How long did it take the US credit card companies to implement chip and pin?

美国信用卡公司花了多久才让芯片技术和密码得到应用？

What? Why not? -Because I had a row in the shop with a chip and PIN machine.

怎么？为啥？－因为我和自动识别机发生了一些口角。

Also, the introduction of chip and PIN technology has led to a drop in fraud and has even been helping businesses by cutting the time people spend at tills in shops.

此外，芯片和 PIN 技术的引入导致欺诈行为减少，甚至通过减少人们在商店收银台花费的时间来帮助企业。

What we're trying to do now is kind of envision the kinds of attacks that we feel are going to be likely to happen once the U.S. moves over more completely to the chip and PIN standard.

我们现在试图做的是设想一旦美国更完全地转向芯片和 PIN 标准，我们认为可能会发生的攻击类型。