Another logical place you might look for liquidity is from your home equity, although that's getting tougher.

寻找流动性另一个合理的途径，是房屋净值，虽然这样做越来越困难。

I used a home equity loan to pay for the lighthouse purchase and some of the initial renovations.

我用房屋净值贷款购买了灯塔，并进行了一些初步装修。

Debt levels are down. People are not taking, say, home equity out to spend on a car or, you know, on a flat-screen TV. So it's a much healthier kind of spending.

债务水平下降。例如，人们不会将房屋净值用于购买汽车或平板电视。所以这是一种更健康的消费方式。

For those with at least 30% to 40% equity in their home, getting a home equity line of credit (Heloc) could be a good, cheap insurance policy, says Brent Weiss, co-founder of Baltimore-based Facet Wealth.

总部位于巴尔的摩的金融服务公司 Facet Wealth 联合创始人布伦特·韦斯表示，对于那些拥有至少 30% 至 40% 房屋产权的人来说，获得房屋净值信贷额度 (Heloc) 可能是一个便宜又不错的保单。

When the Fed increases rates, banks raise the prime rate, a bench mark index used to set all kinds of consumer loans, credit cards, car loans, home equity lines and credit, private student loans.

当美联储加息时， 银行会提高最优惠利率，这是一种基准指数， 用于设定各种消费贷款、信用卡、汽车贷款、房屋净值额度和信贷、私人学生贷款。