Some people think banks are institutions that should live and die by their own success.

有些人认为银行是应该靠自己的成功来生存和死亡的机构。

I mean, I think bank earnings are a great economic indicator, a powerful economic indicator.

我的意思是， 我认为银行盈利是一个很好的经济指标， 一个强有力的经济指标。

Policy has not been tighter because central banks did not think it needed to be (see the errant forecasts).

政策并没有收紧，因为中央银行认为没有必要（见错误的预测）。

Jason Karlawish, an expert on Alzheimer's at the Univer-sity of Pennsylvania, thinks banks—and their technology—are uniquely placed to identify older people who are at risk and refer them to doctors or social workers.

宾夕法尼亚大学的阿尔茨海默症专家杰森·卡拉威什（Jason Karlawish）认为，银行及其技术具备特殊的优势，能够识别面临欺诈风险的老年人，并将他们转介给医生或社会工作者。"

Well, I think the entire financial services industry is evolving right now, and so I think banks will always play a role, or as far into the future as I can see, but it will evolve.

DS：嗯，我认为整个金融服务行业现在都在发展，所以我认为银行将永远发挥作用， 或者在我看来很远的未来， 但它会发展。