You don't buy the insurance policy, basically.

于是大家都不怎么买预防政策的账了。

He wants people to be able to buy policies across state lines.

他希望人们可以跨州购买保险。

Buy an insurance policy that covers accidental damage.

【accidental】购买一份意外损害保单。

If the new rules work, insurers will need to focus on persuading people to buy their policies for protection rather than as an investment.

新出台的规定如果起效，保险公司需要关注如何说服人们出于保护而非投资的目的来购买自己的产品。

That's a nice round figure to deal with! OK, if you were to buy this insurance policy, your yearly fixed income from it would be 94.35 RMB.

这是一个很好筹算的整数。好的！如果你想要买这项保险的话，那么你将会每年得到固定数额收入是94.35人民币。