Increased at Slowest Pace in 4 Years in June 2016-08-05T04:00:00Z He also worked on some successful start-ups and sits on the board of directors of Equifax, a consumer credit reporting agency. Great Falls teen builds bot heard round the world. Now it will become a start-up. 2016-07-22T04:00:00Z "Outside of energy, both wholesale and consumer credit quality remained very good," he added in a statement. JP Morgan profits beat expectations - BBC News 2016-07-14T04:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $18.56 billion in May from the prior month, the Federal Reserve said Friday. U.S. Consumer Credit Increased at 6.18% Pace in May 2016-07-08T04:00:00Z Federal Reserve releases consumer credit data for May. Former executive with Dutch bank guilty of manipulating interest rates 2016-07-07T04:00:00Z The revelation of accounting anomalies follows a period in which one of the largest portfolios in the group, the consumer credit fund, has faltered. LendingClub to Cut 12% of Its Workforce, as Loan Volumes Fall 2016-06-29T04:00:00Z Outstanding consumer credit, a measure of nonmortgage debt, rose by a seasonally adjusted $13.42 billion in April from the prior month, the Federal Reserve said Tuesday. U.S. Consumer Credit Increased at 4.49% Pace in April 2016-06-07T04:00:00Z Title loans: Payday loans aren’t the only type of expensive consumer credit that start out as a short-term financial solution but often turn into long-term debt traps, according the Consumer Financial Protection Bureau. California Inc.: A big ship celebrates a big milestone 2016-05-23T04:00:00Z Outstanding consumer credit, a measure of non-real estate debt, rose by a seasonally adjusted $29.67 billion in March from the prior month, the Federal Reserve said Friday. U.S. Consumer Credit Ballooned in March at Fastest Pace Since 2001 2016-05-06T04:00:00Z The Fed regularly releases economic information, including industrial output and consumer credit. Fed should better safeguard economic data, internal watchdog says 2016-04-20T04:00:00Z Outstanding consumer credit, a measure of non-real-estate debt, rose by a seasonally adjusted $17.22 billion in February from the prior month, the Federal Reserve said Thursday. U.S. Consumer Borrowing Ticks Up in February 2016-04-07T04:00:00Z Federal Reserve releases consumer credit data for February.● Financial digest: Thursday, April 7, 2016 2016-04-06T04:00:00Z The Fed’s consumer credit report doesn’t track debt secured by real estate, such as home equity lines of credit and home mortgages. Consumer borrowing increased in January; business economists expect rise in interest rates 2016-03-07T05:00:00Z Outstanding consumer credit, a measure of non-real estate debt, rose by a seasonally adjusted $10.54 billion in January from the prior month, the Federal Reserve said Monday. U.S. Consumer Credit Increased $10.54 Billion in January 2016-03-07T05:00:00Z The latest data showed that consumer credit was growing at the fastest pace in a decade. Mental health and debt problems: 'A marriage made in hell' - BBC News 2016-03-04T05:00:00Z But some competitors and bank analysts said hiring doesn't make sense at this stage, because auto sales may be close to peaking, and consumer credit is showing signs of weakness. Bank of America revs up auto loans business despite warning signs 2016-03-03T05:00:00Z "January's spike back up in unsecured consumer credit may fuel concern that consumers are borrowing more and saving less to finance their spending," said Howard Archer, chief UK economist with IHS Global Insight. Big rise in consumer credit in January - BBC News 2016-02-29T05:00:00Z He described the company's relationship with the regulator as "much better", although the company still awaits full consumer credit accreditation from the regulator. Payday refunds still being paid out - BBC News 2016-02-14T05:00:00Z The Fed’s consumer credit report doesn’t track debt secured by real estate, such as home-equity lines of credit and home mortgages. U.S. trade deficit rises as exports fall for third straight month; consumer borrowing increases 2016-02-05T05:00:00Z The teams, which are currently funded through trading standards budgets, will be paid for by the levy on all consumer credit firms. Levy charged to tackle loan sharks - BBC News 2016-02-01T05:00:00Z Outstanding consumer credit, a measure of all debt besides mortgages, rose by $13.95 billion, or at an annual 4.8% rate in November, the Federal Reserve said Friday. U.S. Consumer Credit Grew Slowly in November 2016-01-08T05:00:00Z Compared to the same month a year ago, unsecured consumer credit rose by 9.1%. Big rise in consumer credit in January - BBC News 2016-02-29T05:00:00Z The rise in consumer credit follows reports of increased spending on the High Street. Big jump in Christmas borrowing, says Bank of England - BBC News 2016-01-04T05:00:00Z Howard Archer, chief UK economist at IHS Global Insight, said the rise will add to worries about a consumer credit bubble. Mortgage lending by UK banks jumps 20% in November, BBA says - BBC News 2015-12-24T05:00:00Z The levy will be paid by consumer credit across the UK, and also be spent on tackling illegal money lending across the UK. Levy charged to tackle loan sharks - BBC News 2016-02-01T05:00:00Z In the consumer credit ecosystem, debt collectors are at the bottom rung. Sued Over Old Debt, and Blocked From Suing Back 2015-12-22T05:00:00Z Outstanding consumer credit, a reflection of all debt besides mortgages, rose $15.98 billion or at a 5.5% annual rate in October, the Federal Reserve said Monday. U.S. Consumer Credit Growth Slows in October 2015-12-07T05:00:00Z Experian said the breach at a North American server was an isolated incident, which affected a single client and did not involve its U.S. consumer credit division or include payment information or bank details. Experian says receives class actions related to T-Mobile breach 2015-11-10T05:00:00Z Fannie Mae announced on Monday that it would soon start taking a longer view of consumer credit histories when evaluating mortgage applications, a change that could help some borrowers and hurt others. A Focus on Credit History for Mortgage Approvals 2015-10-23T04:00:00Z The Federal Reserve reports consumer credit expanded by $16 billion in August. The Stagnant Recovery 2015-10-19T04:00:00Z The NRF said its holiday forecast was based on an economic model that includes several indicators, including data on consumer credit, disposable income and monthly retail sales. U.S. retail group sees holiday sales growth slowing this year 2015-10-08T04:00:00Z Outstanding consumer credit, a reflection of all debt besides mortgages, rose $16 billion or at a 5.6% annual rate in August, the Federal Reserve said Wednesday. U.S. Consumers Show Signs of Caution with Debt in August 2015-10-07T04:00:00Z A Fed report is expected to show U.S. consumer credit increased $19 billion in August, below the $19.10 billion rise in July. Wall St. set to open higher as oil prices continue rise 2015-10-07T04:00:00Z No. Experian says the T-Mobile consumer data and its consumer credit database — the credit reports noted above — are housed on a separate server and those records were not exposed in the hack. A look at Experian, the credit monitoring company at the center of the T-Mobile data breach 2015-10-02T04:00:00Z Experian is the world's biggest consumer credit checking agency and is best known for running consumer credit checks for banks, landlords and retailers. T-Mobile says hackers may have stolen 15 million applicants' data in a breach at Experian unit 2015-10-01T04:00:00Z The company said its consumer credit database was not affected. Experian hack exposes 15 million people's personal information 2015-10-01T04:00:00Z Eight of the nation’s largest card issuers say that 30% of their consumer credit and debit cards were chip-enabled as of June 30, according to a report issued Wednesday by an industry task force. Bank Bets Americans Can Remember Another PIN 2015-10-01T04:00:00Z First, the researchers looked for evidence of pent-up demand for consumer credit. All credit to them 2015-09-24T04:00:00Z The law states that businesses must “establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan.” Proposed Suit Against Soulcycle Says Studio ‘Robs’ Customers 2015-08-28T04:00:00Z Market research group GfK's consumer credit index expects consumers to take out even more debt this year, mainly to pay for renovations, furniture, kitchens and used cars. Germans borrow more as Merkel urges Europe to spend carefully 2015-08-13T04:00:00Z Federal Reserve releases consumer credit data for June. FCC won’t stop big spectrum grabs by large wireless carriers at auction 2015-08-06T04:00:00Z “It is baffling that these leaks continue to occur,” said Congressman Randy Neugebauer, a Texas Republican who chairs the House subcommittee on financial institutions and consumer credit. Federal Reserve draws criticism after mistakenly releasing rate forecast 2015-07-24T04:00:00Z "It is baffling that these leaks continue to occur," said Congressman Randy Neugebauer, a Texas Republican who chairs the House subcommittee on financial institutions and consumer credit. Fed inadvertently publishes staff forecast for 2015 rate hike 2015-07-24T04:00:00Z The men and women in charge of evaluating consumer credit were not organized into a single dominant firm, as they were in commercial credit rating. The Long, Twisted History of Your Credit Score 2015-07-22T04:00:00Z “The transformation of China’s banks into providers of consumer credit and private sector corporate finance is well underway. China’s banks are becoming much more like conventional, Western-style banks,” he says. A Contrarian View On China Banks 2015-07-07T04:00:00Z Team name Their sponsor is a French company offering credit ‘solutions’ and - according to Wikipedia - specialises in the consumer credit business of the 3 Suisses Group. Tour de France 2015: our team-by-team guide 2015-07-01T04:00:00Z “There hasn’t been one piece of consumer credit legislation that Charly hasn’t led the fight against.” Charls E. Walker, tax lobbyist for GOP and big business, dies at 91 2015-06-25T04:00:00Z Expanding consumer credit is part of the formula, and the government is allowing private companies, like JD.com, to innovate. ZestFinance Takes Its Big Data Credit Scoring to China 2015-06-26T04:00:00Z Together, they constitute the ‘Big Three’ of consumer credit reporting. The Long, Twisted History of Your Credit Score 2015-07-22T04:00:00Z JD.com has been eyeing the opportunity in consumer credit for the past few years. New Partnership Aims To Improve Consumer Lending In China 2015-06-26T04:00:00Z Kate Hao, former treasurer of Morgan Stanley, founded the startup after noticing gaps in the consumer credit market. Can Alternative Credit Scoring Models Help Millions of Consumers? 2015-06-23T04:00:00Z The act caps annual interest rates for consumer credit to military borrowers at 36 percent, including all fees and charges, credit insurance premiums and other ancillary charges. Republicans Shouldn't Block Pentagon Payday Lending Regulations 2015-05-08T04:00:00Z The picture that emerges from the data, enthusiasts say, should result in more accurate risk analysis, thus opening the door to extending consumer credit to millions more people at lower cost. ZestFinance Takes Its Big Data Credit Scoring to China 2015-06-26T04:00:00Z Analysts at the Economic Advisory Service said in a research note that March marked a second strong month of consumer credit gains. Consumer Borrowing Rises by $20.5 Billion, Biggest Jump Since April 2015 2015-05-07T04:00:00Z The government has recently been looking at consumer credit as a way to boost growth, focusing on ecommerce as one area of opportunity. New Partnership Aims To Improve Consumer Lending In China 2015-06-26T04:00:00Z The bureau’s report based its estimates on about five million anonymous consumer credit records, cross-referenced with 2010 United States census data. Millions Miss Out Because They Are ‘Credit Invisible’ 2015-05-06T04:00:00Z "Our concern is that growing levels of consumer credit will be followed by growing numbers of people falling into problem debt." Personal insolvencies at lowest level since 2005 - BBC News 2015-04-29T04:00:00Z This view helps explain the bureau's preoccupation with consumer credit from auto loans, credit cards and mortgages: Stop greedy financiers from making risky loans, and you’ll stop the next crisis. More Data Collection Won't Stop Future Financial Crises 2015-04-20T04:00:00Z They then spend 710 pages, including a lengthy index, dissecting consumer credit and its history. Beware the evils of credit 2015-04-16T04:00:00Z In short, the bulk of non-mortgage consumer credit is used to buy consumer durables that generate a stream of benefits over time. Credit is a powerful tool for American families 2015-04-17T04:00:00Z International trade and consumer credit data will be released. Today in Politics 2015-03-06T05:00:00Z For now, almost 44 percent of those surveyed said the wealth gap hasn't led their institution to change its consumer credit underwriting standards. Bankers to Consumers: Beware the Wealth Gap 2015-01-21T05:00:00Z Court papers say Barrett served as the executive director of Monytek Human Services, a consumer credit counseling business that managed money for people who couldn’t pay bills or manage money on their own. Idaho man pleads guilty in Social Security fraud 2015-01-14T05:00:00Z Theirs is an analytical look at consumer credit, concluding that credit has been good for American consumers. Beware the evils of credit 2015-04-16T04:00:00Z Its a good model for third-world areas with poorly developed consumer credit rating systems and retail banking loan programs. Banking Start-Ups Adopt New Tools for Lending 2015-01-18T05:00:00Z Alongside other useful developments like limitations on consumer credit, there is a sense that a lower oil price burden is beginning to be reflected in the economy. What To Buy To Benefit From Low Oil Prices. Part One: Turkey 2014-12-08T05:00:00Z You will also need to account for costs of transportation, consumer credit and debt and current undergraduate loans. Draft a Law School Budget Early 2014-11-24T05:00:00Z “One marketing strategy that can get folks in trouble is the delayed interest offer,” says Beverly Harzog, consumer credit expert and author of “Confessions of a Credit Junkie.” This Is Why Your Credit Score Will Plummet 2014-11-06T05:00:00Z It’s my extreme way to get them to question every single consumer credit decision. Beware the evils of credit 2015-04-16T04:00:00Z Those breaches put consumer credit card information, birth dates, government ID numbers, home addresses, medical records, phone numbers, financial information and other personal information into the criminal underground. SymantecVoice: What Businesses Should Know About The FTC And Data Breaches 2014-10-31T04:00:00Z As well as further asset sales, including of its consumer credit arm and perhaps of its asset manager Anima, bankers say a new bond issue could be possible. Monte Paschi eyes delay to aid repayments to plug funding gap 2014-10-28T04:00:00Z Home construction, private education companies and retailers did well during Ms. Rousseff’s first term, as her government’s policies subsidized homeownership, offered generous student grants and loans, and made consumer credit more accessible. Hopes for Rebound in Brazil Rest With Dilma Rousseff, Re-elected President 2014-10-27T04:00:00Z The suit is requesting a judge order the company pay restitution for any losses from identity theft, consumer credit protection and insurance. New Mexico hospital sued over patient data breach 2014-10-12T04:00:00Z Still, the federation — which bases its forecasts on consumer credit readings, disposable personal income and monthly retail sales — warned that shoppers would be “extremely price sensitive” to keep household budgets in line. Household Finances May Curb Holiday Spending 2014-10-13T04:00:00Z A final myth regarding consumer credit is that consumers benefit from restrictive regulation of consumer credit, especially low-income consumers. Why Everything Elizabeth Warren Told You About Consumer Credit Is Wrong 2014-10-10T04:00:00Z U.S. consumer credit increased less than expected in August and growth for the prior month was revised lower, giving a cautious signal about the pace of economic expansion. U.S. Consumer credit rises less than expected in August 2014-10-07T04:00:00Z Last decade, Brazil grew nearly 4 percent a year thanks to hefty demand for commodities from China and a big rise in consumer credit and spending. Rousseff's election strategy digs deeper hole for Brazil economy 2014-10-07T04:00:00Z “Our regulator is determined to improve standards in consumer credit, and I share that determination.” Britain Strikes a Blow Against High-Flying Payday Lenders 2014-10-03T04:00:00Z English: Graph of development of outstanding amount of consumer credit in the Unites States, used on Kredietcrisis. The Departure Of Bill Gross From Pimco Unmasks The Fed As A Credit Destroyer 2014-10-01T04:00:00Z The introduction of general purpose credit cards changed the composition of consumer credit, replacing installment loans and retail credit with credit cards, but it didn’t increase it. Why Everything Elizabeth Warren Told You About Consumer Credit Is Wrong 2014-10-10T04:00:00Z The proposed rules would broaden the definition of consumer credit so that more loans would fall under the provisions of the 2006 law. Business digest: Rules to affect credit for service members The proposed rules would broaden the definition of consumer credit so that more loans would fall under the 2006 law. Pentagon wants tighter soldier loan protections 2014-09-26T04:00:00Z It is now the scene of the world’s largest known theft of consumer credit card information. America should not shrug at its cyber vulnerability U.S. consumer credit soared in July, posting its biggest jump since November 2001, driven in part by demand for auto loans and student borrowings. U.S. consumer credit soars in July with biggest gain since '01 2014-09-08T04:00:00Z A sound understanding of the history and economics of consumer credit can provides a warning about the dangers to consumer and the economy of poorly-conceived regulation. Why Everything Elizabeth Warren Told You About Consumer Credit Is Wrong 2014-10-10T04:00:00Z Thanks to an ever-rising supply of easy consumer credit, it’s all too easy to drown in debt. Guest: The slide toward an impulse society, thanks to big data and Amazon.com 2014-08-30T04:00:00Z We know from the excesses of the past what the drivers for growth going forward cannot be: headlong health-sector expansion, a balloon in home equity or unsustainable consumer credit. Rebuilding America, one bridge at a time But GE completed a deal selling NBC Universal to Comcast last year, and began the process of spinning off its consumer credit card unit Synchrony Financial last month. For an evolving GE, consumer products are not a priority It provided business loans and small-business-development services, as well as consumer credit and other basic financial services to Native communities in Oklahoma. Citizen Potawatomi Nation reverses decline through strong leaders, entrepreneurship Americans borrowed $19.6 billion more in May in consumer credit, although growth slowed from the previous month's torrid pace, the Federal Reserve said Tuesday. Consumers borrowed more in May, though pace of growth slowed 2014-07-08T04:00:00Z On Tuesday, the Federal Reserve will report total outstanding consumer credit in May, with economists expecting an $18.1 billion increase. U.S. Budget News, and Fed Minutes Due 2014-07-06T04:00:00Z Brazil is home to some of the highest interest rates in the world, with consumer credit well into the double digits. Brazil Bank Crisis Likely In Three Years 2014-06-30T04:00:00Z The use of the fake law firms was uncovered by the former consumer credit regulator, the OFT, in 2011, after Wonga was asked to disclose information about its debt collection practices. Wonga attracts high interest from City of London police 2014-06-27T04:00:00Z The poor practice was uncovered by the former consumer credit regulator, the OFT. Wonga to pay £2.6m compensation for fake debt firm letters 2014-06-25T04:00:00Z Outstanding consumer credit, which includes auto and student loans as well as credit card balances, rose at a seasonally adjusted annual rate of 7.5% in May to $3.19 billion. Consumers borrowed more in May, though pace of growth slowed 2014-07-08T04:00:00Z The consumer credit reporting industry is a case in point. Held Captive by Flawed Credit Reports 2014-06-21T04:00:00Z Overall consumer credit, including student and car loans but excluding real estate loans like mortgages, increased by $20.85 billion, or at a 10.23% annual rate. This Week In Credit Card News: Strippers Drug, Steal Cards From Patrons; Surge In Credit Card Use 2014-06-13T04:00:00Z Current upturns in the demand for credit, evidenced in the recent consumer credit report from the Fed, are essentially in line with nominal income growth and to be expected. Taking Stock of Household Balances -- When Does Borrowing Return? 2014-06-11T04:00:00Z This asymmetry is most obvious in the world of private student loans, but it is also a virus of entitlement by banks that infects our entire culture of consumer credit. Wall Street's virus has infected your college debt, and Obama's doing zero 2014-06-11T04:00:00Z U.S. consumer credit surged in April as Americans ramped up their use of credit cards, a potentially positive sign for consumer spending. U.S. consumer credit surges on increased credit card use 2014-06-06T04:00:00Z “In 30 percent of our markets we are the only bank in town that offers responsible financial services, including transactional accounts, consumer credit and residential mortgages,” Mjartan says. Fighting Financial Exclusion: How To Serve 88 Million Americans Who Have No Bank 2014-06-05T04:00:00Z Then, as savings fell beginning in the 1980s and consumer credit became more widely available and less expensive, consumer spending rose to 70 percent of the economy. 10 Essential Economic Truths Liberals Need to Learn 2014-06-05T04:00:00Z And yet, as McArdle notes drily, a shortage of consumer credit does not rank high among America’s problems. This Book Should Be Required Reading In Every Business School 2014-05-28T04:00:00Z It looked at more than 500 adverts for a range of consumer credit products. Credit firm adverts 'must improve' 2014-05-16T04:00:00Z By examining only loans from banks to business, they ignore the contraction in consumer credit and in lending by other financial institutions. The opposite of insurance 2014-05-15T04:00:00Z Separately, consumer credit recorded its largest increase in a year in March, bolstered by growing demand for student loans and household borrowing to buy automobiles. Worker Productivity Falls at Its Fastest Pace in a Year 2014-05-07T22:27:01Z February's consumer credit figure was revised lower to show a $12.99 billion increase rather than the previously reported $16.49 billion advance. U.S. consumer credit posts largest gain in a year 2014-05-07T19:17:46Z More than half of the consumer credit cases in New York State end in default judgments. Top State Judge Tightens Rules on Debt Collection 2014-05-01T02:45:22Z Kiska made millions of dollars in consumer credit companies which he sold a decade ago, setting up a charity to help families with ill children. Political newcomer Kiska takes wide lead in Slovak presidential election 2014-03-29T22:48:39Z From 1 April the FCA will be responsible for regulating consumer credit and it plans to bring in new regulations. Debt firms selling 'unsuitable' plans 2014-03-22T00:24:11Z February’s consumer credit figure was revised lower to show a $12.9 billion increase rather than the previously reported $16.5 billion advance. Worker Productivity Falls at Its Fastest Pace in a Year 2014-05-07T22:27:01Z Kiska, 51, made millions of dollars in consumer credit companies which he sold a decade ago, setting up a charity to help families with ill children. Slovak PM Fico fights political newcomer for presidency 2014-03-14T23:10:30Z "There will be no place in an FCA-regulated consumer credit market for payday lenders that only care about making a fast buck." Payday lenders face debt probe 2014-03-12T00:01:26Z Later in the session, consumer credit in January is seen expanding by $13.9 billion. U.S. Stocks Falter in Choppy Trade 2014-03-07T16:45:49Z Still, the number of credit inquiries for car loans, an indicator of consumer credit demand, remained virtually unchanged from the third quarter at 169 million, according to the survey. Household debt increases, but Americans seem more cautious, survey shows 2014-02-19T01:29:20Z Southern is testing affordable consumer credit products and ways to educate low- and moderate-income individuals about managing debt and protecting their finances. Case in Point: Testing an affordable alternative to payday loans in Mississippi 2014-02-07T14:42:29Z Student loans today are one of the only deteriorating pockets of consumer credit, with balances and delinquency rates rising to record highs even as a strengthening economy allows Americans to reduce total borrowing. Student Loans, the Next Big Threat to the U.S. Economy? 2014-01-17T03:33:54Z November consumer credit data — and earnings from Bed Bath & Beyond, Family Dollar Stores and Monsanto. Week Ahead: Mayer, Malone & Slew Of Market-Moving News 2014-01-05T21:02:00Z The Financial Services Agency ordered Mizuho Bank to suspend some operations for a month at its loan business with consumer credit affiliates, which handled the questionable loans. Japan Raps Mizuho Over Loans Scandal 2013-12-26T14:50:51Z The Financial Services Agency ordered Mizuho to suspend some lending business with consumer credit companies from Jan. 20 to Feb. 19. Mizuho to Restructure Amid Loan Scandal 2013-12-26T15:39:50Z Southern Bancorp, a community development financial institution based in Arkadelphia, Ark., serves distressed rural markets that see growing demand for small, unsecured lines of consumer credit. Case in Point: Testing an affordable alternative to payday loans in Mississippi 2014-02-07T14:42:29Z Bitcoin also lacks access to a banking system with deposit insurance, and it is not used to denominate consumer credit or loan contracts. Bitcoin Is More Like A Speculative Investment Than A Currency 2013-12-23T18:16:00Z The number of borrowers missing payments around the 10-year point can double in their eleventh year, data from consumer credit agency Equifax shows. Insight: A new wave of U.S. mortgage trouble threatens 2013-11-26T06:05:06Z A consumer credit report for September is out at 3 p.m. Key economic events for the week of Nov. 4 2013-11-02T02:57:57Z "September's figures build on the growing picture of improved consumer confidence, with stronger gross mortgage lending, rising house purchase approvals and increased consumer credit," said David Dooks, statistics director at the BBA. 'Growing confidence' in borrowing 2013-10-23T09:30:40Z He frets about the recent drop in exports, and about expanding consumer credit, and fears another 1997 crisis is inevitable. Is it 1997 all over again for SE Asia? 2013-09-11T23:18:16Z The Federal Reserve’s consumer credit report does not separate student loans and auto loans. Credit Card Use Declines; Borrowing for Cars and School Rises 2013-09-09T22:24:22Z At 3 p.m., the Federal Reserve releases data on consumer credit for July. Key economic events for the week of Sept. 9 2013-09-08T19:00:24Z With a general consumer credit card, issuers must allocate the amount of your monthly payment above the minimum required to your most expensive debt. You're the Boss Blog: Today in Small Business: No Vacation? 2013-08-26T14:51:46Z Tax breaks to selected manufacturers like automakers, and dollops of consumer credit, have jammed the malls and snarled traffic. Can Dilma Recover? 2013-08-24T20:45:00Z After moving to Spain, James was investigated by Watchdog and his consumer credit licence was withdrawn in June 2008 by the Office of Fair Trading. Debt advisor preyed on 'vulnerable' 2013-08-21T16:16:46Z Elsewhere, credit card balances edged up by $8 billion, while the number of credit account inquiries over six months, an indicator of consumer credit demand, was flat at 159 million. Consumer Debt Dropped in the Second Quarter 2013-08-14T21:06:35Z Elsewhere, credit card balances edged up by $8 billion, while the number of credit account inquiries over six months - an indicator of consumer credit demand - was roughly flat at 159 million. U.S. consumer debt drops in second quarter, continuing post-crisis trend 2013-08-14T15:12:40Z The Consumer Financial Protection Bureau is also investigating the bank’s collection and sale of consumer credit card debt. JPMorgan Chase’s List of Legal Challenges 2013-08-13T04:35:31Z But some consumer credit experts said Lending Club’s rates on many loans might be higher than what was available at a credit union or other lenders. The Fed, Lawrence Summers, and Money 2013-08-10T22:53:10Z Americans are taking advantage of greater credit availability without a heavy reliance on plastic, a trend economists say bodes well for a healthy recovery in consumer credit. Reading the tea leaves of consumer credit data 2013-08-08T18:07:37Z Office of the Comptroller of the Currency has said it intends to seek an administrative order over how it had handled collections of consumer credit card debt. JPMorgan faces criminal and civil probes over mortgages 2013-08-08T00:40:16Z Consumers increased their borrowing by $13.8 billion in June from May, to a seasonally adjusted $2.85 trillion, the said on Wednesday in its monthly report on consumer credit. Borrowing By Consumers Rose in June, Fed Reports 2013-08-07T23:35:04Z Disruption and other experts cite a vast $2.8 trillion consumer credit market up for grabs. DealBook: Not Banks, but Still Lending and Drawing Investors 2013-08-07T15:27:41Z “The real thing customers wanted was to pay down their mortgage,” Tom Wolfe, Wells Fargo's executive vice president for consumer credit solutions, said in a recent interview. Wells Fargo to offer credit card that helps cut debt 2013-08-05T22:40:00Z The Fed releases its consumer credit data for June, which is expected to show that Americans took on an extra $15 billion of consumer debt that month. Key economic events for the week of Aug. 5 2013-08-04T18:50:27Z The obstacle, it turned out, was a negative report from ChexSystems, a consumer credit reporting firm that provides customer data to virtually every major bank and credit union in the nation. DealBook: Over a Million Are Denied Bank Accounts for Past Errors 2013-07-31T01:20:28Z The company cited economic slowdowns in Europe and Asia, a consumer credit squeeze in Brazil and inflation in Mexico as reasons for the decrease. Profit and Sales Slip for Coke, But It Expects a Better 2nd Half 2013-07-16T22:37:49Z The Fed’s consumer credit report does not separate student loans from auto loans. Pace of Consumer Borrowing Rose in May 2013-07-08T22:43:26Z The Fed issues consumer credit data for May, which analysts expect to show a sharp rise. Key economic events for the week of July 8 2013-07-07T18:36:25Z It is, according to Anglia Farmers' chief executive Clarke Willis, a very straightforward concept: "The legal framework is extremely simple, all you need is a consumer credit licence." Peer-to-peer lending made simple – the co-operative way 2013-07-05T10:13:10Z He also highlighted signs of improving consumer credit and rising mortgage approvals in the BoE lending report. Bank of England's Mark Carney greeted by signs of recovery 2013-07-01T23:01:02Z The Financial Conduct Authority takes over regulation of consumer credit next year, providing a unique opportunity to clean up this market. Payday lenders summoned to government summit 2013-06-25T15:49:36Z Americans stepped up their borrowing by $19.6 billion in May compared with April, the Federal Reserve said on Monday in its monthly report on consumer credit. Pace of Consumer Borrowing Rose in May 2013-07-08T22:43:26Z The economy, however, is struggling to gain steam, inflation is eating away at purchasing power, and rising interest rates are making consumer credit more costly. With no easy options, Brazil's Rousseff strains to manage unrest 2013-06-24T17:23:59Z New solar plane soaring across the United States Key economic events for the week of June 3 This week brings fresh data on jobs, the health of manufacturing, and consumer credit. Michelle’s Mailbag: traffic tickets, windows and a grad’s scary debt 2013-06-03T13:47:00Z Key economic events for the week of June 3 This week brings fresh data on jobs, the health of manufacturing, and consumer credit. Key economic events for the week of June 3 2013-06-02T21:31:19Z The Office of Fair Trading, which currently regulates 72,000 firms offering consumer credit of various kinds, was accused in a PAC report of lacking basic information on the £176bn a year sector. OFT criticised over 'ineffectual' payday loans policing 2013-05-31T06:00:07Z The UK's consumer credit market was one of the largest in Europe, the committee's report said, with £176bn lent to individuals in 2011-12. Policing of payday lenders 'timid' 2013-05-30T23:01:22Z As income inequality increased, and the incomes of the middle class stagnated, the U.S. government responded by increasing the consumer credit available to the middle class. Way of the World: Looking for Capitalism's Tipping Point 2013-05-16T12:42:19Z Installment loans are “the safest form of consumer credit out there,” said Bill Himpler, the executive vice president of the American Financial Services Association, of which World and other major installment lenders are members. How installment lenders put borrowers in a world of hurt 2013-05-13T18:58:00Z Its effect on consumer credit remains to be seen. Key economic events for the week of June 3 2013-06-02T21:31:19Z Since then three have surrendered their licences, the latest on Thursday, while the others have indicated that they plan to make changes to make sure they meet consumer credit regulations. OFT criticised over 'ineffectual' payday loans policing 2013-05-31T06:00:07Z Unscrupulous behaviour by the "shabby end" of the UK consumer credit market cost consumers at least £450m a year, the Public Accounts Committee said. Policing of payday lenders 'timid' 2013-05-30T23:01:22Z The economic calendar for next week is extremely light, with consumer credit and wholesale inventories for March among the few notables. Wall Street Week Ahead: Few roadblocks to equities' climb after new high 2013-05-03T20:26:37Z Consumer borrowing through loans, credit cards, overdrafts and other forms of consumer credit remained muted, with March's increase of £0.5bn only fractionally higher than the previous six-month average of £0.4bn. Mortgage approvals rise following decline at start of year 2013-04-30T10:52:21Z This week brings fresh data on jobs, the health of manufacturing, and consumer credit. Key economic events for the week of June 3 2013-06-02T21:31:19Z PAC's report said the OFT lacked information on how much lending was being done by each firm, and about how different people used consumer credit. OFT criticised over 'ineffectual' payday loans policing 2013-05-31T06:00:07Z And the Economic Secretary to the Treasury, Sajid Javid, said the government was introducing "a fundamentally new approach" to regulate consumer credit. Policing of payday lenders 'timid' 2013-05-30T23:01:22Z David Fisher, the OFT's senior director of consumer credit, said: "We will protect consumers against anyone who fails to disclose relevant information about criminal convictions on their licence applications." OFT shuts down two payday lenders 2013-04-24T16:55:36Z The U.S. trade gap narrowed in February due to rising exports and falling crude oil imports, while U.S. consumer credit that month recorded its biggest increase in half a year. Weak job gains hurt economic outlook 2013-04-06T00:44:48Z New consumer credit taken on in February added up to £0.6bn compared to an average monthly increase of £0.4bn over the previous six months. Mortgage approvals for homebuyers fall for second month running 2013-04-02T10:40:09Z “The overall picture points to continued signs of healing in consumer credit markets,” the report concluded. Recession recedes, but student woes continue 2013-03-22T16:38:31Z He said it would ensure that irresponsible firms and bad practice would "have no place in the consumer credit marketplace". Policing of payday lenders 'timid' 2013-05-30T23:01:22Z Global credit markets clamped shut in late 2008 and froze entire sectors of consumer credit. Why The Financial Technology Revolution Is Only Just Get Started 2013-03-20T15:37:21Z Some of the information was fraudulently obtained via a commonly used website for consumer credit reports, according to credit monitoring firm Equifax Inc, which said it was launching its own internal investigation. U.S. probes hack of credit data on Mrs Obama, Beyonce, others 2013-03-13T00:15:33Z Tim Klein, a spokesman for the credit reporting agency Equifax Inc., said the company was investigating “fraudulent and unauthorized access” to four consumer credit reports and is working closely with law enforcement officials. FBI probing whether political figures’ financial records were illicitly accessed 2013-03-12T21:34:00Z Some of the information was fraudulently obtained via a commonly used website for consumer credit reports, according to Equifax Inc, which said it was launching its own internal investigation. U.S. probes hack of personal data on Michelle Obama, Beyonce, others 2013-03-12T20:37:31Z Wheatley described the consumer credit market as a very broad sector, "and many of the firms perform very valid functions". New City watchdog targets 'abusive' payday loan practices 2013-03-06T14:54:03Z Responsibility for a cap passes to to the new Financial Conduct Authority which takes responsibility for consumer credit in April 2014. Payday lenders face advertising restrictions 2013-03-06T01:01:33Z Namely, there was no more room to grow the economy by expanding consumer credit - the main engine of growth from 2007 to 2010. Insight: Brazil's leftist president fights to win back business 2013-03-04T11:06:58Z One pillar of support for consumer credit may be the stores themselves. A day with Brazil's ambitious but indebted shoppers 2013-02-22T16:10:07Z While Credit Agricole has now sold out of Greece, its Italian banking and consumer credit operations remain a concern. Agricole aims for positive 2013 after historic loss 2013-02-20T12:45:03Z However, it has been confirmed that responsibility for regulating consumer credit will be switched from the OFT to the FCA by April 2014. New City watchdog targets 'abusive' payday loan practices 2013-03-06T14:54:03Z Also, although consumer credit grew 15 percent in 2012, it is less than half the level of Brazil at 5 percent of GDP. Analysis: Mexico consumer spending boost seen on new president's reforms 2013-02-14T17:18:58Z Analysts expect consumer credit to fall to $14 billion for December. Key economic data for the week of Feb. 4 2013-02-04T01:48:00Z The Office of Fair Trading currently regulates consumer credit. Taking your credit card to the limit? 2013-01-26T00:03:48Z Data on consumer credit for November are out at 3 p.m. DealBook: A.I.G. Weighs Suing the Government 2013-01-08T13:22:24Z Over the 12 months to November the growth rate in mortgage lending was just 0.6%, while there was no increase at all in the level of other consumer credit. UK households reduce exposure to debt 2013-01-04T11:37:22Z At least two major data breaches, compromising consumer credit, will happen. 8 Major Tech Predictions for 2013 2012-12-31T14:30:47Z Dilma Rousseff is goosing the economy in ways only too familiar in a region long inured to palliative populism: consumer credit and tax breaks. The Brazilian Decade 2012-12-30T05:00:00Z On Wednesday, a Senate Banking subcommittee will conduct a hearing about consumer credit reports. Looking Ahead: Economic Reports for the Week of Dec. 17 2012-12-16T21:55:18Z On a monthly basis, these furnishers provide information on more than 1.3 billion consumer credit accounts or other so-called “trade lines,” such as auto- or mortgage-lending data, that reflect a person’s account status and activity. Demystifying your credit report 2012-12-15T19:29:00Z Other unsecured debt, in the form of personal loans, overdrafts and other consumer credit, fell by £91m. UK households reduce exposure to debt 2013-01-04T11:37:22Z The settlement also allows merchants to add a surcharge to consumer credit card transactions, up to about three percent. Merchants File Objections to Credit Card Settlement 2012-11-02T15:49:27Z The prominence of growth in consumer credit suggests that it may reflect households seeking to maintain spending in the face of continued declines in real earnings. Consumer lending soars 2012-10-29T17:58:09Z A report from the Fed showed consumer credit rebounded strongly in August after posting its first decline in nearly a year in July. U.S. jobless rate tumbles to near four-year low 2012-10-06T00:02:12Z August consumer credit is seen expanding $7.3 billion on the month. U.S. Futures Climb as Jobs Data Loom 2012-10-05T12:18:54Z In conjunction with the Fed’s announcement, the Consumer Financial Protection Bureau announced that it would be issuing a new branded consumer credit card to any American who requested one. SATIRE: Federal Reserve Announces 'Operation Zero Deficit' 2012-10-04T14:39:00Z The sale is part of an asset disposal plan that also includes the sale of a stake in regional bank Biverbanca and consumer credit unit Consum.it. MPS mandates Rothschild to sell leasing business-sources 2012-09-26T08:56:32Z It’s issued more than 100 subpoenas, according to the Associated Press, launched a database of consumer credit card complaints and recently issued its first enforcement action, fining Capital One $140 million for deceptive marketing. One Year Later: Did Occupy Wall Street Make a Difference? 2012-09-17T17:05:34Z The Dutch used excess value to move to larger homes or as consumer credit. Insight: Dutch damned by homeowner debt 2012-08-20T07:02:08Z Credit card issuers, meanwhile, welcomed the deal, saying it helps spread the use of their consumer credit offerings. Starbucks embraces mobile payments with start-up Square 2012-08-08T23:28:05Z Many are borrowing using consumer credit cards, eschewing more classic business cards, according to the National Federation of Independent Business and other groups that track small business borrowing. Your Company's Big Credit Card Problem 2012-08-07T17:46:44Z In June, however, the overall expansion of consumer credit was the smallest since October 2011. Consumer credit posts tepid growth in June 2012-08-07T19:09:56Z At 3 p.m. is a report on consumer credit in June that is expected to show an increase of $10 billion, less than the $17.1 billion increase in May. U.S. Stock Futures Drift Higher 2012-08-07T12:15:59Z "Beyond that, an estimated 2.5 million individuals in the UK are in arrears on at least one consumer credit product, household bill or payment." Company insolvencies still rising 2012-08-03T09:57:28Z The double digit annual growth of Brazil's auto market in recent years was fueled by unprecedented levels of consumer credit. Renault to boost Brazilian motor output, wary of costs 2012-08-03T01:14:32Z The Commission, which acts as competition regulator in the European Union, said the company's cross-border consumer credit card fees in Europe breach EU rules. UPDATE 1-EC tackles Visa Europe on credit card fees 2012-07-31T10:58:53Z The flow of consumer credit fell to an annual rate of $77.5 billion in June. Consumer credit posts tepid growth in June 2012-08-07T19:09:56Z The EU Commission, which acts as competition regulator in the European Union, said Visa Europe's consumer credit card fees in Europe breach EU antitrust rules. EU regulators charge Visa Europe over credit card fees 2012-07-31T09:45:00Z House subcommittee on financial institutions and consumer credit that the TAG program has not had a big effect on depleting the deposit insurance fund. Banks urge Congress to extend crisis-era deposit insurance 2012-07-30T05:01:42Z The Ernst & Young Item Club forecasts that consumer credit will shrink 10.5% this year, more than the 7.6% contraction predicted three months ago. Banks to discuss relaxation of rules in attempt to boost lending 2012-07-22T23:05:01Z The OFT's powers will only last until the regulation of consumer credit businesses is transferred to the new Financial Conduct Authority in April 2014. Rogue firms face instant shutdown 2012-07-19T14:31:22Z The measure is a stopgap before regulation of consumer credit is moved from the OFT to the FCA in April 2014. OFT to get immediate powers to close rogue lenders 2012-07-19T14:25:09Z "Today consumers enjoy unparalleled access to fair and affordable credit, due in part to the existence of a robust, transparent and well-regulated consumer credit reporting system," an Experian executive wrote in the post. DealBook: Consumer Financial Protection Bureau to Oversee Credit Reporting 2012-07-16T04:02:48Z Its oversight of large credit reporting companies includes other firms that analyze or resell consumer credit data. U.S. consumer agency to oversee big credit reporting firms 2012-07-16T05:00:00Z The economic calendar is relatively light, with only data on consumer credit in May due at 3 p.m. U.S. Stock Futures Soften 2012-07-09T12:17:07Z "The new measure is part of a concerted approach to strengthen protection around consumer credit, including issues such as payday lending and debt management," he added. Rogue firms face instant shutdown 2012-07-19T14:31:22Z The new measure is part of a concerted approach to strengthen protection around consumer credit, including issues such as payday lending and debt management. OFT to get immediate powers to close rogue lenders 2012-07-19T14:25:09Z On the macro front, May U.S. consumer credit numbers will be released at 3 p.m. Wall Street set for weaker start 2012-07-09T08:55:03Z Obtaining a consumer credit licence to lend is relatively straightforward – after all, it's the lender who is putting their money at risk. Bank of Dave: one man's crusade to help small businesses raise finance 2012-07-06T22:01:08Z Libor underlies everything from derivatives trades to U.S. consumer credit card rates to loans as far afield as those financing Turkish phone networks. Barclays paying $453 million to settle Libor probe 2012-06-28T02:45:34Z After an initial screening process using publicly available consumer credit data, Zopa's underwriters call every successful applicant before offering them a loan. Are peer-to-peer lenders the future of banking? 2012-06-09T23:01:10Z Separately, U.S. consumer credit grew at a slower pace than expected in April. Dow Escapes With 3rd Straight Gain 2012-06-07T22:02:08Z A separate Fed report pointed to some shakiness in borrowing, with consumer credit expanding in April by the least in six months. Data Hints Hiring Slowdown May Be Short-Lived 2012-06-07T22:29:05Z The Fed also released new data on flows of consumer credit, rather than levels. U.S. consumer credit grows by $6.5 billion in April 2012-06-07T19:03:47Z Americans owed $904 billion in student loans at the end of March, nearly 8% more than a year ago, the New York Fed said Thursday in a quarterly report on consumer credit. Wonkbook: Happy jobs day! 2012-06-01T11:03:20Z It happens in terms of everything, from the availability of consumer credit to our troops to some of them outrageously being turned away from pubs and hotels. Miliband fears for Afghan future 2012-05-26T15:05:58Z The new rules are intended to prevent a potential bubble in consumer credit. Cars in Indonesia: Let them walk 2012-05-24T15:10:30Z The Trust said many people did not realise they were signing a consumer credit agreement, which meant the debt was enforceable in the courts. Catalogue debt problems 'rising' 2012-05-23T10:50:44Z It’s difficult enough already to grasp the nuances of consumer credit scoring. Bucks Blog: Is That Credit Score a FICO, or a FICO 8? 2012-05-10T19:44:52Z Still up on the U.S. economic calendar are March data on consumer credit, due at 3 p.m. Dow Eyes Another Loss 2012-05-07T16:30:34Z “Citigroup’s business is more commercial and will benefit if consumer credit improves.” Taking the Measure of Citigroup and Bank of America 2012-04-08T19:55:58Z In terms of economic data, German unemployment figures were due, and U.K. net consumer credit and mortgage approvals. European Stocks Lower 2012-03-29T07:59:10Z Last year, for instance, Pichincha paid €5.5 million for a Latin American consumer credit portfolio from Bankia, one of Spain’s biggest savings banks. Ecuadorean Bank Finds a Niche With Emigrants in Spain 2012-02-24T16:41:06Z Norway’s house prices rose an annual 8.4 percent in January, according to the Real Estate Brokers Association, while consumer credit growth hovers at more than 7 percent. Norway Faces Severe Credit Shock as House Debt Swells, FSA Says 2012-02-13T00:32:38Z EST, followed by figures on consumer credit at 3 p.m. U.S. Stock Futures Edge Lower 2012-02-07T13:12:55Z Medical bills account for more than half of all collection actions reported to consumer credit reporting agencies, a 2003 report by the Federal Reserve said. Medical debts put patients at risk of financial collapse 2012-01-31T16:59:03Z “Bank lending continued to show high rates of increases and consumer credit behavior suggests that households are significantly raising their level of leverage.” Colombia Unexpectedly Raises Rate Against Santos’s Urging 2012-01-30T21:53:01Z One minute consumer credit is jumping, the next holiday sales disappoint. Retail Sales Unlikely to Tell True Story 2012-01-11T22:57:56Z In the space of a week, the United States reported a drop in unemployment last month to its lowest in nearly three years and the biggest jump in consumer credit in a decade. Analysis: Nothing black or white in trendless 2012 2012-01-11T06:54:48Z Recent data from employment to manufacturing to consumer credit suggest the world's largest economy gained momentum going into 2012. Fed officials signal more action may be needed 2012-01-10T19:52:00Z The increase in consumer credit was the 13th in 14 months and the biggest jump since creditors boosted lending in the wake of the September 11, 2001, attacks in New York and Washington. Consumer credit surges by most since 2001 2012-01-10T04:13:20Z That was nearly three times the median forecast in a Reuters poll for a $7.0 billion gain in outstanding consumer credit. November consumer credit up most since 2001 2012-01-09T21:08:18Z The board also supervises and regulates the operations of the Federal Reserve Banks, and administers the nation’s consumer credit protection laws. Vacationing Obama nominates 2 to fill open spots on Federal Reserve Board 2011-12-27T18:02:04Z “The failure of some of those banks shows that consumer credit is not the place for small banks,” Sabba said. Brazil’s Top Banks Tighten Grip as Yields Soar for Small Rivals 2011-12-23T10:43:21Z Partially offsetting the decline in assets was a smaller decline in household liabilities as families continued to cut back on debt, with the decline in mortgage debt more than offsetting the increase in consumer credit. Economix Blog: Americans Got Much Poorer Last Quarter 2011-12-09T02:04:50Z Other forms of consumer credit, including auto and student loans, increased at a 1.2 percent pace. Household Wealth in U.S. Falls for Second Straight Quarter 2011-12-08T17:35:02Z |
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