John asked me if I wanted an " interest bearing account with overdraft protection."

约翰问我是否想要一个“有透支保护的生息账户” 。

That should give you overdraft protection, in case you ever bounce a check.

那应该给你透支保护，以防你退票。

" Overdraft protection" is a service where the bank will pay a check even if you don't have enough money in your checking account.

“透支保护” 是一项服务， 即使您的支票账户中没有足够的钱， 银行也会支付支票。