Unless of course you use cash ISAs.

当然，除非您使用现金 ISA。

So obviously cash ISAs have been around, I think since the 90s, but essentially they're a tax-free savings account and with cash ISAs they act very much like normal savings.

所以很明显， 现金 ISA 已经存在，我认为自 90 年代以来， 但本质上它们是一个免税储蓄账户， 并且对于现金 ISA， 它们的行为非常像普通储蓄。

So you know, if you don't get a personal allowance or you've reached it with other savings, then a cash ISA is a really good place to put excess money because it means you will shelter that interest from the tax.

所以你知道， 如果你没有得到个人免税额或者你已经用其他储蓄达到了，那么现金 ISA 是一个非常好的地方来存放多余的钱， 因为这意味着你将免税利息。