America is the rare Western country without a universal insurance scheme.

美国没有全民医保方案，这在西方国家里并不常见。

Medicare - -A government health insurance scheme funded by a tax levy in each province in Canada.

Medicare - 由加拿大各省征税资助的政府健康保险计划。

In fact, it was the existence of this deposit insurance scheme that prevented the bank runs during the 2008 financial crisis from being a heck of a lot worse.

事实上，正是由于这一存款保险计划的存在，才避免了2008年金融危机期间银行挤兑的恶化。

Pfizer insists that the public won't have to pay any more money, mainly because in the US it's saying that private insurance schemes will be forced by the government to cover this.

辉瑞公司坚称， 公众不必再支付任何费用，主要是因为在美国， 据说政府将强制私人保险计划来支付这笔费用。