I know people are funny about loaning their tools out to others.

我知道人们把自己的工具借给别人是件有趣的事。

I promise I'll return it Sunday night. I know people are funny about loaning their tools out to others.

我保证我会在星期日晚上归还。我知道人们对把自己的工具借给别人很在意。

And you might be wondering, OK, so who's loaning out this money, right?

您可能想知道，那么谁借出这笔钱，对吗？

This business model - taking state money and loaning it back out - has paid off for the Bank of North Dakota.

这种商业模式——获取国家资金并将其贷出——已经为北达科他州银行带来了回报。