The most obvious way digital financial services harm poor people is by laying them more open to fraud.

数字金融服务伤害穷人最明显的方式就是让他们更容易遭受欺诈。

She, therefore, had no intention of discussing the matter and laying herself open to innocent questioning by a new little pupil.

因此，她无意讨论这件事， 也无意接受一个新来的小学生无辜的质问。

Of one thing I was sure, that her beauty and kindness and eagerness combined, forced me to think as she did, when she was not earnestly laying herself open to receive my thoughts.

我可以肯定的一件事是，当她没有认真地敞开心扉接受我的想法时，她的美丽、善良和热切结合在一起，迫使我像她一样思考。