Now, within the realm of productivity, there are both long term fixes and short term fixes.

在工作效率上，有长期的解决办法和短期的解决办法。

Insurance will only cover a portion of the cost, so he's looking for a long term fix.

保险只会支付一部分费用，所以他在寻找长期的解决办法。

And for a problem like this, a problem of motivation, long term fixes would be things like building better self discipline or building strong habits or creating a better study space.

对于这样一个问题，动力问题，长期的解决办法应该是建立更好的自律，养成良好的习惯，或者创造更好的学习空间。