Now you have negative equity and owe the bank almost $400,000.

你现在持有的房产净值为负，倒欠银行将近 400，000 美元。

Many new homeowners are in negative equity, with a growing number in arrears on their mortgage payments.

许多新的房主都陷入了负资产的困境，拖欠抵押贷款的现象越来越频繁。

This leaves new owners at greater risk of being pushed into negative equity, which makes it hard to move house or remortgage.

这使得新业主面临更大的被推入负资产的风险，这使得搬家或转按变得困难。

In Britain, a 20% fall in house prices would leave as many as 5% of mortgages in negative equity, according to Neal Hudson of Residential Analysts, a consultancy.

根据咨询公司 Residential Analysts 的尼尔哈德森 (Neal Hudson) 的说法，在英国，房价下跌 20% 将使多达 5% 的抵押贷款出现负资产。