| 单词 | actuarial |
| 例句 | The authorities were extremely strict about this, and the only kind of publication that would pass muster might be a quarterly on actuarial science for a prisoner studying accounting. Long Walk to Freedom 1994-01-01T00:00:00Z The actuarial tables were not always to be trusted and, even if the math were to be borne out, I would not trade away a single one of these days. She Slipped Past My Age Filter 2019-02-15T05:00:00Z She enlarges it — preserving the spreadsheet format in its actuarial sobriety — and displays it in various cities, working with local authorities. Now Unreeling, an Istanbul Artist’s Tumultuous Decade 2019-01-17T05:00:00Z “He’s just an actuary, and the actuarial tables were not good. I remember him saying the statistical chances of being an Eastwood were just so small.” Richard Linklater and Ethan Hawke on 'Boyhood' 2014-07-02T04:00:00Z I am keenly aware of the fact that, were you to consult the actuarial tables for black men born in 1971 in the Bronx, I have likely exceeded my life expectancy. The emotional hooks of 'Hamilton': Why the soundtrack makes me cry every single time 2016-06-09T04:00:00Z Their triumphs in the actuarial department may seem modest, compared with those of the multi-platinum brigade. Yeah Yeah Yeahs – review 2013-07-20T23:07:01Z A few moments later, the casting director entered, flanked on either side by a minion with clipboard arms and actuarial eyes. “It’s like looking in a mirror — a pretty funny mirror”: I was Bill Murray’s stand-in 2014-09-25T04:00:00Z The report, conducted by actuarial consultants Gabriel, Roeder, Smith & Co., shows that the College Illinois program had a deficit of almost $560 million as of March 31. Prepaid tuition program has 30% funding gap 2011-12-14T04:28:00Z Piet de Jong, a professor of actuarial science at Macquarie University, crunched figures for the estimated reduction in bike use if helmets are made compulsory against any fall in head injuries. The big bike helmet debate: 'You don’t make it safe by forcing cyclists to dress for urban warfare' 2017-03-21T04:00:00Z The report also concluded that small businesses and high-risk professions would also be disproportionately impacted, again, not based on generosity of benefits, but because of longstanding actuarial realities. How Obamacare Tackled the Pitfalls of Employer-Sponsored Insurance Reform 2012-05-14T11:35:22Z But the larger affront is the idea of digital life carrying any actuarial influence at all. Why the Life-Insurance Industry Wants to Creep on Your Instagram 2019-02-26T05:00:00Z “Thirty-six years of actuarial experience lead me to believe that this program would collapse in short order and require significant federal subsidies to continue,” he wrote in one. CLASS-Gate: Internal Emails Reveal Administration Knew All Along That Obamacare's Long-Term Care Entitlement Was a "Fiscal Disaster" 2011-09-15T20:59:07Z The inexorable forces of human mortality and actuarial tables mean that in the years to come, the business of legacy acts will grow ever larger. One Man’s Mission to Keep Musicians’ Legacies Alive 2016-06-17T04:00:00Z “My dad and I talked about how if the goal is a lifelong profession in the performing arts, then the actuarial tables of not taking chances are actually much worse,” he said. Richard Linklater and Ethan Hawke on 'Boyhood' 2014-07-02T04:00:00Z But one needs only to browse the Advanced D&D “Player’s Handbook” or the “Dungeon Master’s Guide” to see how similar the books’ numerous charts are to actuarial tables. The Tangled Cultural Roots of Dungeons & Dragons 2015-11-02T05:00:00Z The phrase “gifted generation” refers to the boomers, although with expansive actuarial boundaries. Making Citizens’ Lives Better 2017-12-12T05:00:00Z Much of the Silicon Valley Bank report focuses on long-term trends, and here we see the wine industry looking at the actuarial tables. U.S. wine’s worries for 2017: Who’s picking the grapes, who’s buying 2017-01-20T05:00:00Z He studied actuarial science at the University of Texas — “I was a math-head,” he said — and earned a masters in urban planning at New York University. A Big Hollywood Premiere That Was a Long Time Coming 2021-10-06T04:00:00Z It was a carefully thought out actuarial provision that was designed to ensure that seniors didn’t engage in wasteful drug spending. Are House Republicans Caving in on Repealing Obamacare? Doubtful. 2012-05-17T14:10:09Z This clearly is not actuarially fair nor is it the practice with auto or homeowners policies. Constitutionality Does Not Mean Obamacare Is a Good Policy 2012-06-28T19:00:37Z There are enough identity-oriented milestones that enumerating them feels thanklessly actuarial. Movies Survived 2020. The Oscars Diversified. There’s More to Do. 2021-04-15T04:00:00Z No doubt much expense has gone into drawing up actuarial tables pinpointing, down to the last millimeter, the difference, when it comes to our seats, between a tolerable experience and a torturous one. There's a huge row over reclining your airline seat. Is capitalism to blame? 2020-02-14T05:00:00Z The good news is, the actuarial tables are not on their side. High-quality Virginia wine may surprise some, but it shouldn’t 2015-04-10T04:00:00Z “At 86, actuarially, I know what’s in the books, but literally I get to do what I love, and it’s easy for me,” Mr. Buffett said in an interview with The New York Times. What’s on TV Monday: ‘Becoming Warren Buffett’ and Agatha Christie Updated 2017-01-30T05:00:00Z Disability or disease can’t factor into insurance decisions except in keeping with “sound actuarial principles” or “reasonably anticipated experience.” Why the Life-Insurance Industry Wants to Creep on Your Instagram 2019-02-26T05:00:00Z “The insurer must establish that the external data sources, algorithms or predictive models are based on sound actuarial principles with a valid explanation or rationale for any claimed correlation or causal connection,” it wrote. Why the Life-Insurance Industry Wants to Creep on Your Instagram 2019-02-26T05:00:00Z The measurement was actuarial, intended to assess the average size of men across a population; Quetlet, who was not a doctor, did not intend for it to be a measure of an individual’s health. People are getting vaccinated due to their BMI. They have mixed feelings about it. 2021-03-08T05:00:00Z Thus, much of the compliance costs won’t be solely actuarial, but also lobbying, public affairs, and other costs associated with communicating with politicians and regulators. Unreasonable Rate Review for Health Insurance 2011-12-13T23:03:22Z Not yet, but according to the actuarial tables, I may have another forty-something years to live, more or less, so it could happen. The problem with “mansplaining” 2012-08-20T16:38:00Z Literature’s actuarial tables dictate that a younger critic will tend to review, on balance, more elders than youngers. A Critic Who Worships Literature, and Defends His Faith Accordingly 2018-08-16T04:00:00Z “At 86, actuarially, I know what’s in the books, but literally I get to do what I love, and it’s easy for me,” he added. ‘Becoming Warren Buffett’ Goes Beyond a $74 Billion Fortune 2017-01-29T05:00:00Z With a business partner, James Lassiter, Mr. Smith plotted out, with actuarial zeal, the commonalities among hit movies: special effects, aliens, a love story. A Slap Could Sting the Smith Family Brand 2022-04-02T04:00:00Z That will require quite the investment of patience and space — and, for those of us who may be approaching an actuarial precipice, optimism. Wine Review: Barolo 2014-10-17T04:00:00Z Such actuarial language is unworthy of the leader of one of the world’s largest arts institutions. The Met's Klinghoffer Problem 2014-06-25T04:00:00Z Player’s Handbook” or the “Dungeon Master’s Guide” to see how similar the books’ numerous charts are to actuarial tables. The Tangled Cultural Roots of Dungeons & Dragons 2015-11-02T05:00:00Z The net loss was also impacted by accounting for its underfunded retirements caused by actuarial revaluation and discount rate changes. US Postal Service reports $6.5 billion net loss for 2023 fiscal year 2023-11-14T05:00:00Z That might be a sound strategy in the big picture, an actuarial blueprint for success. Jerry Dipoto tells Mariners fans what they don’t want to hear 2023-10-03T04:00:00Z We can't sit back and let the actuarial tables and the issue of abortion carry the day for us. There are more of us than there are of them 2023-09-30T04:00:00Z I'm no actuarial expert, but it's my guess that since then, all of those women have died. They Remembered the Lost Women of the Manhattan Project So That None of Us Would Forget 2023-08-31T04:00:00Z Lucas and others say limiting treatment to patients with a body mass index under 20 is a structural barrier for many patients of color, because that metric was built on actuarial data from white men. A surge in eating disorders in Medi-Cal patients shows stark gaps in care 2023-08-11T04:00:00Z Political expediency and reality often underfund these programs, with overly rosy revenue forecasts and unrealistic low premiums that are not actuarial based. WA Cares: Close look 2023-07-24T04:00:00Z WA Cares, an innovative approach a decade in the making, with input from hundreds of stakeholders and rigorous actuarial analysis, finally launched this month. WA's long-term care plan is a national first and a win for residents | Op-Ed 2023-07-13T04:00:00Z Several insurance trade organizations opposed the bill, and reportedly leveraged exemptions to some of its provisions, including the ability to continue using traditional actuarial tools to perform risk analyses. Experts agree: Climate change is a weapon of mass destruction 2023-06-21T04:00:00Z The board’s actuarial and underwriting committee, recognizing the increased exposure, had recommended in January buying enough reinsurance so the association could pay $5.2 billion in claims. This Hurricane Season May See a Key FEMA Disaster Fund Run Out of Money 2023-06-02T04:00:00Z Current actuarial analysis says the program will be solvent through 2098. What to know about WA Cares payroll tax as premiums are set to resume 2023-05-15T04:00:00Z Rep. Nicole Macri, D-Seattle, said lawmakers are considering the WA Cares Fund’s recommendations on portability, though it is not as simple as just offering a cash benefit without considering actuarial formulas. WA Cares to go into effect in July with flaws Legislature refused to fix | Editorial 2023-05-08T04:00:00Z Trump isn't much younger than Biden, and the actuarial tables do not speak well for either candidate. Joe Biden vs. a dead skunk: Our president may be old, but the opposition is literally rotting 2023-04-27T04:00:00Z “If you had your druthers, would you prefer the candidate of your choice to not be in direct competition with actuarial charts? Sure,” Payne said. Biden announces 2024 reelection bid, saying he wants to ‘finish the job’ 2023-04-25T04:00:00Z Koch was not quite 5 feet tall, with energy and a sense of engagement that defied actuarial tables. Jean Koch, a fixture on The Times' letters page for 55 years, dies at 100 2023-04-18T04:00:00Z With interest income, it can last throughout the 75-year actuarial window without depleting the trust fund. Countdown to cuts: Social Security only has enough money in trust fund for 10 more years 2023-03-31T04:00:00Z A recent analysis from the actuarial firm Milliman, commissioned by UnitedHealth, showed that the change was likely to have a larger effect on plans that served patients in those circumstances. Biden Plan to Cut Billions in Medicare Fraud Ignites Lobbying Frenzy 2023-03-22T04:00:00Z The two are often combined for actuarial purposes. Social Security to go broke in 10 years, forcing Washington’s hand on retiree crisis 2023-02-20T05:00:00Z That’s because the lump sum equivalent in actuarial terms to a lifetime of monthly checks is calculated under a formula set by the Internal Revenue Service based on interest rates. Boeing lost hundreds of experienced Seattle-area engineers last month 2022-12-07T05:00:00Z In the counties whose residents were told to evacuate, just 18.5 percent of homes have coverage through the National Flood Insurance Program, according to Milliman, an actuarial firm that works with the program. Hurricane Ian’s Toll Is Severe. Lack of Insurance Will Make It Worse. 2022-09-29T04:00:00Z More than a third of Americans in average health at 65 are likely to live to 90, according to actuarial studies. Can most Californians even afford to retire? 2022-09-29T04:00:00Z For a commission generally known for its historically actuarial role, the abortion debate would typically be beyond its purview. Likely vote over Louisiana project caught in abortion debate 2022-09-14T04:00:00Z The calculation as to what lump sum is equivalent in actuarial terms to a lifetime of monthly checks varies with interest rates, under a formula set by the Internal Revenue Service. Pension deadline could speed retirement of experienced Boeing engineers 2022-08-12T04:00:00Z Setting the maximum at 74 would be actuarially sensible, not arbitrary. Opinion | The presidency should be no office for old men (or women) 2022-08-04T04:00:00Z A small town in Ohio commissioned an actuarial firm to conduct a study that modeled the rate of change of the town’s population. Calculus, Volume 1 2016-03-30T00:00:00Z They are modeled after actuarial tables used by the insurance industry for estimating human life expectancy. Environmental Biology 2018-09-06T00:00:00Z Unlike the careful actuarial award calculations for victims of the Oklahoma City bombing and the 9/11 attacks, efforts such as GoFundMe campaigns are a raw display of public opinion. Opinion | A murdered parent should be worth more than $1.4 million 2022-07-11T04:00:00Z The size of the lump sum is based on broad actuarial data about people the same age as the employee. Pension deadline could speed retirement of experienced Boeing engineers 2022-08-12T04:00:00Z The insurer said the difference ran afoul of the Medicare law's requirement of "actuarial equivalence" between Medicare Advantage and traditional Medicare. U.S. Supreme Court rebuffs UnitedHealth Group challenge on Medicare overpayments 2022-06-21T04:00:00Z Nor is this actuarial tome usually a source of good news. Opinion | The federal budget has 99 problems. This program ain’t one — anymore. 2022-06-08T04:00:00Z “Economic recovery from the 2020 recession has been stronger and faster than assumed in last year’s reports, with positive effects on the projected actuarial status of the trust funds in these reports,” the report states. Go-broke dates pushed back for Social Security, Medicare 2022-06-02T04:00:00Z He’s working two part-time jobs while studying to enter the actuarial field. Perspective | With higher inflation, living with your parents makes economic sense 2022-05-13T04:00:00Z The Senate bill creates a framework for the program, with an actuarial study to be completed by October of this year. Maryland approves bill to expand access to abortions 2022-03-29T04:00:00Z Court of Appeals for the District of Columbia Circuit last year concluded that Congress never intended to free insurers of their obligation to return overpayments when it passed the actuarial equivalence requirement, restoring the rule. U.S. Supreme Court rebuffs UnitedHealth Group challenge on Medicare overpayments 2022-06-21T04:00:00Z On Thursday, the Senate approved a bill that calls for an actuarial study of the program to be completed by October of this year. Maryland has debated paid family leave for a decade. Is this the year it passes? 2022-03-18T04:00:00Z Kelley Henry: The biggest issue 30 years ago was this belief that IQ is like an actuarial score that you had to have this number of 70 that would be spit out on a test. When an Intellectual Disability Means Life or Death 2022-02-04T05:00:00Z But the U.S. national average for funded ratios - calculated as a comparison between public pension funds' actuarial valuation of their assets and liabilities - remains below 75%, with a $1.3 trillion shortfall, Global SWF said. U.S. public pension funds seen turning to more 'aggressive' investment - report 2022-01-31T05:00:00Z The actuarial data necessary to determine repair and replacement costs on these cars has also made it a foremost authority on their valuation. A Classic Car Giant With a Lofty Mission: Save Driving 2021-12-16T05:00:00Z Meanwhile, in the backrooms, the planet’s actuarial accountants were toting up how many more gigatons of carbon dioxide equivalents the world can emit before the polar ice caps melt. The spectacle of COP26: Inside with diplomats and carbon counters, outside with protesters and their manure 2021-11-06T04:00:00Z Otherwise, the premium would have to be higher and closer to 0.66% for the fund to be sustainable, according to actuarial analysis. Answers to your questions on the new Washington Cares Fund and the long-term care payroll tax 2021-10-26T04:00:00Z Critics feared an actuarial “death spiral”: If only ailing workers enrolled, costs would soon outstrip premiums paid in. Tallying the Cost of Growing Older 2021-10-02T04:00:00Z "But my view, and the emerging consensus in the actuarial profession is that, even on a long-term basis, this is a net negative, meaning slower growth." Covid-19: Life expectancy is down but what does this mean? 2021-09-23T04:00:00Z From an actuarial basis, this is a financial transfer from people who file fewer claims to people who file more insurance claims. Your insurance premiums should not rise needlessly 2021-09-15T04:00:00Z It’s a baleful but inescapable actuarial fact that more and earlier deaths reduce Social Security’s costs. Column: Beating dire predictions, Social Security weathered the COVID crisis well 2021-09-01T04:00:00Z HealthView Services is a data company that provides retirement health care estimates for financial advisers and consumers, drawing from government data, medical claims and actuarial data on life expectancy. Will you need long-term care? And what’ll it cost? 2021-08-14T04:00:00Z It said the companies dominated markets for risk and reinsurance brokering, health and pension benefits brokering, actuarial services for employer benefit programs and private exchanges that offer retiree benefits. Two insurance giants call off their planned merger after a Justice Dept. lawsuit. 2021-07-26T04:00:00Z It asked Georgia officials to factor those changes into updated “actuarial and economic analyses” to see whether their plan would meet federal requirements, including covering a comparable number of people and providing comprehensive benefits. Georgia pushes back on reevaluation of health plan 2021-07-10T04:00:00Z The nine-page letter argues that the audit "reflects misunderstandings related to certain statistical and actuarial principles, and legal and regulatory requirements." Humana health plan overcharged Medicare by nearly $200 million, federal audit finds 2021-04-23T04:00:00Z The lower required minimum distribution numbers, issued by the Treasury and the IRS last November, are based on actuarial tables developed by the American Academy of Actuaries. Perspective | Another tax break for wealthy Americans will go into effect soon 2021-04-12T04:00:00Z I ask if he’s been moved to contemplate his own mortality, as his boomer-aged clients approach an actuarial event horizon. 'He's our Satan': Mega music manager Irving Azoff, still feared, still fighting 2020-11-05T05:00:00Z Those rates ensure that the donors will be paid an annuity stream based on actuarial calculations of their age. Weighing Pandemic Risks When Donating to Colleges 2020-09-04T04:00:00Z More than $80 million of that comes in the form of holding positions vacant, reducing services and supplies spending, restricting travel and actuarial adjustments. Close prisons, save schools? OR faces tough budget options 2020-07-16T04:00:00Z At 77, Mr. Biden would be the oldest person ever elected to the White House, a distinction with actuarial implications that cannot be discounted. Biden’s Vice-Presidential Search: Who’s on the List and Where It Stands 2020-06-13T04:00:00Z She said she did not expect a frank conversation of actuarial tables that “express a willingness to let the elderly risk death.” Pro-life leaders accused of hypocrisy for wanting to open economy in ad campaign 2020-04-30T04:00:00Z She is 80, and she knows the logic of actuarial tables. Adapting to Rising Seas, Schools Move to the Rafters and Cats Swim 2020-02-22T05:00:00Z An inundated coastline is not just a national security issue; it’s not just an actuarial challenge for the insurance industry. Opinion | Planners talk about resilience in the face of climate change. We need to start using a different R word. 2020-02-17T05:00:00Z Insurers used punched cards for actuarial calculations, utilities for billing, railways for shipping, manufacturers to keep track of sales and costs. What Google and Facebook owe to a 19th-Century machine 2020-01-07T05:00:00Z But at seventy-seven I’m into the actuarial zone. The Art of Dying 2019-12-16T05:00:00Z The rhetoric reached a flashpoint Wednesday, when conservative podcast host Ben Shapiro cited actuarial tables to suggest that a society should be more concerned with a pandemic infecting young people rather than older ones. Pro-life leaders accused of hypocrisy for wanting to open economy in ad campaign 2020-04-30T04:00:00Z Excluding total notable items, such as the impact of an annual review of the company’s actuarial assumptions and costs for an expense initiative, the company earned $1.54 per share. MetLife quarterly profit more than doubles on derivative gains 2019-10-30T04:00:00Z It requires the state treasurer to calculate the unfunded actuarial liability of any public pension program in the state as of Dec. 31, 2022. Court: AG must rewrite ‘misleading’ pension ballot measure 2019-10-11T04:00:00Z The Department of Social Services will contract with an actuarial firm to develop alternative payment models for providers. Connecticut receives funds to plan for substance treatment 2019-09-28T04:00:00Z It is also the Defense Department looking at actuarial tables. The Military’s New Retirement Option 2019-09-12T04:00:00Z Many insurers were initially reluctant to cover cyber disasters, in part because of the lack of reliable actuarial data. How insurance companies are fueling a rise in ransomware attacks 2019-09-02T04:00:00Z It also adds actuarial and administrative costs to the entire Medicare system. Here Is the fatal flaw in Kamala Harris’ health plan 2019-08-04T04:00:00Z But the companies’ actuarial projections were way, way off. Column: Insurance firms' blunders on long-term care insurance create disaster for millions 2019-07-25T04:00:00Z It might sound complicated, but it’s a set of practices long known to be the foundation of emergency management, sort of like the way actuarial tables are for insurance adjusters. Opinion | The crisis at the border is only a crisis because the Trump administration is choosing it to be 2019-07-15T04:00:00Z An understanding of actuarial science is helpful in this career, according to CareerCast. 5 hot jobs in human resources | Produced by Advertising Publications 2019-07-02T04:00:00Z The actuarial tables suggest all players, even generational stars, decline as they age into their 30s. Adulation from fans awaits Albert Pujols in St. Louis 2019-06-20T04:00:00Z This actuarial adjustment aims to ensure that people who opt for larger checks for a shorter period don’t get less than those who get smaller checks for longer periods. Liz Weston: Don’t believe these Social Security myths 2019-06-10T04:00:00Z In the early 1900s, life insurance companies began compiling actuarial data that established a link between increased blood pressure and increased risk of death. How Low Should Blood Pressure Go? 2019-04-19T04:00:00Z Aon, the firm that provided actuarial services for the pensions, and Prudential Retirement, which serves as trustee and manager, both declined to comment. The hedge fund trying to buy Gannett faces federal probe after investing newspaper workers’ pensions in its own funds 2019-04-17T04:00:00Z It’s a gesture of seeming transparency, but the lists are actuarially spare: name of priest, dates of parish assignments, year of accusation, year of alleged incident, action taken. What Do the Church’s Victims Deserve? 2019-04-08T04:00:00Z Now, as an actuarial matter, that seems less likely. Manafort, who led Trump's campaign, receives longer prison sentence 2019-03-13T04:00:00Z More workers are finding themselves in the curious position of presenting as old while still being — technically, actuarially — quite young. A New Luxury Retreat Caters to Elderly Workers in Tech (Ages 30 and Up) 2019-03-04T05:00:00Z Social Security can be restored to long-range actuarial balance while addressing the nation’s looming retirement income crisis with the Democratic Party’s plan to expand — not cut — Social Security. Opinion | We can restore long-term balance to Social Security 2019-02-27T05:00:00Z If Arenado enters free agency after this season, he will be two years older than Machado was this winter, and baseball executives treat actuarial tables as sacrosanct. Colorado star Nolan Arenado faces a choice: Test free agency, or 'be one of the best Rockies of all time' 2019-02-22T05:00:00Z Republicans unsuccessfully sought to amend the bill to require an independent actuarial analysis of the program. New Hampshire Senate passes paid family leave bill 2019-02-14T05:00:00Z One was that insurance companies, which had been compiling actuarial tables that looked at the risk factors connected to occupation, age, gender, height and weight, started to become more sophisticated. From Lucky Strikes to tapeworms: 7 of the oddest weight-loss schemes of the past were also unhealthy 2019-01-25T05:00:00Z Then, the state adopted an actuarially designed plan that covered current benefits and paid down the unfunded liability, but state leaders continually paid less than deemed necessary. Underfunded teacher pension fund could hinder future budgets 2019-01-28T05:00:00Z Poehling graduated from Drake University, in Iowa, in 1998, with a degree in actuarial science and finance, and then joined Arthur Andersen, a multinational accounting firm, as a consultant. The Personal Toll of Whistle-Blowing 2019-01-28T05:00:00Z Each year the purchase price is based on an actuarial estimate of future tuition in 10 to 15 years that takes inflation into account. Here’s how Washington’s 2 college savings plans stand 2018-12-24T05:00:00Z Unlike state lotteries, most prize-linked savings accounts are actuarially fair, meaning that the average payment through prizes is the same as with a typical interest-bearing account. Lottery-Like Prizes Coax Savings. What’s the Risk in Expanding Them? 2018-12-21T05:00:00Z However, an actuarially fair premium for many people with costly chronic conditions would exceed their entire income. After Texas Obamacare decision, real health care reform is more urgent than ever 2018-12-18T05:00:00Z Why not, for example, introduce state-level public options — actuarially sound government plans — as alternatives to private insurance? How Democrats can deliver on health care 2018-11-25T05:00:00Z In its defense, the company cites a principle known as actuarial equivalence, which requires that the government treat Medicare and Medicare Advantage plans equally. The Personal Toll of Whistle-Blowing 2019-01-28T05:00:00Z Adjusted pretax income from the life and retirement business fell 38 percent to $713 million, driven by changes to some actuarial assumptions following an annual review. Insurer AIG's quarterly loss narrows on reinsurance benefit 2018-10-31T04:00:00Z He said there might be “actuarially sound” differences in risk between a driver who commutes through dense urban areas and one who goes through less populated areas. Your Neighbor in an Adjacent ZIP Code May Pay Less for Car Insurance 2018-10-19T04:00:00Z To do this, states use actuarial scales, which predict an offender’s risk in the same way that car insurance companies determine rates. On Washington's McNeil Island, the only residents are 214 dangerous sex offenders 2018-10-03T04:00:00Z With every passing year, the actuarial odds increased that Fred Trump would die owning apartment buildings worth many hundreds of millions of dollars, all of it exposed to the 55 percent estate tax. Trump engaged in suspect tax schemes as he reaped riches from father 2018-10-02T04:00:00Z A Bankrate.com report released earlier this month ranked actuarial science — the formal term for the study of insurance — the most valuable college major. The most valuable college major is what some might call a snoozer | Produced by Advertising Publications 2018-09-27T04:00:00Z Oliver Wyman, an international management consulting company, has released actuarial analysis on the HIT and the effects on specific markets. Taking a HIT — time for Congress to roll back health tax 2018-09-26T04:00:00Z Others question whether the actuarial tools now being implemented to determine pretrial release will accomplish what proponents are hoping. Opinion | Bipartisanship on Bail 2018-09-25T04:00:00Z The insurance industry has said that it is heavily regulated and must justify, in actuarial terms, its reasons for any rate increases or policy changes. Strap on the Fitbit: John Hancock to sell only interactive life... 2018-09-19T04:00:00Z In 2008, an actuarial firm commissioned by an insurer trade group found that the coastal insurance plan was not financially prepared to weather a catastrophic storm. Potential insurance bill from Hurricane Florence could take toll on wallets far from N.C. coast 2018-09-14T04:00:00Z The commission recommends shifting all employees and retirees to “gold” plans with an actuarial value of 80% that are comparable to what the most generous private employers offer. Saving New Jersey, if That’s Possible 2018-08-12T04:00:00Z But physicians, health insurers and former government officials say the drastic cuts demanded defy actuarial science and provide too little money to care for a population still traumatized by Hurricane Maria. In weary post-storm Puerto Rico, Medicaid cutbacks bode new ills 2018-08-10T04:00:00Z The study was performed by Milliman, a leading actuarial consulting firm. Report examines savings if Idaho were to expand Medicaid 2018-07-24T04:00:00Z The actuarial firm Segal Consulting projected that in the first five years alone, state auto-IRA plans would cause more than 47,000 households nationwide to lose access to Medicaid. Opinion | State-run retirement plans are the wrong way to protect the poor 2018-07-18T04:00:00Z Whoever’s right about that nuance, the essential problem remains: There is no connection, actuarially, between work and the need for health insurance. Opinion | Work requirements won’t solve hunger and sickness 2018-07-18T04:00:00Z The actuarial tables will promise decades of dependable service to the conservative cause. Opinion | Conservatives have trained for this moment for decades 2018-06-29T04:00:00Z “It varies from company to company, because there is no reliable actuarial info to help us set prices,” Ms. Donavan said. Why Europe’s Cyber Insurance Windfall Hasn’t Happened 2018-06-20T04:00:00Z The law’s benefit mandates and issuer rules bar insurers from pricing based on actuarial risk. The Autumn of ObamaCare 2018-06-11T04:00:00Z Hello, data analytics, actuarial science and concentrations in physical and occupational therapy. Opinion | Aristotle’s Wrongful Death 2018-05-26T04:00:00Z Well, we got a glimpse of what actuarially sound rates look like in 2012 when Congress passed the Biggert-Waters Act to “fix” the flood insurance program. Florida editorial roundup 2018-05-09T04:00:00Z Legal or political constraints have stymied changes in states like Illinois, Kentucky and New Jersey, where contributions have lagged actuarially required levels for decades. Battered by Great Recession, underfunded public pensions to persist 2018-03-26T04:00:00Z Many insurers contend that education level and occupation are actuarially justified in predicting the likelihood of an insurance loss. Geico to Stop Using Education and Occupation in Setting Auto Rates in New York 2018-03-12T04:00:00Z To his left and right, giant screens projecting government actuarial tables reminded the group of the “projected year of our termination.” Young-Blood Transfusions Are on the Menu at Society Gala 2018-03-02T05:00:00Z The report, by an independent actuarial firm, found that average medical costs for the state’s expansion population were 26 percent higher than for the marketplace’s other customers in 2016. As Some Got Free Health Care, Gwen Got Squeezed: An Obamacare Dilemma 2018-02-19T05:00:00Z For example, if a national fund is not based on actuarially sound costs of losses, it won’t work. Florida editorial roundup 2018-05-09T04:00:00Z Short-term plans let insurers price for actuarial risk, and trapping the young on exchanges is forcing everyone to pay higher prices. The Short-Term Future for ObamaCare 2018-02-20T05:00:00Z Securities and Exchange Commission is investigating its accounting for part of its services backlog, and a set of actuarial calculations that caused GE to take a charge for long-term-care policies it underwrote a decade ago. Exclusive: GE exploring industrial gas engine business sale - sources 2018-02-16T05:00:00Z There is no hazing, save for some actuarial math. Insurance 101: Butler Undergrads Write Coverage for Dogs and Pianos 2018-02-09T05:00:00Z “Someone once said to me, ‘The future is actuarial, history is forensic,’” said Howsley, a cerebral Englishman with a PhD in botany. Hacking nuclear systems is the ultimate cyber threat. Are we prepared? 2018-01-23T05:00:00Z Two years later, the teacher was shot and killed — an actuarially unorthodox end for a classical musician. Robert Mann, a founder of the Juilliard Quartet, dies at 97 2018-01-02T05:00:00Z Senate Majority Floor Leader Damon Thayer says lawmakers are awaiting an actuarial analysis on how much the proposals would cost taxpayers. GOP leaders say pensions, budget to overshadow session 2018-01-02T05:00:00Z Securities and Exchange Commission is investigating its accounting for part of its services backlog, and a set of actuarial calculations that caused GE to take a charge for long-term-care policies it underwrote a decade ago. Exclusive: GE exploring industrial gas engine business sale - sources 2018-02-16T05:00:00Z Finally, he met Ping Ma, an actuarial consultant and frequent traveler who was a client of It’s Just Lunch, in 2013. On the Road for Work and Finding Love 2017-12-25T05:00:00Z Also, the powerful GOP speaker of the Texas House and some of his top lieutenants are leaving, in what seems to be more of an actuarial blip than a seismic political shift. Rash of retirements triggers Texas political bonanza 2017-12-10T05:00:00Z “In the past, a lack of realistic and rational actuarial assumptions helped obscure the distressed financial status of the plans and contributed to the long-term unsustainability of the plans,” Chilton said. Kentucky governor seeks redo of teacher pension analysis 2017-11-14T05:00:00Z And all of this being done without any demonstrable economic, or actuarial, or plain common sense rationale — it frustrates. Read Barack Obama's Speech Bashing the GOP's '50th or 60th' Attempt to Repeal Obamacare 2017-09-20T04:00:00Z “And all of this being done without any demonstrable economic or actuarial or plain commonsense rationale – it frustrates.” Senate plans healthcare vote next week as Obama condemns repeal effort 2017-09-20T04:00:00Z He noted that there is no " demonstrable economic, actuarial, or even human rationale for pushing such a bill." Barack Obama Criticizes Attempts to Repeal his Health Care Law 2017-09-20T04:00:00Z What this means is Trump is, in an actuarial sense, charting a course to oblivion. Opinion | Trump charts a course to oblivion 2017-08-25T04:00:00Z Sticking points in Congress include whether lawmakers will address the federal program’s finances in part by increasing rates gradually for homeowners who currently pay well below the actuarial risk of flooding. Hurricane Harvey Threatens Largest Flood Insurer 2017-08-26T04:00:00Z It is an actuarial certainty that car collections amassed by baby boomers will come to market in increasing numbers, and probably relatively soon. Bidding Before California Car Show Suggests Collectible Market Is Healthy 2017-08-24T04:00:00Z “Enrollment management is an art, not an actuarial science,” Maraviglia said. UC Irvine's rescission fiasco underscores the vagaries of predicting enrollment 2017-08-08T04:00:00Z Prudential's shares were down 3.5 percent after the company said earnings from its individual life business would be hurt in the near-term due adjustments related to an annual review of its actuarial assumptions. MetLife sees charges of $1 billion in third quarter; shares down 2017-08-03T04:00:00Z The Seahawks believe it’s a gamble worth taking that Chancellor will defy the actuarial charts and remain productive into his 30s. Kam Chancellor’s extension shows Seahawks will give big money to those who have earned it 2017-08-01T04:00:00Z She says the results “significantly surpassed” fiscal year 2017 actuarial assumed rates of return, which were 6.9 percent for the state employees fund and 8 percent for the teachers. Connecticut pension fund returns surpass estimates 2017-07-29T04:00:00Z “Once you establish that, based on an actuarial determination, that ratio wouldn’t change,” Rounds said. McConnell delays August recess to complete work on health-care bill, other issues 2017-07-11T04:00:00Z LACERS’ actuarial consultant recently recommended that the pension board lower its rate of return to 7% — a step that would add $93 million in retirement costs to the city budget. L.A. pension panel delays decision that could add to city's budget shortfall 2017-07-11T04:00:00Z Prudential's shares were down 3.5 percent after the company said earnings from its individual life business would be hurt in the near-term due adjustments related to an annual review of its actuarial assumptions. MetLife sees charges of $1 billion in third quarter; shares down 2017-08-03T04:00:00Z “Any loosening up in the mandate is detrimental to the risk pool,” said Dave Dillon, a vice president at Lewis & Ellis, an actuarial consulting firm, and fellow at the Society of Actuaries. As Health Bill Proceeds, Insurers Regret Loss of Individual Mandate 2017-06-27T04:00:00Z Nappier says outperforming actuarial investment return assumptions helps to “moderate” the state’s recommended, future pension fund contributions, essentially providing more funds for state programs and services. Connecticut pension fund returns surpass estimates 2017-07-29T04:00:00Z So, Social Security is overcompensating people for waiting until 70 relative to what’s actuarially fair. An example of a scam by Social Security 2017-06-10T04:00:00Z “Based on industry and government estimates as well as actuarial judgment, we have projected that this will cause morbidity to increase by an additional 20 percent,” the insurer said. White House touts the ACA’s demise even as insurers seek help in stabilizing its marketplace 2017-06-07T04:00:00Z UnitedHealth argues that this rule unlawfully departs from the program’s statutory mandates requiring “actuarial equivalence” with the traditional Medicare program. A Whistle-Blower Tells of Health Insurers Bilking Medicare 2017-05-15T04:00:00Z In geek speak, Social Security’s overcompensation provides a better than actuarial increase in return for delaying benefits. Social Security or your 401(k)? Figuring out which to take first 2017-05-06T04:00:00Z This fear is compounded by the discouraging actuarial probabilities haunting the life of a 70-year-old. Raymond Tallis: ‘In my favourite pub, the staff turn down the speaker in my writing corner’ 2017-04-29T04:00:00Z Now with subscriber pressure these cable television companies have actuarially determine the lifespan returns of their long-term contractual commitments. A Struggling ESPN Lays Off Many On-Air Personalities 2017-04-26T04:00:00Z Age and other factors can effect actuarial calculations of a pension's value. Chevron executive pay rises in 2016 on value of pensions 2017-04-11T04:00:00Z “Terrorism, botulism—you name it. The guy’s a walking actuarial table.” The Mastermind Behind Coachella 2017-04-10T04:00:00Z By refusing to grant the rate increase, Pennsylvania “showed that rate regulation is governed by politics, not actuarial evidence or legal principles.” Policyholders in Limbo After Rare Failure of Insurer 2017-04-01T04:00:00Z Stephen Caine, of the big actuarial firm Willis Towers Watson, said: "Until recently, mortality rates in the UK were falling at an impressive pace." Pensioners' life expectancy falls back - BBC News 2017-03-29T04:00:00Z "What I am particularly pleased about is that learners are now thinking about doing courses in areas like actuarial science, health, physical sciences and engineering." South Africa: The Manenberg school which is top of the class - BBC News 2017-03-27T04:00:00Z Moody's said the bigger contributions under Christie were still not meeting actuarial recommendations and unfunded liabilities were mounting. New Jersey credit rating cut for 11th time under Christie 2017-03-27T04:00:00Z The heart and soul of the team are young stars who have not yet reached their prime on baseball’s actuarial tables. Can the Cubs Do It Again? 2017-03-24T04:00:00Z Without this requirement, the budget office said, insurers could sell less-generous plans with a lower “actuarial value,” meaning that consumers would pay more of the cost. Putting the Republicans’ Health Plan on the Obamacare Scale 2017-03-15T04:00:00Z The CBO found that the deregulatory push in the GOP bill “would lower the actuarial value of plans in the nongroup market on average” — in other words, erode the quality of the coverage people buy. Opinion | The CBO shows there is no rational justification for the GOP health plan 2017-03-13T04:00:00Z “In the past week or two, Republicans apparently abandoned actuarial principles — just as Obamacare did,” said the Institute for Policy Innovation’s Merrill Matthews. Paul Ryan, Kevin McCarthy Obamacare replacement should be called ‘Abominable Care’ 2017-03-07T05:00:00Z Some KRS trustees say they thought the assumed numbers were correct because the agency’s actuarial adviser did not balk when it received them. Pension system’s woes could be worse than previously thought 2017-02-17T05:00:00Z In addition to any political calculations, there is actuarial math that has to be considered as well. FHA home loans were getting cheaper until Trump suspended a rate cut. Now, what comes next? 2017-02-13T05:00:00Z "Insurance is such a heavily regulated industry that insurers must justify, in actuarial terms, the reason for any rate increase they’re seeking in almost any line of business," he said. U.S. insurers get inside cars, mouths, grocery carts in profit search 2017-01-15T05:00:00Z Life settlements represent one of the most macabre actuarial bets that Wall Street has dreamed up. Trump’s Treasury Pick Moves in Secretive Hedge Fund Circles 2016-12-19T05:00:00Z People did not drop them the way they did life insurance, while others developed long-term illnesses that threw off the actuarial calculations. Combine Long-Term Care With Life Insurance? Do the Numbers First 2016-12-09T05:00:00Z With the individual pitted against the insurance company with it's actuarial expertise, we the people are up against "The House". The Problem With One-Size-Fits-All Health Insurance 2016-12-05T05:00:00Z An actuarial report presented to the Nebraska Retirement Systems Committee said the state’s required contribution will be $28.7 million less than previously projected because of the pension programs’ general health. Recent editorials published in Nebraska newspapers 2016-11-28T05:00:00Z I’m thinking of such things as actuarial science, accounting, securitization and structured products. Trump, and Great Business Ideas for America 2016-11-26T05:00:00Z Buck Consultants, the plan’s actuarial firm, warned that those assumptions were shaky, and that the changes did not comply with the rules of the state Pension Review Board. Dallas Stares Down a Texas-Size Threat of Bankruptcy 2016-11-20T05:00:00Z Looking farther ahead involves playing a high-stakes game of actuarial roulette. Aftermath: Sixteen New Yorker Writers on Trump’s America 2016-11-13T05:00:00Z It wasn’t about attending college near home for Jocelyn, who is majoring in both mathematics and economics and is an intern in the actuarial department at Horace Mann Educators Corp. EXCHANGE: Matsen sisters ambassadors for Ill.-Springfield 2016-11-13T05:00:00Z The rates are agreed upon by both parties and based on actuarial projections reviewed by both. Recent editorials published in Iowa newspapers 2016-11-07T05:00:00Z Benefits are designed to be actuarially equal regardless of when you begin them, assuming you live exactly to your life expectancy. Test your retirement knowledge 2016-10-29T04:00:00Z It's insurance without actuarial tables which is not really insurance. Health Care Law’s Beneficiaries Reflect Its Strengths, and Its Faults 2016-10-14T04:00:00Z Today in California, both the market values and the actuarial pension values for many places are available on a website run by the Stanford Institute for Economic Policy Research. A Sour Surprise for Public Pensions: Two Sets of Books 2016-09-17T04:00:00Z Mr. Davis, the Calpers spokesman, said that since 2011, Calpers had been giving its member municipalities a “hypothetical termination liability” in their annual actuarial reports, so there was little excuse for not knowing. $1.6 Million Bill Tests Tiny Town and ‘Bulletproof’ Public Pensions 2016-10-09T04:00:00Z It is not the same as life expectancy, which is an actuarial measure of how long one is expected to live from birth, or indeed from any given age. The limits to human lifespan must be respected 2016-10-04T04:00:00Z The actuarial tables cannot be ignored, and neither can the possibility that the winner in November will serve a single term and then be succeeded by her or his No. 2. Why the Vice-Presidential Debate Does and Doesn't Matter 2016-10-04T04:00:00Z The question for property and casualty insurers isn’t only whether reinsurance pricing will find a floor, but also how much the industry is now starting to amplify financial and actuarial risks. The Looming Storm in Insurance 2016-09-23T04:00:00Z But what he calls crazy is enshrined in the actuarial standards. A Sour Surprise for Public Pensions: Two Sets of Books 2016-09-17T04:00:00Z “I’m very concerned about long-term care risk,” says Anna Rappaport, an actuarial consultant who focuses on retirement issues. Trading Stocks for Bonds Poses Its Own Risks 2016-08-26T04:00:00Z But what happens if she treats that actuarial expectation as a certainty, spends too much each year, and ends up healthy and vigorous at age 87 with no assets left? Why Your Portfolio Needs Plenty of Stocks, Whatever Your Age 2016-02-05T05:00:00Z The board acted on recommendations from its actuarial consultant. Illinois pension fund lowers investment rate, hikes state payment 2016-08-26T04:00:00Z A: Yes, the Social Security trustees figure the trust fund into all calculations of actuarial balance. Whether to raise the Social Security wage-base cap 2016-08-27T04:00:00Z Most authorities suggest it begins in the mid- to late-40s, though it's perhaps a state of mind more than a black letter day on an actuarial table. Should we embrace the mid-life crisis rather than be embarrassed by it? - BBC News 2016-08-19T04:00:00Z It was perfectly within the rights of the actuarial bodies not to publish but they went further. No love, actuary 2016-08-11T04:00:00Z "When anti-lock brakes first came on the scene as a technology, insurance companies were frustrated because their actuarial tables showed that people with anti-lock brakes cars were getting in more accidents," said Brauer. After yet another Tesla crash, do autopilot critics have a point? 2016-08-10T04:00:00Z The Yankees aren’t the first proud, old American business, or even the first baseball team, to bow to the chorus of actuarial nagging. A New Yankees Tradition: Being Totally OK with Losing 2016-08-04T04:00:00Z A friend, Paul Wong, 23, who is from Malaysia and is studying for a master’s in actuarial science, said that in his class of 30 students, none are from Britain. Britain’s scientists are freaking out over Brexit 2016-07-28T04:00:00Z How is this risk being reflected in actuarial models? How Markets Can Help Us Adapt to Climate Change 2016-07-21T04:00:00Z “The technology is so new that there’s not a lot of actuarial data” to determine whether it significantly affects the frequency or severity of crashes, he said. As self-driving cars hit road, innovation outraces auto insurance 2016-07-09T04:00:00Z “The technology is so new that there’s not a lot of actuarial data” to determine whether it significantly affects the frequency or severity of accidents, he said. As Self-Driving Cars Hit the Road, Innovation Is Outpacing Insurance 2016-07-03T04:00:00Z Last week, the city council agreed to hire actuarial consultant Cheiron to work on a new pension funding model. Detroit City Council approves bond refunding, pension funding 2016-06-21T04:00:00Z Social Security doesn't invest in stocks, so the actuarial return is pitiful over the long run. Pension Holders Need a New Retirement Plan, Not Stock Tips 2016-06-21T04:00:00Z "Everyone who died is going to get the same amount. It's not an actuarial thing. It's not like one is a plumber and one is a lawyer and one should get more," Fernandez said. OneOrlando fund changes course, will give money to victims 2016-06-17T04:00:00Z He excelled in actuarial studies, landing summer work at Crown Life Canada Ltd., which he joined after graduation. MetLife CFO Hele Steers a Tricky Course 2016-06-13T04:00:00Z Douglas A. Eckley, director of the actuarial science program at George Mason University, told me that my class was too small to say whether its tally of nine deaths was unusually high. My college reunion made me think of my own mortality: Nine of us were dead. 2016-05-27T04:00:00Z They realized that all the actuarial tables show that the more active you are, the longer you’ll live, the healthier you’ll be. What Keeps Companies From Thinking Digitally? 2016-05-31T04:00:00Z Earlier this year Glenn Rudebusch of the Federal Reserve Bank of San Francisco constructed an actuarial table for America’s historical expansions, much as a life-insurance company would for people. Murder most foul 2016-05-19T04:00:00Z Bob Scott, senior partner at actuarial consultants Lane, Clark and Peacock, says another problem is "over-regulation". Should we be worried about our pensions? - BBC News 2016-05-09T04:00:00Z Or am I just another point in their actuarial tables? Must Suspicions About Personal Health Be Shared With an Insurer? 2016-05-04T04:00:00Z Many of the overall declines in pay were driven by slower growth in CEO pension values, a year after pension increases for many top executives swelled because of changes to the actuarial assumptions underlying them. CEO Pay Shrank Most Since Financial Crisis 2016-04-08T04:00:00Z The Senate majority says a bill calling for increased local contributions for the public employees’ retirement system is on hold following new actuarial estimates. The Latest: New estimates put new light on retirement bills 2016-04-04T04:00:00Z The required margin is calculated using sophisticated actuarial models, and is heavily regulated. Double-crossed 2016-03-31T04:00:00Z Researchers used survey data from 54 countries, analyzing time spent sitting more than three hours a day along with data on population size, actuarial tables and overall deaths. Sitting Increases the Risk of Dying Early 1465-03-06T05:00:00Z The company attributed most of the fall to changes in actuarial assumption for discount rates on its insurance contracts. Rates Down, Risk Up at China Life 2016-03-24T04:00:00Z The board’s actuarial consultant said that applied to all pharmacies, the rates would save the plans an estimated $16 million each year. Arkansas cuts pharmacy rates for state, public school plans 2016-03-23T04:00:00Z A co-chair of the Senate Finance Committee is looking at whether bills that would increase local contributions for two state retirement plans are needed this session given new actuarial estimates. The Latest: New estimates put new light on retirement bills 2016-04-04T04:00:00Z Tweaking the alignment of Medicaid and the private ACA exchange plans still leaves in place a fragmented system of incongruous provider networks, and unstable cost sharing depending on plan actuarial values and sliding-scale subsidy qualifications. How to Stop the Bouncing Between Insurance Plans Under Obamacare 2016-03-23T04:00:00Z California had previously reported a different figure, the “unfunded actuarial liability,” which was $40 billion a year earlier. California state pension obligations nearly $64 billion 2016-03-18T04:00:00Z It was actuarial numbers in Detroit, for instance, that obscured the value of that city’s pension promises before the bankruptcy. Study Finds Public Pension Promises Exceed Ability to Pay 2016-03-17T04:00:00Z “There’s the recommended number, and the other is called the minimum contribution, which is not actuarially sound.” Pension Benefit Cuts Planned at T.V.A., Breaking a Federal Firewall 2016-03-03T05:00:00Z But insurers base decisions on actuarial data, and the historical underdiagnosis of mild to moderate postpartum depression means there is not much long-term data for insurance companies to use. An Insurance Penalty From Postpartum Depression 2016-02-26T05:00:00Z That may be so, but for adherents of Mr. Money Mustache the delight is in the details—the work-arounds and the actuarial calculations—and in the semi-comical swagger with which he dispenses them. The Life-Style Guru of Frugality 2016-02-29T05:00:00Z “The funding plan prescribed in the legislation meets solid actuarial and proven accounting practices and offers a complete approach to fully funding the CalSTRS Defined Benefit Program by the year 2046,” the agency said. Analyst: California teacher pension changes may need fix 2016-02-02T05:00:00Z The actuarial firm that studied Lincoln’s plan recommended that the city plunk $12 million into the plan next year. Recent editorials published in Nebraska newspapers 2016-01-25T05:00:00Z He ended up attending Pasadena City College and is now a third-year financial actuarial mathematics major at UCLA. More Chinese students seeking US community college degrees 2015-12-28T05:00:00Z Of the 20 or so top insurers I asked to comment, not one would say what odds they were using, adding that they consider their actuarial information proprietary. An Insurance Penalty From Postpartum Depression 2016-02-26T05:00:00Z On the other hand, he is 92, itself an actuarial accomplishment. Conflicts Complicate Duties of Viacom’s Philippe Dauman 2015-12-17T05:00:00Z Using actuarial data, he concluded that winning and exercising the highest of offices in these countries takes an average of 2.7 years off the victor’s lifespan. A merry life but a short one 2015-12-14T05:00:00Z It’s a boring topic, what with terms like mortality assumptions, actuarial science and the like. Recent editorials published in Nebraska newspapers 2016-01-25T05:00:00Z However, to qualify for those benefits, current workers must pay future payroll taxes with a present actuarial value of about $25 trillion. The Uncounted Trillions in the Inequality Debate 2015-12-13T05:00:00Z Now, she finds herself in the opaque world of actuarial taint. An Insurance Penalty From Postpartum Depression 2016-02-26T05:00:00Z The actuarial odds are that one of them might tear an elbow tendon and the economic odds are that one or more might depart for free agency. Ben Zobrist Was Never the Guy for the Mets; Yoenis Cespedes Is 2015-12-09T05:00:00Z Benefits would be calculated the same way that benefits increase if you delay claiming, at the actuarially fair cost. Behavioral Economist Richard Thaler on the Key to Retirement Savings 2015-11-30T05:00:00Z When his senior year professor Ned Wolff asked the class what they wanted to do with their degrees, he heard the usual: engineering, actuarial science, secondary education — until he got to McKeehen. Numbers-focused McKeehen wins World Series of Poker, walks away with $7.68 million 2015-11-11T05:00:00Z The bill would require the county boards to obtain an actuarial note stating that any increases won’t reduce pension funding levels below 80 percent. Lawmakers clarify rules for county pension increases 2015-11-10T05:00:00Z If you’re worried about the actuarial sustainability of the two biggest entitlement programs for the elderly — Social Security and Medicare — the news is relatively positive, especially about the latter. The ‘hard decisions’ Obama promised remain to be made 2015-10-28T04:00:00Z Fiat Chrysler said Wednesday it increased by 761 million euros the cost of future recalls in the United States and Canada after revising its actuarial method. Fiat Chrysler Automobiles swings to loss under weight of recall costs in North America 2015-10-28T04:00:00Z Piet de Jong, a professor in the department of applied finance and actuarial studies at Sydney’s Macquarie University, actually calculated the trade-off of mandatory helmet laws. Do Bike Helmet Laws Do More Harm Than Good? 2015-10-12T04:00:00Z A survey by Hymans Robertson, an actuarial consultant, found that 37% of Britons are not interested in learning about pensions because government policies keep changing. No TEE, thank you 2015-10-08T04:00:00Z “Given how old they are, it’s not that unlikely actuarially, that the next president will makes those appointments – especially if they serve two terms, when it becomes virtually certain,” says Cole. US supreme court: conservatives set to retake reins after year of liberal wins 2015-09-29T04:00:00Z Parisi said an independent actuarial analysis of the proposal was underway and would be presented to lawmakers before they vote on the deal. L.A. city workers throw their support behind proposed contract 2015-09-22T04:00:00Z Many pension systems are woefully underfunded because, while their liabilities are fixed, their fixed-income investments yield far below their actuarial assumptions. A Call for a Free Market 2015-09-01T04:00:00Z I was unsuccessful, even in my actuarial profession. An unsuccessful effort to regulate structured settlements 2015-08-28T04:00:00Z Having multiple choices may help investors obtain higher income payments, says Bill Johnson, executive vice president in Fidelity’s actuarial department. A New Retirement-Income Option for IRAs at Fidelity 2015-08-20T04:00:00Z This is now actually rather above the correct actuarial rates for the value of that insurance: so, problem solved without a new and special higher tax rate upon banks. Meet Jeremy Corbyn's Economic Guru, Richard Murphy 2015-08-08T04:00:00Z You get an upfront deduction when the trust is created based on the actuarial value of the remainder going to charity. IRS Says Charitable Trust Not Charitable Enough 2015-08-05T04:00:00Z The Medicare trustees actuarial report would seem to disagree. Medicare Trustees Report Confirms MACRA Saves $3 Trillion for Taxpayers 2015-07-23T04:00:00Z The formula uses actuarial data, specifically a defendant's age and criminal history, and judges must file written explanations if they disagree with the results. The best way to deal with America’s incarceration problem is hiding in plain sight 2015-07-14T04:00:00Z Gordon Latter, chairman of the American Academy of Actuaries’ Pension Finance Task Force, told the board that actuarial methods were moving pension plans further and further away from reality. Standards Board Struggles With Pension Quagmire 2015-07-10T04:00:00Z On Thursday, a panel of senior actuaries will consider whether to update, or elaborate on, the existing actuarial standards for public pensions. Bad Math and a Coming Public Pension Crisis 2015-07-08T04:00:00Z RSA said the FRC's investigation was not into the company itself but into individuals who were members of accounting, auditing or actuarial professional bodies. Watchdog probe into RSA's Irish unit - BBC News 2015-07-07T04:00:00Z Looming over any discussion of Tibet is a simple actuarial fact: The Dalai Lama is in his final decades of life. Dalai Lama's 80th birthday invites celebration and contemplation 2015-07-04T04:00:00Z But already the proposals, buttressed with reams of actuarial data, are fueling fierce debate about the effectiveness of the health law. Health Insurance Companies Seek Big Rate Increases for 2016 2015-07-03T04:00:00Z The amount of future annual payments would be calculated based on actuarial data. Lead lawmaker's bill would address Chicago school pension shortfall 2015-06-30T04:00:00Z “It’s the year of actuarial uncertainty, and actuaries are conservative,” said Dr. Martin Hickey, chairman of the National Alliance of State Health CO-OPs and the chief executive of the New Mexico exchange. Seeking Rate Increases, Insurers Use Guesswork 2015-06-01T04:00:00Z It was easy for officials to let that happen, because actuarial calculations can understate the true cost of a pension plan, and Illinois had some of the biggest actuarial distortions of any state. Illinois Scrambles for Solutions to a Mounting Pension Crisis 2015-05-25T04:00:00Z One studies medieval romance stories of jousts and chivalry; the other pores over travel receipts, actuarial studies, budgets, policing procedures and governmental codes. Is Jacksonville’s Don Quixote a superhero or super pest? 2015-05-25T04:00:00Z All this affected the actuarial projections for Medicare, Social Security, Medicaid and a host of other entitlements tied to age and income. ARMSTRONG WILLIAMS: Black family reconstruction, not social program dependency, is key to progress 2015-05-24T04:00:00Z These pensions are based on actuarial principles that offer a higher cash flow than most alternatives. How To Afford Retirement Travel 2015-05-18T04:00:00Z More generous benefits, actuarial miscalculations and lackluster investment returns account for most of the problem. Illinois' Pension Crisis Continues With Court's Ruling 2015-05-12T04:00:00Z Senate Republicans hope to introduce the long-awaited legislation, receive an actuarial analysis of the plan and pass the bill by the end of next week. APNewsBreak: GOP seeks end to traditional pension plans 2015-05-06T04:00:00Z Translated, this means that people who submit insurance claims frequently are, according to actuarial tables, likely to submit big claims eventually. Spurned by an Insurer After Filing Small Claims 2015-04-25T04:00:00Z This said, the system is enormously unfair when considered on an actuarial basis, by which I mean on the basis of what people will receive on average. Social Security Q&A: Why Won't I Get Benefits I Would Have Received after I Die? 2015-04-23T04:00:00Z By presenting data in context and in real time, AR has helped make data use less an actuarial process and more a source of immediately actionable information—a kind of conversation. Augmented Reality: Enabling Learning Through Rich Context 2015-04-22T04:00:00Z Without it, lawmakers say, the fund would remain actuarially unsound. Highlights from around the Capitol 2015-04-13T04:00:00Z "Now it’s time to think about other interventions that may more effectively address women’s underrepresentation, since our data and the actuarial data indicate the underrepresentation has nothing to do with sexist hiring practices." Report: Faculty Prefer Women for Tenure-Track STEM Positions 2015-04-13T04:00:00Z Burl Daniel, an insurance expert witness used by both defense and plaintiffs’ lawyers, introduced the Haggler to an insurance actuarial concept: “Frequency leads to severity.” Spurned by an Insurer After Filing Small Claims 2015-04-25T04:00:00Z In particular it is still relatively easy to retire early, and the link between contributions paid in and benefits received is too weak; the system is not actuarially fair. Starting to list 2015-04-01T04:00:00Z It failed, however, to make the necessary appropriations to keep the pre-existing fund in actuarial balance. Recent editorials from Texas newspapers 2015-03-24T04:00:00Z But his lawyers said it amounted to one in practice, referring to actuarial tables for black males and the likelihood that Mr. Gridine, who is black, would die in prison. Florida Justices Reject 70-Year Sentence for Juvenile, Likening It to Life Term 2015-03-20T04:00:00Z The General Assembly had floated the idea of moving to an initially less expensive, actuarial method for the fiscal year 2016. Maryland House committee moves on changes to Hogan’s proposed budget 2015-03-13T04:00:00Z Instead, lawmakers want to adopt what they said was the more commonly used actuarial method, a move that they said would save the state an estimated $60 million next year. Maryland House takes steps to reverse cuts made in Hogan’s budget 2015-03-11T04:00:00Z The revenue could be used to reduce other taxes, or to help close the actuarial deficits in our entitlement programs, or some combination thereof. Beat Wealth Inequality By Imposing Land Value Taxation 2015-03-05T05:00:00Z The original fund is on track to run out of money by 2019, according to Hegar, even though the new fund, called the Texas Tuition Promise Fund, is structured to be actuarially sound. Recent editorials from Texas newspapers 2015-03-24T04:00:00Z Fees from dozens of other firms covered legal, actuarial, consulting and art appraisal services, as well as mediation and court-appointed experts. Judge says $178 million Detroit bankruptcy fee tab 'reasonable' 2015-02-12T05:00:00Z Apart from the amorphous nature of such actuarial musings, what if you run short? Incredibly, 4 More Things President Obama Wants To Tax Now 2015-02-09T05:00:00Z These sweeping generalities don’t mean much, unless you translate actuarial advantage to personal strategy. 5 Key Investment Strategies for Women 2015-02-04T05:00:00Z Haslam’s chief of staff, Mark Cate, said Wednesday that new number reflects an actuarial study and comparisons with Medicaid programs in other states. Revised projections say Insure Tennessee would cover 280K 2015-01-28T05:00:00Z That would bring the fund into actuarial balance. Recent editorials from Texas newspapers 2015-03-24T04:00:00Z This is all based on the actuarial premise that someone filing an insurance claim is more likely to get into another accident than a policyholder who’s never opened the umbrella of coverage, so to speak. The Staggering Cost Of Making An Auto Insurance Claim 2015-01-27T05:00:00Z MPC bases that recommendation on static, actuarial assessments of risks to the public. Medical parole can save Maryland money 2015-01-16T05:00:00Z It’s actually not all that different for banks, though the business of lending is inherently harder to forecast with actuarial precision than MetLife’s. MetLife's Decision to Challenge Regulators May Backfire 2015-01-13T05:00:00Z Determining a given car’s residual value – what it’s predicted to be worth at some point in the future – is actuarial voodoo at best. Which 'New-For-2014' Cars Hold Their Value Best -- And Worst 2015-01-07T05:00:00Z At present, the 8,600 member plan is just 63 percent funded, according to its actuarial report. Cincinnati reaches deal on pension reform 2014-12-31T05:00:00Z Silver plans, used as the benchmark for Obamacare’s subsidies, have an actuarial value of 70 percent; Gold plans, 80 percent; Platinum plans, 90 percent. Six Reasons Why Vermont's Single-Payer Health Plan Was Doomed From The Start 2014-12-21T05:00:00Z "While rate increases are never easy, our rates are based on actuarially sound data and a reasonable projection of future cost," Aetna spokeswoman Cynthia Michener said. Aetna rate hike excessive, California insurance commissioner says 2014-12-18T05:00:00Z A subsequent study commissioned by the N.B.A. and conducted by the Segal Company, a leading actuarial and consulting firm, analyzed calls made by individual referees, making these findings much more significant. What NBA Referees Can Teach Us About Overcoming Prejudices 2014-12-16T05:00:00Z Some have welcomed it as Illinois’s first actuarially sound pension-funding scheme, designed to get the five plans fully funded in 30 years. America’s Greece? 2014-12-17T05:00:00Z For individual-market plans, the C.B.O. and several actuarial firms suggested that required benefits increase premiums by as little as about 3 percent, though some estimates are as high as 9 percent. Health Care Law Is Not One-Size-Fits-All, and Here’s Why 2014-12-08T05:00:00Z But instead, the Vermont plan mandated an actuarial value of 94 percent—more generous than even the costliest Obamacare plans. Six Reasons Why Vermont's Single-Payer Health Plan Was Doomed From The Start 2014-12-21T05:00:00Z The net position uses market asset values instead of actuarial ones. New Jersey pension system funding plummets under new rule 2014-11-26T05:00:00Z Everyone knows that Buffett is approaching his actuarial limits, and that his equity portfolio is prosaic. Berkshire Hathaway: Thumbs Up Or Thumbs Down? 2014-11-12T05:00:00Z “Unique to Illinois is the idea that you don’t have to pay for pensions and you don’t have to follow actuarial recommendations.” America’s Greece? 2014-12-17T05:00:00Z The actuarial standards of practice also permit the use of investment forecasts to discount future benefit payments into today’s dollars. Detroit Emerges From Bankruptcy, Pension Risk Still Intact 2014-11-11T05:00:00Z The actuarial investment assumptions are calculated by a consulting firm. Pension, liability at center of treasurer’s race 2014-10-27T04:00:00Z Gabriel Roeder said the three lawsuits “are factually, legally and procedurally infirm and reflect a gross misunderstanding of the nature of actuarial services.” Lawsuit Contends Consultant Misled Detroit Pension Plan 2014-10-28T04:00:00Z The annuity seller invests your cash and takes the risk that the market might not perform and that you might live longer than the actuarial tables indicate. Asset Allocation For Retirement 2014-10-24T04:00:00Z But I think what we’ve proven, if you look at our long-term track record, we can help clients get to their actuarial goals by taking less risk, or less beta, if you will. Hedge Fund Maven Anthony Scaramucci On Calpers' Folly, Activist Investors And The Revival Of Wall Street Week 2014-10-23T04:00:00Z Instead, they must meet a “minimum actuarial value” test. Why You Have The Wrong Kind Of Health Insurance: Obamacare 2014-10-22T04:00:00Z But innovative systems like Geisinger are busy anticipating trends, examining actuarial tables, studying results in their own patients, and plotting the next move that will cut costs and improve patient care. How the Slowdown in Medicare Spending Is Affecting Hospitals 2014-09-26T04:00:00Z Not only was pension money spent on off-the-books benefits like “13th checks” and ad hoc death payouts, but some of the actuarial assumptions clearly conflict with reality. Lawsuit Contends Consultant Misled Detroit Pension Plan 2014-10-28T04:00:00Z Suppose you are in a Bronze plan with an actuarial value of 58%. Why You Are Likely To Lose Your Health Insurance -- No Matter How Much You Like It 2014-09-23T04:00:00Z In short, they are present in any competitive insurance market where insurers are prevented from charging actuarially fair premiums. Discriminating Against The Sick 2014-09-22T04:00:00Z I don’t plan to celebrate my 80th birthday with a cigarette or a colonoscopy, and I don’t want my aging experience reduced to an online, actuarial accounting exercise. Too Young to Die, Too Old to Worry 2014-09-20T04:00:00Z It was actuarial data that the league and lawyers for NFL retirees released as part of a proposed $765 million settlement of thousands of concussion lawsuits. Brain Damage Takes a Back Seat to Ray Rice, Adrian Peterson Headlines for the NFL 2014-09-16T04:00:00Z Last week, the court released two actuarial reports that project three in 10 retired NFL players will develop cognitive problems. Ex-players want to depose NFL over concussion deal 2014-09-15T04:00:00Z Each band is defined by its “actuarial value” – which is the percent of covered benefits the plan is expected to pay. Why You Are Likely To Lose Your Health Insurance -- No Matter How Much You Like It 2014-09-23T04:00:00Z The actuarial numbers were released for the first time on Friday by the N.F.L. and representatives of retired players who are suing the league. Brain Trauma to Affect One in Three Players, N.F.L. Agrees 2014-09-12T04:00:00Z But the insurance industry said on Thursday that on the contrary, the new rates were “irresponsible” and “do not reflect actuarial reality.” New York State Gives Health Insurers Average Rate Rise of 5.7% 2014-09-04T04:00:00Z Although states developed actuarial forecasting models that included tuition increases, their assumptions, in many cases, turned out to be wrong, Safdari says. Do Prepaid 529 Plans Ever Make Sense? 2014-09-03T04:00:00Z By the way, “actuarial reduction” is insurance speak for a lower benefit based on your age. Social Security: Getting the Spousal Benefit Right 2014-09-02T04:00:00Z From the altar, an actuarial “no” campaigner brandished charts depicting the risks of independence. A war of attrition 2014-08-28T04:00:00Z On a weighted average, the actuarial review squeezed an overall rate increase of 8.6 percent in the insurers’ original proposals down to 1.9 percent. State to offer more health-insurance choices next year 2014-08-27T04:00:00Z In order to provide consumers with more affordable choices, the Universal Exchange Plan actuarial value tiers are 40, 55, 70, and 85 percent, respectively, for Bronze, Silver, Gold, and Platinum. Revisions To 'Transcending Obamacare' Based On Reader Feedback 2014-08-21T04:00:00Z Based on Social Security Administration actuarial tables, the life expectancy of a 58-year old person is roughly 26 years. Why Retiring Baby Boomers Won't Unload Stocks 2014-08-12T04:00:00Z In some ways this is all about the actuarial tables and the odds of things happening. Whether You Go With Aetna, Allstate, AIG Or Another, Avoid The Four Big Insurance Traps 2014-08-06T04:00:00Z In an insurance company, that might mean a leader who directs an actuarial team of 15 people, explains DDI senior vice president Rich Wellins, the report’s co-author. Companies Do Better With Women Leaders (But Women Need More Confidence To Lead), Study Says 2014-08-05T04:00:00Z But Obamacare gets rid of such plans, substituting plans with a higher actuarial value and more comprehensive benefits. How Obamacare Encourages Some 24-Year-Olds To Become Uninsured 2014-07-31T04:00:00Z As a result, the effective average actuarial value of an HSA-driven plan, over time, is significantly higher than that of an ACA benchmark plan. Revisions To 'Transcending Obamacare' Based On Reader Feedback 2014-08-21T04:00:00Z The only reason plan switching is viewed as a problem is because none of the premiums are actuarially fair. Can the Exchanges Be Turned Into Real Markets? 2014-07-30T04:00:00Z As homes get more connected, the massive amounts of data they produce will reveal the flaws in actuarial tables. SmartThings Wants To Give Your House A Voice--And Make A Lot Of Money Selling You Services 2014-07-30T04:00:00Z For the victim's compensation fund, Stevens said the $400 million figure was based on actuarial data and did not say whether the company expected the number of deaths linked to the defective part to rise. GM's profit falls on recall costs, victims' compensation fund 2014-07-24T04:00:00Z "It is a difficult risk to price by traditional insurance methods as there currently is not statistically significant actuarial data available," said Robert Parisi, head of cyber products at insurance brokers Marsh. Insurers struggle to get grip on burgeoning cyber risk market 2014-07-14T04:00:00Z But the cumulative effect of the HSA, for the vast majority of individuals, is a higher actuarial value than a conventional Obamacare plan: Revisions To 'Transcending Obamacare' Based On Reader Feedback 2014-08-21T04:00:00Z Essentially, Lauren is betting she will live long past the actuarial average and will “win” in terms of receiving an income stream for life. The Stakes Are Even Higher When Planning For Women. Here's What You Can Do. 2014-07-09T04:00:00Z However, in papers and during oral argument this position regarding actuarial timetables was abandoned … Should You Follow The Clintons And Do Your QPRT Sooner Rather Than Later? 2014-07-08T04:00:00Z “This is a legally required actuarial report whose purpose is solely to project the range of outcomes for plans and the P.B.G.C.,” he said. U.S. Pension Insurer Issues Dire Warning on Pooled Plans 2014-06-30T04:00:00Z To their credit, regulators figured out it might be difficult to design a plan that could precisely hit these actuarial targets. Top Down Versus Bottoms Up Health Reform 2014-05-28T04:00:00Z The actuarial firm cites Obamacare's impending excise tax on “Cadillac” plans – valued at at least $27,500 for family coverage starting in 2018 – as a factor that will force employers to scale back health plans. Health insurance coverage now costs $23,215 for a typical family The $735 million figure is an estimate that was calculated with the aid of Noor Rajah, who runs the actuarial science program at Columbia University's School of Continuing Education in New York. New York's pension 'smoothing' may short-change retirement fund 2014-05-16T04:00:00Z Congress allows plans to use actuarial values to determine funding status because actuarial values fluctuate less than market values. The Truth About Your Annual Pension Funding Notice 2014-05-14T04:00:00Z He added, “There is perhaps a lot attributed to the A.C.A. that is not actuarially accurate.” In Poorest States, Political Stigma Is Depressing Participation in Health Law 2014-04-27T00:49:09Z “It is an actuarial nightmare to try to guess what you’re going to get,” Gold said. Affordable Care Act plans pose actuarial and rate challenges for insurers 2014-04-26T22:06:54Z Separately, the law also required that small-group plans meet minimum standards for how health care expenses are split between the policyholder and the plan — what is known as actuarial value. You’re the Boss Blog: It’s Official: No Deductible Caps in Small-Business Health Plans 2014-04-10T11:00:07Z “Insurance is based on actuarial risk, but if you perfect information from the environment, that changes.” Why CIOs Need To Think About The Internet Of Things 2014-03-26T14:37:00Z Social Security reform is off the political discussion table for now, but the eventual burden of adjustment will fall on someone–this is the implication of the actuarial figures listed above. Today's Economist: Another Way to Do the Math for Social Security Reform 2014-03-05T16:00:19Z And plan trustees prefer to be given traditional actuarial estimates, which are smoothed, stretched, averaged, backloaded and otherwise spread across time. DealBook: Panel Seeks Greater Disclosures on Pension Health 2014-02-24T05:07:02Z It defines affordable as premiums of no more than 9.5 percent of an employee’s income, and employers must pay for the equivalent of 60 percent of the actuarial value of a worker’s coverage. White House delays health insurance mandate for medium-sized employers until 2016 2014-02-11T01:14:00Z The game’s actuarial tables don’t generally put a 40-year-old shortstop in the starting lineup on Opening Day for any contender, so he already enters this season as an anomaly. Contributing Op-Ed Writer: The Book on Jeter 2014-02-15T00:45:02Z An actuarial firm hired by the state to assess the proposed agreement estimated that it preserves 95 percent of the savings from 2011 law. Rhode Island Reaches Deal to Soften Pension Changes 2014-02-15T01:42:38Z But whether their worker pool warrants stop-loss coverage is a matter of executives’ risk tolerance as much as actuarial and cost-benefit analyses. Mamas, Don't Let Your Babies Be Born at AOL 2014-02-07T20:15:32Z Last year AT&T reported a $3.9 billion loss due to an actuarial charge. AT&T Trails T-Mobile On Subscriber Growth, Swings To Profit 2014-01-28T22:13:00Z "This issue isn't just about insurance rate tables and actuarial risk rates - fundamentally it's all about people," said Democratic Senator Robert Menendez of New Jersey, a chief sponsor of the bill. Bipartisan flood Insurance bill clears Senate hurdle 2014-01-27T23:38:08Z Now, one certainly can have misgivings over community rating on actuarial grounds. Today's Economist: The Real Health Care ‘War’ on the Young 2014-01-17T05:01:20Z Moody's said the city's budget for the fiscal year that begins Jan. 1 allocates $478 million for pensions, which is well below actuarial requirements. Moody's: Chicago pension fix not enough 2013-12-13T18:06:00Z It is best thought of as a hybrid that moves some risk for guaranteed retirement income back to employers—but without handcuffing them should their actuarial models fail or their investment returns lag. The 401(k) of the Future Could Save Retirement 2013-11-13T15:51:55Z The requirement increases premiums for a typical policy about 3 percent, calculated James O'Connor of Milliman, an actuarial firm, in an April report for the health insurance industry. U.S. preterm births fall to 15-year low, still worst in developed world 2013-11-01T04:10:52Z Chicago must make the balloon-style payment to its police and fire unions, the first year of a new pension spending arrangement, to comply with a 2010 Illinois law mandating actuarially required contributions. Analysis: No answers for Chicago's pension ills as mayor prepares budget 2013-10-22T22:13:10Z “If everyone is saving to be 100 you end up with a higher actuarial pool than you need,” she says. Americans Are Saving Too Much–Sort of 2013-10-07T09:45:25Z It doesn’t fit well on a protest placard, but this information may one day help build better actuarial tables, translating complicated data into real-world impacts. Eureka: Mutually Insured Destruction 2013-08-27T09:00:01Z His group, which includes actuarial experts, also will join parallel talks with the city over how to calculate and tackle Detroit's pension overhang, Gordon said. Analysis: In Detroit, pensions prompt battle of the bean counters 2013-08-09T16:33:47Z There are other factors than actuarial analysis that affect the rates. Analysis: In Obamacare rate debate, price gets political 2013-08-02T18:14:51Z It also gives the Postal Service a break on the annual fixed payments it makes for retiree health costs and switches to an actuarial model that’s also favored by Democrats. Postal Service bill close to passing key House committee 2013-07-25T00:29:11Z These methods, actuarial watchdogs say, build a strong bias into the numbers. DealBook: Detroit Gap Reveals Industry Dispute on Pension Math 2013-07-20T01:01:04Z The issue we're talking about is the unfunded aspect, the unfunded pension actuarial liability. Governor, emergency manager defend Detroit bankruptcy 2013-07-20T00:15:53Z But some variation of covered services around the state benchmark package nevertheless will be possible within the same actuarial value of a policy, adding some complexity. Today's Economist: What Makes U.S. Health Insurance Exchanges So Complicated 2013-07-19T04:01:15Z “The largest accumulated liabilities most often reflect management decisions not to fund contributions at levels meeting actuarial guidelines,” said Timothy Blake, a managing director at Moody’s. State pensions face larger-than-usual funding gap, Moody’s report says 2013-06-28T00:06:00Z "This will be very expensive to implement because it will require new data to be collected and so many actuarial forecasting models," said Donald Doran, a partner in PricewaterhouseCoopers' insurance practice. Choppier profits seen on insurance accounting shake-up 2013-06-27T19:17:00Z The actuaries say they comply fully with all actuarial standards of practice and pronouncements of the Governmental Accounting Standards Board. DealBook: Detroit Gap Reveals Industry Dispute on Pension Math 2013-07-20T01:01:04Z The dashed segment of that line is meant to show the actuarial cost and the premium range in which insurers in the real world would reject applicants outright. Today's Economist: ‘Premium Shock’ and ‘Premium Joy’ Under the Affordable Care Act 2013-06-21T04:01:58Z Illinois' most recent actuarial valuation, not quite a year ago, found its public pensions only 40.4 percent funded. Rosenthal: Nothing special about upcoming legislative session 2013-06-09T05:00:00Z These projections, based on proprietary market and economic forecasts and portfolio analyses, as well as on standard actuarial and tax data, estimate future probabilities for investors. Strategies: Why Many Retirees Could Outlive a $1 Million Nest Egg 2013-06-08T16:28:40Z The actuarial firm Millman had predicted a 30 percent rise in the cost of monthly premiums for individuals in California under the new exchange. California reveals prices for health insurance under Obamacare 2013-05-23T22:13:10Z Orr said a city task force is reviewing actuarial assumptions Detroit uses to estimate its obligations. Detroit emergency manager says city 'clearly insolvent' 2013-05-13T20:23:27Z The price charged the healthy for this call option is the difference between the premium they must pay and the current lower actuarial cost of covering them. Today's Economist: ‘Premium Shock’ and ‘Premium Joy’ Under the Affordable Care Act 2013-06-21T04:01:58Z The unfunded actuarial accrued liability was estimated then at $94.6 billion. Rosenthal: Nothing special about upcoming legislative session 2013-06-09T05:00:00Z Beshear made the decision after an internal analysis and outside studies conducted by the University of Louisville and the Price Waterhouse Coopers accounting and actuarial firm. Kentucky governor announces Medicaid expansion under Obamacare 2013-05-09T23:03:34Z Using actuarial data, the Ignite Wellness Lifestyle Tracker calculates your life expectancy based on day-to-day decisions, from how much pie you eat to how often you exercise. How Long Will You Live? There's an App For That 2013-05-07T22:50:23Z Under the Madigan proposal, the state would be required to use a new actuarial cost method that averages costs evenly over a workers' employment for determining its annual pension contribution, according to the summary. Illinois House speaker offers comprehensive pension fix 2013-04-30T22:05:33Z The Guardian asked Ralfe to provide an up-to-date estimate of the actuarial deficit. Threat to pensions of 60,000 Premier Foods workers 2013-04-24T22:06:45Z Thus, on an actuarial basis, most benefit packages will greatly exceed the amount paid in to qualify for those benefits. Barack Obama's budget: Chained, chained, chained 2013-04-05T19:44:19Z Calpers, the biggest U.S. public pension fund, is about 70 percent funded, a level its actuarial staff in a report said was at risk of sinking absent accounting changes. Calpers seeks bigger contributions from cities and counties 2013-04-17T02:57:03Z For decades Illinois skimped on making payments to the pension system as required by actuarial calculations. Analysis: Illinois pension fix faces political, legal hurdles 2013-04-08T00:23:38Z Fewer accidents would just mean fewer claims, and therefore greater profits, until enough actuarial data proved that driverless technology delivered the conjectured savings and forced premiums down. Will Auto Insurers Survive Their Collision with Driverless Cars? (Part 6) 2013-03-28T13:16:57Z “I don’t think there’s any actuarial data that says that,” he said. Government watchdog under fire for allegedly backing corporate interests 2013-03-15T00:13:43Z One is actuarial: Women tend to live longer than men, and stay healthy longer too. No, Hillary Clinton is not too old to be president 2013-02-27T01:00:00Z "Adopting the proposed method will result in higher peak contribution rates, which may put more strain on employers' budgets," according to a report by the fund's actuarial staff. Calpers seeks bigger contributions from cities and counties 2013-04-17T02:57:03Z The program is kept actuarially "solvent" on the government books by promising to cut benefits by 25% during retirement in two decades. We have to get US government spending under control 2013-02-14T15:18:15Z To help guide you to your number, financial firms have devised income and actuarial models that come up with a target multiple of your final year’s salary. Sizing Up the Big Question: How Much Money Do You Need To Retire? 2013-02-11T15:00:44Z The state contributed the amount required by actuarial calculations to pension systems in only one year of the last decade, according to a prospectus for the state's bond auction last week. Illinois governor to bear grim news over pension crisis 2013-02-05T20:43:27Z What many people do not realize is that the same actuarial adjustment shown in the table continues past the normal retirement age. Economix Blog: Bruce Bartlett: One Recession Cost Is Lower Social Security Benefits 2013-02-05T11:00:59Z The report said the retirement system faced a 26 percent to 34 percent chance of seeing its funding level fall below 40 percent over the next 30 years under current actuarial policies. Calpers seeks bigger contributions from cities and counties 2013-04-17T02:57:03Z When market forces dictate that they assume a lower discount rate, it can create a huge actuarial loss. Analysis: Rate pressures on pensions wipe out billions in profits 2013-01-31T23:58:37Z It said the pension charge was related to an actuarial loss of about $12 billion, which was partially offset by an asset gain of about $1.9 billion. AT&T Warns of $10 Billion Fourth-Quarter Charge for Pension Costs 2013-01-18T01:06:11Z AT&T said the pension charge related to an actuarial loss of about $12 billion, which was partially offset by an asset gain of about $1.9 billion. AT&T faces $10 billion pension charge, other costs 2013-01-18T00:24:02Z That was thought to be an actuarially fair adjustment so that whether one retired at age 62 or age 65, one received approximately the same aggregate lifetime Social Security benefits. Economix Blog: Bruce Bartlett: One Recession Cost Is Lower Social Security Benefits 2013-02-05T11:00:59Z The one-off cost, or write down, relates to an actuarial loss of about $12bn. AT&T takes $10bn pensions charge 2013-01-18T00:23:46Z The telephone company said the pension charge related to an actuarial loss of about $12 billion, which was partially offset by an asset gain of about $1.9 billion. AT&T warns of massive fourth-quarter charges 2013-01-17T22:52:19Z In actuarial terms, therefore, the Longevity Science Advisory Panel reckons that even if men adopt healthy lifestyles, women will continue to outlive them. Lifespan and the sexes: Catching up 2013-01-10T16:11:28Z According to the actuarial analysis, if the agency stopped backing mortgages right now, it would have a deficit after 30 years. DealBook: New Target in Finger-Pointing Over Housing Bubble 2013-01-09T17:49:08Z Last year, after looking at actuarial reviews, Ms. Voss approved a 9 percent increase requested by the same insurer. Despite New Health Law, Some See Sharp Rise in Premiums 2013-01-05T22:32:22Z The actual payment quite properly reflects the individual beneficiary's actuarial risk. Today's Economist: Uwe E. Reinhard: The Complexities of Comparing Medicare Choices 2013-01-04T11:00:12Z Their foundation currently is working on pension issues in Kentucky, Montana, Illinois and Arizona, providing everything from actuarial services to financial and legal advice. Small State Gets Big Pension Push 2012-12-12T01:36:08Z Raising the share of covered earnings back to 90 percent would be sufficient to eliminate almost half of Social Security's long-run actuarial deficit, according to the Social Security actuaries. Today's Economist: Bruce Bartlett: The Real Long-Term Budget Challenge 2012-12-11T11:00:19Z Quinn said his administration was involved with actuarial number crunching for a bipartisan proposal that was unveiled by House lawmakers last week. Illinois governor says pension woes hurting infrastructure program 2012-12-10T22:50:21Z Because of this, the former instructor and others said, they believe that the department made an actuarial decision to limit the amount of firearms instruction. New York Police Recruits Need More Gun Training in Real-Life Scenarios, Critics Say 2012-12-08T16:38:48Z There is the additional suspicion that even after risk adjustment, the private Medicare Advantage plans still benefit to some extent from favorable actuarial risk selection. Today's Economist: Uwe E. Reinhard: The Complexities of Comparing Medicare Choices 2013-01-04T11:00:12Z You also have to have an actuary do your actuarial analysis each year. Wealth Matters: Defined-Benefit Plans Allow Fast Retirement Saving, but With Risks 2012-11-30T16:03:34Z First, its actuarial review uses “significantly lower” house price appreciation estimates than it used last year. Audit Shows Housing Agency Facing Shortfall 2012-11-16T20:01:46Z Barry Lundquist, president of the group, said the site was created using the same actuarial tables that disability insurers use to price policies. Wealth Matters: Determining if Disability Insurance Is Necessary 2012-10-19T23:27:33Z In the case of private plans, state insurance commissioners are charged with verifying that rates are certified as actuarially sound. Benefits and Challenges of Medicaid Managed Care 2012-10-19T02:09:06Z The study by the actuarial firm Milliman, which used different ways to value assets and measure liabilities, finds an aggregate level of funding of 67.8 percent. Exclusive: Study shows $1.2 trillion gap for public pensions 2012-10-15T12:07:07Z Even if everything runs smoothly, the owner still has to pay someone $6,000 to $7,000 a year to do the actuarial calculations and handle the necessary filings, Mr. Stevens said. Wealth Matters: Defined-Benefit Plans Allow Fast Retirement Saving, but With Risks 2012-11-30T16:03:34Z There is little objection to this arrangement since it is widely understood that this is “actuarially fair.” Should Your Kids Subsidize My Grandmother's Health Care? 2012-10-11T13:22:45Z The loan would be gradually paid back as the alumni died, which the broker’s “matrix”—the name they’d given to the actuarial table of their own design—forecast would start happening in the third year. If Only T. Boone Pickens Had Died 2012-10-04T19:27:59Z Of course, actuarial soundness is much easier to define in theory than to evaluate in practice. Benefits and Challenges of Medicaid Managed Care 2012-10-19T02:09:06Z But Milliman, one of the world largest actuarial firms took a close look at U.S. public pension funding for the first time, and said the multibillion-dollar difference was good news. Exclusive: Study shows $1.2 trillion gap for public pensions 2012-10-15T12:07:07Z J. Robert Hunter, insurance director at the consumer federation, said a difference of nearly $2,000 based on non-driving factors is "patently unfair" and "actuarially unsound." Bucks Blog: When Non-Driving Factors Affect Auto Insurance Premiums 2012-09-27T15:41:40Z Absent intervention, well-functioning insurance market achieve actuarial fairness in which premiums are in direct proportion to the risk posed by each class of insured individual. Should Your Kids Subsidize My Grandmother's Health Care? 2012-10-11T13:22:45Z Few Americans buy private long-term care insurance, and such insurance was dropped from the Affordable Care Act last year as actuarially unsound or unaffordable. Long-Term Care Looms as Rising Medicaid Cost 2012-09-07T02:47:36Z As discussed above, it is critical for states to use the best and most relevant actuarial data available when calculating capitation rates. Benefits and Challenges of Medicaid Managed Care 2012-10-19T02:09:06Z Ben Farmer, a final-year actuarial student, said he hoped it would be a great help at the outset of his career. Finance students get trading help 2012-09-05T08:03:55Z The actuarial firm Towers Watson that in 2009 the cost of the U.S. tort system was $248.1 billion, which is nearly two percent of U.S. Legal Slime Chokes Best Companies 2012-08-01T20:18:49Z The actuarial tables will, I think, affect this over time; these guys are getting older. At War: Ryan Crocker Looks Back on a Decade in Afghanistan 2012-07-28T20:22:55Z But it added that the deficits had widened despite its efforts, citing as reasons "changes in actuarial assumptions" and a significant rise in associated costs including advisory fees. Shares in cashmere firm plummet 2012-07-20T15:10:10Z Paul Angelo, a senior vice president for the Segal Company, one of the largest actuarial firms in North America, calls the new rule a "perfectly nuanced solution to a difficult question." Analysis: Little-known US board stokes hot pension debate 2012-07-10T19:15:45Z Viewed from that perspective, one could also construe the penalty under the mandate as something approximating the average per-capita actuarial cost that such individuals might impose as a group on hospitals. Economix Blog: Health Care: Solidarity vs. Rugged Individualism 2012-06-29T16:37:01Z Murray notes that the funds were ultimately out-competed by large commercial insurers who had invested in actuarial methods and made advances that allowed them to offer lower rates. Obamacare and the Supreme Court: Do We Need Government Help with Health? 2012-06-29T05:19:54Z Yet because the buyouts are based on actuarial assumptions about what each retiree’s pension stream is worth using IRS projections about inflation, many ex-employees worry they may outlive their payments. U.S. Automakers Cut Retirees Loose 2012-06-28T03:10:21Z Pew relies on the states’ own actuarial assumptions of how much money pension funds are expected to earn. Public-sector pensions: Burning fast 2012-06-21T15:00:14Z Smugglers often negotiate, in actuarial detail, about who will be held liable in the event of lost inventory. How a Mexican Drug Cartel Makes Its Billions 2012-06-15T14:46:08Z People choosing the Libertarian system would not have to pay taxes to subsidize other people's health care, and they would pay actuarially fair health insurance premiums - low for healthy people and high for sicker people. Economix Blog: Health Care: Solidarity vs. Rugged Individualism 2012-06-29T16:37:01Z As a result, companies now use an average interest rate of 4.8 percent to calculate their pension costs in today’s dollars, according to Milliman, an actuarial firm. Fragile Calculus in Plans to Fix Pension Systems 2012-05-28T01:53:32Z The law also divides plans up into four tiers based on their so-called actuarial value, which reflects the financial protection a plan provides against unpredictable medical costs. Study Highlights Shortcomings of Individual Health Plans 2012-05-25T19:47:00Z Competitive bidding tied to the second-lowest cost plan that meets an actuarial standard. Sen. Tom Coburn, part 2: Reforming health care 2012-05-24T19:06:07Z Organic insurance plans almost universally impose a 5 percent surcharge to account for greater losses, but there is no evidence that organic crops necessarily pose a higher actuarial risk, Dr. O’Hara said. Green Blog: Big Risks for Uninsured Farmers 2012-05-22T19:04:56Z Organic insurance plans almost universally impose a 5 percent surcharge to account for greater losses, but there is no evidence that organic crops necessarily pose a higher actuarial risk, Dr. O’Hara contends. Green Blog: Big Risks for Uninsured Farmers 2012-05-22T17:38:27Z “This will make it much more difficult for high deductible plans to meet the minimum actuarial value standard of 60 percent,” says Ramthun. How Obamacare Will Make Health Savings Accounts More Costly 2012-04-27T15:14:56Z Jon Gabel of the University of Chicago and his colleagues report that the average actuarial value of individual plans in 2010 was 60 percent, compared with 83 percent for group plans. Study Highlights Shortcomings of Individual Health Plans 2012-05-25T19:47:00Z Back then, computers were people; they compiled actuarial tables and did engineering calculations. How Alan Turing Invented the Computer Age 2012-04-26T16:15:00.237Z The fact is that the government is required to cover much higher actuarial risks than is the private sector. Economix Blog: Uwe E. Reinhardt: Is There a Republican Alternative to Obamacare? 2012-04-13T10:00:19Z The actuarial odds are that if you take however many more years you’re going to take, I’m not going to be here.” Robert Caro?s Big Dig 2012-04-12T19:48:16Z It all hinges around a technical term called “actuarial value.” How Obamacare Will Make Health Savings Accounts More Costly 2012-04-27T15:14:56Z Fifty-one percent of those with individual insurance were in what the authors dubbed “tin” plans, with actuarial values below the 60-percent mark. Study Highlights Shortcomings of Individual Health Plans 2012-05-25T19:47:00Z As explained there, a mandate on individuals to be insured is an actuarially necessary complement to two strictures on private insurers that seem to be popular with the public: 1. Economix Blog: Uwe E. Reinhardt: The Supreme Court and the National Conversation on Health-Care Reform 2012-03-30T10:00:58Z I assume, of course, that Mr. Goodman does not have in mind having Medicaid charge applicants “actuarially fair” premiums, by which is meant premiums based on the individual applicant’s health status. Economix Blog: Uwe E. Reinhardt: Is There a Republican Alternative to Obamacare? 2012-04-13T10:00:19Z Thus, by this feat of actuarial magic, Boehner contended that raising revenue did not require raising taxes, and in fact would enable you to lower them. Obama vs. Boehner: Who Killed the Debt Deal? 2012-03-28T15:37:31Z For example, a health insurance plan with an actuarial value of 70 percent would, on average, require its beneficiaries to directly pay 30 percent of the covered health expenses, through co-pays, deductibles, and the like. How Obamacare Will Make Health Savings Accounts More Costly 2012-04-27T15:14:56Z Of or pertaining to actuaries; as, the actuarial value of an annuity. Webster's Unabridged Dictionary 2012-03-24T02:00:23.513Z The estimate of the economic value of life insurance business using actuarial and investment assumptions is used to value life insurers. AIA Group Profit Drops 41% on Stock Losses, Misses Estimate 2012-02-24T00:18:45Z Policies for many organic crops also carry a 5 percent surcharge because there’s not enough actuarial data to determine risk, a fee the government is gradually lifting as better information becomes available. Organic Crop Insurance Cost Spoils Growth of $27 Billion Market 2012-01-18T15:51:09Z For example, the Illinois plan - which should be able to make tuition payments for the next decade, according to a recent actuarial report - is backed by a "moral obligation." Prepaid college plans: shrinking options, rising risks 2012-01-11T12:03:15Z The problem is that health savings accounts aren’t really compatible with conventional “actuarial value” calculations. How Obamacare Will Make Health Savings Accounts More Costly 2012-04-27T15:14:56Z In the Ryan-Wyden version of premium support, the fee-for-service Medicare would compete with private insurance plans that offer a standard package of defined Medicare benefits or an actuarially equivalent one. Economix Blog: Laura D'Andrea Tyson: Wyden-Ryan's Unrealistic Assumptions 2011-12-30T11:00:23Z The law also required actuarial studies of municipal plans to be finished by April in order to find a way to solve the underfunding crisis at the local level. Many Rhode Island cities can't escape money woes 2011-12-19T19:34:59Z Community-rated premiums are divorced from the individual applicant’s age, gender and health status and reflect only the average annual per-capita actuarial cost of entire communities. Economix Blog: Uwe E. Reinhardt: The Supreme Court and Health Care 2011-11-25T12:03:46Z House Republicans opposed to the provision seized on the FHA’s annual actuarial report, which said the agency has a 50 percent chance of needing to seek taxpayer aid to bolster its insurance fund. U.S. Congress Votes to Raise FHA Mortgage Limits to $729,750 2011-11-18T01:06:02Z On the other hand, if HSA savings are counted as a form of health spending, the actuarial value of your plan could be quite high. How Obamacare Will Make Health Savings Accounts More Costly 2012-04-27T15:14:56Z “They were at the frontier of using actuarial tables to sell insurance and we’re in their shadow in some ways moving the frontier forward.” Fund Follows Scots Risk Pioneers by Insuring HIV South Africans 2011-11-17T05:12:13Z The expenses that the companies recover are allocated to the business units that do the contracting work and are determined each year based on actuarial assumptions. Fair Game: Dear Committee: Main St. Says Look at Pensions 2011-11-12T19:11:23Z The amended legislation requires studies of the struggling local plans, including actuarial studies that must be completed by April 2012. Rhode Island pension reform proposal clears 1st hurdle 2011-11-11T19:25:18Z Their actuarial condition appears to be backward, but to show indications of improvement. Encyclopaedia Britannica, 11th Edition, Volume 11, Slice 2 "French Literature" to "Frost, William" 2011-10-14T02:00:26.280Z When the trust is set up, gift tax is due on the actuarial value of what the heirs will receive. How Low Rates Can Cut Your Tax Bill 2011-10-01T02:12:02Z But to Leslie Moran, senior vice president of the New York Health Plan Association, an industry group, the result confirms that under the new law, the process bows to political pressure, not actuarial reality. Health Insurers Seek Higher Premiums 2011-09-28T03:14:34Z Also to weigh on those results will be a charge of as much as C$700 million for changes to U.S. mortality assumptions, as part of an annual review of actuarial assumptions. UPDATE 5-Manulife hedging returns it to profit, shares rise 2011-08-11T22:04:30Z Embedded value, the estimated net worth of a life insurer excluding new business using actuarial and investment return assumptions, expanded 11 percent since November to $27.4 billion. AIA Interim Profit Beats Estimate, Sending Shares Higher 2011-07-29T03:07:04Z An actuarial certificate was to be obtained before any society could be registered “for the purpose of securing any benefit dependent on the laws of sickness and mortality.” Encyclopaedia Britannica, 11th Edition, Volume 11, Slice 2 "French Literature" to "Frost, William" 2011-10-14T02:00:26.280Z For those who wait, the monthly payments increase in an actuarially fair manner until age 70. Economic View: Getting the Most Out of Social Security 2011-07-16T17:42:39Z I’m not saying this is pretty, but there were actuarially sound reasons.” Health Insurers Seek Higher Premiums 2011-09-28T03:14:34Z Scientists have concluded that it is most accurate to augment clinical judgments with an “actuarial” approach, in which variables like psychiatric diagnosis, history of violence and anger control are plugged into a risk assessment model. Some With Histories of Mental Illness Petition to Get Their Gun Rights Back 2011-07-03T01:50:23Z This time, it was considering a proposal that would encourage cities to increase workers’ benefits by allowing officials to change actuarial calculations, so they could raise pensions without incurring higher costs right away. Public Unions Take on Boss to Win Big Pensions 2011-06-22T02:27:44Z That's not a matter of expert opinion; it's simply the actuarial figure. That Sinking Feeling: How Can Flood Protection Be Improved? [Slide Show] 2011-05-13T22:15:00.217Z Differences, Finite, a calculus much used in actuarial work, which deals with a series of numbers by considering the differences of the successive terms. The New Gresham Encyclopedia Volume 4, Part 1: Deposition to Eberswalde 2011-04-14T02:00:57.977Z On Friday afternoon, the state commission that runs the plan announced that it was hiring “nationally recognized” experts to review the plan’s investment strategy and actuarial assumptions. The Prepaid 529 Plan Formerly Known as Safe 2011-04-01T19:10:01Z But, according to the estimates they commissioned from Milliman, Inc., an international actuarial and consulting firm, doing so would cost more money. Wonkbook: How to lift the debt ceiling and save Social Security in one easy step 2011-03-17T11:27:34Z The CEA, the European insurance federation, said the verdict was "bad news," arguing that the use of evidence-based statistics was "indispensable in actuarial science." E.U. Court to Insurers: Stop Making Men Pay More 2011-03-02T08:55:00Z There are myriad plans for all the different public-employee unions, various contribution formulas for each one and actuarial projections that require an advanced degree to unravel. How Chris Christie Did His Homework 2011-02-24T17:57:37Z Some actuaries who have studied the documents have expressed strong reservations, saying the new contribution schedule is not based on any accepted actuarial methodology and puts the pension system at risk. Illinois Pension Bonds to Test Investors? Faith 2011-02-18T01:50:03Z Rating by astrology would not be actuarially sound.” Allstate: Drivers' rates not written in stars 2011-01-31T20:46:00Z They included the right of presentation to the living of Abington at its full actuarial value, and he would not sell the right separately. Abington Abbey A Novel 2011-01-30T03:00:14.557Z Until now, discrimination in setting insurance rates has been allowed under E.U. rules, "if sex is a determining risk factor... substantiated by relevant and accurate actuarial and statistical data." E.U. Court to Insurers: Stop Making Men Pay More 2011-03-02T08:55:00Z A survey by Mercer, an actuarial consultancy, suggests that around half the assets of continental European funds are invested in government bonds. Buttonwood: In debt to Grandpa 2011-01-27T10:58:13Z Mr. Smith, who was speaking on his own behalf, is also chairman of Milliman, a large actuarial firm. Illinois Pension Bonds to Test Investors? Faith 2011-02-18T01:50:03Z In the old days, statisticians used actuarial tables and slide rules to help with all of the decimals and division; ranking quarterbacks and calculating mortgages required the exact same skill set. Tanier: Rodgers is good, but that passer rating is absurd 2011-01-27T06:31:59Z Three years from now, according to the actuarial report, the city will be paying 28.8 percent of payroll, or about $691 million. The Bay Citizen: Bonus Payments to City Retirees Are Drawing Ire 2011-01-21T04:22:06Z But, the administration said, “if a state lacks the resources or authority to do thorough actuarial reviews, the Department of Health and Human Services would do them.” Health Insurers to Be Required to Justify Rate Increases Over 10 Percent 2010-12-22T07:48:01Z Verisk, the supplier of actuarial data to insurers, published the report with the association and the Insurance Information Institute. Insurance Sales Rise Most in 4 Years on Personal Lines 2010-12-21T18:30:41Z The prospectus states that Illinois calculates its statutory pension contributions each year according to an accepted actuarial method. Illinois Pension Bonds to Test Investors? Faith 2011-02-18T01:50:03Z But, the administration said, “if a state lacks the resources or authority to do thorough actuarial reviews, the Department of Health and Human Services would conduct them.” U.S. Proposes Rules on Raising Insurance Premiums 2010-12-21T14:56:23Z Both are held hostage by actuarial tables and dubious and often insane practices of the government Medicare system and private insurance. Well: The Future of Nursing 2010-11-18T17:46:00Z “According to Illinois statute, the prescribed contributions are determined under a method that may not be in compliance with the pertinent actuarial standards of practice,” Mr. Gold said. Pension Fraud in New Jersey Puts Focus on Illinois 2010-08-21T02:00:00Z Ever weakening and increasingly confused, economic conservatism may survive another few election cycles, but the actuarial odds are against this relic of the Victorian era. Happy birthday, Social Security! 2010-08-17T12:45:00Z He described recent cases where the commission had found actuarial numbers being used to mislead municipal bond investors about the health of public pension funds. Illinois Pension Bonds to Test Investors? Faith 2011-02-18T01:50:03Z Using much stricter actuarial calculations, this deficit valuation is expected to show a shortfall substantially greater than the £194m funding gap published in Acromas's annual accounts. Anger over losses of ?529m at AA and Saga owned by private equity groups 2010-08-15T19:20:00Z A. Logan, chief executive officer of SafeGuard Guaranty, said the company has performed risk assessment and actuarial studies with this in mind. Divorce Insurance (Yes, Divorce Insurance) 2010-08-06T14:37:00Z Brian Murphy of Gabriel, Roeder, Smith & Company, another of Illinois’s actuarial consultants, said the numbers were for illustrative purposes only and unlikely to reflect what the state would actually do in coming years. Pension Fraud in New Jersey Puts Focus on Illinois 2010-08-21T02:00:00Z However, in the coming months the company and pension trustees will receive a triennial valuation for the deficit, as at April 2010, carried out on a stricter, actuarial measure of assets and liabilities. Premier Foods signals end to final salary pensions 2010-08-04T18:41:00Z |
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