But the lower your payments will be, the longer the capital repayment mortgage term is.

但您的还款额越低， 偿还抵押贷款的期限就越长。

So your monthly payments are going to be even less than a capital repayment mortgage.

因此，您每月的还款额将甚至低于资本还款抵押贷款。

If you have an interest-only mortgage, you still have exactly the same amounts if you haven't made any capital repayment.

如果您有只还息抵押贷款，即使您没有偿还任何资本， 您仍然拥有完全相同的金额。

So if you've got a capital repayment mortgage, the longer the mortgage term you have, the more interest you will actually end up paying.

因此，如果您有资本还款抵押贷款，抵押贷款期限越长，您最终实际支付的利息就越多。

So we are seeing some clients looking to actually extend their capital repayment mortgage term to try and keep their monthly payments down.

因此，我们看到一些客户希望实际延长其资本还款抵押期限， 以试图降低每月还款额。