For starters, they're really bright at default settings, but you can adjust this if you want.

对于初学者来说，它们在默认设置下真的很亮，但您可以根据需要进行调整。

So we let the loans go into default at their suggestion. Did any alarm bells go off in you at that point?

所以我们在他们的建议下让贷款违约。那时你有没有敲响警钟？